[ 2025-01-10 00:39:46 ] 6780cec2a5970 /api/auth/login
[ 2025-01-10 00:39:46 ] 6780cec2a5970 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:39:46 ] 6780cec2a5970 <- {"status":"success","response":{"token":"+nCDEzZGW7dPsLSw1pjXxk5ZNUxGbzM2dU5GdDBGUHh5Y0czVTFSOXJ1T2ZBQTgxQ1B0a00xMTVReDYvaENNY09JaTYvR2hYMm5KYjFmSnJzKzZsazdaNjFiOXlhZlB0S1M0ZjlwWGIrYU9VSk9FQXJ1M28xbjk5dDNkaXd4ckdqbFZKMitLdEFlUFkyWkNBbCtWYlp3YlRPZ21wQ1pxT2RXNi9zR3NWVksrN3RoZ242WSs2SGd6L2ZSbGN1NXZwbkpaMFJlbit6Q3g3M09GNEhaUUM0QWRLNjhHeW93L3Iza0VPUEk0eW5XL2d5K0Fxc2w3ZFpJT3FuMG9jVXVycEVyc3NTRTNBSzdZR2J2U2k=","decodeInfo":{"referenceID":"6780cec2ad548","name":"GUEST-6780cec2ad548","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:39:46 ] 6780cec2d9948 /api/auth/login
[ 2025-01-10 00:39:46 ] 6780cec2d9948 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:39:46 ] 6780cec2d9948 <- {"status":"success","response":{"token":"+zCtnTkr+j1wpMk6dngdCXdnSUx3SjZlOVQ4VGZiM0haZmtxZlV2dWt6MlQ1QkpEby8rMjU1d3Y0UExpelRWMkU5WlVSUGo2eGVIUUtlK2J2YWFaTmpDZjQ0S3JoWlkyMUpoQmJPeVV6VTAveGpxRnRET0M5ak9GVFQ5bmtyY2xTREJIVkZUbjM3NURBL2dVY3ovU3lCb0U5VnVLNTJScVVlbEozbWJ3T3FIY2luNXhjZENFM0drZjMzaktlaE5mSzJvV0k1WHZETUFFY1BHUk5nK1ErRDVyTUtjYzNBV0YxWDRNU3ZISXdIRzlvMG1KcUpZSW92WmM2YkViWTBvQnRCRUhTcmpCQ0ZCeEo5clI=","decodeInfo":{"referenceID":"6780cec2e1739","name":"GUEST-6780cec2e1739","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:39:47 ] 6780cec3acd0b /api/auth/login
[ 2025-01-10 00:39:47 ] 6780cec3acd0b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:39:47 ] 6780cec3acd0b <- {"status":"success","response":{"token":"BMzTiZRp8iExEmtE3BLHCkNvR1ltQjkyalJVTnlXUWhRNnNPYzFDck1YTU5DRmhqbDR0cHZlR2V1T0oxek45c3pCSExUZFNKdGw4eEJDemtIaUMzWVJrVzZTb1VoK0FHVGxRNzh0bEF1VTREWGYrY0huRTdOcTN1dGhpaEt2dUFFZ2EzcXZZWlFnOHl2NWNZbkNiTlVndkFxMnJLUjllNVF0NDg1cElvVGhRWTNQS1A3UisvT1dLZ2VNWm9UazR6cjZuVFNPNXg1Q1hFUlRrN0dZWjlqdjUzcnIvbUozZUZEcWtjUEpKUWVDOFpodVlpRmJuQ3JiY21SVHlPeVl1QU5qNFhmUFk2WnNaTE5HcTk=","decodeInfo":{"referenceID":"6780cec3b58c8","name":"GUEST-6780cec3b58c8","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:41 ] 6780cfadc1aa4 /api/auth/login
[ 2025-01-10 00:43:41 ] 6780cfadc1aa4 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:41 ] 6780cfadc1aa4 <- {"status":"success","response":{"token":"1kK0BBTia\/e6dB7azCSFrG8xeWFiWE5NK3JjV1hDVjJQNVVUVWN5QUdNYWIwT29sTWloNlBtYS8wWUtrQm5hY0lvZlR0eERJQndwK1UxaXRUQW5jaFYwR2FDMm9QL0NtcFBjYWtMYnYwNllqOWxkOWd1UmE3Rm1qM2h6SmE0TFNLUGNoaCtTdk9JczBmYVhpcy9TTEpPM1EyVzd6OWhJSVpGWUUwMU40K05xVnpFa29TVHJTM25vUFVkendHUUFHa1J4Skp0aU9nUWw2R2Q3OEozY3VBNmlQcU96cFRYb1d2YWJCUzlOdGE4ZjdRMzRGU0JaS1B1SnA3YXRTN1JyYWg1R05yRkxYMWMxMW5ZLzM=","decodeInfo":{"referenceID":"6780cfadca0d4","name":"GUEST-6780cfadca0d4","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:42 ] 6780cfae007ec /api/auth/login
[ 2025-01-10 00:43:42 ] 6780cfae007ec -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:42 ] 6780cfae007ec <- {"status":"success","response":{"token":"6yxpbLeoJojGlcK\/Vjv5GWlDN3RmdUQ0NEtQK3c4SXdoTnBPZE9IVDRoTXBGVnZlL0R3cmtwYWFEUDJiSHNycytzeTVBcGMyaFJBNCtEWksxSzR5NVhnNlRmQVN5bVNxM0FFTnRDeVZqRUVlanhNdmJHVDlGaXYrb3FqS3kyQjdwZk9Jb0YxemR0elR0OUhvWjl3SWpLZ2FCSTVvNGZnYzU0NUhjaVVuK25CdngveFErNjduQTlJYkxCRHpTNXNwUmh4ZUVMOUh6TStiSXhqeGRuelFab3lsK1VxQzRERy9YYWVPYlhsUzZjNTNMVUhIWkdVdTdUbmtDYXd6RG9YblJ3R2MxU3ZxajB1Zk9adCs=","decodeInfo":{"referenceID":"6780cfae085f2","name":"GUEST-6780cfae085f2","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:44 ] 6780cfb078ddc /api/auth/login
[ 2025-01-10 00:43:44 ] 6780cfb078ddc -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:44 ] 6780cfb078ddc <- {"status":"success","response":{"token":"4MEIU6tBXj2TjuElNK1JD3FvanU2RWw4S2poMnRMS1RaTGJla0tDdVh1TnNFeC9tcHlDQlhXZDRKVUFud29UWFN3SmhiMnFGWWRpOXd5UFBYenRoUHV5Z2FoKzhCY0FjaVhDQmxLTnVmK1NFMGtWUTV4RFRteUNLaXUrN1NYcjZKNWVEWXRYdXpzVGc3V0pHbjdwdVo5WVdFcWV4Q3N4dUVHL3dWZ2FORW5pYzlpVkQ0dHNGUDNDSm9MeXM2OCsyNnVvQkdhOHA3LzhwVjA2VEtqZm95WnArc2hLcm8xQmRnak9Fd2RhT1BNbWU1aVhMRlpEeC85c2tIK2dLRloxOWZZemI5TUZaaHFHMWQ1WUc=","decodeInfo":{"referenceID":"6780cfb080ddd","name":"GUEST-6780cfb080ddd","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb568b4b /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb568b4b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb56c8b4 /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb56c8b4 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb56e914 /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb56e914 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb57702b /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb57702b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb57cfb5 /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb57cfb5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb56c8b4 <- {"status":"success","response":{"token":"7h7NymLuNy3LlEW\/I4vBG3ZKZ25ncmQyU3ZEdk5aMlk2SFNCNmw2NVBaRkM0ajhxblZMcTFBaTN0aFR0dGR5NkZraXY4TE4zRkRvaDFUY0d1T3RValhHVVgwa0gwNlc1YmEyWjVFVUJJbTl0WXlxRmlLVExydWxYY3NsVHMyb2FxRVBmbHVZclVWTXpqK2hPYXQzY2J1ZEkzalJoMWdOcHVyQmZGVEZwMTVZeXJMRjdVdFJGWEdpM2lqamc0RVVtOUp5VEtJSi9PMXRCemJibjVnSDlMVjQ5cy8yN2QycFlNWk1yRklWaTFnSDdZSUhObnVOZnZyb0JpeDVaWmptSUtkQjk5K3FVTjliQjF2dE8=","decodeInfo":{"referenceID":"6780cfb57bebe","name":"GUEST-6780cfb57bebe","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb5825fa /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb5825fa -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb56e914 <- {"status":"success","response":{"token":"VYWZfoKuecRpydbQektU6VJQRDhrY2tsa0JPRFpnd3ZBdEZQSDlYckN4b2VVSzJFK0IxRUdpQXdiRW0rWnpmNXlKS0IvRFNkNk4yaWRBRWRBQUxXeHVRcWdFemxkQ0JoQk4xZWJRaDB4SGtMNUtwNWtjcG1nRVRjYVM1aWVVK1hJMDRMeTNRZGZmMzBnN1NqcHRDeDh2cHdFbE1GSEhHckRTNkRXUjhJT25kVUN6NTRuK0Z2Y1NINGl5SlI0ZTBXU1NWZWphcExWQWNubDlWRUlWbDl6bUNaNVFCYk5KRk1rNURmcDYrY2wrbjR2emRQZWxFaWQ0MTBZN2VCOEUxNWVXMUJualUrbU9PUFNCZGo=","decodeInfo":{"referenceID":"6780cfb57d8c1","name":"GUEST-6780cfb57d8c1","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb568b4b <- {"status":"success","response":{"token":"QbAFwLYLrPjA4XvgPJitJm1qeE1XNnBCajVGOENCQnlEL3ZDazhSaXV0NDFzbm1nYXRibS9sbmtRR3cyQlA5YzRiV29NRnRVemY0TjlmL2F0R09WUHM4UzNrUmxBcW55Y09PdDdsYkZvV29VQTltMmdqQitzblgzMG5WeGxSWUhhZkZ4L3NKSG80L1JEM280VjRNQXdqUnYydDZ2aDlqQTM5WFMvWitBb0VQUitDNloyZ09pQkhTU3RaY29UQzlsaU5DZkdmT1IzbldDbldaQ0RMZ0Y5UGhyZUVxMWs1UjUvN2Rnb2VsMiszc2Y1bW10T1ZsNjZ0am9SMmxCTlpRUFYycTZ0SzRUZWhPVTlrY1Y=","decodeInfo":{"referenceID":"6780cfb57b20f","name":"GUEST-6780cfb57b20f","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb58b63c /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb58b63c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb57cfb5 <- {"status":"success","response":{"token":"QyM+bO2FQ9wMgJj4nDb6tURzaFVuOXpOdC9vUE03ZnJ3SlZIOXBmVlNZblFJaHhHa04vMTFtRWdOdTlsdGxCSzZSSXk0bitDWURBck5BVC9vU3BoSU5GQTVTeTdxaVduQUhvTW5ReE1RQ3N2dTRSVWZwOFhRbUl5dHd1eGR0ZGVDdTJjdnN6UklxbWpMZ1JLR2xXQ2FyNnhoQkdQSUZkbWU5a3dtVDJ5cnpSeTM5bmhWUk5qaFZoQjhKeHRMT0dPTUpIL3FlRWJVQUFhQ1pIMXdySFNZRDFRQVlIR0Rvc0xReGw2eGQvNHJad2dhZEIxUG5yRVZUM09CWUdwUDUzb2VaZWJodWREazNrZlQrTFU=","decodeInfo":{"referenceID":"6780cfb58a483","name":"GUEST-6780cfb58a483","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb58fffa /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb58fffa -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb597406 /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb597406 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb57702b <- {"status":"success","response":{"token":"73dIioS7RLuggpA6UlCoYjRIa0UwTmJrMW90b2dZU0dnYno5anZ4RTB4R1RtNFdYNk56WXZTUEs5N0VDV2pwMTFwbVRtK09Ldml1a1JBckpqZ2pKVjdrallzR2lkbFQyKzhidnVhRXMrRnpSa3ZvaXRMc2tNOGFJVVJDOGFPME85MDcxSTNRMW9KNVJTblpNLysyNHNWM1F4ZXk0VUxFQjF4bkpUVmxLaGlYSmRkN1RHS1IyNmpLUnZFYUwzd2V3Unh0bFZWNWVXdG5zRWxrTmNKK1ZiLzhaR2dRUnZMVy95UTY4TlFpa0dISzBBQzRTcWJrY25pUGlZem05Y1FyVjZBQzZXNFpRNUNJVm91YWU=","decodeInfo":{"referenceID":"6780cfb590484","name":"GUEST-6780cfb590484","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb5825fa <- {"status":"success","response":{"token":"WK0JC1vAlnW72gTfhHcL1mx0d3dJTGtMMWoxZGpkU1NTU3NjS3Z6dEpOQlh3MHpsNGEyRm9ZSjhFM3JrTURKTGxGbDZZQ25hc09NMFkrODVmempZamJaa0xmTTBhNWFaeFlSRXBFR1NxblQveFdSeG92eWRLcnpraVg2SDZocXlkdXdaNk9EdXJCN0ZMbVVNbUIvN0NLMnNSQ0VxaGJmTXc0dSt6b3ZFT29mMEV5UGxleDZyVVNzZElBYVI0cmZkbDVjSTBMOVhiOGp5VC9qRTNXK05Vcm4vUk84S0RSS2E0bUU3YlhUK0hDaGhpT0Jrd28xeDFCcWkrQ1Y0OVpaSDdlckF2dEU5SUpOVWx1UzQ=","decodeInfo":{"referenceID":"6780cfb59a893","name":"GUEST-6780cfb59a893","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb58b63c <- {"status":"success","response":{"token":"dvkdiVQMl680g8t7UBfqi2diOFlnVjh6TlFta3FiditMSTA5VFd6K1lLdDM5Qnc0RkVGSSs2S2x6UEdtZzZZMjlNQ2hsenBnYnFvWHVHZWJCcGNOeWsyclZMUU9WZGFaYlJSa21ueTQzM0FRUDFVSStweEFnd21keXNYZGdQeTFNUDhFU2xsUmt2elpNMVVvOGNEeThrNi9Fdk1PUWdZUU1mSFVYaitxSEJreU5Nb0J3aFZHVElBT01SYzFUUFdVN21VUk9TUWVYQ21nWElZdTlYV2RDN1FrMzN1V2dOazI3QlBQTGR2VFdhWFJzN3JjdjhUSEhZRzZmT3Z5dUVzM2d2cG95YXhTdlJSSG8yY0U=","decodeInfo":{"referenceID":"6780cfb59f46b","name":"GUEST-6780cfb59f46b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb58fffa <- {"status":"success","response":{"token":"8ZjKNySgDnEnRAC8djUePmZnZ2hSaHdKaVZ3dlNuQ3FIZDY2RnRXcGxhWE5KTVY5T3d3U21EaU5iNS9hVHhaSUdCMFpqN2lhaEhCY015c0dJNW9wN3VwNzdMbEVsc0pWYjIrQVIzdTlZTjYvWjdkaDRtNTBMb2xQdFI0a0FVVFJrVXFRcS9oWFB3a3V6RU9XVUZXMjIxam5tYWNHWmNocEpkVVdRTklhUS9UeFphNkRKbWZLM1dCN0dOSm9SMHFPcUQ5NjNLQXgyK2ZzQml6OTdKL1J3cFlzcUlkeUQ4RCtkTXcrU1ZPMVlNTmwzc1lSVHZiQ2RIQUp5YWp5UHhmV2RvWWQrRms5ejhBTTBoU3c=","decodeInfo":{"referenceID":"6780cfb5a28a6","name":"GUEST-6780cfb5a28a6","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb597406 <- {"status":"success","response":{"token":"cNWyi8TCE8m\/WbKEEqY1rDAyTjhlUnkydEVMNURDWUtQZXl4Rzk5NnZHdzNCUzFBZHRDSHVPVUVITXpUMXY3K0MzeTJSM0JPUUZ2VGprUWd0MHhsS0lNZXBxTDV1Ym5zS0Z2QkREZTd4N2dnakUyYnJQZDJETzMzTlEvNUdadjBDZ3Jlc2tVU2ZWMVNrWW5Dc2JBbjJETjJEUVZ4a3dUSnEydWxyWWkrcTkwbU1uQ1Rad2llVDd3WTFNQ2hwS2k4aGNjb2hTTzM2MzFYL1ptamt3ZHlDdDgyVzkwK0VFZ2Fzb1d5RkZLaytMM2lWZmRDUmpLU3hPR3ZLaThMR2E5YUNIWG5iUEtpNS96RldqN1M=","decodeInfo":{"referenceID":"6780cfb5a9ad8","name":"GUEST-6780cfb5a9ad8","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:49 ] 6780cfb5da6b6 /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb5da6b6 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb5e1058 /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb5e1058 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb5e2c88 /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb5e2c88 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:49 ] 6780cfb5e8d4d /api/auth/login
[ 2025-01-10 00:43:49 ] 6780cfb5e8d4d -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:50 ] 6780cfb602da9 /api/auth/login
[ 2025-01-10 00:43:50 ] 6780cfb602da9 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:50 ] 6780cfb5da6b6 <- {"status":"success","response":{"token":"L6HN6cqHu5bx1AZTncOQFUc4bk0rWGx6b2lUTmlqZlJKczc5YWVUTUNKS1MzQUZkSjh0Vm9lSG9nL1RJRVdLTmNmbnV4a0NpQ0lXcERDdGhQNnpma2s5dUY3c0ZuWVNjQU0vakZuaDJyQjZ0U1VUVDRZQ0xwbTE0UDZhcW93VTN0TFI5aFhwWXhieGh2eitGS0dsaXQ1SXdSM2FlZUxxT29FSTZ2Y1FpcGRhclhVYm5WQXRaQ2xqMXBnUitaMGwrK3paS1RRZC9ybmlNdjJ1R242am9hMVhDWVJ3eTJpc09USkhCanhWbU5hQ1RMQUw3OEVRVUhRZmt2YXpHZzZmZmRRelhnaGhza0FtOE9tTks=","decodeInfo":{"referenceID":"6780cfb5f3148","name":"GUEST-6780cfb5f3148","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:50 ] 6780cfb6058b2 /api/auth/login
[ 2025-01-10 00:43:50 ] 6780cfb6058b2 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:50 ] 6780cfb5e1058 <- {"status":"success","response":{"token":"9OM3qeSb0SheM\/1W8P7UrTNQSTE2NVY0TFVHd0ViWjgzRUhsaGFlYmkvZW0yLy8wbUhLU2RwTGI5ZldEdEplVHU2ajE4ME14bUpsQzZSWU5PZ2pZODhvYjE4cXVacThudy84NWtGYW1ERkZsNTdjYkN4UUthZmsvaE96RlAxSmpYTUpNUGZ1bmFCbUYvREtvWk5nWTdvRHAxd1Y2MVpxVU1GTytqb0lGNGFwaTFFa1lhbG9QZ245WHdTZDRxMm4xNWVpNmJlZ1EvendMRUlxQTVlUm9mUG0yYlU0QkY2b0pqOWtNVTFqanhERVZ1VW1mMEE0bkNELytPRW00Y3JQVVNQMG5IZlVSeFhLOVNFeFc=","decodeInfo":{"referenceID":"6780cfb6019a4","name":"GUEST-6780cfb6019a4","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:50 ] 6780cfb6084c4 /api/auth/login
[ 2025-01-10 00:43:50 ] 6780cfb6084c4 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:50 ] 6780cfb607622 /api/auth/login
[ 2025-01-10 00:43:50 ] 6780cfb607622 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:50 ] 6780cfb5e2c88 <- {"status":"success","response":{"token":"vi3Ng9i7TkAuKeVtE7VXQ0Rxc3JTc0RkOVVrWGREQVBNZlc3R1piVHBzQ1dxRlVMU3lxR2FyblhGcVZkQzNHY242UTlRNHdJdE1Oc3hqd2o1dVNjc3FMTitCWVRtU01zNkxRS2VpLzNEc09EY0JsOTBQbDdqNFZzSGVtVEpMd2tSTVhZS0I5TzF0ZFk1MlZPY3VqOFZ1UFJHSW9JM3NFVVNVMG9SN1MxK3MrNk9kQTFidmEzaVVQYjlZMVZSZVFWdFovNHVJaE5jRVB6dzhEUXdrak42R3lTK3RDa0JjeWVwYTEyMFdHemFlQzZKb2tDbzllaXl3RmRqRXA0T1VCOHhTM2JFQUtqOXM4VURic3E=","decodeInfo":{"referenceID":"6780cfb60252f","name":"GUEST-6780cfb60252f","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:50 ] 6780cfb5e8d4d <- {"status":"success","response":{"token":"r\/fqlMCYWgvRnbsM4gGVVHBrN3FJcUordElQc2UvUXI0SlRJUWpMWUJwaFQxWnl1UXc3NGR3M1c5c2tRUnE2M0ZUQm1BQTFwM0xvaEgzTi9Jd1pBN3NtdHpyQ21iVy9NVjE4a3JwM2M2NWx2Z0F6eEV3YjVNKzZiNzROODN6a1BzajkzNjZVWE80U2JzbWFYSG9qVS9DYThJMGJvOW9NNFRTZHByYWhtSThqQmtVSDZFcUFiZEtVdWlsSHhreDZMVjA3TGxmakRRbHgwcWVLbDRGWUJhSmhjdFVTNDJ1VGdaNldaNWI0dDhISTluSzNmWDBENW1qbXhVcFBMZGpkMEdUTkdrV2tnaFdhemVQb2Y=","decodeInfo":{"referenceID":"6780cfb60bda4","name":"GUEST-6780cfb60bda4","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:50 ] 6780cfb6084c4 <- {"status":"success","response":{"token":"e9nM4xCE6Y9EJrqgRDqy7DA2YlFuVFlWVVhLV1NNRkpQMUV6bGQwL0k2ejFzbUludzRoQkNnOExuYjZ2NWJYRi9icHFaeWxXRWZxRjNyaStOV0lYMEt1Y0xsTjBpa1ZmNGp5Mmt4ci96aTlveW8xbDJsWVVVOGFFNDNQV0JpK0hXRVdJOFREcXpyQ0I4MkJ4ai9JQ1NkcWVXNmZQZXhDemF5aEdyWEIrb09OanNvL01DTk1kaGtjTTFXcmJ1R0Q0WjA3SWtzakdHUVlxektYT0czQWRuSHMzNEpqcUlMTGZYbVBZWFJEaU05dTBiMW5lby9mZmFtUC9vTEVnYmNzOUFlMCtBRFdCcU5HSjI1cDI=","decodeInfo":{"referenceID":"6780cfb612d9d","name":"GUEST-6780cfb612d9d","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:50 ] 6780cfb616cea /api/auth/login
[ 2025-01-10 00:43:50 ] 6780cfb616cea -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:50 ] 6780cfb602da9 <- {"status":"success","response":{"token":"clmTSJopE4U6aqcI0KPGSjJ6VXdvdW9QRmRMUVJzR1VnOFI0THNWSGs1bTB5ZWlJRHJ2ZzdCVHpEejlWV0FDK1o4ZE1TUm94ZnBBQ3ZUTXlhUzdGQkdxR29vV1g4T1RLaWFJVmdkSWFuMGZOTWIxMklvenlLeXlkVnNGMmg3V3JTTnppS1A2czJPa2NLejNCaFZvWHVPeDJxUkZUN0xBZTlZOUxsc1Q1Wld4RmJEVmVOUmtXeW5WL25vbkJWS09TdnE5bk5mWXRLWnRSUTZrRFdNQ09lYnkrTjlLQi9VWWQxVTZQSGYrRUt5WE9nU0paYThJYzYrV2QwMDNqbVFURmhBUGF4UWRKTU9ISDRnbG8=","decodeInfo":{"referenceID":"6780cfb613578","name":"GUEST-6780cfb613578","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:50 ] 6780cfb6058b2 <- {"status":"success","response":{"token":"LKQmyTGuMM6QgKursAceekpSRjZMRWl4RjlKeVhXMTZld2RTVWZnSURMa3JqeW5zVTFpaWs1RnhxbVk2UmdhRUtsYkY1dVZMeEM1alI4TjljK01KMGpDaTIvRUhVbFBQV0w1WFJoTTFoOEk5TG9GU2ZURFd0aG1FN3hmSGM3Wk90K2R4NFZYUklsVEJVMXlYc2JybVIxWFJyTHNvK1ZEaldIM1p5MmU0ZHo1L3BLSlB3Zmd5VEJjQmNrZjdieGxpOG5CMzIxR2Y1VHRLQXllU0hvbVYxV3R0UEVvVnBpWHlmWTIzMUIzdnJzQkRhNk1nT1oxR0ZlcXMwNVdVNllYamlvUm5LbTZzTUVEenlMYys=","decodeInfo":{"referenceID":"6780cfb616fee","name":"GUEST-6780cfb616fee","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:50 ] 6780cfb607622 <- {"status":"success","response":{"token":"K6B\/Qvq6fduzhPXMfH+kNGNhdHhPcXV2Y0dIemYzTXJyYXRnTnFibm9ORlpsNVhQdW91MkpXaENOU1hjZGtFOWdNZ1kydUk0YU5yUzZxNW1DQmFGMXQyQjYzbjE5eTdEWkFlN0dMeHM3R29IYTVnRDJOc09DSTdxQkpPM3VnT2FWMWlycnBaeGw5aE51MzZIOVVKUVNLV1VwTFhtazdaaHA3WXVpM3ZXSFR1SjhDemNkZkhlQzl5OE1zK3NTV0J2SytuK2ltR0J2V0xMSlFwWkZvVERzcTdOYzJrUEdSYzAzVFFCOFBDL2tBQ3NjRUFlZ0kvV2lLbUl6TWpjaC8rRERJdTlpYVExUjlvZEJZT2I=","decodeInfo":{"referenceID":"6780cfb6182f6","name":"GUEST-6780cfb6182f6","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:50 ] 6780cfb616cea <- {"status":"success","response":{"token":"fOVhhH1G\/2FQSV6W79+m93B3Zkg1UEJBdzZQZHNhZUJLRE02SXFjOFlUSHhIdDBUWXloOVJ4VTVZRDBJSm1RandkT2x4OWNZMEJFYmZZUXk3WkpIMGhTa29tK1pXNW1MbWxINGc0bFlIZGwvWDBLNmhxZGFGenRrMVZMRlM1Y1o1TjBCdjM1Ymx4ZFA0UWJOaWwxOTBCbUVjTlVKRm9CWDlnOTU4SmZYN2pWWkpoTHdhL3BVb0V2VWlqOXNYVGh0VVVxL3dvUFpKTVV0b0lnWWtJUjhDN3NZR3dRZjVjeHhueUIydHZhWFkrNEM4aDZJU3pCQzRIWnFpZXpUV28zUzE1WTVhSVp4K1lPSExqd2U=","decodeInfo":{"referenceID":"6780cfb621974","name":"GUEST-6780cfb621974","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:51 ] 6780cfb753e72 /api/auth/login
[ 2025-01-10 00:43:51 ] 6780cfb753e72 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:51 ] 6780cfb753e72 <- {"status":"success","response":{"token":"mR\/wx1FUu8pCr87b9eLMQGJnbHREUDNMMW1yZU9HNWd1QTF0NG56QitQUUNVcGZUVUgyajRvaUxJQk92SkpmaVlYUWRRdEpBUjdtWkppQ1Rsek5TVm9xUWpTOGtaNlV1ZkhnWFJlUHhxVStsMDF4MFh6d3ZNNWlkcnFmTVRQenNOenoxM0pXNkdDc1dKdTJaMTRzVjlUVUswQjBpWW85cEZocit3UlRlZE1BL1hLams1N3p0VkxHWHdoLzVlNGVPNUQxU3cxRWJta1NOVzZmOVFBSmJ4YTR1ellEeHl6RXMzVzNXNlRETkZSRHdPMVB1TlFMTW1Ed2xHMnZhRFMvT0JWVzRHNmhhSEpsbW1wWWc=","decodeInfo":{"referenceID":"6780cfb766527","name":"GUEST-6780cfb766527","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:51 ] 6780cfb793bb8 /api/auth/login
[ 2025-01-10 00:43:51 ] 6780cfb793bb8 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:51 ] 6780cfb7a18ef /api/auth/login
[ 2025-01-10 00:43:51 ] 6780cfb7a18ef -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:51 ] 6780cfb793bb8 <- {"status":"success","response":{"token":"Wa1EsANpZb1OX9C12MRpnFJFNmhsM09seTlsOGdtaituVHQ5UTh0bk9XTXQrVEVpZVNtNzdiN1p0dFl1ekIzZWhiMEkxUnB2Q0RVbk14VkhpbzlWVkJlcC8xdkVmWW80RURrWkRySU1sc20yYUlIZlZ6WE9RUW0wcmFLVENSY09YQUNpR0d3VEFIbSs2UHdVOWU5OUQySzBKSVNrODZHQnlUMzZNcldEZWVvM1lCblM2dFZWVm9xaDJoNzBoaWhlYTk0WDgvMGp6b0lHMnh4cmR2bmp6L3hyVnY3K0IrZE1wb01XZ3BMN0dCSEVMVTRKMW5haU5ySXBYWkpkYVh5amR3a29GYkUzeVRsMUxWeVM=","decodeInfo":{"referenceID":"6780cfb7a4360","name":"GUEST-6780cfb7a4360","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:51 ] 6780cfb7a18ef <- {"status":"success","response":{"token":"A0gD7I0yt4c2QPyAXVQ1gnBDMG9FSVgzVVJ3VklacTViZERzdjhKVUs3KzRoT3hHSkZZNUhtV0p4dFdVclMyT0kvSVN3cG1tZHdsZ0EwWFlOU1YrdkxJRU5YdnJibCtMMjlZSUQrOE5TQTZzb2NCVmw3Z2M5aDNOZndtdWxqaHI2MWtkcGYrUUJKLzVlL0ltVU5xOVAvaG9BVzhpWEdRRDlucWIxOVhrQlNsYk9kN205V1pBTzZ1OFk5ak9DSTg5KzdqNUJsc1JzYjF6M01LNy9nMDkwcFlEQ1Qwbnhuem1JVURKWnpCeTc5cTRiRUNBNEJKQjF5Qnppa1RWT21SVVU4MVZkL0NjVjRoQ2wrREY=","decodeInfo":{"referenceID":"6780cfb7b60c0","name":"GUEST-6780cfb7b60c0","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:51 ] 6780cfb7bffdf /api/auth/login
[ 2025-01-10 00:43:51 ] 6780cfb7bffdf -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:51 ] 6780cfb7d2bdb /api/auth/login
[ 2025-01-10 00:43:51 ] 6780cfb7d2bdb -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:51 ] 6780cfb7bffdf <- {"status":"success","response":{"token":"zFyi9WiHXolnbL28cFnZ21g4dkV5UXlWbzEvOXcrTHNubUErTU5VQk5QcGlabnJldkxhb0pIajI4UXN1Nk9BYUd6STloU0V0TnJPNXduUjc1eGs3MWl0TnN5MU1hSTlXRWNtN1JDaEh5ODZzWVgrQkJzaGpzVmFGRjQzcGxYMTFuQUU3YnhZVUNIUDVoLzRIYm41Rksrcnl3L3JtT3BudWRvQWRESUI0azF6Z0ZUWmticEVRWUNwRCtGNWdEUFdacy9ZcFlNVTlYZ0FnczAwTFZjVFRZL0c2TkY2YmFUQmZVOFEyZjFFd2h4YUZLY2lPeEl6RXZQNWtUWFhHeVlsTFR2ek5GUFpKcHVSaUNQRU8=","decodeInfo":{"referenceID":"6780cfb7d1029","name":"GUEST-6780cfb7d1029","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:51 ] 6780cfb7d9e72 /api/auth/login
[ 2025-01-10 00:43:51 ] 6780cfb7d9e72 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:51 ] 6780cfb7e0e5e /api/auth/login
[ 2025-01-10 00:43:51 ] 6780cfb7e0e5e -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:51 ] 6780cfb7e8c90 /api/auth/login
[ 2025-01-10 00:43:51 ] 6780cfb7e8c90 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:51 ] 6780cfb7ea301 /api/auth/login
[ 2025-01-10 00:43:51 ] 6780cfb7ea301 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:51 ] 6780cfb7d2bdb <- {"status":"success","response":{"token":"kBBTwXyhEE3cr8wbwJc9iUUvbUx1RDF2T1VNcHVRNjdvd0hMdkNJRUxXQ0tlZWRMeFFJb3BLMW9YZTE0cEVWYWdFT3l2VWtHeVdPc1p3cXczNklXTkYrL0V2a2lteTRqdTRZbFRSZ3E1VEFVd3lCWTlPZnIrYXgxZnFwTFQ5bVc2RjZ3VVVKa0NEZFB2RC9tK3RzSCsvWmpDN0pKRFdDSTlENnZrQTlWUWM2cDJDSDBSdWZlVjNsOCsrNDRVQTJ4emdDYVZ0RDV3TnpNR2dDdlY2d1BqYlc4RkUwbUREcU1sVU11OENmS3V4UVlGcEc0QzJjZGF6YkVRT0Q3SHRmZ2NBbXFicm1kT2ExNnBYQ2s=","decodeInfo":{"referenceID":"6780cfb7e71f5","name":"GUEST-6780cfb7e71f5","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:51 ] 6780cfb7d9e72 <- {"status":"success","response":{"token":"voYUZk+UDtAy7UbZv4JMQTZTa2ovVkhOZHE2MGJqUFhJZXlOdkd4VXBWY3lGVTBRaS9SYzVqT0hHRE80a0lwQXBpWEtZZC9Ba1Vqa0xhVTZObTBodk4xLzhwVXFLSy9WeU5vQzFHZ3pEZjdPY2lOd0pXc0NYWVBXT0k5ODdGbWxIaVI3eFZtQnVhTFJyMzM4K2Z5eXhvYzhDTjBNNHd6dU5tRUFTeGgyTERsS3ZwQTJCdlVHZmhhSlpuTGVBa2gwWWdMc2ZndTNFU1JZRno2OUxBZXd6SmtlZjQ1VFZscjlyQnhQOEFwb0lMVjJjNkZwVk9NY2daVkhjamlvOTY0NDVmaHA3eHVHemRnSXFWazI=","decodeInfo":{"referenceID":"6780cfb7ea6df","name":"GUEST-6780cfb7ea6df","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb7e0e5e <- {"status":"success","response":{"token":"jZ9TKCyvwSHC1tRWpFBgaW1peE5pNUg2ZmcvaWk5a0I5bEk3bXpRQWE0NlAvVFJ2dWpPbUdkV3U1NzJLaCtqVTBHcFVLL3Q3ODI0cWYyN3ZUTWZZZlk3RmlLU3pnMC81ZEJ4aHRyeG0rRGhuTkNXUXVWRDZFdjNSclpwWFRITHdpM2lMdHl2NDJKdEpsQWdnVEo2VzFQUE5vd290Vmt3YytjVjB6bmJsemVWUXJKMmV3TWtkSVI1MmQ1RDJDNDRGNG9ZankyTENQaGoxVDh1cTdsc3FmeTdOek1tei85Uk5DMW9XZ2dROUYxSTJVOUZseEZDQjJYYmQybXE0aGhCV3Q4UkMyblhDVnpVc29wVnE=","decodeInfo":{"referenceID":"6780cfb807d2e","name":"GUEST-6780cfb807d2e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb7ea301 <- {"status":"success","response":{"token":"UnXpPVVrkBVDboB0yjCx\/FZTUkNwSXQ4SjdJWHEzTStGQ3JZQ01qdmpHazI4cXBNQktya2QyeGczT3dibCs0dUNlNVBGMnNWdTdaY3FBbjlydzB0ZHdtNjBMOS9EVkRCOVRWMHU5U2RRbTdoRHNNc3YvcDhNVEFsbXVQQW1PeGsxY0V5ODNrN2Q3dVZmN0FMKzB3WEdnVUxBQ0NBTnNJeVJUclNtcGVNZ1EySENyWGh1VDdrQ1hQU0sxUXFiVnhtNmJaUTNQY2ozZXVoMkdtNnB2M3hZV3A4L2xjQkJFbjN4bG42bjRFa24yaVg0QjI5QmVsMkpUb3R3RmhXRjVDWjUvYzdvNE5HYmZrd0YyNEk=","decodeInfo":{"referenceID":"6780cfb807586","name":"GUEST-6780cfb807586","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb81035c /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb81035c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb7e8c90 <- {"status":"success","response":{"token":"cA\/jX+yRKonARGfEwG6mBkVNbVROWjN0bGlpTStmQVYyMFcxOFU2Uk93RTljOUpERXZCTTBIUnh0NXV0b29HVWdSNkNWT1JOV3EyaWVFMGVhUlNSMVB2VCtsWFZ5S3FMdDZWUmNGMFBPdWZ0TEloMmttVXhFU3VkbDcrbXdSRThoQ1FFZmVtL0pLN1kvWXF3OXlWUW40c2ZOTlMwRDY5eWEwUTJGTDFrODV0NS92KzlFTFJZOGtrN0czVUoxZjZTaTFuWUxiWlJzVkpSTXlzbkZWN3F2bHdOUU5SK0NXV3RjVlZFdGFKd3FZMVJFb3FGMHV2Qm9pMnBXZ2E2NjZybnRrelZBSkNUZEVTeTZFWUg=","decodeInfo":{"referenceID":"6780cfb80eb4e","name":"GUEST-6780cfb80eb4e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb8214d0 /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb8214d0 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb81035c <- {"status":"success","response":{"token":"GkGBzBxwQ8XtSW6FPfcSBXltMndTM3FzcDVaWm5UUlFnbDBGaU94aURIRk4vR1dWa2hwOGxub3Babi9IblU4SU0yQ05JVTZaRVNNbVpHdURvbGV5TVFteGtuUU4wckVQT0pObU5UcXFvQ1ZZL214ZDdLV2MvWUJYWmdyem1vV2FWc21sVEt3Q0ZtYnRkdHdVbXlpRC8yZkd4NEZlalhkZnBZZWJaSFZoVEFCdkFGUlhDei9ESkVmell6dWhGN09PYWI4UENCenI0UFhoc2k2Rlpjc0gxQy8zbG0valk3K1RBZDFmV2xNK2picXluVGRpb3dHNUN1WkgyNk1RWkEybUZsQ1BPSzBWemlFTm03d0g=","decodeInfo":{"referenceID":"6780cfb820cac","name":"GUEST-6780cfb820cac","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb8214d0 <- {"status":"success","response":{"token":"q8ZAA16ik35fiYUH4wDu6HFJcmFod3hPODdJbUFMazFQSzdNK2IrRGNHd0x6UUMya1B1NWQvWFA1ZnhDc2hlK1dwZmpQVUVxQy9yMkVyd1p3MFlsanNvL2VtRUJkUlJ4Vlk2V1BoQktlNEh2c2hoOVdRUmtzZzQyd3I1a2tURTNaMGxnOHp4RHlia3pITEhiR09CbEJpYTBkVEp6akpra0ZOdXM2bjZqdjRQT0hya0dzM0p2aTB1Y0o4Yk1WREx0VzBYSEJSMjdGNmVNdm5JTDJteTMxR2d3Umk0YUN1YUJYakM4RVlPQk9nSEFqNjlXYVZLQTY0MjJ0MGJDYTBSUjJhUXRySEFGNnFyWHl1eEo=","decodeInfo":{"referenceID":"6780cfb82fceb","name":"GUEST-6780cfb82fceb","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb83bf60 /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb83bf60 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb83cb49 /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb83cb49 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb84ae14 /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb84ae14 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb83cb49 <- {"status":"success","response":{"token":"0a3abXhuc6dftOzzUrStTE90ZDVwTDd4Y1QrUG5kdTBxVloyQjRkc0ROQTNRZG9leGFqZUExRis0dGN2cU9FMXA2a0ZJYWErYXRoMGtTR3NRVVFjOXNPN1JaMy9qaHdlZ0QwSzFzVmxiQjRsQ3lNMThQWVZqQ2NsemIzSnpEVDEwRUNMa0haVWliT2R3TUFCUW1JbHcvSlFPY1BUc0RYd3VCNVdRZ3FibmJlK3RRK1lDMVBLanNPK3FsY2FqMXh3UWhiUktmd0pSallaR0Z5ekh2M2VoUzlqNGdvbENIUHVQeUpFK3EwQytFYnBqTDUrWFFRcnRhTmczUEpHZU9FNnBuVUY1QnRuTzFrM2kzUlM=","decodeInfo":{"referenceID":"6780cfb84e527","name":"GUEST-6780cfb84e527","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb83bf60 <- {"status":"success","response":{"token":"Bh6sTBRrBc5LnRKAyOB2zW9mS3Fmd2pYQmljTVVtaWpTYTVBd0ZsdW5uS0ZPZWQ4dTFyRVlaMHRoTVFMZURiQnEyMEVvNTFSL0R1aTl0TWN5ekhhUTdYT2FtQ2twTnRWZXV2TlJ3eXpMWDJtTGdCSVV0b0MzSkdjMlFUWnJFTmt4SDk3azdPWVZjVnoxVGxCYUE4NG02RTlDUHdQSTh1ZUtsS1BQdjZtaTRLU25kN29RcFltR1JDeGpTUzArZUFnL2hyWGFVeUVERzJEOEVDdzRPdHhSZVFYSE81QSttZ0hLeHJrTUtScU5xYTExNG5yQi9tQmNmelJyQVlKUGd1OEttOHZ2bmNRTFNBMVNlbzk=","decodeInfo":{"referenceID":"6780cfb84f990","name":"GUEST-6780cfb84f990","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb85ec52 /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb85ec52 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb84ae14 <- {"status":"success","response":{"token":"+YnFHXe7clDbCmMcds1LTkx3cWVoWXF4a2VsNDlSbHBFUzBYVEVJakZuWkxBOW5aZjVFTEVhd2JMdmVQS2NWTDZvQW1ES0ZtdHlGM3NpaExxZXBCREVzUTJ4bTBsWDNzYVBDdllLVVVzcGt6dDl3SS9MMjNQeEdZaTZMbSsvSWNHb3NkUFQxTng1bExBZlNid1h6bXI4c1pDMTFwN1ZXSjY4QUVsbndJQXh5S2I2eVR5cDdzY1Bnc2VwMWZDb2tvYk9HZkRnKzE4T3FrZFFMditqVTVvckR6UFpua0VXemFXT0hKb1FjVVg4c2piM0xYU252anNrbGkwcUJ4QU9hVjJYSEQraFZYOFEwV0pFRjI=","decodeInfo":{"referenceID":"6780cfb85aac4","name":"GUEST-6780cfb85aac4","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb865455 /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb865455 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb865455 <- {"status":"success","response":{"token":"xBLWFReKIYBFS0v2qq4tRjNHY1Y0MHF0UlRHUEFTU054R25FUHlsYXZTNktwYWNRT3NtU2ZyMFhCaEFlbmE1Uk4wSHVNRVduU2F6R2Mya1pyWlFxdktzU1VkRjNDR2tDakxmY3pndE1GUHpwYmx6MkpyeTBCZnBaTFIxOUN4c2F6SzJ0d1NBeWVCdDZSc3MyaCtDZFFLTUFzK1JBQ05ISlNrb3lLcDZXS0N3Z29IcGVlMkd6TklwWG5rWm9WQnU2Z1ZCOVVNdTJ1ZjFMeUhTeGhjd29jRDQxdi9YMUh0RWJuSEl1dkYrbGRCWmd0TXQ1K0p0RXBmUHd0aUlPWjN5UG80MTNySWUvMS9IZzRDd0Q=","decodeInfo":{"referenceID":"6780cfb86d941","name":"GUEST-6780cfb86d941","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb85ec52 <- {"status":"success","response":{"token":"6BMNPIJ6XJTm7F1ccxvmpUxOZFZyN2ZxckZmMllpVlZ6U05PV3ovR0tWUjJzSVN3aGpXR3lvWXE1OGZkTi8yb0ZlYlQvSDdhNkFLc3BmM2cyZDVmditNUGdKWXdJRW4rejIrOENJQm5QVFNUbENqT2hybkFoWHZwWkFMK3RPS2FGU05PbzF3M21xRW1zdDAybEducERMalVMWUxZQWxtZUtsZGlMVk1EeFE1b1VHU280NkJCNXpIZzE2OTVXVTluNDZsL05JN1BFNFJLNkpLTE95Yno2YkVhTDh3Y0Y0Z2QvYXlxYTdnbUl5Q1QvRjF6NlRrK0lvZGovOVRRZUFCKy9yUXFDT0xtc0pQdGllUEk=","decodeInfo":{"referenceID":"6780cfb86fd4c","name":"GUEST-6780cfb86fd4c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb877c65 /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb877c65 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb87f68a /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb87f68a -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb877c65 <- {"status":"success","response":{"token":"E7wclgEVx2gR\/TDHLPech2RLUkt3eEZLazFUSDFZNitkZWpxUjhaVG84K0xvbkgvQ0JtWnEyK0p1MVh6YzJPb0UycXhxN0FKaVB4R2hya1lkSjdNaFlRY0JVSDVzTkxoWlFITTJOa29Sa2xaVFJOampXeTN3bFEveDdQczh0K3NFTENPRGFnLzFLOHBJSGxMUEE1YkxpU09LTEFtQXpQODJJYldWQlc1VUJOZFA2UVhRZVZGUTZqOGxsNlVBdU1iWDIvbklmcmgyRnVieDYxZmU5dm45TWEvV2lwNUFydEQraEFQUnRaazVIVjdsN1pLREpLUkFmUzhkTWFybDQ4N2pSM2ZwQUlFb2JWamxCdjM=","decodeInfo":{"referenceID":"6780cfb87fafc","name":"GUEST-6780cfb87fafc","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb87f68a <- {"status":"success","response":{"token":"Z3He4M+oZjkFQm1V01AKMmNlL0l4MnNXemRZOWxnSldIOVZQR013LzhLL1pWdmMyYjZwSWlsRmt1bmJaQS9YK01heVBsMnFFTWh0bGswTTN1V0g5M0RQR1ZncXpWR3MrOHRzSGZNek93SmxxaDJzdjVaVFBPMmptMlpKd2thRFFtU0pBVWxwZnM2cE9iak4vU21UVVR2UUY5WFM1b1BpN29LTnNqaStEQW9mWDk0VW5xd2VDektlNnBtY1pHK2JNVUsvZlNlTmFkV3lQaGhPdHRKb0ZpL2grNUlxSndNb1VQejA5dlE0MXJZNHlLS1lkN1V5REJRbFNhRHFTWlNCei8rMG5qZ1RRcGZ6TXF6Ty8=","decodeInfo":{"referenceID":"6780cfb887845","name":"GUEST-6780cfb887845","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb89bd05 /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb89bd05 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb89f108 /api/auth/login
[ 2025-01-10 00:43:52 ] 6780cfb89f108 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:52 ] 6780cfb89bd05 <- {"status":"success","response":{"token":"FQuX6lLCfZ2\/b+YSvF63+nBEZlh5azdyMEJwVlFzMklSZnQxYkg3bkZSbzRhaEZudnF2U2VTRmplZUZTVGFNYjZ4Si91OTErcW91b1c2dmIyVWV4TkFHTzFFQUdiNXE2blE1VGh3N1EycWJmWmpjRmJxc0dpZ213a01IUGNkZjVaSnluKzNJU1dHV21PMnRBRHhLR01YT0dJOEVuZ3RUN2doOFB4Y1FSemZBNlh6WUo1MjBqeUhVZTYxckZ5UVRlZlRPVzhFd3NGbE9SSXF1N0lJUG53VkJ4MUZYbzFhL29pV2NSaVE0VnpwUFFWajNJanZ5N0s4Zjh2enFPa1lTWURPZkRpdExyUEt1UUdXbVE=","decodeInfo":{"referenceID":"6780cfb8a3f3a","name":"GUEST-6780cfb8a3f3a","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:52 ] 6780cfb89f108 <- {"status":"success","response":{"token":"W7\/OI9TuFNIYxdrzFggjRVNTM0V2R2VWVGlCeFRlcmpBNzc5UGxWdXZvWm5uU2FVcDdVYlFIOEtHUnJXcmFFdXhvdGNNcWlSWmRiUEszUHBwYlA2V3pFdi9NaE5wQ1lqcHptbk41dWVsKzhJRjk0WWdPOW02T3diU2FjQjQyVkdzM2R2alZwbStTQ2ZBTTB1VzV0T2E1cDkvd2RrcDZneko4ZmZlREkyQVJoa0x5bHRONUNSNjFMWUZRUGJvSDlocm5BUWg1QnY0Ym5jWEQvRFJ1N2pZL0kyQjBVZ3NHTW1Obnh4ZmoyeFlDY1ZLSFhQUTBWWFNKYVE1NmxTV2hIRHZreVZXME5TaW9VSFpyYlI=","decodeInfo":{"referenceID":"6780cfb8a7245","name":"GUEST-6780cfb8a7245","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:43:59 ] 6780cfbf42547 /api/auth/login
[ 2025-01-10 00:43:59 ] 6780cfbf42547 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:43:59 ] 6780cfbf42547 <- {"status":"success","response":{"token":"yJpflYQ43xFH\/WnextPctkplRElxMXhjMHYzMWZNK3EvcDZnZGNzSVhmQjY2ZXFPcTdxRUMrU1JVaDdkS1c5bWhkSzFOQ3RVWEdVMDg2a1RhelR2QTVZTjU2cnZKV29BbEZGSXFKYXdteVdjWEdtamRha1dLRmxGNTVjMTFFeVM5cjR0SVdDRTRydE85T1dKU1A4UjdMU0VWbmQwclBGQTVPS2tTTFFxeFdMQmxOaG56bVBlVHM3SUNwWFVVYmg2cHlEQkwrRDBjY2xWVDEzUVFrL0xNbkZ2MDBEbG91d2RHM2lUZE56NFhHem02N1RVYXZmUXRqTmFBVXNqOGFtc3ZLWWZ5Tlp2WHBwcmNobGw=","decodeInfo":{"referenceID":"6780cfbf4b92b","name":"GUEST-6780cfbf4b92b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 00:57:10 ] 6780d2d6132d5 /api/auth/login
[ 2025-01-10 00:57:10 ] 6780d2d6132d5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 00:57:10 ] 6780d2d6132d5 <- {"status":"success","response":{"token":"vvNNvC2pkwT5S4hx\/DiYi2ZZM1ZseUhjT0ZEaEl4MUlsZnJEcmpVL3N6MFVjTjRWc0lxS3RqNUg4N0ZFbDh6NUY0NC9uWGN0ZUQvdTJvQVJvWkJ4a1UzaGFDQnZhTHFDemFqL2lLbDlwTTd4akZRVTRZM2EyRUdTTEcvditmRld5K1Zjc0N0UzUwZC85czZYRHpOM2YwZytXNVNnOHlhMmRPaFNGMWJOU3hha09UcTN2THBSeEZtZGdnb24ybWR6UXR1eElMQ25MRVc2V2kxUFl0bDk4cjZwTWlmY3psbWQ4RU9PdDB1VGt5amdlN3ZFK1hiMkNJSm1jZi9QWkNsa2l3T2MrN1gvSnRYVHpvU0Q=","decodeInfo":{"referenceID":"6780d2d61b071","name":"GUEST-6780d2d61b071","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 01:05:01 ] 6780d4adc8a47 /api/auth/login
[ 2025-01-10 01:05:01 ] 6780d4adc8a47 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 01:05:01 ] 6780d4adc8a47 <- {"status":"success","response":{"token":"bghs9jP+x\/T6sDbMONo7am5XdlQxZmV3eklwenFnYWZ4Y0tJRmRqL3hOTmQ3NHo3YmZwdHJFUmkrNFFFUU1LaVYvRnlyMkJ2U0dYL3BWbXYvejNYS09wc3djWnFFRjR0WWdGaXdJbkMwYzNaYUI2dlBMS0xoN2Z0TFVFcHc5MnpQOHVoZkROSGRsL2U2aTVWUjcySDE2OGxuenBYS0ZuVTJDelowNzQyZWN5SkFENzd0bjhoOExxOEVwYlo5SFZvRHMzYXlEdmxPQ0ljRnJBWjFhZ1hEM2h1NkdYbDgvb2JnZ0JFQTRURFpPRFR2MktiRjdKT3RNQ3UwYmlIZ0IzalIySC9LY29zYUtFK3dKZHI=","decodeInfo":{"referenceID":"6780d4add1745","name":"GUEST-6780d4add1745","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 01:08:03 ] 6780d5633d65b /api/auth/login
[ 2025-01-10 01:08:03 ] 6780d5633d65b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 01:08:03 ] 6780d5633d65b <- {"status":"success","response":{"token":"rb1HjaLFE7ZQwqXj2nC3mU9pUUhhSlQ3V280T0JuM0l5Zk1zVDd3YlE4YzZibFE4T2FsWGRWNnV0cUMrN1pCZnhMc0UzcUdwczhOZitaN0lwZW1WZUNoYjE0WG9oaExFYmlyVFE3UmtRbnNLb0p1WExIcGh3bTFSZ3dpNk1Kd2M2TDVORHVKS0l3T3JWK29YelA1TXhYeVN0TEZta29TYzg1aWFxTHYyUGYvUzdlQ2RTdGNCVEdXRTZzMUxlVmM2STY1bWhpVThmRGFDUVdMendFbGJMdVEyOEZVL050TnJsUEhGbFpLbUJDdjQ1NlJ2VlViQk5FZXUrYXlJTDR1VmhnU05nRE95ZHFmc1NLMSs=","decodeInfo":{"referenceID":"6780d56345a54","name":"GUEST-6780d56345a54","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 02:03:34 ] 6780e266df9db /api/auth/login
[ 2025-01-10 02:03:34 ] 6780e266df9db -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 02:03:34 ] 6780e266df9db <- {"status":"success","response":{"token":"huqxNzg5P2+LtGdrRPQuIE01OGZlUllEdXIvbVJEU0haUkxJbjJES25JTDdCMWptOVVvdlA4a1E5Sk5QT2taTnV1cDNiTm1qRjRJdGNKMWpPREI5eVZPVDV6VHpGOENBY1VxNTZWS0tjOVdLSWFrYUpSd29GZlRtRkV3UG5zdXlEVytPZ3p2WmFoTkRJandxWGpxMHU5dS9MVThlaFBRZi80M3NqY0JPc21MNitLNFZDTnJDeTdrbFk0VE5vcWtrOC9idHJVTEZnU1AvdlZJeVNIL2lHT2pPVTZiak4wUytRZ01yTHkwdUI1bkphS2Y3M0dqQ0VmWXlBYjNtZTdiWmhmYlhZNWRPazgrOWl4WGs=","decodeInfo":{"referenceID":"6780e266e7673","name":"GUEST-6780e266e7673","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 02:35:35 ] 6780e9e7b1d30 /api/auth/login
[ 2025-01-10 02:35:35 ] 6780e9e7b1d30 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 02:35:35 ] 6780e9e7b1d30 <- {"status":"success","response":{"token":"qglbb8eO7oyrB4oekSgLz1VSeUtKaitoSHlNL21rcGNDcmZEYVNpT2lGNXJaZ09PQ3NkMVRXZWp0TVc5em1xL3FkWCt0ZWR3d1RZRWtIaGZNOGR5d09nd1VFdHlnQ3k5TnhUNGpxblpCbjhVdFBYNzZVMWNuUVE3YU9mSHpoZ0MrUHBBUGdQSm5XZGtXQWU4aGNNK3ExRTlyOXR3QW5DSTJFbDNlaHpQeFZRNXgwdWR2bEpSWHpsdmVTZ1g3U3Rlc1ZwMElhcnNjZkVmKzI0R3ZOUHpVaUZZdkxRQWFCV3ZyZEVZODF5aERrN3NEN3RUNXNoOStyai9mWEJXSDZVNTIrc2cyUEtoZmRzOVMwcGQ=","decodeInfo":{"referenceID":"6780e9e7b9d31","name":"GUEST-6780e9e7b9d31","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 02:44:57 ] 6780ec19738c4 /api/auth/login
[ 2025-01-10 02:44:57 ] 6780ec19738c4 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 02:44:57 ] 6780ec19738c4 <- {"status":"success","response":{"token":"DgAkuAuau368bSMv46xa73lpVnp2WUlkOGdFODBRZUpNbG1rWXhpbTlpNWplTU9DTm5Ea1owUENSV2VzOTZ2Z3lWZ0VXNUxVTE13WEpDUW4xQWNTYzZWMm5KOHhrWEYxUUJwVUtrRnNUZ2NSZlpsOFFuaUR0aDcyeUR0cVR5SXRtS2IzajF1Y1hmYThQcmFvZzlvQ0U3akFzNjJtOEhOZ05GLzJjaVluWEtaZlo0V0hVYXlQM25JTW9hZWtLVFRBZkhsWmVIYjZsS1RRUmg1WWQ1eDN0ZGVNeXI3Um5XYU5wQUdOdXFtb08vU3dPNE1qWTloV2RFVGFYSE10OThIQjZCMStQdEp3NjRmN3pkTkM=","decodeInfo":{"referenceID":"6780ec197b810","name":"GUEST-6780ec197b810","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 02:45:02 ] 6780ec1e69ef5 /api/auth/login
[ 2025-01-10 02:45:02 ] 6780ec1e69ef5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 02:45:02 ] 6780ec1e69ef5 <- {"status":"success","response":{"token":"479tILaVd3+klORmF0vvKWoxbGlwQ3BHSEtXdDdORUZYV1FKeEg2RkpQemloWVZyU0IrL1ZSb0JVQ05Ld09oRkVMeXVhU0N1dVBlY2E5b3pIekdCa1FnSEhFajVVS0Vxd0s4WmdtVE5iSEI0WGFPcjYrM2FGMG9HcVJER3JSVUpoeHdXU1kzNnFhYzFraDBuSVRjYjE3dG5HRWZnQXB6TjdqSDh0U3k1UXR3cE54aWtWeU9PdGxkOW41NmVZRUpZWVF6Q09FTnU0anlHTXpFaWljTWhRckk1aWQ1YnlwWjgyR1BKUHY2WFh6VGFJdWdWUHc4MURmN1l2dW1mT3lPMVFIa1hJZExwdWdZWFh1R2c=","decodeInfo":{"referenceID":"6780ec1e72a8f","name":"GUEST-6780ec1e72a8f","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 02:48:37 ] 6780ecf59d0b8 /api/auth/login
[ 2025-01-10 02:48:37 ] 6780ecf59d0b8 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 02:48:37 ] 6780ecf59d0b8 <- {"status":"success","response":{"token":"x2ZebOaYFJjp9gHuDFnv8UNyaVhqWnVpbStEb0gxN2NHOE94R0VBYjF4QWE3VFhjYjdXMTJOU2loSGhYNllFQUpFM3lxMDdXZ09ydW83SkxBOGFjNjlyL0Z1NkRCUUQvakVtd21zUncwenkxd1krRFZ2M3EwWmxpVWhRbnpQTDFiL3lHeDJRallVUDdUSVUyN0NBM3FmMFladXZuZE1QczJOSHBxRjlsQjNRWDFsVitxWkpOK09tb0ZNWk11bUpZSmhJKy9mdmVXdGxCWlpEQkJzVTU5dmc2V3gzaXJvOVFyVSs4L21WOUJhcTllRDVGVk9RTUFKMSt1L291WHZHeEtmb1hjSG9Jd01SekwwaVg=","decodeInfo":{"referenceID":"6780ecf5a4c31","name":"GUEST-6780ecf5a4c31","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 02:58:21 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 03:11:50 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 03:22:05 ] 6780f4cd0c409 /api/auth/login
[ 2025-01-10 03:22:05 ] 6780f4cd0c409 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 03:22:05 ] 6780f4cd16f69 /api/auth/login
[ 2025-01-10 03:22:05 ] 6780f4cd16f69 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 03:22:05 ] 6780f4cd0c409 <- {"status":"success","response":{"token":"YNxdnxmDW0OJxRlsdwkgpHBpck5YUE5OKyt0V3NtZk4wQ2x5Z2ZGUlZPZWhMUUgvblZGcUJyY20wWEFPQ29RajZzRzVxSTYxMll3K3YzVWZTR3c4WmpvVU5EV0VWc2I5V0dDTnBhWm1tYlY3a2hueHZQSU1UU0JYM3pBMlVVd2dHTXExSkN6blRiTVU0bEoxbkpNOG5iY3hlenZ5RC9LV1FYM3BiQ3dXNjcyV1k4YVZyNXAxdFNSclJoZVJZREVPMExBUFdPbjgxZ1FscTBDZFpYUXM3UXU0UWxKUGdhOUd1S3VoVDl5U1pJYytwR1FZZ3Z2dHFmWXg0c3NpTnE5MDVnWitxMGJNSklpT3ZuNmM=","decodeInfo":{"referenceID":"6780f4cd142a7","name":"GUEST-6780f4cd142a7","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 03:22:05 ] 6780f4cd16f69 <- {"status":"success","response":{"token":"f3i10mADoUp7Lq5P8jK+OnJMK3RxdDVVZGp5WkRpQmlhVDNTeEZLQnNOcGNXT1BjNDZNL0pZY1NxWTlWYUJqQUIwUXNpUlI5RXlkaGUxODdBZjlzZXB4VFdRMll4VTJkMk53VmR5M0dpcGN4NlhWRm9kTUw4QUE1RGl2cVRDc00vVFQxVkZKL1BDVk96UUQ1MlhIV2svblhHYlVMOTVMTVoraHlLV2ZreTZtSVZQV1FUUmEwejlweEd4VFdINURqUWxuSHBzYS9RaUFEbnh2SGpPalJVL0lFZDFlR1h2eHhZUUJSSHZtTUUycHZQblIxWXJLOXBzUDl2Y3ZjcDJZSDdHSWVQbVpZdnVqeHN3YVQ=","decodeInfo":{"referenceID":"6780f4cd1fa32","name":"GUEST-6780f4cd1fa32","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 04:26:54 ] 678103fed68f6 /api/auth/login
[ 2025-01-10 04:26:54 ] 678103fed68f6 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 04:26:54 ] 678103fed68f6 <- {"status":"success","response":{"token":"3szFHToulmXKcFehzUCEbnI3N1h4K3dVYno1OHJEV2pITGhzQ3dKTHpSb212c0lRR0FzK3c1dDZlQzVIdGRCdDNsQm1FeWE1N2JMYXlSNFE3WFl4Z2tNaHR6U3o0RUxoSE12RWo2M09JRVpBbHlxaXlSNEc0cFF2VlVHamRGR0p5aGl1RmRrMWVUU1BwWG93ODZOOVN5Zk9mTWM4NFVMWkVhdGZuYjNRYjF1SlhocmtSdjRoUWVibk1YWkdqdjlCZkxuL3JJKy9LY0EzOHUxNWZTb094ZUNTcko0WE5tLytUc3R6WWs1YjQwcEZYUisxVXZSNHNQNkVFL0FpMGNsc1hTQzJ1VjFJRVhhOW9CL24=","decodeInfo":{"referenceID":"678103fedeb30","name":"GUEST-678103fedeb30","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 04:54:17 ] 67810a6936501 /api/auth/login
[ 2025-01-10 04:54:17 ] 67810a6936501 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 04:54:17 ] 67810a6936501 <- {"status":"success","response":{"token":"8jBFcuCkWXgiK8RssgPd91dYM2FWZVVpWkVFOVVYUnFkRjBkcVh3aFI5S2JOTms2NGtVU2lFMElENkdDNHZBdDJ5UjlHTjl2a25UTkZUYjFsY1YxWFN2d2VGN0ZnSXhvUjZkNm9QZnQ3Y2VsV3REWU41UVNCUGZxSXFYekkzblIvaVhUMXNZSll1ckdpemxpWFZwcjk1cUUrSlZiTWFrenpnWm1KblJacUNNa3NUNHNrSzRsdzhJZGJSK2pZeG9pbWNtbFJJd2NPYmRhR0IyL2ZKcXYwVFBvZXVxc0NQazJnU2RWL29NcDZTZllYUjBJaWlHa2RDbmZCekVXTERCcFhJZmNuRm5QYzJIK1RFbUI=","decodeInfo":{"referenceID":"67810a693f045","name":"GUEST-67810a693f045","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 04:54:17 ] 67810a6968dd2 /api/auth/login
[ 2025-01-10 04:54:17 ] 67810a6968dd2 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 04:54:17 ] 67810a6968dd2 <- {"status":"success","response":{"token":"OS+IwiQv4q8kQOJ\/33sXl3hpSm9jUkZOMi9CNGRCY3dudjhpTVV4UEZkdThzQ29jZ1c5MEMvdW5BU2pYR0d3bUIyYmZxYU85c1ZINW0xK1ZLSnRBMm1sZjV1djdieE93VU5mK2pqTnVhVXAvVHNQbTVOZ1hiVzFUZklFcTdUdlBWUzNIZjZkbG91Z3BLUWwxSWVxdGMxU0tDeWFUTnVMNnJqc0U4N0xmTE1TZFBvZjFVSS9YcERMNUM4L3Z2Y0VnakdyZDBPemZwK2Z4UWpPcG5lT3Y4WnVvZTc1N0pscUtnTmNnTGRQYzJaYkFvTk9ic3BvRkZ0WXhveks3QVBaUnJlZyt4MnpvNTNPaXpyUVg=","decodeInfo":{"referenceID":"67810a69713d4","name":"GUEST-67810a69713d4","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:08:40 ] 67810dc834658 /api/auth/login
[ 2025-01-10 05:08:40 ] 67810dc834658 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:08:40 ] 67810dc834658 <- {"status":"success","response":{"token":"s9dXxDg5sYTb0z3NE4+tilhzaXBYbGlFdnNrZGxYZ1J1VEFPVXc3M0VEN1cwUVF5NTVWQXBrYWxLVkU3MzI4UGNWYkgxbWY3MnZqakJaa2NmN280ZGV5T0tTU2Z3ZkVGcXdET2xoYXd5aGR0cnRHOGpuQWI5ekt3SFN5eDRoZWNPU25vS2dSNmVFTHBwTXIremlyRWdqVDdYODlNMEtvcUpxUUMzVUtzOEdSZStsZkQwL1ZqNUhIQmRIYVlQRnhxMHBJZFRmUnczK2NqUVN6enloQ20rVWhUakdhOU1UdWNSNkZXeEJzQythTTJBL1lFNjBLYUxGcFpubS9uM0M4bDB3U2NUNzdHWkEyRXRoeW4=","decodeInfo":{"referenceID":"67810dc83c370","name":"GUEST-67810dc83c370","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:10:54 ] 67810e4ec88f8 /api/auth/login
[ 2025-01-10 05:10:54 ] 67810e4ec88f8 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:10:54 ] 67810e4ec88f8 <- {"status":"success","response":{"token":"L\/fs7hsGxGiRJL8deQBsIVNLUXZ4b2xmYTZGWmQyeHlwTUlRajJVQTZpY0dQdVhkVlYvc0VlMkk0NmVYWE9YemFUKzgveHdmVHZrc2lHSWZTRzFCOExHR3Zjc1lFNFB0ZFFhZWxJMlI4aXUrT2ZEQzFnTlMwZ0xsWXlYdTREUlE4eXRZTTR5bXFscG53YTdFbVA0aDJBUGFFYzRjS2VKZWtXbXZ3b3dybE4vU0kxQWtUVFRwSkpkdm14Z09ZY2k0RmpRWDM2TjNXNmF1aDBGL1NVUTQ3RkdjdXBjREhtSC9nRStWSHJBWXJDNTZmQkE5UFBvdGtRSEFOZDVrSllpdndzTnBEckxKWEdTd3FNd3E=","decodeInfo":{"referenceID":"67810e4ed08fc","name":"GUEST-67810e4ed08fc","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:11:24 ] 67810e6cc0037 /api/auth/login
[ 2025-01-10 05:11:24 ] 67810e6cc0037 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:11:24 ] 67810e6cc0037 <- {"status":"success","response":{"token":"Z2Z5t04pgPKvYNq9i2UKBWJLUXNodm9QN2RsdGtLZDlEcHdnQll6RXZrRTRFMmk4SEIzWmhSclp3VDB1bUJZdFdXczk1YWZ2WUt0eWhnbUJNdXkvTENMWFZEdjZ1ZWJndy9FOFJDcUR0c0h6eGtDR3NBTlc5ang5aGE1b0ZSam1zZlAybkdxNXlEdkJpTDhHelBQUFRhOUpKNFJQVFRwU2RvYzAvaGdLcG00MGgwRDNkNVIramVxWUVDcW8vWFRldkUrMnRkbnZnVW1lNTNSSjNQQnZkaC9MVytHbVNUYlJzcXA4Ni9ydkJhNmVvQzJuR3ZjRzh0WWV4NEJpTnl5eithYUpJNXk1blZuSlBJSlU=","decodeInfo":{"referenceID":"67810e6cc8072","name":"GUEST-67810e6cc8072","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:12:53 ] 67810ec5662c7 /api/auth/login
[ 2025-01-10 05:12:53 ] 67810ec5662c7 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:12:53 ] 67810ec5662c7 <- {"status":"success","response":{"token":"xQQ6f6FFyRAnuta6SNtSP1YvNFBWN3hxVU1EYTBxOEo3N3ROY0JZdE80cmNTZlh5cVN5MFg4aEJUWENFb1Mva3FNTWxVL0xtR0pRWmpZdUVFbkgySDNMYlhDL3dRcGFhQStHMkltTW5tYStOVUVVLzRwUzFTY09rUEZ4clpjc0hvUmlCVkRqVzBKME5RUWREUVE0bmM0S0hncVpTLytYV1lHRnhGd2JtOU0wQ3hTMmF6NGY3ZlBlV0hkRnZHSkoxc25FSW5Db0hYK1ZPTXFBZnVyZXNZSndxcUhQbnVMMm85RlhSL1g4aTE4UmgvZjY2cDNPRUtwd2RyTWtUUVgxTkNwTHFGcUdabms1TlFUYWY=","decodeInfo":{"referenceID":"67810ec56e14c","name":"GUEST-67810ec56e14c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:13:43 ] 67810ef7859d1 /api/auth/login
[ 2025-01-10 05:13:43 ] 67810ef7859d1 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:13:43 ] 67810ef7859d1 <- {"status":"success","response":{"token":"00Jqh+NcNeoIxQNo4eDO3zhuZFBTZ2JhRVVvVmZXb09lZTIxQVpoTXh5WGtWK2c4cjhHWEk4ZHJBZ0YwK2x6TkJJam5qUEQvVCtIVXM1eWt4bk56Z1ExWmk5MS9tbUdIeCtkc1A1bm9UeFdYZGpNS0w5ZzA2QUtJTnM4NGo2VG9YZXFQVEFrdHVuZU9QSmtuc3hWSEwreTJ1YW5JQXY4VDdyZHJBNDVoUUdoWVBlc0E4N2pmSi9lUEZxY3pXVnBaNFcwWkNhd2hqRldLWFV5WS9QeTRFRC85Nm9ZeVVZQi9DRG1wRlVDeGJ3ZGUwcUUrdmM3bmJPZjBMSFAreUx0bVRvWkZYTXMrUUZaQnVRR0s=","decodeInfo":{"referenceID":"67810ef78d92a","name":"GUEST-67810ef78d92a","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:13:57 ] 67810f05619ea /api/auth/login
[ 2025-01-10 05:13:57 ] 67810f05619ea -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:13:57 ] 67810f05619ea <- {"status":"success","response":{"token":"jjqzCjl90wQ6JnOT5qo2eUtkVTZyazdsRGJ0eG54ODYxWXBDaENBSGJFY1d0UVNodEh6MEhSVEg0WlNUelJBMStSdDdXTE9iWUdVS3pqRExvb253N1ZpcElYeTE4YXE4WlJTQkhOMXFheis4VzhzV1BtS2kwaG8rc3dxMXVKalE0b1MwR3hZZVlxKzBUM01rZUtNL1NKWlFpTzdOSGVsWm9XTTlzYU0xc1pOT1NFeGcwdE9ySWoyU3k0WUFNWHBVSWd3UzhBVmo2N21CbVU2SkZCSDErTW55ak5McjkveXI1MHhEUmo5Q3prOVZLeUFLdmxBYUNtU01CKytYUDVHL3BGUGdoRlltSXUza2hIdUc=","decodeInfo":{"referenceID":"67810f0569814","name":"GUEST-67810f0569814","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:14:08 ] 67810f10db96f /api/auth/login
[ 2025-01-10 05:14:08 ] 67810f10db96f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:14:08 ] 67810f10db96f <- {"status":"success","response":{"token":"hemoDSj84Wqn5v7lW18r7WN0UlE5RmJ3cHpJaVgyV2ErVlVnMnZEWWdkUVNTbzlJanNBSFM5aThFMUhNQkhSVXJTZm9SRGNSZHlLVm1TaXpwNDZFVmM5OC92Wk5wcnRycjhiYnd4OXZPMC9abDNOQisxa3Qxb1poa3prYnl5TUVWYlV3dlE0VFVIbVcwd2N2Z0hUNnRTMlVXaXJtOEgwYUFGeFBlKzAwWG1MT1FQcUd1UTU3NG55QktRWHdMZjVxSkFKd3MrZ0RGaVcvQlhaYS9SL3JDbnd4dzFxN3pXTzgvRm5HL2gxSkZJckpJNWtFR3ZSVlczT0VzNHhJQ0FUcitqZStDQmo3TjBnMWFMUkQ=","decodeInfo":{"referenceID":"67810f10e459f","name":"GUEST-67810f10e459f","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:14:16 ] 67810f18cc031 /api/auth/login
[ 2025-01-10 05:14:16 ] 67810f18cc031 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:14:16 ] 67810f18cc031 <- {"status":"success","response":{"token":"EebT20NtRcX1OKcW6sn7gVpZR2Z6SThSWUVLamxTVFdqVDV3RWRCWUlZSHNxMVB4cEg1c3R0S0RGMVlFTldIK0JEK2dSeGZnVEJRQUpGMFdLMk5NanBsbEZVTmFXTVdWcFpISWZtRDAzN3RPN21NLzJEMmRES0JXUGY2QzhsNWlyTmpKa0ZRTm94TWpLYUl1MzlTYUYyTnlzTDl5NzRCRmw4bXZEanJ6YTJ0cTMvYjNUUGVZZUc1TWpXc3VQRTk2Mnh6ak5RV0t1VkQycXJqMEtySjE3S0RycnFmNUgzT09nclcxL0RIa0lZWlVPaisyVkhVRlRBS1EySU80TmZpOVgyMXI1SXRLL2xJcm1nRWE=","decodeInfo":{"referenceID":"67810f18d469c","name":"GUEST-67810f18d469c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:14:40 ] 67810f3087d89 /api/auth/login
[ 2025-01-10 05:14:40 ] 67810f3087d89 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:14:40 ] 67810f3087d89 <- {"status":"success","response":{"token":"gh31BS6QcXazpoengeCynjdRc2hxK0w0cW1lT20yWCs2QTVFWW4welV6dU9MUHd3d1BQNE81dDNRN013dHd2VFdaZXphQjZPWm9ZSng4NXFkM1FpNExIdlhvTnFxUFZvWUc4ZFJwdGZGYlN0bEhDWVdTMTdRQ2xWSHVIR09ERzdFa2R1LytROUxsbVdsbEQ0ZDNCZmRVSVNKaFo5N2ZtdHVFTXJqa1R5QmZmUFpiZ0dnTlE1TzVTUSt5Q0dvdGdpdHk2WDBINENtb0d5S2JsMnQrZm9PeWNmaDk4RHVEMjViZlF6NFJtQzVBdE9vZFFUSDI5RVZZK2h0aXM1b2FwRGhpYytmYXRGWStIWk5jOFY=","decodeInfo":{"referenceID":"67810f308fa70","name":"GUEST-67810f308fa70","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:14:42 ] 67810f32df7c7 /api/auth/login
[ 2025-01-10 05:14:42 ] 67810f32df7c7 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:14:42 ] 67810f32df7c7 <- {"status":"success","response":{"token":"HcxE+tKEqfEiM1jzK1X0cStpeXYzcHI0UUJ3Q3ZRV1poSHJtMWF6YjJ0dlNMYzBEV2JRcTJPMURsOGR4MmF6TWtUN1oydUVlenFYM3Y3ZVFWR2V3WVRraUJnaGR6RkhaRkNOYTYySUNKVk1hTGNXMkFoTTVDdTlETjdtcVd1THVhcEdFK2JFOUVtWVBxeVM4V05IdjNzZHlCZmNxT3diTk0xWE5QbmovRmRLWXQ1WjIrNDVYZFdiRGJiUG9hdmlXRzQ0OUdGdUVPMlpVbEozaDBSVE4zQW5nMmQzOTZ4b1dWTE1wRWFhcDY5NTJHdVJPaVAvS29zZGtvakFCYlpmYmwwYm1rTWo5QnVlYStaaEc=","decodeInfo":{"referenceID":"67810f32e7b70","name":"GUEST-67810f32e7b70","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:14:52 ] 67810f3c016a4 /api/auth/login
[ 2025-01-10 05:14:52 ] 67810f3c016a4 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:14:52 ] 67810f3c016a4 <- {"status":"success","response":{"token":"nMZYQgbBydi3J13+7is89G5TZXc0QVhXM2R5T3lIdGt5ZWQ1bGs3bmVJT3VkSXFaSkRYZXQ4Y3NFZDVPeU4wUXJkOFp5dmJMbnRmMGR1UHRLSmMrTnpUdkN4TUdIMDh1VEU4eWhNWlB0Y2NuTCtPUi9uYTk4V2JhNEUrQ3RoRlNBbWUvYUpBejRadU1mcElSUkVEVTd0bklranVkQzY5R0ZJT1ozUmNGcTA0NFJoTFFHT2U2a09HTGU1RFg2RGVGcmhVU1F0NHhiN2xwSU9wN3gxL1RaVU54WnZTM3ZHaFN3dGdESUJoZHFzdzNibUJsUHdXZVVidWhSdFBsME11RjZzT2VsMk04T1RJTEtWaVA=","decodeInfo":{"referenceID":"67810f3c09545","name":"GUEST-67810f3c09545","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:14:53 ] 67810f3d73e94 /api/auth/login
[ 2025-01-10 05:14:53 ] 67810f3d73e94 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:14:53 ] 67810f3d742cc /api/auth/login
[ 2025-01-10 05:14:53 ] 67810f3d742cc -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:14:53 ] 67810f3d73e94 <- {"status":"success","response":{"token":"CAs3Po\/rlgVP2oealYccE0YwbjZvdnRmRExIb2RIM3NVTmdua2NCL280WUpZV2RWbnh1elczb08xSjF0UHlVb1NxSWY0emF6MWlha0lWcXBjNDRqTXZxMUQ4SytrRzZJQWlGNnNrcnZwQXowMnNFUTZUMkJRM29SMnVGTHAyOWgrNW1COGIvUzRDa05GNEo0UEJhMzE0eVllUEJuc3NLTmxacWdoeU91UzBPZDY1ejJNMGxUTllQVmpGYm1lVmEzTW53L3FCcG5hYWtsdUlSc2pqMlRDVmdFTlVoSWl1ZEhmSFpTZlh1OVFzbnBkUjNReE9HK1Z6RE8rNEdSK21kVkhHb0lacENidHZQOVA1cjA=","decodeInfo":{"referenceID":"67810f3d7c07c","name":"GUEST-67810f3d7c07c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:14:53 ] 67810f3d742cc <- {"status":"success","response":{"token":"TNWJiIWU73GgHdTVHmudjnF2RklYN3EyUEVIT1pZZGhWaWRJY0VpSkd0eFhxN21rbUwrMWQrTUI0Mmt3ZFFabEVJVmNKZTlqdjQ3aWFtSUlucEc1UWVhMEpKZUFWVUxBdkdLSFpvK2xnOGxXWm55eTREcnAxbDJlSThkZzZRcyt0aXVGRUp3SkhJVjBzR3hQeCt3SHhaODZrblljUWZHb3UrNVpRcTBEbWNDU2VKWnEwZXJaSkxhR1Y1NVJWQVVhNytoZG55SlRRbHkxc21HZEVSbDlUcUUveFRlM01kR25XK2Vsb0tiOWhIcmQwWHlocVpYc2hsRVhxRW5OVFZRQWUya2YzZ1A0SFhlZ0pNVnY=","decodeInfo":{"referenceID":"67810f3d7ccc0","name":"GUEST-67810f3d7ccc0","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:14:54 ] 67810f3e4a942 /api/auth/login
[ 2025-01-10 05:14:54 ] 67810f3e4a942 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:14:54 ] 67810f3e4a942 <- {"status":"success","response":{"token":"FPSW7l\/tKjhy8BLqWXgjfWR6OGErN2Q5WWs4VXZQVEhSMldHbFF4UG1GR21KaGtNUDk1SGlxVnhieUM4TytlcFUzSTFkTWh1aFRmZk96QWhPYWpjZnMzS1JONnU1djhvOUc2K3FjSy92bC9kU1dJUEwxelVSY0Ztb2R0ZnhaeVd1cnRITCtaejJIM2FEVmlBc0EwNmtUbWVYNDIyVDB1Nk5UZXcxTVU4OGNuOXhTUlV5MGljMG1STlJKbEJLaWh6c2NSbkRsdzUwV3FCTVVKYk9MQ2xCTFFzRTd1VjZOaFlxNHhxcTJvci9GY25haU81Y1l5VnBTT3NSL29uTVJQSkR2ZUpsUzUwempuZVBHUDQ=","decodeInfo":{"referenceID":"67810f3e52852","name":"GUEST-67810f3e52852","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:14:58 ] 67810f42d7bf6 /api/auth/login
[ 2025-01-10 05:14:58 ] 67810f42d7bf6 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:14:58 ] 67810f42d7bf6 <- {"status":"success","response":{"token":"gpDXYREmyooXPjZONl25kFNGQUptaG9xSTU2elFxS3NuNzFXWnM3dHpHMEVxaHY5NjY5UXRFRnZudy9yZXhPRUN1MlNUN0lMUzVPT3J3S1cybjhSSE9DQVFpdzg1ZWh2dkpMWHE1UDdPUFg1N01rRVhOQ2VMSTJLSjhhOTRGa3NVM1U5RVE5Sk1nTXl1RE5Qb3hBVWgyVEJsSENvVlFHS1VCV1pyNUJ3MGJ6b0NqbTJrWDZQazRRSzU1aXhiMGlKajlNM0dWSnhxZy9LOUYyVXd4QVJPVkt6V2FrbEUrd1UwRTJiWHNhVVVTRGpBMElxVUEvTUsybGdFTlUvNDJ2ZkRNK2dGWVEyWUV5OE9veGg=","decodeInfo":{"referenceID":"67810f42dfb10","name":"GUEST-67810f42dfb10","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:00 ] 67810f448e456 /api/auth/login
[ 2025-01-10 05:15:00 ] 67810f448e456 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:00 ] 67810f448e456 <- {"status":"success","response":{"token":"GFwQ1VjplqPXexUC2Mk9Vkpnd3J3d0k2dHJsZUZBYTVJWTc4Tkk1SDZEMFVXeTNnN1Y1YmRRUzZxYWE5RW44WmpnWnNZUkE2b0NQSjg5ek4vRzNrWWZIeUc2RnRoQWYxTFBvZWtWZ25PSkxiTnQ4QmR5L0ZISHJOb2ZuUjlEL29xMktWNmtYdlNiU2YrV2xVcjY2QURuVVh6RWgxUVJzb0VOVDZ6MTVXbWxwTUNQTy9udlZSMjZTaHhzSXlxZ1E4N2pKVXR3My9BSkJpaURGLzdjaWo4bTE5TVc4V0RFd2wwZmpvSTlhTCtlUjV4TUNEWnlHZTloanBsQ3dtRzRHMEc5TUVYbjdGRS9Ia0NRVEM=","decodeInfo":{"referenceID":"67810f4496b51","name":"GUEST-67810f4496b51","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:06 ] 67810f4abf4fc /api/auth/login
[ 2025-01-10 05:15:06 ] 67810f4abf4fc -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:06 ] 67810f4abf4fc <- {"status":"success","response":{"token":"UOuA4t4palk75VSkiYhP1StrdUhCRURYaTBVUGRSWnlKWGtMSEM3UTAwZk4vcTdsdnRqRTZyRjZRUXFHQ3BJVCt0ZWlTZTBSY09QU0pxOGoxTE5HQnAyOU4zRWJRNmkyRVhtbDJZay9tbE9pN3U4RTUzSngrWXhOYXNFSFBTYlNpSnJTTENnZGpSNnJGYUtxTTQ0NDViSUZNc1dIZjAyWUVtUUJXS1QwVUkyZEI0clRRdmdQa1UwbWFMdzl2N2pQaU5hdnMrTWt6Uk1sNnFWMVErZ3hLVmdYRVhrcmIva2FiaVlMSVNHODZ4SklKbjRmYVc1QnpKUStNZFJPc0FOamxIcjIwZmZyU2hJa09rdy8=","decodeInfo":{"referenceID":"67810f4ac7a75","name":"GUEST-67810f4ac7a75","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:15 ] 67810f5382f01 /api/auth/login
[ 2025-01-10 05:15:15 ] 67810f5382f01 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:15 ] 67810f5382f01 <- {"status":"success","response":{"token":"mYI9aAuOhGmk6gA4squdsk8rM0VaTktRaDRBYXByemo3MnNYbnZ3S01hakEvclUzUnAydmV5c014Tkx0VUFTKzRnZTF4Uyt0TTlHQWF5Z09uNE1yM2NDdTJRRWtiWVJCVys3cXloajlpYWJ3Q09SdVd0NWIxVzJMN3doNzRXcmNDZk5vS01XUHpSQ2w5Y0RFOEc4cnIwb25sSStEYUo3N1l6U2h1b0NiMHRvOEduYXFlMHM1cklOVmp6MmVOSXo2NTZtTVh4Q1JBV0NmQnp5eXBvK2NocitPaEplRkVOdkhhK1ZQZzdYMjlIS0Y2STRtRDZPdll4SHJsOGM2TVBONmZNdGFJOFdhdEUxczlsQnM=","decodeInfo":{"referenceID":"67810f538a99c","name":"GUEST-67810f538a99c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:20 ] 67810f5811dfa /api/auth/login
[ 2025-01-10 05:15:20 ] 67810f5811dfa -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:20 ] 67810f5811dfa <- {"status":"success","response":{"token":"lQG7+ktRurQsDzohhTb01WRxS0pXbXRtMktWU1IwTTEzL3RxZHREUTBJdllTWkN1Q0ZZM2ZYbEhBS1o5Y2pUR1JBOGpjODYwUlJSMTh4a3FiZElmOHVhQlpIMnM3dFpvNXYvL0xwenhOTHd6VGpGUWxVTTYwckRlRlN5Skxnb1VpVzVqZjFTQTRBQktiT0lyeFN0N3ZJNExjOUNoMUF6ZEJSNmp1N2NkN0hna253UTUrdjlyaFpSR3k0U0wzNmNLK0Y3T3NaSWNqbVVBa2U5ckV1UkVzS1VwcUVFcVV3dW9Zbi82YjFMdkJzWVlQYWlaK1hrTW1rZWJVWGlVNFR4aEtxNzVDZHptYWpPNW5KWnc=","decodeInfo":{"referenceID":"67810f5819e5d","name":"GUEST-67810f5819e5d","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:28 ] 67810f60dc204 /api/auth/login
[ 2025-01-10 05:15:28 ] 67810f60dc204 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:28 ] 67810f60dc204 <- {"status":"success","response":{"token":"+TTczALLTLVGQWhHiKOFRVVvdUIyajZRKysyNjNlZFA5K0RDblVNek5QQnBJWTA5Unh5clZidVIwNDhCQlJNdngvUWpIUzhBWmxDT2RuR3N3M1VUS3E2eDRESnFLQnovSEtBaTB0dEpvQ0JvUmFUU29Fd0VIVzlmOUE1TVgxMU16WmRpMzJ6L3VxTHFJaVZPRytwV3YreTlQemxUQVNSazVSV09zNDRuWElLMS9zdTJlOS9DM0lEQUpQVkhrOWxWTVBHNXJteUVoemNiNFJScnNjZzV2bk5JQW9jcGgxbmM3TENrOTR6QjUyS0Zkd3NoNFZmQ0swd0oxQit0cUxiVWY2RHk2MERPMkhyblNvek0=","decodeInfo":{"referenceID":"67810f60e3ef2","name":"GUEST-67810f60e3ef2","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:36 ] 67810f6886e6f /api/auth/login
[ 2025-01-10 05:15:36 ] 67810f6886e6f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:36 ] 67810f6886e6f <- {"status":"success","response":{"token":"koWwoaf4MGDbuXclFEeUQGdIem9oRlNWeTRHOVU3cG1hZ09scUJWdklyMm9hYVFYRWFkRzF0WG5CdmNFK2hqWnYvNmRzSWUzSXJaNHo2TGYwYldqN0w0TWttaXdhSlVWVUN0KzFPQWhRdGtPL0JYc0l6dnlrNUdSYTlnWWIrMEx3L3lNR0NFZjljK05BZ0NiMFJVaWZHVWhBd2lZbTQ0NVIzK29BWm11LzdaUFhnWEltWVJCREpla1NPN2JwMEh6RnlWUWRLcHJhKzltdGNRbmoxd0lrS1dlRWxOT1V6VGZpWTUwdW9TTDJmUEZoRGg5cmFGWXlSMm1jdWFteUNpcnNSZy9XakdIWWhrSU01Tzk=","decodeInfo":{"referenceID":"67810f688ed92","name":"GUEST-67810f688ed92","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:46 ] 67810f72354bf /api/auth/login
[ 2025-01-10 05:15:46 ] 67810f72354bf -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:46 ] 67810f72354bf <- {"status":"success","response":{"token":"BoGCjV0LZexJIbIFEjC4D2RKWmRRTmQxbW5VeDFhQTFMK3lETnpPSVpmZU5mWDAwQXh0dCtwcVJJdmpJOUlkRDNBbXczSTdnbGFXaTM3QU85eFViMHRlWklmalNZY0NqK3Q0TWFzNnBhMkVMckdZMTkzbmNOL2lRRkZLY2hiVStqUy9kbWhpdjFqZU9waWhkOVNPV0MxRnRCOEdSSWlZTDVLakxLLzhsNDFONWp4Uk5CTmF0L0xlY3ZrT215Q3RJQ2tFN2VZc2RFY1BvQWhVRGJOUXZIQWRDNHBydXB4Y29qQ1VNbFl3KzFxdEVOYmN2elVuNy9xaEd0cFR6WldkVUJyd1QvaTlwbitRVm1rZUg=","decodeInfo":{"referenceID":"67810f723daab","name":"GUEST-67810f723daab","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:47 ] 67810f735ecfc /api/auth/login
[ 2025-01-10 05:15:47 ] 67810f735ecfc -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:47 ] 67810f735ecfc <- {"status":"success","response":{"token":"WN6k5+PwtQ1wgzHErKKZQDNTb2huWk5LN0loOU8vd3l6WVd5eXI4cDFDWFpPbEhZMmZQVDdlZkRNdmpNbnNyb244bmx5QjRPRUJLYXZqcEFnWGFKMWdTZzFQQmdBb0tlTEFwMWxERmRBWTYvQzlVVHZWd3pqeGJQNnI0LzJtRStvZGsrNGpRUk81b1I5Rlh3QWpPS21CYWdLMHpuSVRaT2VqTGJLbUFJMGVnM1pRcXFWdVFzaHJzY3FaL0xKd0FlcUYvWFoyUEMvalNjV2xsTGY1aEwyRU1rdDFYNmhRN2FzR2pFdmFqSDlKKzloc1h1clFnckJZaFFqd0hpcWR6MDJSaXFkREEyZldSK2ppM0o=","decodeInfo":{"referenceID":"67810f7366bbb","name":"GUEST-67810f7366bbb","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:47 ] 67810f73bcadc /api/auth/login
[ 2025-01-10 05:15:47 ] 67810f73bcadc -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:47 ] 67810f73bcadc <- {"status":"success","response":{"token":"YNyaR\/WuIF4OIydl4h5OUHBMY1FPMzQ2eUZ4TnJlUGFnZ2ZWYkxzS2dqZ2h3ZUUwY21KbHRPanVJK2dwK1FoTlpUeGdLZUVoUXZMWXRCQkNGTFlIU3VnTW52emJ3eHlybStlK3hhWkpiWUhvQ1VoS0xiakpNazZRblloZEdUSHB2TlVITjlrOGhaWGxSVWxlaUF4RjhCeUVQRWRpTWlkSVk1WkRINW9GZDNZTCt2dnFJTkRRN1h3c3lqekp5WDJRb1R5WnJKeElYVWQyc0RJUnY5bGtTRmZmcVAxWndhdTRvVUQ2YWU1ajc4RC8zRzJWaUtXME5MeUxMdjd0amt5TXZvMEIzTlhYZzRFdzZBUWI=","decodeInfo":{"referenceID":"67810f73c4ac9","name":"GUEST-67810f73c4ac9","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:47 ] 67810f73ea413 /api/auth/login
[ 2025-01-10 05:15:47 ] 67810f73ea413 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:48 ] 67810f73ea413 <- {"status":"success","response":{"token":"I\/sguAKHw\/MJhkTNcByn3nBaczAwc1BxNkZKMUdzNDhjZFFZUkhvUW52bCtyeVgzcmdTMkt0MFpzTll2cGdrVmNtZjBWN1BsWUx6dVpMUXFXZi9nRVFmcjFmUWxmOU11MXJOUkVTZlVra3dia2FJSU1KLzFUQXpRd2lKVDdHcXBVUmZsejREVS9kZnFaZUVwRjl2NGM4dmRSYkp1NUwrMHh0aHl3ZkN3c3IrZ2xMSnRwUmJLK1R6aU4zM2Z5eGsrTFAwMUtOZlJ4SWxOQWlYcXp0SmduS3E2UElWQSt2Ym5TeUtjeW5VMmovL3hEZmVTaU9LWmM0NmNxK3ZVQTVHeGNaclFmdmp1OHBwVGJTNnA=","decodeInfo":{"referenceID":"67810f73f2f3d","name":"GUEST-67810f73f2f3d","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:48 ] 67810f740dc55 /api/auth/login
[ 2025-01-10 05:15:48 ] 67810f740dc55 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:48 ] 67810f740dc55 <- {"status":"success","response":{"token":"qXF2y1qqMtkSnZvwlUfVYW5QZk1xRE50eDVkNTJqc1FyRWZQenl1TzN2b2cwMFJYS0pRcDVrS3RVWVMzUnhlbVBhaE1MRExVM2tQNkY0ZkptYmFhdTFVN09RS210cXE3dnpRS0N0VjJhcFNGY0g4KzFzVTdoS090ZXI3RnZLL0kzSWswOHNOY0VQbzNTaFJ6a1NiUm00eHZKOU9OKzRjVHFoSlh3eVVQN3k1YkZYQkRaVkJUd0daaVR1RGVGZ2RVaEQyOXdDSWhVNWV4d1o5VmMwTDgvTUl2Q3pqOWVKMUg5cmFyTk8ycktUQWhhbWE3KzFqTzQ3LzBxeG5KMkFTelZGRjhWb3VrbldwdnVyVXg=","decodeInfo":{"referenceID":"67810f7415cfa","name":"GUEST-67810f7415cfa","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:48 ] 67810f747a735 /api/auth/login
[ 2025-01-10 05:15:48 ] 67810f747a735 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:48 ] 67810f747a735 <- {"status":"success","response":{"token":"MEy2MZWjxNLjyHR+CTKQq2h6RjdGSG52cjVUYnM4THJHSXJSc3FxNmRlZHZoV2k1NCtOVnFGR2hpVndlaytSc2wwTVUrY2lHY1FUUGl0VXFTdmZINy92RFdoUGh2VTBTVW1RYkdteWRZZWpmc1IwejdaVzhFeWt2ODAyYk10aDBGWElncVhPYmNxWlpwU2QrN2haU2ZIaDMvWXVGK2FZWUNoY0M2aGRhVEV0UXFXRzArbTJyaVRibUc1TDBnQUhOd2xGd20vSHMyRXVCSXMvTng4Zjh1N3RuSXhlelQxTDRpcXVDNjRGMnR5Skd5RVYray9MNEdPS1VmTmU5T0VlNUl4dmxzbUZzMHkyaGV1RGw=","decodeInfo":{"referenceID":"67810f748249f","name":"GUEST-67810f748249f","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:49 ] 67810f755cf05 /api/auth/login
[ 2025-01-10 05:15:49 ] 67810f755cf05 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:49 ] 67810f755cf05 <- {"status":"success","response":{"token":"3EGunTCPRMNP7CXNW9nvWkk4UTd4M0k4NUxoK1l6OEp0NGpEQlFKTXR6ZUIzLzl2aG11cS9vSXBrV3pwYnVUcS9KamNkbGhTdFRucC9nRnNEd1BWYXBQQjA1eWJtZnpnSHhjUlMwT290UnViejlCNVhUeEdrYzluL0RLOHlVSVdKM0lNdHp2S1NLWXBvZEY0UmlmS2prV25RSFVXNG4wVXpBcVlNUkNQRi85OVM5NmU2RVp4YlZiOUdvekpKKzdmQi91dytRWlYrdjBpM3ZhUXRTQ2lmTW1TNG5Zb1pUaExyWWZlejVOZUg1bDBPOGpyTWVjZVhuNzNidlptQXQvenUwUGJqdkJFM0VNZkFlekY=","decodeInfo":{"referenceID":"67810f7564fd2","name":"GUEST-67810f7564fd2","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:52 ] 67810f783df89 /api/auth/login
[ 2025-01-10 05:15:52 ] 67810f783df89 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:52 ] 67810f783df89 <- {"status":"success","response":{"token":"xgyBhbIVVVOVKIHHwN4rz1ZXMlBIeS9VUHR2TU5pTy8zbFM1QWF5SU5lZnltczlJZFdLMHppQnl0RDd4VlpyZXVnanpzeTNIeWZqWHdNN0g2QVQ4UDUyWXVLQkxKOWROSnlKWU1UL3NiMlJjSjBWL1hnWXN6ejlGVlhEMURIay9VSldMeTlaRWlTU28yQUtyT0Y1NlFIa0d6KzhYT0QybkxJanNQbHlvaklQUkp5NGw0N2JmSXhMUnB1eW8rbDVmdFl0YVN5cFp2QisxRFQ3OFJGZm9JbzZlY3VyVmNKVHNuRUFycWwyZ0o2aktCeWhIZkdJZnloYXNFaUtvbU9zRWx3S016bDNOMG9UZjNJMWs=","decodeInfo":{"referenceID":"67810f784653e","name":"GUEST-67810f784653e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 05:15:53 ] 67810f796490d /api/auth/login
[ 2025-01-10 05:15:53 ] 67810f796490d -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 05:15:53 ] 67810f796490d <- {"status":"success","response":{"token":"zMiWA2rf\/fj8ZsD1h7DZ5GVGbVJkYnIrOTQ0a2R3Z08rV20vdE80ZG9KQktlQmZKamNvYmcweGxLaWUycXMwK0h3TWlac2RNMGxJNHBuTTFHSVZUM0R6WG9BNFdSUVVtdEN4ZTMwMnhIU0paZ3lDOTBhZlY4SnM3ZitMZHlJNmxNcGFKcnJPVWMvbFJSRkRxVHhsVGhmYWRZUjBkSXczL1pQdnVGVTRsS2tSQllKRVp5N1BlQmJCVXp2MHU4QXJGZjdnMXdUR25mMnRadDZUNWdTYmpBcXBUZU44L1FaVkdkNGFqVmY4LzRMZEJKd2FEaXFTbllBNThnQ0VpSHM4R0NyaDJIVFdFbkgrQVZ6eWc=","decodeInfo":{"referenceID":"67810f796c65e","name":"GUEST-67810f796c65e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 06:05:53 ] 67811b315ac43 /api/auth/login
[ 2025-01-10 06:05:53 ] 67811b315ac43 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 06:05:53 ] 67811b315ac43 <- {"status":"success","response":{"token":"O+4OHfvYK3+q0AaMS\/c\/xWlCdkNXamRLOEZ6UjNQTWJlbldZREUydnhOWHhnMHovaWpvbHdCWnZObmY5Tk1MUnduay9sZTVjZFZjako0TXhxV09kb3pJL0dtWlh0aU53OHp1TTh6a2J5bEduZHRNNXd0bjdYZGZ4T09PRVBsWFgwMUN0eGg0V2duRUpPY3BmanR0SUdGYnlsbDlBN21HemdrNm5KS3k3ckRwUDhibFZCY2ZRZFU1K2NKTWxFUEtERHJiTitFK2sxWVRqd0Y3M0txMDVDZlp3MFk0Q1lIVUs3WTZ5TnNFcmV5bXh5Yjh5TFNnbVBlMEd6YlB5TXNIUDgzMHM3dUFiMUljNFVJRy8=","decodeInfo":{"referenceID":"67811b3162755","name":"GUEST-67811b3162755","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 06:35:56 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 06:35:56 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 06:35:56 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 06:35:57 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 06:35:57 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 06:35:58 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 06:36:01 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 06:36:01 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 06:36:02 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 06:36:02 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 07:06:02 ] 6781294ae159d /api/auth/login
[ 2025-01-10 07:06:02 ] 6781294ae159d -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 07:06:02 ] 6781294ae159d <- {"status":"success","response":{"token":"TcLpRvPKNgAuAtLE6DtqSE1tWVZ4emFaUlg1cWZxbXQ2MElFeDZ1TmZ5WXFmVnZ1U3p4Z3U4THJuVldIbWFnb1VrT2RlSFhDRlF1ZHJtZlZJUEQ1U3Qvd2lESW1wNE82WWwzZjJua1JEMU0xZTRXRlNVWStRLzVudVZFQ1VhajFzT1VjWkxXQ1RQRm5YYUhWZlBiUXR2bmVHSjErVm5CbnRlOVlHT0hnU3N4Yi95cGgxRHRqUG8rMWtYckd1cEZtd1g3SnhjcUVPWW0xU3NGMTN6TW5yREpmaE5aOGxYc1NGN1R1d3BhSTVDaVB2LzNvZmxyckFPUVRrZWM1Znp1TW02c0U3TVpyTU5QMFg4WU4=","decodeInfo":{"referenceID":"6781294ae9718","name":"GUEST-6781294ae9718","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 07:57:30 ] 6781355a6c39f /api/auth/login
[ 2025-01-10 07:57:30 ] 6781355a6c39f -> {"typeLogin":"user","option":"login","access":"programmer@novamar.net","password":"novamar"}
[ 2025-01-10 07:57:30 ] 6781355a6c39f <- {"status":"success","response":{"token":"rMePDKf\/lGV5V+AqY2hm2HpnSDgzTDBWUUpZRmdlWUMxZXhBOXlsNE5USHl5eWN5UithM0VZUlcyTTM3YnY1Q25vTnhLRy9RNUJWb1lGQXBSeG5HZkllcUJvVzg2QmVuYldkbU9GMDN5SE9xbjlNN25nZGprSTFYUGtrZmgza2prZHp4aFFJWWVrQUdhcTNrNjNHeXBxMzdOWDBvQjZ4SS9SOVJodGppT1RaKzByZnJUUUFnVHdYWk91a0g4amVUSVp6NWNLMm9nc1dHckZOekJxOW5ycHEvcDc0RFlKTEU5TEN3MnFqMmRtTTJoaTdaTzROeHErYkRWcEZTVWdvc0tYbFJhN2Ird21rTXhyUVpjR0xXNWhRTFVWNXUwMnBXRjNER0VBPT0=","decodeInfo":{"referenceID":47,"name":"Cuauhtemoc Castro","email":"programmer@novamar.net","role":"ROLE_ADMIN","salePerson":"Cuauhtemoc Castro","saleChannel":"NIS-Executive","agentCode":"","user_ip":"189.178.165.38"}},"code":200}
[ 2025-01-10 07:57:30 ]  <- null
[ 2025-01-10 07:57:30 ] 6781355adb280 /api/mx/get-user-image
[ 2025-01-10 07:57:30 ] 6781355adb280 -> []
[ 2025-01-10 07:57:30 ] 6781355adb280 <- {"status":"success","response":"avatar.gif","code":200}
[ 2025-01-10 07:57:32 ]  <- null
[ 2025-01-10 07:57:32 ]  <- null
[ 2025-01-10 07:57:32 ] 6781355c73146 /api/mx/services/policy-notification
[ 2025-01-10 07:57:32 ] 6781355c73146 -> {"option":"results"}
[ 2025-01-10 07:57:32 ] 6781355c749ac /api/mx/services/user-activity
[ 2025-01-10 07:57:32 ] 6781355c749ac -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 07:57:32 ] 6781355c7fd9c /api/mx/services/user-activity
[ 2025-01-10 07:57:32 ] 6781355c7fd9c -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 07:57:32 ] 6781355c7fd9c <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 07:57:32 ] 6781355c7fd9c <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 07:57:32 ] 6781355c73146 <- {"status":"success","response":{"policies_count":24,"claims_count":0,"payments_count":0},"code":200}
[ 2025-01-10 07:59:46 ]  <- null
[ 2025-01-10 07:59:46 ] 678135e2595b4 /api/mx/customers
[ 2025-01-10 07:59:46 ] 678135e2595b4 -> {"type":"","option":"getAll"}
[ 2025-01-10 08:23:15 ]  <- null
[ 2025-01-10 08:23:15 ] 67813b6381060 /api/mx/customers
[ 2025-01-10 08:23:15 ] 67813b6381060 -> {"type":"","option":"getAll"}
[ 2025-01-10 08:25:58 ] 67813c0687533 /api/auth/login
[ 2025-01-10 08:25:58 ] 67813c0687533 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 08:25:58 ] 67813c0687533 <- {"status":"success","response":{"token":"2BLNQXpYJFADVDrkYVnGrHhGQWlqOHFGWnBxWGhpN0o5ajNRVWl2ckdyNEFPWXRhNmVjYlhlN1dZeE1lNnhmWThpbTdZWVE2YVFjWTdVTzNOdDlCbTFpaDVTblBJbUt4cWpzbHNQWURkbHBzQXM2S2ErVElzM29pNGgwaG5CcG1QSjRQZVJsWVBjM2tmRUUwc2t1aDdMOGZPYUovdWt0K251TkNBc0pWbUo2Y09EbkwwYU1zTGV1ZzdmWlJpaCtCWFZFTmJxMzZHOGRaMURtQk1jR0FweHBud29vckpndzMydDQ2clJBL09YNXJWVkV1QnpkSkdXS1lkMUhETm9CVCs2ODhLdjExbmlIZXlBYlo=","decodeInfo":{"referenceID":"67813c068e1c3","name":"GUEST-67813c068e1c3","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 08:38:06 ] 67813ede8555f /api/mx/ecommerce-mit
[ 2025-01-10 08:38:06 ] 67813ede8555f -> {"reference":"start"}
[ 2025-01-10 08:38:06 ] 67813ede8555f <- {"status":"success","code":200,"response":{"cardResponse":"","email":"programmer@novamar.net"}}
[ 2025-01-10 08:47:56 ] 6781412cc90cf /api/mx/customers
[ 2025-01-10 08:47:56 ] 6781412cc90cf -> {"type":"","option":"getAll"}
[ 2025-01-10 08:48:08 ]  <- null
[ 2025-01-10 08:48:08 ] 6781413859089 /api/mx/distributors
[ 2025-01-10 08:48:08 ] 6781413859089 -> {"search":"","option":"getAll"}
[ 2025-01-10 08:48:08 ] 6781413859089 <- {"status":"success","response":[{"idDistributor":108,"distributorName":"2000 INSURANCE SERVICES","contactName":{"firstName":"MARTHA","lastName":"GONZALEZ"},"email":"martha2000ins@gmail.com","phone":"(562) 602-0001","address":{"street":"15110 PARAMOUNT BLVD","zipCode":"90723","county":"-","city":"Paramount","state":"Los Angeles","country":"United states"},"website":"www.2000insuranceca.com","products":[{"id":395,"product":"Tourist Auto","code":"ED","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/two-thousand-ins-serv.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/mexico-auto-insurance\/tourist-two-thousand-ins-serv","commission":30,"registryDate":"2024-06-26"},{"id":396,"product":"Resident 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[ 2025-01-10 08:48:20 ]  <- null
[ 2025-01-10 08:48:20 ] 67814144b87e5 /api/mx/get-policies-by-status
[ 2025-01-10 08:48:20 ] 67814144b87e5 -> []
[ 2025-01-10 08:51:48 ] 67814144b87e5 <- {"status":"success","response":{"renewals":{"numberOfPolicies":216,"name":"Renewals","policies":{"Tourist Auto":[{"IDDocto":"60731","FDesde":"2025-01-10T00:00:00-06:00","FHasta":"2025-01-15T00:00:00-06:00","FEmision":"2025-01-10T00:00:00-06:00","Status":"0","PrimaNeta":"13.43","PrimaTotal":"27.18","Comision0":"4.4319","NombreCompleto":"Ramirez Noel","EMail1":"noel.t.ramirez@gmail.com","CiaNombre":"Qualitas - Turistas","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Tourist Auto","Documento":"MX00TANO004012","Moneda":"Dollars"},{"IDDocto":"60689","FDesde":"2025-01-08T00:00:00-06:00","FHasta":"2025-01-13T00:00:00-06:00","FEmision":"2025-01-08T00:00:00-06:00","Status":"0","PrimaNeta":"13.43","PrimaTotal":"27.18","Comision0":"4.4319","NombreCompleto":"Camacho Sandra","EMail1":"sandinavi@yahoo.com","CiaNombre":"Qualitas - Turistas","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Tourist 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DE C.V.","EMail1":"sofia@nayahomes.co","CiaNombre":"Grupo Mexicano de Seguros, S.A. de C.V.","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"RC Renta Vacacional","Documento":"OT-0000029294","Moneda":"Dollars"}],"HOA":[{"IDDocto":"60666","FDesde":"2024-09-05T00:00:00-06:00","FHasta":"2025-09-05T00:00:00-06:00","FEmision":"2025-01-07T00:00:00-06:00","Status":"0","PrimaNeta":"1823.05","PrimaTotal":"2150.7","Comision0":"272.86","NombreCompleto":"ASOCIACION DE CONDOMINOS DE CONDOMINIOS BRISA LUNAR, A.C.","EMail1":"blcamanagement@gmail.com","CiaNombre":"Grupo Mexicano de Seguros, S.A. de C.V.","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"HOA","Documento":"02-037-07005667-00002-01","Moneda":"Dollars"},{"IDDocto":"60030","FDesde":"2025-01-01T00:00:00-06:00","FHasta":"2026-01-01T00:00:00-06:00","FEmision":"2025-01-07T00:00:00-06:00","Status":"0","PrimaNeta":"14309.4","PrimaTotal":"16924.08","Comision0":"0","NombreCompleto":"Asociacion De Condominos De Hacienda De Mita A.c.","EMail1":"alexm@hdmhoa.com","CiaNombre":"Grupo Mexicano de Seguros, S.A. de C.V.","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"HOA","Documento":"02-037-07000449-00000-10","Moneda":"Dollars"},{"IDDocto":"60011","FDesde":"2024-12-26T00:00:00-06:00","FHasta":"2025-12-26T00:00:00-06:00","FEmision":"2025-01-02T00:00:00-06:00","Status":"0","PrimaNeta":"2235.36","PrimaTotal":"2656.82","Comision0":"0","NombreCompleto":"CONDOMINIO TRES CORONITAS","EMail1":"","CiaNombre":"Grupo Mexicano de Seguros, S.A. de C.V.","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"HOA","Documento":"02-037-07004997-00000-02","Moneda":"Dollars"}],"Boat Full Coverage":[{"IDDocto":"60649","FDesde":"2024-12-18T00:00:00-06:00","FHasta":"2025-12-18T00:00:00-06:00","FEmision":"2025-01-02T00:00:00-06:00","Status":"0","PrimaNeta":"2393.43","PrimaTotal":"2840.18","Comision0":"215.41","NombreCompleto":"Orozco De La Torre Alejandro","EMail1":"alex@galex.com.mx","CiaNombre":"Grupo Mexicano de Seguros, S.A. de C.V.","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Boat Full Coverage","Documento":"02-035-07000207-01","Moneda":"Dollars"},{"IDDocto":"60565","FDesde":"2025-01-05T00:00:00-06:00","FHasta":"2026-01-05T00:00:00-06:00","FEmision":"2025-01-05T00:00:00-06:00","Status":"0","PrimaNeta":"3450.33","PrimaTotal":"4078.94","Comision0":"310.53","NombreCompleto":"Hoover Kevin Donald","EMail1":"Khoover@midcallabor.com","CiaNombre":"HDI SEGUROS","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Boat Full Coverage","Documento":"138 - 17362","Moneda":"Dollars"},{"IDDocto":"60539","FDesde":"2025-01-07T00:00:00-06:00","FHasta":"2026-01-07T00:00:00-06:00","FEmision":"2025-01-07T00:00:00-06:00","Status":"0","PrimaNeta":"0","PrimaTotal":"0","Comision0":"0","NombreCompleto":"Jensen Alan Jeff","EMail1":"jeffjens@pacbell.net","CiaNombre":"Grupo Mexicano de Seguros, S.A. de C.V.","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Boat Full Coverage","Documento":"OT-0000030125","Moneda":"Dollars"},{"IDDocto":"60538","FDesde":"2025-01-04T00:00:00-06:00","FHasta":"2026-01-04T00:00:00-06:00","FEmision":"2025-01-04T00:00:00-06:00","Status":"0","PrimaNeta":"3222.76","PrimaTotal":"3814.96","Comision0":"290.05","NombreCompleto":"Andale, LLC","EMail1":"xbjgl@hotmail.com","CiaNombre":"HDI SEGUROS","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Boat Full Coverage","Documento":"138 - 17364","Moneda":"Dollars"},{"IDDocto":"60529","FDesde":"2025-01-04T00:00:00-06:00","FHasta":"2026-01-04T00:00:00-06:00","FEmision":"2025-01-04T00:00:00-06:00","Status":"0","PrimaNeta":"0","PrimaTotal":"0","Comision0":"0","NombreCompleto":"Prince of Tides, LLC &amp; Chris Benton Foster III","EMail1":"cfoster@hampstead.com","CiaNombre":"Seguros Atlas, S.A.","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Boat Full Coverage","Documento":"OT-0000030121","Moneda":"Dollars"},{"IDDocto":"60493","FDesde":"2025-02-01T00:00:00-06:00","FHasta":"2026-02-01T00:00:00-06:00","FEmision":"2025-01-02T00:00:00-06:00","Status":"0","PrimaNeta":"1625","PrimaTotal":"1919.8","Comision0":"0","NombreCompleto":"Fearon Christopher","EMail1":"cmfearon@gmail.com","CiaNombre":"B x Mas","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Boat Full Coverage","Documento":"OT-0000030099","Moneda":"Dollars"},{"IDDocto":"60328","FDesde":"2025-01-02T00:00:00-06:00","FHasta":"2026-01-02T00:00:00-06:00","FEmision":"2025-01-02T00:00:00-06:00","Status":"0","PrimaNeta":"0","PrimaTotal":"0","Comision0":"0","NombreCompleto":"Whitaker Kent Bradford","EMail1":"mrbradwhitaker@gmail.com","CiaNombre":"HDI SEGUROS","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Boat Full Coverage","Documento":"OT-0000030000","Moneda":"Dollars"},{"IDDocto":"60278","FDesde":"2025-01-03T00:00:00-06:00","FHasta":"2026-01-03T00:00:00-06:00","FEmision":"2025-01-03T00:00:00-06:00","Status":"0","PrimaNeta":"0","PrimaTotal":"0","Comision0":"0","NombreCompleto":"Duerden Mary Ann","EMail1":"werelaxu@aol.com","CiaNombre":"HDI SEGUROS","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Boat Full Coverage","Documento":"OT-0000029977","Moneda":"Dollars"},{"IDDocto":"60265","FDesde":"2025-01-06T00:00:00-06:00","FHasta":"2026-01-06T00:00:00-06:00","FEmision":"2025-01-06T00:00:00-06:00","Status":"0","PrimaNeta":"0","PrimaTotal":"0","Comision0":"0","NombreCompleto":"Ransom James  Harris","EMail1":"jim.ransom@gmail.com","CiaNombre":"Grupo Mexicano de Seguros, S.A. de C.V.","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Boat Full Coverage","Documento":"OT-0000029969","Moneda":"Dollars"}],"Passengers Liability":[{"IDDocto":"60564","FDesde":"2025-01-05T00:00:00-06:00","FHasta":"2026-01-05T00:00:00-06:00","FEmision":"2025-01-05T00:00:00-06:00","Status":"0","PrimaNeta":"2718.98","PrimaTotal":"3734.02","Comision0":"543.8","NombreCompleto":"Hoover Kevin Donald","EMail1":"Khoover@midcallabor.com","CiaNombre":"HDI SEGUROS","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Passengers Liability","Documento":"138 - 17363","Moneda":"Pesos"}],"Blanket":[{"IDDocto":"60039","FDesde":"2025-01-15T00:00:00-06:00","FHasta":"2026-01-15T00:00:00-06:00","FEmision":"2025-01-07T00:00:00-06:00","Status":"0","PrimaNeta":"548.71","PrimaTotal":"700.3","Comision0":"0","NombreCompleto":"Condominio Brisa Suave","EMail1":"bkillip@shaw.ca","CiaNombre":"Grupo Mexicano de Seguros, S.A. de C.V.","VendNombre":"Novamar Insurance Mexico","SRamoNombre":"Blanket","Documento":"02-037-07001521-00000-07","Moneda":"Dollars"}]}}},"code":200}
[ 2025-01-10 08:54:53 ] 678142cd34619 /api/auth/login
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[ 2025-01-10 08:54:54 ]  <- null
[ 2025-01-10 08:54:55 ] 678142cf3018c /api/mx/blog-service
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[ 2025-01-10 08:54:55 ] 678142cf3018c <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 08:54:55 ] 678142cfa86b6 /api/mx/blog-service
[ 2025-01-10 08:54:55 ] 678142cfa86b6 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 08:54:55 ] 678142cfa86b6 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 08:55:20 ]  <- null
[ 2025-01-10 08:55:20 ]  <- null
[ 2025-01-10 08:55:20 ]  <- null
[ 2025-01-10 08:55:21 ] 678142e9380ab /api/mx/product
[ 2025-01-10 08:55:21 ] 678142e9380ab -> {"fieldId":"state","option":"States","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 08:55:21 ] 678142e9390fc /api/mx/product
[ 2025-01-10 08:55:21 ] 678142e9390fc -> {"fieldId":"exchangeRate","option":"ExchangeRate","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 08:55:21 ] 678142e93b99d /api/mx/product
[ 2025-01-10 08:55:21 ] 678142e93b99d -> {"product":"Travel","fieldId":"departureCountry","companyQuote":"Mapfre","option":"Countries"}
[ 2025-01-10 08:55:22 ] 678142e9380ab <- {"status":"success","response":{"Mapfre":{"content":{"id":["0","1","2","3","4","5","6","7","8","9","10","11","12","13","14","15","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32","33","34","999"],"description":["NINGUNO","AGUASCALIENTES","BAJA CALIFORNIA NORTE","BAJA CALIFORNIA SUR","CAMPECHE","COAHUILA","COLIMA","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","DURANGO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","EDO. DE MEXICO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS","UBICACIONES VARIAS","UBICACIONES EN EL EXTRANJERO","GENERICO"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 08:55:24 ] 678142e93b99d <- {"status":"success","response":{"Mapfre":{"content":[{"Key":"AFG","Value":"Afghanistan","RealName":"AFGANISTAN"},{"Key":"AGO","Value":"Angola","RealName":"ANGOLA"},{"Key":"ALB","Value":"Albania","RealName":"ALBANIA"},{"Key":"AND","Value":"Andorra","RealName":"ANDORRA"},{"Key":"ARB","Value":"Aruba","RealName":"ARUBA"},{"Key":"ARE","Value":"United Arab Emirates","RealName":"EMIRATOS ARABES UNIDOS"},{"Key":"ARG","Value":"Argentina","RealName":"ARGENTINA"},{"Key":"ARM","Value":"Armenia","RealName":"ARMENIA"},{"Key":"ASM","Value":"American Samoa","RealName":"SAMOA AMERICANA"},{"Key":"ATG","Value":"Antigua and Barbuda","RealName":"ANTIGUA Y BARBUDA"},{"Key":"AUS","Value":"Australia","RealName":"AUSTRALIA"},{"Key":"AUT","Value":"Austria","RealName":"AUSTRIA"},{"Key":"AZE","Value":"Azerbaijan","RealName":"AZERBAIYAN"},{"Key":"BDI","Value":"Burundi","RealName":"BURUNDI"},{"Key":"BEL","Value":"Belgium","RealName":"BELGICA"},{"Key":"BEN","Value":"Benin","RealName":"BENIN"},{"Key":"BFA","Value":"Burkina Faso","RealName":"BURKINA FASO"},{"Key":"BGD","Value":"Bangladesh","RealName":"BANGLADESH"},{"Key":"BGR","Value":"Bulgaria","RealName":"BULGARIA"},{"Key":"BHR","Value":"Bahrain","RealName":"BAHREIN"},{"Key":"BHS","Value":"Bahamas","RealName":"BAHAMAS"},{"Key":"BIH","Value":"Bosnia and Herzegovina","RealName":"BOSNIA HERZEGOVINA"},{"Key":"BLR","Value":"Belarus","RealName":"BIELORRUSIA"},{"Key":"BLZ","Value":"Belize","RealName":"BELICE"},{"Key":"BOL","Value":"Bolivia","RealName":"BOLIVIA"},{"Key":"BRA","Value":"Brazil","RealName":"BRASIL"},{"Key":"BRB","Value":"Barbados","RealName":"BARBADOS"},{"Key":"BRN","Value":"Brunei","RealName":"BRUNEI"},{"Key":"BRU","Value":"Belarus","RealName":"BELARUS"},{"Key":"BTN","Value":"Bhutan","RealName":"BHUTAN"},{"Key":"BWA","Value":"Botswana","RealName":"BOTSWANA"},{"Key":"CAN","Value":"Canada","RealName":"CANADA"},{"Key":"CDM","Value":"Ivory Coast","RealName":"COSTA DE MARFIL"},{"Key":"CHD","Value":"Chad","RealName":"CHADE"},{"Key":"CHE","Value":"Switzerland","RealName":"SUIZA"},{"Key":"CHL","Value":"Chile","RealName":"CHILE"},{"Key":"CHN","Value":"China","RealName":"CHINA"},{"Key":"CIV","Value":"Ivory Coast","RealName":"COTE D\u2524IVOIRE"},{"Key":"CMR","Value":"Cameroon","RealName":"CAMERUN"},{"Key":"COG","Value":"Republic of the Congo","RealName":"CONGO"},{"Key":"COL","Value":"Colombia","RealName":"COLOMBIA"},{"Key":"COM","Value":"Comoros","RealName":"COMORAS"},{"Key":"CON","Value":"North Korea","RealName":"COREA DEL NORTE"},{"Key":"CPV","Value":"Cape Verde","RealName":"CABO VERDE"},{"Key":"CRI","Value":"Costa Rica","RealName":"COSTA RICA"},{"Key":"CSU","Value":"South Korea","RealName":"COREA DEL SUR"},{"Key":"CUB","Value":"Cuba","RealName":"CUBA"},{"Key":"CYP","Value":"Cyprus","RealName":"CHIPRE"},{"Key":"CZE","Value":"Czech Republic","RealName":"REPUBLICA CHECA"},{"Key":"DEU","Value":"Germany","RealName":"ALEMANIA"},{"Key":"DJI","Value":"Djibouti","RealName":"DJIBOUTI"},{"Key":"DMA","Value":"Dominica","RealName":"DOMINICA"},{"Key":"DNK","Value":"Denmark","RealName":"DINAMARCA"},{"Key":"DOM","Value":"Dominican Republic","RealName":"REPUBLICA DOMINICANA"},{"Key":"DZA","Value":"Algeria","RealName":"ARGELIA"},{"Key":"ECU","Value":"Ecuador","RealName":"ECUADOR"},{"Key":"EGY","Value":"Egypt","RealName":"EGIPTO"},{"Key":"ENG","Value":"England","RealName":"INGLATERRA"},{"Key":"ERT","Value":"Eritrea","RealName":"ERITREA"},{"Key":"ES","Value":"Spain","RealName":"ESPANA"},{"Key":"ESC","Value":"Scotland","RealName":"ESCOCIA"},{"Key":"ESP","Value":"Spain","RealName":"ESPANA"},{"Key":"EST","Value":"Estonia","RealName":"ESTONIA"},{"Key":"ETH","Value":"Ethiopia","RealName":"ETIOPIA"},{"Key":"FIN","Value":"Finland","RealName":"FINLANDIA"},{"Key":"FRA","Value":"France","RealName":"FRANCIA"},{"Key":"GAB","Value":"Gabon","RealName":"GABON"},{"Key":"GEO","Value":"Georgia","RealName":"GEORGIA"},{"Key":"GHA","Value":"Ghana","RealName":"GHANA"},{"Key":"GIN","Value":"Guinea","RealName":"GUINEA"},{"Key":"GMB","Value":"Gambia","RealName":"GAMBIA"},{"Key":"GNB","Value":"Guinea-Bissau","RealName":"GUINEA BISSAU"},{"Key":"GNQ","Value":"Equatorial Guinea","RealName":"GUINEA ECUATORIAL"},{"Key":"GRC","Value":"Greece","RealName":"GRECIA"},{"Key":"GRD","Value":"Grenada","RealName":"GRENADA"},{"Key":"GTM","Value":"Guatemala","RealName":"GUATEMALA"},{"Key":"GUM","Value":"Guam","RealName":"GUAM"},{"Key":"GUY","Value":"Guyana","RealName":"GUYANA"},{"Key":"GYN","Value":"Guiana","RealName":"GUAYANA"},{"Key":"HKG","Value":"Hong Kong","RealName":"HONG KONG"},{"Key":"HND","Value":"Honduras","RealName":"HONDURAS"},{"Key":"HOL","Value":"Holland","RealName":"HOLANDA"},{"Key":"HRV","Value":"Croatia","RealName":"CROACIA"},{"Key":"HTI","Value":"Haiti","RealName":"HAITI"},{"Key":"HUN","Value":"Hungary","RealName":"HUNGRIA"},{"Key":"IDN","Value":"Indonesia","RealName":"INDONESIA"},{"Key":"IFI","Value":"Fiyi Islands","RealName":"ISLAS FIYI"},{"Key":"IMS","Value":"Marshal Islands","RealName":"ISLAS MARSHALL"},{"Key":"IND","Value":"India","RealName":"INDIA"},{"Key":"IRL","Value":"Ireland","RealName":"IRLANDA"},{"Key":"IRN","Value":"Iran","RealName":"IRAN"},{"Key":"IRQ","Value":"Iraq","RealName":"IRAK"},{"Key":"ISL","Value":"Iceland","RealName":"ISLANDIA"},{"Key":"ISM","Value":"Solomon Islands","RealName":"ISLAS SALOMON"},{"Key":"ISR","Value":"Israel","RealName":"ISRAEL"},{"Key":"ITA","Value":"Italy","RealName":"ITALIA"},{"Key":"IVE","Value":"Virgin Islands United States","RealName":"ISLAS VIRGENES ESTADOS UNIDOS"},{"Key":"JAM","Value":"Jamaica","RealName":"JAMAICA"},{"Key":"JOR","Value":"Jordan","RealName":"JORDANIA"},{"Key":"JPN","Value":"Japan","RealName":"JAPON"},{"Key":"KEN","Value":"Kenya","RealName":"KENIA"},{"Key":"KHM","Value":"Cambodia","RealName":"CAMBOYA"},{"Key":"KRB","Value":"Kiribati","RealName":"KIRIBATI"},{"Key":"KWT","Value":"Kuwait","RealName":"KUWAIT"},{"Key":"KZJ","Value":"Kazakhstan","RealName":"KAZAJISTAN"},{"Key":"KZT","Value":"Kyrguizistan","RealName":"KIRGUIZISTAN"},{"Key":"LAO","Value":"Laos","RealName":"LAOS"},{"Key":"LBR","Value":"Liberia","RealName":"LIBERIA"},{"Key":"LBY","Value":"Libya","RealName":"LIBIA"},{"Key":"LCA","Value":"Saint Lucia","RealName":"ST. LUCIA"},{"Key":"LET","Value":"Latvia","RealName":"LETONIA"},{"Key":"LIB","Value":"Lebanon","RealName":"LIBANO"},{"Key":"LIE","Value":"Liechtenstein","RealName":"LIECHTENSTEIN"},{"Key":"LKA","Value":"Sri Lanka","RealName":"SRI LANKA"},{"Key":"LSO","Value":"Lesotho","RealName":"LESOTHO"},{"Key":"LTU","Value":"Lithuania","RealName":"LITUANIA"},{"Key":"LUX","Value":"Luxembourg","RealName":"LUXEMBURGO"},{"Key":"MAC","Value":"Macao","RealName":"MACAO"},{"Key":"MAR","Value":"Morocco","RealName":"MARRUECOS"},{"Key":"MDA","Value":"Moldova","RealName":"MOLDAVIA"},{"Key":"MDG","Value":"Madagascar","RealName":"MADAGASCAR"},{"Key":"MDV","Value":"Maldives","RealName":"MALDIVAS"},{"Key":"MEX","Value":"Mexico","RealName":"MEXICO"},{"Key":"MKD","Value":"Macedonia","RealName":"MACEDONIA"},{"Key":"MLI","Value":"Mali","RealName":"MALI"},{"Key":"MLT","Value":"Malta","RealName":"MALTA"},{"Key":"MMR","Value":"Myanmar","RealName":"MYANMAR"},{"Key":"MNC","Value":"Monaco","RealName":"MONACO"},{"Key":"MNG","Value":"Mongolia","RealName":"MONGOLIA"},{"Key":"MNP","Value":"Northern Mariana Islands","RealName":"ISLAS MARINAS DEL NORTE"},{"Key":"MOZ","Value":"Mozambique","RealName":"MOZAMBIQUE"},{"Key":"MRC","Value":"Mauricio","RealName":"MAURICIO"},{"Key":"MRT","Value":"Mauritania","RealName":"MAURITANIA"},{"Key":"MTN","Value":"Montenegro","RealName":"MONTENEGRO"},{"Key":"MUN","Value":"Mundial","RealName":"MUNDIAL"},{"Key":"MWI","Value":"Malawi","RealName":"MALAWI"},{"Key":"MYS","Value":"Malaysia","RealName":"MALASIA"},{"Key":"NAM","Value":"Namibia","RealName":"NAMIBIA"},{"Key":"NER","Value":"Niger","RealName":"NIGER"},{"Key":"NGA","Value":"Nigeria","RealName":"NIGERIA"},{"Key":"NIC","Value":"Nicaragua","RealName":"NICARAGUA"},{"Key":"NOR","Value":"Norway","RealName":"NORUEGA"},{"Key":"NPL","Value":"Nepal","RealName":"NEPAL"},{"Key":"NZ","Value":"New Zealand","RealName":"NUEVA ZELANDA"},{"Key":"OMN","Value":"Oman","RealName":"OMAN"},{"Key":"PAK","Value":"Pakistan","RealName":"PAKISTAN"},{"Key":"PAN","Value":"Panama","RealName":"PANAMA"},{"Key":"PE","Value":"Peru","RealName":"PERU"},{"Key":"PHL","Value":"Philippines","RealName":"FILIPINAS"},{"Key":"PNG","Value":"Papua New Guinea","RealName":"PAPUA N. GUINEA"},{"Key":"POL","Value":"Poland","RealName":"POLONIA"},{"Key":"PRT","Value":"Portugal","RealName":"PORTUGAL"},{"Key":"PRY","Value":"Paraguay","RealName":"PARAGUAY"},{"Key":"PTO","Value":"Puerto Rico","RealName":"PUERTO RICO"},{"Key":"QAT","Value":"Qatar","RealName":"QATAR"},{"Key":"RCA","Value":"Central African Republic","RealName":"REPUBLICA CENTRO AFRICANA"},{"Key":"RDC","Value":"Democratic Republic of Congo","RealName":"REP DEMOCRATICA DE CONGO"},{"Key":"REU","Value":"Reunion","RealName":"REINO UNIDO DE GRAN BRETA\u00d0A E"},{"Key":"ROM","Value":"Romania","RealName":"RUMANIA"},{"Key":"RUS","Value":"Russia","RealName":"RUSIA"},{"Key":"RWA","Value":"Rwanda","RealName":"RUANDA"},{"Key":"SAU","Value":"Saudi Arabia","RealName":"ARABIA SAUDITA"},{"Key":"SCN","Value":"San Crist\u00f3bal and Nevis","RealName":"SAN CRISTOBAL Y NEVIS"},{"Key":"SDN","Value":"Sudan","RealName":"SUDAN"},{"Key":"SEN","Value":"Senegal","RealName":"SENEGAL"},{"Key":"SGP","Value":"Singapore","RealName":"SINGAPUR"},{"Key":"SLC","Value":"ST. Lucia","RealName":"SANTA LUCIA"},{"Key":"SLE","Value":"Sierra Leone","RealName":"SIERRA LEONA"},{"Key":"SLV","Value":"El Salvador","RealName":"EL SALVADOR"},{"Key":"SMR","Value":"San Marino","RealName":"SAN MARINO"},{"Key":"SOM","Value":"Somalia","RealName":"SOMALIA"},{"Key":"STP","Value":"Sao Tome and Principe","RealName":"SANTO TOME Y PRINCIPE"},{"Key":"SUR","Value":"Suriname","RealName":"SURINAM"},{"Key":"SVK","Value":"Slovakia","RealName":"ESLOVAQUIA"},{"Key":"SVN","Value":"Slovenia","RealName":"ESLOVENIA"},{"Key":"SVR","Value":"Servia","RealName":"SERVIA"},{"Key":"SWE","Value":"Sweden","RealName":"SUECIA"},{"Key":"SWZ","Value":"Swaziland","RealName":"SWAZILANDIA"},{"Key":"SYC","Value":"Seychelles","RealName":"SEYCHELLES"},{"Key":"SYR","Value":"Syria","RealName":"SIRIA"},{"Key":"TAI","Value":"Tahit\u00ed","RealName":"TAITI"},{"Key":"TCD","Value":"Chad","RealName":"CHAD"},{"Key":"TGO","Value":"Togo","RealName":"TOGO"},{"Key":"THA","Value":"Thailand","RealName":"TAILANDIA"},{"Key":"TMT","Value":"Turkmenistan","RealName":"TURKMENISTAN"},{"Key":"TNG","Value":"Tonga","RealName":"TONGA"},{"Key":"TTO","Value":"Trinidad and Tobago","RealName":"TRINIDAD Y TOBAGO"},{"Key":"TUN","Value":"Tunisia","RealName":"TUNEZ"},{"Key":"TUR","Value":"Turkey","RealName":"TURQUIA"},{"Key":"TWN","Value":"Taiwan","RealName":"TAIWAN"},{"Key":"TYK","Value":"Tayikistan","RealName":"TAYIKISTAN"},{"Key":"TZA","Value":"Tanzania","RealName":"TANZANIA"},{"Key":"UBT","Value":"Uzbekistan","RealName":"UZBEKISTAN"},{"Key":"UGA","Value":"Uganda","RealName":"UGANDA"},{"Key":"UK","Value":"United Kingdom","RealName":"REINO UNIDO DE GRAN BRETANA"},{"Key":"UKR","Value":"Ukraine","RealName":"UCRANIA"},{"Key":"URY","Value":"Uruguay","RealName":"URUGUAY"},{"Key":"USA","Value":"United States","RealName":"ESTADOS UNIDOS"},{"Key":"VCT","Value":"Saint Vincent and the Grenadines","RealName":"SAN VICENTE Y LAS GRANADINAS"},{"Key":"VEN","Value":"Venezuela","RealName":"VENEZUELA"},{"Key":"VNM","Value":"Vietnam","RealName":"VIETNAM"},{"Key":"VNT","Value":"Vanuatu","RealName":"VANUATU"},{"Key":"VTN","Value":"Vatican","RealName":"VATICANO"},{"Key":"YEM","Value":"Yemen","RealName":"YEMEN"},{"Key":"YUG","Value":"Yugoslavia","RealName":"YUGOSLAVIA"},{"Key":"ZAF","Value":"South Africa","RealName":"SUDAFRICA"},{"Key":"ZAR","Value":"Zaire","RealName":"ZAIRE"},{"Key":"ZMB","Value":"Zambia","RealName":"ZAMBIA"},{"Key":"ZWE","Value":"Zimbabwe","RealName":"ZIMBABWE"}],"fieldId":"departureCountry"}},"code":200}
[ 2025-01-10 08:55:26 ] 678142e9390fc <- {"status":"success","response":{"Mapfre":{"content":{"id":["EUR","USD"],"description":["21.0874","20.4742"]},"fieldId":"exchangeRate"}},"code":200}
[ 2025-01-10 08:55:53 ]  <- null
[ 2025-01-10 08:55:54 ] 6781430a02b24 /api/mx/prospect/record
[ 2025-01-10 08:55:54 ] 6781430a02b24 -> {"firstName":"Cuauhtemoc","lastName":"Castro","email":"temocastro9@gmail.com","phone":"(322) 2318355","nationalityContact":"Mexican","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":"0","seniorPax":"0","typeTravelText":"From USA to M\u00e9xico","departureCountryText":"United States","departureCountry":"USA","arraivalsText":"M\u00e9xico (MEX)","arraivalsCode":"MEX,","prospect":"","product":"TM","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-travel-insurance","campaign":"none","distributor":"","pricesQuoted":"...Adults: ...Seniors: ","source":"none","aboutUs":"Already Client","distributorLink":"","typeTravel":"in_bound_form_usa","quoteNumber":"","priceResults":"{\"plansAdult\":[],\"plansSenior\":[]}","exchangeRate":"20.4742","totalDays":""}
[ 2025-01-10 08:55:54 ] 6781430a02b24 <- {"status":"success","response":{"prospect":23136,"quoteNumber":"NQTM250110-474","idClient":27808},"code":200}
[ 2025-01-10 08:56:06 ]  <- null
[ 2025-01-10 08:56:06 ] 67814316ba43a /api/mx/product
[ 2025-01-10 08:56:06 ] 67814316ba43a -> {"product":"Travel","fieldId":"plan","option":"Plans","companyQuote":"Mapfre","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","adultsPax":1,"seniorPax":0,"exchangeRate":"20.4742"}
[ 2025-01-10 08:56:25 ] 67814316ba43a <- {"status":"success","response":{"Mapfre":{"content":{"id":["28330","28331","28332"],"description":["Platinum Receptivo","Gold Receptivo","Silver Receptivo"],"contract":["28310","28310","28310"],"total":["2,895.36","2,227.20","1,781.76"],"totalDays":16},"fieldId":"plan"}},"code":200}
[ 2025-01-10 08:56:26 ]  <- null
[ 2025-01-10 08:56:26 ]  <- null
[ 2025-01-10 08:56:26 ]  <- null
[ 2025-01-10 08:56:26 ] 6781432a8a3b9 /api/mx/product
[ 2025-01-10 08:56:26 ] 6781432a8a3b9 -> {"product":"Travel","option":"ResumePlan","fieldId":"ResumePlan","companyQuote":"Mapfre","plan":"28332","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":1,"seniorPax":0,"exchangeRate":"20.4742"}
[ 2025-01-10 08:56:26 ] 6781432a8a9db /api/mx/product
[ 2025-01-10 08:56:26 ] 6781432a8a9db -> {"product":"Travel","option":"ResumePlan","fieldId":"ResumePlan","companyQuote":"Mapfre","plan":"28330","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":1,"seniorPax":0,"exchangeRate":"20.4742"}
[ 2025-01-10 08:56:26 ] 6781432a8ab17 /api/mx/product
[ 2025-01-10 08:56:26 ] 6781432a8ab17 -> {"product":"Travel","option":"ResumePlan","fieldId":"ResumePlan","companyQuote":"Mapfre","plan":"28331","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":1,"seniorPax":0,"exchangeRate":"20.4742"}
[ 2025-01-10 08:56:30 ] 6781432a8a3b9 <- {"status":"success","response":{"Mapfre":{"content":{"MONTOS":{"COD_MODALIDAD":"28332","NOMBRE":"Silver Receptivo","CAMBIO":"1.0000","LIMITE":"86","COTIZACION":"1,536.00","PRIMANETA":"1,536.00","IVA":"245.76","SUBTOTAL":"1,781.76","EXTRAPRIMA":"0.00","DESCUENTO":"0.00","PRIMATOTAL":"1,781.76"},"SEGUROS":{"COBERTURA":[{"NOM_COBERTURA":"Accidental Death","SUMA_ASEGURADA":"25,000 USD"},{"NOM_COBERTURA":"Accidental Death in private or public transportation","SUMA_ASEGURADA":"50,000 USD"},{"NOM_COBERTURA":"Third Party Liability","SUMA_ASEGURADA":"10,000 USD"}]},"SEGURVIAJE":{"COBERTURA":[{"NOM_COBERTURA":"Medical Assistance in case Emergency","SUMA_ASEGURADA":"50,000 USD"},{"NOM_COBERTURA":"Emergency Medical Transportation","SUMA_ASEGURADA":"20,000 USD"},{"NOM_COBERTURA":"Emergency Dental Care","SUMA_ASEGURADA":"300 USD"},{"NOM_COBERTURA":"Medications","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Hospital Extension after the policy expired","SUMA_ASEGURADA":"5 days"},{"NOM_COBERTURA":"Medical Repatriation","SUMA_ASEGURADA":"15,000 USD"},{"NOM_COBERTURA":"Funeral Repatriation","SUMA_ASEGURADA":"15,000 USD"},{"NOM_COBERTURA":"Transfer of a Relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Hotel Expenses of a Relative","SUMA_ASEGURADA":"Up to 5 nights for up to $150 USD per night"},{"NOM_COBERTURA":"Transport & Adult Companion for children","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Death of direct relative","SUMA_ASEGURADA":"N\/A"},{"NOM_COBERTURA":"Early Return of the Insured in case of Hospitalization of direct relative","SUMA_ASEGURADA":"N\/A"},{"NOM_COBERTURA":"Trip cancellation","SUMA_ASEGURADA":"1,000 USD"},{"NOM_COBERTURA":"Hotel expenses for convalescence","SUMA_ASEGURADA":"Up to 5 nights for up to $150 USD per night"},{"NOM_COBERTURA":"Delay registered luggage","SUMA_ASEGURADA":"300 USD"},{"NOM_COBERTURA":"Locate registered luggage","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Registered Baggage Shipping","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Lost of Registered Luggage","SUMA_ASEGURADA":"1,200 USD"},{"NOM_COBERTURA":"Mediphone","SUMA_ASEGURADA":"Included"}]},"COBERTURAS":{"COBERTURA":[{"NOM_COBERTURA":"Early return from home claims","SUMA_ASEGURADA":"N\/A"},{"NOM_COBERTURA":"Flight Delay Expenses","SUMA_ASEGURADA":"100 USD"},{"NOM_COBERTURA":"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Transfer Remittance in case of Emergency","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Protected purchase","SUMA_ASEGURADA":"N\/A"}]}},"fieldId":"ResumePlan"}},"code":200}
[ 2025-01-10 08:56:30 ] 6781432a8a9db <- {"status":"success","response":{"Mapfre":{"content":{"MONTOS":{"COD_MODALIDAD":"28330","NOMBRE":"Platinum Receptivo","CAMBIO":"1.0000","LIMITE":"75","COTIZACION":"2,496.00","PRIMANETA":"2,496.00","IVA":"399.36","SUBTOTAL":"2,895.36","EXTRAPRIMA":"0.00","DESCUENTO":"0.00","PRIMATOTAL":"2,895.36"},"SEGUROS":{"COBERTURA":[{"NOM_COBERTURA":"Accidental Death","SUMA_ASEGURADA":"100,000 USD"},{"NOM_COBERTURA":"Accidental Death in private or public transportation","SUMA_ASEGURADA":"200,000 USD"},{"NOM_COBERTURA":"Third Party Liability","SUMA_ASEGURADA":"30,000 USD"}]},"SEGURVIAJE":{"COBERTURA":[{"NOM_COBERTURA":"Medical Assistance in case Emergency","SUMA_ASEGURADA":"350,000 USD"},{"NOM_COBERTURA":"Emergency Medical Transportation","SUMA_ASEGURADA":"50,000 USD"},{"NOM_COBERTURA":"Emergency Dental Care","SUMA_ASEGURADA":"1,000 USD"},{"NOM_COBERTURA":"Medications","SUMA_ASEGURADA":"1,000 USD"},{"NOM_COBERTURA":"Hospital Extension after the policy expired","SUMA_ASEGURADA":"7 days"},{"NOM_COBERTURA":"Medical Repatriation","SUMA_ASEGURADA":"30,000 USD"},{"NOM_COBERTURA":"Funeral Repatriation","SUMA_ASEGURADA":"30,000 USD"},{"NOM_COBERTURA":"Transfer of a Relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Hotel Expenses of a Relative","SUMA_ASEGURADA":"Up to 5 nights for up to $500 USD per night"},{"NOM_COBERTURA":"Transport & Adult Companion for children","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Death of direct relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Hospitalization of direct relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Trip cancellation","SUMA_ASEGURADA":"3,000 USD"},{"NOM_COBERTURA":"Hotel expenses for convalescence","SUMA_ASEGURADA":"Up to 5 nights for up to $300 USD per night"},{"NOM_COBERTURA":"Delay registered luggage","SUMA_ASEGURADA":"800 USD"},{"NOM_COBERTURA":"Locate registered luggage","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Registered Baggage Shipping","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Lost of Registered Luggage","SUMA_ASEGURADA":"2,000 USD"},{"NOM_COBERTURA":"Mediphone","SUMA_ASEGURADA":"Included"}]},"COBERTURAS":{"COBERTURA":[{"NOM_COBERTURA":"Early return from home claims","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Flight Delay Expenses","SUMA_ASEGURADA":"250 USD"},{"NOM_COBERTURA":"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Transfer Remittance in case of Emergency","SUMA_ASEGURADA":"1,500 USD"},{"NOM_COBERTURA":"Protected purchase","SUMA_ASEGURADA":"1,000 USD "}]}},"fieldId":"ResumePlan"}},"code":200}
[ 2025-01-10 08:56:30 ] 6781432a8ab17 <- {"status":"success","response":{"Mapfre":{"content":{"MONTOS":{"COD_MODALIDAD":"28331","NOMBRE":"Gold Receptivo","CAMBIO":"1.0000","LIMITE":"75","COTIZACION":"1,920.00","PRIMANETA":"1,920.00","IVA":"307.20","SUBTOTAL":"2,227.20","EXTRAPRIMA":"0.00","DESCUENTO":"0.00","PRIMATOTAL":"2,227.20"},"SEGUROS":{"COBERTURA":[{"NOM_COBERTURA":"Accidental Death","SUMA_ASEGURADA":"60,000 USD"},{"NOM_COBERTURA":"Accidental Death in private or public transportation","SUMA_ASEGURADA":"120,000 USD"},{"NOM_COBERTURA":"Third Party Liability","SUMA_ASEGURADA":"20,000 USD"}]},"SEGURVIAJE":{"COBERTURA":[{"NOM_COBERTURA":"Medical Assistance in case Emergency","SUMA_ASEGURADA":"115,000 USD"},{"NOM_COBERTURA":"Emergency Medical Transportation","SUMA_ASEGURADA":"25,000 USD"},{"NOM_COBERTURA":"Emergency Dental Care","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Medications","SUMA_ASEGURADA":"700 USD"},{"NOM_COBERTURA":"Hospital Extension after the policy expired","SUMA_ASEGURADA":"6 days"},{"NOM_COBERTURA":"Medical Repatriation","SUMA_ASEGURADA":"25,000 USD"},{"NOM_COBERTURA":"Funeral Repatriation","SUMA_ASEGURADA":"25,000 USD"},{"NOM_COBERTURA":"Transfer of a Relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Hotel Expenses of a Relative","SUMA_ASEGURADA":"Up to 5 nights for up to $250 USD per night"},{"NOM_COBERTURA":"Transport & Adult Companion for children","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Death of direct relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Hospitalization of direct relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Trip cancellation","SUMA_ASEGURADA":"2,500 USD"},{"NOM_COBERTURA":"Hotel expenses for convalescence","SUMA_ASEGURADA":"Up to 5 nights for up to $250 USD per night"},{"NOM_COBERTURA":"Delay registered luggage","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Locate registered luggage","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Registered Baggage Shipping","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Lost of Registered Luggage","SUMA_ASEGURADA":"1,500 USD"},{"NOM_COBERTURA":"Mediphone","SUMA_ASEGURADA":"Included"}]},"COBERTURAS":{"COBERTURA":[{"NOM_COBERTURA":"Early return from home claims","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Flight Delay Expenses","SUMA_ASEGURADA":"200 USD"},{"NOM_COBERTURA":"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Transfer Remittance in case of Emergency","SUMA_ASEGURADA":"1,000 USD"},{"NOM_COBERTURA":"Protected purchase","SUMA_ASEGURADA":"N\/A"}]}},"fieldId":"ResumePlan"}},"code":200}
[ 2025-01-10 08:56:30 ]  <- null
[ 2025-01-10 08:56:31 ] 6781432f2002e /api/mx/prospect/record
[ 2025-01-10 08:56:31 ] 6781432f2002e -> {"firstName":"Cuauhtemoc","lastName":"Castro","email":"temocastro9@gmail.com","phone":"(322) 2318355","nationalityContact":"Mexican","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":"2","seniorPax":"0","typeTravelText":"From USA to M\u00e9xico","departureCountryText":"United States","departureCountry":"USA","arraivalsText":"M\u00e9xico (MEX)","arraivalsCode":"MEX,","prospect":"23136","product":"TM","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-travel-insurance","campaign":"none","distributor":"","pricesQuoted":"...Adults: [ Platinum : $5,790.72 ] [ Gold : $4,454.40 ] [ Silver : $3,563.52 ] ...Seniors: ","source":"none","aboutUs":"Already Client","distributorLink":"","typeTravel":"in_bound_form_usa","quoteNumber":"NQTM250110-474","priceResults":"{\"plansAdult\":[{\"idPlan\":\"28330\",\"namePlan\":\"Platinum Receptivo\",\"contract\":\"28310\",\"total\":\"2,895.36\",\"resumen\":{\"Mapfre\":{\"content\":{\"MONTOS\":{\"COD_MODALIDAD\":\"28330\",\"NOMBRE\":\"Platinum Receptivo\",\"CAMBIO\":\"1.0000\",\"LIMITE\":\"75\",\"COTIZACION\":\"2,496.00\",\"PRIMANETA\":\"2,496.00\",\"IVA\":\"399.36\",\"SUBTOTAL\":\"2,895.36\",\"EXTRAPRIMA\":\"0.00\",\"DESCUENTO\":\"0.00\",\"PRIMATOTAL\":\"2,895.36\"},\"SEGUROS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Accidental Death\",\"SUMA_ASEGURADA\":\"100,000 USD\"},{\"NOM_COBERTURA\":\"Accidental Death in private or public transportation\",\"SUMA_ASEGURADA\":\"200,000 USD\"},{\"NOM_COBERTURA\":\"Third Party Liability\",\"SUMA_ASEGURADA\":\"30,000 USD\"}]},\"SEGURVIAJE\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Medical Assistance in case Emergency\",\"SUMA_ASEGURADA\":\"350,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Medical Transportation\",\"SUMA_ASEGURADA\":\"50,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Dental Care\",\"SUMA_ASEGURADA\":\"1,000 USD\"},{\"NOM_COBERTURA\":\"Medications\",\"SUMA_ASEGURADA\":\"1,000 USD\"},{\"NOM_COBERTURA\":\"Hospital Extension after the policy expired\",\"SUMA_ASEGURADA\":\"7 days\"},{\"NOM_COBERTURA\":\"Medical Repatriation\",\"SUMA_ASEGURADA\":\"30,000 USD\"},{\"NOM_COBERTURA\":\"Funeral Repatriation\",\"SUMA_ASEGURADA\":\"30,000 USD\"},{\"NOM_COBERTURA\":\"Transfer of a Relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Hotel Expenses of a Relative\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $500 USD per night\"},{\"NOM_COBERTURA\":\"Transport & Adult Companion for children\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Death of direct relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Hospitalization of direct relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Trip cancellation\",\"SUMA_ASEGURADA\":\"3,000 USD\"},{\"NOM_COBERTURA\":\"Hotel expenses for convalescence\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $300 USD per night\"},{\"NOM_COBERTURA\":\"Delay registered luggage\",\"SUMA_ASEGURADA\":\"800 USD\"},{\"NOM_COBERTURA\":\"Locate registered luggage\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Registered Baggage Shipping\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Lost of Registered Luggage\",\"SUMA_ASEGURADA\":\"2,000 USD\"},{\"NOM_COBERTURA\":\"Mediphone\",\"SUMA_ASEGURADA\":\"Included\"}]},\"COBERTURAS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Early return from home claims\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Flight Delay Expenses\",\"SUMA_ASEGURADA\":\"250 USD\"},{\"NOM_COBERTURA\":\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Transfer Remittance in case of Emergency\",\"SUMA_ASEGURADA\":\"1,500 USD\"},{\"NOM_COBERTURA\":\"Protected purchase\",\"SUMA_ASEGURADA\":\"1,000 USD \"}]}},\"fieldId\":\"ResumePlan\"}},\"totalDays\":16,\"type\":\"adults\"},{\"idPlan\":\"28331\",\"namePlan\":\"Gold Receptivo\",\"contract\":\"28310\",\"total\":\"2,227.20\",\"resumen\":{\"Mapfre\":{\"content\":{\"MONTOS\":{\"COD_MODALIDAD\":\"28331\",\"NOMBRE\":\"Gold Receptivo\",\"CAMBIO\":\"1.0000\",\"LIMITE\":\"75\",\"COTIZACION\":\"1,920.00\",\"PRIMANETA\":\"1,920.00\",\"IVA\":\"307.20\",\"SUBTOTAL\":\"2,227.20\",\"EXTRAPRIMA\":\"0.00\",\"DESCUENTO\":\"0.00\",\"PRIMATOTAL\":\"2,227.20\"},\"SEGUROS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Accidental Death\",\"SUMA_ASEGURADA\":\"60,000 USD\"},{\"NOM_COBERTURA\":\"Accidental Death in private or public transportation\",\"SUMA_ASEGURADA\":\"120,000 USD\"},{\"NOM_COBERTURA\":\"Third Party Liability\",\"SUMA_ASEGURADA\":\"20,000 USD\"}]},\"SEGURVIAJE\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Medical Assistance in case Emergency\",\"SUMA_ASEGURADA\":\"115,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Medical Transportation\",\"SUMA_ASEGURADA\":\"25,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Dental Care\",\"SUMA_ASEGURADA\":\"500 USD\"},{\"NOM_COBERTURA\":\"Medications\",\"SUMA_ASEGURADA\":\"700 USD\"},{\"NOM_COBERTURA\":\"Hospital Extension after the policy expired\",\"SUMA_ASEGURADA\":\"6 days\"},{\"NOM_COBERTURA\":\"Medical Repatriation\",\"SUMA_ASEGURADA\":\"25,000 USD\"},{\"NOM_COBERTURA\":\"Funeral Repatriation\",\"SUMA_ASEGURADA\":\"25,000 USD\"},{\"NOM_COBERTURA\":\"Transfer of a Relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Hotel Expenses of a Relative\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $250 USD per night\"},{\"NOM_COBERTURA\":\"Transport & Adult Companion for children\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Death of direct relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Hospitalization of direct relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Trip cancellation\",\"SUMA_ASEGURADA\":\"2,500 USD\"},{\"NOM_COBERTURA\":\"Hotel expenses for convalescence\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $250 USD per night\"},{\"NOM_COBERTURA\":\"Delay registered luggage\",\"SUMA_ASEGURADA\":\"500 USD\"},{\"NOM_COBERTURA\":\"Locate registered luggage\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Registered Baggage Shipping\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Lost of Registered Luggage\",\"SUMA_ASEGURADA\":\"1,500 USD\"},{\"NOM_COBERTURA\":\"Mediphone\",\"SUMA_ASEGURADA\":\"Included\"}]},\"COBERTURAS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Early return from home claims\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Flight Delay Expenses\",\"SUMA_ASEGURADA\":\"200 USD\"},{\"NOM_COBERTURA\":\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Transfer Remittance in case of Emergency\",\"SUMA_ASEGURADA\":\"1,000 USD\"},{\"NOM_COBERTURA\":\"Protected purchase\",\"SUMA_ASEGURADA\":\"N\/A\"}]}},\"fieldId\":\"ResumePlan\"}},\"totalDays\":16,\"type\":\"adults\"},{\"idPlan\":\"28332\",\"namePlan\":\"Silver Receptivo\",\"contract\":\"28310\",\"total\":\"1,781.76\",\"resumen\":{\"Mapfre\":{\"content\":{\"MONTOS\":{\"COD_MODALIDAD\":\"28332\",\"NOMBRE\":\"Silver Receptivo\",\"CAMBIO\":\"1.0000\",\"LIMITE\":\"86\",\"COTIZACION\":\"1,536.00\",\"PRIMANETA\":\"1,536.00\",\"IVA\":\"245.76\",\"SUBTOTAL\":\"1,781.76\",\"EXTRAPRIMA\":\"0.00\",\"DESCUENTO\":\"0.00\",\"PRIMATOTAL\":\"1,781.76\"},\"SEGUROS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Accidental Death\",\"SUMA_ASEGURADA\":\"25,000 USD\"},{\"NOM_COBERTURA\":\"Accidental Death in private or public transportation\",\"SUMA_ASEGURADA\":\"50,000 USD\"},{\"NOM_COBERTURA\":\"Third Party Liability\",\"SUMA_ASEGURADA\":\"10,000 USD\"}]},\"SEGURVIAJE\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Medical Assistance in case Emergency\",\"SUMA_ASEGURADA\":\"50,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Medical Transportation\",\"SUMA_ASEGURADA\":\"20,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Dental Care\",\"SUMA_ASEGURADA\":\"300 USD\"},{\"NOM_COBERTURA\":\"Medications\",\"SUMA_ASEGURADA\":\"500 USD\"},{\"NOM_COBERTURA\":\"Hospital Extension after the policy expired\",\"SUMA_ASEGURADA\":\"5 days\"},{\"NOM_COBERTURA\":\"Medical Repatriation\",\"SUMA_ASEGURADA\":\"15,000 USD\"},{\"NOM_COBERTURA\":\"Funeral Repatriation\",\"SUMA_ASEGURADA\":\"15,000 USD\"},{\"NOM_COBERTURA\":\"Transfer of a Relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Hotel Expenses of a Relative\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $150 USD per night\"},{\"NOM_COBERTURA\":\"Transport & Adult Companion for children\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Death of direct relative\",\"SUMA_ASEGURADA\":\"N\/A\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Hospitalization of direct relative\",\"SUMA_ASEGURADA\":\"N\/A\"},{\"NOM_COBERTURA\":\"Trip cancellation\",\"SUMA_ASEGURADA\":\"1,000 USD\"},{\"NOM_COBERTURA\":\"Hotel expenses for convalescence\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $150 USD per night\"},{\"NOM_COBERTURA\":\"Delay registered luggage\",\"SUMA_ASEGURADA\":\"300 USD\"},{\"NOM_COBERTURA\":\"Locate registered luggage\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Registered Baggage Shipping\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Lost of Registered Luggage\",\"SUMA_ASEGURADA\":\"1,200 USD\"},{\"NOM_COBERTURA\":\"Mediphone\",\"SUMA_ASEGURADA\":\"Included\"}]},\"COBERTURAS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Early return from home claims\",\"SUMA_ASEGURADA\":\"N\/A\"},{\"NOM_COBERTURA\":\"Flight Delay Expenses\",\"SUMA_ASEGURADA\":\"100 USD\"},{\"NOM_COBERTURA\":\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Transfer Remittance in case of Emergency\",\"SUMA_ASEGURADA\":\"500 USD\"},{\"NOM_COBERTURA\":\"Protected purchase\",\"SUMA_ASEGURADA\":\"N\/A\"}]}},\"fieldId\":\"ResumePlan\"}},\"totalDays\":16,\"type\":\"adults\"}],\"plansSenior\":[]}","exchangeRate":"20.4742","totalDays":"16"}
[ 2025-01-10 08:56:31 ] 6781432f2002e <- {"status":"success","response":{"prospect":"23136","quoteNumber":"NQTM250110-474-2","idClient":27808},"code":200}
[ 2025-01-10 08:57:07 ]  <- null
[ 2025-01-10 08:57:08 ] 67814354368f2 /api/mx/product
[ 2025-01-10 08:57:08 ] 67814354368f2 -> {"fieldId":"ocupationCode","option":"OccupationsCodes","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 08:57:11 ] 67814354368f2 <- {"status":"success","response":{"Mapfre":{"content":{"id":["0","2","10","47","61","142","191","239","280"],"description":["Other","Attorney","Insurance agent","Accountant","Student","Teacher","Salesperson","Businessman","Retired"]},"fieldId":"ocupationCode"}},"code":200}
[ 2025-01-10 08:59:46 ]  <- null
[ 2025-01-10 08:59:46 ]  <- null
[ 2025-01-10 08:59:46 ] 678143f2569c0 /api/mx/product
[ 2025-01-10 08:59:46 ] 678143f2569c0 -> {"fieldId":"cardType","option":"CardTypes","companyQuote":"Mapfre","methodAfter":"typeCards","product":"Travel"}
[ 2025-01-10 08:59:46 ] 678143f25a172 /api/mx/product
[ 2025-01-10 08:59:46 ] 678143f25a172 -> {"fieldId":"bankEntity","option":"Banks","companyQuote":"Mapfre","methodAfter":"banks","product":"Travel"}
[ 2025-01-10 08:59:48 ] 678143f2569c0 <- {"status":"success","response":{"Mapfre":{"content":{"id":["1","2","3"],"description":["VISA","MASTER CARD","AMERICAN EXPRESS"]},"fieldId":"cardType"}},"code":200}
[ 2025-01-10 08:59:52 ] 678143f25a172 <- {"status":"success","response":{"Mapfre":{"content":{"id":["0138","0102","0062","0103","0127","0030","0002","0086","0007","0133","0131","0128","0152","0145","0146","0124","0130","0634","0150","0112","0132","0156","0157","0629","0134","0012","0006","0137","8888","0019","0107","0106","8890","0114","0147","0009","0072","0058","0166","0060","0001","0017","0680","0677","0143","0728","0140","0126","0601","0022","0168","0021","0036","0116","0037","0136","0059","0032","8889","0110","0661","0653","0670","0722","0042","0135","0638","0659","9999","0014","0044","0003","0646","8880","0108","0656","0113","0608","0141"],"description":["ABC CAPITAL","ABNAMRO","AFIRME","AMERICAN EXPRESS","AZTECA","BAJIO","BANAMEX","BANCEN","BANCO","BANCO ACTINVER S A","BANCO AHORRO FAMSA","BANCO AUTOFIN MEXICO","BANCO BANCREA","BANCO BASE S. A.","BANCO BICENTENARIO SA","BANCO CITI MEXICO","BANCO COMPARTAMOS SA","BANCO FINCOMUN","BANCO INMOBILIARIO MEXICANO SA","BANCO MONEX SA","BANCO MULTIVA","BANCO SABADELL","BANCO SHINHAN DE MEXICO, S. A.","BANCO SU CASITA","BANCO WALMART","BANCOMER, S.A.","BANCOMEXT","BANCOPPEL","BANCOS EXTRANJEROS TDC","BANJERCITO","BANK BOSTON","BANK OF AMERICA","BANK OF AMERICA","BANK ONE","BANKAOOL","BANOBRAS","BANORTE","BANREGIO","BANSEFI","BANSI","BANXICO","BBV","CAJA POPULAR CRISTOBAL COLON SC","CAJA POPULAR MEXICANA","CI BANCO","COMPROPAGO SA DE CV","CONSUBANCO, S. A.","CREDIT SUISS","GBM Grupo Burs\u00e1til Mexicano","GE CAPITAL","HIPOTECARIA","HSBC MEXICO, S.A.","INBURSA","ING BANK","INTERACCIONES","INTERCAM BANCO (ANTES BANCO REGIONAL)","INVEX","IXE","JP MORGAN CHASE BANK","JPMORGAN","KLAR","KUSPIT CASA DE BOLSA, S A de C V","Libertad Servicios Financieros","MERCADO PAGO W","MIFEL","NAFIN","NU MEXICO FINANCIERA SA DE CV SFP","OPCIONES EMPRESARIALES DEL NORESTE","OTROS","SANTANDER","SCOTIABANK","SERFIN","SISTEMA DE TRANSFERENCIAS Y PAGOS STP","SOVEREIGN BANK","TOKIO","UNAGRA SA DE CV SOCIEDAD FINANCIERA POPULAR","VE POR MAS","VECTOR CASA DE BOLSA","VW BANK"]},"fieldId":"bankEntity"}},"code":200}
[ 2025-01-10 09:01:53 ] 67814471a9f81 /api/auth/login
[ 2025-01-10 09:01:53 ] 67814471a9f81 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:01:53 ] 67814471a9f81 <- {"status":"success","response":{"token":"92gATH059VQ6sJ24YftMmDF5Uzd5Vjg3VXg0T0hBM3ByTnlqRVF1NGxOZ2ZNY3FiVjREd3NJRG9tTzJMQmhpcmM2djVpODhSeWh2QWV5YWs1VnAwb3ZwYzR1QU1rREFOYWNmZkhxeEV3V2NTOEZJQ2VJYXd2b3hBUnJrQ0Ixd095TitIaEdBV2dDRjRXcU52NmFiaWJ5WHN0YlJGbUsxU2JadkZVUlpwY056ZUQ5SjZZcjNzOVlhSWZPNUpBcmJ2bmxXRTFINlJkSkZsblRnSXpJZnR5Uk4wQTc4UHMvVEdSOUYveW1RV0Frc2xpUC81a3BZa09RbUpsOXhoVGlMakNtZW5JZEY5RXVVcXltb0M=","decodeInfo":{"referenceID":"67814471b2036","name":"GUEST-67814471b2036","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:01:54 ]  <- null
[ 2025-01-10 09:01:54 ] 67814472c9298 /api/mx/blog-service
[ 2025-01-10 09:01:54 ] 67814472c9298 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 09:01:54 ] 67814472c9298 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 09:01:55 ] 678144731a060 /api/mx/blog-service
[ 2025-01-10 09:01:55 ] 678144731a060 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 09:01:55 ] 678144731a060 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 09:05:39 ]  <- null
[ 2025-01-10 09:05:39 ] 67814553bf162 /api/mx/save-session
[ 2025-01-10 09:05:39 ] 67814553bf162 -> {"firstName":"Cuauhtemoc","lastName":"Castro","email":"temocastro9@gmail.com","phone":"(322) 2318355","nationalityContact":"Mexican","aboutUs":"Already Client","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":"2","seniorPax":"0","typeTravel":"in_bound_form_usa","departureCountry":"USA","arrivalCountries":"MEX","typePerson":"S","secondLastName":"","rfc":"","gender":"0","birthday":"10\/10\/1990","maritalStatus":"D","ocupationCode":"2","nationality":"ATG","address":"mi casa","buildingNumber":"89","unitNumber":"","neighborhood":"mi colonia","country":"USA","state":"","auxState":"oclajoma","city":"Select","auxCity":"oajaka","postalCode":"48317","cardHolderName":"test","bankEntity":"0127","cardType":"1","creditCardNumber":"4111 1111 1111 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[ 2025-01-10 09:05:43 ]  <- null
[ 2025-01-10 09:05:43 ] 67814557e997e /api/mx/travel-mapfre-ws-purchase-proccess
[ 2025-01-10 09:05:43 ] 67814557e997e -> {"firstName":"Cuauhtemoc","lastName":"Castro","email":"temocastro9@gmail.com","phone":"(322) 2318355","nationalityContact":"Mexican","aboutUs":"Already Client","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":"2","seniorPax":"0","typeTravel":"in_bound_form_usa","departureCountry":"USA","arrivalCountries":"MEX","typePerson":"S","secondLastName":"","rfc":"","gender":"0","birthday":"10\/10\/1990","maritalStatus":"D","ocupationCode":"2","nationality":"ATG","address":"mi casa","buildingNumber":"89","unitNumber":"","neighborhood":"mi colonia","country":"USA","state":"","auxState":"oclajoma","city":"Select","auxCity":"oajaka","postalCode":"48317","cardHolderName":"test","bankEntity":"0127","cardType":"1","creditCardNumber":"4111 1111 1111 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to $150 USD per night\\\"},{\\\"NOM_COBERTURA\\\":\\\"Transport & Adult Companion for children\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Early Return of the Insured in case of Death of direct relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"N\/A\\\"},{\\\"NOM_COBERTURA\\\":\\\"Early Return of the Insured in case of Hospitalization of direct relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"N\/A\\\"},{\\\"NOM_COBERTURA\\\":\\\"Trip cancellation\\\",\\\"SUMA_ASEGURADA\\\":\\\"1,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Hotel expenses for convalescence\\\",\\\"SUMA_ASEGURADA\\\":\\\"Up to 5 nights for up to $150 USD per night\\\"},{\\\"NOM_COBERTURA\\\":\\\"Delay registered luggage\\\",\\\"SUMA_ASEGURADA\\\":\\\"300 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Locate registered luggage\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Registered Baggage Shipping\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Lost of Registered Luggage\\\",\\\"SUMA_ASEGURADA\\\":\\\"1,200 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Mediphone\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"}]},\\\"COBERTURAS\\\":{\\\"COBERTURA\\\":[{\\\"NOM_COBERTURA\\\":\\\"Early return from home claims\\\",\\\"SUMA_ASEGURADA\\\":\\\"N\/A\\\"},{\\\"NOM_COBERTURA\\\":\\\"Flight Delay Expenses\\\",\\\"SUMA_ASEGURADA\\\":\\\"100 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Legal Assistance in case of Traffic Accident\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Transfer Remittance in case of Emergency\\\",\\\"SUMA_ASEGURADA\\\":\\\"500 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Protected purchase\\\",\\\"SUMA_ASEGURADA\\\":\\\"N\/A\\\"}]}},\\\"fieldId\\\":\\\"ResumePlan\\\"}}\",\"plan\":\"28332\",\"namePlan\":\"Silver Receptivo\",\"status\":\"issuePay\",\"policyNumber\":\"TESTMODE-pmqycnv75\",\"policyLink\":\"\",\"authorization\":\"TESTMODE-2\",\"quitarControlTecnicoError\":\"\"}]","arrivalCountriesCollection":"[{\"textValue\":\"MEXICO\",\"value\":\"MEX\"}]","textValues":"{\"departureCountry\":\"ESTADOS UNIDOS\",\"typePerson\":\"Person\",\"gender\":\"Female\",\"nationality\":\"Antigua and Barbuda\",\"maritalStatus\":\"Divorced\",\"country\":\"United States\",\"state\":\"Select\",\"city\":\"\",\"professionCode\":\"\",\"ocupationCode\":\"Attorney\",\"typeTravel\":\"From USA to M\u00e9xico\"}","totalDays":"16","quoteData":"","prospectSicas":"","contactSicas":"","quoteNumber":"","id_client":"27808","exchangeRate":"20.4742","prospect":"23136","priceResults":"","option":"issueAndPayPolicy","companyQuote":"Mapfre","processId":2979,"policiesCollection":"[{\"status\":\"issuePay\",\"policyNumber\":\"TESTMODE-8505pozju\",\"policyLink\":\"\",\"authorization\":\"TESTMODE-1\",\"quitarControlTecnicoError\":\"\"},{\"status\":\"issuePay\",\"policyNumber\":\"TESTMODE-pmqycnv75\",\"policyLink\":\"\",\"authorization\":\"TESTMODE-2\",\"quitarControlTecnicoError\":\"\"}]"}
[ 2025-01-10 09:05:46 ] 67814557e997e <- {"status":"success","response":{"error":"","email":"temocastro9@gmail.com","certificatesCollection":"MX00TMOC000546,MX00TMOC000547","product":"travel-mapfre","authCode":"TESTMODE-1,TESTMODE-2","hashArr":["ebcf0e319c","101266c6ac"]},"code":200}
[ 2025-01-10 09:05:49 ]  <- null
[ 2025-01-10 09:05:49 ] 6781455dd4dea /api/mx/dashboard-process
[ 2025-01-10 09:05:49 ] 6781455dd4dea -> {"option":"saveTask","id":"","task":"purchase-success","status":"completed","message":1,"data":{"email":"temocastro9@gmail.com","certificateNumber":"MX00TMOC000546,MX00TMOC000547","authCode":"TESTMODE-1,TESTMODE-2"}}
[ 2025-01-10 09:05:49 ] 6781455dd4dea <- {"status":"success","response":{"id_process":0,"etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"temocastro9@gmail.com\",\"certificateNumber\":\"MX00TMOC000546,MX00TMOC000547\",\"authCode\":\"TESTMODE-1,TESTMODE-2\"}","user_fixer":null},"code":200}
[ 2025-01-10 09:05:58 ] 678145667d03b /api/mx/certificate/MX00TMOC000546/ebcf0e319c
[ 2025-01-10 09:05:58 ] 678145667d03b -> []
[ 2025-01-10 09:05:58 ] 678145667d03b <- {"status":"success","response":true,"code":200}
[ 2025-01-10 09:05:59 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:05:59 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:06:19 ]  <- null
[ 2025-01-10 09:06:19 ] 6781457b81037 /api/mx/dashboard-process
[ 2025-01-10 09:06:19 ] 6781457b81037 -> {"option":"saveTask","id":"","task":"purchase-success","status":"completed","message":1,"data":{"email":"temocastro9@gmail.com","certificateNumber":"MX00TMOC000546,MX00TMOC000547","authCode":"TESTMODE-1,TESTMODE-2"}}
[ 2025-01-10 09:06:19 ] 6781457b81037 <- {"status":"success","response":{"id_process":0,"etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"temocastro9@gmail.com\",\"certificateNumber\":\"MX00TMOC000546,MX00TMOC000547\",\"authCode\":\"TESTMODE-1,TESTMODE-2\"}","user_fixer":null},"code":200}
[ 2025-01-10 09:06:20 ] 6781457c27435 /api/mx/certificate/MX00TMOC000547/101266c6ac
[ 2025-01-10 09:06:20 ] 6781457c27435 -> []
[ 2025-01-10 09:06:20 ] 6781457c27435 <- {"status":"success","response":true,"code":200}
[ 2025-01-10 09:06:21 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:06:21 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:24:21 ] 678149b524de1 /api/auth/login
[ 2025-01-10 09:24:21 ] 678149b524de1 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:24:21 ] 678149b524de1 <- {"status":"success","response":{"token":"WE0imRSnhNx6IqfpghCdTFRldVlaMkxoNzU4MW1OK1pqRjRmVkVrNnI1clR1VlhKbEE0SFV4ZUMzWHJPVGZsUUdvcW1JeEM5cTBHK0lVSzhMeE5TeFkxQkhQcjI3NUpHTzlSd0l5N0xpQjR1RUsxTFR2SXhFM3ZBZ2hRNTFESkROdkRtZkt5OG4yNWRWSDJxRDBqV1dNUVB6VHU3bjZwaEtsNW5tU2ZxYlNubHh3QzlrL1QycWpyak1EQ0t2R3VWY1kvTUNueEhlNG9VcitJWDFPQ0lQUUxNQk9mSlY2dTdadk9Xcy9zdmNMMlc5QUxIL21KNGxOYy9pOUZaZ0xUR2xrd1lUVzlmY2JzTXJ5bE4=","decodeInfo":{"referenceID":"678149b52ce9c","name":"GUEST-678149b52ce9c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:24:21 ] 678149b55d3cc /api/auth/login
[ 2025-01-10 09:24:21 ] 678149b55d3cc -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:24:21 ] 678149b55d3cc <- {"status":"success","response":{"token":"UPYAKp2EGqzCvMdmD3Y\/+y93V0VLSnBWNHQ4MHY2T3FKSExibzN2eTJqOEhyaXVjL01namJRSGxhNkx5WXV1Y3VMZkp4ZXFBMDA5VHl3WDkrVGxuUXZlRnlWZlBwMkE5MjFYSituaTlGY242cStzZEpNdDZySys2cG5qRkhYSk56MjZyUTlTTGtRMEFxQjNFclpKMjRxSG9CeXBmaDlyTmNvTUVzV0plUEloMlVZcGEwb2NoRlI3dGMzMytWSHBpeFZhaUdCZ2RTWkk0TGt1N1d2a2tmU0pkZkRLcm1RWWJZMWgxaEZYMmVpaXZzTmhRSzduVkdxR2pMb3Z3RHo5NUtpa0Zqa3BtM3pHZW54ZXE=","decodeInfo":{"referenceID":"678149b5657fa","name":"GUEST-678149b5657fa","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:29:36 ] 67814af05f87d /api/auth/login
[ 2025-01-10 09:29:36 ] 67814af05f87d -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:29:36 ] 67814af05f87d <- {"status":"success","response":{"token":"TQmuVUMu6l4lqAKNXbG233dEODBYcUhmb0RZMjNRNHFmQ0tPVW96ZUpFbXFjR1luZ0g1K2FEc3lJT0cybkV6VE5zOTRBbWRrbTVsRVo5NG1yMVZicjdyenlkekRqUFlmUkhKbXV5VlVjYWF0SWl4ZGtSZU1UQXBGelZ3NDRvbFFyeVBQaloyM3Awd3lnL2ZVUEtjbWZoMUVsZkZSZ1RwYkJXcjR3enZUTkhYcHgvM0RJczcwSUNHc1pRNXlHc09xdmkxbWtYYkZCcnp0aUU5V1BJbFdPcUhMaXZ6SHNHdjE5K1J5aU9TeXBTZllCZUlNSXl2Z1Y4dEp5dEI3VHdUdEVlL0ZGWTduOGsxb09yZ3g=","decodeInfo":{"referenceID":"67814af0676cd","name":"GUEST-67814af0676cd","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:34:10 ] 67814c025ab6c /api/auth/login
[ 2025-01-10 09:34:10 ] 67814c025ab6c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:34:10 ] 67814c025ab6c <- {"status":"success","response":{"token":"EYOfG9uADpNzaC0pmSeBmXFnWEc5ZVZrbkpScDhFQXhxZkhtZzZuS2RSQmkzWWl2M2hnbkJCcGFDSHNvMXVneXB4VkRpeFFyM0l2d2drSWJ0TSt4RkxtYXZjMzQ3dFVMZWg4Z3V1QXlxMC84RDhYTXZlajdpZGdmMG0reXV6T21MaC9xNUF3STlYNGVrT0dwRTNTSFJ0MGtZZ2I1TWxiYVZJdjhtTVBHY0g3N20zak5TMFoyRmVhdWlOSDk1aEtWTzZhMThIWHV5SzAvOGVmUnR4bk1vQ1NhT2t1NndWWnl0ZlhpWGE0Nm9LaG1ZRzN5UWNud0VUWHZOVllDUnphQWFsZzZsZ3RDOVdjWkJQRUI=","decodeInfo":{"referenceID":"67814c0262c93","name":"GUEST-67814c0262c93","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:34:22 ] 67814c0eb102b /api/auth/login
[ 2025-01-10 09:34:22 ] 67814c0eb102b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:34:22 ] 67814c0eb102b <- {"status":"success","response":{"token":"SOUJ4I6qhI7\/5jpmqvDgOkp3T2JiYTBidk9VSXBDNkMzRVB2WkNyUTE3ZlQ0clBSMFYvckJINVg0WGNOd1NRanlrbFZ5ZjVieS9nMXNkTTdzZnRmaXMrazY4U3VxYzgycXZFZkoxdGwvdldKS0UyZVBmSkoxbkJWOHN5RjRhNGtqbU5SK0ZESUdmaDVsaXR4enUyY0FoR1RzZkFSQTY2dmthTFptQklRQWxIM1pFM0FFRklRUTQ1SkNHN1dUMzc1YzRUb2ZnQjZPTjR2RGhiNFB2ckdaS1IrSjJHQ2dNcCtnd1g4VlY0eHNna1JQOWFOYm5ieHJCNWM4bDZkeGpZTTBHRVFES1haRlNpRlBrbUw=","decodeInfo":{"referenceID":"67814c0eba992","name":"GUEST-67814c0eba992","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:34:22 ] 67814c0eeaa1f /api/auth/login
[ 2025-01-10 09:34:22 ] 67814c0eeaa1f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:34:23 ] 67814c0eeaa1f <- {"status":"success","response":{"token":"GyZ1ky40lV0E9ucAZej81ldCY3BsemduMGFWays0TmpjOEZoR0Z3TC9ENFh2b2NKdjR5TzNhS0FFc0FqanhvTktOd0FKVUF2M0xBNFBKMGw1WllpQ1JneVJXMDJid2JBcGhZNm5YNGpPUGRjdkxxeFZLSENDM1poOXBxdTl4T21CYkF5cHRLYmMvcHRKTkFmaWM1aEFza0lOdGlpL3dlYVl3OXFOaVZMenIrRjVFRVlLMjhFVUthMno0MXp0NU9uTGluWEIyVlhoNk5zZmxPeEYwVnpqSkdtQ1pZcFlzWE9EY1Q2Mlo3VHYvWWVXZWhlU2Q2SFdrNDBGZENqUWFCdFRQMTdBZDdtQjludWs0MXI=","decodeInfo":{"referenceID":"67814c0ef2ee6","name":"GUEST-67814c0ef2ee6","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:34:35 ] 67814c1ba7c04 /api/auth/login
[ 2025-01-10 09:34:35 ] 67814c1ba7c04 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:34:35 ] 67814c1ba7c04 <- {"status":"success","response":{"token":"9aUUcngIO12pZEKH4PLpAzNISmR5M2gxK3ZXMWhtUVlWSUJGQ3pKMUZwaUs1eXY5VmsvQjFIbXd2UnBpWXMrQjlHWFRaRTdaeWptMkxjOWZqMjE4eld2S2VaV2FoZHZuaEJxdW5oVXhTRlFBa3ZteUIzdTFrYUVTU0RJVFJHKzZ1TGxhNkw3eUlUWFdNTlF2ZHVyaFBXbnRvZ2U1dWt4Rm1mWWloZmwrZWc5ek0rRkJsUmhpZklTTENiSllsbDJpU0U5NVJMMG8vbWpJc3hOcEJqTjJWdlU4M2dLOUY5ZTdjSkRWc1hSRFVkQ2wyWTdVQW1QUm5PaFZYRVpkTWxpb1ljR01XZXFyTVBTTTBXRGM=","decodeInfo":{"referenceID":"67814c1bafe57","name":"GUEST-67814c1bafe57","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:34:37 ]  <- null
[ 2025-01-10 09:34:37 ]  <- null
[ 2025-01-10 09:34:37 ] 67814c1d835fb /api/mx/services/policy-notification
[ 2025-01-10 09:34:37 ] 67814c1d835fb -> {"option":"results"}
[ 2025-01-10 09:34:37 ] 67814c1d836b4 /api/mx/services/user-activity
[ 2025-01-10 09:34:37 ] 67814c1d836b4 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 09:34:37 ] 67814c1d8e56e /api/mx/services/user-activity
[ 2025-01-10 09:34:37 ] 67814c1d8e56e -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 09:34:37 ] 67814c1d8e56e <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:34:37 ] 67814c1d8e56e <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:34:37 ] 67814c1d835fb <- {"status":"success","response":{"policies_count":24,"claims_count":0,"payments_count":0},"code":200}
[ 2025-01-10 09:34:56 ]  <- null
[ 2025-01-10 09:34:56 ] 67814c304aa3f /api/mx/reports
[ 2025-01-10 09:34:56 ] 67814c304aa3f -> {"type":"CommissionReportFromSicas","startDate":"12\/01\/2024","endDate":"12\/31\/2024","producerType":"Producer MX"}
[ 2025-01-10 09:35:42 ] 67814c5e29c99 /api/auth/login
[ 2025-01-10 09:35:42 ] 67814c5e29c99 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:35:42 ] 67814c5e29c99 <- {"status":"success","response":{"token":"X608h2jUMqwcTvWB0rDvJmtYUm1qVnBCRnRYdTRnS3htWVAwa3pQVjVaMzB2bktLVVRNVHE3M3Z4bVdMS2xYSCt6OHZCdng0cHhuSzhKdHdNMW81cDhaTmxLV0dCWVhGeUVPWnZFM0NBZHZtRkpPYXdjVldDL3VTQmowQkNXcUs5OXVxcEpZQlNaRCtWb0NXaUdhUzBZY1A0U3gxTDV5dThJcU9mMTduUnVEcnBVYjBxRXFtanZORDJHWlZlM1prV0h6OEtpcGZDZDF1emluZHB1RFFPZ1pzYkpWMXVQL0p0MFBid01LUnNYQkdqcVNKRnNocTlTZjJqZVh4ZVU1L2FSRVBFVzg4bTBpRHp2QnE=","decodeInfo":{"referenceID":"67814c5e3193b","name":"GUEST-67814c5e3193b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:37:29 ] 67814cc9e2b48 /api/mx/reports
[ 2025-01-10 09:37:29 ] 67814cc9e2b48 -> {"type":"CommissionReportFromSicas","startDate":"12\/01\/2024","endDate":"12\/31\/2024","producerType":"Producer MX"}
[ 2025-01-10 09:37:29 ] 67814cc9e2b48 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:37:29 ] 67814cc9e2b48 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:37:42 ] 67814cd6b7a3c /api/mx/reports
[ 2025-01-10 09:37:42 ] 67814cd6b7a3c -> {"type":"CommissionReportFromSicas","startDate":"12\/01\/2024","endDate":"12\/31\/2024","producerType":"Producer MX"}
[ 2025-01-10 09:39:02 ] 67814d265d25d /api/mx/reports
[ 2025-01-10 09:39:02 ] 67814d265d25d -> {"type":"CommissionReportFromSicas","startDate":"12\/01\/2024","endDate":"12\/31\/2024","producerType":"Producer MX"}
[ 2025-01-10 09:39:02 ] 67814d265d25d <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:39:02 ] 67814d265d25d <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:40:31 ] 67814d7f5f227 /api/auth/login
[ 2025-01-10 09:40:31 ] 67814d7f5f227 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:40:31 ] 67814d7f5f227 <- {"status":"success","response":{"token":"M3a8+Z1TFbI48aEJkjFcdWcvTU53TExqUEk0emNOWUd4U1p2SW1WLzEwYkI2RWFKZTZINFMzZ1F6amlLOW1pMXA1cTNQRTRxazNLTU5XSFFGcEVTVVNuWFRqejVmRXBaME1BcEZuczRYQk5vdGRiN0tneURJUjdLUWFjRmxmbW9KclRpcHVuVE1zcnZtY0o0eTJLMUJXUTZLZm1sOExZMXJoK1VFZnI5aXpqOVhrZjJUc09PcitVRXZ0UDBUcTVxMDFrc1YzK3hEaTZBamJWZlVCWFFiK0Y5anA0RnQ1QjdzdG1YSDUxc3R5cTF0L0ptdGp4L3VXemsvN3MxTzJzcENYTlY2YkI5RTlpMTFPUGc=","decodeInfo":{"referenceID":"67814d7f67393","name":"GUEST-67814d7f67393","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:40:33 ] 67814d817418c /api/auth/login
[ 2025-01-10 09:40:33 ] 67814d817418c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:40:33 ] 67814d817418c <- {"status":"success","response":{"token":"bMJBqIeuRFKzFnbHjXqyZDVaRXR0aHJjOXNmeWtIWXdDWVJDdWlGRUpZeXR4SFM0Z0wvcHFkaHdRSGY2SHBZeTdlbTRuMmtxY3ZhVGVkSUc0R0RGNVByTklSK2RHaUx3S1drZnI2S1djdXcvSXRTT0lUUDdpY2hqQVJDc2p4bytLS25ydmZpWFVjNS9CTUFTdURkSDVKTlNjMngzS1NYWnpkSTN4b1BIV0QwZTFyZnF0Y09yUDFSK0lQWTJSQlppYVNiNDB6SFVjcUs2VWpUdzlvNDJtWXVNTTBlUXNDbExvQVFyUUxUaWpsd2UxNHBCRkR2b0pkeURNdnlsNGVZdWx2MEw1akdnN2J0b2Y3dnQ=","decodeInfo":{"referenceID":"67814d817c197","name":"GUEST-67814d817c197","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:40:33 ] 67814d81aff60 /api/auth/login
[ 2025-01-10 09:40:33 ] 67814d81aff60 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:40:33 ] 67814d81aff60 <- {"status":"success","response":{"token":"Xv3F2TWg9RDXxhlPdpCzo0NabHJwZkVJQzduOWV4aXQwVFlHTW1JMXo4cEtUc1FEa0pnck1wLzZNSlZRUzhCcGQrR3F5UjI1bHJ1Ry9FYTdDb2JKekZpdTRjdURRMXhBR0VNS2xKNGtDek0xMEpSVDd5VDlZVGIxOFlWMjQ0VHI5L3d0WlhsdVIxYmNiaGQrVk9KK3RYT1M3dXBQQktmQzROQXFQak1BeE5DSEJQSHR2SGM4aCtRcHQzQUlOV3UxSE1ROU5QeG9tQkVzTmlUaURCaWxhSGlRUGxOVm4vZVNhbzlZMWN6aHM2WmNEL0JNMmxFUm1JZ1duSTM2YnZhNytyOXNzUGZaTlR4VlRwZXM=","decodeInfo":{"referenceID":"67814d81b8543","name":"GUEST-67814d81b8543","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:40:45 ] 67814d8d29148 /api/auth/login
[ 2025-01-10 09:40:45 ] 67814d8d29148 -> {"option":"login","typeLogin":"guest"}
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[ 2025-01-10 09:42:57 ] 67814e1196266 /api/mx/reports
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[ 2025-01-10 09:43:12 ] 67814e20eab21 /api/mx/reports
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[ 2025-01-10 09:43:46 ] 67814e426d598 /api/auth/login
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[ 2025-01-10 09:44:44 ] 67814e7cf26c9 /api/mx/reports
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[ 2025-01-10 09:45:11 ] 67814e9701141 /api/mx/reports
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[ 2025-01-10 09:47:07 ] 67814f0b21b88 /api/mx/blog-service
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[ 2025-01-10 09:47:07 ] 67814f0b21b88 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 09:47:07 ] 67814f0bf2e44 /api/mx/blog-service
[ 2025-01-10 09:47:07 ] 67814f0bf2e44 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 09:47:08 ] 67814f0bf2e44 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 09:47:14 ]  <- null
[ 2025-01-10 09:47:14 ] 67814f12a854d /api/auth/login
[ 2025-01-10 09:47:14 ] 67814f12a854d -> {"option":"login","typeLogin":"client","access":"aasd@as.as","password":"4394e730"}
[ 2025-01-10 09:47:15 ] 67814f12a854d <- {"status":"success","response":{"token":"B0zWWEO7E6iWOm0RnDkU7UEvQzdxdXlvY2NpSU0rMTdRSjFUYUpKYmZPZWR4eWU4a3Jua0J4dDErMGhrRlN4SUVxRys1c0pTY3RRNC9uQTVsUzhHd0R5Y2hldVg1WlhJVmVURUxUYnFUT0hOM1pzSVJFZFFobXRxcFFPNkZheHJpcW5EbWpWaFMzN2JxWFVQTjloN3ZFYzlnRDQ4bUliODN2OWJkOFArOGpyejVmc0pMYk1Tb09xWnpJbU5PdUszVSt2VUovMkNsckxOQXlIL3NVK2Ruc3BWWkFHcnRIQXpQNWhXWis3c2FZWHhGWTJubFpmekRITGV3bUhNeUlZN29hZE5ibXJ2NE0yYXE1Z0I=","decodeInfo":{"referenceID":27810,"name":"asdd asdsa","email":"aasd@as.as","role":"ROLE_CLIENT","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"189.177.63.209"}},"code":200}
[ 2025-01-10 09:47:15 ]  <- null
[ 2025-01-10 09:47:15 ] 67814f13a6918 /api/mx/customers
[ 2025-01-10 09:47:15 ] 67814f13a6918 -> {"type":"client","option":"getOne","id":27810}
[ 2025-01-10 09:47:17 ]  <- null
[ 2025-01-10 09:47:17 ] 67814f15ee777 /api/mx/panel-service
[ 2025-01-10 09:47:17 ] 67814f15ee777 -> {"option":"getData","id_client":27810}
[ 2025-01-10 09:47:20 ] 67814f15ee777 <- {"status":"success","response":{"error":"","userInfo":{"id_client":27810,"owner_type":"Person","client_first_name":"asdd","client_father_last_name":"asdsa","client_mother_last_name":"","client_birthday":"2000-12-12","client_gender":"Female","client_occupation":"Other","client_address":"mi casa 89 ","client_county":"mi colonia","client_zip_code":"48317","client_city":"oajaka","client_state":"oclajoma","client_country":"United States","client_email":"aasd@as.as","client_phone1":"(322) 123-1231","client_company":"","client_about_us":"Already Client","client_marital_status":"Widow \/ Widower","other_insured_name":"","client_passport":"dfdsfdsf","client_rfc":"","user_token":"B0zWWEO7E6iWOm0RnDkU7UEvQzdxdXlvY2NpSU0rMTdRSjFUYUpKYmZPZWR4eWU4a3Jua0J4dDErMGhrRlN4SUVxRys1c0pTY3RRNC9uQTVsUzhHd0R5Y2hldVg1WlhJVmVURUxUYnFUT0hOM1pzSVJFZFFobXRxcFFPNkZheHJpcW5EbWpWaFMzN2JxWFVQTjloN3ZFYzlnRDQ4bUliODN2OWJkOFArOGpyejVmc0pMYk1Tb09xWnpJbU5PdUszVSt2VUovMkNsckxOQXlIL3NVK2Ruc3BWWkFHcnRIQXpQNWhXWis3c2FZWHhGWTJubFpmekRITGV3bUhNeUlZN29hZE5ibXJ2NE0yYXE1Z0I=","client_nationality":null},"polizas":{"Travel":{"name":"Travel","executiveInfo":{"name":"Dannae De Anda Borquez","email":"health@novamar.net"},"polizas":{"asddasdsa976604400":{"details":{"from":"January 11, 2025","to":"January 26, 2025","departureDate":"January 11, 2025","arrivalDate":"January 26, 2025","departureCountry":"Estados unidos","arrivalCountries":"Mexico","passport":"dfdsfdsf","uniqueDataKey":"asddasdsa976604400","paquete":"Silver Receptivo"},"polizas":[{"poliza":"MX00TMOC000547","status":"Active","paquete":"Silver Receptivo","asegurado":"asdd asdsa","direccionAsegurado":"mi casa 89  mi colonia 48317 oclajoma oajaka United States","diasCobertura":16,"vigencia":"January 11, 2025 - January 26, 2025","isRenewal":true,"isLate":false,"insurance_company":"Mapfre","policy_link":"","totalPremium":"1,781.76","currency":"Pesos","policyOrigin":"NIS","typePolicy":"Travel","producto":"Travel","have_details_map":"Yes"}]}}}}},"code":200}
[ 2025-01-10 09:47:24 ] 67814f1cf298e /api/mx/certificate/MX00TMOC000547/101266c6ac
[ 2025-01-10 09:47:24 ] 67814f1cf298e -> []
[ 2025-01-10 09:47:25 ] 67814f1cf298e <- {"status":"success","response":true,"code":200}
[ 2025-01-10 09:47:25 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:47:25 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:48:40 ]  <- null
[ 2025-01-10 09:48:40 ] 67814f68d2905 /api/mx/user-service
[ 2025-01-10 09:48:40 ] 67814f68d2905 -> {"option":"changePassword","lastPassword":"4394e730","newPassword":"nova123"}
[ 2025-01-10 09:48:42 ] 67814f68d2905 <- {"status":"success","response":{"content":{"status":"success","message":"Password changed"}},"code":200}
[ 2025-01-10 09:49:00 ] 67814f7c6a308 /api/auth/login
[ 2025-01-10 09:49:00 ] 67814f7c6a308 -> {"option":"login","typeLogin":"client","access":"aasd@as.as","password":"nova123"}
[ 2025-01-10 09:49:01 ] 67814f7c6a308 <- {"status":"success","response":{"token":"Ta1uIXlQm4JXstLZqta6K1h1ck5xMUY3QmgvYW9EU3haVVlnWjhGcDArNkNKQ0RNRTl5M0dZRkpxWHRYUmZHQnF2aURDa1ludThxTnVJMHhybkhNUE4wdU9zbkpZNU9ocTJsK2pGL1ZGRXc3YjFxYm1DRDJGT1VZTGpCWnZDbGo0VXlJMzc1dTNrQXhTWkduNm0xYllYbXI2bWVsQ29ZRVp1QjNUbCtpUlZxd0Y3RHY4NVVKcDJDd2psMHM1Z29zZWtxdUVMbWdYUjJJTDZTUi9XN1dpQjV3Q296ck82T1ordkJpS05LYWdYaEF4eDFSVUxQV1h2TFE2S242VGl4SlRETllpWi9qdDQ1NnY3eHA=","decodeInfo":{"referenceID":27810,"name":"asdd asdsa","email":"aasd@as.as","role":"ROLE_CLIENT","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"189.177.63.209"}},"code":200}
[ 2025-01-10 09:49:01 ] 67814f7d46aa5 /api/mx/customers
[ 2025-01-10 09:49:01 ] 67814f7d46aa5 -> {"type":"client","option":"getOne","id":27810}
[ 2025-01-10 09:49:03 ] 67814f7f58a66 /api/mx/panel-service
[ 2025-01-10 09:49:03 ] 67814f7f58a66 -> {"option":"getData","id_client":27810}
[ 2025-01-10 09:49:06 ] 67814f7f58a66 <- {"status":"success","response":{"error":"","userInfo":{"id_client":27810,"owner_type":"Person","client_first_name":"asdd","client_father_last_name":"asdsa","client_mother_last_name":"","client_birthday":"2000-12-12","client_gender":"Female","client_occupation":"Other","client_address":"mi casa 89 ","client_county":"mi colonia","client_zip_code":"48317","client_city":"oajaka","client_state":"oclajoma","client_country":"United States","client_email":"aasd@as.as","client_phone1":"(322) 123-1231","client_company":"","client_about_us":"Already Client","client_marital_status":"Widow \/ Widower","other_insured_name":"","client_passport":"dfdsfdsf","client_rfc":"","user_token":"Ta1uIXlQm4JXstLZqta6K1h1ck5xMUY3QmgvYW9EU3haVVlnWjhGcDArNkNKQ0RNRTl5M0dZRkpxWHRYUmZHQnF2aURDa1ludThxTnVJMHhybkhNUE4wdU9zbkpZNU9ocTJsK2pGL1ZGRXc3YjFxYm1DRDJGT1VZTGpCWnZDbGo0VXlJMzc1dTNrQXhTWkduNm0xYllYbXI2bWVsQ29ZRVp1QjNUbCtpUlZxd0Y3RHY4NVVKcDJDd2psMHM1Z29zZWtxdUVMbWdYUjJJTDZTUi9XN1dpQjV3Q296ck82T1ordkJpS05LYWdYaEF4eDFSVUxQV1h2TFE2S242VGl4SlRETllpWi9qdDQ1NnY3eHA=","client_nationality":null},"polizas":{"Travel":{"name":"Travel","executiveInfo":{"name":"Dannae De Anda Borquez","email":"health@novamar.net"},"polizas":{"asddasdsa976604400":{"details":{"from":"January 11, 2025","to":"January 26, 2025","departureDate":"January 11, 2025","arrivalDate":"January 26, 2025","departureCountry":"Estados unidos","arrivalCountries":"Mexico","passport":"dfdsfdsf","uniqueDataKey":"asddasdsa976604400","paquete":"Silver Receptivo"},"polizas":[{"poliza":"MX00TMOC000547","status":"Active","paquete":"Silver Receptivo","asegurado":"asdd asdsa","direccionAsegurado":"mi casa 89  mi colonia 48317 oclajoma oajaka United States","diasCobertura":16,"vigencia":"January 11, 2025 - January 26, 2025","isRenewal":true,"isLate":false,"insurance_company":"Mapfre","policy_link":"","totalPremium":"1,781.76","currency":"Pesos","policyOrigin":"NIS","typePolicy":"Travel","producto":"Travel","have_details_map":"Yes"}]}}}}},"code":200}
[ 2025-01-10 09:50:02 ] 67814fba4c2cf /api/auth/login
[ 2025-01-10 09:50:02 ] 67814fba4c2cf -> {"typeLogin":"user","option":"login","access":"programmer2@novamar.net","password":"novamar"}
[ 2025-01-10 09:50:02 ] 67814fba4c2cf <- {"status":"success","response":{"token":"+RM64yoLWMaEU+otBXVVr3M4R3k5TGlXSzkrMGlQUGE2NHN1NkY2aVk0ejE1UEN4VTJIbnNCZ1Q1MzFlRGU3SXlxWHI2YXVGNk1xTkhibEtVelUyMmxlc2R0RDBxVGlUVEFYalk1aHRFTFgxSk1xNmtSOEhHZ1FsUlBuYWRCZ3N3bUxQNU5lbkJMZ24zRUxSY2hEYUpOazhLeExEOVlNMHk4RG5waDJjWkNpdGl2S3RLaEFoenExajlmSVY1VlJVVlQ5OVNIWUNSQmJYVHRTU0d2YWpQTkZ6WENXcXZwblVSMnltendBK0N4MnVnSGZrV1h0UUh5NlJJZVVSeGs4MnY2RFJlRFB6Mm8xMDE1NldsTmlqZ2dGZmREc0dHRGdhaWs3SDhLOXNQNzBBM3hOVFNXTjRsK3RyblJNPQ==","decodeInfo":{"referenceID":44,"name":"Gabriel Antonio Meza","email":"programmer2@novamar.net","role":"ROLE_ADMIN","salePerson":"Gabriel Antonio Meza","saleChannel":"NIS-Executive","agentCode":"","user_ip":"189.177.63.209"}},"code":200}
[ 2025-01-10 09:50:02 ]  <- null
[ 2025-01-10 09:50:02 ] 67814fbad17b0 /api/mx/get-user-image
[ 2025-01-10 09:50:02 ] 67814fbad17b0 -> []
[ 2025-01-10 09:50:02 ] 67814fbad17b0 <- {"status":"success","response":"Antonio-Meza.gif","code":200}
[ 2025-01-10 09:50:04 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:04 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:04 ]  <- null
[ 2025-01-10 09:50:04 ]  <- null
[ 2025-01-10 09:50:04 ] 67814fbcb2f86 /api/mx/services/user-activity
[ 2025-01-10 09:50:04 ] 67814fbcb2f86 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 09:50:04 ] 67814fbcb5c4c /api/mx/services/policy-notification
[ 2025-01-10 09:50:04 ] 67814fbcb5c4c -> {"option":"results"}
[ 2025-01-10 09:50:04 ] 67814fbcbcebf /api/mx/services/user-activity
[ 2025-01-10 09:50:04 ] 67814fbcbcebf -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 09:50:04 ] 67814fbcbcebf <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:50:04 ] 67814fbcbcebf <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:50:04 ] 67814fbcb5c4c <- {"status":"success","response":{"policies_count":24,"claims_count":0,"payments_count":0},"code":200}
[ 2025-01-10 09:50:15 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:15 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:16 ]  <- null
[ 2025-01-10 09:50:16 ] 67814fc884dcc /api/mx/customers
[ 2025-01-10 09:50:16 ] 67814fc884dcc -> {"type":"","option":"getAll"}
[ 2025-01-10 09:50:38 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:38 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:39 ]  <- null
[ 2025-01-10 09:50:39 ]  <- null
[ 2025-01-10 09:50:40 ] 67814fe0521d1 /api/mx/services/policy-notification
[ 2025-01-10 09:50:40 ] 67814fe0521d1 -> {"option":"results"}
[ 2025-01-10 09:50:40 ] 67814fe053885 /api/mx/services/user-activity
[ 2025-01-10 09:50:40 ] 67814fe053885 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 09:50:40 ] 67814fe05e2f8 /api/mx/services/user-activity
[ 2025-01-10 09:50:40 ] 67814fe05e2f8 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 09:50:40 ] 67814fe05e2f8 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:50:40 ] 67814fe05e2f8 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 09:50:40 ] 67814fe0521d1 <- {"status":"success","response":{"policies_count":24,"claims_count":0,"payments_count":0},"code":200}
[ 2025-01-10 09:50:46 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:46 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:47 ]  <- null
[ 2025-01-10 09:50:47 ] 67814fe7672ef /api/mx/distributors
[ 2025-01-10 09:50:47 ] 67814fe7672ef -> {"search":"","option":"getAll"}
[ 2025-01-10 09:50:47 ] 67814fe7672ef <- {"status":"success","response":[{"idDistributor":108,"distributorName":"2000 INSURANCE SERVICES","contactName":{"firstName":"MARTHA","lastName":"GONZALEZ"},"email":"martha2000ins@gmail.com","phone":"(562) 602-0001","address":{"street":"15110 PARAMOUNT BLVD","zipCode":"90723","county":"-","city":"Paramount","state":"Los Angeles","country":"United states"},"website":"www.2000insuranceca.com","products":[{"id":395,"product":"Tourist Auto","code":"ED","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/two-thousand-ins-serv.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/mexico-auto-insurance\/tourist-two-thousand-ins-serv","commission":30,"registryDate":"2024-06-26"},{"id":396,"product":"Resident Auto","code":"ED","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/two-thousand-ins-serv.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/mexico-auto-insurance\/resident-two-thousand-ins-serv","commission":10,"registryDate":"2024-06-26"},{"id":397,"product":"Homeowners","code":"ED","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/two-thousand-ins-serv.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/homeowners-insurance-two-thousand-ins-serv","commission":15,"registryDate":"2024-06-26"},{"id":398,"product":"Boat Liability","code":"ED","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/two-thousand-ins-serv.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/boat-and-yacht\/boat-liability-two-thousand-ins-serv","commission":15,"registryDate":"2024-06-26"},{"id":399,"product":"Travel","code":"ED","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/two-thousand-ins-serv.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/travel\/mexico-travel-insurance-covid-coverage\/two-thousand-ins-serv","commission":20,"registryDate":"2024-06-26"}],"form":"\/mx\/forms\/distributors\/108"},{"idDistributor":100,"distributorName":"321 Insurance Services, Inc","contactName":{"firstName":"Linda","lastName":"Alarcon"},"email":"321insuranceservices@gmail.com","phone":"(951) 238-7105","address":{"street":"12125 Day St suite E313","zipCode":"92557","county":"-","city":"MORENO VALLEY","state":"CA","country":"United states"},"website":"321insuranceservices.com","products":[{"id":356,"product":"Tourist Auto","code":"DV","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/three-two-one-ins.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/mexico-auto-insurance\/tourist-three-two-one-ins","commission":30,"registryDate":"2023-12-21"},{"id":357,"product":"Resident Auto","code":"DV","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/three-two-one-ins.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/mexico-auto-insurance\/resident-three-two-one-ins","commission":10,"registryDate":"2023-12-21"},{"id":358,"product":"Homeowners","code":"DV","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/three-two-one-ins.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/homeowners-insurance-three-two-one-ins","commission":15,"registryDate":"2023-12-21"},{"id":359,"product":"Boat Liability","code":"DV","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/three-two-one-ins.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/boat-and-yacht\/boat-liability-three-two-one-ins","commission":15,"registryDate":"2023-12-21"},{"id":360,"product":"Travel","code":"DV","logo":"https:\/\/api.novamar.info\/img\/dist\/logos\/three-two-one-ins.jpg","link":"https:\/\/www.novamarinsurance.com.mx\/insurance-services\/travel\/mexico-travel-insurance-covid-coverage\/three-two-one-ins","commission":20,"registryDate":"2023-12-21"}],"form":"\/mx\/forms\/distributors\/100"},{"idDistributor":85,"distributorName":"AB Vida Insurance","contactName":{"firstName":"Angelo","lastName":"Benedetti"},"email":"thalesis2003@icloud.com","phone":"","address":{"street":"","zipCode":"","county":"","city":"","state":"","country":""},"website":"","products":[{"id":280,"product":"Tourist 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[ 2025-01-10 09:50:51 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:51 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:56 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:50:56 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:51:03 ]  <- null
[ 2025-01-10 09:51:03 ] 67814ff7bb486 /api/mx/reports
[ 2025-01-10 09:51:03 ] 67814ff7bb486 -> {"product":"BL","startDate":"01\/01\/2025","endDate":"01\/10\/2025","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:51:03 ] 67814ff7bb486 <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"BL\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Bruce Senay<\/td>\n\t\t\t\t\t\t\t<td>MX00BLFL005078-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-29<\/td>\n\t\t\t\t\t\t\t<td>316.320<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Wayne Daley<\/td>\n\t\t\t\t\t\t\t<td>MX00BLAB004501-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-31<\/td>\n\t\t\t\t\t\t\t<td>357.190<\/td>\n\t\t\t\t\t\t\t<td>Expats In Mexico<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Daniel Heilig<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLWY005732-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-26<\/td>\n\t\t\t\t\t\t\t<td>198.190<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Timothy Lamarre<\/td>\n\t\t\t\t\t\t\t<td>MX00BLCA006204<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>646.290<\/td>\n\t\t\t\t\t\t\t<td>Google Ads<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Benjamin Shaw<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLCA006205<\/td>\n\t\t\t\t\t\t\t<td>2025-01-20<\/td>\n\t\t\t\t\t\t\t<td>177.100<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Robert Lawrence Rouner<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLTX006206<\/td>\n\t\t\t\t\t\t\t<td>2025-01-16<\/td>\n\t\t\t\t\t\t\t<td>231.370<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Brian Alexander Smith<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLCA005730-2<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>536.150<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Frank Pomeroy Frost Jr<\/td>\n\t\t\t\t\t\t\t<td>MX00BLCA006207<\/td>\n\t\t\t\t\t\t\t<td>2025-01-02<\/td>\n\t\t\t\t\t\t\t<td>131.030<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Duncan Spriggs<\/td>\n\t\t\t\t\t\t\t<td>MX00BLYT006208<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>4151.150<\/td>\n\t\t\t\t\t\t\t<td>Other - Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Blaine Southward<\/td>\n\t\t\t\t\t\t\t<td>MX00BLBS006209<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>237.210<\/td>\n\t\t\t\t\t\t\t<td>Other - Another Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John Ritchie<\/td>\n\t\t\t\t\t\t\t<td>MX00BLBC006210<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>198.190<\/td>\n\t\t\t\t\t\t\t<td>Reissued<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Paul Pinter<\/td>\n\t\t\t\t\t\t\t<td>MXBKBLAZ004383-5<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>70.600<\/td>\n\t\t\t\t\t\t\t<td>Other<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Mark B  Heintz & Isurus, LLC <\/td>\n\t\t\t\t\t\t\t<td>MX00BLCA004398-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-11<\/td>\n\t\t\t\t\t\t\t<td>844.710<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Rock Berube<\/td>\n\t\t\t\t\t\t\t<td>MX00BLOA006211<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>198.190<\/td>\n\t\t\t\t\t\t\t<td>Expats In Mexico<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Reel Cast Cabo LLC<\/td>\n\t\t\t\t\t\t\t<td>MX00BLCO004495-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-31<\/td>\n\t\t\t\t\t\t\t<td>443.920<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Gary Wayne Young<\/td>\n\t\t\t\t\t\t\t<td>MX00BLWA006212<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>316.320<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John Howarth<\/td>\n\t\t\t\t\t\t\t<td>MX00BLJA006213<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>316.320<\/td>\n\t\t\t\t\t\t\t<td>Internet Web Search<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Dulce Test<\/td>\n\t\t\t\t\t\t\t<td>MX00BLHG006215<\/td>\n\t\t\t\t\t\t\t<td>2025-01-23<\/td>\n\t\t\t\t\t\t\t<td>177.100<\/td>\n\t\t\t\t\t\t\t<td>Other - ytfjgv<\/td>\n\t\t\t\t\t\t<\/tr><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":18},"code":200}
[ 2025-01-10 09:51:06 ]  <- null
[ 2025-01-10 09:51:06 ] 67814ffac85ba /api/mx/reports
[ 2025-01-10 09:51:06 ] 67814ffac85ba -> {"type":"settlement","product":"BL","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":""}
[ 2025-01-10 09:51:07 ] 67814ffac85ba <- {"status":"success","response":{"url":"documents\/reports\/Boat_Liability_Report_Settlement.xlsx"},"code":200}
[ 2025-01-10 09:51:08 ]  <- null
[ 2025-01-10 09:51:09 ] 67814ffd22cf1 /api/mx/delete-document
[ 2025-01-10 09:51:09 ] 67814ffd22cf1 -> {"url":"documents\/reports\/Boat_Liability_Report_Settlement.xlsx"}
[ 2025-01-10 09:51:09 ] 67814ffd22cf1 <- {"status":"success","response":"File deleted successfully","code":"200"}
[ 2025-01-10 09:53:02 ] 6781506ef389a /api/mx/reports
[ 2025-01-10 09:53:02 ] 6781506ef389a -> {"type":"settlement","product":"BL","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":""}
[ 2025-01-10 09:53:03 ] 6781506ef389a <- {"status":"success","response":{"url":"documents\/reports\/Boat_Liability_Report_Settlement.xlsx"},"code":200}
[ 2025-01-10 09:53:03 ] 6781506fcfeb5 /api/mx/reports
[ 2025-01-10 09:53:03 ] 6781506fcfeb5 -> {"product":"Travel","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":"Mapfre","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:53:03 ] 6781506fcfeb5 <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"Travel\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"Mapfre\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Paul Lawrence  Callon<\/td>\n\t\t\t\t\t\t\t<td>MXCOTMNA000533<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>10091.520<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Sheila Margaret Callon<\/td>\n\t\t\t\t\t\t\t<td>MXCOTMNA000534<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>10078.080<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Gregory James Weber<\/td>\n\t\t\t\t\t\t\t<td>MXCOTMGR000535<\/td>\n\t\t\t\t\t\t\t<td>2025-01-28<\/td>\n\t\t\t\t\t\t\t<td>10091.520<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Lisa Demarin<\/td>\n\t\t\t\t\t\t\t<td>MXCOTMNA000536<\/td>\n\t\t\t\t\t\t\t<td>2025-01-09<\/td>\n\t\t\t\t\t\t\t<td>1121.280<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Norman Earnest Langford Webb<\/td>\n\t\t\t\t\t\t\t<td>MXCOTMJC000537<\/td>\n\t\t\t\t\t\t\t<td>2025-01-12<\/td>\n\t\t\t\t\t\t\t<td>10091.520<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Maxine Euretta Webb<\/td>\n\t\t\t\t\t\t\t<td>MXCOTMJC000538<\/td>\n\t\t\t\t\t\t\t<td>2025-01-12<\/td>\n\t\t\t\t\t\t\t<td>10091.520<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Carol Ann Droog<\/td>\n\t\t\t\t\t\t\t<td>MX00TMJA000539<\/td>\n\t\t\t\t\t\t\t<td>2025-01-17<\/td>\n\t\t\t\t\t\t\t<td>9026.300<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Allan Melville Suggitt<\/td>\n\t\t\t\t\t\t\t<td>MX00TMJA000540<\/td>\n\t\t\t\t\t\t\t<td>2025-01-17<\/td>\n\t\t\t\t\t\t\t<td>9026.300<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Barbara Jean Whitelaw<\/td>\n\t\t\t\t\t\t\t<td>MX00TMCL000541<\/td>\n\t\t\t\t\t\t\t<td>2025-01-09<\/td>\n\t\t\t\t\t\t\t<td>9354.240<\/td>\n\t\t\t\t\t\t\t<td>-<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Scott  John Whitelaw<\/td>\n\t\t\t\t\t\t\t<td>MX00TMCL000542<\/td>\n\t\t\t\t\t\t\t<td>2025-01-09<\/td>\n\t\t\t\t\t\t\t<td>9354.240<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Dominique Nicole McBride<\/td>\n\t\t\t\t\t\t\t<td>MXCOTMNA000543<\/td>\n\t\t\t\t\t\t\t<td>2025-01-16<\/td>\n\t\t\t\t\t\t\t<td>2171.520<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Karson Harvey Oakes<\/td>\n\t\t\t\t\t\t\t<td>MXCOTMNA000544<\/td>\n\t\t\t\t\t\t\t<td>2025-01-16<\/td>\n\t\t\t\t\t\t\t<td>2171.520<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Katrina Oakes<\/td>\n\t\t\t\t\t\t\t<td>MXCOTMNA000545<\/td>\n\t\t\t\t\t\t\t<td>2025-01-16<\/td>\n\t\t\t\t\t\t\t<td>1085.760<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>adasds asdasd<\/td>\n\t\t\t\t\t\t\t<td>MX00TMOC000546<\/td>\n\t\t\t\t\t\t\t<td>2025-01-11<\/td>\n\t\t\t\t\t\t\t<td>1781.760<\/td>\n\t\t\t\t\t\t\t<td>-<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>asdd asdsa<\/td>\n\t\t\t\t\t\t\t<td>MX00TMOC000547<\/td>\n\t\t\t\t\t\t\t<td>2025-01-11<\/td>\n\t\t\t\t\t\t\t<td>1781.760<\/td>\n\t\t\t\t\t\t\t<td>-<\/td>\n\t\t\t\t\t\t<\/tr><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":15},"code":200}
[ 2025-01-10 09:53:04 ] 67815070a9b18 /api/mx/delete-document
[ 2025-01-10 09:53:04 ] 67815070a9b18 -> {"url":"documents\/reports\/Boat_Liability_Report_Settlement.xlsx"}
[ 2025-01-10 09:53:04 ] 67815070a9b18 <- {"status":"success","response":"File deleted successfully","code":"200"}
[ 2025-01-10 09:53:05 ] 67815071e61e1 /api/mx/reports
[ 2025-01-10 09:53:05 ] 67815071e61e1 -> {"type":"settlement","product":"Travel","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":"Mapfre"}
[ 2025-01-10 09:53:06 ] 67815071e61e1 <- {"status":"success","response":{"url":"documents\/reports\/Travel_Report_Mapfre.xlsx"},"code":200}
[ 2025-01-10 09:53:07 ] 6781507356ac7 /api/mx/delete-document
[ 2025-01-10 09:53:07 ] 6781507356ac7 -> {"url":"documents\/reports\/Travel_Report_Mapfre.xlsx"}
[ 2025-01-10 09:53:07 ] 6781507356ac7 <- {"status":"success","response":"File deleted successfully","code":"200"}
[ 2025-01-10 09:53:34 ] 6781508e0f153 /api/mx/reports
[ 2025-01-10 09:53:34 ] 6781508e0f153 -> {"product":"TA-QUALITAS-WS","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":"Qualitas","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:53:34 ] 6781508e0f153 <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"TA-QUALITAS-WS\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"Qualitas\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Michael David  Beaumont <\/td>\n\t\t\t\t\t\t\t<td>MX00TAAZ002971-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-17<\/td>\n\t\t\t\t\t\t\t<td>532.050<\/td>\n\t\t\t\t\t\t\t<td>Renewal<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Philip Brezina<\/td>\n\t\t\t\t\t\t\t<td>MXCJTACA003364-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-01<\/td>\n\t\t\t\t\t\t\t<td>145.990<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Kristian-lewis<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Kristofer Marshall Houck<\/td>\n\t\t\t\t\t\t\t<td>MXBHTAIL003398-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-10<\/td>\n\t\t\t\t\t\t\t<td>227.950<\/td>\n\t\t\t\t\t\t\t<td>Other<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Melissa  Brooks Hogsett<\/td>\n\t\t\t\t\t\t\t<td>MX00TATE003392-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>117.880<\/td>\n\t\t\t\t\t\t\t<td>Other<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Mylo Richard  Berstad<\/td>\n\t\t\t\t\t\t\t<td>MX00TASA003995<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>58.320<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Cross-border-coverage<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Annette Segal<\/td>\n\t\t\t\t\t\t\t<td>MXAXTADI003996<\/td>\n\t\t\t\t\t\t\t<td>2025-01-28<\/td>\n\t\t\t\t\t\t\t<td>284.630<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Expats<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Lauren Elise Papierski<\/td>\n\t\t\t\t\t\t\t<td>MX00TACO003997<\/td>\n\t\t\t\t\t\t\t<td>2025-01-04<\/td>\n\t\t\t\t\t\t\t<td>405.080<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John Paul Phillips<\/td>\n\t\t\t\t\t\t\t<td>MX00TAON003999<\/td>\n\t\t\t\t\t\t\t<td>2025-01-04<\/td>\n\t\t\t\t\t\t\t<td>177.920<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Richard Davis<\/td>\n\t\t\t\t\t\t\t<td>MX00TACO004000<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>145.990<\/td>\n\t\t\t\t\t\t\t<td>E-mail<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>WILLIAM HOFFMAN<\/td>\n\t\t\t\t\t\t\t<td>MXDNTACA004001<\/td>\n\t\t\t\t\t\t\t<td>2025-01-05<\/td>\n\t\t\t\t\t\t\t<td>56.790<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - cross-border-coverage<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Sarit Hashkes<\/td>\n\t\t\t\t\t\t\t<td>MX00TAWA003390-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>471.530<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Lauro Pesqueira<\/td>\n\t\t\t\t\t\t\t<td>MX00TATE004004<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>218.740<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Jean Eckhoff<\/td>\n\t\t\t\t\t\t\t<td>MXBHTABA004006<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>456.230<\/td>\n\t\t\t\t\t\t\t<td>Other - <\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Luis Martin Salazar<\/td>\n\t\t\t\t\t\t\t<td>MX00TAWA004007<\/td>\n\t\t\t\t\t\t\t<td>2025-01-13<\/td>\n\t\t\t\t\t\t\t<td>445.790<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John David Dilullo<\/td>\n\t\t\t\t\t\t\t<td>MXBHTACA003419-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-24<\/td>\n\t\t\t\t\t\t\t<td>318.280<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Shoreline<\/td>\n\t\t\t\t\t\t<\/tr><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":15},"code":200}
[ 2025-01-10 09:53:42 ] 678150968984f /api/mx/reports
[ 2025-01-10 09:53:42 ] 678150968984f -> {"product":"TA-QUALITAS-WS","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":"HDI","reportFormatFor":"","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:53:42 ] 678150968984f <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"TA-QUALITAS-WS\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"HDI\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":0},"code":200}
[ 2025-01-10 09:53:45 ] 678150992c8b6 /api/mx/reports
[ 2025-01-10 09:53:45 ] 678150992c8b6 -> {"product":"TA-QUALITAS-WS","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":"Chubb","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:53:45 ] 678150992c8b6 <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"TA-QUALITAS-WS\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"Chubb\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John Byron Wahba<\/td>\n\t\t\t\t\t\t\t<td>MXBHTACA003998<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>563.190<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Shoreline<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>grace mcnelis<\/td>\n\t\t\t\t\t\t\t<td>MXDNTACA004002<\/td>\n\t\t\t\t\t\t\t<td>2025-01-05<\/td>\n\t\t\t\t\t\t\t<td>112.270<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - cross-border-coverage<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Edgar  Ramos<\/td>\n\t\t\t\t\t\t\t<td>MXDNTAIL004003<\/td>\n\t\t\t\t\t\t\t<td>2025-01-05<\/td>\n\t\t\t\t\t\t\t<td>57.940<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - cross-border-coverage<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Reid Konschuh<\/td>\n\t\t\t\t\t\t\t<td>MXANTAAL004005<\/td>\n\t\t\t\t\t\t\t<td>2025-01-11<\/td>\n\t\t\t\t\t\t\t<td>685.690<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - launa-brockman<\/td>\n\t\t\t\t\t\t<\/tr><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":4},"code":200}
[ 2025-01-10 09:53:50 ] 6781509eb5139 /api/mx/reports
[ 2025-01-10 09:53:50 ] 6781509eb5139 -> {"product":"TA-QUALITAS-WS","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":"Qualitas","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:53:50 ] 6781509eb5139 <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"TA-QUALITAS-WS\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"Qualitas\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Michael David  Beaumont <\/td>\n\t\t\t\t\t\t\t<td>MX00TAAZ002971-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-17<\/td>\n\t\t\t\t\t\t\t<td>532.050<\/td>\n\t\t\t\t\t\t\t<td>Renewal<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Philip Brezina<\/td>\n\t\t\t\t\t\t\t<td>MXCJTACA003364-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-01<\/td>\n\t\t\t\t\t\t\t<td>145.990<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Kristian-lewis<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Kristofer Marshall Houck<\/td>\n\t\t\t\t\t\t\t<td>MXBHTAIL003398-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-10<\/td>\n\t\t\t\t\t\t\t<td>227.950<\/td>\n\t\t\t\t\t\t\t<td>Other<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Melissa  Brooks Hogsett<\/td>\n\t\t\t\t\t\t\t<td>MX00TATE003392-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>117.880<\/td>\n\t\t\t\t\t\t\t<td>Other<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Mylo Richard  Berstad<\/td>\n\t\t\t\t\t\t\t<td>MX00TASA003995<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>58.320<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Cross-border-coverage<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Annette Segal<\/td>\n\t\t\t\t\t\t\t<td>MXAXTADI003996<\/td>\n\t\t\t\t\t\t\t<td>2025-01-28<\/td>\n\t\t\t\t\t\t\t<td>284.630<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Expats<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Lauren Elise Papierski<\/td>\n\t\t\t\t\t\t\t<td>MX00TACO003997<\/td>\n\t\t\t\t\t\t\t<td>2025-01-04<\/td>\n\t\t\t\t\t\t\t<td>405.080<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John Paul Phillips<\/td>\n\t\t\t\t\t\t\t<td>MX00TAON003999<\/td>\n\t\t\t\t\t\t\t<td>2025-01-04<\/td>\n\t\t\t\t\t\t\t<td>177.920<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Richard Davis<\/td>\n\t\t\t\t\t\t\t<td>MX00TACO004000<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>145.990<\/td>\n\t\t\t\t\t\t\t<td>E-mail<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>WILLIAM HOFFMAN<\/td>\n\t\t\t\t\t\t\t<td>MXDNTACA004001<\/td>\n\t\t\t\t\t\t\t<td>2025-01-05<\/td>\n\t\t\t\t\t\t\t<td>56.790<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - cross-border-coverage<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Sarit Hashkes<\/td>\n\t\t\t\t\t\t\t<td>MX00TAWA003390-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>471.530<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Lauro Pesqueira<\/td>\n\t\t\t\t\t\t\t<td>MX00TATE004004<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>218.740<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Jean Eckhoff<\/td>\n\t\t\t\t\t\t\t<td>MXBHTABA004006<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>456.230<\/td>\n\t\t\t\t\t\t\t<td>Other - <\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Luis Martin Salazar<\/td>\n\t\t\t\t\t\t\t<td>MX00TAWA004007<\/td>\n\t\t\t\t\t\t\t<td>2025-01-13<\/td>\n\t\t\t\t\t\t\t<td>445.790<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John David Dilullo<\/td>\n\t\t\t\t\t\t\t<td>MXBHTACA003419-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-24<\/td>\n\t\t\t\t\t\t\t<td>318.280<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Shoreline<\/td>\n\t\t\t\t\t\t<\/tr><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":15},"code":200}
[ 2025-01-10 09:53:57 ] 678150a58ba32 /api/mx/reports
[ 2025-01-10 09:53:57 ] 678150a58ba32 -> {"product":"HO","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":"","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:53:57 ] 678150a58ba32 <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"HO\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":0},"code":200}
[ 2025-01-10 09:54:03 ] 678150abeb745 /api/mx/reports
[ 2025-01-10 09:54:03 ] 678150abeb745 -> {"product":"HO","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":"GMX","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:54:04 ] 678150abeb745 <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"HO\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"GMX\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Tamera Lynn Wood Martin<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJC002133-2<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>621.354<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Sean Phillip  Harris <\/td>\n\t\t\t\t\t\t\t<td>MX00HOBS002127-2<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>1015.675<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Arlene Tokarz<\/td>\n\t\t\t\t\t\t\t<td>MXBHHOBS001769-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-09<\/td>\n\t\t\t\t\t\t\t<td>383.600<\/td>\n\t\t\t\t\t\t\t<td>Other<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Dean Carl  Hammer<\/td>\n\t\t\t\t\t\t\t<td>MX00HOOA002132-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-26<\/td>\n\t\t\t\t\t\t\t<td>1782.062<\/td>\n\t\t\t\t\t\t\t<td>Internet Web Search<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Jon James Eikel <\/td>\n\t\t\t\t\t\t\t<td>MX00HOJC002126-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-23<\/td>\n\t\t\t\t\t\t\t<td>767.413<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Gary Goodison<\/td>\n\t\t\t\t\t\t\t<td>MX00HOBS001535-4<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>607.956<\/td>\n\t\t\t\t\t\t\t<td>Word of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Timothy Richard Andrews<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJC001523-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-20<\/td>\n\t\t\t\t\t\t\t<td>386.607<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Luciano  Iasenzaniro<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJC001784-3<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>122.322<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Kathleen Weeks<\/td>\n\t\t\t\t\t\t\t<td>MXCOHOJC002548<\/td>\n\t\t\t\t\t\t\t<td>2025-01-02<\/td>\n\t\t\t\t\t\t\t<td>218.380<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Craig Masmar<\/td>\n\t\t\t\t\t\t\t<td>MXBHHOBS001538-4<\/td>\n\t\t\t\t\t\t\t<td>2025-02-02<\/td>\n\t\t\t\t\t\t\t<td>413.540<\/td>\n\t\t\t\t\t\t\t<td>Other - <\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Better Than Happy LLC<\/td>\n\t\t\t\t\t\t\t<td>MX00HOBS002549<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>3518.442<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Sharon Siebens<\/td>\n\t\t\t\t\t\t\t<td>MXCSHONA002550<\/td>\n\t\t\t\t\t\t\t<td>2025-01-22<\/td>\n\t\t\t\t\t\t\t<td>7817.960<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dexter-company<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Pam  Mansky<\/td>\n\t\t\t\t\t\t\t<td>MX00HONA002116-2<\/td>\n\t\t\t\t\t\t\t<td>2025-01-11<\/td>\n\t\t\t\t\t\t\t<td>869.510<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Albert Sloan<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJC002551<\/td>\n\t\t\t\t\t\t\t<td>2025-01-30<\/td>\n\t\t\t\t\t\t\t<td>429.991<\/td>\n\t\t\t\t\t\t\t<td><\/td>\n\t\t\t\t\t\t<\/tr><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":14},"code":200}
[ 2025-01-10 09:54:10 ] 678150b278e0d /api/mx/reports
[ 2025-01-10 09:54:10 ] 678150b278e0d -> {"product":"HO","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":"AIG","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:54:10 ] 678150b278e0d <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"HO\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"AIG\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Daniel Alejandro  Segura <\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03652<\/td>\n\t\t\t\t\t\t\t<td>2025-01-04<\/td>\n\t\t\t\t\t\t\t<td>495.390<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Venatius Deepak  Prasad <\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03653<\/td>\n\t\t\t\t\t\t\t<td>2025-01-01<\/td>\n\t\t\t\t\t\t\t<td>122.481<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>James Lewis  Lothe<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03654<\/td>\n\t\t\t\t\t\t\t<td>2025-01-09<\/td>\n\t\t\t\t\t\t\t<td>360.598<\/td>\n\t\t\t\t\t\t\t<td>Facebook Page<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Alan Ignatius Sowinski<\/td>\n\t\t\t\t\t\t\t<td>MX00HONAA03655<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>325.970<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Ronald William Gomer<\/td>\n\t\t\t\t\t\t\t<td>MX00HONAA03656<\/td>\n\t\t\t\t\t\t\t<td>2025-01-08<\/td>\n\t\t\t\t\t\t\t<td>443.314<\/td>\n\t\t\t\t\t\t\t<td>Word of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Brian Stendel<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03657<\/td>\n\t\t\t\t\t\t\t<td>2025-02-02<\/td>\n\t\t\t\t\t\t\t<td>369.006<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Michael William Hallas<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03658<\/td>\n\t\t\t\t\t\t\t<td>2025-01-31<\/td>\n\t\t\t\t\t\t\t<td>292.155<\/td>\n\t\t\t\t\t\t\t<td>Internet Web Search<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Stephane Gregoire<\/td>\n\t\t\t\t\t\t\t<td>MX00HONAA03659<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>204.798<\/td>\n\t\t\t\t\t\t\t<td>Google +<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Guillermo Vazquez Saucedo <\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03660<\/td>\n\t\t\t\t\t\t\t<td>2025-01-13<\/td>\n\t\t\t\t\t\t\t<td>495.390<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Kyle Lynn Kilbourn <\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03661<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>325.970<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Simon Craig  Davies<\/td>\n\t\t\t\t\t\t\t<td>MX00HONAA03662<\/td>\n\t\t\t\t\t\t\t<td>2025-01-05<\/td>\n\t\t\t\t\t\t\t<td>495.390<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Valerie Keats  Birkel<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03663<\/td>\n\t\t\t\t\t\t\t<td>2025-01-09<\/td>\n\t\t\t\t\t\t\t<td>379.320<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Ian David Haynes<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03664<\/td>\n\t\t\t\t\t\t\t<td>2025-01-10<\/td>\n\t\t\t\t\t\t\t<td>572.470<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Nelida Vazquez Rowland <\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03665<\/td>\n\t\t\t\t\t\t\t<td>2025-01-12<\/td>\n\t\t\t\t\t\t\t<td>325.970<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Jeffrey Wayne Braun<\/td>\n\t\t\t\t\t\t\t<td>MX00HOJCA03666<\/td>\n\t\t\t\t\t\t\t<td>2025-01-28<\/td>\n\t\t\t\t\t\t\t<td>379.320<\/td>\n\t\t\t\t\t\t\t<td>Website<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Bryan Michael Duney<\/td>\n\t\t\t\t\t\t\t<td>MXCOHOJCA03667<\/td>\n\t\t\t\t\t\t\t<td>2025-01-14<\/td>\n\t\t\t\t\t\t\t<td>495.390<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - Dale-moffitt<\/td>\n\t\t\t\t\t\t<\/tr><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":16},"code":200}
[ 2025-01-10 09:54:20 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:54:20 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 09:54:21 ]  <- null
[ 2025-01-10 09:54:21 ] 678150bd43490 /api/mx/dashboard-process
[ 2025-01-10 09:54:21 ] 678150bd43490 -> {"option":"getInformation"}
[ 2025-01-10 09:54:24 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 09:54:26 ] 678150bd43490 <- {"status":"success","response":[{"id":2979,"sale_person":"Client","client_first_name":"Cuauhtemoc","client_father_last_name":"Castro","client_email":"temocastro9@gmail.com","client_company":"","status":"In process","stage_date":"2025-01-10 09:05:39","reference":"TM","flow_content":[{"id_task":23644,"id_process":"2979","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstName\":\"Cuauhtemoc\",\"lastName\":\"Castro\",\"email\":\"temocastro9@gmail.com\",\"phone\":\"(322) 2318355\",\"nationalityContact\":\"Mexican\",\"aboutUs\":\"Already Client\",\"departureDate\":\"1\\\/11\\\/2025\",\"arrivalDate\":\"1\\\/26\\\/2025\",\"adultsPax\":\"2\",\"seniorPax\":\"0\",\"typeTravel\":\"in_bound_form_usa\",\"departureCountry\":\"USA\",\"arrivalCountries\":\"MEX\",\"typePerson\":\"S\",\"secondLastName\":\"\",\"rfc\":\"\",\"gender\":\"0\",\"birthday\":\"10\\\/10\\\/1990\",\"maritalStatus\":\"D\",\"ocupationCode\":\"2\",\"nationality\":\"ATG\",\"address\":\"mi casa\",\"buildingNumber\":\"89\",\"unitNumber\":\"\",\"neighborhood\":\"mi colonia\",\"country\":\"USA\",\"state\":\"\",\"auxState\":\"oclajoma\",\"city\":\"Select\",\"auxCity\":\"oajaka\",\"postalCode\":\"48317\",\"cardHolderName\":\"test\",\"bankEntity\":\"0127\",\"cardType\":\"1\",\"creditCardNumber\":\"4111 1111 1111 1111\",\"securityCode\":\"123\",\"expirationDateMonth\":\"07\",\"expirationDateYear\":\"25\",\"form_conditions\":\"on\",\"source\":\"none\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-travel-insurance\",\"campaign\":\"none\",\"company\":\"Mapfre\",\"product\":\"TM\",\"distributorLink\":\"\",\"distributorCode\":\"\",\"distributor\":\"\",\"resumenPlanAdult\":\"{\\\"COD_MODALIDAD\\\":\\\"28332\\\",\\\"NOMBRE\\\":\\\"Silver Receptivo\\\",\\\"CAMBIO\\\":\\\"1.0000\\\",\\\"LIMITE\\\":\\\"86\\\",\\\"COTIZACION\\\":\\\"1,536.00\\\",\\\"PRIMANETA\\\":\\\"1,536.00\\\",\\\"IVA\\\":\\\"245.76\\\",\\\"SUBTOTAL\\\":\\\"1,781.76\\\",\\\"EXTRAPRIMA\\\":\\\"0.00\\\",\\\"DESCUENTO\\\":\\\"0.00\\\",\\\"PRIMATOTAL\\\":\\\"1,781.76\\\",\\\"total\\\":\\\"1,781.76\\\"}\",\"resumenPlanSenior\":\"\",\"personsCollection\":\"[{\\\"personTypePax\\\":\\\"adult\\\",\\\"personAmount\\\":\\\"1781.76\\\",\\\"personFirstName\\\":\\\"adasds\\\",\\\"personFatherLastName\\\":\\\"asdasd\\\",\\\"personMotherLastname\\\":\\\"\\\",\\\"personGender\\\":\\\"1\\\",\\\"personGenderText\\\":\\\"Male\\\",\\\"personNationality\\\":\\\"USA\\\",\\\"personNationalityText\\\":\\\"United States\\\",\\\"personBirthday\\\":\\\"12\\\/12\\\/1990\\\",\\\"personPassport\\\":\\\"1343refe\\\",\\\"personParent\\\":\\\"fgfgfd\\\",\\\"personStreet\\\":\\\"fgrer\\\",\\\"personBuildingNumber\\\":\\\"54\\\",\\\"personUnitNumber\\\":\\\"\\\",\\\"personNeighborhood\\\":\\\"bgbfb\\\",\\\"personCountry\\\":\\\"CAN\\\",\\\"personCountryText\\\":\\\"Canada\\\",\\\"personState\\\":\\\"999\\\",\\\"personStateText\\\":\\\"gbgbg\\\",\\\"personCity\\\":\\\"0\\\",\\\"personCityText\\\":\\\"gbgb\\\",\\\"personPostalCode\\\":\\\"43434\\\",\\\"personPhone\\\":\\\"(322) 123-1231\\\",\\\"personEmail\\\":\\\"asd@asd.as\\\",\\\"personOcupationCode\\\":\\\"0\\\",\\\"personOcupationCodeText\\\":\\\"Other\\\",\\\"personMaritalStatus\\\":\\\"C\\\",\\\"personMaritalStatusText\\\":\\\"Married\\\",\\\"contract\\\":\\\"28310\\\",\\\"coverages\\\":\\\"{\\\\\\\"Mapfre\\\\\\\":{\\\\\\\"content\\\\\\\":{\\\\\\\"MONTOS\\\\\\\":{\\\\\\\"COD_MODALIDAD\\\\\\\":\\\\\\\"28332\\\\\\\",\\\\\\\"NOMBRE\\\\\\\":\\\\\\\"Silver Receptivo\\\\\\\",\\\\\\\"CAMBIO\\\\\\\":\\\\\\\"1.0000\\\\\\\",\\\\\\\"LIMITE\\\\\\\":\\\\\\\"86\\\\\\\",\\\\\\\"COTIZACION\\\\\\\":\\\\\\\"1,536.00\\\\\\\",\\\\\\\"PRIMANETA\\\\\\\":\\\\\\\"1,536.00\\\\\\\",\\\\\\\"IVA\\\\\\\":\\\\\\\"245.76\\\\\\\",\\\\\\\"SUBTOTAL\\\\\\\":\\\\\\\"1,781.76\\\\\\\",\\\\\\\"EXTRAPRIMA\\\\\\\":\\\\\\\"0.00\\\\\\\",\\\\\\\"DESCUENTO\\\\\\\":\\\\\\\"0.00\\\\\\\",\\\\\\\"PRIMATOTAL\\\\\\\":\\\\\\\"1,781.76\\\\\\\",\\\\\\\"total\\\\\\\":\\\\\\\"1,781.76\\\\\\\"},\\\\\\\"SEGUROS\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Accidental Death\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"25,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Accidental Death in private or public transportation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"50,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Third Party Liability\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"10,000 USD\\\\\\\"}]},\\\\\\\"SEGURVIAJE\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Medical Assistance in case Emergency\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"50,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Emergency Medical Transportation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"20,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Emergency Dental Care\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"300 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Medications\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"500 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hospital Extension after the policy expired\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"5 days\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Medical Repatriation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"15,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Funeral Repatriation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"15,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transfer of a Relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hotel Expenses of a Relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Up to 5 nights for up to $150 USD per night\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transport & Adult Companion for children\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early Return of the Insured in case of Death of direct relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"N\\\/A\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early Return of the Insured in case of Hospitalization of direct relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"N\\\/A\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Trip cancellation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"1,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hotel expenses for convalescence\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Up to 5 nights for up to $150 USD per night\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Delay registered luggage\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"300 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Locate registered luggage\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Registered Baggage Shipping\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Lost of Registered Luggage\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"1,200 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Mediphone\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"}]},\\\\\\\"COBERTURAS\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early return from home claims\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"N\\\/A\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Flight Delay Expenses\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"100 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Legal Assistance in case of Traffic Accident\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transfer Remittance in case of Emergency\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"500 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Protected purchase\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"N\\\/A\\\\\\\"}]}},\\\\\\\"fieldId\\\\\\\":\\\\\\\"ResumePlan\\\\\\\"}}\\\",\\\"plan\\\":\\\"28332\\\",\\\"namePlan\\\":\\\"Silver Receptivo\\\",\\\"status\\\":\\\"new\\\",\\\"policyNumber\\\":\\\"\\\",\\\"policyLink\\\":\\\"\\\",\\\"authorization\\\":\\\"\\\"},{\\\"personTypePax\\\":\\\"adult\\\",\\\"personAmount\\\":\\\"1781.76\\\",\\\"personFirstName\\\":\\\"asdd\\\",\\\"personFatherLastName\\\":\\\"asdsa\\\",\\\"personMotherLastname\\\":\\\"\\\",\\\"personGender\\\":\\\"0\\\",\\\"personGenderText\\\":\\\"Female\\\",\\\"personNationality\\\":\\\"ASM\\\",\\\"personNationalityText\\\":\\\"American Samoa\\\",\\\"personBirthday\\\":\\\"12\\\/12\\\/2000\\\",\\\"personPassport\\\":\\\"dfdsfdsf\\\",\\\"personParent\\\":\\\"dsfdf\\\",\\\"personStreet\\\":\\\"mi casa\\\",\\\"personBuildingNumber\\\":\\\"89\\\",\\\"personUnitNumber\\\":\\\"\\\",\\\"personNeighborhood\\\":\\\"mi colonia\\\",\\\"personCountry\\\":\\\"USA\\\",\\\"personCountryText\\\":\\\"United States\\\",\\\"personState\\\":\\\"999\\\",\\\"personStateText\\\":\\\"oclajoma\\\",\\\"personCity\\\":\\\"0\\\",\\\"personCityText\\\":\\\"oajaka\\\",\\\"personPostalCode\\\":\\\"48317\\\",\\\"personPhone\\\":\\\"(322) 123-1231\\\",\\\"personEmail\\\":\\\"aasd@as.as\\\",\\\"personOcupationCode\\\":\\\"0\\\",\\\"personOcupationCodeText\\\":\\\"Other\\\",\\\"personMaritalStatus\\\":\\\"V\\\",\\\"personMaritalStatusText\\\":\\\"Widow \\\/ Widower\\\",\\\"contract\\\":\\\"28310\\\",\\\"coverages\\\":\\\"{\\\\\\\"Mapfre\\\\\\\":{\\\\\\\"content\\\\\\\":{\\\\\\\"MONTOS\\\\\\\":{\\\\\\\"COD_MODALIDAD\\\\\\\":\\\\\\\"28332\\\\\\\",\\\\\\\"NOMBRE\\\\\\\":\\\\\\\"Silver Receptivo\\\\\\\",\\\\\\\"CAMBIO\\\\\\\":\\\\\\\"1.0000\\\\\\\",\\\\\\\"LIMITE\\\\\\\":\\\\\\\"86\\\\\\\",\\\\\\\"COTIZACION\\\\\\\":\\\\\\\"1,536.00\\\\\\\",\\\\\\\"PRIMANETA\\\\\\\":\\\\\\\"1,536.00\\\\\\\",\\\\\\\"IVA\\\\\\\":\\\\\\\"245.76\\\\\\\",\\\\\\\"SUBTOTAL\\\\\\\":\\\\\\\"1,781.76\\\\\\\",\\\\\\\"EXTRAPRIMA\\\\\\\":\\\\\\\"0.00\\\\\\\",\\\\\\\"DESCUENTO\\\\\\\":\\\\\\\"0.00\\\\\\\",\\\\\\\"PRIMATOTAL\\\\\\\":\\\\\\\"1,781.76\\\\\\\",\\\\\\\"total\\\\\\\":\\\\\\\"1,781.76\\\\\\\"},\\\\\\\"SEGUROS\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Accidental Death\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"25,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Accidental Death in private or public transportation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"50,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Third Party Liability\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"10,000 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946-3886\"},{\"name\":\"form[incorrectRenewalAlert]\",\"value\":\"false\"},{\"name\":\"form[payInCash]\",\"value\":\"No\"},{\"name\":\"form[showRenewalControls]\",\"value\":\"Yes\"},{\"name\":\"form[technicalBonusMode]\",\"value\":\"full\"},{\"name\":\"form[openDatepickerSixtyDays]\",\"value\":\"Yes\"},{\"name\":\"form[quoteSetupMonths]\",\"value\":\"all\"},{\"name\":\"form[quoteSetupPaymentType]\",\"value\":\"all\"},{\"name\":\"form[permission_sumAssuredMaxLimit]\",\"value\":\"0\"},{\"name\":\"form[permission_showPaymentInCash]\",\"value\":\"Yes\"},{\"name\":\"form[quoteNumber]\",\"value\":\"\"},{\"name\":\"form[_token]\",\"value\":\"MZdPj-8OBmk6fCc60ahMpzgAMuh2aG_Ju0-kdzJO_mw\"},{\"name\":\"form[salePerson]\",\"value\":\"Fabiola Garcia\"},{\"name\":\"form[uniqid]\",\"value\":\"676f298d8af3f\"}]","user_fixer":null},{"id_task":21680,"id_process":"2735","etapa":"ws-issue-policy","status":"completed","message":"policy issued on web service","technical_error":"","task_data":"{\"content\":{\"stage\":\"Issue-Print-Pay-Finished\",\"policyNumber\":\"040540341047000000\",\"policyInsuredNumber\":\"0031981790\",\"policyReceipt\":\"040265146382\",\"paymentReceipt\":\"171618185\",\"paymentReference\":\"0540341047 OPL: 1735340167\",\"policyLink\":\"http:\\\/\\\/qbcenter.qualitas.com.mx\\\/poliza\\\/p0540341047.pdf\",\"policyLinkReceipt\":\"http:\\\/\\\/qbcenter.qualitas.com.mx\\\/poliza\\\/r0540341047.pdf\"},\"error\":\"\"}","user_fixer":null},{"id_task":21681,"id_process":"2735","etapa":"create-certificate","status":"completed","message":"cretificate created","technical_error":"","task_data":"{\"certificate_number\":\"MX00RANA002381\",\"consecutive_number\":2381,\"response\":true}","user_fixer":null},{"id_task":21682,"id_process":"2735","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21683,"id_process":"2735","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21684,"id_process":"2735","etapa":"save-product-information","status":"completed","message":"product information saved successfully","technical_error":"","task_data":"\"Product Information saved\"","user_fixer":null},{"id_task":21685,"id_process":"2735","etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"id_client\":\"21188\",\"email\":\"suzcook1069@gmail.com\",\"certificate_number\":\"MX00RANA002381\",\"product\":\"Resident-Auto\",\"authCode\":\"0540341047 OPL: 1735340167\",\"purchaseUrl\":\"mx\",\"status\":\"Success\",\"company\":\"Qualitas\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 09:55:59 ]  <- null
[ 2025-01-10 09:55:59 ] 6781511fc202e /api/mx/services/search
[ 2025-01-10 09:55:59 ] 6781511fc202e -> {"search":"HOtest@example.com","option":"search_of_clients"}
[ 2025-01-10 09:55:59 ] 6781511fc202e <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 0<\/div><div class=\"list-group\"><a class=\"list-group-item list-group-item-action text-center\"><b>No Results found<\/b><\/a><div>"},"code":200}
[ 2025-01-10 09:56:34 ] 678151427713a /api/mx/services/search
[ 2025-01-10 09:56:34 ] 678151427713a -> {"search":"MX00HOHG002552","option":"search_of_clients"}
[ 2025-01-10 09:56:34 ] 678151427713a <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 0<\/div><div class=\"list-group\"><a class=\"list-group-item list-group-item-action text-center\"><b>No Results found<\/b><\/a><div>"},"code":200}
[ 2025-01-10 09:58:49 ] 678151c91cff8 /api/auth/login
[ 2025-01-10 09:58:49 ] 678151c91cff8 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:58:49 ] 678151c91cff8 <- {"status":"success","response":{"token":"UO3Ktkbs2ybEj5\/GEBxSiFppWHZwajBOTzdWMDZSd2sydHRZSkZwbnlkQWlXanpsdkZUSUdtZzl6SitGWnBaN3FqN2VodnE3ZzRZejNzTG4vbXo5UjE3TlhGWGRPQXBCbkwzQ21uUUg1ZTYxUVNpelh6UTR3QWE4RVhnSFM5Yy93YzF3QWkrb3RjUEVJUmRockZROTZENFZWaktYaEZuclVYZE05cGlBQ29QWFYzWkR0S3UyYUtJTTVsM0RScG80ellSK05zWUd1V0FnckE4QW5qcVRmSGVBZlAvcHhPaXBvZ2FWbjNZY2lyUmVQNFdnTllwWkdoZDlobkRJNUZDUWpkU3F6a1ZHWlN5REdzSHM=","decodeInfo":{"referenceID":"678151c9251d0","name":"GUEST-678151c9251d0","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:58:49 ] 678151c951ffd /api/auth/login
[ 2025-01-10 09:58:49 ] 678151c951ffd -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 09:58:49 ] 678151c951ffd <- {"status":"success","response":{"token":"ydp4+62AxUqXfRO10xyecVlzSjNzdjZ0TUZHbTE1LzlSZWxUbGN4V25FUzBIOVJJNVNaZHBrQzhnZHBPVkxRODJWQVdEakp6OGh5eTl5WWt1ZktxTFVVc3JkMjV0L1FjR1MvM2w0MW9FY2lxNVZwcm1uM0RZQVJJOFhJR21YS25mZmFITUxrZktFYUtpTHRXOEdqL2NSMy9IeGxYNWo2dWFCQVhvVll6WWpOMFFIbWtrUFZDbyt0UWt1WGZtdXlWU0tIYnpmYWhuNkx3SW9Yd2dDY0Z1NUNZN3IyWUdOd3hXVmduZU1NZElqUGFmYlhKU2VHMXZFd0FXaW1Wa0RFUmJtN2tMUU1yakVCbFBHUlo=","decodeInfo":{"referenceID":"678151c95a095","name":"GUEST-678151c95a095","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 09:59:15 ]  <- null
[ 2025-01-10 09:59:15 ] 678151e335278 /api/mx/reports
[ 2025-01-10 09:59:15 ] 678151e335278 -> {"product":"BL","startDate":"01\/01\/2025","endDate":"01\/10\/2025","action":"printInformation","type":"settlement"}
[ 2025-01-10 09:59:15 ] 678151e335278 <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"BL\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Bruce Senay<\/td>\n\t\t\t\t\t\t\t<td>MX00BLFL005078-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-29<\/td>\n\t\t\t\t\t\t\t<td>316.320<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Wayne Daley<\/td>\n\t\t\t\t\t\t\t<td>MX00BLAB004501-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-31<\/td>\n\t\t\t\t\t\t\t<td>357.190<\/td>\n\t\t\t\t\t\t\t<td>Expats In Mexico<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Daniel Heilig<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLWY005732-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-26<\/td>\n\t\t\t\t\t\t\t<td>198.190<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Timothy Lamarre<\/td>\n\t\t\t\t\t\t\t<td>MX00BLCA006204<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>646.290<\/td>\n\t\t\t\t\t\t\t<td>Google Ads<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Benjamin Shaw<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLCA006205<\/td>\n\t\t\t\t\t\t\t<td>2025-01-20<\/td>\n\t\t\t\t\t\t\t<td>177.100<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Robert Lawrence Rouner<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLTX006206<\/td>\n\t\t\t\t\t\t\t<td>2025-01-16<\/td>\n\t\t\t\t\t\t\t<td>231.370<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Brian Alexander Smith<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLCA005730-2<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>536.150<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Frank Pomeroy Frost Jr<\/td>\n\t\t\t\t\t\t\t<td>MX00BLCA006207<\/td>\n\t\t\t\t\t\t\t<td>2025-01-02<\/td>\n\t\t\t\t\t\t\t<td>131.030<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Duncan Spriggs<\/td>\n\t\t\t\t\t\t\t<td>MX00BLYT006208<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>4151.150<\/td>\n\t\t\t\t\t\t\t<td>Other - Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Blaine Southward<\/td>\n\t\t\t\t\t\t\t<td>MX00BLBS006209<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>237.210<\/td>\n\t\t\t\t\t\t\t<td>Other - Another Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John Ritchie<\/td>\n\t\t\t\t\t\t\t<td>MX00BLBC006210<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>198.190<\/td>\n\t\t\t\t\t\t\t<td>Reissued<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Paul Pinter<\/td>\n\t\t\t\t\t\t\t<td>MXBKBLAZ004383-5<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>70.600<\/td>\n\t\t\t\t\t\t\t<td>Other<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Mark B  Heintz & Isurus, LLC <\/td>\n\t\t\t\t\t\t\t<td>MX00BLCA004398-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-11<\/td>\n\t\t\t\t\t\t\t<td>844.710<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Rock Berube<\/td>\n\t\t\t\t\t\t\t<td>MX00BLOA006211<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>198.190<\/td>\n\t\t\t\t\t\t\t<td>Expats In Mexico<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Reel Cast Cabo LLC<\/td>\n\t\t\t\t\t\t\t<td>MX00BLCO004495-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-31<\/td>\n\t\t\t\t\t\t\t<td>443.920<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Gary Wayne Young<\/td>\n\t\t\t\t\t\t\t<td>MX00BLWA006212<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>316.320<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John Howarth<\/td>\n\t\t\t\t\t\t\t<td>MX00BLJA006213<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>316.320<\/td>\n\t\t\t\t\t\t\t<td>Internet Web Search<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Dulce Test<\/td>\n\t\t\t\t\t\t\t<td>MX00BLHG006215<\/td>\n\t\t\t\t\t\t\t<td>2025-01-23<\/td>\n\t\t\t\t\t\t\t<td>177.100<\/td>\n\t\t\t\t\t\t\t<td>Other - ytfjgv<\/td>\n\t\t\t\t\t\t<\/tr><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":18},"code":200}
[ 2025-01-10 09:59:20 ] 678151e834f7f /api/mx/reports
[ 2025-01-10 09:59:20 ] 678151e834f7f -> {"type":"settlement","product":"BL","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":""}
[ 2025-01-10 09:59:20 ] 678151e834f7f <- {"status":"success","response":{"url":"documents\/reports\/Boat_Liability_Report_Settlement.xlsx"},"code":200}
[ 2025-01-10 09:59:21 ]  <- null
[ 2025-01-10 09:59:21 ] 678151e9dba8d /api/mx/delete-document
[ 2025-01-10 09:59:21 ] 678151e9dba8d -> {"url":"documents\/reports\/Boat_Liability_Report_Settlement.xlsx"}
[ 2025-01-10 09:59:21 ] 678151e9dba8d <- {"status":"success","response":"File deleted successfully","code":"200"}
[ 2025-01-10 10:01:19 ] 6781525f5e7a9 /api/mx/blog-service
[ 2025-01-10 10:01:19 ] 6781525f5e7a9 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 10:01:19 ] 6781525f5e7a9 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 10:01:19 ] 6781525fa3274 /api/mx/blog-service
[ 2025-01-10 10:01:19 ] 6781525fa3274 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 10:01:19 ] 6781525fa3274 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 10:02:31 ]  <- null
[ 2025-01-10 10:02:31 ] 678152a7a6f1c /api/mx/services/search
[ 2025-01-10 10:02:31 ] 678152a7a6f1c -> {"search":"dulce test","option":"search_of_clients"}
[ 2025-01-10 10:02:31 ] 678152a7a6f1c <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 1<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/26744\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Dulce Test <\/span> <span class=\"text-muted\">|<\/span> test@example.com<\/a><div>"},"code":200}
[ 2025-01-10 10:02:33 ]  <- null
[ 2025-01-10 10:02:33 ]  <- null
[ 2025-01-10 10:02:33 ]  <- null
[ 2025-01-10 10:02:33 ]  <- null
[ 2025-01-10 10:02:33 ]  <- null
[ 2025-01-10 10:02:33 ] 678152a9a4640 /api/mx/services/validate-info
[ 2025-01-10 10:02:33 ] 678152a9a4640 -> {"id_client":"26744","option":"valid_information"}
[ 2025-01-10 10:02:33 ] 678152a9a5c18 /api/mx/customers
[ 2025-01-10 10:02:33 ] 678152a9a5c18 -> {"id":"26744","option":"verifyStatus"}
[ 2025-01-10 10:02:33 ] 678152a9b078d /api/mx/services/client-profile
[ 2025-01-10 10:02:33 ] 678152a9b078d -> {"id_client":"26744"}
[ 2025-01-10 10:02:33 ] 678152a9a4640 <- {"status":"success","response":{"toFill":["client_gender"],"status":"need data"},"code":200}
[ 2025-01-10 10:02:33 ] 678152a9b078d <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Dulce Test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(555) 875-5555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\"><\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/26744\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006215\/ea2753f6ac\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006215<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NjU=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006215?v20250110100233\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>1 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjY3NDQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjY3NDQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjY3NDQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/26744\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":1,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"26744","message":"","return":"true"},"code":200}
[ 2025-01-10 10:02:33 ] 678152a9c690b /api/mx/customers
[ 2025-01-10 10:02:33 ] 678152a9c690b -> {"id_client":"26744","option":"getQuotes"}
[ 2025-01-10 10:02:33 ] 678152a9c8c61 /api/mx/customers
[ 2025-01-10 10:02:33 ] 678152a9c8c61 -> {"id":"26744","option":"getContacts"}
[ 2025-01-10 10:04:41 ] 678153293bd12 /api/mx/services/search
[ 2025-01-10 10:04:41 ] 678153293bd12 -> {"search":"MX00BLHG006215","option":"search_of_clients"}
[ 2025-01-10 10:04:41 ] 678153293bd12 <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 1<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/26744\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Dulce Test <\/span> <span class=\"text-muted\">|<\/span> test@example.com<\/a><div>"},"code":200}
[ 2025-01-10 10:04:43 ] 6781532b05ed0 /api/mx/services/validate-info
[ 2025-01-10 10:04:43 ] 6781532b05ed0 -> {"id_client":"26744","option":"valid_information"}
[ 2025-01-10 10:04:43 ] 6781532b0a076 /api/mx/customers
[ 2025-01-10 10:04:43 ] 6781532b0a076 -> {"id":"26744","option":"verifyStatus"}
[ 2025-01-10 10:04:43 ] 6781532b104c7 /api/mx/services/client-profile
[ 2025-01-10 10:04:43 ] 6781532b104c7 -> {"id_client":"26744"}
[ 2025-01-10 10:04:43 ] 6781532b05ed0 <- {"status":"success","response":{"toFill":["client_gender"],"status":"need data"},"code":200}
[ 2025-01-10 10:04:43 ] 6781532b104c7 <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Dulce Test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(555) 875-5555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\"><\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/26744\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006215\/ea2753f6ac\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006215<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NjU=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006215?v20250110100443\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>1 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjY3NDQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjY3NDQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjY3NDQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/26744\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":1,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"26744","message":"","return":"true"},"code":200}
[ 2025-01-10 10:04:43 ] 6781532b23475 /api/mx/customers
[ 2025-01-10 10:04:43 ] 6781532b23475 -> {"id_client":"26744","option":"getQuotes"}
[ 2025-01-10 10:04:43 ] 6781532b23ef9 /api/mx/customers
[ 2025-01-10 10:04:43 ] 6781532b23ef9 -> {"id":"26744","option":"getContacts"}
[ 2025-01-10 10:05:20 ]  <- null
[ 2025-01-10 10:05:20 ] 678153509a6b6 /api/mx/catalog/products
[ 2025-01-10 10:05:20 ] 678153509a6b6 -> {"product":"Boat Liability","catalog":"marinas"}
[ 2025-01-10 10:05:20 ] 678153509a6b6 <- {"status":"success","response":{"content":{"Baja California":[{"id":2,"name":"Marina Coral"},{"id":3,"name":"Marina Baja Naval"},{"id":4,"name":"Hutchison Ports ECV Marina"},{"id":5,"name":"Marina FONATUR - San Felipe"},{"id":1,"name":"Marina Puerto Salina"}],"Baja California Sur":[{"id":12,"name":"Marina Puerto Los Cabos"},{"id":17,"name":"Marina FONATUR - La Paz"},{"id":16,"name":"Marina FONATUR - Santa Rosal\u00eda"},{"id":15,"name":"Marina Cabo Riviera"},{"id":14,"name":"Marina del Rey"},{"id":13,"name":"Marinas de Baja"},{"id":11,"name":"Marina CostaBaja"},{"id":10,"name":"Marina Cortez"},{"id":9,"name":"Marina Cabo San Lucas"},{"id":8,"name":"Marina de La Paz"},{"id":7,"name":"Marina Palmira"},{"id":6,"name":"Marina Puerto Escondido"}],"Chiapas":[{"id":18,"name":"Marina Chiapas"}],"Colima":[{"id":19,"name":"Marina Las Hadas"},{"id":20,"name":"Marina Puerto de la Navidad"}],"Guerrero":[{"id":24,"name":"Marina Acapulco"},{"id":23,"name":"Marina Ixtapa"},{"id":21,"name":"Marina Puerto Mio"},{"id":22,"name":"Club de Yates Acapulco"}],"Jalisco":[{"id":25,"name":"Marina Isla, Puerto y Punta Iguana"},{"id":26,"name":"Marina Vallarta"},{"id":27,"name":"Opequimar"}],"Nayarit":[{"id":28,"name":"Marina Nuevo Vallarta"},{"id":29,"name":"Marina Riviera Nayarit"},{"id":30,"name":"Marina Paradise Village"},{"id":31,"name":"Marina Pueblo N\u00e1utico"},{"id":32,"name":"Marina FONATUR - San Blas"}],"Oaxaca":[{"id":33,"name":"Marina FONATUR - Chahu\u00e9"}],"Quintana Roo":[{"id":35,"name":"Marina Puerto Aventuras"},{"id":38,"name":"Marina FONATUR - Cozumel"},{"id":37,"name":"Puerto Isla Mujeres"},{"id":34,"name":"La Amada Marina"}],"Sinaloa":[{"id":39,"name":"Marina Mazatl\u00e1n"},{"id":40,"name":"Marina El Cid Mazatl\u00e1n"},{"id":41,"name":"Marina FONATUR - Mazatl\u00e1n"}],"Sonora":[{"id":42,"name":"Marina San Carlos"},{"id":43,"name":"Marina Puerto Pe\u00f1asco"},{"id":44,"name":"Marina FONATUR - Puerto Pe\u00f1asco"},{"id":45,"name":"Marina FONATUR - Guaymas"},{"id":46,"name":"Marina Real"}]}},"code":200}
[ 2025-01-10 10:05:32 ]  <- null
[ 2025-01-10 10:05:32 ] 6781535cebfba /api/mx/product
[ 2025-01-10 10:05:32 ] 6781535cebfba -> {"product":"Boat Liability","term":"90","boatType":"Powerboat","currency":"usd","option":"Quote"}
[ 2025-01-10 10:05:33 ] 6781535cebfba <- {"status":"success","response":{"Chubb":{"content":[{"plan":"A","totalPremium":"159.09","totalPremiumFormated":"159.09","sumAssured":"50,000.00","currency":"USD","liability":50000},{"plan":"B","totalPremium":"188.01","totalPremiumFormated":"188.01","sumAssured":"100,000.00","currency":"USD","liability":100000},{"plan":"C","totalPremium":"245.83","totalPremiumFormated":"245.83","sumAssured":"200,000.00","currency":"USD","liability":200000},{"plan":"D","totalPremium":"274.75","totalPremiumFormated":"274.75","sumAssured":"300,000.00","currency":"USD","liability":300000},{"plan":"E","totalPremium":"139.57","totalPremiumFormated":"139.57","sumAssured":"50,000.00","currency":"USD","liability":50000},{"plan":"F","totalPremium":"144.64","totalPremiumFormated":"144.64","sumAssured":"25,000.00","currency":"USD","liability":25000}],"error":""}},"code":200}
[ 2025-01-10 10:05:34 ]  <- null
[ 2025-01-10 10:05:34 ] 6781535e6bc54 /api/mx/prospect/record
[ 2025-01-10 10:05:34 ] 6781535e6bc54 -> {"firstNameContact":"Dulce","lastNameContact":"Test","email":"test@example.com","phone":"5558755555","aboutUs":"Internet Web Search","address":"","city":"","state":"","nationality":"Canadian","boatType":"Powerboat","boatTerm":"90","product":"BL","prospect":"","distributor":"","distributorLink":"","referer":"https:\/\/newnim.novamar.info\/","campaign":"none","source":"none","yearBuilt":"2015","renewData":"","issuingStatus":"","reissuedData":"","optionsValids":["A","B","C","D","E","F"],"pricesQuoted":"[A 50k : 159.09] - [B 100k : 188.01] - [C 200k : 245.83] - [D 300k : 274.75] - [E 50k : 139.57] - [F 25k : 144.64] - ","quoteResponse":"[{\"plan\":\"A\",\"totalPremium\":\"159.09\",\"totalPremiumFormated\":\"159.09\",\"sumAssured\":\"50,000.00\",\"currency\":\"USD\",\"liability\":50000},{\"plan\":\"B\",\"totalPremium\":\"188.01\",\"totalPremiumFormated\":\"188.01\",\"sumAssured\":\"100,000.00\",\"currency\":\"USD\",\"liability\":100000},{\"plan\":\"C\",\"totalPremium\":\"245.83\",\"totalPremiumFormated\":\"245.83\",\"sumAssured\":\"200,000.00\",\"currency\":\"USD\",\"liability\":200000},{\"plan\":\"D\",\"totalPremium\":\"274.75\",\"totalPremiumFormated\":\"274.75\",\"sumAssured\":\"300,000.00\",\"currency\":\"USD\",\"liability\":300000},{\"plan\":\"E\",\"totalPremium\":\"139.57\",\"totalPremiumFormated\":\"139.57\",\"sumAssured\":\"50,000.00\",\"currency\":\"USD\",\"liability\":50000},{\"plan\":\"F\",\"totalPremium\":\"144.64\",\"totalPremiumFormated\":\"144.64\",\"sumAssured\":\"25,000.00\",\"currency\":\"USD\",\"liability\":25000}]","currency":"Dollars","termText":"3 Months","boatTypeText":"Powerboat less than 45 feet","yearBuiltText":"2015"}
[ 2025-01-10 10:05:34 ] 6781535e6bc54 <- {"status":"success","response":{"prospect":23137,"quoteNumber":"NQBL250110-238","idClient":26744},"code":200}
[ 2025-01-10 10:06:25 ]  <- null
[ 2025-01-10 10:06:26 ] 6781539232267 /api/mx/renewal
[ 2025-01-10 10:06:26 ] 6781539232267 -> {"product":"BL","option":"RenewalFilter","hullId":"090ewewe","boatTerm":"90","entranceDate":"01\/23\/2025"}
[ 2025-01-10 10:06:26 ] 6781539232267 <- {"status":"success","response":{"message":"no found"},"code":200}
[ 2025-01-10 10:06:29 ]  <- null
[ 2025-01-10 10:06:29 ] 6781539554c8d /api/mx/policies-order
[ 2025-01-10 10:06:29 ] 6781539554c8d -> {"currency":"Dollars","firstNameContact":"Dulce","lastNameContact":"Test","email":"test@example.com","phone":"5558755555","nationality":"Canadian","boatTerm":"90","boatType":"Powerboat","yearBuilt":"2015","aboutUs":"Internet Web Search","ownerType":"Company","firstName":"Dulce","lastName":"Test","company":"Boat Test Company","additionalInsured":"No","otherInsured":"","birthday":"09\/12\/1990","gender":"Male","country":"Mexico","postalCode":"42256","state":"Hidalgo","city":"Pacula","address":"123 Main St","charging":"No","business":"No","mexicanCard":"","entranceDate":"01\/23\/2025","vessel":"test dsfa","destinationPort":"ghgh","manufacturer":"ghfh","boatModel":"Sail","engineType":"Diesel","hullType":"FRP (Fiber reinforced plastic)","engineHp":"889","registration":"gdfgdh","hullId":"090ewewe","lengthFeet":"44","beam":"8","marina":"13","flag":"Albania","tender":"0","tenderManufacturer1":"","tenderLength1":"","tenderHp1":"","tenderManufacturer2":"","tenderLength2":"","tenderHp2":"","tenderManufacturer3":"","tenderLength3":"","tenderHp3":"","product":"Boat Liability","distributorCode":"","distributor":"","distributorLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/","campaign":"none","source":"none","prospect":"23137","prospectSicas":"","contactSicas":"","renewData":"","beforePayDataReference":"","issuingStatus":"","reissuedData":"","id_client":"26744","quoteNumber":"NQBL250110-238","price":"159.09","liability":"50000","plan":"A","marinaName":"Marinas de Baja"}
[ 2025-01-10 10:06:29 ] 6781539554c8d <- {"status":"success","response":{"date":"Jan 10, 2025 10:06:29","data":{"orderId":"BL6661WgDO8667","total":"15909","digest":"549d218c256fed0211af4e925a2fe727cc30d658","currency":840,"fullName":"Dulce Test","amount":"159.09"},"message":""},"code":200}
[ 2025-01-10 10:06:29 ]  <- null
[ 2025-01-10 10:06:29 ] 67815395c2fda /api/mx/save-session
[ 2025-01-10 10:06:29 ] 67815395c2fda -> {"currency":"Dollars","firstNameContact":"","lastNameContact":"Test","email":"test@example.com","phone":"5558755555","nationality":"Canadian","boatTerm":"90","boatType":"Powerboat","yearBuilt":"2015","aboutUs":"Internet Web Search","ownerType":"Company","firstName":"","lastName":"Test","company":"Boat Test Company","additionalInsured":"No","otherInsured":"","birthday":"09\/12\/1990","gender":"Male","country":"Mexico","postalCode":"42256","state":"Hidalgo","city":"Pacula","address":"123 Main St","charging":"No","business":"No","mexicanCard":"","entranceDate":"01\/23\/2025","vessel":"test dsfa","destinationPort":"ghgh","manufacturer":"ghfh","boatModel":"Sail","engineType":"Diesel","hullType":"FRP (Fiber reinforced plastic)","engineHp":"889","registration":"gdfgdh","hullId":"090ewewe","lengthFeet":"44","beam":"8","marina":"13","flag":"Albania","tender":"0","tenderManufacturer1":"","tenderLength1":"","tenderHp1":"","tenderManufacturer2":"","tenderLength2":"","tenderHp2":"","tenderManufacturer3":"","tenderLength3":"","tenderHp3":"","product":"Boat Liability","distributorCode":"","distributor":"","distributorLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/","campaign":"none","source":"none","prospect":"23137","prospectSicas":"","contactSicas":"","renewData":"","beforePayDataReference":"BL6661WgDO8667","issuingStatus":"","reissuedData":"","id_client":"26744","quoteNumber":"NQBL250110-238","price":"159.09","liability":"50000","plan":"PLAN A","marinaName":"Marinas de Baja"}
[ 2025-01-10 10:06:29 ] 67815395c2fda <- {"status":"success","response":{"message":"Success","process":{"id_process":2980,"etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"currency\":\"Dollars\",\"firstNameContact\":\"\",\"lastNameContact\":\"Test\",\"email\":\"test@example.com\",\"phone\":\"5558755555\",\"nationality\":\"Canadian\",\"boatTerm\":\"90\",\"boatType\":\"Powerboat\",\"yearBuilt\":\"2015\",\"aboutUs\":\"Internet Web Search\",\"ownerType\":\"Company\",\"firstName\":\"\",\"lastName\":\"Test\",\"company\":\"Boat Test Company\",\"additionalInsured\":\"No\",\"otherInsured\":\"\",\"birthday\":\"09\\\/12\\\/1990\",\"gender\":\"Male\",\"country\":\"Mexico\",\"postalCode\":\"42256\",\"state\":\"Hidalgo\",\"city\":\"Pacula\",\"address\":\"123 Main St\",\"charging\":\"No\",\"business\":\"No\",\"mexicanCard\":\"\",\"entranceDate\":\"01\\\/23\\\/2025\",\"vessel\":\"test dsfa\",\"destinationPort\":\"ghgh\",\"manufacturer\":\"ghfh\",\"boatModel\":\"Sail\",\"engineType\":\"Diesel\",\"hullType\":\"FRP (Fiber reinforced plastic)\",\"engineHp\":\"889\",\"registration\":\"gdfgdh\",\"hullId\":\"090ewewe\",\"lengthFeet\":\"44\",\"beam\":\"8\",\"marina\":\"13\",\"flag\":\"Albania\",\"tender\":\"0\",\"tenderManufacturer1\":\"\",\"tenderLength1\":\"\",\"tenderHp1\":\"\",\"tenderManufacturer2\":\"\",\"tenderLength2\":\"\",\"tenderHp2\":\"\",\"tenderManufacturer3\":\"\",\"tenderLength3\":\"\",\"tenderHp3\":\"\",\"product\":\"Boat Liability\",\"distributorCode\":\"\",\"distributor\":\"\",\"distributorLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/\",\"campaign\":\"none\",\"source\":\"none\",\"prospect\":\"23137\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"renewData\":\"\",\"beforePayDataReference\":\"BL6661WgDO8667\",\"issuingStatus\":\"\",\"reissuedData\":\"\",\"id_client\":\"26744\",\"quoteNumber\":\"NQBL250110-238\",\"price\":\"159.09\",\"liability\":\"50000\",\"plan\":\"PLAN A\",\"marinaName\":\"Marinas de Baja\",\"processId\":2980}","user_fixer":null}},"code":200}
[ 2025-01-10 10:06:30 ]  <- null
[ 2025-01-10 10:06:30 ] 6781539640d48 /api/mx/generate-payment-link
[ 2025-01-10 10:06:30 ] 6781539640d48 -> {"orderId":"BL6661WgDO8667","mount":"159.09","currency":"USD","email":"test@example.com","product":"Boat Liability","plan":"50k","processId":2980}
[ 2025-01-10 10:06:32 ] 6781539640d48 <- {"status":"success","response":{"error":"","link":"https:\/\/sandboxpol.mit.com.mx\/i\/e9aw4MK"},"code":200}
[ 2025-01-10 10:06:33 ]  <- null
[ 2025-01-10 10:06:33 ]  <- null
[ 2025-01-10 10:06:33 ] 67815399ebec5 /api/mx/dashboard-process
[ 2025-01-10 10:06:33 ] 67815399ebec5 -> {"option":"saveTask","id":"2980","task":"payment-view","status":"completed","message":1,"data":{"reference":"BL6661WgDO8667","link":"https:\/\/sandboxpol.mit.com.mx\/i\/e9aw4MK"},"error":""}
[ 2025-01-10 10:06:33 ] 67815399eccc2 /api/mx/validate-payment
[ 2025-01-10 10:06:33 ] 67815399eccc2 -> {"reference":"BL6661WgDO8667"}
[ 2025-01-10 10:06:34 ] 67815399ebec5 <- {"status":"success","response":{"id_process":2980,"etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"{\"reference\":\"BL6661WgDO8667\",\"link\":\"https:\\\/\\\/sandboxpol.mit.com.mx\\\/i\\\/e9aw4MK\"}","user_fixer":null},"code":200}
[ 2025-01-10 10:06:34 ] 67815399eccc2 <- {"status":"success","response":{"found":true,"attempt":0,"approved":false,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:06:39 ] 6781539f641c0 /api/mx/validate-payment
[ 2025-01-10 10:06:39 ] 6781539f641c0 -> {"reference":"BL6661WgDO8667"}
[ 2025-01-10 10:06:39 ] 6781539f641c0 <- {"status":"success","response":{"found":true,"attempt":0,"approved":false,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:06:44 ] 678153a4cfcbd /api/mx/validate-payment
[ 2025-01-10 10:06:44 ] 678153a4cfcbd -> {"reference":"BL6661WgDO8667"}
[ 2025-01-10 10:06:44 ] 678153a4cfcbd <- {"status":"success","response":{"found":true,"attempt":0,"approved":false,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:06:47 ] 678153a76e9d6 /api/mx/purchase/charge-mit
[ 2025-01-10 10:06:47 ] 678153a76e9d6 -> {"mode":"approved","reference":"BL6661WgDO8667"}
[ 2025-01-10 10:06:47 ] 678153a76e9d6 <- {"status":"success","response":true,"code":200}
[ 2025-01-10 10:06:50 ] 678153aa4c64c /api/mx/validate-payment
[ 2025-01-10 10:06:50 ] 678153aa4c64c -> {"reference":"BL6661WgDO8667"}
[ 2025-01-10 10:06:50 ] 678153aa4c64c <- {"status":"success","response":{"found":true,"attempt":1,"approved":true,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:06:50 ] 678153aa9c01f /api/mx/dashboard-process
[ 2025-01-10 10:06:50 ] 678153aa9c01f -> {"option":"saveTask","id":"2980","task":"validate-payment","status":"completed","message":1,"data":"BL6661WgDO8667","error":""}
[ 2025-01-10 10:06:50 ]  <- null
[ 2025-01-10 10:06:50 ] 678153aa9c01f <- {"status":"success","response":{"id_process":2980,"etapa":"validate-payment","status":"completed","message":"Validate payment completed","technical_error":"","task_data":"\"BL6661WgDO8667\"","user_fixer":null},"code":200}
[ 2025-01-10 10:06:50 ] 678153aad51ff /api/mx/checkout/BL6661WgDO8667
[ 2025-01-10 10:06:50 ] 678153aad51ff -> []
[ 2025-01-10 10:06:51 ] 678153aad51ff <- {"status":"success","response":{"product":"Boat-Liability","certificate_number":"MX00BLHG006217","email":"test@example.com","authCode":"0SNBX1","hash":"0c9f2480e5"},"code":200}
[ 2025-01-10 10:06:52 ] 678153acf32c1 /api/mx/dashboard-process
[ 2025-01-10 10:06:52 ] 678153acf32c1 -> {"option":"saveTask","id":"2980","task":"purchase-success","status":"completed","message":1,"data":{"email":"test@example.com","certificateNumber":"MX00BLHG006217","authCode":"0SNBX1"}}
[ 2025-01-10 10:06:53 ] 678153acf32c1 <- {"status":"success","response":{"id_process":2980,"etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"test@example.com\",\"certificateNumber\":\"MX00BLHG006217\",\"authCode\":\"0SNBX1\"}","user_fixer":null},"code":200}
[ 2025-01-10 10:06:59 ] 678153b380b69 /api/mx/customers
[ 2025-01-10 10:06:59 ] 678153b380b69 -> {"id":"26744","option":"getContacts"}
[ 2025-01-10 10:06:59 ] 678153b380c67 /api/mx/customers
[ 2025-01-10 10:06:59 ] 678153b380c67 -> {"id_client":"26744","option":"getQuotes"}
[ 2025-01-10 10:06:59 ] 678153b38b1fd /api/mx/services/validate-info
[ 2025-01-10 10:06:59 ] 678153b38b1fd -> {"id_client":"26744","option":"valid_information"}
[ 2025-01-10 10:06:59 ] 678153b38b1fd <- {"status":"success","response":{"toFill":["client_gender"],"status":"need data"},"code":200}
[ 2025-01-10 10:06:59 ] 678153b39e5dd /api/mx/customers
[ 2025-01-10 10:06:59 ] 678153b39e5dd -> {"id":"26744","option":"verifyStatus"}
[ 2025-01-10 10:06:59 ] 678153b39f7be /api/mx/services/client-profile
[ 2025-01-10 10:06:59 ] 678153b39f7be -> {"id_client":"26744"}
[ 2025-01-10 10:06:59 ] 678153b39f7be <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Dulce Test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(555) 875-5555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\"><\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/26744\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006215\/ea2753f6ac\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006215<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NjU=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006215?v20250110100659\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006217\/0c9f2480e5\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006217<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton1\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton1\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NzA=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006217?v20250110100659\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>2 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjY3NDQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjY3NDQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjY3NDQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/26744\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":2,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"26744","message":"","return":"true"},"code":200}
[ 2025-01-10 10:07:13 ] 678153c1e4a24 /api/mx/services/validate-info
[ 2025-01-10 10:07:13 ] 678153c1e4a24 -> {"id_client":"26744","option":"valid_information"}
[ 2025-01-10 10:07:13 ] 678153c1e4d35 /api/mx/services/client-profile
[ 2025-01-10 10:07:13 ] 678153c1e4d35 -> {"id_client":"26744"}
[ 2025-01-10 10:07:13 ] 678153c1e586c /api/mx/customers
[ 2025-01-10 10:07:13 ] 678153c1e586c -> {"id":"26744","option":"getContacts"}
[ 2025-01-10 10:07:13 ] 678153c1e4a24 <- {"status":"success","response":{"toFill":["client_gender"],"status":"need data"},"code":200}
[ 2025-01-10 10:07:14 ] 678153c1e4d35 <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Dulce Test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(555) 875-5555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\"><\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/26744\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006215\/ea2753f6ac\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006215<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NjU=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006215?v20250110100713\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006217\/0c9f2480e5\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006217<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton1\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton1\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NzA=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006217?v20250110100713\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>2 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjY3NDQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjY3NDQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjY3NDQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/26744\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":2,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"26744","message":"","return":"true"},"code":200}
[ 2025-01-10 10:07:14 ] 678153c209685 /api/mx/customers
[ 2025-01-10 10:07:14 ] 678153c209685 -> {"id":"26744","option":"verifyStatus"}
[ 2025-01-10 10:07:14 ] 678153c20a665 /api/mx/customers
[ 2025-01-10 10:07:14 ] 678153c20a665 -> {"id_client":"26744","option":"getQuotes"}
[ 2025-01-10 10:07:30 ]  <- null
[ 2025-01-10 10:07:30 ]  <- null
[ 2025-01-10 10:07:30 ]  <- null
[ 2025-01-10 10:07:31 ]  <- null
[ 2025-01-10 10:07:31 ]  <- null
[ 2025-01-10 10:07:31 ] 678153d32871b /api/mx/customers
[ 2025-01-10 10:07:31 ] 678153d32871b -> {"id":"26744","option":"verifyStatus"}
[ 2025-01-10 10:07:31 ] 678153d32ac16 /api/mx/services/validate-info
[ 2025-01-10 10:07:31 ] 678153d32ac16 -> {"id_client":"26744","option":"valid_information"}
[ 2025-01-10 10:07:31 ] 678153d32ac16 <- {"status":"success","response":{"toFill":["client_gender"],"status":"need data"},"code":200}
[ 2025-01-10 10:07:31 ] 678153d337c3f /api/mx/services/client-profile
[ 2025-01-10 10:07:31 ] 678153d337c3f -> {"id_client":"26744"}
[ 2025-01-10 10:07:31 ] 678153d33ec4f /api/mx/customers
[ 2025-01-10 10:07:31 ] 678153d33ec4f -> {"id_client":"26744","option":"getQuotes"}
[ 2025-01-10 10:07:31 ] 678153d337c3f <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Dulce Test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(555) 875-5555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\"><\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/26744\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006215\/ea2753f6ac\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006215<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NjU=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006215?v20250110100731\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006217\/0c9f2480e5\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006217<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton1\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton1\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NzA=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006217?v20250110100731\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>2 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjY3NDQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjY3NDQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjY3NDQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/26744\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":2,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"26744","message":"","return":"true"},"code":200}
[ 2025-01-10 10:07:31 ] 678153d34c97e /api/mx/customers
[ 2025-01-10 10:07:31 ] 678153d34c97e -> {"id":"26744","option":"getContacts"}
[ 2025-01-10 10:07:38 ] 678153dad14f5 /api/mx/services/search
[ 2025-01-10 10:07:38 ] 678153dad14f5 -> {"search":"romero","option":"search_of_clients"}
[ 2025-01-10 10:07:38 ] 678153dad14f5 <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 32<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/25735\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Ernesto A  Romero  Pujol<\/span> <span class=\"text-muted\">|<\/span> casanova3030@hotmail.com<\/a><a href=\"\/mx\/customer-profile\/23819\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Luis Alberto  Romero  Chavez<\/span> <span class=\"text-muted\">|<\/span> cinthia.luquin@gmail.com<\/a><a href=\"\/mx\/customer-profile\/4155\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Carlos Domingo Sanchez Romero<\/span> <span class=\"text-muted\">|<\/span> sabrina@novamar.net<\/a><a href=\"\/mx\/customer-profile\/1890\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Salvador Abraham Romero Rubio<\/span> <span class=\"text-muted\">|<\/span> jodyperry.mx@gmail.com<\/a><a href=\"\/mx\/customer-profile\/26375\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jesus Romero Perez<\/span> <span class=\"text-muted\">|<\/span> cinthia@avilianinsurance.com<\/a><a href=\"\/mx\/customer-profile\/26213\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Marco Alberto Romero <\/span> <span class=\"text-muted\">|<\/span> marcoaromero007@gmail.com<\/a><a href=\"\/mx\/customer-profile\/25624\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Victor Manuel Romero <\/span> <span class=\"text-muted\">|<\/span> cinthia@avilianinsurance.com<\/a><a href=\"\/mx\/customer-profile\/24881\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Yei Romero <\/span> <span class=\"text-muted\">|<\/span> ing.romgut@gmail.com<\/a><a href=\"\/mx\/customer-profile\/24532\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Pablo  Romero  <\/span> <span class=\"text-muted\">|<\/span> Pablo@hotelvallartashores.com<\/a><a href=\"\/mx\/customer-profile\/24443\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Gildardo Romero <\/span> <span class=\"text-muted\">|<\/span> Serenitybytheoceanfront@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/24267\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Bertha Romero <\/span> <span class=\"text-muted\">|<\/span> betty.romero@symmetryenergy.com<\/a><a href=\"\/mx\/customer-profile\/21720\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Catherine Romero <\/span> <span class=\"text-muted\">|<\/span> martha@tijuanabariatrics.com<\/a><a href=\"\/mx\/customer-profile\/21110\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Mark Anthony  Romero  <\/span> <span class=\"text-muted\">|<\/span> pepemark35@gmail.com<\/a><a href=\"\/mx\/customer-profile\/19228\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Martin  Romero <\/span> <span class=\"text-muted\">|<\/span> runandfish@hotmail.com<\/a><a href=\"\/mx\/customer-profile\/16480\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Rosa Romero <\/span> <span class=\"text-muted\">|<\/span> martha@tijuanabariatrics.com<\/a><a href=\"\/mx\/customer-profile\/669\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jose Ignacio Romero Alcantar<\/span> <span class=\"text-muted\">|<\/span> nora.macias@hospitalnova.com.mx<\/a><a href=\"\/mx\/customer-profile\/6593\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">ARMANDO ROMERO <\/span> <span class=\"text-muted\">|<\/span> aromero@brokernationre.com<\/a><a href=\"\/mx\/customer-profile\/9302\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">John Romero <\/span> <span class=\"text-muted\">|<\/span> esantamariamimila@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/9305\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Christa Romero <\/span> <span class=\"text-muted\">|<\/span> esantamariamimila@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/9420\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Michel  Romero <\/span> <span class=\"text-muted\">|<\/span> <\/a><a href=\"\/mx\/customer-profile\/9458\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Ozena Charters, Inc.<\/span> <span class=\"text-muted\">|<\/span> ozenacharters@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/10510\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Logan Romero <\/span> <span class=\"text-muted\">|<\/span> brookrom@hotmail.com<\/a><a href=\"\/mx\/customer-profile\/11359\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Desiree  Romero <\/span> <span class=\"text-muted\">|<\/span> info@renewbariatrics.com<\/a><a href=\"\/mx\/customer-profile\/12317\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Tamela Romero <\/span> <span class=\"text-muted\">|<\/span> esantamariamimila@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/16398\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Paul Romero <\/span> <span class=\"text-muted\">|<\/span> paulromero64@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/17246\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Rebecca Romero <\/span> <span class=\"text-muted\">|<\/span> martha@tijuanabariatrics.com<\/a><a href=\"\/mx\/customer-profile\/21532\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Francisco javier Romero chavez <\/span> <span class=\"text-muted\">|<\/span> Fcojavierromero175@gmail.com<\/a><a href=\"\/mx\/customer-profile\/10356\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Yei Romero Gutierrez <\/span> <span class=\"text-muted\">|<\/span> ing.romgut@gmail.com<\/a><a href=\"\/mx\/customer-profile\/24714\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Yei TEST Romero TEST <\/span> <span class=\"text-muted\">|<\/span> ing.romgut@gmail.com<\/a><a href=\"\/mx\/customer-profile\/26743\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Yei Romero TEST <\/span> <span class=\"text-muted\">|<\/span> ing.romgut@gmail.com<\/a><a href=\"\/mx\/customer-profile\/26493\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Katherine Lindsay Romero-Blackwell <\/span> <span class=\"text-muted\">|<\/span> klrblackwell@gmail.com<\/a><a href=\"\/mx\/customer-profile\/22379\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Timothy Romero01011963 <\/span> <span class=\"text-muted\">|<\/span> Manford57@yahoo.com<\/a><div>"},"code":200}
[ 2025-01-10 10:07:40 ] 678153dc9c11f /api/mx/services/validate-info
[ 2025-01-10 10:07:40 ] 678153dc9c11f -> {"id_client":"23819","option":"valid_information"}
[ 2025-01-10 10:07:40 ] 678153dc9f1c0 /api/mx/customers
[ 2025-01-10 10:07:40 ] 678153dc9f1c0 -> {"id":"23819","option":"verifyStatus"}
[ 2025-01-10 10:07:40 ] 678153dca5763 /api/mx/services/client-profile
[ 2025-01-10 10:07:40 ] 678153dca5763 -> {"id_client":"23819"}
[ 2025-01-10 10:07:40 ] 678153dc9c11f <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 10:07:40 ] 678153dca5763 <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Luis Alberto  Romero  Chavez<\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:cinthia.luquin@gmail.com\"><span id=\"email\">cinthia.luquin@gmail.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(322) 159-6652<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\">Av Mayto , 48400, Cabo Corrientes, Jalisco, Mexico<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/23819\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Resident Auto<\/td>\n\t\t\t\t\t<td>040540293384000000<\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00RAJC001571\/48482340ad\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00RAJC001571<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Feb 22, 2024 - Feb 22, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjM4MTk=*Mjg2MjY=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/resident-auto-ws-qualitas\/23819\/MX00RAJC001571?v20250110100740\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>1 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjM4MTk=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjM4MTk=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjM4MTk=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/23819\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":1,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"23819","message":"","return":"true"},"code":200}
[ 2025-01-10 10:07:40 ] 678153dcb8d27 /api/mx/customers
[ 2025-01-10 10:07:40 ] 678153dcb8d27 -> {"id_client":"23819","option":"getQuotes"}
[ 2025-01-10 10:07:40 ] 678153dcba885 /api/mx/customers
[ 2025-01-10 10:07:40 ] 678153dcba885 -> {"id":"23819","option":"getContacts"}
[ 2025-01-10 10:08:53 ] 67815425c6ccd /api/mx/reports
[ 2025-01-10 10:08:53 ] 67815425c6ccd -> {"product":"BL","startDate":"01\/01\/2025","endDate":"01\/10\/2025","action":"printInformation","type":"settlement"}
[ 2025-01-10 10:08:53 ] 67815425c6ccd <- {"status":"success","response":{"html":"\n\t\t<div class=\"d-flex justify-content-center align-items-center mb-4\" style=\"gap: 10px\">\n\t\t\t<label>Download Report<\/label>\n\t\t\t<button id=\"btnExcelReport\" data-excel-product=\"BL\" data-excel-start-date=\"01\/01\/2025\" data-excel-end-date=\"01\/10\/2025\" data-excel-insurance-company=\"\" class=\"p-0 btn btn-large rounded-circle teal d-flex align-items-center justify-content-center add-circle\"><i class=\"fa fa-cloud-download text-white fs-4\" aria-hidden=\"true\"><\/i><\/button>\n\t\t<\/div>\n\t\t\t\t<table class=\"table\">\n\t\t\t\t\t\t<thead>\n\t\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t\t<th>Insured Name<\/th>\n\t\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t\t<th>Effective Date<\/th>\n\t\t\t\t\t\t\t\t<th>Total Premium<\/th>\n\t\t\t\t\t\t\t\t<th>Reference<\/th>\n\t\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Bruce Senay<\/td>\n\t\t\t\t\t\t\t<td>MX00BLFL005078-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-29<\/td>\n\t\t\t\t\t\t\t<td>316.320<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Wayne Daley<\/td>\n\t\t\t\t\t\t\t<td>MX00BLAB004501-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-31<\/td>\n\t\t\t\t\t\t\t<td>357.190<\/td>\n\t\t\t\t\t\t\t<td>Expats In Mexico<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Daniel Heilig<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLWY005732-3<\/td>\n\t\t\t\t\t\t\t<td>2025-01-26<\/td>\n\t\t\t\t\t\t\t<td>198.190<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Timothy Lamarre<\/td>\n\t\t\t\t\t\t\t<td>MX00BLCA006204<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>646.290<\/td>\n\t\t\t\t\t\t\t<td>Google Ads<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Benjamin Shaw<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLCA006205<\/td>\n\t\t\t\t\t\t\t<td>2025-01-20<\/td>\n\t\t\t\t\t\t\t<td>177.100<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Robert Lawrence Rouner<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLTX006206<\/td>\n\t\t\t\t\t\t\t<td>2025-01-16<\/td>\n\t\t\t\t\t\t\t<td>231.370<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Brian Alexander Smith<\/td>\n\t\t\t\t\t\t\t<td>MXDYBLCA005730-2<\/td>\n\t\t\t\t\t\t\t<td>2025-02-01<\/td>\n\t\t\t\t\t\t\t<td>536.150<\/td>\n\t\t\t\t\t\t\t<td>Sales Representative - novamar-insurance<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Frank Pomeroy Frost Jr<\/td>\n\t\t\t\t\t\t\t<td>MX00BLCA006207<\/td>\n\t\t\t\t\t\t\t<td>2025-01-02<\/td>\n\t\t\t\t\t\t\t<td>131.030<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Duncan Spriggs<\/td>\n\t\t\t\t\t\t\t<td>MX00BLYT006208<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>4151.150<\/td>\n\t\t\t\t\t\t\t<td>Other - Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Blaine Southward<\/td>\n\t\t\t\t\t\t\t<td>MX00BLBS006209<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>237.210<\/td>\n\t\t\t\t\t\t\t<td>Other - Another Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John Ritchie<\/td>\n\t\t\t\t\t\t\t<td>MX00BLBC006210<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>198.190<\/td>\n\t\t\t\t\t\t\t<td>Reissued<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Paul Pinter<\/td>\n\t\t\t\t\t\t\t<td>MXBKBLAZ004383-5<\/td>\n\t\t\t\t\t\t\t<td>2025-01-03<\/td>\n\t\t\t\t\t\t\t<td>70.600<\/td>\n\t\t\t\t\t\t\t<td>Other<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Mark B  Heintz & Isurus, LLC <\/td>\n\t\t\t\t\t\t\t<td>MX00BLCA004398-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-11<\/td>\n\t\t\t\t\t\t\t<td>844.710<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Rock Berube<\/td>\n\t\t\t\t\t\t\t<td>MX00BLOA006211<\/td>\n\t\t\t\t\t\t\t<td>2025-01-06<\/td>\n\t\t\t\t\t\t\t<td>198.190<\/td>\n\t\t\t\t\t\t\t<td>Expats In Mexico<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Reel Cast Cabo LLC<\/td>\n\t\t\t\t\t\t\t<td>MX00BLCO004495-4<\/td>\n\t\t\t\t\t\t\t<td>2025-01-31<\/td>\n\t\t\t\t\t\t\t<td>443.920<\/td>\n\t\t\t\t\t\t\t<td>Already Client<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Gary Wayne Young<\/td>\n\t\t\t\t\t\t\t<td>MX00BLWA006212<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>316.320<\/td>\n\t\t\t\t\t\t\t<td>Word Of Mouth<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>John Howarth<\/td>\n\t\t\t\t\t\t\t<td>MX00BLJA006213<\/td>\n\t\t\t\t\t\t\t<td>2025-01-07<\/td>\n\t\t\t\t\t\t\t<td>316.320<\/td>\n\t\t\t\t\t\t\t<td>Internet Web Search<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Dulce Test<\/td>\n\t\t\t\t\t\t\t<td>MX00BLHG006215<\/td>\n\t\t\t\t\t\t\t<td>2025-01-23<\/td>\n\t\t\t\t\t\t\t<td>177.100<\/td>\n\t\t\t\t\t\t\t<td>Other - ytfjgv<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<td>Dulce Test<\/td>\n\t\t\t\t\t\t\t<td>MX00BLHG006217<\/td>\n\t\t\t\t\t\t\t<td>2025-01-23<\/td>\n\t\t\t\t\t\t\t<td>159.090<\/td>\n\t\t\t\t\t\t\t<td>Other - ytfjgv<\/td>\n\t\t\t\t\t\t<\/tr><\/tbody>\n\t\t\t\t<\/table>\n\t\t\t\t","count":19},"code":200}
[ 2025-01-10 10:08:56 ] 6781542853aa6 /api/mx/reports
[ 2025-01-10 10:08:56 ] 6781542853aa6 -> {"type":"settlement","product":"BL","startDate":"01\/01\/2025","endDate":"01\/10\/2025","insuranceCompany":""}
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[ 2025-01-10 10:08:57 ] 67815429d7d5d /api/mx/delete-document
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[ 2025-01-10 10:08:57 ] 67815429d7d5d <- {"status":"success","response":"File deleted successfully","code":"200"}
[ 2025-01-10 10:13:48 ] 6781554c2f2a8 /api/mx/dashboard-process
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[ 2025-01-10 10:13:48 ] 6781554c2f473 /api/mx/validate-payment
[ 2025-01-10 10:13:48 ] 6781554c2f473 -> {"reference":"BL6661WgDO8667"}
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[ 2025-01-10 10:13:48 ] 6781554c2f473 <- {"status":"success","response":{"found":false,"attempt":0,"approved":false,"error":"Invalid reference","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:13:49 ]  <- null
[ 2025-01-10 10:13:49 ] 6781554d69c27 /api/mx/blog-service
[ 2025-01-10 10:13:49 ] 6781554d69c27 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 10:13:49 ] 6781554d69c27 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 10:13:49 ] 6781554dae05f /api/mx/blog-service
[ 2025-01-10 10:13:49 ] 6781554dae05f -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 10:13:49 ] 6781554dae05f <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 10:13:50 ] 6781554e0b0ae /api/mx/catalog/products
[ 2025-01-10 10:13:50 ] 6781554e0b0ae -> {"product":"Boat Liability","catalog":"marinas"}
[ 2025-01-10 10:13:50 ] 6781554e0b0ae <- {"status":"success","response":{"content":{"Baja California":[{"id":2,"name":"Marina Coral"},{"id":3,"name":"Marina Baja Naval"},{"id":4,"name":"Hutchison Ports ECV Marina"},{"id":5,"name":"Marina FONATUR - San Felipe"},{"id":1,"name":"Marina Puerto Salina"}],"Baja California Sur":[{"id":12,"name":"Marina Puerto Los Cabos"},{"id":17,"name":"Marina FONATUR - La Paz"},{"id":16,"name":"Marina FONATUR - Santa Rosal\u00eda"},{"id":15,"name":"Marina Cabo Riviera"},{"id":14,"name":"Marina del Rey"},{"id":13,"name":"Marinas de Baja"},{"id":11,"name":"Marina CostaBaja"},{"id":10,"name":"Marina Cortez"},{"id":9,"name":"Marina Cabo San Lucas"},{"id":8,"name":"Marina de La Paz"},{"id":7,"name":"Marina Palmira"},{"id":6,"name":"Marina Puerto Escondido"}],"Chiapas":[{"id":18,"name":"Marina Chiapas"}],"Colima":[{"id":19,"name":"Marina Las Hadas"},{"id":20,"name":"Marina Puerto de la Navidad"}],"Guerrero":[{"id":24,"name":"Marina Acapulco"},{"id":23,"name":"Marina Ixtapa"},{"id":21,"name":"Marina Puerto Mio"},{"id":22,"name":"Club de Yates Acapulco"}],"Jalisco":[{"id":25,"name":"Marina Isla, Puerto y Punta Iguana"},{"id":26,"name":"Marina Vallarta"},{"id":27,"name":"Opequimar"}],"Nayarit":[{"id":28,"name":"Marina Nuevo Vallarta"},{"id":29,"name":"Marina Riviera Nayarit"},{"id":30,"name":"Marina Paradise Village"},{"id":31,"name":"Marina Pueblo N\u00e1utico"},{"id":32,"name":"Marina FONATUR - San Blas"}],"Oaxaca":[{"id":33,"name":"Marina FONATUR - Chahu\u00e9"}],"Quintana Roo":[{"id":35,"name":"Marina Puerto Aventuras"},{"id":38,"name":"Marina FONATUR - Cozumel"},{"id":37,"name":"Puerto Isla Mujeres"},{"id":34,"name":"La Amada Marina"}],"Sinaloa":[{"id":39,"name":"Marina Mazatl\u00e1n"},{"id":40,"name":"Marina El Cid Mazatl\u00e1n"},{"id":41,"name":"Marina FONATUR - Mazatl\u00e1n"}],"Sonora":[{"id":42,"name":"Marina San Carlos"},{"id":43,"name":"Marina Puerto Pe\u00f1asco"},{"id":44,"name":"Marina FONATUR - Puerto Pe\u00f1asco"},{"id":45,"name":"Marina FONATUR - Guaymas"},{"id":46,"name":"Marina Real"}]}},"code":200}
[ 2025-01-10 10:13:52 ]  <- null
[ 2025-01-10 10:13:53 ] 67815551080fc /api/mx/catalog/products
[ 2025-01-10 10:13:53 ] 67815551080fc -> {"product":"Boat Liability","catalog":"marinas"}
[ 2025-01-10 10:13:53 ] 67815551080fc <- {"status":"success","response":{"content":{"Baja California":[{"id":2,"name":"Marina Coral"},{"id":3,"name":"Marina Baja Naval"},{"id":4,"name":"Hutchison Ports ECV Marina"},{"id":5,"name":"Marina FONATUR - San Felipe"},{"id":1,"name":"Marina Puerto Salina"}],"Baja California Sur":[{"id":12,"name":"Marina Puerto Los Cabos"},{"id":17,"name":"Marina FONATUR - La Paz"},{"id":16,"name":"Marina FONATUR - Santa Rosal\u00eda"},{"id":15,"name":"Marina Cabo Riviera"},{"id":14,"name":"Marina del Rey"},{"id":13,"name":"Marinas de Baja"},{"id":11,"name":"Marina CostaBaja"},{"id":10,"name":"Marina Cortez"},{"id":9,"name":"Marina Cabo San Lucas"},{"id":8,"name":"Marina de La Paz"},{"id":7,"name":"Marina Palmira"},{"id":6,"name":"Marina Puerto Escondido"}],"Chiapas":[{"id":18,"name":"Marina Chiapas"}],"Colima":[{"id":19,"name":"Marina Las Hadas"},{"id":20,"name":"Marina Puerto de la Navidad"}],"Guerrero":[{"id":24,"name":"Marina Acapulco"},{"id":23,"name":"Marina Ixtapa"},{"id":21,"name":"Marina Puerto Mio"},{"id":22,"name":"Club de Yates Acapulco"}],"Jalisco":[{"id":25,"name":"Marina Isla, Puerto y Punta Iguana"},{"id":26,"name":"Marina Vallarta"},{"id":27,"name":"Opequimar"}],"Nayarit":[{"id":28,"name":"Marina Nuevo Vallarta"},{"id":29,"name":"Marina Riviera Nayarit"},{"id":30,"name":"Marina Paradise Village"},{"id":31,"name":"Marina Pueblo N\u00e1utico"},{"id":32,"name":"Marina FONATUR - San Blas"}],"Oaxaca":[{"id":33,"name":"Marina FONATUR - Chahu\u00e9"}],"Quintana Roo":[{"id":35,"name":"Marina Puerto Aventuras"},{"id":38,"name":"Marina FONATUR - Cozumel"},{"id":37,"name":"Puerto Isla Mujeres"},{"id":34,"name":"La Amada Marina"}],"Sinaloa":[{"id":39,"name":"Marina Mazatl\u00e1n"},{"id":40,"name":"Marina El Cid Mazatl\u00e1n"},{"id":41,"name":"Marina FONATUR - Mazatl\u00e1n"}],"Sonora":[{"id":42,"name":"Marina San Carlos"},{"id":43,"name":"Marina Puerto Pe\u00f1asco"},{"id":44,"name":"Marina FONATUR - Puerto Pe\u00f1asco"},{"id":45,"name":"Marina FONATUR - Guaymas"},{"id":46,"name":"Marina Real"}]}},"code":200}
[ 2025-01-10 10:14:09 ] 67815561338e7 /api/mx/product
[ 2025-01-10 10:14:09 ] 67815561338e7 -> {"product":"Boat Liability","term":"90","boatType":"Powerboat","currency":"usd","option":"Quote"}
[ 2025-01-10 10:14:09 ] 67815561338e7 <- {"status":"success","response":{"Chubb":{"content":[{"plan":"A","totalPremium":"159.09","totalPremiumFormated":"159.09","sumAssured":"50,000.00","currency":"USD","liability":50000},{"plan":"B","totalPremium":"188.01","totalPremiumFormated":"188.01","sumAssured":"100,000.00","currency":"USD","liability":100000},{"plan":"C","totalPremium":"245.83","totalPremiumFormated":"245.83","sumAssured":"200,000.00","currency":"USD","liability":200000},{"plan":"D","totalPremium":"274.75","totalPremiumFormated":"274.75","sumAssured":"300,000.00","currency":"USD","liability":300000},{"plan":"E","totalPremium":"139.57","totalPremiumFormated":"139.57","sumAssured":"50,000.00","currency":"USD","liability":50000},{"plan":"F","totalPremium":"144.64","totalPremiumFormated":"144.64","sumAssured":"25,000.00","currency":"USD","liability":25000}],"error":""}},"code":200}
[ 2025-01-10 10:14:10 ] 678155627682d /api/mx/prospect/record
[ 2025-01-10 10:14:10 ] 678155627682d -> {"firstNameContact":"Dulce","lastNameContact":"Test","email":"test@example.com","phone":"5558755555","aboutUs":"Novamar U.S.","address":"","city":"","state":"","nationality":"Canadian","boatType":"Powerboat","boatTerm":"90","product":"BL","prospect":"","distributor":"","distributorLink":"","referer":"https:\/\/newnim.novamar.info\/","campaign":"none","source":"none","yearBuilt":"2014","renewData":"","issuingStatus":"","reissuedData":"","optionsValids":["A","B","C","D","E","F"],"pricesQuoted":"[A 50k : 159.09] - [B 100k : 188.01] - [C 200k : 245.83] - [D 300k : 274.75] - [E 50k : 139.57] - [F 25k : 144.64] - ","quoteResponse":"[{\"plan\":\"A\",\"totalPremium\":\"159.09\",\"totalPremiumFormated\":\"159.09\",\"sumAssured\":\"50,000.00\",\"currency\":\"USD\",\"liability\":50000},{\"plan\":\"B\",\"totalPremium\":\"188.01\",\"totalPremiumFormated\":\"188.01\",\"sumAssured\":\"100,000.00\",\"currency\":\"USD\",\"liability\":100000},{\"plan\":\"C\",\"totalPremium\":\"245.83\",\"totalPremiumFormated\":\"245.83\",\"sumAssured\":\"200,000.00\",\"currency\":\"USD\",\"liability\":200000},{\"plan\":\"D\",\"totalPremium\":\"274.75\",\"totalPremiumFormated\":\"274.75\",\"sumAssured\":\"300,000.00\",\"currency\":\"USD\",\"liability\":300000},{\"plan\":\"E\",\"totalPremium\":\"139.57\",\"totalPremiumFormated\":\"139.57\",\"sumAssured\":\"50,000.00\",\"currency\":\"USD\",\"liability\":50000},{\"plan\":\"F\",\"totalPremium\":\"144.64\",\"totalPremiumFormated\":\"144.64\",\"sumAssured\":\"25,000.00\",\"currency\":\"USD\",\"liability\":25000}]","currency":"Dollars","termText":"3 Months","boatTypeText":"Powerboat less than 45 feet","yearBuiltText":"2014"}
[ 2025-01-10 10:14:10 ] 678155627682d <- {"status":"success","response":{"prospect":23138,"quoteNumber":"NQBL250110-565","idClient":26744},"code":200}
[ 2025-01-10 10:15:22 ] 678155aa6f931 /api/mx/renewal
[ 2025-01-10 10:15:22 ] 678155aa6f931 -> {"product":"BL","option":"RenewalFilter","hullId":"09088gkddss","boatTerm":"90","entranceDate":"01\/23\/2025"}
[ 2025-01-10 10:15:22 ] 678155aa6f931 <- {"status":"success","response":{"message":"no found"},"code":200}
[ 2025-01-10 10:15:25 ] 678155ad66c28 /api/mx/policies-order
[ 2025-01-10 10:15:25 ] 678155ad66c28 -> {"currency":"Dollars","firstNameContact":"Dulce","lastNameContact":"Test","email":"test@example.com","phone":"5558755555","nationality":"Canadian","boatTerm":"90","boatType":"Powerboat","yearBuilt":"2014","aboutUs":"Novamar U.S.","ownerType":"Company","firstName":"Dulce","lastName":"Test","company":"Boat Test Company","additionalInsured":"No","otherInsured":"","birthday":"09\/16\/1987","gender":"Male","country":"Mexico","postalCode":"42256","state":"Hidalgo","city":"Pacula","address":"123 Main St","charging":"No","business":"No","mexicanCard":"","entranceDate":"01\/23\/2025","vessel":"test dsfa","destinationPort":"ghgh","manufacturer":"ghfh","boatModel":"Sail","engineType":"Diesel","hullType":"FRP (Fiber reinforced plastic)","engineHp":"889","registration":"gdfgdh","hullId":"09088gkddss","lengthFeet":"44","beam":"8","marina":"11","flag":"Afghanistan","tender":"0","tenderManufacturer1":"","tenderLength1":"","tenderHp1":"","tenderManufacturer2":"","tenderLength2":"","tenderHp2":"","tenderManufacturer3":"","tenderLength3":"","tenderHp3":"","product":"Boat Liability","distributorCode":"","distributor":"","distributorLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/","campaign":"none","source":"none","prospect":"23138","prospectSicas":"","contactSicas":"","renewData":"","beforePayDataReference":"","issuingStatus":"","reissuedData":"","id_client":"26744","quoteNumber":"NQBL250110-565","price":"245.83","liability":"200000","plan":"C","marinaName":"Marina CostaBaja"}
[ 2025-01-10 10:15:25 ] 678155ad66c28 <- {"status":"success","response":{"date":"Jan 10, 2025 10:15:25","data":{"orderId":"BL6661MsQu8732","total":"24583","digest":"3ddfb4108039776e73e15dc2eb5eb756c42516df","currency":840,"fullName":"Dulce Test","amount":"245.83"},"message":""},"code":200}
[ 2025-01-10 10:15:25 ] 678155ada3b51 /api/mx/save-session
[ 2025-01-10 10:15:25 ] 678155ada3b51 -> {"currency":"Dollars","firstNameContact":"","lastNameContact":"Test","email":"test@example.com","phone":"5558755555","nationality":"Canadian","boatTerm":"90","boatType":"Powerboat","yearBuilt":"2014","aboutUs":"Novamar U.S.","ownerType":"Company","firstName":"","lastName":"Test","company":"Boat Test Company","additionalInsured":"No","otherInsured":"","birthday":"09\/16\/1987","gender":"Male","country":"Mexico","postalCode":"42256","state":"Hidalgo","city":"Pacula","address":"123 Main St","charging":"No","business":"No","mexicanCard":"","entranceDate":"01\/23\/2025","vessel":"test dsfa","destinationPort":"ghgh","manufacturer":"ghfh","boatModel":"Sail","engineType":"Diesel","hullType":"FRP (Fiber reinforced plastic)","engineHp":"889","registration":"gdfgdh","hullId":"09088gkddss","lengthFeet":"44","beam":"8","marina":"11","flag":"Afghanistan","tender":"0","tenderManufacturer1":"","tenderLength1":"","tenderHp1":"","tenderManufacturer2":"","tenderLength2":"","tenderHp2":"","tenderManufacturer3":"","tenderLength3":"","tenderHp3":"","product":"Boat Liability","distributorCode":"","distributor":"","distributorLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/","campaign":"none","source":"none","prospect":"23138","prospectSicas":"","contactSicas":"","renewData":"","beforePayDataReference":"BL6661MsQu8732","issuingStatus":"","reissuedData":"","id_client":"26744","quoteNumber":"NQBL250110-565","price":"245.83","liability":"200000","plan":"PLAN C","marinaName":"Marina CostaBaja"}
[ 2025-01-10 10:15:25 ] 678155ada3b51 <- {"status":"success","response":{"message":"Success","process":{"id_process":2981,"etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"currency\":\"Dollars\",\"firstNameContact\":\"\",\"lastNameContact\":\"Test\",\"email\":\"test@example.com\",\"phone\":\"5558755555\",\"nationality\":\"Canadian\",\"boatTerm\":\"90\",\"boatType\":\"Powerboat\",\"yearBuilt\":\"2014\",\"aboutUs\":\"Novamar U.S.\",\"ownerType\":\"Company\",\"firstName\":\"\",\"lastName\":\"Test\",\"company\":\"Boat Test Company\",\"additionalInsured\":\"No\",\"otherInsured\":\"\",\"birthday\":\"09\\\/16\\\/1987\",\"gender\":\"Male\",\"country\":\"Mexico\",\"postalCode\":\"42256\",\"state\":\"Hidalgo\",\"city\":\"Pacula\",\"address\":\"123 Main St\",\"charging\":\"No\",\"business\":\"No\",\"mexicanCard\":\"\",\"entranceDate\":\"01\\\/23\\\/2025\",\"vessel\":\"test dsfa\",\"destinationPort\":\"ghgh\",\"manufacturer\":\"ghfh\",\"boatModel\":\"Sail\",\"engineType\":\"Diesel\",\"hullType\":\"FRP (Fiber reinforced plastic)\",\"engineHp\":\"889\",\"registration\":\"gdfgdh\",\"hullId\":\"09088gkddss\",\"lengthFeet\":\"44\",\"beam\":\"8\",\"marina\":\"11\",\"flag\":\"Afghanistan\",\"tender\":\"0\",\"tenderManufacturer1\":\"\",\"tenderLength1\":\"\",\"tenderHp1\":\"\",\"tenderManufacturer2\":\"\",\"tenderLength2\":\"\",\"tenderHp2\":\"\",\"tenderManufacturer3\":\"\",\"tenderLength3\":\"\",\"tenderHp3\":\"\",\"product\":\"Boat Liability\",\"distributorCode\":\"\",\"distributor\":\"\",\"distributorLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/\",\"campaign\":\"none\",\"source\":\"none\",\"prospect\":\"23138\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"renewData\":\"\",\"beforePayDataReference\":\"BL6661MsQu8732\",\"issuingStatus\":\"\",\"reissuedData\":\"\",\"id_client\":\"26744\",\"quoteNumber\":\"NQBL250110-565\",\"price\":\"245.83\",\"liability\":\"200000\",\"plan\":\"PLAN C\",\"marinaName\":\"Marina CostaBaja\",\"processId\":2981}","user_fixer":null}},"code":200}
[ 2025-01-10 10:15:25 ] 678155ade64c1 /api/mx/generate-payment-link
[ 2025-01-10 10:15:25 ] 678155ade64c1 -> {"orderId":"BL6661MsQu8732","mount":"245.83","currency":"USD","email":"test@example.com","product":"Boat Liability","plan":"200k","processId":2981}
[ 2025-01-10 10:15:26 ] 678155ade64c1 <- {"status":"success","response":{"error":"","link":"https:\/\/sandboxpol.mit.com.mx\/i\/ShontJE"},"code":200}
[ 2025-01-10 10:15:27 ] 678155af7da5e /api/mx/validate-payment
[ 2025-01-10 10:15:27 ] 678155af7da5e -> {"reference":"BL6661MsQu8732"}
[ 2025-01-10 10:15:27 ] 678155af7de36 /api/mx/dashboard-process
[ 2025-01-10 10:15:27 ] 678155af7de36 -> {"option":"saveTask","id":"2981","task":"payment-view","status":"completed","message":1,"data":{"reference":"BL6661MsQu8732","link":"https:\/\/sandboxpol.mit.com.mx\/i\/ShontJE"},"error":""}
[ 2025-01-10 10:15:27 ] 678155af7de36 <- {"status":"success","response":{"id_process":2981,"etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"{\"reference\":\"BL6661MsQu8732\",\"link\":\"https:\\\/\\\/sandboxpol.mit.com.mx\\\/i\\\/ShontJE\"}","user_fixer":null},"code":200}
[ 2025-01-10 10:15:27 ] 678155af7da5e <- {"status":"success","response":{"found":true,"attempt":0,"approved":false,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:15:32 ] 678155b4e9797 /api/mx/validate-payment
[ 2025-01-10 10:15:32 ] 678155b4e9797 -> {"reference":"BL6661MsQu8732"}
[ 2025-01-10 10:15:33 ] 678155b4e9797 <- {"status":"success","response":{"found":true,"attempt":0,"approved":false,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:15:37 ] 678155b9ec1fc /api/mx/purchase/charge-mit
[ 2025-01-10 10:15:37 ] 678155b9ec1fc -> {"mode":"approved","reference":"BL6661MsQu8732"}
[ 2025-01-10 10:15:38 ] 678155b9ec1fc <- {"status":"success","response":true,"code":200}
[ 2025-01-10 10:15:38 ] 678155ba5b9e4 /api/mx/validate-payment
[ 2025-01-10 10:15:38 ] 678155ba5b9e4 -> {"reference":"BL6661MsQu8732"}
[ 2025-01-10 10:15:38 ] 678155ba5b9e4 <- {"status":"success","response":{"found":true,"attempt":1,"approved":true,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:15:38 ] 678155baa60a3 /api/mx/dashboard-process
[ 2025-01-10 10:15:38 ] 678155baa60a3 -> {"option":"saveTask","id":"2981","task":"validate-payment","status":"completed","message":1,"data":"BL6661MsQu8732","error":""}
[ 2025-01-10 10:15:38 ]  <- null
[ 2025-01-10 10:15:38 ] 678155baa60a3 <- {"status":"success","response":{"id_process":2981,"etapa":"validate-payment","status":"completed","message":"Validate payment completed","technical_error":"","task_data":"\"BL6661MsQu8732\"","user_fixer":null},"code":200}
[ 2025-01-10 10:15:38 ] 678155bad93b1 /api/mx/checkout/BL6661MsQu8732
[ 2025-01-10 10:15:38 ] 678155bad93b1 -> []
[ 2025-01-10 10:15:40 ] 678155bad93b1 <- {"status":"success","response":{"product":"Boat-Liability","certificate_number":"MX00BLHG006218","email":"test@example.com","authCode":"0SNBX1","hash":"a031cb12cc"},"code":200}
[ 2025-01-10 10:15:41 ] 678155bdae0df /api/mx/dashboard-process
[ 2025-01-10 10:15:41 ] 678155bdae0df -> {"option":"saveTask","id":"2981","task":"purchase-success","status":"completed","message":1,"data":{"email":"test@example.com","certificateNumber":"MX00BLHG006218","authCode":"0SNBX1"}}
[ 2025-01-10 10:15:41 ] 678155bdae0df <- {"status":"success","response":{"id_process":2981,"etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"test@example.com\",\"certificateNumber\":\"MX00BLHG006218\",\"authCode\":\"0SNBX1\"}","user_fixer":null},"code":200}
[ 2025-01-10 10:15:55 ] 678155cb5999d /api/mx/services/search
[ 2025-01-10 10:15:55 ] 678155cb5999d -> {"search":"dulce test","option":"search_of_clients"}
[ 2025-01-10 10:15:55 ] 678155cb5999d <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 1<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/26744\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Dulce Test <\/span> <span class=\"text-muted\">|<\/span> test@example.com<\/a><div>"},"code":200}
[ 2025-01-10 10:15:57 ] 678155cd335e8 /api/mx/customers
[ 2025-01-10 10:15:57 ] 678155cd335e8 -> {"id":"26744","option":"verifyStatus"}
[ 2025-01-10 10:15:57 ] 678155cd352d5 /api/mx/services/validate-info
[ 2025-01-10 10:15:57 ] 678155cd352d5 -> {"id_client":"26744","option":"valid_information"}
[ 2025-01-10 10:15:57 ] 678155cd3fb64 /api/mx/services/client-profile
[ 2025-01-10 10:15:57 ] 678155cd3fb64 -> {"id_client":"26744"}
[ 2025-01-10 10:15:57 ] 678155cd352d5 <- {"status":"success","response":{"toFill":["client_gender"],"status":"need data"},"code":200}
[ 2025-01-10 10:15:57 ] 678155cd3fb64 <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Dulce Test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(555) 875-5555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\"><\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/26744\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006215\/ea2753f6ac\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006215<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NjU=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006215?v20250110101557\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006217\/0c9f2480e5\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006217<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton1\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton1\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NzA=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006217?v20250110101557\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>2 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjY3NDQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjY3NDQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjY3NDQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/26744\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":2,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"26744","message":"","return":"true"},"code":200}
[ 2025-01-10 10:15:57 ] 678155cd51f56 /api/mx/customers
[ 2025-01-10 10:15:57 ] 678155cd51f56 -> {"id":"26744","option":"getContacts"}
[ 2025-01-10 10:15:57 ] 678155cd53829 /api/mx/customers
[ 2025-01-10 10:15:57 ] 678155cd53829 -> {"id_client":"26744","option":"getQuotes"}
[ 2025-01-10 10:16:08 ] 678155d8ea018 /api/mx/certificate/MX00BLHG006218/a031cb12cc
[ 2025-01-10 10:16:08 ] 678155d8ea018 -> []
[ 2025-01-10 10:16:09 ] 678155d920e60 /api/mx/certificate/MX00BLHG006218/a031cb12cc
[ 2025-01-10 10:16:09 ] 678155d920e60 -> []
[ 2025-01-10 10:16:09 ] 678155d920e60 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:16:09 ] 678155d920e60 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:16:09 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 10:16:09 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 10:16:21 ] 678155e5d6aa3 /api/mx/services/search
[ 2025-01-10 10:16:21 ] 678155e5d6aa3 -> {"search":"Boat Test Company","option":"search_of_clients"}
[ 2025-01-10 10:16:22 ] 678155e5d6aa3 <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 1<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/27811\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Boat Test Company<\/span> <span class=\"text-muted\">|<\/span> test@example.com<\/a><div>"},"code":200}
[ 2025-01-10 10:16:23 ] 678155e74aa8d /api/mx/customers
[ 2025-01-10 10:16:23 ] 678155e74aa8d -> {"id":"27811","option":"verifyStatus"}
[ 2025-01-10 10:16:23 ] 678155e74ee27 /api/mx/services/validate-info
[ 2025-01-10 10:16:23 ] 678155e74ee27 -> {"id_client":"27811","option":"valid_information"}
[ 2025-01-10 10:16:23 ] 678155e755f98 /api/mx/customers
[ 2025-01-10 10:16:23 ] 678155e755f98 -> {"id_client":"27811","option":"getQuotes"}
[ 2025-01-10 10:16:23 ] 678155e74ee27 <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 10:16:23 ] 678155e769c6d /api/mx/services/client-profile
[ 2025-01-10 10:16:23 ] 678155e769c6d -> {"id_client":"27811"}
[ 2025-01-10 10:16:23 ] 678155e76b224 /api/mx/customers
[ 2025-01-10 10:16:23 ] 678155e76b224 -> {"id":"27811","option":"getContacts"}
[ 2025-01-10 10:16:23 ] 678155e769c6d <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Boat Test Company<\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">5558755555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\">123 Main St, 42256, Pacula, Hidalgo, Mexico<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/27811\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006218\/a031cb12cc\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006218<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/Mjc4MTE=*MzI5NzE=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/27811\/MX00BLHG006218?v20250110101623\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>1 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/Mjc4MTE=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/Mjc4MTE=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/Mjc4MTE=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/27811\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":1,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"27811","message":"","return":"true"},"code":200}
[ 2025-01-10 10:16:38 ] 678155f643fa9 /api/mx/dashboard-process
[ 2025-01-10 10:16:38 ] 678155f643fa9 -> {"option":"saveTask","id":"2981","task":"payment-view","status":"completed","message":1,"data":{"reference":"BL6661MsQu8732","link":"https:\/\/sandboxpol.mit.com.mx\/i\/ShontJE"},"error":""}
[ 2025-01-10 10:16:38 ] 678155f645fc3 /api/mx/validate-payment
[ 2025-01-10 10:16:38 ] 678155f645fc3 -> {"reference":"BL6661MsQu8732"}
[ 2025-01-10 10:16:38 ] 678155f643fa9 <- {"status":"success","response":{"id_process":2981,"etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"{\"reference\":\"BL6661MsQu8732\",\"link\":\"https:\\\/\\\/sandboxpol.mit.com.mx\\\/i\\\/ShontJE\"}","user_fixer":null},"code":200}
[ 2025-01-10 10:16:38 ] 678155f645fc3 <- {"status":"success","response":{"found":false,"attempt":0,"approved":false,"error":"Invalid reference","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:16:39 ] 678155f70a771 /api/mx/blog-service
[ 2025-01-10 10:16:39 ] 678155f70a771 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 10:16:39 ] 678155f70a771 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 10:16:39 ] 678155f74d021 /api/mx/blog-service
[ 2025-01-10 10:16:39 ] 678155f74d021 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 10:16:39 ] 678155f74d021 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 10:16:44 ] 678155fc71d28 /api/mx/catalog/products
[ 2025-01-10 10:16:44 ] 678155fc71d28 -> {"product":"Boat Liability","catalog":"marinas"}
[ 2025-01-10 10:16:44 ] 678155fc71d28 <- {"status":"success","response":{"content":{"Baja California":[{"id":2,"name":"Marina Coral"},{"id":3,"name":"Marina Baja Naval"},{"id":4,"name":"Hutchison Ports ECV Marina"},{"id":5,"name":"Marina FONATUR - San Felipe"},{"id":1,"name":"Marina Puerto Salina"}],"Baja California Sur":[{"id":12,"name":"Marina Puerto Los Cabos"},{"id":17,"name":"Marina FONATUR - La Paz"},{"id":16,"name":"Marina FONATUR - Santa Rosal\u00eda"},{"id":15,"name":"Marina Cabo Riviera"},{"id":14,"name":"Marina del Rey"},{"id":13,"name":"Marinas de Baja"},{"id":11,"name":"Marina CostaBaja"},{"id":10,"name":"Marina Cortez"},{"id":9,"name":"Marina Cabo San Lucas"},{"id":8,"name":"Marina de La Paz"},{"id":7,"name":"Marina Palmira"},{"id":6,"name":"Marina Puerto Escondido"}],"Chiapas":[{"id":18,"name":"Marina Chiapas"}],"Colima":[{"id":19,"name":"Marina Las Hadas"},{"id":20,"name":"Marina Puerto de la Navidad"}],"Guerrero":[{"id":24,"name":"Marina Acapulco"},{"id":23,"name":"Marina Ixtapa"},{"id":21,"name":"Marina Puerto Mio"},{"id":22,"name":"Club de Yates Acapulco"}],"Jalisco":[{"id":25,"name":"Marina Isla, Puerto y Punta Iguana"},{"id":26,"name":"Marina Vallarta"},{"id":27,"name":"Opequimar"}],"Nayarit":[{"id":28,"name":"Marina Nuevo Vallarta"},{"id":29,"name":"Marina Riviera Nayarit"},{"id":30,"name":"Marina Paradise Village"},{"id":31,"name":"Marina Pueblo N\u00e1utico"},{"id":32,"name":"Marina FONATUR - San Blas"}],"Oaxaca":[{"id":33,"name":"Marina FONATUR - Chahu\u00e9"}],"Quintana Roo":[{"id":35,"name":"Marina Puerto Aventuras"},{"id":38,"name":"Marina FONATUR - Cozumel"},{"id":37,"name":"Puerto Isla Mujeres"},{"id":34,"name":"La Amada Marina"}],"Sinaloa":[{"id":39,"name":"Marina Mazatl\u00e1n"},{"id":40,"name":"Marina El Cid Mazatl\u00e1n"},{"id":41,"name":"Marina FONATUR - Mazatl\u00e1n"}],"Sonora":[{"id":42,"name":"Marina San Carlos"},{"id":43,"name":"Marina Puerto Pe\u00f1asco"},{"id":44,"name":"Marina FONATUR - Puerto Pe\u00f1asco"},{"id":45,"name":"Marina FONATUR - Guaymas"},{"id":46,"name":"Marina Real"}]}},"code":200}
[ 2025-01-10 10:16:54 ] 6781560656a9e /api/mx/product
[ 2025-01-10 10:16:54 ] 6781560656a9e -> {"product":"Boat Liability","term":"90","boatType":"Sailboat","currency":"usd","option":"Quote"}
[ 2025-01-10 10:16:54 ] 6781560656a9e <- {"status":"success","response":{"Chubb":{"content":[{"plan":"A","totalPremium":"115.73","totalPremiumFormated":"115.73","sumAssured":"50,000.00","currency":"USD","liability":50000},{"plan":"B","totalPremium":"144.64","totalPremiumFormated":"144.64","sumAssured":"100,000.00","currency":"USD","liability":100000},{"plan":"C","totalPremium":"166.32","totalPremiumFormated":"166.32","sumAssured":"200,000.00","currency":"USD","liability":200000},{"plan":"D","totalPremium":"177.10","totalPremiumFormated":"177.10","sumAssured":"300,000.00","currency":"USD","liability":300000},{"plan":"E","totalPremium":"131.03","totalPremiumFormated":"131.03","sumAssured":"50,000.00","currency":"USD","liability":50000},{"plan":"F","totalPremium":"101.27","totalPremiumFormated":"101.27","sumAssured":"25,000.00","currency":"USD","liability":25000}],"error":""}},"code":200}
[ 2025-01-10 10:16:55 ] 678156079843f /api/mx/prospect/record
[ 2025-01-10 10:16:55 ] 678156079843f -> {"firstNameContact":"Dulce","lastNameContact":"Test","email":"test@example.com","phone":"5558755555","aboutUs":"E-mail","address":"","city":"","state":"","nationality":"Mexican","boatType":"Sailboat","boatTerm":"90","product":"BL","prospect":"","distributor":"","distributorLink":"","referer":"https:\/\/newnim.novamar.info\/","campaign":"none","source":"none","yearBuilt":"2024","renewData":"","issuingStatus":"","reissuedData":"","optionsValids":["A","B","C","D","E","F"],"pricesQuoted":"[A 50k : 115.73] - [B 100k : 144.64] - [C 200k : 166.32] - [D 300k : 177.10] - [E 50k : 131.03] - [F 25k : 101.27] - ","quoteResponse":"[{\"plan\":\"A\",\"totalPremium\":\"115.73\",\"totalPremiumFormated\":\"115.73\",\"sumAssured\":\"50,000.00\",\"currency\":\"USD\",\"liability\":50000},{\"plan\":\"B\",\"totalPremium\":\"144.64\",\"totalPremiumFormated\":\"144.64\",\"sumAssured\":\"100,000.00\",\"currency\":\"USD\",\"liability\":100000},{\"plan\":\"C\",\"totalPremium\":\"166.32\",\"totalPremiumFormated\":\"166.32\",\"sumAssured\":\"200,000.00\",\"currency\":\"USD\",\"liability\":200000},{\"plan\":\"D\",\"totalPremium\":\"177.10\",\"totalPremiumFormated\":\"177.10\",\"sumAssured\":\"300,000.00\",\"currency\":\"USD\",\"liability\":300000},{\"plan\":\"E\",\"totalPremium\":\"131.03\",\"totalPremiumFormated\":\"131.03\",\"sumAssured\":\"50,000.00\",\"currency\":\"USD\",\"liability\":50000},{\"plan\":\"F\",\"totalPremium\":\"101.27\",\"totalPremiumFormated\":\"101.27\",\"sumAssured\":\"25,000.00\",\"currency\":\"USD\",\"liability\":25000}]","currency":"Dollars","termText":"3 Months","boatTypeText":"Sailboat less than 45 feet","yearBuiltText":"2024"}
[ 2025-01-10 10:16:56 ] 678156079843f <- {"status":"success","response":{"prospect":23139,"quoteNumber":"NQBL250110-587","idClient":26744},"code":200}
[ 2025-01-10 10:17:49 ] 6781563d9b943 /api/mx/renewal
[ 2025-01-10 10:17:49 ] 6781563d9b943 -> {"product":"BL","option":"RenewalFilter","hullId":"09088gkdd","boatTerm":"90","entranceDate":"01\/29\/2025"}
[ 2025-01-10 10:17:49 ] 6781563d9b943 <- {"status":"success","response":{"message":"no found"},"code":200}
[ 2025-01-10 10:17:52 ] 67815640c9585 /api/mx/policies-order
[ 2025-01-10 10:17:52 ] 67815640c9585 -> {"currency":"Dollars","firstNameContact":"Dulce","lastNameContact":"Test","email":"test@example.com","phone":"5558755555","nationality":"Mexican","boatTerm":"90","boatType":"Sailboat","yearBuilt":"2024","aboutUs":"E-mail","ownerType":"Person","firstName":"Dulce","lastName":"Test","company":"","additionalInsured":"No","otherInsured":"","birthday":"09\/24\/1987","gender":"Male","country":"Mexico","postalCode":"42256","state":"Hidalgo","city":"Pacula","address":"123 Main St","charging":"No","business":"No","mexicanCard":"","entranceDate":"01\/29\/2025","vessel":"test dsfa","destinationPort":"ghgh","manufacturer":"ghfh","boatModel":"Sail","engineType":"Diesel","hullType":"FRP (Fiber reinforced plastic)","engineHp":"889","registration":"gdfgdh","hullId":"09088gkdd","lengthFeet":"44","beam":"3","marina":"-","flag":"Antigua and Barbuda","tender":"0","tenderManufacturer1":"","tenderLength1":"","tenderHp1":"","tenderManufacturer2":"","tenderLength2":"","tenderHp2":"","tenderManufacturer3":"","tenderLength3":"","tenderHp3":"","product":"Boat Liability","distributorCode":"","distributor":"","distributorLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/","campaign":"none","source":"none","prospect":"23139","prospectSicas":"","contactSicas":"","renewData":"","beforePayDataReference":"","issuingStatus":"","reissuedData":"","id_client":"26744","quoteNumber":"NQBL250110-587","price":"144.64","liability":"100000","plan":"B","marinaName":"NO THANKS"}
[ 2025-01-10 10:17:52 ] 67815640c9585 <- {"status":"success","response":{"date":"Jan 10, 2025 10:17:52","data":{"orderId":"BL6661FzQr901","total":"14464","digest":"d76f7c599564baa2d5c2f0ebfce077609bd9b161","currency":840,"fullName":"Dulce Test","amount":"144.64"},"message":""},"code":200}
[ 2025-01-10 10:17:53 ] 67815641122dd /api/mx/save-session
[ 2025-01-10 10:17:53 ] 67815641122dd -> {"currency":"Dollars","firstNameContact":"Dulce","lastNameContact":"Test","email":"test@example.com","phone":"5558755555","nationality":"Mexican","boatTerm":"90","boatType":"Sailboat","yearBuilt":"2024","aboutUs":"E-mail","ownerType":"Person","firstName":"Dulce","lastName":"Test","company":"","additionalInsured":"No","otherInsured":"","birthday":"09\/24\/1987","gender":"Male","country":"Mexico","postalCode":"42256","state":"Hidalgo","city":"Pacula","address":"123 Main St","charging":"No","business":"No","mexicanCard":"","entranceDate":"01\/29\/2025","vessel":"test dsfa","destinationPort":"ghgh","manufacturer":"ghfh","boatModel":"Sail","engineType":"Diesel","hullType":"FRP (Fiber reinforced plastic)","engineHp":"889","registration":"gdfgdh","hullId":"09088gkdd","lengthFeet":"44","beam":"3","marina":"-","flag":"Antigua and Barbuda","tender":"0","tenderManufacturer1":"","tenderLength1":"","tenderHp1":"","tenderManufacturer2":"","tenderLength2":"","tenderHp2":"","tenderManufacturer3":"","tenderLength3":"","tenderHp3":"","product":"Boat Liability","distributorCode":"","distributor":"","distributorLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/","campaign":"none","source":"none","prospect":"23139","prospectSicas":"","contactSicas":"","renewData":"","beforePayDataReference":"BL6661FzQr901","issuingStatus":"","reissuedData":"","id_client":"26744","quoteNumber":"NQBL250110-587","price":"144.64","liability":"100000","plan":"PLAN B","marinaName":"NO THANKS"}
[ 2025-01-10 10:17:53 ] 67815641122dd <- {"status":"success","response":{"message":"Success","process":{"id_process":2982,"etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"currency\":\"Dollars\",\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"email\":\"test@example.com\",\"phone\":\"5558755555\",\"nationality\":\"Mexican\",\"boatTerm\":\"90\",\"boatType\":\"Sailboat\",\"yearBuilt\":\"2024\",\"aboutUs\":\"E-mail\",\"ownerType\":\"Person\",\"firstName\":\"Dulce\",\"lastName\":\"Test\",\"company\":\"\",\"additionalInsured\":\"No\",\"otherInsured\":\"\",\"birthday\":\"09\\\/24\\\/1987\",\"gender\":\"Male\",\"country\":\"Mexico\",\"postalCode\":\"42256\",\"state\":\"Hidalgo\",\"city\":\"Pacula\",\"address\":\"123 Main St\",\"charging\":\"No\",\"business\":\"No\",\"mexicanCard\":\"\",\"entranceDate\":\"01\\\/29\\\/2025\",\"vessel\":\"test dsfa\",\"destinationPort\":\"ghgh\",\"manufacturer\":\"ghfh\",\"boatModel\":\"Sail\",\"engineType\":\"Diesel\",\"hullType\":\"FRP (Fiber reinforced plastic)\",\"engineHp\":\"889\",\"registration\":\"gdfgdh\",\"hullId\":\"09088gkdd\",\"lengthFeet\":\"44\",\"beam\":\"3\",\"marina\":\"-\",\"flag\":\"Antigua and Barbuda\",\"tender\":\"0\",\"tenderManufacturer1\":\"\",\"tenderLength1\":\"\",\"tenderHp1\":\"\",\"tenderManufacturer2\":\"\",\"tenderLength2\":\"\",\"tenderHp2\":\"\",\"tenderManufacturer3\":\"\",\"tenderLength3\":\"\",\"tenderHp3\":\"\",\"product\":\"Boat Liability\",\"distributorCode\":\"\",\"distributor\":\"\",\"distributorLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/\",\"campaign\":\"none\",\"source\":\"none\",\"prospect\":\"23139\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"renewData\":\"\",\"beforePayDataReference\":\"BL6661FzQr901\",\"issuingStatus\":\"\",\"reissuedData\":\"\",\"id_client\":\"26744\",\"quoteNumber\":\"NQBL250110-587\",\"price\":\"144.64\",\"liability\":\"100000\",\"plan\":\"PLAN B\",\"marinaName\":\"NO THANKS\",\"processId\":2982}","user_fixer":null}},"code":200}
[ 2025-01-10 10:17:53 ] 6781564153f01 /api/mx/generate-payment-link
[ 2025-01-10 10:17:53 ] 6781564153f01 -> {"orderId":"BL6661FzQr901","mount":"144.64","currency":"USD","email":"test@example.com","product":"Boat Liability","plan":"100k","processId":2982}
[ 2025-01-10 10:17:54 ] 6781564153f01 <- {"status":"success","response":{"error":"","link":"https:\/\/sandboxpol.mit.com.mx\/i\/ZAcHqDV"},"code":200}
[ 2025-01-10 10:17:54 ] 67815642c3aef /api/mx/validate-payment
[ 2025-01-10 10:17:54 ] 67815642c3aef -> {"reference":"BL6661FzQr901"}
[ 2025-01-10 10:17:54 ] 67815642c3bc2 /api/mx/dashboard-process
[ 2025-01-10 10:17:54 ] 67815642c3bc2 -> {"option":"saveTask","id":"2982","task":"payment-view","status":"completed","message":1,"data":{"reference":"BL6661FzQr901","link":"https:\/\/sandboxpol.mit.com.mx\/i\/ZAcHqDV"},"error":""}
[ 2025-01-10 10:17:54 ] 67815642c3bc2 <- {"status":"success","response":{"id_process":2982,"etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"{\"reference\":\"BL6661FzQr901\",\"link\":\"https:\\\/\\\/sandboxpol.mit.com.mx\\\/i\\\/ZAcHqDV\"}","user_fixer":null},"code":200}
[ 2025-01-10 10:17:54 ] 67815642c3aef <- {"status":"success","response":{"found":true,"attempt":0,"approved":false,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:18:00 ] 678156483715a /api/mx/validate-payment
[ 2025-01-10 10:18:00 ] 678156483715a -> {"reference":"BL6661FzQr901"}
[ 2025-01-10 10:18:00 ] 678156483715a <- {"status":"success","response":{"found":true,"attempt":0,"approved":false,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:18:03 ] 6781564bae174 /api/mx/purchase/charge-mit
[ 2025-01-10 10:18:03 ] 6781564bae174 -> {"mode":"approved","reference":"BL6661FzQr901"}
[ 2025-01-10 10:18:03 ] 6781564bae174 <- {"status":"success","response":true,"code":200}
[ 2025-01-10 10:18:05 ] 6781564d9bdf3 /api/mx/validate-payment
[ 2025-01-10 10:18:05 ] 6781564d9bdf3 -> {"reference":"BL6661FzQr901"}
[ 2025-01-10 10:18:05 ] 6781564d9bdf3 <- {"status":"success","response":{"found":true,"attempt":1,"approved":true,"error":"","params":"","creditCardRespone":""},"code":200}
[ 2025-01-10 10:18:05 ] 6781564de5b09 /api/mx/dashboard-process
[ 2025-01-10 10:18:05 ] 6781564de5b09 -> {"option":"saveTask","id":"2982","task":"validate-payment","status":"completed","message":1,"data":"BL6661FzQr901","error":""}
[ 2025-01-10 10:18:05 ]  <- null
[ 2025-01-10 10:18:06 ] 6781564de5b09 <- {"status":"success","response":{"id_process":2982,"etapa":"validate-payment","status":"completed","message":"Validate payment completed","technical_error":"","task_data":"\"BL6661FzQr901\"","user_fixer":null},"code":200}
[ 2025-01-10 10:18:06 ] 6781564e2414a /api/mx/checkout/BL6661FzQr901
[ 2025-01-10 10:18:06 ] 6781564e2414a -> []
[ 2025-01-10 10:18:07 ] 6781564e2414a <- {"status":"success","response":{"product":"Boat-Liability","certificate_number":"MX00BLHG006219","email":"test@example.com","authCode":"0SNBX1","hash":"608a446b60"},"code":200}
[ 2025-01-10 10:18:08 ] 678156504c211 /api/mx/dashboard-process
[ 2025-01-10 10:18:08 ] 678156504c211 -> {"option":"saveTask","id":"2982","task":"purchase-success","status":"completed","message":1,"data":{"email":"test@example.com","certificateNumber":"MX00BLHG006219","authCode":"0SNBX1"}}
[ 2025-01-10 10:18:08 ] 678156504c211 <- {"status":"success","response":{"id_process":2982,"etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"test@example.com\",\"certificateNumber\":\"MX00BLHG006219\",\"authCode\":\"0SNBX1\"}","user_fixer":null},"code":200}
[ 2025-01-10 10:18:16 ] 67815658046cd /api/mx/services/search
[ 2025-01-10 10:18:16 ] 67815658046cd -> {"search":"dulce test4","option":"search_of_clients"}
[ 2025-01-10 10:18:16 ] 67815658046cd <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 0<\/div><div class=\"list-group\"><a class=\"list-group-item list-group-item-action text-center\"><b>No Results found<\/b><\/a><div>"},"code":200}
[ 2025-01-10 10:18:17 ] 678156590c9f3 /api/mx/services/search
[ 2025-01-10 10:18:17 ] 678156590c9f3 -> {"search":"dulce test","option":"search_of_clients"}
[ 2025-01-10 10:18:17 ] 678156590c9f3 <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 1<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/26744\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Dulce Test <\/span> <span class=\"text-muted\">|<\/span> test@example.com<\/a><div>"},"code":200}
[ 2025-01-10 10:18:18 ] 6781565aeb431 /api/mx/customers
[ 2025-01-10 10:18:18 ] 6781565aeb431 -> {"id":"26744","option":"verifyStatus"}
[ 2025-01-10 10:18:18 ] 6781565aeb8f4 /api/mx/services/validate-info
[ 2025-01-10 10:18:18 ] 6781565aeb8f4 -> {"id_client":"26744","option":"valid_information"}
[ 2025-01-10 10:18:19 ] 6781565b00f35 /api/mx/customers
[ 2025-01-10 10:18:19 ] 6781565b00f35 -> {"id":"26744","option":"getContacts"}
[ 2025-01-10 10:18:19 ] 6781565aeb8f4 <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 10:18:19 ] 6781565b14598 /api/mx/services/client-profile
[ 2025-01-10 10:18:19 ] 6781565b14598 -> {"id_client":"26744"}
[ 2025-01-10 10:18:19 ] 6781565b16c4a /api/mx/customers
[ 2025-01-10 10:18:19 ] 6781565b16c4a -> {"id_client":"26744","option":"getQuotes"}
[ 2025-01-10 10:18:19 ] 6781565b14598 <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Dulce Test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(555) 875-5555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\">123 Main St, 42256, Pacula, Hidalgo, Mexico<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/26744\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006219\/608a446b60\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006219<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 29, 2025 - Apr 29, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NzI=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006219?v20250110101819\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006215\/ea2753f6ac\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006215<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton1\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton1\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NjU=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006215?v20250110101819\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006217\/0c9f2480e5\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006217<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton2\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton2\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/MjY3NDQ=*MzI5NzA=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/26744\/MX00BLHG006217?v20250110101819\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>3 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjY3NDQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjY3NDQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjY3NDQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/26744\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":3,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"26744","message":"","return":"true"},"code":200}
[ 2025-01-10 10:21:05 ] 678157019b567 /api/auth/login
[ 2025-01-10 10:21:05 ] 678157019b567 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:21:05 ] 678157019b567 <- {"status":"success","response":{"token":"hYFIMv2Zniero8hfuH6AuCtiUmRTUzdTM2o4Z2JrS1RlcDBaVlQzVE14QU9idXE4Y0VuRDVneUhkQ1dINFVSZnJXNzgrWXBmckFpK0YzK0t4aUxVU1B0anRVamdlQXhocXgwVkJYR3lUcGowSjJtcUZQazNqYUxyY2dzK2Jxd2paaVRRSTVzcmZQUmg1dUkyeU41aE5oTUZ3OVJaQ0R2VXAxaHpYclJHRWRFVUtTSCtvbjNKUkVKb1NPR0pJdWs4Q1RhSVNSRVBiTDc1UGlFenJiUnZZWmUwY1p6YXREcGlMZzZEMGtTZkJpVzVpSktPeWkzQnhxOVZhbnkzYTh4eTVwZCtzdklpcFQyZ0Zpa0U=","decodeInfo":{"referenceID":"67815701a36a1","name":"GUEST-67815701a36a1","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:21:20 ] 678157106ae1a /api/mx/customers
[ 2025-01-10 10:21:20 ] 678157106ae1a -> {"type":"","option":"getAll"}
[ 2025-01-10 10:21:41 ] 67815725508ce /api/mx/customers
[ 2025-01-10 10:21:41 ] 67815725508ce -> {"id":"4","option":"getOne"}
[ 2025-01-10 10:22:13 ]  <- null
[ 2025-01-10 10:22:13 ]  <- null
[ 2025-01-10 10:22:14 ] 6781574608823 /api/mx/services/policy-notification
[ 2025-01-10 10:22:14 ] 6781574608823 -> {"option":"results"}
[ 2025-01-10 10:22:14 ] 6781574609556 /api/mx/services/user-activity
[ 2025-01-10 10:22:14 ] 6781574609556 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 10:22:14 ] 67815746148f8 /api/mx/services/user-activity
[ 2025-01-10 10:22:14 ] 67815746148f8 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 10:22:14 ] 67815746148f8 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:22:14 ] 67815746148f8 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:22:14 ] 6781574608823 <- {"status":"success","response":{"policies_count":24,"claims_count":0,"payments_count":0},"code":200}
[ 2025-01-10 10:22:18 ] 6781574a3bc84 /api/mx/services/search
[ 2025-01-10 10:22:18 ] 6781574a3bc84 -> {"search":"rome","option":"search_of_clients"}
[ 2025-01-10 10:22:18 ] 6781574a3bc84 <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 60<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/23819\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Luis Alberto  Romero  Chavez<\/span> <span class=\"text-muted\">|<\/span> cinthia.luquin@gmail.com<\/a><a href=\"\/mx\/customer-profile\/25735\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Ernesto A  Romero  Pujol<\/span> <span class=\"text-muted\">|<\/span> casanova3030@hotmail.com<\/a><a href=\"\/mx\/customer-profile\/11261\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jerome Billett <\/span> <span class=\"text-muted\">|<\/span> jbbillett@gmail.com<\/a><a href=\"\/mx\/customer-profile\/9315\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Tracy Bromen <\/span> <span class=\"text-muted\">|<\/span> karen@tijuanabariatrics.com<\/a><a href=\"\/mx\/customer-profile\/24244\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Francis Jerome  Cirino <\/span> <span class=\"text-muted\">|<\/span> jerrycirino@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/16881\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Amy Cromer <\/span> <span class=\"text-muted\">|<\/span> martha@tijuanabariatrics.com<\/a><a href=\"\/mx\/customer-profile\/4155\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Carlos Domingo Sanchez Romero<\/span> <span class=\"text-muted\">|<\/span> sabrina@novamar.net<\/a><a href=\"\/mx\/customer-profile\/8028\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jerome Duchange <\/span> <span class=\"text-muted\">|<\/span> jeromeduchange@icloud.com<\/a><a href=\"\/mx\/customer-profile\/19947\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jerome Eichenberger <\/span> <span class=\"text-muted\">|<\/span> jeic96@gmail.com<\/a><a href=\"\/mx\/customer-profile\/21020\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jerome  Eichenberger\u00a0 <\/span> <span class=\"text-muted\">|<\/span> jange2020@proton.me<\/a><a href=\"\/mx\/customer-profile\/4090\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jerome Blair Faulwetter <\/span> <span class=\"text-muted\">|<\/span> BLAIRFAULWETTER@GMAIL.COM<\/a><a href=\"\/mx\/customer-profile\/3297\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">JEROME FISHER <\/span> <span class=\"text-muted\">|<\/span> jeromefisher@ocens.com<\/a><a href=\"\/mx\/customer-profile\/12002\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jerome Fisher <\/span> <span class=\"text-muted\">|<\/span> jerome@ocens.com<\/a><a href=\"\/mx\/customer-profile\/2786\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Gregory William Frome <\/span> <span class=\"text-muted\">|<\/span> raphter@aol.com<\/a><a href=\"\/mx\/customer-profile\/1951\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Adrian Jerome Hammond <\/span> <span class=\"text-muted\">|<\/span> mexpatmom@gmail.com<\/a><a href=\"\/mx\/customer-profile\/9236\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Paul Simon Jerome  <\/span> <span class=\"text-muted\">|<\/span> asimon@usequipment.com<\/a><a href=\"\/mx\/customer-profile\/25356\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jerome LaPorte <\/span> <span class=\"text-muted\">|<\/span> jerome@propertymanagementto.com<\/a><a href=\"\/mx\/customer-profile\/14880\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jerome \"Jerry\" Legerton <\/span> <span class=\"text-muted\">|<\/span> <\/a><a href=\"\/mx\/customer-profile\/8563\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Salsi Puedes LLC<\/span> <span class=\"text-muted\">|<\/span> markmackai@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/16797\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jerome Garland None <\/span> <span class=\"text-muted\">|<\/span> jmgpublic2@me.com<\/a><a href=\"\/mx\/customer-profile\/5693\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Centro Medico Punta De Mita<\/span> <span class=\"text-muted\">|<\/span> katia.roblesf@gmail.com<\/a><a href=\"\/mx\/customer-profile\/26736\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Juan Romer <\/span> <span class=\"text-muted\">|<\/span> juanromer@gmail.com<\/a><a href=\"\/mx\/customer-profile\/26746\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">John Hardin  Romer <\/span> <span class=\"text-muted\">|<\/span> johnromer@mac.com<\/a><a href=\"\/mx\/customer-profile\/2400\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">John Hardin Romer <\/span> <span class=\"text-muted\">|<\/span> juanromer@gmail.com<\/a><a href=\"\/mx\/customer-profile\/21720\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Catherine Romero <\/span> <span class=\"text-muted\">|<\/span> martha@tijuanabariatrics.com<\/a><a href=\"\/mx\/customer-profile\/669\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jose Ignacio Romero Alcantar<\/span> <span class=\"text-muted\">|<\/span> nora.macias@hospitalnova.com.mx<\/a><a href=\"\/mx\/customer-profile\/1890\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Salvador Abraham Romero Rubio<\/span> <span class=\"text-muted\">|<\/span> jodyperry.mx@gmail.com<\/a><a href=\"\/mx\/customer-profile\/26375\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jesus Romero Perez<\/span> <span class=\"text-muted\">|<\/span> cinthia@avilianinsurance.com<\/a><a href=\"\/mx\/customer-profile\/26213\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Marco Alberto Romero <\/span> <span class=\"text-muted\">|<\/span> marcoaromero007@gmail.com<\/a><a href=\"\/mx\/customer-profile\/25624\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Victor Manuel Romero <\/span> <span class=\"text-muted\">|<\/span> cinthia@avilianinsurance.com<\/a><a href=\"\/mx\/customer-profile\/24881\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Yei Romero <\/span> <span class=\"text-muted\">|<\/span> ing.romgut@gmail.com<\/a><a href=\"\/mx\/customer-profile\/24532\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Pablo  Romero  <\/span> <span class=\"text-muted\">|<\/span> Pablo@hotelvallartashores.com<\/a><a href=\"\/mx\/customer-profile\/24443\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Gildardo Romero <\/span> <span class=\"text-muted\">|<\/span> Serenitybytheoceanfront@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/24267\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Bertha Romero <\/span> <span class=\"text-muted\">|<\/span> betty.romero@symmetryenergy.com<\/a><a href=\"\/mx\/customer-profile\/6593\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">ARMANDO ROMERO <\/span> <span class=\"text-muted\">|<\/span> aromero@brokernationre.com<\/a><a href=\"\/mx\/customer-profile\/11359\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Desiree  Romero <\/span> <span class=\"text-muted\">|<\/span> info@renewbariatrics.com<\/a><a href=\"\/mx\/customer-profile\/21110\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Mark Anthony  Romero  <\/span> <span class=\"text-muted\">|<\/span> pepemark35@gmail.com<\/a><a href=\"\/mx\/customer-profile\/9420\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Michel  Romero <\/span> <span class=\"text-muted\">|<\/span> <\/a><a href=\"\/mx\/customer-profile\/10510\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Logan Romero <\/span> <span class=\"text-muted\">|<\/span> brookrom@hotmail.com<\/a><a href=\"\/mx\/customer-profile\/12317\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Tamela Romero <\/span> <span class=\"text-muted\">|<\/span> esantamariamimila@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/16398\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Paul Romero <\/span> <span class=\"text-muted\">|<\/span> paulromero64@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/16480\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Rosa Romero <\/span> <span class=\"text-muted\">|<\/span> martha@tijuanabariatrics.com<\/a><a href=\"\/mx\/customer-profile\/9458\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Ozena Charters, Inc.<\/span> <span class=\"text-muted\">|<\/span> ozenacharters@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/9302\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">John Romero <\/span> <span class=\"text-muted\">|<\/span> esantamariamimila@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/17246\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Rebecca Romero <\/span> <span class=\"text-muted\">|<\/span> martha@tijuanabariatrics.com<\/a><a href=\"\/mx\/customer-profile\/19228\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Martin  Romero <\/span> <span class=\"text-muted\">|<\/span> runandfish@hotmail.com<\/a><a href=\"\/mx\/customer-profile\/9305\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Christa Romero <\/span> <span class=\"text-muted\">|<\/span> esantamariamimila@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/21532\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Francisco javier Romero chavez <\/span> <span class=\"text-muted\">|<\/span> Fcojavierromero175@gmail.com<\/a><a href=\"\/mx\/customer-profile\/10356\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Yei Romero Gutierrez <\/span> <span class=\"text-muted\">|<\/span> ing.romgut@gmail.com<\/a><a href=\"\/mx\/customer-profile\/24714\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Yei TEST Romero TEST <\/span> <span class=\"text-muted\">|<\/span> ing.romgut@gmail.com<\/a><a href=\"\/mx\/customer-profile\/26743\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Yei Romero TEST <\/span> <span class=\"text-muted\">|<\/span> ing.romgut@gmail.com<\/a><a href=\"\/mx\/customer-profile\/26493\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Katherine Lindsay Romero-Blackwell <\/span> <span class=\"text-muted\">|<\/span> klrblackwell@gmail.com<\/a><a href=\"\/mx\/customer-profile\/22379\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Timothy Romero01011963 <\/span> <span class=\"text-muted\">|<\/span> Manford57@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/2976\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Anthony Romersa <\/span> <span class=\"text-muted\">|<\/span> ajrllr1234@yahoo.com<\/a><a href=\"\/mx\/customer-profile\/18701\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Laurie Romey <\/span> <span class=\"text-muted\">|<\/span> martha@tijuanabariatrics.com<\/a><a href=\"\/mx\/customer-profile\/21493\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Samuel Romey <\/span> <span class=\"text-muted\">|<\/span> mattromey@gmail.com<\/a><a href=\"\/mx\/customer-profile\/15241\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Romerik Rousseau <\/span> <span class=\"text-muted\">|<\/span> romerik@gmail.com<\/a><a href=\"\/mx\/customer-profile\/1953\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Jason Jerome Sartain <\/span> <span class=\"text-muted\">|<\/span> schergerc8@gmail.com<\/a><a href=\"\/mx\/customer-profile\/21731\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Paul Jerome  Simon  <\/span> <span class=\"text-muted\">|<\/span> psimon@usequipment.com<\/a><a href=\"\/mx\/customer-profile\/17560\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Kimberly Woodrome <\/span> <span class=\"text-muted\">|<\/span> martha@tijuanabariatrics.com<\/a><div>"},"code":200}
[ 2025-01-10 10:22:19 ] 6781574bb12dd /api/mx/services/validate-info
[ 2025-01-10 10:22:19 ] 6781574bb12dd -> {"id_client":"25735","option":"valid_information"}
[ 2025-01-10 10:22:19 ] 6781574bb2bf4 /api/mx/customers
[ 2025-01-10 10:22:19 ] 6781574bb2bf4 -> {"id":"25735","option":"verifyStatus"}
[ 2025-01-10 10:22:19 ] 6781574bb8639 /api/mx/customers
[ 2025-01-10 10:22:19 ] 6781574bb8639 -> {"id":"25735","option":"getContacts"}
[ 2025-01-10 10:22:19 ] 6781574bb12dd <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 10:22:19 ] 6781574bcc6d7 /api/mx/services/client-profile
[ 2025-01-10 10:22:19 ] 6781574bcc6d7 -> {"id_client":"25735"}
[ 2025-01-10 10:22:19 ] 6781574bcf833 /api/mx/customers
[ 2025-01-10 10:22:19 ] 6781574bcf833 -> {"id_client":"25735","option":"getQuotes"}
[ 2025-01-10 10:22:19 ] 6781574bcc6d7 <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Ernesto A  Romero  Pujol<\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:casanova3030@hotmail.com\"><span id=\"email\">casanova3030@hotmail.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(602) 384-3708<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\">Calle 31 Poniente Entre La Calle 24 Sur Y La Calle 22 Sur, 77760, Tulum , Quintana Roo , Mexico<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/www.newnis.novamar.info\/mx\/forms\/customers\/25735\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"<div class='text-center'>You have entered any Policy<\/div>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>0 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjU3MzU=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjU3MzU=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjU3MzU=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/25735\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":0,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"25735","message":"","return":"true"},"code":200}
[ 2025-01-10 10:22:56 ] 67815770851a5 /api/mx/customers
[ 2025-01-10 10:22:56 ] 67815770851a5 -> {"id":"2000","option":"getOne"}
[ 2025-01-10 10:23:12 ] 678157801b860 /api/mx/customers
[ 2025-01-10 10:23:12 ] 678157801b860 -> {"id":"25735","option":"getOne"}
[ 2025-01-10 10:23:26 ] 6781578e8c0e3 /api/mx/customers
[ 2025-01-10 10:23:26 ] 6781578e8c0e3 -> {"id":"25735","option":"getOne"}
[ 2025-01-10 10:25:51 ]  <- null
[ 2025-01-10 10:25:51 ]  <- null
[ 2025-01-10 10:25:51 ]  <- null
[ 2025-01-10 10:25:51 ]  <- null
[ 2025-01-10 10:25:51 ]  <- null
[ 2025-01-10 10:25:51 ] 6781581fb34d3 /api/mx/customers
[ 2025-01-10 10:25:51 ] 6781581fb34d3 -> {"id":"25735","option":"verifyStatus"}
[ 2025-01-10 10:25:51 ] 6781581fb5f6d /api/mx/services/validate-info
[ 2025-01-10 10:25:51 ] 6781581fb5f6d -> {"id_client":"25735","option":"valid_information"}
[ 2025-01-10 10:25:51 ] 6781581fb8a47 /api/mx/customers
[ 2025-01-10 10:25:51 ] 6781581fb8a47 -> {"id_client":"25735","option":"getQuotes"}
[ 2025-01-10 10:25:51 ] 6781581fb5f6d <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 10:25:51 ] 6781581fd4d8a /api/mx/services/client-profile
[ 2025-01-10 10:25:51 ] 6781581fd4d8a -> {"id_client":"25735"}
[ 2025-01-10 10:25:51 ] 6781581fd8ed0 /api/mx/customers
[ 2025-01-10 10:25:51 ] 6781581fd8ed0 -> {"id":"25735","option":"getContacts"}
[ 2025-01-10 10:25:51 ] 6781581fd4d8a <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Ernesto A  Romero  Pujol<\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:casanova3030@hotmail.com\"><span id=\"email\">casanova3030@hotmail.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">(602) 384-3708<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\">Calle 31 Poniente Entre La Calle 24 Sur Y La Calle 22 Sur, 77760, Tulum , Quintana Roo , Mexico<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/newnis.novamar.info\/mx\/forms\/customers\/25735\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"<div class='text-center'>You have entered any Policy<\/div>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>0 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/MjU3MzU=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/MjU3MzU=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/MjU3MzU=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/25735\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":0,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"25735","message":"","return":"true"},"code":200}
[ 2025-01-10 10:25:53 ] 678158219b548 /api/mx/customers
[ 2025-01-10 10:25:53 ] 678158219b548 -> {"id":"25735","option":"getOne"}
[ 2025-01-10 10:27:04 ] 6781586833db9 /api/mx/services/policy-notification
[ 2025-01-10 10:27:04 ] 6781586833db9 -> {"option":"results"}
[ 2025-01-10 10:27:04 ] 6781586834469 /api/mx/services/user-activity
[ 2025-01-10 10:27:04 ] 6781586834469 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 10:27:04 ] 678158683d985 /api/mx/services/user-activity
[ 2025-01-10 10:27:04 ] 678158683d985 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 10:27:04 ] 678158683d985 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:27:04 ] 678158683d985 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:27:04 ] 6781586833db9 <- {"status":"success","response":{"policies_count":24,"claims_count":0,"payments_count":0},"code":200}
[ 2025-01-10 10:27:10 ] 6781586eb1c42 /api/mx/customers
[ 2025-01-10 10:27:10 ] 6781586eb1c42 -> {"type":"","option":"getAll"}
[ 2025-01-10 10:27:43 ]  <- null
[ 2025-01-10 10:27:43 ] 6781588f97aba /api/mx/dashboard-process
[ 2025-01-10 10:27:43 ] 6781588f97aba -> {"option":"getInformation"}
[ 2025-01-10 10:27:48 ] 6781588f97aba <- {"status":"success","response":[{"id":2982,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"test@example.com","client_company":"","status":"completed","stage_date":"2025-01-10 10:17:53","reference":"BL6661FzQr901","flow_content":[{"id_task":23673,"id_process":"2982","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"currency\":\"Dollars\",\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"email\":\"test@example.com\",\"phone\":\"5558755555\",\"nationality\":\"Mexican\",\"boatTerm\":\"90\",\"boatType\":\"Sailboat\",\"yearBuilt\":\"2024\",\"aboutUs\":\"E-mail\",\"ownerType\":\"Person\",\"firstName\":\"Dulce\",\"lastName\":\"Test\",\"company\":\"\",\"additionalInsured\":\"No\",\"otherInsured\":\"\",\"birthday\":\"09\\\/24\\\/1987\",\"gender\":\"Male\",\"country\":\"Mexico\",\"postalCode\":\"42256\",\"state\":\"Hidalgo\",\"city\":\"Pacula\",\"address\":\"123 Main St\",\"charging\":\"No\",\"business\":\"No\",\"mexicanCard\":\"\",\"entranceDate\":\"01\\\/29\\\/2025\",\"vessel\":\"test dsfa\",\"destinationPort\":\"ghgh\",\"manufacturer\":\"ghfh\",\"boatModel\":\"Sail\",\"engineType\":\"Diesel\",\"hullType\":\"FRP (Fiber reinforced plastic)\",\"engineHp\":\"889\",\"registration\":\"gdfgdh\",\"hullId\":\"09088gkdd\",\"lengthFeet\":\"44\",\"beam\":\"3\",\"marina\":\"-\",\"flag\":\"Antigua and Barbuda\",\"tender\":\"0\",\"tenderManufacturer1\":\"\",\"tenderLength1\":\"\",\"tenderHp1\":\"\",\"tenderManufacturer2\":\"\",\"tenderLength2\":\"\",\"tenderHp2\":\"\",\"tenderManufacturer3\":\"\",\"tenderLength3\":\"\",\"tenderHp3\":\"\",\"product\":\"Boat Liability\",\"distributorCode\":\"\",\"distributor\":\"\",\"distributorLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/\",\"campaign\":\"none\",\"source\":\"none\",\"prospect\":\"23139\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"renewData\":\"\",\"beforePayDataReference\":\"BL6661FzQr901\",\"issuingStatus\":\"\",\"reissuedData\":\"\",\"id_client\":\"26744\",\"quoteNumber\":\"NQBL250110-587\",\"price\":\"144.64\",\"liability\":\"100000\",\"plan\":\"PLAN B\",\"marinaName\":\"NO THANKS\",\"processId\":2982}","user_fixer":null},{"id_task":23674,"id_process":"2982","etapa":"generate-payment-link","status":"completed","message":"Payment link generated","technical_error":"","task_data":"{\"error\":\"\",\"link\":\"https:\\\/\\\/sandboxpol.mit.com.mx\\\/i\\\/ZAcHqDV\"}","user_fixer":null},{"id_task":23675,"id_process":"2982","etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"{\"reference\":\"BL6661FzQr901\",\"link\":\"https:\\\/\\\/sandboxpol.mit.com.mx\\\/i\\\/ZAcHqDV\"}","user_fixer":null},{"id_task":23676,"id_process":"2982","etapa":"validate-payment","status":"completed","message":"Validate payment completed","technical_error":"","task_data":"\"BL6661FzQr901\"","user_fixer":null},{"id_task":23677,"id_process":"2982","etapa":"checkout","status":"completed","message":"Checkout completed","technical_error":"","task_data":"{\"reference\":\"BL6661FzQr901\",\"response\":\"approved\",\"foliocpagos\":\"000551635\",\"auth\":\"0SNBX1\",\"cd_response\":\"0C\",\"cd_error\":[],\"nb_error\":[],\"time\":\"08:37:03\",\"date\":\"29\\\/09\\\/2021\",\"nb_company\":\"SANDBOX WEBPAY\",\"nb_merchant\":\"1234567 WEBPAYPLUS\",\"cc_type\":\"CREDITO\\\/BANCO MIT\\\/Visa\",\"tp_operation\":\"VENTA\",\"cc_name\":[],\"cc_number\":\"0001\",\"amount\":\"2500.00\",\"id_url\":\"SNDBX001\",\"email\":\"nospam@gmail.com\",\"cc_mask\":\"545454XXXXXX1234\",\"datos_adicionales\":{\"data\":[{\"@attributes\":{\"id\":\"1\"},\"label\":\"Talla\",\"value\":\"Grande\"},{\"@attributes\":{\"id\":\"2\"},\"label\":\"Color\",\"value\":\"Azul\"}]},\"promocion\":\"3\",\"number_tkn\":\"ABCD545454545454\"}","user_fixer":null},{"id_task":23678,"id_process":"2982","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MX00BLHG006219\"","user_fixer":null},{"id_task":23679,"id_process":"2982","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23680,"id_process":"2982","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23681,"id_process":"2982","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"23139\"","user_fixer":null},{"id_task":23682,"id_process":"2982","etapa":"save-product-information","status":"completed","message":"product information saved successfully","technical_error":"","task_data":"{\"clientInformation\":{\"owner_type\":\"Person\",\"contracting_name\":\"Dulce Test\",\"client_first_name\":\"Dulce\",\"client_father_last_name\":\"Test\",\"client_mother_last_name\":\"\",\"other_insured_name\":\"\",\"client_birthday\":\"1987-09-24\",\"client_gender\":\"Male\",\"client_marital_status\":\"\",\"client_passport\":\"\",\"client_occupation\":\"\",\"client_address\":\"123 Main St\",\"client_county\":\"\",\"client_zip_code\":\"42256\",\"client_city\":\"Pacula\",\"client_state\":\"Hidalgo\",\"client_country\":\"Mexico\",\"client_email\":\"test@example.com\",\"client_phone1\":\"5558755555\",\"client_phone2\":\"\",\"client_company\":\"\",\"client_rfc\":\"\",\"client_status\":\"Client\",\"client_about_us\":\"E-mail\",\"sale_channel\":\"Website\",\"sale_person\":\"Client\",\"client_nationality\":\"Mexican\"},\"policyInformation\":{\"id_policy_info\":\"\",\"cgi_id_client_pi\":\"26744\",\"department\":\"Personal Lines\",\"issuing_date\":\"2025-01-10\",\"type_policy\":\"Boat Liability\",\"insurance_company\":\"ABA\",\"certificate_number\":\"MX00BLHG006219\",\"policy_number\":\"\",\"term\":\"90\",\"start_date\":\"2025-01-29\",\"end_date\":\"2025-04-29\",\"currency\":\"Dollars\",\"net_premium\":99.6896551724137935934777488000690937042236328125,\"policy_fee\":25,\"tax\":19.95034482758620697495643980801105499267578125,\"total_premium\":\"144.64\",\"financial_surcharge\":0,\"commission\":16,\"total_commission_amount\":15.95034482758620697495643980801105499267578125,\"commission_today\":15.95034482758620697495643980801105499267578125,\"payment_date\":\"2025-01-10\",\"payment_form\":\"Unique Payment\",\"type_payment\":\"Credit Card\",\"amount_paid\":\"144.640\",\"payment_status\":\"Paid\",\"policy_status\":\"Active\",\"notes\":\"\",\"sale_person\":\"Client\",\"sale_channel\":\"Website\",\"issuing_type\":\"Renewal-\",\"auth_code\":\"0SNBX1\",\"order_number\":\"BL6661FzQr901\",\"policy_about_us\":\"E-mail\",\"brocker_fee\":null,\"issuing_status\":\"\"},\"boatInformation\":{\"id_bl_policy_information\":\"\",\"pi_id_policy_bl\":32972,\"bl_address\":\"123 Main St\",\"bl_zip_code\":\"42256\",\"bl_city\":\"Pacula\",\"bl_state\":\"Hidalgo\",\"bl_country\":\"Mexico\",\"bl_boat_type\":\"Sailboat\",\"bl_coverage_plan\":\"Boat Liability B\",\"bl_liability_value\":100000,\"bl_boat_name\":\"test dsfa\",\"bl_boat_manufacturer\":\"ghfh\",\"bl_boat_built_year\":\"2024\",\"bl_boat_registration_number\":\"gdfgdh\",\"bl_hull_type\":\"FRP (Fiber reinforced plastic)\",\"bl_hull_id_number\":\"09088gkdd\",\"bl_boat_model\":\"Sail\",\"bl_passengers_number\":0,\"bl_engine_type\":\"Diesel\",\"bl_boat_length\":\"44\",\"bl_boat_beam\":\"3\",\"bl_boat_horsepower\":\"889\",\"bl_boat_flag\":\"Antigua and Barbuda\",\"bl_boat_port\":\"ghgh\",\"bl_boat_tender\":\"0\",\"bl_boat_use\":\"Pleasure\",\"bl_boat_marina_name\":\"NO THANKS\",\"bl_boat_marina_email\":\"\",\"bl_consecutive_number\":6220,\"bl_issuing_time\":\"10:18:07\"}}","user_fixer":null},{"id_task":23683,"id_process":"2982","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"19585","user_fixer":null},{"id_task":23684,"id_process":"2982","etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"test@example.com\",\"certificateNumber\":\"MX00BLHG006219\",\"authCode\":\"0SNBX1\"}","user_fixer":null}]},{"id":2981,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"test@example.com","client_company":"","status":"completed","stage_date":"2025-01-10 10:15:25","reference":"BL6661MsQu8732","flow_content":[{"id_task":23661,"id_process":"2981","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"currency\":\"Dollars\",\"firstNameContact\":\"\",\"lastNameContact\":\"Test\",\"email\":\"test@example.com\",\"phone\":\"5558755555\",\"nationality\":\"Canadian\",\"boatTerm\":\"90\",\"boatType\":\"Powerboat\",\"yearBuilt\":\"2014\",\"aboutUs\":\"Novamar U.S.\",\"ownerType\":\"Company\",\"firstName\":\"\",\"lastName\":\"Test\",\"company\":\"Boat Test Company\",\"additionalInsured\":\"No\",\"otherInsured\":\"\",\"birthday\":\"09\\\/16\\\/1987\",\"gender\":\"Male\",\"country\":\"Mexico\",\"postalCode\":\"42256\",\"state\":\"Hidalgo\",\"city\":\"Pacula\",\"address\":\"123 Main St\",\"charging\":\"No\",\"business\":\"No\",\"mexicanCard\":\"\",\"entranceDate\":\"01\\\/23\\\/2025\",\"vessel\":\"test dsfa\",\"destinationPort\":\"ghgh\",\"manufacturer\":\"ghfh\",\"boatModel\":\"Sail\",\"engineType\":\"Diesel\",\"hullType\":\"FRP (Fiber reinforced plastic)\",\"engineHp\":\"889\",\"registration\":\"gdfgdh\",\"hullId\":\"09088gkddss\",\"lengthFeet\":\"44\",\"beam\":\"8\",\"marina\":\"11\",\"flag\":\"Afghanistan\",\"tender\":\"0\",\"tenderManufacturer1\":\"\",\"tenderLength1\":\"\",\"tenderHp1\":\"\",\"tenderManufacturer2\":\"\",\"tenderLength2\":\"\",\"tenderHp2\":\"\",\"tenderManufacturer3\":\"\",\"tenderLength3\":\"\",\"tenderHp3\":\"\",\"product\":\"Boat Liability\",\"distributorCode\":\"\",\"distributor\":\"\",\"distributorLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/\",\"campaign\":\"none\",\"source\":\"none\",\"prospect\":\"23138\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"renewData\":\"\",\"beforePayDataReference\":\"BL6661MsQu8732\",\"issuingStatus\":\"\",\"reissuedData\":\"\",\"id_client\":\"26744\",\"quoteNumber\":\"NQBL250110-565\",\"price\":\"245.83\",\"liability\":\"200000\",\"plan\":\"PLAN C\",\"marinaName\":\"Marina CostaBaja\",\"processId\":2981}","user_fixer":null},{"id_task":23662,"id_process":"2981","etapa":"generate-payment-link","status":"completed","message":"Payment link generated","technical_error":"","task_data":"{\"error\":\"\",\"link\":\"https:\\\/\\\/sandboxpol.mit.com.mx\\\/i\\\/ShontJE\"}","user_fixer":null},{"id_task":23663,"id_process":"2981","etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"{\"reference\":\"BL6661MsQu8732\",\"link\":\"https:\\\/\\\/sandboxpol.mit.com.mx\\\/i\\\/ShontJE\"}","user_fixer":null},{"id_task":23664,"id_process":"2981","etapa":"validate-payment","status":"completed","message":"Validate payment completed","technical_error":"","task_data":"\"BL6661MsQu8732\"","user_fixer":null},{"id_task":23665,"id_process":"2981","etapa":"checkout","status":"completed","message":"Checkout completed","technical_error":"","task_data":"{\"reference\":\"BL6661MsQu8732\",\"response\":\"approved\",\"foliocpagos\":\"000551635\",\"auth\":\"0SNBX1\",\"cd_response\":\"0C\",\"cd_error\":[],\"nb_error\":[],\"time\":\"08:37:03\",\"date\":\"29\\\/09\\\/2021\",\"nb_company\":\"SANDBOX WEBPAY\",\"nb_merchant\":\"1234567 WEBPAYPLUS\",\"cc_type\":\"CREDITO\\\/BANCO MIT\\\/Visa\",\"tp_operation\":\"VENTA\",\"cc_name\":[],\"cc_number\":\"0001\",\"amount\":\"2500.00\",\"id_url\":\"SNDBX001\",\"email\":\"nospam@gmail.com\",\"cc_mask\":\"545454XXXXXX1234\",\"datos_adicionales\":{\"data\":[{\"@attributes\":{\"id\":\"1\"},\"label\":\"Talla\",\"value\":\"Grande\"},{\"@attributes\":{\"id\":\"2\"},\"label\":\"Color\",\"value\":\"Azul\"}]},\"promocion\":\"3\",\"number_tkn\":\"ABCD545454545454\"}","user_fixer":null},{"id_task":23666,"id_process":"2981","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MX00BLHG006218\"","user_fixer":null},{"id_task":23667,"id_process":"2981","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23668,"id_process":"2981","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23669,"id_process":"2981","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"23138\"","user_fixer":null},{"id_task":23670,"id_process":"2981","etapa":"save-product-information","status":"completed","message":"product information saved successfully","technical_error":"","task_data":"{\"clientInformation\":{\"owner_type\":\"Company\",\"contracting_name\":\"Boat Test Company\",\"client_first_name\":\"\",\"client_father_last_name\":\"\",\"client_mother_last_name\":\"\",\"other_insured_name\":\"\",\"client_birthday\":\"1987-09-16\",\"client_gender\":\"Male\",\"client_marital_status\":\"\",\"client_passport\":\"\",\"client_occupation\":\"\",\"client_address\":\"123 Main St\",\"client_county\":\"\",\"client_zip_code\":\"42256\",\"client_city\":\"Pacula\",\"client_state\":\"Hidalgo\",\"client_country\":\"Mexico\",\"client_email\":\"test@example.com\",\"client_phone1\":\"5558755555\",\"client_phone2\":\"\",\"client_company\":\"Boat Test Company\",\"client_rfc\":\"\",\"client_status\":\"Client\",\"client_about_us\":\"Novamar U.S.\",\"sale_channel\":\"Website\",\"sale_person\":\"Client\",\"client_nationality\":\"Canadian\"},\"policyInformation\":{\"id_policy_info\":\"\",\"cgi_id_client_pi\":27811,\"department\":\"Personal Lines\",\"issuing_date\":\"2025-01-10\",\"type_policy\":\"Boat Liability\",\"insurance_company\":\"ABA\",\"certificate_number\":\"MX00BLHG006218\",\"policy_number\":\"\",\"term\":\"90\",\"start_date\":\"2025-01-23\",\"end_date\":\"2025-04-23\",\"currency\":\"Dollars\",\"net_premium\":186.922413793103487478219904005527496337890625,\"policy_fee\":25,\"tax\":33.90758620689656055446903337724506855010986328125,\"total_premium\":\"245.83\",\"financial_surcharge\":0,\"commission\":16,\"total_commission_amount\":29.907586206896557001755354576744139194488525390625,\"commission_today\":29.907586206896557001755354576744139194488525390625,\"payment_date\":\"2025-01-10\",\"payment_form\":\"Unique Payment\",\"type_payment\":\"Credit Card\",\"amount_paid\":\"245.830\",\"payment_status\":\"Paid\",\"policy_status\":\"Active\",\"notes\":\"\",\"sale_person\":\"Client\",\"sale_channel\":\"Website\",\"issuing_type\":\"Renewal-\",\"auth_code\":\"0SNBX1\",\"order_number\":\"BL6661MsQu8732\",\"policy_about_us\":\"Novamar U.S.\",\"brocker_fee\":null,\"issuing_status\":\"\"},\"boatInformation\":{\"id_bl_policy_information\":\"\",\"pi_id_policy_bl\":32971,\"bl_address\":\"123 Main St\",\"bl_zip_code\":\"42256\",\"bl_city\":\"Pacula\",\"bl_state\":\"Hidalgo\",\"bl_country\":\"Mexico\",\"bl_boat_type\":\"Powerboat\",\"bl_coverage_plan\":\"Boat Liability C\",\"bl_liability_value\":200000,\"bl_boat_name\":\"test dsfa\",\"bl_boat_manufacturer\":\"ghfh\",\"bl_boat_built_year\":\"2014\",\"bl_boat_registration_number\":\"gdfgdh\",\"bl_hull_type\":\"FRP (Fiber reinforced plastic)\",\"bl_hull_id_number\":\"09088gkddss\",\"bl_boat_model\":\"Sail\",\"bl_passengers_number\":0,\"bl_engine_type\":\"Diesel\",\"bl_boat_length\":\"44\",\"bl_boat_beam\":\"8\",\"bl_boat_horsepower\":\"889\",\"bl_boat_flag\":\"Afghanistan\",\"bl_boat_port\":\"ghgh\",\"bl_boat_tender\":\"0\",\"bl_boat_use\":\"Pleasure\",\"bl_boat_marina_name\":\"Marina CostaBaja\",\"bl_boat_marina_email\":\"\",\"bl_consecutive_number\":6219,\"bl_issuing_time\":\"10:15:40\"}}","user_fixer":null},{"id_task":23671,"id_process":"2981","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"19584","user_fixer":null},{"id_task":23672,"id_process":"2981","etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"test@example.com\",\"certificateNumber\":\"MX00BLHG006218\",\"authCode\":\"0SNBX1\"}","user_fixer":null}]},{"id":2980,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"test@example.com","client_company":"","status":"completed","stage_date":"2025-01-10 10:06:29","reference":"BL6661WgDO8667","flow_content":[{"id_task":23649,"id_process":"2980","etapa":"save-session","status":"completed","message":"Save session 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AM\",\"error\":\"\"},\"vin\":\"1FBSS31S7XHC35421\",\"transactionId\":\"120813612756\",\"invoiceNumber\":\"TA19111po83\"},\"error\":\"\"}","user_fixer":null},{"id_task":21688,"id_process":"2736","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXDNTAOK003981\"","user_fixer":null},{"id_task":21689,"id_process":"2736","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21690,"id_process":"2736","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21691,"id_process":"2736","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDoctoDetail.IDDocto|60421,DatDoctoDetail.Marca|Ford,DatDoctoDetail.Tipo|Econo\\\/club wgn E350,DatDoctoDetail.Modelo|1999,DatDoctoDetail.Serie|1FBSS31S7XHC35421<\\\/tem:oDataString>\\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_DetailPoliza<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"60421\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21692,"id_process":"2736","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19151\",\"json_value\":\"{\\\"vehicleType\\\":\\\"Van\\\",\\\"modelYear\\\":\\\"1999\\\",\\\"term\\\":\\\"180\\\",\\\"territory\\\":\\\"B\\\",\\\"liability\\\":\\\"300000\\\",\\\"carValue\\\":\\\"4000\\\",\\\"towingValue\\\":\\\"\\\",\\\"entranceDate\\\":\\\"01\\\\\\\/05\\\\\\\/2025\\\",\\\"id_client\\\":\\\"27641\\\",\\\"product\\\":\\\"Tourist Auto\\\",\\\"issuingMode\\\":\\\"ws\\\",\\\"renovation\\\":\\\"start\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21693,"id_process":"2736","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21694,"id_process":"2736","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21695,"id_process":"2736","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"22722\"","user_fixer":null},{"id_task":21696,"id_process":"2736","etapa":"updateProspect-SICAS","status":"completed","message":"Prospect successfully updated in SICAS","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t\\t\\t<tem:Procesar_String>\\n\\t\\t\\t\\t\\t<tem:oDataString>DatOportunidades.IDOpo|5285,DatOportunidades.IDEtapa|5,DatOportunidades.IDStatus|3,DatOportunidades.StatusCierre|1,DatOportunidades.Obs|Compra en linea - Cerrado automaticamente,DatOportunidades.FCierre|27\\\/12\\\/2024<\\\/tem:oDataString>\\n\\t\\t\\t\\t\\t<tem:oConfigData>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeData>WS_Oportunidades<\\\/tem:PropertyTypeData>\\n\\t\\t\\t\\t\\t    <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigData>\\n\\t\\t\\t\\t\\t<tem:oConfigAuth>\\n\\t\\t\\t\\t\\t    <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5285\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21697,"id_process":"2736","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"TA\",\"certificate\":\"MXDNTAOK003981\",\"email\":\"2dads7kids@gmail.com\",\"company\":\"\",\"error\":\"\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 10:31:12 ] 67815960b7cf7 /api/mx/panel-service
[ 2025-01-10 10:31:12 ] 67815960b7cf7 -> {"option":"getData","id_client":27810}
[ 2025-01-10 10:31:16 ] 67815960b7cf7 <- {"status":"success","response":{"error":"","userInfo":{"id_client":27810,"owner_type":"Person","client_first_name":"asdd","client_father_last_name":"asdsa","client_mother_last_name":"","client_birthday":"2000-12-12","client_gender":"Female","client_occupation":"Other","client_address":"mi casa 89 ","client_county":"mi colonia","client_zip_code":"48317","client_city":"oajaka","client_state":"oclajoma","client_country":"United States","client_email":"aasd@as.as","client_phone1":"(322) 123-1231","client_company":"","client_about_us":"Already Client","client_marital_status":"Widow \/ Widower","other_insured_name":"","client_passport":"dfdsfdsf","client_rfc":"","user_token":"Ta1uIXlQm4JXstLZqta6K1h1ck5xMUY3QmgvYW9EU3haVVlnWjhGcDArNkNKQ0RNRTl5M0dZRkpxWHRYUmZHQnF2aURDa1ludThxTnVJMHhybkhNUE4wdU9zbkpZNU9ocTJsK2pGL1ZGRXc3YjFxYm1DRDJGT1VZTGpCWnZDbGo0VXlJMzc1dTNrQXhTWkduNm0xYllYbXI2bWVsQ29ZRVp1QjNUbCtpUlZxd0Y3RHY4NVVKcDJDd2psMHM1Z29zZWtxdUVMbWdYUjJJTDZTUi9XN1dpQjV3Q296ck82T1ordkJpS05LYWdYaEF4eDFSVUxQV1h2TFE2S242VGl4SlRETllpWi9qdDQ1NnY3eHA=","client_nationality":null},"polizas":{"Travel":{"name":"Travel","executiveInfo":{"name":"Dannae De Anda Borquez","email":"health@novamar.net"},"polizas":{"asddasdsa976604400":{"details":{"from":"January 11, 2025","to":"January 26, 2025","departureDate":"January 11, 2025","arrivalDate":"January 26, 2025","departureCountry":"Estados unidos","arrivalCountries":"Mexico","passport":"dfdsfdsf","uniqueDataKey":"asddasdsa976604400","paquete":"Silver Receptivo"},"polizas":[{"poliza":"MX00TMOC000547","status":"Active","paquete":"Silver Receptivo","asegurado":"asdd asdsa","direccionAsegurado":"mi casa 89  mi colonia 48317 oclajoma oajaka United States","diasCobertura":16,"vigencia":"January 11, 2025 - January 26, 2025","isRenewal":true,"isLate":false,"insurance_company":"Mapfre","policy_link":"","totalPremium":"1,781.76","currency":"Pesos","policyOrigin":"NIS","typePolicy":"Travel","producto":"Travel","have_details_map":"Yes"}]}}}}},"code":200}
[ 2025-01-10 10:31:24 ] 6781596cd70c3 /api/auth/login
[ 2025-01-10 10:31:24 ] 6781596cd70c3 -> {"option":"login","typeLogin":"client","access":"test@example.com","password":"ea11877f"}
[ 2025-01-10 10:31:25 ] 6781596cd70c3 <- {"status":"success","response":{"token":"0Lt1aSVs32PGBAx75rohCnBiNytnY0JsTmp5ck4zQU91bmpETjVnN3V6d21NRHhtWnB4M2kxNzI2MzEza3ZTNXdIUWZ0MXg5ZU9lQnFUSk5vKzNmR3FINm1PalJXWUxVS01ZZm5vOFJOaW1lOXFyYUtOWDdZbHFlZkh2aWEwYUhqbXlCbDhOdmd0bWtHYlFNSWNHczFNd2g3SDlFclBxYjI3SUh4RzZLdmsyRGcxTWV3czRGSmdKNG0zTkpuSFpmMzdDeFRjUlY0enQxWmM5K29ldUduK1R2L0w4dG94MWdnWEpwQUN3MUN5SXk3M2Vqd2RuSW1xRkl5WG89","decodeInfo":{"referenceID":27811,"name":"","email":"test@example.com","role":"ROLE_CLIENT","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"189.177.63.209"}},"code":200}
[ 2025-01-10 10:31:25 ] 6781596da87ed /api/mx/customers
[ 2025-01-10 10:31:25 ] 6781596da87ed -> {"type":"client","option":"getOne","id":27811}
[ 2025-01-10 10:31:28 ] 6781597022a94 /api/mx/panel-service
[ 2025-01-10 10:31:28 ] 6781597022a94 -> {"option":"getData","id_client":27811}
[ 2025-01-10 10:31:32 ] 6781597022a94 <- {"status":"success","response":{"error":"","userInfo":{"id_client":27811,"owner_type":"Company","client_first_name":"","client_father_last_name":"","client_mother_last_name":"","client_birthday":"1987-09-16","client_gender":"Male","client_occupation":"","client_address":"123 Main St","client_county":"","client_zip_code":"42256","client_city":"Pacula","client_state":"Hidalgo","client_country":"Mexico","client_email":"test@example.com","client_phone1":"5558755555","client_company":"Boat Test Company","client_about_us":"Already Client","client_marital_status":"","other_insured_name":"","client_passport":"","client_rfc":"","user_token":"0Lt1aSVs32PGBAx75rohCnBiNytnY0JsTmp5ck4zQU91bmpETjVnN3V6d21NRHhtWnB4M2kxNzI2MzEza3ZTNXdIUWZ0MXg5ZU9lQnFUSk5vKzNmR3FINm1PalJXWUxVS01ZZm5vOFJOaW1lOXFyYUtOWDdZbHFlZkh2aWEwYUhqbXlCbDhOdmd0bWtHYlFNSWNHczFNd2g3SDlFclBxYjI3SUh4RzZLdmsyRGcxTWV3czRGSmdKNG0zTkpuSFpmMzdDeFRjUlY0enQxWmM5K29ldUduK1R2L0w4dG94MWdnWEpwQUN3MUN5SXk3M2Vqd2RuSW1xRkl5WG89","client_nationality":"Canadian"},"polizas":{"BL":{"name":"Boat Liability","executiveInfo":{"name":"Pablo Castellanos","email":"boat@novamar.net"},"polizas":{"09088gkddss":{"details":{"nombreBote":"test dsfa","marca":"ghfh","year":2014,"registro":"gdfgdh","hullType":"FRP (Fiber reinforced plastic)","hullId":"09088gkddss","modelo":"Sail","engineType":"Diesel","length":"44","beam":"8","engineHp":"889","flag":"Afghanistan","puerto":"ghgh","paquete":"Boat Liability C","uniqueDataKey":"09088gkddss"},"polizas":[{"poliza":"MX00BLHG006218","status":"Active","paquete":"Boat Liability C","asegurado":"Boat Test Company","direccionAsegurado":"123 Main St  42256 Hidalgo Pacula Mexico","diasCobertura":90,"vigencia":"January 23, 2025 - April 23, 2025","isRenewal":false,"isLate":false,"insurance_company":"ABA","policy_link":"","totalPremium":"245.83","currency":"Dollars","policyOrigin":"NIS","typePolicy":"Boat Liability","producto":"Boat Liability","have_details_map":"Yes"}]}}}}},"code":200}
[ 2025-01-10 10:31:39 ] 6781597bbae95 /api/mx/certificate/MX00BLHG006218/a031cb12cc
[ 2025-01-10 10:31:39 ] 6781597bbae95 -> []
[ 2025-01-10 10:31:39 ] 6781597be6989 /api/mx/certificate/MX00BLHG006218/a031cb12cc
[ 2025-01-10 10:31:39 ] 6781597be6989 -> []
[ 2025-01-10 10:31:39 ] 6781597be6989 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:31:39 ] 6781597be6989 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:31:40 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 10:31:40 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 10:32:14 ] 6781599e6a965 /api/mx/user-service
[ 2025-01-10 10:32:14 ] 6781599e6a965 -> {"option":"getSecureFields"}
[ 2025-01-10 10:32:14 ] 6781599e6a965 <- {"status":"success","response":{"content":"<input type=\"hidden\" name=\"CRSFToken\" value=\"d7f1d0a42c5d9a0ee6c7fb63f6d02b31\"><input type=\"hidden\" name=\"time\" value=\"1736530334\">"},"code":200}
[ 2025-01-10 10:32:16 ] 678159a0002b0 /api/mx/services/search
[ 2025-01-10 10:32:16 ] 678159a0002b0 -> {"search":"MX00BLHG006218","option":"search_of_clients"}
[ 2025-01-10 10:32:16 ] 678159a0002b0 <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 1<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/27811\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Boat Test Company<\/span> <span class=\"text-muted\">|<\/span> test@example.com<\/a><div>"},"code":200}
[ 2025-01-10 10:32:17 ] 678159a19fc99 /api/mx/customers
[ 2025-01-10 10:32:17 ] 678159a19fc99 -> {"id":"27811","option":"verifyStatus"}
[ 2025-01-10 10:32:17 ] 678159a1a43be /api/mx/services/validate-info
[ 2025-01-10 10:32:17 ] 678159a1a43be -> {"id_client":"27811","option":"valid_information"}
[ 2025-01-10 10:32:17 ] 678159a1a9b39 /api/mx/customers
[ 2025-01-10 10:32:17 ] 678159a1a9b39 -> {"id_client":"27811","option":"getQuotes"}
[ 2025-01-10 10:32:17 ] 678159a1a43be <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 10:32:17 ] 678159a1bd262 /api/mx/customers
[ 2025-01-10 10:32:17 ] 678159a1bd262 -> {"id":"27811","option":"getContacts"}
[ 2025-01-10 10:32:17 ] 678159a1c0650 /api/mx/services/client-profile
[ 2025-01-10 10:32:17 ] 678159a1c0650 -> {"id_client":"27811"}
[ 2025-01-10 10:32:17 ] 678159a1c0650 <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Boat Test Company<\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">5558755555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\">123 Main St, 42256, Pacula, Hidalgo, Mexico<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/newnis.novamar.info\/mx\/forms\/customers\/27811\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006218\/a031cb12cc\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006218<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/Mjc4MTE=*MzI5NzE=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/27811\/MX00BLHG006218?v20250110103217\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>1 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/Mjc4MTE=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/Mjc4MTE=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/Mjc4MTE=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/27811\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":1,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"27811","message":"","return":"true"},"code":200}
[ 2025-01-10 10:32:22 ]  <- null
[ 2025-01-10 10:32:22 ] 678159a667c80 /api/mx/blog-service
[ 2025-01-10 10:32:22 ] 678159a667c80 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 10:32:22 ] 678159a667c80 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 10:32:22 ] 678159a6d2238 /api/mx/blog-service
[ 2025-01-10 10:32:22 ] 678159a6d2238 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 10:32:22 ] 678159a6d2238 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 10:33:04 ] 678159d0ba329 /api/mx/dashboard-process
[ 2025-01-10 10:33:04 ] 678159d0ba329 -> {"option":"getInformation"}
[ 2025-01-10 10:33:09 ] 678159d0ba329 <- {"status":"success","response":[{"id":2982,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"test@example.com","client_company":"","status":"completed","stage_date":"2025-01-10 10:17:53","reference":"BL6661FzQr901","flow_content":[{"id_task":23673,"id_process":"2982","etapa":"save-session","status":"completed","message":"Save session 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AM\",\"error\":\"\"},\"vin\":\"1FBSS31S7XHC35421\",\"transactionId\":\"120813612756\",\"invoiceNumber\":\"TA19111po83\"},\"error\":\"\"}","user_fixer":null},{"id_task":21688,"id_process":"2736","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXDNTAOK003981\"","user_fixer":null},{"id_task":21689,"id_process":"2736","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21690,"id_process":"2736","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21691,"id_process":"2736","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDoctoDetail.IDDocto|60421,DatDoctoDetail.Marca|Ford,DatDoctoDetail.Tipo|Econo\\\/club wgn E350,DatDoctoDetail.Modelo|1999,DatDoctoDetail.Serie|1FBSS31S7XHC35421<\\\/tem:oDataString>\\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_DetailPoliza<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"60421\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21692,"id_process":"2736","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19151\",\"json_value\":\"{\\\"vehicleType\\\":\\\"Van\\\",\\\"modelYear\\\":\\\"1999\\\",\\\"term\\\":\\\"180\\\",\\\"territory\\\":\\\"B\\\",\\\"liability\\\":\\\"300000\\\",\\\"carValue\\\":\\\"4000\\\",\\\"towingValue\\\":\\\"\\\",\\\"entranceDate\\\":\\\"01\\\\\\\/05\\\\\\\/2025\\\",\\\"id_client\\\":\\\"27641\\\",\\\"product\\\":\\\"Tourist Auto\\\",\\\"issuingMode\\\":\\\"ws\\\",\\\"renovation\\\":\\\"start\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21693,"id_process":"2736","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21694,"id_process":"2736","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21695,"id_process":"2736","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"22722\"","user_fixer":null},{"id_task":21696,"id_process":"2736","etapa":"updateProspect-SICAS","status":"completed","message":"Prospect successfully updated in SICAS","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t\\t\\t<tem:Procesar_String>\\n\\t\\t\\t\\t\\t<tem:oDataString>DatOportunidades.IDOpo|5285,DatOportunidades.IDEtapa|5,DatOportunidades.IDStatus|3,DatOportunidades.StatusCierre|1,DatOportunidades.Obs|Compra en linea - Cerrado automaticamente,DatOportunidades.FCierre|27\\\/12\\\/2024<\\\/tem:oDataString>\\n\\t\\t\\t\\t\\t<tem:oConfigData>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeData>WS_Oportunidades<\\\/tem:PropertyTypeData>\\n\\t\\t\\t\\t\\t    <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigData>\\n\\t\\t\\t\\t\\t<tem:oConfigAuth>\\n\\t\\t\\t\\t\\t    <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5285\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21697,"id_process":"2736","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"TA\",\"certificate\":\"MXDNTAOK003981\",\"email\":\"2dads7kids@gmail.com\",\"company\":\"\",\"error\":\"\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 10:33:25 ] 678159e533b9d /api/mx/services/search
[ 2025-01-10 10:33:25 ] 678159e533b9d -> {"search":"MX00BLHG006218","option":"search_of_clients"}
[ 2025-01-10 10:33:25 ] 678159e533b9d <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 1<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/27811\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">Boat Test Company<\/span> <span class=\"text-muted\">|<\/span> test@example.com<\/a><div>"},"code":200}
[ 2025-01-10 10:33:26 ] 678159e6c8a6d /api/mx/services/validate-info
[ 2025-01-10 10:33:26 ] 678159e6c8a6d -> {"id_client":"27811","option":"valid_information"}
[ 2025-01-10 10:33:26 ] 678159e6c9a79 /api/mx/customers
[ 2025-01-10 10:33:26 ] 678159e6c9a79 -> {"id":"27811","option":"verifyStatus"}
[ 2025-01-10 10:33:26 ] 678159e6d408a /api/mx/services/client-profile
[ 2025-01-10 10:33:26 ] 678159e6d408a -> {"id_client":"27811"}
[ 2025-01-10 10:33:26 ] 678159e6c8a6d <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 10:33:26 ] 678159e6d408a <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>Boat Test Company<\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:test@example.com\"><span id=\"email\">test@example.com<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">5558755555<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\">123 Main St, 42256, Pacula, Hidalgo, Mexico<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/newnis.novamar.info\/mx\/forms\/customers\/27811\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"\n\t\t\t<div >\n\t\t\t\t<table class=\"table table-striped\">\n\t\t\t\t\t<thead>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th>Policy<\/th>\n\t\t\t\t\t\t\t<th>Policy #<\/th>\n\t\t\t\t\t\t\t<th>Certificate #<\/th>\n\t\t\t\t\t\t\t<th>Group code<\/th>\n\t\t\t\t\t\t\t<th>Date<\/th>\n\t\t\t\t\t\t\t<th>Payment Status<\/th>\n\t\t\t\t\t\t\t<th>Status<\/th>\n\t\t\t\t\t\t\t<th>&nbsp;<\/th>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/thead>\n\t\t\t\t\t<tbody><tr>\n\t\t\t\t\t<td>Boat Liability<\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td ><a href=\"https:\/\/api.novamar.info\/api\/mx\/certificate\/MX00BLHG006218\/a031cb12cc\" target=\"__blank\" style=\"color: #039be5; text-decoration: none\">MX00BLHG006218<\/a><\/td>\n\t\t\t\t\t<td><\/td>\n\t\t\t\t\t<td>Jan 23, 2025 - Apr 23, 2025<\/td>\n\t\t\t\t\t<td>Paid<\/td>\n\t\t\t\t\t<td><b class=\"active-status\">Active<\/b><\/td>\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<div class=\"dropdown\">\n\t\t\t\t\t\t\t<button  class=\"btn dropdown-toggle btn-blue\" id=\"dropdownMenuButton0\" data-bs-toggle=\"dropdown\" aria-expanded=\"false\">OPTIONS<\/button>\n\t\t\t\t\t\t\t<ul  class=\"dropdown-menu options-dropdown\" aria-labelledby=\"dropdownMenuButton0\" >\n\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item policy-action\" href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/update\/Mjc4MTE=*MzI5NzE=\">\n\t\t\t\t\t\t\t\t\t\t\t<i class=\"fas fa-edit left\"><\/i> Edit\n\t\t\t\t\t\t\t\t\t\t<\/a> \n\t\t\t\t\t\t\t\t\t<\/li><li>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"dropdown-item btn-renew\" href=\"\/mx\/products\/boat-liability\/27811\/MX00BLHG006218?v20250110103326\">\n\t\t\t\t\t\t\t\t\t\t\t\t<i class=\"fa fa-repeat left\" aria-hidden=\"true\"><\/i> Renew\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t<\/li><\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\t<\/tbody>\n\t\t\t\t\t\t\t<\/table>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t$(\".dropdown-button\").dropdown({\n\t\t\t\t\t\t\t\t\tconstrainWidth: false\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>1 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/Mjc4MTE=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/Mjc4MTE=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/Mjc4MTE=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/27811\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":1,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"27811","message":"","return":"true"},"code":200}
[ 2025-01-10 10:33:26 ] 678159e6e2ce0 /api/mx/customers
[ 2025-01-10 10:33:26 ] 678159e6e2ce0 -> {"id":"27811","option":"getContacts"}
[ 2025-01-10 10:33:26 ] 678159e6e4420 /api/mx/customers
[ 2025-01-10 10:33:26 ] 678159e6e4420 -> {"id_client":"27811","option":"getQuotes"}
[ 2025-01-10 10:33:53 ]  <- null
[ 2025-01-10 10:33:53 ] 67815a01a72b3 /api/mx/product
[ 2025-01-10 10:33:53 ] 67815a01a72b3 -> {"fieldId":"modelYear","option":"Year Models","companyQuote":"Qualitas","vehicleType":"100","product":"Resident Auto"}
[ 2025-01-10 10:33:53 ] 67815a01a72b3 <- {"status":"success","response":{"Qualitas":{"content":{"id":[2026,2025,2024,2023,2022,2021,2020,2019,2018,2017,2016,2015,2014,2013,2012,2011,2010,2009,2008,2007,2006,2005,2004,2003,2002,2001,2000,1999,1998,1997,1996,1995,1994,1993,1992,1991,1990,1989,1988,1987,1986,1985,1984,1983,1982,1981,1980,1979,1978,1977,1976,1975],"description":[2026,2025,2024,2023,2022,2021,2020,2019,2018,2017,2016,2015,2014,2013,2012,2011,2010,2009,2008,2007,2006,2005,2004,2003,2002,2001,2000,1999,1998,1997,1996,1995,1994,1993,1992,1991,1990,1989,1988,1987,1986,1985,1984,1983,1982,1981,1980,1979,1978,1977,1976,1975]},"fieldId":"modelYear"}},"code":200}
[ 2025-01-10 10:34:18 ] 67815a1a9978f /api/mx/product
[ 2025-01-10 10:34:18 ] 67815a1a9978f -> {"fieldId":"brand","option":"Brands","companyQuote":"Qualitas","modelYear":"2020","vehicleType":"100","product":"Resident Auto"}
[ 2025-01-10 10:34:20 ] 67815a1a9978f <- {"status":"success","response":{"Qualitas":{"content":{"description":["ACURA","AUDI","ALFA ROMEO","ASTON MARTIN","BAIC","BUICK","BMW","BENTLEY","CADILLAC","CHANGAN","CHRYSLER","CHEVROLET","CUPRA","DODGE","FORD","FERRARI","FOTON","FIAT","GENERAL MOTORS","GIANT MOTORS","GREAT WALL MOTORS","HONDA","HYUNDAI","INFINITI","JAC","JEEP","JAGUAR","KIA","LAMBORGHINI","LINCOLN","LANDROVER","LEXUS","MAZDA","MITSUBISHI","MCLAREN","MINI","MASERATI","MERCEDES BENZ","NISSAN","NO REGULARIZADO","PORSCHE","PEUGEOT","RENAULT","SUZUKI","SEAT","SUBARU","TESLA MOTORS","TOYOTA","UAZ","VUHL","VOLVO","VOLKSWAGEN"],"id":["AA","AI","AR","AT","BC","BK","BW","BY","CC","CN","CR","CT","CU","DE","FD","FI","FN","FT","GS","GT","GW","HA","HI","II","JC","JP","JR","KA","LI","LN","LR","LX","MA","MI","ML","MN","MT","MZ","NN","NO","PE","PT","RT","SI","ST","SU","TE","TY","UZ","VL","VO","VW"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 10:34:24 ] 67815a20813d7 /api/mx/product
[ 2025-01-10 10:34:24 ] 67815a20813d7 -> {"fieldId":"subBrand","option":"Sub Brands","companyQuote":"Qualitas","modelYear":"2020","brand":"AA","vehicleType":"100","product":"Resident Auto"}
[ 2025-01-10 10:34:25 ] 67815a20813d7 <- {"status":"success","response":{"Qualitas":{"content":{"description":["ILX","MDX","NSX","RDX","TLX"],"id":["ILX","MDX","NSX","RDX","TLX"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 10:43:41 ] 67815c4d0f8f1 /api/auth/login
[ 2025-01-10 10:43:41 ] 67815c4d0f8f1 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:43:41 ] 67815c4d0f8f1 <- {"status":"success","response":{"token":"rAtvFl0ckFo2ZClpzit26FMyZlpRVjY5VnZLbmtTK3E0SXJMSjZxQ1I4Zjc3eXRBWW9BdkhGYzBEV2tmOEZiLzBRSytYcnFvR0x6NlhpdjRpWGhjcXdGWEtHc3Q5K3ZCYUZhMXJTZnZKRjl3Wk4wdE91Y0RYQlEwMU56SVhuSEZKSFZ6TFlaellpSmVZczdzVS9mRUVuMnU1a1YvUE94QVVNWGlaYTR5QlVoa3QwelE1TXpzaDVJcU5jbkxoL2wrU3ZySW5NaUoyZkFyaFR0ODF5UkNMZThQR1FUQTU2eFlSUXFlTGVKWDFudE5SQ2sxNHkvcTRHVDEyMWVLQjF0dXRZd1AwcWtsMWVOK0lEWU8=","decodeInfo":{"referenceID":"67815c4d176cb","name":"GUEST-67815c4d176cb","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:43:41 ] 67815c4d420ae /api/auth/login
[ 2025-01-10 10:43:41 ] 67815c4d420ae -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:43:41 ] 67815c4d420ae <- {"status":"success","response":{"token":"ZJOIIV5r6xrLUKPr44uEJTNzNmM5MFBlTGtYVHJOYnZyYWd4OVEyUkRvSkIyMjhxSTNnWFNpVlhRTmo2WE11RjE1RDhQSWkyckd5UFpHeGp4OVdtK1JucEJiTUJWZ0ZhaVQvSDdabmtuTzBNVlFoSG9uN3p0aXRucU1wRlBaalBMazZpMFRrQVp5Qk91c0pnTmJ3WlZUb0g3MW1OZlJFY1ViN0d2MmtNTjZieEdnaENUOUk3djJDWVc1MGlxbDhkMzRteUsvc21aTmFSNkkrM0k3S0NHdXZjZUYzYkhYNm1vMVRsK0I5cmVFUjdNNkhiVHFJR0RtQTBpTUNzaGFhZEFieGZZUnVBbDVndTlZa0U=","decodeInfo":{"referenceID":"67815c4d49f11","name":"GUEST-67815c4d49f11","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:43:44 ] 67815c50d7f28 /api/mx/product
[ 2025-01-10 10:43:44 ] 67815c50d7f28 -> {"fieldId":"brand","option":"Brands","companyQuote":"Qualitas","modelYear":"2024","vehicleType":"100","product":"Resident Auto"}
[ 2025-01-10 10:43:46 ] 67815c50d7f28 <- {"status":"success","response":{"Qualitas":{"content":{"description":["ACURA","AUDI","ALFA ROMEO","ASTON MARTIN","BAIC","BYD","BUICK","BAOJUN","BPS","BESTUNE","BMW","BENTLEY","CADILLAC","CHANGAN","CBO","CHRYSLER","CHEVROLET","CUPRA","CHIREY","DODGE","DONGFENG","DFSK","EXEED","FORD","FERRARI","FOAL","FOTON","FIAT","GAC","GENERAL MOTORS","GREAT WALL MOTORS","GEELY","HONDA","HYUNDAI","HUMMER","HAVAL","INEOS GRENADIER","INFINITI","JAC","JINPENG","JOYLONG","JMC","JAECOO","JEEP","JAGUAR","JETOUR","KIA","KING LONG","LAMBORGHINI","LINCOLN","LANDROVER","LOTUS","LEXUS","MAZDA","MG","MITSUBISHI","MCLAREN","MINI","MASERATI","MERCEDES BENZ","NETA","NISSAN","NO REGULARIZADO","OMODA","ORA","PORSCHE","PEUGEOT","ARRA","ROLLS ROYCE","RENAULT","SUZUKI","SKYWELL","SERES","SEAT","SUBARU","SEV","TESLA MOTORS","TANK","TOYOTA","VOLVO","VOLKSWAGEN","WULING","YUDO","ZEEKR"],"id":["AA","AI","AR","AT","BC","BD","BK","BN","BP","BS","BW","BY","CC","CN","CO","CR","CT","CU","CY","DE","DG","DK","EX","FD","FI","FL","FN","FT","GA","GS","GW","GY","HA","HI","HR","HV","IG","II","JC","JG","JL","JM","JO","JP","JR","JT","KA","KL","LI","LN","LR","LS","LX","MA","MG","MI","ML","MN","MT","MZ","NA","NN","NO","OM","OR","PE","PT","RA","RR","RT","SI","SK","SS","ST","SU","SV","TE","TK","TY","VO","VW","WU","YO","ZR"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 10:44:26 ]  <- null
[ 2025-01-10 10:44:26 ] 67815c7aef269 /api/mx/product
[ 2025-01-10 10:44:26 ] 67815c7aef269 -> {"fieldId":"subBrand","option":"Sub Brands","companyQuote":"Qualitas","modelYear":"2024","brand":"FD","vehicleType":"100","product":"Resident Auto"}
[ 2025-01-10 10:44:27 ] 67815c7aef269 <- {"status":"success","response":{"Qualitas":{"content":{"description":["BRONCO","BRONCO SPORT","EDGE","ESCAPE","EXPEDITION","EXPLORER","MUSTANG","TERRITORY","TRANSIT"],"id":["BRONCO","BRONCO SPORT","EDGE","ESCAPE","EXPEDITION","EXPLORER","MUSTANG","TERRITORY","TRANSIT"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 10:46:22 ] 67815cee4e24c /api/auth/login
[ 2025-01-10 10:46:22 ] 67815cee4e24c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:46:22 ] 67815cee4e24c <- {"status":"success","response":{"token":"mQXDsk4m8Blfibna7348MHZ4NWlDZHN2d3RRaHBiZzJiWnA5ajFEL3R2TVVBWjNiYXo3M0U0M1pETFUzOEFLMWZJOWJNaGd0OUFDWWZEbS84RXRPNmtMRllWY3BSQUxEa2haRGhnRkkwVHJQSEpCUDZPcnFjeHFlYTdtOGZNQ2F0Sm1TMFhyTldrcTc2U2FBNllFcUwwbnROeFc2anA2aUpBVko1dzRTU0FGd3F4dVRYb2ZFc2pSZENNaldoNlRKV3Zyd0d4QlVpOU5HOGhsTU9mSVdiWDUvQVcwVFhTd201T0VFYVRlT3lWMWV3eGxpV0tlMGIzYkdYdXpVekF3RTRLdDFsWTB2Qm91dmVNb1g=","decodeInfo":{"referenceID":"67815cee55f3c","name":"GUEST-67815cee55f3c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:47:29 ]  <- null
[ 2025-01-10 10:47:29 ]  <- null
[ 2025-01-10 10:47:30 ] 67815d3206552 /api/mx/product
[ 2025-01-10 10:47:30 ] 67815d3206552 -> {"fieldId":"modelYear","option":"Year Models","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:47:30 ] 67815d32381b8 /api/mx/product
[ 2025-01-10 10:47:30 ] 67815d32381b8 -> {"fieldId":"state","option":"States","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:47:30 ] 67815d3206552 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"],"description":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"]},"fieldId":"modelYear"}},"code":200}
[ 2025-01-10 10:47:31 ] 67815d32381b8 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","7","8","9","5","6","10","15","11","12","13","14","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32"],"description":["AGUASCALIENTES","BAJA CALIFORNIA","BAJA CALIFORNIA SUR","CAMPECHE","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","COAHUILA","COLIMA","DURANGO","ESTADO DE MEXICO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 10:47:56 ]  <- null
[ 2025-01-10 10:47:56 ] 67815d4ca8c63 /api/mx/product
[ 2025-01-10 10:47:56 ] 67815d4ca8c63 -> {"fieldId":"brand","option":"Brands","modelYear":"2024","vehicleType":"100","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:47:57 ] 67815d4ca8c63 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["AA","AI","BW","FT","FD","HA","HI","KA","MA","MZ","MN","MI","NN","PT","RT","ST","SU","SI","TA","VW","VO"],"description":["ACURA","AUDI","BMW","FIAT","FORD","HONDA","HYUNDAI","KIA","MAZDA","MERCEDES BENZ","MINI","MITSUBISHI","NISSAN","PEUGEOT","RENAULT","SEAT","SUBARU","SUZUKI","TOYOTA","VOLKSWAGEN","VOLVO"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 10:47:59 ]  <- null
[ 2025-01-10 10:48:00 ] 67815d5025c04 /api/mx/product
[ 2025-01-10 10:48:00 ] 67815d5025c04 -> {"fieldId":"subBrand","option":"Sub Brands","modelYear":"2024","brand":"FD","vehicleType":"100","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:48:00 ] 67815d5025c04 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["691","134","745","732","737"],"description":["BRONCO","ESCAPE","ESCAPE HIBRIDA","MUSTANG EV","TERRITORY"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 10:50:48 ] 67815df89151b /api/auth/login
[ 2025-01-10 10:50:48 ] 67815df89151b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:50:48 ] 67815df89151b <- {"status":"success","response":{"token":"JGKSHsKj0\/b2KoPP0wylu0xuSDdGbWhERk56T045MnByQTZ0Q1gzMTh1Qkg0L09uelgxeDNvMTNTaVA2eHFwYkJEN1g3b2E2K3J3OURIbnNJM0t4TnJtZHJubDYxcmRJZHg0Q0ZJTjdtTmRrS1FzMVFtY0VCMXFLaG9JRjdHZzF6Zjk3Zk1mZ2JEZmxINmxLNDlqS0FybmtTNG41czFIcnFqbDZKeUUrMzFJVU8vdEZwWVFYRkJ0N0lMT3h2c0UrYzAwWGRIZW9RdW8yYmx5RW1IOENTVHNWdFRxT2pRYVMxU2p4UjdwOUhJZ2R4dnhPZEtqb0hjbE56d3dSNVdIZG5jUk1odDhURVdiN1ZOS20=","decodeInfo":{"referenceID":"67815df899424","name":"GUEST-67815df899424","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:50:48 ] 67815df8c33f9 /api/auth/login
[ 2025-01-10 10:50:48 ] 67815df8c33f9 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:50:48 ] 67815df8c33f9 <- {"status":"success","response":{"token":"PtmPz7zxCB2ZlxFTPHTowkdWRFdXQTZzWEY0NHhTSk9hNE5GVllVZm1zYnZjWS9tOHNLWER1NHFabVdlclVMa1k3ajIvbnFvN2ZDMk5IOXR6K2FtUlhyQS83cHNoNW4xdFdPaXB5R0RWaitHT2hyWG56a3pxY2hiNUNTd0hRSDdnbWlwNytneG9EdUFSY3hjSzdPRnNWcThaOWlhM0pWQ0MrNnV1WkJZZllYR0xMUmlFSmp2VlI0Ym15VVppR0l2LzRKdVR2OElRQUZpUG1ESkhnWTg5a3cvWUtIdTdHam1MMkZpNTRRZ296K29vc21sVDdhWUVaUTFhY1FpakJ3d2hEYm1BZkQ0N1M1b0tWRFI=","decodeInfo":{"referenceID":"67815df8cb18b","name":"GUEST-67815df8cb18b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:50:50 ] 67815dfa78352 /api/auth/login
[ 2025-01-10 10:50:50 ] 67815dfa78352 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:50:50 ] 67815dfa78352 <- {"status":"success","response":{"token":"9rBy\/aNvkfn1E6+q33qQETBWTVllM2ZlSUwyS1hNdXoxb0tjTUE4Sng0M0pDU1lyUEJnY29WcmpVNndqL21tZkZhRmxycVlLemFxMForOWlKdXlSVUh0M0pPR0tZMlRMeWVmeWZlT2huMkdZbXp3RzlpSWJoL0p3b21DWlZKWWZNRUNmOXF2MDd0dklrSzdvYzVWOFcraXhZd0d1cUdDSkpJMW1xbWttZUlHeGxTMUxRL1FBM3RvbCtwbmlLczkrVlpTM0NvODNXZWVlWlZobUNYeWo0Y0kxZ0svemgxa1V1Q2FWQlhSUVA2aVJmc0ZZMjFrSVFWL2NmME9NNytYQjA5NHdBVlhsc240OVlGMGk=","decodeInfo":{"referenceID":"67815dfa8022e","name":"GUEST-67815dfa8022e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:50:51 ] 67815dfb47692 /api/auth/login
[ 2025-01-10 10:50:51 ] 67815dfb47692 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:50:51 ] 67815dfb47692 <- {"status":"success","response":{"token":"LMvAydVIKe0PKJeiqUiM22ttMGZHTXJyZjlOQXFZeTZNaGJBMW5CekNCRGc1OHQwQXJBL3dtODUrTWMrVDRpdDQ4bndnZFFDZXJFVFk3eTVMOUN2Z0VubVFPUUVBTlJpcnNDTkRVUG13dTJjNXlnV2gxQmtKdEJVdTR5dGZGYUtSQ2syZVp1UDhtTVhFQnQ5Ui8zd2ZrVk9BN0RPRm9DamRvcW9XbmFzdVBxVHFqNU92eC9CcU1yb0JyVjBFYkV4d01MdUlnam5IWWpmNHp3bFQ3b25hUDVoQUZvWnVXamNvdFRack82cUErc0c0dk1xVnc4d2ZvbWwxcEJ4aHFyZ0RnUEdBeXN6OUhISkNjOEM=","decodeInfo":{"referenceID":"67815dfb4f454","name":"GUEST-67815dfb4f454","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:50:51 ] 67815dfbba515 /api/auth/login
[ 2025-01-10 10:50:51 ] 67815dfbba515 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:50:51 ] 67815dfbba515 <- {"status":"success","response":{"token":"hg3Hh5rvG2n\/Wxs9LdD74WlLVE1IdjRlTGxLVVUzeHRnSElkTkNXSzdWbG9XdCt4eUxLaHN0eEJtR0c2OWZPdEY2VktjVjRDdUVxOHNPRTB5UVRaUXBsQnRsWU9DQXNvMkZIcVdyMkFnN082dHd5TmNQODcrdmMwOXU3dWxyY1laSlBzcmh5OVhnS3VCeEV3MjIyVG1EUDlhNVExeG5QYk5uQzVaNWkzTXJzYVZzdDRGRkhiNjl4ZSs1YzhmcGJKZG1XSHNDcXducytadThTcVF1bTdrOVUvMWYrNE9NaGpSbUtEVzZBeGtOUzBXQ1prZHY4MWJVem1PaCtXRlZ0NWZ4eGZoTGZYMzdZdUNGTjI=","decodeInfo":{"referenceID":"67815dfbc2101","name":"GUEST-67815dfbc2101","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:50:56 ] 67815e0091f8a /api/auth/login
[ 2025-01-10 10:50:56 ] 67815e0091f8a -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:50:56 ] 67815e0091f8a <- {"status":"success","response":{"token":"R\/rOF0VDTHe\/VGpPvDhdrUZpdlRyV3kvSXNyY0xCSVFpV1dBWk85a3dzVENPZGs4c0o1R0tSMnhDNkwzbXhFU1JwYjhOV245S0ZORDFmRGtmN04xWHZ6aWUrVXgzeFJ5dkE0V0V0L1RHc1VQV1lscHdGWHpLdFJDcVpUZENwOERFSGRmWnZNaDVjVXdjNW54RHdEbzFDcU8wQ01nVGhUNytWZmxpY3BLVjZoY2toWjVTdkVMWTF1UGlIUkJXZXZzZDViNjR0bHJHakhCTGhyWmNUcnNTNXNLZ3d1UXFqVkdnemlGblU0eHNlcEI0YVNJbE1pK29YQ1JqMlVxOEUwenFqdkowbk5MTXBnNkJmS0s=","decodeInfo":{"referenceID":"67815e0099a44","name":"GUEST-67815e0099a44","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:50:56 ] 67815e00a26cb /api/auth/login
[ 2025-01-10 10:50:56 ] 67815e00a26cb -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:50:56 ] 67815e00a5a87 /api/auth/login
[ 2025-01-10 10:50:56 ] 67815e00a5a87 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:50:56 ] 67815e00a26cb <- {"status":"success","response":{"token":"ICJrKykGrn2MWYxfni+hzHhJWFFSUHIrcGl1UGZiSDVEUG9GVUp2cEpicEtBMDVDMUFQMHpybmZyZmhFb1V5OUw5Y05SbEM0QUY5VkQvUDVLb3dqdGhFWjE3RWdOOFFkQjBoekhNNXQrMjdnamhvbmpySzdFL1hkMDJuMFdHeUZWdXFucm1HSC9DRDJwQkV0dml3VUMyZmRLQkhiVEJpVXJBWkdTcGxXaHprRWR2c3Q1OXkwWFV5TzRLMHZNUGhCS2dWaGwyNE04RStzVSt4RUJBdnhUNXRza2JNeUs4NEVjVmozaHRnRGFQYzJySHRWYi9sQ2dMK3FZQ2dsN0o5MkpHMEN0ZFoyMHpTK0N5My8=","decodeInfo":{"referenceID":"67815e00aa29e","name":"GUEST-67815e00aa29e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:50:56 ] 67815e00a5a87 <- {"status":"success","response":{"token":"DaOmCOkNQYOXpJ1NZWo\/q1hxNVBNY2QwYnNqM24zWXc3emxpMTYrK0pXTEplRFF5RGtPaUNzRDFYenFhN0NmVjRrajhmVmU5YVdJdlpBaUtQV25PT29yc1ArYUNqTXJkdUlhZXp1Ty9PcXV6MW5xRGNRd3NIVDljTWRpbVRIVXkyeUN4c0J1aWl2bWE2SGFzYStWZkpKRTJpUlJreGpHbURNT2hmUGM0ZDdhWWl4bEt1MStSeEpORG5FbjR0U0NJUWJqOUFuODg5OXBwRjl0UVVwcGZGY20wczlhN05MaURRK1dFWVRHYWpHeUdWREg4ajFFN0NlZ1VOT1Q0ZlROZWlsNnhnNUhxK1pnRTIzcGM=","decodeInfo":{"referenceID":"67815e00ada20","name":"GUEST-67815e00ada20","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:51:10 ] 67815e0eb0b7d /api/auth/login
[ 2025-01-10 10:51:10 ] 67815e0eb0b7d -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 10:51:10 ] 67815e0eb0b7d <- {"status":"success","response":{"token":"jUM9UA3wOXM6kDIyg8ojQDFJS3Uya0llTlp4bnRjRFAvdFlMa25NbjhQbXVPcUdJU29CQXZsS1lVK1FjTUJOdE9nNDJXYW5PR041eU4wMjc5MXRIM05oWm9GQUI1Si9iSWFDcThMdW82c0F5QVo0YkZMTi92WXM5T2RvMDhTbzJMTHNCR1JzbU5IYWVZOVNOcGN5S0FwTEl5SlVBWGNTeDhwMHQ0SFFLcis3cXVjc1RmN2VCdUhEUjdCb1pNTTJiSmNTTk1xdCsxV2V3UzdTZUFtK09ZbmxSTUp3STJiamk5VlFrL0RBUFd3MjQzMnBxeUFaakk1aTZmRFlVbE1XM0lWWXNlS25TY1R0T2FwMGE=","decodeInfo":{"referenceID":"67815e0eb8f0c","name":"GUEST-67815e0eb8f0c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 10:51:25 ]  <- null
[ 2025-01-10 10:51:25 ] 67815e1d3303e /api/mx/product
[ 2025-01-10 10:51:25 ] 67815e1d3303e -> {"fieldId":"brand","option":"Brands","modelYear":"2024","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:51:26 ] 67815e1d3303e <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["FD","MZ","MI","NN","PT","RT","TA","VW"],"description":["FORD","MERCEDES BENZ","MITSUBISHI","NISSAN","PEUGEOT","RENAULT","TOYOTA","VOLKSWAGEN"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 10:51:27 ]  <- null
[ 2025-01-10 10:51:27 ] 67815e1fc80a6 /api/mx/product
[ 2025-01-10 10:51:27 ] 67815e1fc80a6 -> {"fieldId":"subBrand","option":"Sub Brands","modelYear":"2024","brand":"FD","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:51:28 ] 67815e1fc80a6 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["235","320","237","238"],"description":["F-150","MAVERICK","RANGER","TRANSIT"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 10:51:30 ]  <- null
[ 2025-01-10 10:51:31 ] 67815e2320f61 /api/mx/product
[ 2025-01-10 10:51:31 ] 67815e2320f61 -> {"fieldId":"version","option":"Version","modelYear":"2024","brand":"FD","subBrand":"237","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:51:31 ] 67815e2320f61 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["10310530","10310531","10310502"],"description":["FORD RANGER XL CREW CAB 4X2 2.3L ECOBOOST AUTOMATI","FORD RANGER XLT CREW CAB 4X2 2.3L ECOBOOST AUTOMAT","FORD RANGER XLT DOBLE CABINA  ESTANDAR 4PTAS"]},"fieldId":"version"}},"code":200}
[ 2025-01-10 10:52:16 ]  <- null
[ 2025-01-10 10:52:16 ] 67815e50d7b89 /api/mx/product
[ 2025-01-10 10:52:16 ] 67815e50d7b89 -> {"fieldId":"city","option":"Cities","state":"18","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:52:42 ]  <- null
[ 2025-01-10 10:52:42 ] 67815e6aa1359 /api/mx/product
[ 2025-01-10 10:52:42 ] 67815e6aa1359 -> {"fieldId":"city","option":"Cities","state":"17","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:52:43 ]  <- null
[ 2025-01-10 10:52:43 ] 67815e6bd98e1 /api/mx/product
[ 2025-01-10 10:52:43 ] 67815e6bd98e1 -> {"fieldId":"city","option":"Cities","state":"18","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:52:56 ] 67815e50d7b89 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","20","4","9","5","6","7","19","10","11","12","13","14","15","16","17","18","8"],"description":["ACAPONETA","AHUACATLAN","AMATLAN DE CA\u00d1AS","BAHIA DE BANDERAS","COMPOSTELA","DEL NAYAR","HUAJICORI","IXTLAN DEL RIO","JALA","LA YESCA","ROSAMORADA","RUIZ","SAN BLAS","SAN PEDRO LAGUNILLAS","SANTA MARIA DEL ORO","SANTIAGO IXCUINTLA","TECUALA","TEPIC","TUXPAN","XALISCO"]},"fieldId":"city"}},"code":200}
[ 2025-01-10 10:53:11 ] 67815e6aa1359 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","34","5","6","7","8","36","9","10","11","12","13","14","15","16","17","18","33","19","20","21","22","23","24","25","26","27","28","35","29","30","31","32"],"description":["AMACUZAC","ATLATLAHUCAN","AXOCHIAPAN","AYALA","COATETELCO","COATLAN DEL RIO","CUAUTLA","CUERNAVACA","EMILIANO ZAPATA","HUEYAPAN","HUITZILAC","JANTETELCO","JIUTEPEC","JOJUTLA","JONACATEPEC DE LEANDRO VALLE","MAZATEPEC","MIACATLAN","OCUITUCO","PUENTE DE IXTLA","TEMIXCO","TEMOAC","TEPALCINGO","TEPOZTLAN","TETECALA","TETELA DEL VOLCAN","TLALNEPANTLA","TLALTIZAPAN DE ZAPATA","TLAQUILTENANGO","TLAYACAPAN","TOTOLAPAN","XOCHITEPEC","XOXOCOTLA","YAUTEPEC","YECAPIXTLA","ZACATEPEC","ZACUALPAN DE AMILPAS"]},"fieldId":"city"}},"code":200}
[ 2025-01-10 10:53:11 ] 67815e6bd98e1 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","20","4","9","5","6","7","19","10","11","12","13","14","15","16","17","18","8"],"description":["ACAPONETA","AHUACATLAN","AMATLAN DE CA\u00d1AS","BAHIA DE BANDERAS","COMPOSTELA","DEL NAYAR","HUAJICORI","IXTLAN DEL RIO","JALA","LA YESCA","ROSAMORADA","RUIZ","SAN BLAS","SAN PEDRO LAGUNILLAS","SANTA MARIA DEL ORO","SANTIAGO IXCUINTLA","TECUALA","TEPIC","TUXPAN","XALISCO"]},"fieldId":"city"}},"code":200}
[ 2025-01-10 10:53:20 ]  <- null
[ 2025-01-10 10:53:20 ] 67815e90e7559 /api/mx/product
[ 2025-01-10 10:53:20 ] 67815e90e7559 -> {"fieldId":"postalCode","option":"Postal Codes","state":"18","city":"20","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:53:23 ]  <- null
[ 2025-01-10 10:53:24 ] 67815e9419c44 /api/mx/product
[ 2025-01-10 10:53:24 ] 67815e9419c44 -> {"product":"Resident Auto","option":"Quote","companyQuote":"Ana Seguros","state":"18","city":"20","stateText":"NAYARIT","modelYear":"2024","version":"10310530","webServicesQuote":"true","fieldId":""}
[ 2025-01-10 10:55:01 ] 67815ef5ce3e9 /api/mx/product
[ 2025-01-10 10:55:01 ] 67815ef5ce3e9 -> {"fieldId":"postalCode","option":"Postal Codes","state":"18","city":"20","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 10:55:01 ] 67815ef5ce3e9 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:55:01 ] 67815ef5ce3e9 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:55:03 ] 67815ef740b0e /api/mx/product
[ 2025-01-10 10:55:03 ] 67815ef740b0e -> {"product":"Resident Auto","option":"Quote","companyQuote":"Ana Seguros","state":"18","city":"20","stateText":"NAYARIT","modelYear":"2024","version":"10310530","webServicesQuote":"true","fieldId":""}
[ 2025-01-10 10:55:03 ] 67815ef740b0e <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 10:55:03 ] 67815ef740b0e <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 11:04:18 ] 67816122e141a /api/auth/login
[ 2025-01-10 11:04:18 ] 67816122e141a -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 11:04:18 ] 67816122e141a <- {"status":"success","response":{"token":"+xmmA7sG1WgOexAIGnPirm5saG9wU1FVZmgxamswWGlTOWhTTXYwa2JRUE4zazY1cTFmVEFUM0ErSEJpMmJMVEhkU0JlQTMweURyUnErQkwwNEVSQnVkNFZqSjFQWUNFaC85OGx0UjJQWVFiWkJXdnY2N1c4TVBqL1plbWlDVFd1bUd4clhvYUo0b0tGL3pabDRldHdaSmJLbWpqRlZ3SkNCUTR2Z01MamNFbFlRWUUwOVhFczJ4YTRzdldYQjdPbCtXOWEvMHV4WHdvcEpDWWdoRXNBTTBWdVJYeVFMYWg0ZFExeFNFMTRQV2ovUkEzL3ZqSzZrWXBTU0hPUFRObHpjNTNWMnJVT2JKbnAxOG0=","decodeInfo":{"referenceID":"67816122e926a","name":"GUEST-67816122e926a","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 11:09:17 ] 6781624d2aabf /api/auth/login
[ 2025-01-10 11:09:17 ] 6781624d2aabf -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 11:09:17 ] 6781624d2aabf <- {"status":"success","response":{"token":"tUpitTI8Af5x0MpTB\/ICTFVjaHQzZlltMWhmeDNWazliTVpxWHhHT3pLeU41OHdYSFI5d2FyQUhRalBqWlFsY2c4TEF5RVQvVmx6ckNkNi9zRnM2VFdwTHJIRHZoZnRhWEFVeVNNZGUvckFJUHV2ell6aXBXa2w5SnNqQTl0RTJJdnN0NFg4UVlCbEt0SUtpekFWWFNPZWU2azRDY3JKRXVyZTY4RC92Yy9FeXJzOG9TWkh4WVlpanl4TEtiQkFnaFdWWWQ3aHVtY1ovamdNVzA2aGw1U2FOcktxZDRkOXh4YmtVYXZ2MzA4VUZOdlNYZFlILzZVZVlmOGIxVjFWS1ZmWGdzVGxWS0YvOEFFOSs=","decodeInfo":{"referenceID":"6781624d33a1c","name":"GUEST-6781624d33a1c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 11:09:17 ] 6781624d656bf /api/auth/login
[ 2025-01-10 11:09:17 ] 6781624d656bf -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 11:09:17 ] 6781624d656bf <- {"status":"success","response":{"token":"f7VMIUP5dZ\/8+EKxn6IXAXNiaU9iSXA3QjhKdHdtQnJMcFRiZWp4aEhxZjhyajFCUE9xcmdQNmNNM1RUZjcrakh4VlBqV3JHenl5Zk1Oa0xrV21JMlNxNHBTenlRaVI1VmlKQnBXRlhKK1JpNU94MkRCK2YzTUhsdktTZ3RXWEw2R2Q5NnR5Vm9ES29KaUtQSW03TkxLcS9kR3htd0VvZmlrcmp5MWNZM1VzUGUwSHVGYzFjSkl6SW15MUYzM2dSYmJoSENMY3pESS9tL2JXNVVuM3h1VTh6Q0Y4UldxdUNOVXlPZlF0TS9YV3UwZHFQeE53S1A4cmZmRFZlZzBtV1VsMSsxMWdpaVY4UUJSYms=","decodeInfo":{"referenceID":"6781624d6da3b","name":"GUEST-6781624d6da3b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 11:33:24 ] 678167f462a2b /api/auth/login
[ 2025-01-10 11:33:24 ] 678167f462a2b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 11:33:24 ] 678167f462a2b <- {"status":"success","response":{"token":"uz\/RFQpITjA34Bqb0yD0XmI2OWpXNHZkVUlyamcyWTltZDNmNTRGTkhFY2FyWDViVVdBSDZhV1FIZ01ieHM1SkFsUXk2Z0dIWmNCalBYRFhyVWJ6UzVpODFCVG1rUUNkNlpzTlpTbHYxNkZjUi8zYk44VjFoSjZiT1greFFZR0FsRDQxYVZQeUQ4TFJEMXZuOFp4Zmo0RkNwdzJPVDdUSkJRdUNVTTNEU1BNZTN4bTZOcUFZcUV3UDFXS1Y4WWtmcm1hbm0renlsODNUZ1huQ0VKRU5uTnd4eDBqaDBranU4QXNWc2lobTdOYVJsTmEyQkd3UC9wTUVwMUN0SWs4NTRRaHBISm9HMkEwK0ErYm8=","decodeInfo":{"referenceID":"678167f46aa0b","name":"GUEST-678167f46aa0b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 11:33:24 ] 678167f49752e /api/auth/login
[ 2025-01-10 11:33:24 ] 678167f49752e -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 11:33:24 ] 678167f49752e <- {"status":"success","response":{"token":"vbRewXCKJSRbvsUxmT7lhnBHWjBFcUhSQzY0OXBablV4dEE0WWNOWnNPelhPQjZzWHh1TkNjc21IRDhBWUltUGJXK2x1eGFiZ2dwS0xLdlZuellnZTlIMlBkeUNjVGVMRThZd25zR25KcDduelVnV0FUb2pwTDNxNGc4eGRaeXhLR0trb3h5U20wN1RpMkUwTUsvM292N0VmTXVQWlJmSnVQV3NmQUY4SDNRUU4rV3pFYURRcDVYdVZxZFBPUlk5OFpPYVVmWm1XbThMelVaWCtmcWR1VGxYU3JOaTFEYVBXUFlhRDZnKy83TFZGMVlzYmhEUEpsRE1aSzQrZm5hVTNhNnNCU3VYbEYzK3pLRG8=","decodeInfo":{"referenceID":"678167f49f7e5","name":"GUEST-678167f49f7e5","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 11:43:57 ] 67816a6d0cdd8 /api/auth/login
[ 2025-01-10 11:43:57 ] 67816a6d0cdd8 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 11:43:57 ] 67816a6d0cdd8 <- {"status":"success","response":{"token":"oyEGrncHFSVmqce+1iLgOlZRV3ZzdDFRUGc0RXMwcm1OcVJxWml6ZmJsSWwxZ1A0WDQvOXpyWmhtc3dyYnpFcUZHL29KejMzRkpiL1R0MGNvQXZlWjU1WGE5ai9EM2JLZ2oyK2N2YzdaK0Mxc2NGQWl3ejJNL0NIRlVZSGFVTTZGWmp0ZFVZZjE4VVk4OHlMVEtDSkZUbFFZT3pkenltcXM1blc3cmlKcVc4U1Q2bi9CSktyS3RLdjhlRmVWT2ZnR3BwNVZiQkNRYW1ETWM5NEhGUGtEOWVrVEJxNDlPVUZSMHRpaTNSVS9KYmpxWjRUNFRBUkdHb0YzSXVEWHE1YTVtV1NLZlI2TGVQTTNiWkE=","decodeInfo":{"referenceID":"67816a6d14bdb","name":"GUEST-67816a6d14bdb","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 11:43:57 ] 67816a6d41727 /api/auth/login
[ 2025-01-10 11:43:57 ] 67816a6d41727 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 11:43:57 ] 67816a6d41727 <- {"status":"success","response":{"token":"YgVZcQEp0BYbNB4dNGFlv2F6U1haY2w3bTBVNVNyWGNtT2ZWakR4cWxvRzVzTTVqSHg1eVB6Sm00RnBQcmZyS09QQzJhZURTLzYxZllJUkJqQ3BCUTh5Q2xtQnNjdHA2VGhOTlo4WWRDS2VuSnJPc3hFcC84dkpJVnRFRVUzRklVb2FKbUhncHNTS3ROZ1l6ZHZuQnV6VTFQa3hPS0R2RTJzWFAvaE5XWkFscWI0WVh0ZUhWQmxYajBOaGJ2TVZJRStZR1REVkVub0RnN05ZNU9mM3g4NjFIcDhFSWdFUXd4bXhYQkhKbms3ZUtwdVJHQUZZeHo3VE5aMW9EU3J4TUtPNkxLc0xpemRxNmFiWkQ=","decodeInfo":{"referenceID":"67816a6d4938c","name":"GUEST-67816a6d4938c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 12:16:41 ]  <- null
[ 2025-01-10 12:16:41 ]  <- null
[ 2025-01-10 12:16:41 ]  <- null
[ 2025-01-10 12:16:41 ] 67817219de728 /api/mx/product
[ 2025-01-10 12:16:41 ] 67817219de728 -> {"fieldId":"exchangeRate","option":"ExchangeRate","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 12:16:41 ] 67817219de782 /api/mx/product
[ 2025-01-10 12:16:41 ] 67817219de782 -> {"product":"Travel","fieldId":"departureCountry","companyQuote":"Mapfre","option":"Countries"}
[ 2025-01-10 12:16:41 ] 67817219e1cd9 /api/mx/product
[ 2025-01-10 12:16:41 ] 67817219e1cd9 -> {"fieldId":"state","option":"States","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 12:16:43 ] 67817219de782 <- {"status":"success","response":{"Mapfre":{"content":[{"Key":"AFG","Value":"Afghanistan","RealName":"AFGANISTAN"},{"Key":"AGO","Value":"Angola","RealName":"ANGOLA"},{"Key":"ALB","Value":"Albania","RealName":"ALBANIA"},{"Key":"AND","Value":"Andorra","RealName":"ANDORRA"},{"Key":"ARB","Value":"Aruba","RealName":"ARUBA"},{"Key":"ARE","Value":"United Arab Emirates","RealName":"EMIRATOS ARABES UNIDOS"},{"Key":"ARG","Value":"Argentina","RealName":"ARGENTINA"},{"Key":"ARM","Value":"Armenia","RealName":"ARMENIA"},{"Key":"ASM","Value":"American Samoa","RealName":"SAMOA AMERICANA"},{"Key":"ATG","Value":"Antigua and Barbuda","RealName":"ANTIGUA Y BARBUDA"},{"Key":"AUS","Value":"Australia","RealName":"AUSTRALIA"},{"Key":"AUT","Value":"Austria","RealName":"AUSTRIA"},{"Key":"AZE","Value":"Azerbaijan","RealName":"AZERBAIYAN"},{"Key":"BDI","Value":"Burundi","RealName":"BURUNDI"},{"Key":"BEL","Value":"Belgium","RealName":"BELGICA"},{"Key":"BEN","Value":"Benin","RealName":"BENIN"},{"Key":"BFA","Value":"Burkina Faso","RealName":"BURKINA FASO"},{"Key":"BGD","Value":"Bangladesh","RealName":"BANGLADESH"},{"Key":"BGR","Value":"Bulgaria","RealName":"BULGARIA"},{"Key":"BHR","Value":"Bahrain","RealName":"BAHREIN"},{"Key":"BHS","Value":"Bahamas","RealName":"BAHAMAS"},{"Key":"BIH","Value":"Bosnia and Herzegovina","RealName":"BOSNIA HERZEGOVINA"},{"Key":"BLR","Value":"Belarus","RealName":"BIELORRUSIA"},{"Key":"BLZ","Value":"Belize","RealName":"BELICE"},{"Key":"BOL","Value":"Bolivia","RealName":"BOLIVIA"},{"Key":"BRA","Value":"Brazil","RealName":"BRASIL"},{"Key":"BRB","Value":"Barbados","RealName":"BARBADOS"},{"Key":"BRN","Value":"Brunei","RealName":"BRUNEI"},{"Key":"BRU","Value":"Belarus","RealName":"BELARUS"},{"Key":"BTN","Value":"Bhutan","RealName":"BHUTAN"},{"Key":"BWA","Value":"Botswana","RealName":"BOTSWANA"},{"Key":"CAN","Value":"Canada","RealName":"CANADA"},{"Key":"CDM","Value":"Ivory Coast","RealName":"COSTA DE MARFIL"},{"Key":"CHD","Value":"Chad","RealName":"CHADE"},{"Key":"CHE","Value":"Switzerland","RealName":"SUIZA"},{"Key":"CHL","Value":"Chile","RealName":"CHILE"},{"Key":"CHN","Value":"China","RealName":"CHINA"},{"Key":"CIV","Value":"Ivory Coast","RealName":"COTE D\u2524IVOIRE"},{"Key":"CMR","Value":"Cameroon","RealName":"CAMERUN"},{"Key":"COG","Value":"Republic of the Congo","RealName":"CONGO"},{"Key":"COL","Value":"Colombia","RealName":"COLOMBIA"},{"Key":"COM","Value":"Comoros","RealName":"COMORAS"},{"Key":"CON","Value":"North Korea","RealName":"COREA DEL NORTE"},{"Key":"CPV","Value":"Cape Verde","RealName":"CABO VERDE"},{"Key":"CRI","Value":"Costa Rica","RealName":"COSTA RICA"},{"Key":"CSU","Value":"South Korea","RealName":"COREA DEL SUR"},{"Key":"CUB","Value":"Cuba","RealName":"CUBA"},{"Key":"CYP","Value":"Cyprus","RealName":"CHIPRE"},{"Key":"CZE","Value":"Czech Republic","RealName":"REPUBLICA CHECA"},{"Key":"DEU","Value":"Germany","RealName":"ALEMANIA"},{"Key":"DJI","Value":"Djibouti","RealName":"DJIBOUTI"},{"Key":"DMA","Value":"Dominica","RealName":"DOMINICA"},{"Key":"DNK","Value":"Denmark","RealName":"DINAMARCA"},{"Key":"DOM","Value":"Dominican Republic","RealName":"REPUBLICA DOMINICANA"},{"Key":"DZA","Value":"Algeria","RealName":"ARGELIA"},{"Key":"ECU","Value":"Ecuador","RealName":"ECUADOR"},{"Key":"EGY","Value":"Egypt","RealName":"EGIPTO"},{"Key":"ENG","Value":"England","RealName":"INGLATERRA"},{"Key":"ERT","Value":"Eritrea","RealName":"ERITREA"},{"Key":"ES","Value":"Spain","RealName":"ESPANA"},{"Key":"ESC","Value":"Scotland","RealName":"ESCOCIA"},{"Key":"ESP","Value":"Spain","RealName":"ESPANA"},{"Key":"EST","Value":"Estonia","RealName":"ESTONIA"},{"Key":"ETH","Value":"Ethiopia","RealName":"ETIOPIA"},{"Key":"FIN","Value":"Finland","RealName":"FINLANDIA"},{"Key":"FRA","Value":"France","RealName":"FRANCIA"},{"Key":"GAB","Value":"Gabon","RealName":"GABON"},{"Key":"GEO","Value":"Georgia","RealName":"GEORGIA"},{"Key":"GHA","Value":"Ghana","RealName":"GHANA"},{"Key":"GIN","Value":"Guinea","RealName":"GUINEA"},{"Key":"GMB","Value":"Gambia","RealName":"GAMBIA"},{"Key":"GNB","Value":"Guinea-Bissau","RealName":"GUINEA BISSAU"},{"Key":"GNQ","Value":"Equatorial Guinea","RealName":"GUINEA ECUATORIAL"},{"Key":"GRC","Value":"Greece","RealName":"GRECIA"},{"Key":"GRD","Value":"Grenada","RealName":"GRENADA"},{"Key":"GTM","Value":"Guatemala","RealName":"GUATEMALA"},{"Key":"GUM","Value":"Guam","RealName":"GUAM"},{"Key":"GUY","Value":"Guyana","RealName":"GUYANA"},{"Key":"GYN","Value":"Guiana","RealName":"GUAYANA"},{"Key":"HKG","Value":"Hong Kong","RealName":"HONG KONG"},{"Key":"HND","Value":"Honduras","RealName":"HONDURAS"},{"Key":"HOL","Value":"Holland","RealName":"HOLANDA"},{"Key":"HRV","Value":"Croatia","RealName":"CROACIA"},{"Key":"HTI","Value":"Haiti","RealName":"HAITI"},{"Key":"HUN","Value":"Hungary","RealName":"HUNGRIA"},{"Key":"IDN","Value":"Indonesia","RealName":"INDONESIA"},{"Key":"IFI","Value":"Fiyi Islands","RealName":"ISLAS FIYI"},{"Key":"IMS","Value":"Marshal Islands","RealName":"ISLAS MARSHALL"},{"Key":"IND","Value":"India","RealName":"INDIA"},{"Key":"IRL","Value":"Ireland","RealName":"IRLANDA"},{"Key":"IRN","Value":"Iran","RealName":"IRAN"},{"Key":"IRQ","Value":"Iraq","RealName":"IRAK"},{"Key":"ISL","Value":"Iceland","RealName":"ISLANDIA"},{"Key":"ISM","Value":"Solomon Islands","RealName":"ISLAS SALOMON"},{"Key":"ISR","Value":"Israel","RealName":"ISRAEL"},{"Key":"ITA","Value":"Italy","RealName":"ITALIA"},{"Key":"IVE","Value":"Virgin Islands United States","RealName":"ISLAS VIRGENES ESTADOS UNIDOS"},{"Key":"JAM","Value":"Jamaica","RealName":"JAMAICA"},{"Key":"JOR","Value":"Jordan","RealName":"JORDANIA"},{"Key":"JPN","Value":"Japan","RealName":"JAPON"},{"Key":"KEN","Value":"Kenya","RealName":"KENIA"},{"Key":"KHM","Value":"Cambodia","RealName":"CAMBOYA"},{"Key":"KRB","Value":"Kiribati","RealName":"KIRIBATI"},{"Key":"KWT","Value":"Kuwait","RealName":"KUWAIT"},{"Key":"KZJ","Value":"Kazakhstan","RealName":"KAZAJISTAN"},{"Key":"KZT","Value":"Kyrguizistan","RealName":"KIRGUIZISTAN"},{"Key":"LAO","Value":"Laos","RealName":"LAOS"},{"Key":"LBR","Value":"Liberia","RealName":"LIBERIA"},{"Key":"LBY","Value":"Libya","RealName":"LIBIA"},{"Key":"LCA","Value":"Saint Lucia","RealName":"ST. LUCIA"},{"Key":"LET","Value":"Latvia","RealName":"LETONIA"},{"Key":"LIB","Value":"Lebanon","RealName":"LIBANO"},{"Key":"LIE","Value":"Liechtenstein","RealName":"LIECHTENSTEIN"},{"Key":"LKA","Value":"Sri Lanka","RealName":"SRI LANKA"},{"Key":"LSO","Value":"Lesotho","RealName":"LESOTHO"},{"Key":"LTU","Value":"Lithuania","RealName":"LITUANIA"},{"Key":"LUX","Value":"Luxembourg","RealName":"LUXEMBURGO"},{"Key":"MAC","Value":"Macao","RealName":"MACAO"},{"Key":"MAR","Value":"Morocco","RealName":"MARRUECOS"},{"Key":"MDA","Value":"Moldova","RealName":"MOLDAVIA"},{"Key":"MDG","Value":"Madagascar","RealName":"MADAGASCAR"},{"Key":"MDV","Value":"Maldives","RealName":"MALDIVAS"},{"Key":"MEX","Value":"Mexico","RealName":"MEXICO"},{"Key":"MKD","Value":"Macedonia","RealName":"MACEDONIA"},{"Key":"MLI","Value":"Mali","RealName":"MALI"},{"Key":"MLT","Value":"Malta","RealName":"MALTA"},{"Key":"MMR","Value":"Myanmar","RealName":"MYANMAR"},{"Key":"MNC","Value":"Monaco","RealName":"MONACO"},{"Key":"MNG","Value":"Mongolia","RealName":"MONGOLIA"},{"Key":"MNP","Value":"Northern Mariana Islands","RealName":"ISLAS MARINAS DEL NORTE"},{"Key":"MOZ","Value":"Mozambique","RealName":"MOZAMBIQUE"},{"Key":"MRC","Value":"Mauricio","RealName":"MAURICIO"},{"Key":"MRT","Value":"Mauritania","RealName":"MAURITANIA"},{"Key":"MTN","Value":"Montenegro","RealName":"MONTENEGRO"},{"Key":"MUN","Value":"Mundial","RealName":"MUNDIAL"},{"Key":"MWI","Value":"Malawi","RealName":"MALAWI"},{"Key":"MYS","Value":"Malaysia","RealName":"MALASIA"},{"Key":"NAM","Value":"Namibia","RealName":"NAMIBIA"},{"Key":"NER","Value":"Niger","RealName":"NIGER"},{"Key":"NGA","Value":"Nigeria","RealName":"NIGERIA"},{"Key":"NIC","Value":"Nicaragua","RealName":"NICARAGUA"},{"Key":"NOR","Value":"Norway","RealName":"NORUEGA"},{"Key":"NPL","Value":"Nepal","RealName":"NEPAL"},{"Key":"NZ","Value":"New Zealand","RealName":"NUEVA ZELANDA"},{"Key":"OMN","Value":"Oman","RealName":"OMAN"},{"Key":"PAK","Value":"Pakistan","RealName":"PAKISTAN"},{"Key":"PAN","Value":"Panama","RealName":"PANAMA"},{"Key":"PE","Value":"Peru","RealName":"PERU"},{"Key":"PHL","Value":"Philippines","RealName":"FILIPINAS"},{"Key":"PNG","Value":"Papua New Guinea","RealName":"PAPUA N. GUINEA"},{"Key":"POL","Value":"Poland","RealName":"POLONIA"},{"Key":"PRT","Value":"Portugal","RealName":"PORTUGAL"},{"Key":"PRY","Value":"Paraguay","RealName":"PARAGUAY"},{"Key":"PTO","Value":"Puerto Rico","RealName":"PUERTO RICO"},{"Key":"QAT","Value":"Qatar","RealName":"QATAR"},{"Key":"RCA","Value":"Central African Republic","RealName":"REPUBLICA CENTRO AFRICANA"},{"Key":"RDC","Value":"Democratic Republic of Congo","RealName":"REP DEMOCRATICA DE CONGO"},{"Key":"REU","Value":"Reunion","RealName":"REINO UNIDO DE GRAN BRETA\u00d0A E"},{"Key":"ROM","Value":"Romania","RealName":"RUMANIA"},{"Key":"RUS","Value":"Russia","RealName":"RUSIA"},{"Key":"RWA","Value":"Rwanda","RealName":"RUANDA"},{"Key":"SAU","Value":"Saudi Arabia","RealName":"ARABIA SAUDITA"},{"Key":"SCN","Value":"San Crist\u00f3bal and Nevis","RealName":"SAN CRISTOBAL Y NEVIS"},{"Key":"SDN","Value":"Sudan","RealName":"SUDAN"},{"Key":"SEN","Value":"Senegal","RealName":"SENEGAL"},{"Key":"SGP","Value":"Singapore","RealName":"SINGAPUR"},{"Key":"SLC","Value":"ST. Lucia","RealName":"SANTA LUCIA"},{"Key":"SLE","Value":"Sierra Leone","RealName":"SIERRA LEONA"},{"Key":"SLV","Value":"El Salvador","RealName":"EL SALVADOR"},{"Key":"SMR","Value":"San Marino","RealName":"SAN MARINO"},{"Key":"SOM","Value":"Somalia","RealName":"SOMALIA"},{"Key":"STP","Value":"Sao Tome and Principe","RealName":"SANTO TOME Y PRINCIPE"},{"Key":"SUR","Value":"Suriname","RealName":"SURINAM"},{"Key":"SVK","Value":"Slovakia","RealName":"ESLOVAQUIA"},{"Key":"SVN","Value":"Slovenia","RealName":"ESLOVENIA"},{"Key":"SVR","Value":"Servia","RealName":"SERVIA"},{"Key":"SWE","Value":"Sweden","RealName":"SUECIA"},{"Key":"SWZ","Value":"Swaziland","RealName":"SWAZILANDIA"},{"Key":"SYC","Value":"Seychelles","RealName":"SEYCHELLES"},{"Key":"SYR","Value":"Syria","RealName":"SIRIA"},{"Key":"TAI","Value":"Tahit\u00ed","RealName":"TAITI"},{"Key":"TCD","Value":"Chad","RealName":"CHAD"},{"Key":"TGO","Value":"Togo","RealName":"TOGO"},{"Key":"THA","Value":"Thailand","RealName":"TAILANDIA"},{"Key":"TMT","Value":"Turkmenistan","RealName":"TURKMENISTAN"},{"Key":"TNG","Value":"Tonga","RealName":"TONGA"},{"Key":"TTO","Value":"Trinidad and Tobago","RealName":"TRINIDAD Y TOBAGO"},{"Key":"TUN","Value":"Tunisia","RealName":"TUNEZ"},{"Key":"TUR","Value":"Turkey","RealName":"TURQUIA"},{"Key":"TWN","Value":"Taiwan","RealName":"TAIWAN"},{"Key":"TYK","Value":"Tayikistan","RealName":"TAYIKISTAN"},{"Key":"TZA","Value":"Tanzania","RealName":"TANZANIA"},{"Key":"UBT","Value":"Uzbekistan","RealName":"UZBEKISTAN"},{"Key":"UGA","Value":"Uganda","RealName":"UGANDA"},{"Key":"UK","Value":"United Kingdom","RealName":"REINO UNIDO DE GRAN BRETANA"},{"Key":"UKR","Value":"Ukraine","RealName":"UCRANIA"},{"Key":"URY","Value":"Uruguay","RealName":"URUGUAY"},{"Key":"USA","Value":"United States","RealName":"ESTADOS UNIDOS"},{"Key":"VCT","Value":"Saint Vincent and the Grenadines","RealName":"SAN VICENTE Y LAS GRANADINAS"},{"Key":"VEN","Value":"Venezuela","RealName":"VENEZUELA"},{"Key":"VNM","Value":"Vietnam","RealName":"VIETNAM"},{"Key":"VNT","Value":"Vanuatu","RealName":"VANUATU"},{"Key":"VTN","Value":"Vatican","RealName":"VATICANO"},{"Key":"YEM","Value":"Yemen","RealName":"YEMEN"},{"Key":"YUG","Value":"Yugoslavia","RealName":"YUGOSLAVIA"},{"Key":"ZAF","Value":"South Africa","RealName":"SUDAFRICA"},{"Key":"ZAR","Value":"Zaire","RealName":"ZAIRE"},{"Key":"ZMB","Value":"Zambia","RealName":"ZAMBIA"},{"Key":"ZWE","Value":"Zimbabwe","RealName":"ZIMBABWE"}],"fieldId":"departureCountry"}},"code":200}
[ 2025-01-10 12:16:43 ] 67817219de728 <- {"status":"success","response":{"Mapfre":{"content":{"id":["EUR","USD"],"description":["21.0874","20.4742"]},"fieldId":"exchangeRate"}},"code":200}
[ 2025-01-10 12:16:46 ] 67817219e1cd9 <- {"status":"success","response":{"Mapfre":{"content":{"id":["0","1","2","3","4","5","6","7","8","9","10","11","12","13","14","15","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32","33","34","999"],"description":["NINGUNO","AGUASCALIENTES","BAJA CALIFORNIA NORTE","BAJA CALIFORNIA SUR","CAMPECHE","COAHUILA","COLIMA","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","DURANGO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","EDO. DE MEXICO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS","UBICACIONES VARIAS","UBICACIONES EN EL EXTRANJERO","GENERICO"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 12:25:03 ] 6781740fee6f8 /api/auth/login
[ 2025-01-10 12:25:03 ] 6781740fee6f8 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 12:25:04 ] 6781740fee6f8 <- {"status":"success","response":{"token":"g\/Qrc0vAG2bs6nsy5iUf20xRWXVXSkptbWdDbzM5ZHZlNEhGYlI1bVhZOVFET3NPSWxDNUhqN0trTHJrSExESno4N2lHVVY5VWdqVFFCSWZHSHc1eEV1UXZER1hxdEQ5QTdWdFZYYmtMeXcvR0VoWGVvaFVEWFo4MkZIUTczcTB2THpLdXlpR1hHN0tlTVBSbjJLdVVVVlFMV0JYZmRLQnhXZHhnbkNrMERVVTNreUU2U2N4dW1yNytSOWZKa2taTmVoQUpwWEFKclN2OEdYYlM0eVN1amxvOUlmOU41bS9MZ0RYQ3B4Y3lyazc2bk9EamNRRDYvbXNTU0ozTTVaeDBORmxhakNIakRqWWNqVmg=","decodeInfo":{"referenceID":"67817410024c8","name":"GUEST-67817410024c8","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 12:29:03 ] 678174ffb02c2 /api/auth/login
[ 2025-01-10 12:29:03 ] 678174ffb02c2 -> {"option":"login","typeLogin":"guest"}
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[ 2025-01-10 12:29:14 ] 6781750ac9e5d /api/mx/blog-service
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[ 2025-01-10 12:29:14 ] 6781750ac9e5d <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 12:29:15 ] 6781750b1a023 /api/mx/blog-service
[ 2025-01-10 12:29:15 ] 6781750b1a023 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 12:29:15 ] 6781750b1a023 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
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[ 2025-01-10 12:34:16 ] 67817638a828d /api/auth/login
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[ 2025-01-10 12:41:41 ] 678177f53cb4c /api/auth/login
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[ 2025-01-10 12:41:41 ] 678177f573de2 /api/auth/login
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[ 2025-01-10 12:43:57 ] 6781787dea85f /api/mx/blog-service
[ 2025-01-10 12:43:57 ] 6781787dea85f -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 12:43:58 ] 6781787dea85f <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 12:43:58 ] 6781787e3bb8d /api/mx/blog-service
[ 2025-01-10 12:43:58 ] 6781787e3bb8d -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 12:43:58 ] 6781787e3bb8d <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 12:46:12 ] 67817904e1cb3 /api/auth/login
[ 2025-01-10 12:46:12 ] 67817904e1cb3 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 12:46:12 ] 67817904e1cb3 <- {"status":"success","response":{"token":"bwQoP4NHNjTn5QpOwDWCqlR5V0IxNXJQcFNQT1VaMkVoS3kxWUt2eE9ZSkZiUHBpanU0TFRKUncyZGVuK21ubmpnZHpucFVudHRWSGJkenY2MnNxTlQ4MmpQeGVLTXRnUDZKNVpIZGYrcjhDRXNMZjFNb3QzQzNVdFl0bXJjQzNqRVR1YTg0bk9QUmMvUG1Cc2sxZFg5MWxWMHVMc0xGUThEYWE3eW5tVVFSc05vOTVpbkgvZGJwdEs4eHVEaERsVkVFMi9xcGhwOVU1aFB4RWhEV3l4TlFQRUF0RWhxV0svc3F2N0tYcDBYcnlibTlXTmJrT25YeEhvYU9vS0FneTJtVFRYeFY1VTkxeHJaNGo=","decodeInfo":{"referenceID":"67817904e9dda","name":"GUEST-67817904e9dda","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 12:46:13 ] 6781790520ff1 /api/auth/login
[ 2025-01-10 12:46:13 ] 6781790520ff1 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 12:46:13 ] 6781790520ff1 <- {"status":"success","response":{"token":"E0uYnLfwxXPuNJv98H\/8nWwzU09Gb2NRTmNqZXFaMHpXeVF5ZGtSNENHZGxlUVlKeGxZY0JTZlJVa1Q3cHlIaWltc1NLaGpOTHlaM1RRckpPMzR1a1VqZ1FHMlVHOGFPYkNsNjlpaUZ1VnJTRUhKQmszU3BQL0lCYkt1dDJMQytRY3hUeTlVaEZtd21ZQlYyR294UGtvbWZJdHNjVTBHbmZhbEI4eGpZWFdvL0tLalpxYUZkTFk0T1pFb0lRZldxckYrSWNRZU95cHFMak10Qmtyd0VTSTV3MTlRLzZFRkhlT3FkTlJQRXZzZlFKNXUxR0tPdktNdyszK1NiWXhIZ0NjTEFGYUFhMEZQeHFrZWc=","decodeInfo":{"referenceID":"67817905299ec","name":"GUEST-67817905299ec","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 12:47:52 ] 67817968e5c52 /api/auth/login
[ 2025-01-10 12:47:52 ] 67817968e5c52 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 12:47:52 ] 67817968e5c52 <- {"status":"success","response":{"token":"VsYII\/ceOkzA4GOdHSQjUUtxdGJubUhGTUhuTW1TMkVLcitHVmxuYnpPWEZ0WS9Xa3dGV2dTb3h3aUhPVngvQmJNaStBR1NWS0xQU1lDb29rNDF2NW1uRWttS0RZeVRsdXMwUXJMQ1hXbHJ5Q0hHOU83T2JpSkF0eG9XRWdBUG1Xd0NNblViVlB1NitCaFJZelZUdjBlL09NVnVaK1BBb1hIT0VoUlY5a24vK3F6eVRlaktXY0dVT1Z6OHY4UW12OC9KUko0bjJpNHJtWDBzVGd5YUxLMjFpSUdlWmN5V0NXcld2YkpEQW9DMFpOdDNwaTUrVmluV3hJZkhUVkJiZDErY1UxRjh6YXhuZXZwWFk=","decodeInfo":{"referenceID":"67817968edb43","name":"GUEST-67817968edb43","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 12:47:53 ] 67817969232ee /api/auth/login
[ 2025-01-10 12:47:53 ] 67817969232ee -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 12:47:53 ] 67817969232ee <- {"status":"success","response":{"token":"iCOPIPuS7eGqOZHq1USFsEx1RHZIOVJrMDF2N2dvZTcvczFaVXBjUDdNR2ZwNGJUV0pOV1c3eFV4UmRaaWpLZ2E3Q29oTWF3MndaZnpVaG5EQTRNSnlzZGVNQWRkVVJEcDBlZVgxMXAzdld2RUl0OEFKRnBLK3ZabW5JUWJjYzBCNDVXeE1LMmVrSkxrR1NHNGQ2eEZlZEo2LzQ5LzR2Z2E3K1lZWU1IcjBzU3N5aWg2MnRqR3NKQmZWbmovL004QzUyUURXcXNuYWNOVFhKNFJhbytKVmkvNk5wM2xUWndLRkZTeURIZGxlSzVTSlpKbXg4cWR2QXl5eFE2dGkwNUZJdk1UeFliTmZ2OEVidUg=","decodeInfo":{"referenceID":"678179692ae13","name":"GUEST-678179692ae13","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 12:51:04 ] 67817a28d9f63 /api/auth/login
[ 2025-01-10 12:51:04 ] 67817a28d9f63 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 12:51:04 ] 67817a28d9f63 <- {"status":"success","response":{"token":"byGKMrb7KDLRQgi33FhnrUpINy9sd3NHc3Z0N2NINkFHMjMwRGIyWnNnL005a2Z2TnVoZUtKRzU1RHc2d3lWWW5Mb2QvbkVUeEozWFlXaFJObVFSaXBWa3lWTVhvd28rSngxZnVMS1IxQmJjY1B5VHBEK1gxUldtc3ovYXBubEJ2Y2FHSmliZFlabFgrZUlYa2M1eGV3WjFXUW9GVG5KeGcvenV4MHRJRlZhWW5vek1tRGhXQ3FaWjd3Q3VqdHFDT3dtMFhoTm8xSVVINm1TTlN1am1UbWJtYjhJVDU4dEZBQ1lacTN3LzlKZGdlSFdkaWZPME82WDNqRzFuWTk4VUNDRVZlQWUwTFZsRURCa0o=","decodeInfo":{"referenceID":"67817a28e2093","name":"GUEST-67817a28e2093","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 12:51:05 ] 67817a2918727 /api/auth/login
[ 2025-01-10 12:51:05 ] 67817a2918727 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 12:51:05 ] 67817a2918727 <- {"status":"success","response":{"token":"ttbmWu9y61c4mHMRKq5i7XV1N0s5N2FYc2lmZ3JmZzk0ZHlMNTUzN2EyTEh1VHQzQm5YeklORitNb1hqM0gyTkg4NnplbzNPOStYZUdSNW5KMVo5Y21sSm9hUTZTYytFZlE2VFFJZitkNWlzbzdDT00vUkM2dVdvNTFaTHJaUW4zNnd4eGNVU0hPWnRQUkgvZTAxUGorWXVTa0NIOUV1SHNBU2ZUa0ZMWHhldklKQUhTQzBHYUJWYXJpQm4wRy9DY1ZmQmNFR0pZdnI3R2ZXWjJ0ZnRCNXFTV1ozVTkzTjhyN3VHaVBIQ3BaOUpMb2VwMVNLbGpmRy9FSm9UdVVrTkhXbDZ0YThnSDVBVlpiRVQ=","decodeInfo":{"referenceID":"67817a2920729","name":"GUEST-67817a2920729","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 13:03:35 ] 67817d173f360 /api/auth/login
[ 2025-01-10 13:03:35 ] 67817d173f360 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 13:03:35 ] 67817d173f360 <- {"status":"success","response":{"token":"4O0Ae3oPT\/Vh2jKj1ZT9I1BRaTNRQlRrc0pPL0k4dCtDZ05Ua3NvUlF4WGF3RW82WE1vM2lnVHFGd3JNNllCZ2NQMmM4UlpxUlJyUjlLWGsxbzEvTnVBWGdqc2J3UUZtUjQxRTJlcHhlNGlndFlKdEg5LzlpOWNZd3lBOVUzR0FMQjhKR3kvTDlBL2VSanE2WUxHSWFLS0JpSGcySERuMTRWVHRWUHJWbzZlZnc5eXpLT2laT2t6eHBWTzA3Qm9BTEpvQUVYWjhZVnBNVzVLMHNIcVdMbERGYlBkZ0NBdkNQbXBpdFhGSFpHMURDbFhpZ05GS3d6NmUwQjQ0VVBmc041cG4zd01pVjYwQXVIeU4=","decodeInfo":{"referenceID":"67817d1747687","name":"GUEST-67817d1747687","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 13:11:58 ] 67817f0e57625 /api/auth/login
[ 2025-01-10 13:11:58 ] 67817f0e57625 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 13:11:58 ] 67817f0e57625 <- {"status":"success","response":{"token":"ZQUn7nQzxwagNjZoJNBx3XdvanVHTWhyaUpEdWFrQlJ3MDIxYVBSYms3Uk55V0tzS2M1RERJY04waVRCazFRaWF5SkJJcnhyOFZlMm44dUNHbEwvRWo0a3lZbk9aK1lVNnp1ZUpXcHVqYW9UQjA4ZCtWVG1pdUtZT0F4THdUV2JqbVJETHMzVUFvQm51YUppTzVGY0t6N29RNU5XMEEwNlJnVVc2bEpIZjh0R3FlOGYxOWFpWGNHbk8yRXZiRWxkM2JIckZEcnVrUVRBS0R0YlcxQTEyQkwrYjg2emZPTG5ZdS8ydld1YUlWSDI1bFIvcHdJSmhQc1JIUHFoaTc5b2NES0lNRE85TUhycS9COXQ=","decodeInfo":{"referenceID":"67817f0e5f481","name":"GUEST-67817f0e5f481","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 13:19:52 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 13:19:52 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 13:20:18 ] 67818102e54b1 /api/auth/login
[ 2025-01-10 13:20:18 ] 67818102e54b1 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 13:20:18 ] 67818102e54b1 <- {"status":"success","response":{"token":"VuEL8WHLZ6AOW7HmwTLrUHIvTWdUUEhmeFpXWk5LRXNUSUx3YVBxcFNyTlRSR3NlK3oxOVVzdWFJcjFFOHJrZ0pTelFMN2ZQVDc4M1QrU2ZuUDN4dElKYVdYTDlZbGdNa2Y4OEcxeVRtSlVKNW9zVHFSUHJtMGs2amJsUEpxNWd0K2Z0dFJ4OU5RSnIxKzNZRE5lcXF1OGpyUldOOWVhMVBVVTRiVUhSbGxNZlRCMXRrK1pIT1h2UkF1cUFPRXhOUlV1ckhKeE1kTktOWlAzbk4zeW42ck1ab1J4ZWpWM0pnSUs1MDhaSFIrdUx6N016NC9XNnpscG5ybHNwMkxLMVRndXVrMWtteGZGYVRvWUE=","decodeInfo":{"referenceID":"67818102ed7b5","name":"GUEST-67818102ed7b5","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 13:20:53 ] 67818125c3f02 /api/auth/login
[ 2025-01-10 13:20:53 ] 67818125c3f02 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 13:20:53 ] 67818125c3f02 <- {"status":"success","response":{"token":"CDdUnQwtjHhoH2sxIkjL63BvNlFRL2lJUGVsbEtKZ0RjcTBrR0N5L3VUNW9kTkZpVllFekFNL05zZUNidTFING9mNGEyZHo2WjcxQ1Y1c05SSGYrcm0yTDF6TXNPeWxlc2hFQ0cwb0Q5eEs4TzhjcG1FM2R2bTd3bnM3bVByeGVQQkxkZ0xFN29RTDRZY1MxdmRrTk1VTHpsSFlCYlR2Y1ppWG9XN1RZL2c0NHF5eHpmSGk5aGpGNE1NZUZwZnBlWXk4VThScmpiT1JSdGlZTlFnd3NJbGttdG40NmFzNFJySjRpZ1MzL2tpZXFXTmdqSGI1bjVGbk1TNmVSeStsTXRiU2VaK1ZsMjJvK3Jnc00=","decodeInfo":{"referenceID":"67818125ccbf3","name":"GUEST-67818125ccbf3","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 13:28:01 ] 678182d1ac36f /api/auth/login
[ 2025-01-10 13:28:01 ] 678182d1ac36f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 13:28:01 ] 678182d1ac36f <- {"status":"success","response":{"token":"Uk\/iLDxX1XiRHveV4SXIs3AvbGJVTWhLRm42UlVzbmdmaDdrU1dRWUkyYmtUbkp2VFF6Ymc2ellTTGZ3ekRKeHBtMXFqSEM1M2ZDWFoxc1R5ZlJKUGFYOUNhL3VqWjFvZFNpbTNrS2xwTFlpREZOM1N3M0F3WEN4b015UDhDN3o1RFBPS1djWTV2bjc5bGQ2ZTd4WEFCc2xYZDRPdjIwWlE1dGx5TUY0eWpEanlFbmFzNGlLSUF4Yk5jcllQcjZPYm9FUHJzYll1RXVOV1JJamNNSTdHaElFWHNuVk9nTTE0SUM2UTBLb2VYaVZxeGkxaTFndUdtSnVyNUZCVDA2dXg0aFcxdEdCN3BsWUtUR3o=","decodeInfo":{"referenceID":"678182d1b4261","name":"GUEST-678182d1b4261","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 13:36:48 ] 678184e0d8ded /api/auth/login
[ 2025-01-10 13:36:48 ] 678184e0d8ded -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 13:36:48 ] 678184e0d8ded <- {"status":"success","response":{"token":"4aJ08Amc8fayo03WFSfcSUNzeThUL203bTZCVy9NSHp5UWlzVG5mR3EyYmhEMlVrVERRNmhDQ3RDemZFTysxZlYvV1BFL2t2MU1HUFM0SnpiTy9PQ3QzZHRzRGluSFJKNnZrRnRndE9SRW5MWUVmVDRSVGRWYmo5NWVrTHVmSmdIR2IxN0d0VGMrb1BBSlJ0eVg5MHBKZ2o2azRYTm1PQ1R4V0t4bXJTM052OGZXZ3FkK1JQV2YxT1J1OUxwUDIxajM1WndrbjQ0Vld1K3B1Zys1UUU4eW0yM1BkT3lXZGJxSTBiYXNXWmhwbkdObzNkK3JvMTlhNDJoSjY3VmNBNkI0VndCYWt0Q2JLOEhqcHU=","decodeInfo":{"referenceID":"678184e0e10ad","name":"GUEST-678184e0e10ad","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 13:36:49 ] 678184e117e43 /api/auth/login
[ 2025-01-10 13:36:49 ] 678184e117e43 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 13:36:49 ] 678184e117e43 <- {"status":"success","response":{"token":"uYFcyrkCF6zOXhGz\/\/mPyHlZQjFUNWU1OGdYaC9NbjZNMzROcGRpVGVJSkJ1dFdLR3JPNVU4SnF6cFRvWmpKdFZ4d1JVT3FPbWNiZXR1NnJNVW5GMVdMb2VOc0NlTG9NeFA3eHJNejJSV1QwOEErTG9SdDhmRW1yK0dSYmx4QkIzYXg4dC9YY0tZaGg0bEErd2pMMzBDRzZRN25YZW9RenVraW9hc2orQjlreTIyc1VjaVNGcTFMWUYvdkZqTVUwaE9NWEV5bnpUdW9NdTVXaHpNcGVQZ3dWY1kzQkVYN1grWURNZnQvVHVnVnd1T0dNY0lHSm1qZW53UTBaMURLMnoxL3gwQWdGRTdrN1U3OWo=","decodeInfo":{"referenceID":"678184e11ff68","name":"GUEST-678184e11ff68","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 13:39:42 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 14:05:55 ] 67818bb3d920d /api/auth/login
[ 2025-01-10 14:05:55 ] 67818bb3d920d -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 14:05:55 ] 67818bb3d920d <- {"status":"success","response":{"token":"bNdCmKiJsLZEImdqvNUURG51c3d6eDVQeVFhMmdWWXFINitiL0xJZ24vb2dqa09xNXF4bFdVUlJMbklTTzBBTHRkQWF1OGJEb2RDT0o2cEhUQkNnU2VDUVhYTHJWa2F0ZmQ0aGt6RXVkK3dpRDg4MmxlZVpkOE10VjJOMUl0bkxnY3VtRms2bldRRTFIUWZFZE5obXQwNG55WUM4Y0FyUkNLT255Zms1ak5IWjZGMFN1Q09CMnYxNmVBRENJQm9LZDJ0SmNMNEZmSlpRYWp5dm1IcUFHak8yMlQ5RFpDRWpGOVQyTnRkRThpZURhL1RuQ2RKSWY2V0krbmVDUDY0SHRtS2JHTjFmMmxHOXgwcy8=","decodeInfo":{"referenceID":"67818bb3e1599","name":"GUEST-67818bb3e1599","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 14:05:56 ] 67818bb419607 /api/auth/login
[ 2025-01-10 14:05:56 ] 67818bb419607 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 14:05:56 ] 67818bb419607 <- {"status":"success","response":{"token":"QSB8qqEQJikQxDByfSKZvDVHQVNFMXIxNUJJZXgzcDEvZDhmNSszdmgyU1c3ZGdXZVU1eFFjRnVUMS9WRUpOUkZOSUdpcisrZEQzQUlzNEVWNDlFR2U3dEpWUTZ1UkJYNnVnRTNnQzMvdXJqelg5TUJtb0QxMmRZMVJ2VHFRNFQ3ZFV0Tk9IYnpGUy9WMHYxSmxBampVdFJtUjJ5SGRmVG9lQUpQalFOZEJUeGRqZVMwaTFxaGs0S2JVQ3lNOWdwRTI0d3ZUMWFQZEs4akdRcElVcFF1K2lMT2JUU0JtRTZLbnMvbkFFejhXNEtnZ2lnbU9lSkx6TzNiZ1Z3NEpkdGtTUDd0YXhPZy95MnNYSjc=","decodeInfo":{"referenceID":"67818bb4215e4","name":"GUEST-67818bb4215e4","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 14:09:59 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 14:10:52 ] 67818cdc3150c /api/auth/login
[ 2025-01-10 14:10:52 ] 67818cdc3150c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 14:10:52 ] 67818cdc3150c <- {"status":"success","response":{"token":"0D+TuKBww\/4SJ03XTo2owEJmLzNncjBCTzZhckVWYWsySUlNVDZlK3M0Q2dWTVdvdkdHb2FnOGkvVU1TZm9ES251VEM0aHNib1BJUHYzNU05K2VVU3JuMDAwMytKRzcyWUtHb2VOaVNjY2RKeWQ5M0l0WFdhYitJUkJ2MXNRN2tjUDZyd3lEd0VYZjlBTGNvVVJEYVBEU0FiUVNCT1poQ1AxWjZmNWpFQ1p1M1I3YWh3bVlaYXpLdlNVU0plT09wNm9lbVBkNGhjOGFnc1BySGdpUE5ZWHluaTRkaFA1b1M1eUh6NTk4VG1rd1RUeFk1S2NXWkJSMStha2RqL3RualEvR3BFZW1lRW5ET0xIWmc=","decodeInfo":{"referenceID":"67818cdc39c30","name":"GUEST-67818cdc39c30","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 14:13:03 ] 67818d5f061aa /api/auth/login
[ 2025-01-10 14:13:03 ] 67818d5f061aa -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 14:13:03 ] 67818d5f061aa <- {"status":"success","response":{"token":"Ir4Pb+e65nJZHSnW4NhhvGNQZ3RQUWRTQTFFajBKSU1KSFNjaDliYmtpa1J2WXBrMno5R0g0NVVxTktvYVVMZWZ1em1KNkZQQ0pWbzN1SVB4U1FJR0wyNEhHSFhRSWxBRVBYVDZ4KzB3SGlLTFV0Z0kwZFFDUWsxSDNmQXpQZE1aVWNkcWVPSW8xczlCRUpGWlVwbTJ3d1FZMU5vRDVlV3hxUm4rUTlhZVBITjhwYlRnNVlsN29IMWNlaWREUG1DYjFxN1c0OWhyQ0lSM013V2h2ME5MTzg2K2JRM1pkNmI2RUl1Y1plQlBCemxWbXRVV0QvZHcxSDZiWXVJdXZZcndEcDJNZ1cxVkNEYkZONWQ=","decodeInfo":{"referenceID":"67818d5f0e8e9","name":"GUEST-67818d5f0e8e9","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 14:40:28 ] 678193cca5dc2 /api/auth/login
[ 2025-01-10 14:40:28 ] 678193cca5dc2 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 14:40:28 ] 678193cca5dc2 <- {"status":"success","response":{"token":"MDO2v26eJx7jc4Ho\/AUieDlwQ0tHdkpxWlJOaVZyeEJmZmFnTlNJT0JxZjJ1WlRCSFhXWEtpY3RRU0JORUNEZEVDWkhPcm5WVW1vV2lUcFQzbGZZL2hwRVlTV3JpNEVRZ092bVdPTmFqazd4bzhaN3FqK0tzN1FvRnJKUVYvMThXYjcrOHpYcWpQZmxPcEJZUFhFQWF0bjdlUHBVcnM5RFhvVEhSSnI5N2VwODJTR0M5N0tvdGtrRFBtSSs5TGY2b2NobjBjdXhkUVVWcGJHN3kwV1dGTkdjV1Bya0pqWFpQVWtxYVBHVzg4R1NEcmEybVNpcVVkZm5jYXhzU1U0bHB6TE5yS25tN0JoUFY3cFg=","decodeInfo":{"referenceID":"678193ccae163","name":"GUEST-678193ccae163","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 14:44:28 ] 678194bca00c6 /api/auth/login
[ 2025-01-10 14:44:28 ] 678194bca00c6 -> {"option":"login","typeLogin":"guest"}
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[ 2025-01-10 14:45:21 ] 678194f150dfb /api/auth/login
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[ 2025-01-10 14:50:29 ] 678196257befd /api/mx/blog-service
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[ 2025-01-10 14:50:29 ] 678196257befd <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 14:50:29 ] 67819625c6612 /api/mx/blog-service
[ 2025-01-10 14:50:29 ] 67819625c6612 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 14:50:29 ] 67819625c6612 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 15:00:36 ]  <- null
[ 2025-01-10 15:00:36 ]  <- null
[ 2025-01-10 15:00:36 ]  <- null
[ 2025-01-10 15:00:37 ] 6781988514283 /api/mx/product
[ 2025-01-10 15:00:37 ] 6781988514283 -> {"fieldId":"state","option":"States","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 15:00:37 ] 67819885147be /api/mx/product
[ 2025-01-10 15:00:37 ] 67819885147be -> {"fieldId":"exchangeRate","option":"ExchangeRate","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 15:00:37 ] 6781988514ce1 /api/mx/product
[ 2025-01-10 15:00:37 ] 6781988514ce1 -> {"product":"Travel","fieldId":"departureCountry","companyQuote":"Mapfre","option":"Countries"}
[ 2025-01-10 15:00:38 ] 6781988514283 <- {"status":"success","response":{"Mapfre":{"content":{"id":["0","1","2","3","4","5","6","7","8","9","10","11","12","13","14","15","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32","33","34","999"],"description":["NINGUNO","AGUASCALIENTES","BAJA CALIFORNIA NORTE","BAJA CALIFORNIA SUR","CAMPECHE","COAHUILA","COLIMA","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","DURANGO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","EDO. DE MEXICO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS","UBICACIONES VARIAS","UBICACIONES EN EL EXTRANJERO","GENERICO"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 15:00:40 ] 67819885147be <- {"status":"success","response":{"Mapfre":{"content":{"id":["EUR","USD"],"description":["21.0874","20.4742"]},"fieldId":"exchangeRate"}},"code":200}
[ 2025-01-10 15:00:42 ] 6781988514ce1 <- {"status":"success","response":{"Mapfre":{"content":[{"Key":"AFG","Value":"Afghanistan","RealName":"AFGANISTAN"},{"Key":"AGO","Value":"Angola","RealName":"ANGOLA"},{"Key":"ALB","Value":"Albania","RealName":"ALBANIA"},{"Key":"AND","Value":"Andorra","RealName":"ANDORRA"},{"Key":"ARB","Value":"Aruba","RealName":"ARUBA"},{"Key":"ARE","Value":"United Arab Emirates","RealName":"EMIRATOS ARABES UNIDOS"},{"Key":"ARG","Value":"Argentina","RealName":"ARGENTINA"},{"Key":"ARM","Value":"Armenia","RealName":"ARMENIA"},{"Key":"ASM","Value":"American Samoa","RealName":"SAMOA AMERICANA"},{"Key":"ATG","Value":"Antigua and Barbuda","RealName":"ANTIGUA Y 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Lucia","RealName":"SANTA LUCIA"},{"Key":"SLE","Value":"Sierra Leone","RealName":"SIERRA LEONA"},{"Key":"SLV","Value":"El Salvador","RealName":"EL SALVADOR"},{"Key":"SMR","Value":"San Marino","RealName":"SAN MARINO"},{"Key":"SOM","Value":"Somalia","RealName":"SOMALIA"},{"Key":"STP","Value":"Sao Tome and Principe","RealName":"SANTO TOME Y PRINCIPE"},{"Key":"SUR","Value":"Suriname","RealName":"SURINAM"},{"Key":"SVK","Value":"Slovakia","RealName":"ESLOVAQUIA"},{"Key":"SVN","Value":"Slovenia","RealName":"ESLOVENIA"},{"Key":"SVR","Value":"Servia","RealName":"SERVIA"},{"Key":"SWE","Value":"Sweden","RealName":"SUECIA"},{"Key":"SWZ","Value":"Swaziland","RealName":"SWAZILANDIA"},{"Key":"SYC","Value":"Seychelles","RealName":"SEYCHELLES"},{"Key":"SYR","Value":"Syria","RealName":"SIRIA"},{"Key":"TAI","Value":"Tahit\u00ed","RealName":"TAITI"},{"Key":"TCD","Value":"Chad","RealName":"CHAD"},{"Key":"TGO","Value":"Togo","RealName":"TOGO"},{"Key":"THA","Value":"Thailand","RealName":"TAILANDIA"},{"Key":"TMT","Value":"Turkmenistan","RealName":"TURKMENISTAN"},{"Key":"TNG","Value":"Tonga","RealName":"TONGA"},{"Key":"TTO","Value":"Trinidad and Tobago","RealName":"TRINIDAD Y TOBAGO"},{"Key":"TUN","Value":"Tunisia","RealName":"TUNEZ"},{"Key":"TUR","Value":"Turkey","RealName":"TURQUIA"},{"Key":"TWN","Value":"Taiwan","RealName":"TAIWAN"},{"Key":"TYK","Value":"Tayikistan","RealName":"TAYIKISTAN"},{"Key":"TZA","Value":"Tanzania","RealName":"TANZANIA"},{"Key":"UBT","Value":"Uzbekistan","RealName":"UZBEKISTAN"},{"Key":"UGA","Value":"Uganda","RealName":"UGANDA"},{"Key":"UK","Value":"United Kingdom","RealName":"REINO UNIDO DE GRAN BRETANA"},{"Key":"UKR","Value":"Ukraine","RealName":"UCRANIA"},{"Key":"URY","Value":"Uruguay","RealName":"URUGUAY"},{"Key":"USA","Value":"United States","RealName":"ESTADOS UNIDOS"},{"Key":"VCT","Value":"Saint Vincent and the Grenadines","RealName":"SAN VICENTE Y LAS GRANADINAS"},{"Key":"VEN","Value":"Venezuela","RealName":"VENEZUELA"},{"Key":"VNM","Value":"Vietnam","RealName":"VIETNAM"},{"Key":"VNT","Value":"Vanuatu","RealName":"VANUATU"},{"Key":"VTN","Value":"Vatican","RealName":"VATICANO"},{"Key":"YEM","Value":"Yemen","RealName":"YEMEN"},{"Key":"YUG","Value":"Yugoslavia","RealName":"YUGOSLAVIA"},{"Key":"ZAF","Value":"South Africa","RealName":"SUDAFRICA"},{"Key":"ZAR","Value":"Zaire","RealName":"ZAIRE"},{"Key":"ZMB","Value":"Zambia","RealName":"ZAMBIA"},{"Key":"ZWE","Value":"Zimbabwe","RealName":"ZIMBABWE"}],"fieldId":"departureCountry"}},"code":200}
[ 2025-01-10 15:00:46 ] 6781988e70776 /api/mx/product
[ 2025-01-10 15:00:46 ] 6781988e70776 -> {"product":"Travel","fieldId":"plan","option":"Plans","companyQuote":"Mapfre","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","adultsPax":1,"seniorPax":0,"exchangeRate":"20.4742"}
[ 2025-01-10 15:00:46 ] 6781988e71c51 /api/mx/product
[ 2025-01-10 15:00:46 ] 6781988e71c51 -> {"product":"Travel","fieldId":"plan","option":"Plans","companyQuote":"Mapfre","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","adultsPax":0,"seniorPax":1,"exchangeRate":"20.4742"}
[ 2025-01-10 15:00:49 ] 6781988e70776 <- {"status":"success","response":{"Mapfre":{"content":{"id":["28330","28331","28332"],"description":["Platinum Receptivo","Gold Receptivo","Silver Receptivo"],"contract":["28310","28310","28310"],"total":["2,895.36","2,227.20","1,781.76"],"totalDays":16},"fieldId":"plan"}},"code":200}
[ 2025-01-10 15:00:52 ] 6781988e71c51 <- {"status":"success","response":{"Mapfre":{"content":{"id":["28332"],"description":["Silver Receptivo"],"contract":["28310"],"total":["2,242.56"],"totalDays":16},"fieldId":"plan"}},"code":200}
[ 2025-01-10 15:00:53 ] 678198950b6e3 /api/mx/product
[ 2025-01-10 15:00:53 ] 678198950b6e3 -> {"product":"Travel","option":"ResumePlan","fieldId":"ResumePlan","companyQuote":"Mapfre","plan":"28330","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":1,"seniorPax":0,"exchangeRate":"20.4742"}
[ 2025-01-10 15:00:53 ] 678198950bbae /api/mx/product
[ 2025-01-10 15:00:53 ] 678198950bbae -> {"product":"Travel","option":"ResumePlan","fieldId":"ResumePlan","companyQuote":"Mapfre","plan":"28332","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":1,"seniorPax":0,"exchangeRate":"20.4742"}
[ 2025-01-10 15:00:53 ] 678198950d198 /api/mx/product
[ 2025-01-10 15:00:53 ] 678198950d198 -> {"product":"Travel","option":"ResumePlan","fieldId":"ResumePlan","companyQuote":"Mapfre","plan":"28331","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":1,"seniorPax":0,"exchangeRate":"20.4742"}
[ 2025-01-10 15:00:53 ] 678198950d627 /api/mx/product
[ 2025-01-10 15:00:53 ] 678198950d627 -> {"product":"Travel","option":"ResumePlan","fieldId":"ResumePlan","companyQuote":"Mapfre","plan":"28332","departureCountry":"ESTADOS UNIDOS","arrivalCountries":"MEXICO;","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":0,"seniorPax":1,"exchangeRate":"20.4742"}
[ 2025-01-10 15:00:55 ] 678198950bbae <- {"status":"success","response":{"Mapfre":{"content":{"MONTOS":{"COD_MODALIDAD":"28332","NOMBRE":"Silver Receptivo","CAMBIO":"1.0000","LIMITE":"86","COTIZACION":"1,536.00","PRIMANETA":"1,536.00","IVA":"245.76","SUBTOTAL":"1,781.76","EXTRAPRIMA":"0.00","DESCUENTO":"0.00","PRIMATOTAL":"1,781.76"},"SEGUROS":{"COBERTURA":[{"NOM_COBERTURA":"Accidental Death","SUMA_ASEGURADA":"25,000 USD"},{"NOM_COBERTURA":"Accidental Death in private or public transportation","SUMA_ASEGURADA":"50,000 USD"},{"NOM_COBERTURA":"Third Party Liability","SUMA_ASEGURADA":"10,000 USD"}]},"SEGURVIAJE":{"COBERTURA":[{"NOM_COBERTURA":"Medical Assistance in case Emergency","SUMA_ASEGURADA":"50,000 USD"},{"NOM_COBERTURA":"Emergency Medical Transportation","SUMA_ASEGURADA":"20,000 USD"},{"NOM_COBERTURA":"Emergency Dental Care","SUMA_ASEGURADA":"300 USD"},{"NOM_COBERTURA":"Medications","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Hospital Extension after the policy expired","SUMA_ASEGURADA":"5 days"},{"NOM_COBERTURA":"Medical Repatriation","SUMA_ASEGURADA":"15,000 USD"},{"NOM_COBERTURA":"Funeral Repatriation","SUMA_ASEGURADA":"15,000 USD"},{"NOM_COBERTURA":"Transfer of a Relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Hotel Expenses of a Relative","SUMA_ASEGURADA":"Up to 5 nights for up to $150 USD per night"},{"NOM_COBERTURA":"Transport & Adult Companion for children","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Death of direct relative","SUMA_ASEGURADA":"N\/A"},{"NOM_COBERTURA":"Early Return of the Insured in case of Hospitalization of direct relative","SUMA_ASEGURADA":"N\/A"},{"NOM_COBERTURA":"Trip cancellation","SUMA_ASEGURADA":"1,000 USD"},{"NOM_COBERTURA":"Hotel expenses for convalescence","SUMA_ASEGURADA":"Up to 5 nights for up to $150 USD per night"},{"NOM_COBERTURA":"Delay registered luggage","SUMA_ASEGURADA":"300 USD"},{"NOM_COBERTURA":"Locate registered luggage","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Registered Baggage Shipping","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Lost of Registered Luggage","SUMA_ASEGURADA":"1,200 USD"},{"NOM_COBERTURA":"Mediphone","SUMA_ASEGURADA":"Included"}]},"COBERTURAS":{"COBERTURA":[{"NOM_COBERTURA":"Early return from home claims","SUMA_ASEGURADA":"N\/A"},{"NOM_COBERTURA":"Flight Delay Expenses","SUMA_ASEGURADA":"100 USD"},{"NOM_COBERTURA":"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Transfer Remittance in case of Emergency","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Protected purchase","SUMA_ASEGURADA":"N\/A"}]}},"fieldId":"ResumePlan"}},"code":200}
[ 2025-01-10 15:00:55 ] 678198950d627 <- {"status":"success","response":{"Mapfre":{"content":{"MONTOS":{"COD_MODALIDAD":"28332","NOMBRE":"Silver Receptivo","CAMBIO":"1.0000","LIMITE":"86","COTIZACION":"1,536.00","PRIMANETA":"1,536.00","IVA":"245.76","SUBTOTAL":"2,316.29","EXTRAPRIMA":"460.80","DESCUENTO":"0.00","PRIMATOTAL":"2,316.29"},"SEGUROS":{"COBERTURA":[{"NOM_COBERTURA":"Accidental Death","SUMA_ASEGURADA":"25,000 USD"},{"NOM_COBERTURA":"Accidental Death in private or public transportation","SUMA_ASEGURADA":"50,000 USD"},{"NOM_COBERTURA":"Third Party Liability","SUMA_ASEGURADA":"10,000 USD"}]},"SEGURVIAJE":{"COBERTURA":[{"NOM_COBERTURA":"Medical Assistance in case Emergency","SUMA_ASEGURADA":"50,000 USD"},{"NOM_COBERTURA":"Emergency Medical Transportation","SUMA_ASEGURADA":"20,000 USD"},{"NOM_COBERTURA":"Emergency Dental Care","SUMA_ASEGURADA":"300 USD"},{"NOM_COBERTURA":"Medications","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Hospital Extension after the policy expired","SUMA_ASEGURADA":"5 days"},{"NOM_COBERTURA":"Medical Repatriation","SUMA_ASEGURADA":"15,000 USD"},{"NOM_COBERTURA":"Funeral Repatriation","SUMA_ASEGURADA":"15,000 USD"},{"NOM_COBERTURA":"Transfer of a Relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Hotel Expenses of a Relative","SUMA_ASEGURADA":"Up to 5 nights for up to $150 USD per night"},{"NOM_COBERTURA":"Transport & Adult Companion for children","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Death of direct relative","SUMA_ASEGURADA":"N\/A"},{"NOM_COBERTURA":"Early Return of the Insured in case of Hospitalization of direct relative","SUMA_ASEGURADA":"N\/A"},{"NOM_COBERTURA":"Trip cancellation","SUMA_ASEGURADA":"1,000 USD"},{"NOM_COBERTURA":"Hotel expenses for convalescence","SUMA_ASEGURADA":"Up to 5 nights for up to $150 USD per night"},{"NOM_COBERTURA":"Delay registered luggage","SUMA_ASEGURADA":"300 USD"},{"NOM_COBERTURA":"Locate registered luggage","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Registered Baggage Shipping","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Lost of Registered Luggage","SUMA_ASEGURADA":"1,200 USD"},{"NOM_COBERTURA":"Mediphone","SUMA_ASEGURADA":"Included"}]},"COBERTURAS":{"COBERTURA":[{"NOM_COBERTURA":"Early return from home claims","SUMA_ASEGURADA":"N\/A"},{"NOM_COBERTURA":"Flight Delay Expenses","SUMA_ASEGURADA":"100 USD"},{"NOM_COBERTURA":"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Transfer Remittance in case of Emergency","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Protected purchase","SUMA_ASEGURADA":"N\/A"}]}},"fieldId":"ResumePlan"}},"code":200}
[ 2025-01-10 15:00:56 ] 678198950d198 <- {"status":"success","response":{"Mapfre":{"content":{"MONTOS":{"COD_MODALIDAD":"28331","NOMBRE":"Gold Receptivo","CAMBIO":"1.0000","LIMITE":"75","COTIZACION":"1,920.00","PRIMANETA":"1,920.00","IVA":"307.20","SUBTOTAL":"2,227.20","EXTRAPRIMA":"0.00","DESCUENTO":"0.00","PRIMATOTAL":"2,227.20"},"SEGUROS":{"COBERTURA":[{"NOM_COBERTURA":"Accidental Death","SUMA_ASEGURADA":"60,000 USD"},{"NOM_COBERTURA":"Accidental Death in private or public transportation","SUMA_ASEGURADA":"120,000 USD"},{"NOM_COBERTURA":"Third Party Liability","SUMA_ASEGURADA":"20,000 USD"}]},"SEGURVIAJE":{"COBERTURA":[{"NOM_COBERTURA":"Medical Assistance in case Emergency","SUMA_ASEGURADA":"115,000 USD"},{"NOM_COBERTURA":"Emergency Medical Transportation","SUMA_ASEGURADA":"25,000 USD"},{"NOM_COBERTURA":"Emergency Dental Care","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Medications","SUMA_ASEGURADA":"700 USD"},{"NOM_COBERTURA":"Hospital Extension after the policy expired","SUMA_ASEGURADA":"6 days"},{"NOM_COBERTURA":"Medical Repatriation","SUMA_ASEGURADA":"25,000 USD"},{"NOM_COBERTURA":"Funeral Repatriation","SUMA_ASEGURADA":"25,000 USD"},{"NOM_COBERTURA":"Transfer of a Relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Hotel Expenses of a Relative","SUMA_ASEGURADA":"Up to 5 nights for up to $250 USD per night"},{"NOM_COBERTURA":"Transport & Adult Companion for children","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Death of direct relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Hospitalization of direct relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Trip cancellation","SUMA_ASEGURADA":"2,500 USD"},{"NOM_COBERTURA":"Hotel expenses for convalescence","SUMA_ASEGURADA":"Up to 5 nights for up to $250 USD per night"},{"NOM_COBERTURA":"Delay registered luggage","SUMA_ASEGURADA":"500 USD"},{"NOM_COBERTURA":"Locate registered luggage","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Registered Baggage Shipping","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Lost of Registered Luggage","SUMA_ASEGURADA":"1,500 USD"},{"NOM_COBERTURA":"Mediphone","SUMA_ASEGURADA":"Included"}]},"COBERTURAS":{"COBERTURA":[{"NOM_COBERTURA":"Early return from home claims","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Flight Delay Expenses","SUMA_ASEGURADA":"200 USD"},{"NOM_COBERTURA":"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Transfer Remittance in case of Emergency","SUMA_ASEGURADA":"1,000 USD"},{"NOM_COBERTURA":"Protected purchase","SUMA_ASEGURADA":"N\/A"}]}},"fieldId":"ResumePlan"}},"code":200}
[ 2025-01-10 15:01:11 ] 678198950b6e3 <- {"status":"success","response":{"Mapfre":{"content":{"MONTOS":{"COD_MODALIDAD":"28330","NOMBRE":"Platinum Receptivo","CAMBIO":"1.0000","LIMITE":"75","COTIZACION":"2,496.00","PRIMANETA":"2,496.00","IVA":"399.36","SUBTOTAL":"2,895.36","EXTRAPRIMA":"0.00","DESCUENTO":"0.00","PRIMATOTAL":"2,895.36"},"SEGUROS":{"COBERTURA":[{"NOM_COBERTURA":"Accidental Death","SUMA_ASEGURADA":"100,000 USD"},{"NOM_COBERTURA":"Accidental Death in private or public transportation","SUMA_ASEGURADA":"200,000 USD"},{"NOM_COBERTURA":"Third Party Liability","SUMA_ASEGURADA":"30,000 USD"}]},"SEGURVIAJE":{"COBERTURA":[{"NOM_COBERTURA":"Medical Assistance in case Emergency","SUMA_ASEGURADA":"350,000 USD"},{"NOM_COBERTURA":"Emergency Medical Transportation","SUMA_ASEGURADA":"50,000 USD"},{"NOM_COBERTURA":"Emergency Dental Care","SUMA_ASEGURADA":"1,000 USD"},{"NOM_COBERTURA":"Medications","SUMA_ASEGURADA":"1,000 USD"},{"NOM_COBERTURA":"Hospital Extension after the policy expired","SUMA_ASEGURADA":"7 days"},{"NOM_COBERTURA":"Medical Repatriation","SUMA_ASEGURADA":"30,000 USD"},{"NOM_COBERTURA":"Funeral Repatriation","SUMA_ASEGURADA":"30,000 USD"},{"NOM_COBERTURA":"Transfer of a Relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Hotel Expenses of a Relative","SUMA_ASEGURADA":"Up to 5 nights for up to $500 USD per night"},{"NOM_COBERTURA":"Transport & Adult Companion for children","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Death of direct relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Early Return of the Insured in case of Hospitalization of direct relative","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Trip cancellation","SUMA_ASEGURADA":"3,000 USD"},{"NOM_COBERTURA":"Hotel expenses for convalescence","SUMA_ASEGURADA":"Up to 5 nights for up to $300 USD per night"},{"NOM_COBERTURA":"Delay registered luggage","SUMA_ASEGURADA":"800 USD"},{"NOM_COBERTURA":"Locate registered luggage","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Registered Baggage Shipping","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Lost of Registered Luggage","SUMA_ASEGURADA":"2,000 USD"},{"NOM_COBERTURA":"Mediphone","SUMA_ASEGURADA":"Included"}]},"COBERTURAS":{"COBERTURA":[{"NOM_COBERTURA":"Early return from home claims","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Flight Delay Expenses","SUMA_ASEGURADA":"250 USD"},{"NOM_COBERTURA":"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Legal Assistance in case of Traffic Accident","SUMA_ASEGURADA":"Included"},{"NOM_COBERTURA":"Transfer Remittance in case of Emergency","SUMA_ASEGURADA":"1,500 USD"},{"NOM_COBERTURA":"Protected purchase","SUMA_ASEGURADA":"1,000 USD "}]}},"fieldId":"ResumePlan"}},"code":200}
[ 2025-01-10 15:01:11 ]  <- null
[ 2025-01-10 15:01:11 ] 678198a7abfc0 /api/mx/prospect/record
[ 2025-01-10 15:01:11 ] 678198a7abfc0 -> {"firstName":"Cuauhtemoc","lastName":"Castro","email":"temocastro9@gmail.com","phone":"(322) 2318355","nationalityContact":"Mexican","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":"1","seniorPax":"1","typeTravelText":"From USA to M\u00e9xico","departureCountryText":"United States","departureCountry":"USA","arraivalsText":"M\u00e9xico (MEX)","arraivalsCode":"MEX,","prospect":"","product":"TM","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-travel-insurance","campaign":"none","distributor":"","pricesQuoted":"...Adults: [ Platinum : $2,895.36 ] [ Gold : $2,227.20 ] [ Silver : $1,781.76 ] ...Seniors: [ Silver : $2,242.56 ] ","source":"none","aboutUs":"Facebook Page","distributorLink":"","typeTravel":"in_bound_form_usa","quoteNumber":"","priceResults":"{\"plansAdult\":[{\"idPlan\":\"28330\",\"namePlan\":\"Platinum Receptivo\",\"contract\":\"28310\",\"total\":\"2,895.36\",\"resumen\":{\"Mapfre\":{\"content\":{\"MONTOS\":{\"COD_MODALIDAD\":\"28330\",\"NOMBRE\":\"Platinum Receptivo\",\"CAMBIO\":\"1.0000\",\"LIMITE\":\"75\",\"COTIZACION\":\"2,496.00\",\"PRIMANETA\":\"2,496.00\",\"IVA\":\"399.36\",\"SUBTOTAL\":\"2,895.36\",\"EXTRAPRIMA\":\"0.00\",\"DESCUENTO\":\"0.00\",\"PRIMATOTAL\":\"2,895.36\"},\"SEGUROS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Accidental Death\",\"SUMA_ASEGURADA\":\"100,000 USD\"},{\"NOM_COBERTURA\":\"Accidental Death in private or public transportation\",\"SUMA_ASEGURADA\":\"200,000 USD\"},{\"NOM_COBERTURA\":\"Third Party Liability\",\"SUMA_ASEGURADA\":\"30,000 USD\"}]},\"SEGURVIAJE\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Medical Assistance in case Emergency\",\"SUMA_ASEGURADA\":\"350,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Medical Transportation\",\"SUMA_ASEGURADA\":\"50,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Dental Care\",\"SUMA_ASEGURADA\":\"1,000 USD\"},{\"NOM_COBERTURA\":\"Medications\",\"SUMA_ASEGURADA\":\"1,000 USD\"},{\"NOM_COBERTURA\":\"Hospital Extension after the policy expired\",\"SUMA_ASEGURADA\":\"7 days\"},{\"NOM_COBERTURA\":\"Medical Repatriation\",\"SUMA_ASEGURADA\":\"30,000 USD\"},{\"NOM_COBERTURA\":\"Funeral Repatriation\",\"SUMA_ASEGURADA\":\"30,000 USD\"},{\"NOM_COBERTURA\":\"Transfer of a Relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Hotel Expenses of a Relative\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $500 USD per night\"},{\"NOM_COBERTURA\":\"Transport & Adult Companion for children\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Death of direct relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Hospitalization of direct relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Trip cancellation\",\"SUMA_ASEGURADA\":\"3,000 USD\"},{\"NOM_COBERTURA\":\"Hotel expenses for convalescence\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $300 USD per night\"},{\"NOM_COBERTURA\":\"Delay registered luggage\",\"SUMA_ASEGURADA\":\"800 USD\"},{\"NOM_COBERTURA\":\"Locate registered luggage\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Registered Baggage Shipping\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Lost of Registered Luggage\",\"SUMA_ASEGURADA\":\"2,000 USD\"},{\"NOM_COBERTURA\":\"Mediphone\",\"SUMA_ASEGURADA\":\"Included\"}]},\"COBERTURAS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Early return from home claims\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Flight Delay Expenses\",\"SUMA_ASEGURADA\":\"250 USD\"},{\"NOM_COBERTURA\":\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Legal Assistance in case of Traffic 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Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Transfer Remittance in case of Emergency\",\"SUMA_ASEGURADA\":\"1,000 USD\"},{\"NOM_COBERTURA\":\"Protected purchase\",\"SUMA_ASEGURADA\":\"N\/A\"}]}},\"fieldId\":\"ResumePlan\"}},\"totalDays\":16,\"type\":\"adults\"},{\"idPlan\":\"28332\",\"namePlan\":\"Silver Receptivo\",\"contract\":\"28310\",\"total\":\"1,781.76\",\"resumen\":{\"Mapfre\":{\"content\":{\"MONTOS\":{\"COD_MODALIDAD\":\"28332\",\"NOMBRE\":\"Silver Receptivo\",\"CAMBIO\":\"1.0000\",\"LIMITE\":\"86\",\"COTIZACION\":\"1,536.00\",\"PRIMANETA\":\"1,536.00\",\"IVA\":\"245.76\",\"SUBTOTAL\":\"1,781.76\",\"EXTRAPRIMA\":\"0.00\",\"DESCUENTO\":\"0.00\",\"PRIMATOTAL\":\"1,781.76\"},\"SEGUROS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Accidental Death\",\"SUMA_ASEGURADA\":\"25,000 USD\"},{\"NOM_COBERTURA\":\"Accidental Death in private or public transportation\",\"SUMA_ASEGURADA\":\"50,000 USD\"},{\"NOM_COBERTURA\":\"Third Party Liability\",\"SUMA_ASEGURADA\":\"10,000 USD\"}]},\"SEGURVIAJE\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Medical Assistance in case Emergency\",\"SUMA_ASEGURADA\":\"50,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Medical Transportation\",\"SUMA_ASEGURADA\":\"20,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Dental Care\",\"SUMA_ASEGURADA\":\"300 USD\"},{\"NOM_COBERTURA\":\"Medications\",\"SUMA_ASEGURADA\":\"500 USD\"},{\"NOM_COBERTURA\":\"Hospital Extension after the policy expired\",\"SUMA_ASEGURADA\":\"5 days\"},{\"NOM_COBERTURA\":\"Medical Repatriation\",\"SUMA_ASEGURADA\":\"15,000 USD\"},{\"NOM_COBERTURA\":\"Funeral Repatriation\",\"SUMA_ASEGURADA\":\"15,000 USD\"},{\"NOM_COBERTURA\":\"Transfer of a Relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Hotel Expenses of a Relative\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $150 USD per night\"},{\"NOM_COBERTURA\":\"Transport & Adult Companion for children\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Death of direct relative\",\"SUMA_ASEGURADA\":\"N\/A\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Hospitalization of direct relative\",\"SUMA_ASEGURADA\":\"N\/A\"},{\"NOM_COBERTURA\":\"Trip cancellation\",\"SUMA_ASEGURADA\":\"1,000 USD\"},{\"NOM_COBERTURA\":\"Hotel expenses for convalescence\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $150 USD per night\"},{\"NOM_COBERTURA\":\"Delay registered luggage\",\"SUMA_ASEGURADA\":\"300 USD\"},{\"NOM_COBERTURA\":\"Locate registered luggage\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Registered Baggage Shipping\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Lost of Registered Luggage\",\"SUMA_ASEGURADA\":\"1,200 USD\"},{\"NOM_COBERTURA\":\"Mediphone\",\"SUMA_ASEGURADA\":\"Included\"}]},\"COBERTURAS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Early return from home claims\",\"SUMA_ASEGURADA\":\"N\/A\"},{\"NOM_COBERTURA\":\"Flight Delay Expenses\",\"SUMA_ASEGURADA\":\"100 USD\"},{\"NOM_COBERTURA\":\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Transfer Remittance in case of Emergency\",\"SUMA_ASEGURADA\":\"500 USD\"},{\"NOM_COBERTURA\":\"Protected purchase\",\"SUMA_ASEGURADA\":\"N\/A\"}]}},\"fieldId\":\"ResumePlan\"}},\"totalDays\":16,\"type\":\"adults\"}],\"plansSenior\":[{\"idPlan\":\"28332\",\"namePlan\":\"Silver Receptivo\",\"contract\":\"28310\",\"total\":\"2,242.56\",\"resumen\":{\"Mapfre\":{\"content\":{\"MONTOS\":{\"COD_MODALIDAD\":\"28332\",\"NOMBRE\":\"Silver Receptivo\",\"CAMBIO\":\"1.0000\",\"LIMITE\":\"86\",\"COTIZACION\":\"1,536.00\",\"PRIMANETA\":\"1,536.00\",\"IVA\":\"245.76\",\"SUBTOTAL\":\"2,316.29\",\"EXTRAPRIMA\":\"460.80\",\"DESCUENTO\":\"0.00\",\"PRIMATOTAL\":\"2,316.29\"},\"SEGUROS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Accidental Death\",\"SUMA_ASEGURADA\":\"25,000 USD\"},{\"NOM_COBERTURA\":\"Accidental Death in private or public transportation\",\"SUMA_ASEGURADA\":\"50,000 USD\"},{\"NOM_COBERTURA\":\"Third Party Liability\",\"SUMA_ASEGURADA\":\"10,000 USD\"}]},\"SEGURVIAJE\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Medical Assistance in case Emergency\",\"SUMA_ASEGURADA\":\"50,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Medical Transportation\",\"SUMA_ASEGURADA\":\"20,000 USD\"},{\"NOM_COBERTURA\":\"Emergency Dental Care\",\"SUMA_ASEGURADA\":\"300 USD\"},{\"NOM_COBERTURA\":\"Medications\",\"SUMA_ASEGURADA\":\"500 USD\"},{\"NOM_COBERTURA\":\"Hospital Extension after the policy expired\",\"SUMA_ASEGURADA\":\"5 days\"},{\"NOM_COBERTURA\":\"Medical Repatriation\",\"SUMA_ASEGURADA\":\"15,000 USD\"},{\"NOM_COBERTURA\":\"Funeral Repatriation\",\"SUMA_ASEGURADA\":\"15,000 USD\"},{\"NOM_COBERTURA\":\"Transfer of a Relative\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Hotel Expenses of a Relative\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $150 USD per night\"},{\"NOM_COBERTURA\":\"Transport & Adult Companion for children\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Death of direct relative\",\"SUMA_ASEGURADA\":\"N\/A\"},{\"NOM_COBERTURA\":\"Early Return of the Insured in case of Hospitalization of direct relative\",\"SUMA_ASEGURADA\":\"N\/A\"},{\"NOM_COBERTURA\":\"Trip cancellation\",\"SUMA_ASEGURADA\":\"1,000 USD\"},{\"NOM_COBERTURA\":\"Hotel expenses for convalescence\",\"SUMA_ASEGURADA\":\"Up to 5 nights for up to $150 USD per night\"},{\"NOM_COBERTURA\":\"Delay registered luggage\",\"SUMA_ASEGURADA\":\"300 USD\"},{\"NOM_COBERTURA\":\"Locate registered luggage\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Registered Baggage Shipping\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Lost of Registered Luggage\",\"SUMA_ASEGURADA\":\"1,200 USD\"},{\"NOM_COBERTURA\":\"Mediphone\",\"SUMA_ASEGURADA\":\"Included\"}]},\"COBERTURAS\":{\"COBERTURA\":[{\"NOM_COBERTURA\":\"Early return from home claims\",\"SUMA_ASEGURADA\":\"N\/A\"},{\"NOM_COBERTURA\":\"Flight Delay Expenses\",\"SUMA_ASEGURADA\":\"100 USD\"},{\"NOM_COBERTURA\":\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Legal Assistance in case of Traffic Accident\",\"SUMA_ASEGURADA\":\"Included\"},{\"NOM_COBERTURA\":\"Transfer Remittance in case of Emergency\",\"SUMA_ASEGURADA\":\"500 USD\"},{\"NOM_COBERTURA\":\"Protected purchase\",\"SUMA_ASEGURADA\":\"N\/A\"}]}},\"fieldId\":\"ResumePlan\"}},\"totalDays\":16,\"type\":\"seniors\"}]}","exchangeRate":"20.4742","totalDays":"16"}
[ 2025-01-10 15:01:12 ] 678198a7abfc0 <- {"status":"success","response":{"prospect":23140,"quoteNumber":"NQTM250110-144","idClient":27808},"code":200}
[ 2025-01-10 15:01:24 ] 678198b4e5a05 /api/mx/product
[ 2025-01-10 15:01:24 ] 678198b4e5a05 -> {"fieldId":"ocupationCode","option":"OccupationsCodes","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 15:01:36 ] 678198b4e5a05 <- {"status":"success","response":{"Mapfre":{"content":{"id":["0","2","10","47","61","142","191","239","280"],"description":["Other","Attorney","Insurance agent","Accountant","Student","Teacher","Salesperson","Businessman","Retired"]},"fieldId":"ocupationCode"}},"code":200}
[ 2025-01-10 15:01:39 ] 678198c3ef5b0 /api/mx/product
[ 2025-01-10 15:01:39 ] 678198c3ef5b0 -> {"fieldId":"personCity","option":"Cities","companyQuote":"Mapfre","state":"13","methodAfter":null,"product":"Travel"}
[ 2025-01-10 15:01:39 ] 678198c3ef758 /api/mx/product
[ 2025-01-10 15:01:39 ] 678198c3ef758 -> {"fieldId":"city","option":"Cities","companyQuote":"Mapfre","state":"13","methodAfter":null,"product":"Travel"}
[ 2025-01-10 15:01:50 ] 678198c3ef758 <- {"status":"success","response":{"Mapfre":{"content":{"id":["13001","13002","13003","13004","13005","13006","13007","13008","13010","13011","13013","13012","13014","13015","13017","13018","13019","13016","13009","13020","13021","13022","13023","13024","13025","13026","13027","13028","13029","13030","13031","13032","13033","13040","13034","13035","13037","13051","13038","13039","13041","13042","13043","13044","13045","13999","13048","13047","13049","13050","13036","13052","13053","13046","13054","13055","13056","13057","13058","13059","13060","13061","13062","13063","13064","13065","13067","13068","13069","13070","13071","13072","13073","13074","13075","13076","13077","13066","13078","13079","13080","13081","13082","13083","13084"],"description":["ACATLAN","ACAXOCHITLAN","ACTOPAN","AGUA BLANCA DE ITURBIDE","AJACUBA","ALFAJAYUCAN","ALMOLOYA","APAN","ATITALAQUIA","ATLAPEXCO","ATOTONILCO DE TULA","ATOTONILCO EL GRANDE","CALNALI","CARDONAL","CHAPANTONGO","CHAPULHUACAN","CHILCUAUTLA","CUAUTEPEC DE HINOJOSA","EL ARENAL","ELOXOCHITLAN","EMILIANO ZAPATA","EPAZOYUCAN","FRANCISCO I MADERO","HUASCA DE OCAMPO","HUAUTLA","HUAZALINGO","HUEHUETLA","HUEJUTLA DE REYES","HUICHAPAN","IXMIQUILPAN","JACALA DE LEDEZMA","JALTOCAN","JUAREZ HIDALGO","LA MISION","LOLOTLA","METEPEC","METZTITLAN","MINERAL DE LA REFORMA","MINERAL DEL CHICO","MINERAL DEL MONTE","MIXQUIAHUALA DE JUAREZ","MOLANGO DE ESCAMILLA","NICOLAS FLORES","NOPALA DE VILLAGRAN","OMITLAN DE JUAREZ","OTROS","PACHUCA DE SOTO","PACULA","PISAFLORES","PROGRESO DE OBREGON","SAN AGUSTIN METZQUITITLAN","SAN AGUSTIN TLAXIACA","SAN BARTOLO TUTOTEPEC","SAN FELIPE ORIZATLAN","SAN SALVADOR","SANTIAGO DE ANAYA","SANTIAGO TULANTEPEC DE LUGO GU","SINGUILUCAN","TASQUILLO","TECOZAUTLA","TENANGO DE DORIA","TEPEAPULCO","TEPEHUACAN DE GUERRERO","TEPEJI DEL RIO DE OCAMPO","TEPETITLAN","TETEPANGO","TEZONTEPEC DE ALDAMA","TIANGUISTENGO","TIZAYUCA","TLAHUELILPAN","TLAHUILTEPA","TLANALAPA","TLANCHINOL","TLAXCOAPAN","TOLCAYUCA","TULA DE ALLENDE","TULANCINGO DE BRAVO","VILLA DE TEZONTEPEC","XOCHIATIPAN","XOCHICOATLAN","YAHUALICA","ZACUALTIPAN DE ANGELES","ZAPOTLAN DE JUAREZ","ZEMPOALA","ZIMAPAN"]},"fieldId":"city"}},"code":200}
[ 2025-01-10 15:01:59 ] 678198c3ef5b0 <- {"status":"success","response":{"Mapfre":{"content":{"id":["13001","13002","13003","13004","13005","13006","13007","13008","13010","13011","13013","13012","13014","13015","13017","13018","13019","13016","13009","13020","13021","13022","13023","13024","13025","13026","13027","13028","13029","13030","13031","13032","13033","13040","13034","13035","13037","13051","13038","13039","13041","13042","13043","13044","13045","13999","13048","13047","13049","13050","13036","13052","13053","13046","13054","13055","13056","13057","13058","13059","13060","13061","13062","13063","13064","13065","13067","13068","13069","13070","13071","13072","13073","13074","13075","13076","13077","13066","13078","13079","13080","13081","13082","13083","13084"],"description":["ACATLAN","ACAXOCHITLAN","ACTOPAN","AGUA BLANCA DE ITURBIDE","AJACUBA","ALFAJAYUCAN","ALMOLOYA","APAN","ATITALAQUIA","ATLAPEXCO","ATOTONILCO DE TULA","ATOTONILCO EL GRANDE","CALNALI","CARDONAL","CHAPANTONGO","CHAPULHUACAN","CHILCUAUTLA","CUAUTEPEC DE HINOJOSA","EL ARENAL","ELOXOCHITLAN","EMILIANO ZAPATA","EPAZOYUCAN","FRANCISCO I MADERO","HUASCA DE OCAMPO","HUAUTLA","HUAZALINGO","HUEHUETLA","HUEJUTLA DE REYES","HUICHAPAN","IXMIQUILPAN","JACALA DE LEDEZMA","JALTOCAN","JUAREZ HIDALGO","LA MISION","LOLOTLA","METEPEC","METZTITLAN","MINERAL DE LA REFORMA","MINERAL DEL CHICO","MINERAL DEL MONTE","MIXQUIAHUALA DE JUAREZ","MOLANGO DE ESCAMILLA","NICOLAS FLORES","NOPALA DE VILLAGRAN","OMITLAN DE JUAREZ","OTROS","PACHUCA DE SOTO","PACULA","PISAFLORES","PROGRESO DE OBREGON","SAN AGUSTIN METZQUITITLAN","SAN AGUSTIN TLAXIACA","SAN BARTOLO TUTOTEPEC","SAN FELIPE ORIZATLAN","SAN SALVADOR","SANTIAGO DE ANAYA","SANTIAGO TULANTEPEC DE LUGO GU","SINGUILUCAN","TASQUILLO","TECOZAUTLA","TENANGO DE DORIA","TEPEAPULCO","TEPEHUACAN DE GUERRERO","TEPEJI DEL RIO DE OCAMPO","TEPETITLAN","TETEPANGO","TEZONTEPEC DE ALDAMA","TIANGUISTENGO","TIZAYUCA","TLAHUELILPAN","TLAHUILTEPA","TLANALAPA","TLANCHINOL","TLAXCOAPAN","TOLCAYUCA","TULA DE ALLENDE","TULANCINGO DE BRAVO","VILLA DE TEZONTEPEC","XOCHIATIPAN","XOCHICOATLAN","YAHUALICA","ZACUALTIPAN DE ANGELES","ZAPOTLAN DE JUAREZ","ZEMPOALA","ZIMAPAN"]},"fieldId":"personCity"}},"code":200}
[ 2025-01-10 15:02:29 ] 678198f54e9c1 /api/mx/product
[ 2025-01-10 15:02:29 ] 678198f54e9c1 -> {"fieldId":"personCity","option":"Cities","companyQuote":"Mapfre","state":"13","methodAfter":null,"product":"Travel"}
[ 2025-01-10 15:02:56 ] 678198f54e9c1 <- {"status":"success","response":{"Mapfre":{"content":{"id":["13001","13002","13003","13004","13005","13006","13007","13008","13010","13011","13013","13012","13014","13015","13017","13018","13019","13016","13009","13020","13021","13022","13023","13024","13025","13026","13027","13028","13029","13030","13031","13032","13033","13040","13034","13035","13037","13051","13038","13039","13041","13042","13043","13044","13045","13999","13048","13047","13049","13050","13036","13052","13053","13046","13054","13055","13056","13057","13058","13059","13060","13061","13062","13063","13064","13065","13067","13068","13069","13070","13071","13072","13073","13074","13075","13076","13077","13066","13078","13079","13080","13081","13082","13083","13084"],"description":["ACATLAN","ACAXOCHITLAN","ACTOPAN","AGUA BLANCA DE ITURBIDE","AJACUBA","ALFAJAYUCAN","ALMOLOYA","APAN","ATITALAQUIA","ATLAPEXCO","ATOTONILCO DE TULA","ATOTONILCO EL GRANDE","CALNALI","CARDONAL","CHAPANTONGO","CHAPULHUACAN","CHILCUAUTLA","CUAUTEPEC DE HINOJOSA","EL ARENAL","ELOXOCHITLAN","EMILIANO ZAPATA","EPAZOYUCAN","FRANCISCO I MADERO","HUASCA DE OCAMPO","HUAUTLA","HUAZALINGO","HUEHUETLA","HUEJUTLA DE REYES","HUICHAPAN","IXMIQUILPAN","JACALA DE LEDEZMA","JALTOCAN","JUAREZ HIDALGO","LA MISION","LOLOTLA","METEPEC","METZTITLAN","MINERAL DE LA REFORMA","MINERAL DEL CHICO","MINERAL DEL MONTE","MIXQUIAHUALA DE JUAREZ","MOLANGO DE ESCAMILLA","NICOLAS FLORES","NOPALA DE VILLAGRAN","OMITLAN DE JUAREZ","OTROS","PACHUCA DE SOTO","PACULA","PISAFLORES","PROGRESO DE OBREGON","SAN AGUSTIN METZQUITITLAN","SAN AGUSTIN TLAXIACA","SAN BARTOLO TUTOTEPEC","SAN FELIPE ORIZATLAN","SAN SALVADOR","SANTIAGO DE ANAYA","SANTIAGO TULANTEPEC DE LUGO GU","SINGUILUCAN","TASQUILLO","TECOZAUTLA","TENANGO DE DORIA","TEPEAPULCO","TEPEHUACAN DE GUERRERO","TEPEJI DEL RIO DE OCAMPO","TEPETITLAN","TETEPANGO","TEZONTEPEC DE ALDAMA","TIANGUISTENGO","TIZAYUCA","TLAHUELILPAN","TLAHUILTEPA","TLANALAPA","TLANCHINOL","TLAXCOAPAN","TOLCAYUCA","TULA DE ALLENDE","TULANCINGO DE BRAVO","VILLA DE TEZONTEPEC","XOCHIATIPAN","XOCHICOATLAN","YAHUALICA","ZACUALTIPAN DE ANGELES","ZAPOTLAN DE JUAREZ","ZEMPOALA","ZIMAPAN"]},"fieldId":"personCity"}},"code":200}
[ 2025-01-10 15:03:12 ] 67819920d3cf4 /api/mx/product
[ 2025-01-10 15:03:12 ] 67819920d3cf4 -> {"fieldId":"cardType","option":"CardTypes","companyQuote":"Mapfre","methodAfter":"typeCards","product":"Travel"}
[ 2025-01-10 15:03:12 ] 67819920d3dd6 /api/mx/product
[ 2025-01-10 15:03:12 ] 67819920d3dd6 -> {"fieldId":"bankEntity","option":"Banks","companyQuote":"Mapfre","methodAfter":"banks","product":"Travel"}
[ 2025-01-10 15:03:17 ] 67819920d3dd6 <- {"status":"success","response":{"Mapfre":{"content":{"id":["0138","0102","0062","0103","0127","0030","0002","0086","0007","0133","0131","0128","0152","0145","0146","0124","0130","0634","0150","0112","0132","0156","0157","0629","0134","0012","0006","0137","8888","0019","0107","0106","8890","0114","0147","0009","0072","0058","0166","0060","0001","0017","0680","0677","0143","0728","0140","0126","0601","0022","0168","0021","0036","0116","0037","0136","0059","0032","8889","0110","0661","0653","0670","0722","0042","0135","0638","0659","9999","0014","0044","0003","0646","8880","0108","0656","0113","0608","0141"],"description":["ABC CAPITAL","ABNAMRO","AFIRME","AMERICAN EXPRESS","AZTECA","BAJIO","BANAMEX","BANCEN","BANCO","BANCO ACTINVER S A","BANCO AHORRO FAMSA","BANCO AUTOFIN MEXICO","BANCO BANCREA","BANCO BASE S. A.","BANCO BICENTENARIO SA","BANCO CITI MEXICO","BANCO COMPARTAMOS SA","BANCO FINCOMUN","BANCO INMOBILIARIO MEXICANO SA","BANCO MONEX SA","BANCO MULTIVA","BANCO SABADELL","BANCO SHINHAN DE MEXICO, S. A.","BANCO SU CASITA","BANCO WALMART","BANCOMER, S.A.","BANCOMEXT","BANCOPPEL","BANCOS EXTRANJEROS TDC","BANJERCITO","BANK BOSTON","BANK OF AMERICA","BANK OF AMERICA","BANK ONE","BANKAOOL","BANOBRAS","BANORTE","BANREGIO","BANSEFI","BANSI","BANXICO","BBV","CAJA POPULAR CRISTOBAL COLON SC","CAJA POPULAR MEXICANA","CI BANCO","COMPROPAGO SA DE CV","CONSUBANCO, S. A.","CREDIT SUISS","GBM Grupo Burs\u00e1til Mexicano","GE CAPITAL","HIPOTECARIA","HSBC MEXICO, S.A.","INBURSA","ING BANK","INTERACCIONES","INTERCAM BANCO (ANTES BANCO REGIONAL)","INVEX","IXE","JP MORGAN CHASE BANK","JPMORGAN","KLAR","KUSPIT CASA DE BOLSA, S A de C V","Libertad Servicios Financieros","MERCADO PAGO W","MIFEL","NAFIN","NU MEXICO FINANCIERA SA DE CV SFP","OPCIONES EMPRESARIALES DEL NORESTE","OTROS","SANTANDER","SCOTIABANK","SERFIN","SISTEMA DE TRANSFERENCIAS Y PAGOS STP","SOVEREIGN BANK","TOKIO","UNAGRA SA DE CV SOCIEDAD FINANCIERA POPULAR","VE POR MAS","VECTOR CASA DE BOLSA","VW BANK"]},"fieldId":"bankEntity"}},"code":200}
[ 2025-01-10 15:03:34 ] 67819920d3cf4 <- {"status":"success","response":{"Mapfre":{"content":{"id":["1","2","3"],"description":["VISA","MASTER CARD","AMERICAN EXPRESS"]},"fieldId":"cardType"}},"code":200}
[ 2025-01-10 15:03:45 ]  <- null
[ 2025-01-10 15:03:46 ] 678199422a84f /api/mx/save-session
[ 2025-01-10 15:03:46 ] 678199422a84f -> {"firstName":"Cuauhtemoc","lastName":"Castro","email":"temocastro9@gmail.com","phone":"(322) 2318355","nationalityContact":"Mexican","aboutUs":"Facebook Page","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":"1","seniorPax":"1","typeTravel":"in_bound_form_usa","departureCountry":"USA","arrivalCountries":"MEX","typePerson":"S","secondLastName":"Alcantar","rfc":"","gender":"0","birthday":"09\/01\/1990","maritalStatus":"S","ocupationCode":"61","nationality":"USA","address":"123 Main St","buildingNumber":"345","unitNumber":"44","neighborhood":"La Puerta","country":"MEX","state":"13","auxState":"Hidalgo","city":"","auxCity":"Pacula","postalCode":"42256","cardHolderName":"maria flores","bankEntity":"0152","cardType":"1","creditCardNumber":"4111 1111 1111 1111","securityCode":"112","expirationDateMonth":"04","expirationDateYear":"24","form_conditions":"on","source":"none","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-travel-insurance","campaign":"none","company":"Mapfre","product":"TM","distributorLink":"","distributorCode":"","distributor":"","resumenPlanAdult":"{\"COD_MODALIDAD\":\"28330\",\"NOMBRE\":\"Platinum Receptivo\",\"CAMBIO\":\"1.0000\",\"LIMITE\":\"75\",\"COTIZACION\":\"2,496.00\",\"PRIMANETA\":\"2,496.00\",\"IVA\":\"399.36\",\"SUBTOTAL\":\"2,895.36\",\"EXTRAPRIMA\":\"0.00\",\"DESCUENTO\":\"0.00\",\"PRIMATOTAL\":\"2,895.36\",\"total\":\"2,895.36\"}","resumenPlanSenior":"{\"COD_MODALIDAD\":\"28332\",\"NOMBRE\":\"Silver 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USD\\\\\\\"}]},\\\\\\\"SEGURVIAJE\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Medical Assistance in case Emergency\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"50,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Emergency Medical Transportation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"20,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Emergency Dental Care\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"300 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Medications\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"500 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hospital Extension after the policy expired\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"5 days\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Medical Repatriation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"15,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Funeral Repatriation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"15,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transfer of a Relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hotel Expenses of a Relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Up to 5 nights for up to $150 USD per night\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transport & Adult Companion for children\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early Return of the Insured in case of Death of direct relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"N\\\/A\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early Return of the Insured in case of Hospitalization of direct relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"N\\\/A\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Trip cancellation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"1,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hotel expenses for convalescence\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Up to 5 nights for up to $150 USD per night\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Delay registered luggage\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"300 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Locate registered luggage\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Registered Baggage Shipping\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Lost of Registered Luggage\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"1,200 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Mediphone\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"}]},\\\\\\\"COBERTURAS\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early return from home claims\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"N\\\/A\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Flight Delay Expenses\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"100 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Legal Assistance in case of Traffic Accident\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transfer Remittance in case of Emergency\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"500 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Protected purchase\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"N\\\/A\\\\\\\"}]}},\\\\\\\"fieldId\\\\\\\":\\\\\\\"ResumePlan\\\\\\\"}}\\\",\\\"plan\\\":\\\"28332\\\",\\\"namePlan\\\":\\\"Silver Receptivo\\\",\\\"status\\\":\\\"new\\\",\\\"policyNumber\\\":\\\"\\\",\\\"policyLink\\\":\\\"\\\",\\\"authorization\\\":\\\"\\\"}]\",\"arrivalCountriesCollection\":\"[{\\\"textValue\\\":\\\"MEXICO\\\",\\\"value\\\":\\\"MEX\\\"}]\",\"textValues\":\"{\\\"departureCountry\\\":\\\"ESTADOS UNIDOS\\\",\\\"typePerson\\\":\\\"Person\\\",\\\"gender\\\":\\\"Female\\\",\\\"nationality\\\":\\\"United States\\\",\\\"maritalStatus\\\":\\\"Single\\\",\\\"country\\\":\\\"M\\u00e9xico\\\",\\\"state\\\":\\\"HIDALGO\\\",\\\"city\\\":\\\"Select\\\",\\\"professionCode\\\":\\\"\\\",\\\"ocupationCode\\\":\\\"Student\\\",\\\"typeTravel\\\":\\\"From USA to M\\u00e9xico\\\"}\",\"totalDays\":\"16\",\"quoteData\":\"\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"quoteNumber\":\"\",\"id_client\":\"27808\",\"exchangeRate\":\"20.4742\",\"prospect\":\"23140\",\"priceResults\":\"\",\"option\":\"issueAndPayPolicy\",\"companyQuote\":\"Mapfre\",\"processId\":2983}","user_fixer":null}},"code":200}
[ 2025-01-10 15:03:48 ]  <- null
[ 2025-01-10 15:03:48 ] 67819944740a3 /api/mx/travel-mapfre-ws-purchase-proccess
[ 2025-01-10 15:03:48 ] 67819944740a3 -> {"firstName":"Cuauhtemoc","lastName":"Castro","email":"temocastro9@gmail.com","phone":"(322) 2318355","nationalityContact":"Mexican","aboutUs":"Facebook Page","departureDate":"1\/11\/2025","arrivalDate":"1\/26\/2025","adultsPax":"1","seniorPax":"1","typeTravel":"in_bound_form_usa","departureCountry":"USA","arrivalCountries":"MEX","typePerson":"S","secondLastName":"Alcantar","rfc":"","gender":"0","birthday":"09\/01\/1990","maritalStatus":"S","ocupationCode":"61","nationality":"USA","address":"123 Main St","buildingNumber":"345","unitNumber":"44","neighborhood":"La Puerta","country":"MEX","state":"13","auxState":"Hidalgo","city":"","auxCity":"Pacula","postalCode":"42256","cardHolderName":"maria flores","bankEntity":"0152","cardType":"1","creditCardNumber":"4111 1111 1111 1111","securityCode":"112","expirationDateMonth":"04","expirationDateYear":"24","form_conditions":"on","source":"none","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-travel-insurance","campaign":"none","company":"Mapfre","product":"TM","distributorLink":"","distributorCode":"","distributor":"","resumenPlanAdult":"{\"COD_MODALIDAD\":\"28330\",\"NOMBRE\":\"Platinum Receptivo\",\"CAMBIO\":\"1.0000\",\"LIMITE\":\"75\",\"COTIZACION\":\"2,496.00\",\"PRIMANETA\":\"2,496.00\",\"IVA\":\"399.36\",\"SUBTOTAL\":\"2,895.36\",\"EXTRAPRIMA\":\"0.00\",\"DESCUENTO\":\"0.00\",\"PRIMATOTAL\":\"2,895.36\",\"total\":\"2,895.36\"}","resumenPlanSenior":"{\"COD_MODALIDAD\":\"28332\",\"NOMBRE\":\"Silver Receptivo\",\"CAMBIO\":\"1.0000\",\"LIMITE\":\"86\",\"COTIZACION\":\"1,536.00\",\"PRIMANETA\":\"1,536.00\",\"IVA\":\"245.76\",\"SUBTOTAL\":\"2,316.29\",\"EXTRAPRIMA\":\"460.80\",\"DESCUENTO\":\"0.00\",\"PRIMATOTAL\":\"2,316.29\",\"total\":\"2,242.56\"}","personsCollection":"[{\"personTypePax\":\"adult\",\"personAmount\":\"2895.36\",\"personFirstName\":\"Dulce\",\"personFatherLastName\":\"Test\",\"personMotherLastname\":\"fsdff\",\"personGender\":\"0\",\"personGenderText\":\"Female\",\"personNationality\":\"USA\",\"personNationalityText\":\"United States\",\"personBirthday\":\"12\/10\/1995\",\"personPassport\":\"cse34\",\"personParent\":\"son\",\"personStreet\":\"fdf\",\"personBuildingNumber\":\"dff\",\"personUnitNumber\":\"445\",\"personNeighborhood\":\"La Puerta\",\"personCountry\":\"MEX\",\"personCountryText\":\"M\u00e9xico\",\"personState\":\"13\",\"personStateText\":\"HIDALGO\",\"personCity\":\"13015\",\"personCityText\":\"CARDONAL\",\"personPostalCode\":\"42256\",\"personPhone\":\"(555) 875-5555\",\"personEmail\":\"test@example.com\",\"personOcupationCode\":\"10\",\"personOcupationCodeText\":\"Insurance agent\",\"personMaritalStatus\":\"D\",\"personMaritalStatusText\":\"Divorced\",\"contract\":\"28310\",\"coverages\":\"{\\\"Mapfre\\\":{\\\"content\\\":{\\\"MONTOS\\\":{\\\"COD_MODALIDAD\\\":\\\"28330\\\",\\\"NOMBRE\\\":\\\"Platinum Receptivo\\\",\\\"CAMBIO\\\":\\\"1.0000\\\",\\\"LIMITE\\\":\\\"75\\\",\\\"COTIZACION\\\":\\\"2,496.00\\\",\\\"PRIMANETA\\\":\\\"2,496.00\\\",\\\"IVA\\\":\\\"399.36\\\",\\\"SUBTOTAL\\\":\\\"2,895.36\\\",\\\"EXTRAPRIMA\\\":\\\"0.00\\\",\\\"DESCUENTO\\\":\\\"0.00\\\",\\\"PRIMATOTAL\\\":\\\"2,895.36\\\",\\\"total\\\":\\\"2,895.36\\\"},\\\"SEGUROS\\\":{\\\"COBERTURA\\\":[{\\\"NOM_COBERTURA\\\":\\\"Accidental Death\\\",\\\"SUMA_ASEGURADA\\\":\\\"100,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Accidental Death in private or public transportation\\\",\\\"SUMA_ASEGURADA\\\":\\\"200,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Third Party Liability\\\",\\\"SUMA_ASEGURADA\\\":\\\"30,000 USD\\\"}]},\\\"SEGURVIAJE\\\":{\\\"COBERTURA\\\":[{\\\"NOM_COBERTURA\\\":\\\"Medical Assistance in case Emergency\\\",\\\"SUMA_ASEGURADA\\\":\\\"350,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Emergency Medical Transportation\\\",\\\"SUMA_ASEGURADA\\\":\\\"50,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Emergency Dental Care\\\",\\\"SUMA_ASEGURADA\\\":\\\"1,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Medications\\\",\\\"SUMA_ASEGURADA\\\":\\\"1,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Hospital Extension after the policy expired\\\",\\\"SUMA_ASEGURADA\\\":\\\"7 days\\\"},{\\\"NOM_COBERTURA\\\":\\\"Medical Repatriation\\\",\\\"SUMA_ASEGURADA\\\":\\\"30,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Funeral Repatriation\\\",\\\"SUMA_ASEGURADA\\\":\\\"30,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Transfer of a Relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Hotel Expenses of a Relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"Up to 5 nights for up to $500 USD per night\\\"},{\\\"NOM_COBERTURA\\\":\\\"Transport & Adult Companion for children\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Early Return of the Insured in case of Death of direct relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Early Return of the Insured in case of Hospitalization of direct relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Trip cancellation\\\",\\\"SUMA_ASEGURADA\\\":\\\"3,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Hotel expenses for convalescence\\\",\\\"SUMA_ASEGURADA\\\":\\\"Up to 5 nights for up to $300 USD per night\\\"},{\\\"NOM_COBERTURA\\\":\\\"Delay registered luggage\\\",\\\"SUMA_ASEGURADA\\\":\\\"800 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Locate registered luggage\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Registered Baggage Shipping\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Lost of Registered Luggage\\\",\\\"SUMA_ASEGURADA\\\":\\\"2,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Mediphone\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"}]},\\\"COBERTURAS\\\":{\\\"COBERTURA\\\":[{\\\"NOM_COBERTURA\\\":\\\"Early return from home claims\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Flight Delay Expenses\\\",\\\"SUMA_ASEGURADA\\\":\\\"250 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Legal Assistance in case of Traffic Accident\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Transfer Remittance in case of Emergency\\\",\\\"SUMA_ASEGURADA\\\":\\\"1,500 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Protected purchase\\\",\\\"SUMA_ASEGURADA\\\":\\\"1,000 USD \\\"}]}},\\\"fieldId\\\":\\\"ResumePlan\\\"}}\",\"plan\":\"28330\",\"namePlan\":\"Platinum Receptivo\",\"status\":\"issuePay\",\"policyNumber\":\"TESTMODE-v0ye0jt8d\",\"policyLink\":\"\",\"authorization\":\"TESTMODE-1\",\"quitarControlTecnicoError\":\"\"},{\"personTypePax\":\"senior\",\"personAmount\":\"2242.56\",\"personFirstName\":\"Dulce\",\"personFatherLastName\":\"Test\",\"personMotherLastname\":\"tsdsd\",\"personGender\":\"1\",\"personGenderText\":\"Male\",\"personNationality\":\"AGO\",\"personNationalityText\":\"Angola\",\"personBirthday\":\"12\/10\/1945\",\"personPassport\":\"cse34\",\"personParent\":\"son\",\"personStreet\":\"av main street\",\"personBuildingNumber\":\"34\",\"personUnitNumber\":\"223\",\"personNeighborhood\":\"La Puerta\",\"personCountry\":\"MEX\",\"personCountryText\":\"M\u00e9xico\",\"personState\":\"13\",\"personStateText\":\"HIDALGO\",\"personCity\":\"13017\",\"personCityText\":\"CHAPANTONGO\",\"personPostalCode\":\"42256\",\"personPhone\":\"(555) 875-5555\",\"personEmail\":\"test@example.com\",\"personOcupationCode\":\"10\",\"personOcupationCodeText\":\"Insurance agent\",\"personMaritalStatus\":\"D\",\"personMaritalStatusText\":\"Divorced\",\"contract\":\"28310\",\"coverages\":\"{\\\"Mapfre\\\":{\\\"content\\\":{\\\"MONTOS\\\":{\\\"COD_MODALIDAD\\\":\\\"28332\\\",\\\"NOMBRE\\\":\\\"Silver Receptivo\\\",\\\"CAMBIO\\\":\\\"1.0000\\\",\\\"LIMITE\\\":\\\"86\\\",\\\"COTIZACION\\\":\\\"1,536.00\\\",\\\"PRIMANETA\\\":\\\"1,536.00\\\",\\\"IVA\\\":\\\"245.76\\\",\\\"SUBTOTAL\\\":\\\"2,316.29\\\",\\\"EXTRAPRIMA\\\":\\\"460.80\\\",\\\"DESCUENTO\\\":\\\"0.00\\\",\\\"PRIMATOTAL\\\":\\\"2,316.29\\\",\\\"total\\\":\\\"2,242.56\\\"},\\\"SEGUROS\\\":{\\\"COBERTURA\\\":[{\\\"NOM_COBERTURA\\\":\\\"Accidental Death\\\",\\\"SUMA_ASEGURADA\\\":\\\"25,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Accidental Death in private or public transportation\\\",\\\"SUMA_ASEGURADA\\\":\\\"50,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Third Party Liability\\\",\\\"SUMA_ASEGURADA\\\":\\\"10,000 USD\\\"}]},\\\"SEGURVIAJE\\\":{\\\"COBERTURA\\\":[{\\\"NOM_COBERTURA\\\":\\\"Medical Assistance in case Emergency\\\",\\\"SUMA_ASEGURADA\\\":\\\"50,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Emergency Medical Transportation\\\",\\\"SUMA_ASEGURADA\\\":\\\"20,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Emergency Dental Care\\\",\\\"SUMA_ASEGURADA\\\":\\\"300 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Medications\\\",\\\"SUMA_ASEGURADA\\\":\\\"500 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Hospital Extension after the policy expired\\\",\\\"SUMA_ASEGURADA\\\":\\\"5 days\\\"},{\\\"NOM_COBERTURA\\\":\\\"Medical Repatriation\\\",\\\"SUMA_ASEGURADA\\\":\\\"15,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Funeral Repatriation\\\",\\\"SUMA_ASEGURADA\\\":\\\"15,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Transfer of a Relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Hotel Expenses of a Relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"Up to 5 nights for up to $150 USD per night\\\"},{\\\"NOM_COBERTURA\\\":\\\"Transport & Adult Companion for children\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Early Return of the Insured in case of Death of direct relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"N\/A\\\"},{\\\"NOM_COBERTURA\\\":\\\"Early Return of the Insured in case of Hospitalization of direct relative\\\",\\\"SUMA_ASEGURADA\\\":\\\"N\/A\\\"},{\\\"NOM_COBERTURA\\\":\\\"Trip cancellation\\\",\\\"SUMA_ASEGURADA\\\":\\\"1,000 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Hotel expenses for convalescence\\\",\\\"SUMA_ASEGURADA\\\":\\\"Up to 5 nights for up to $150 USD per night\\\"},{\\\"NOM_COBERTURA\\\":\\\"Delay registered luggage\\\",\\\"SUMA_ASEGURADA\\\":\\\"300 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Locate registered luggage\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Registered Baggage Shipping\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Lost of Registered Luggage\\\",\\\"SUMA_ASEGURADA\\\":\\\"1,200 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Mediphone\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"}]},\\\"COBERTURAS\\\":{\\\"COBERTURA\\\":[{\\\"NOM_COBERTURA\\\":\\\"Early return from home claims\\\",\\\"SUMA_ASEGURADA\\\":\\\"N\/A\\\"},{\\\"NOM_COBERTURA\\\":\\\"Flight Delay Expenses\\\",\\\"SUMA_ASEGURADA\\\":\\\"100 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Legal Assistance in case of Traffic Accident\\\",\\\"SUMA_ASEGURADA\\\":\\\"Included\\\"},{\\\"NOM_COBERTURA\\\":\\\"Transfer Remittance in case of Emergency\\\",\\\"SUMA_ASEGURADA\\\":\\\"500 USD\\\"},{\\\"NOM_COBERTURA\\\":\\\"Protected purchase\\\",\\\"SUMA_ASEGURADA\\\":\\\"N\/A\\\"}]}},\\\"fieldId\\\":\\\"ResumePlan\\\"}}\",\"plan\":\"28332\",\"namePlan\":\"Silver Receptivo\",\"status\":\"issuePay\",\"policyNumber\":\"TESTMODE-25uxj8z8e\",\"policyLink\":\"\",\"authorization\":\"TESTMODE-2\",\"quitarControlTecnicoError\":\"\"}]","arrivalCountriesCollection":"[{\"textValue\":\"MEXICO\",\"value\":\"MEX\"}]","textValues":"{\"departureCountry\":\"ESTADOS UNIDOS\",\"typePerson\":\"Person\",\"gender\":\"Female\",\"nationality\":\"United States\",\"maritalStatus\":\"Single\",\"country\":\"M\u00e9xico\",\"state\":\"HIDALGO\",\"city\":\"Select\",\"professionCode\":\"\",\"ocupationCode\":\"Student\",\"typeTravel\":\"From USA to M\u00e9xico\"}","totalDays":"16","quoteData":"","prospectSicas":"","contactSicas":"","quoteNumber":"","id_client":"27808","exchangeRate":"20.4742","prospect":"23140","priceResults":"","option":"issueAndPayPolicy","companyQuote":"Mapfre","processId":2983,"policiesCollection":"[{\"status\":\"issuePay\",\"policyNumber\":\"TESTMODE-v0ye0jt8d\",\"policyLink\":\"\",\"authorization\":\"TESTMODE-1\",\"quitarControlTecnicoError\":\"\"},{\"status\":\"issuePay\",\"policyNumber\":\"TESTMODE-25uxj8z8e\",\"policyLink\":\"\",\"authorization\":\"TESTMODE-2\",\"quitarControlTecnicoError\":\"\"}]"}
[ 2025-01-10 15:03:51 ] 67819944740a3 <- {"status":"success","response":{"error":"","email":"temocastro9@gmail.com","certificatesCollection":"MX00TMHG000548,MX00TMHG000549","product":"travel-mapfre","authCode":"TESTMODE-1,TESTMODE-2","hashArr":["46dc7ad907","d11fb285d2"]},"code":200}
[ 2025-01-10 15:03:52 ]  <- null
[ 2025-01-10 15:03:52 ] 67819948a5c64 /api/mx/dashboard-process
[ 2025-01-10 15:03:52 ] 67819948a5c64 -> {"option":"saveTask","id":"","task":"purchase-success","status":"completed","message":1,"data":{"email":"temocastro9@gmail.com","certificateNumber":"MX00TMHG000548,MX00TMHG000549","authCode":"TESTMODE-1,TESTMODE-2"}}
[ 2025-01-10 15:03:52 ] 67819948a5c64 <- {"status":"success","response":{"id_process":0,"etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"temocastro9@gmail.com\",\"certificateNumber\":\"MX00TMHG000548,MX00TMHG000549\",\"authCode\":\"TESTMODE-1,TESTMODE-2\"}","user_fixer":null},"code":200}
[ 2025-01-10 15:03:54 ]  <- null
[ 2025-01-10 15:03:55 ] 6781994b0d170 /api/mx/dashboard-process
[ 2025-01-10 15:03:55 ] 6781994b0d170 -> {"option":"getInformation"}
[ 2025-01-10 15:04:00 ] 6781994b0d170 <- {"status":"success","response":[{"id":2983,"sale_person":"Client","client_first_name":"Cuauhtemoc","client_father_last_name":"Castro","client_email":"temocastro9@gmail.com","client_company":"","status":"In process","stage_date":"2025-01-10 15:03:46","reference":"TM","flow_content":[{"id_task":23685,"id_process":"2983","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstName\":\"Cuauhtemoc\",\"lastName\":\"Castro\",\"email\":\"temocastro9@gmail.com\",\"phone\":\"(322) 2318355\",\"nationalityContact\":\"Mexican\",\"aboutUs\":\"Facebook Page\",\"departureDate\":\"1\\\/11\\\/2025\",\"arrivalDate\":\"1\\\/26\\\/2025\",\"adultsPax\":\"1\",\"seniorPax\":\"1\",\"typeTravel\":\"in_bound_form_usa\",\"departureCountry\":\"USA\",\"arrivalCountries\":\"MEX\",\"typePerson\":\"S\",\"secondLastName\":\"Alcantar\",\"rfc\":\"\",\"gender\":\"0\",\"birthday\":\"09\\\/01\\\/1990\",\"maritalStatus\":\"S\",\"ocupationCode\":\"61\",\"nationality\":\"USA\",\"address\":\"123 Main St\",\"buildingNumber\":\"345\",\"unitNumber\":\"44\",\"neighborhood\":\"La Puerta\",\"country\":\"MEX\",\"state\":\"13\",\"auxState\":\"Hidalgo\",\"city\":\"\",\"auxCity\":\"Pacula\",\"postalCode\":\"42256\",\"cardHolderName\":\"maria flores\",\"bankEntity\":\"0152\",\"cardType\":\"1\",\"creditCardNumber\":\"4111 1111 1111 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[ 2025-01-10 15:04:53 ] 67819985be928 /api/auth/login
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[ 2025-01-10 15:26:39 ] 67819e9f766a0 /api/mx/blog-service
[ 2025-01-10 15:26:39 ] 67819e9f766a0 -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 15:26:39 ] 67819e9f766a0 <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 15:26:40 ] 67819ea01eb0b /api/mx/blog-service
[ 2025-01-10 15:26:40 ] 67819ea01eb0b -> {"type":"mx","option":"getRecentPosts"}
[ 2025-01-10 15:26:40 ] 67819ea01eb0b <- {"status":"success","response":[{"id_blog":102,"id_author_at":5,"title":"Marinas \u2013 Collisions, Improper Maneuvers, Prevention and Best Practices","slug":"marinas-collisions-improper-maneuvers-prevention-best-practices","locale":"en","public_date":"2024-12-19","tags":"boat insurance","short_description":"Marinas are essential for docking vessels but are also prone to collisions and improper maneuvers. The consequences of these incidents include structural damage, vessel harm, operational disruptions, and safety risks. Common causes include human factors (lack of experience, distractions), environmental conditions (winds, currents), and technical failures (propulsion issues). It\u2019s crucial to implement strategies such as regular operator training, preventive maintenance of equipment, use of advanced technology (sensors, cameras, guidance systems), and clear signage to prevent accidents. Investing in safety protects assets, improves operational efficiency, and reduces long-term costs. Collaboration between managers, operators, and users is key to ensuring safe marina operations.","description":"\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Collisions and Improper Maneuvers in Marinas: Prevention and Best Practices<\/b>\r\n\t<br>Marinas are vital hubs for docking vessels, serving as essential spaces for both commercial and recreational activities. However, they can also become hotspots for accidents, particularly collisions and improper maneuvers. These incidents can have significant repercussions, ranging from material damage to safety hazards. Understanding the causes of these accidents and implementing preventive measures is crucial to ensure safe and efficient operations.<\/b>\r\n<\/p>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Consequences of Collisions in Marinas<\/b><br>\r\n\tCollisions in marinas can lead to a wide range of issues that impact facilities, vessels, and their occupants. Key consequences include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tCostly Structural Damage:  <\/strong>Collisions can harm docks, pilings, or mooring systems, necessitating extensive and expensive repairs.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tVessel Damage: <\/strong>Incidents range from minor scratches to severe mechanical or structural failures.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tOperational Interruptions: <\/strong>Accidents can disrupt the marina's daily activities, causing delays and financial losses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tSafety Risks: <\/strong>These include falls, injuries, and, in severe cases, emergencies that endanger human lives.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Common Causes of Collisions<\/b><br>\r\n\tTo effectively prevent collisions, it is essential to identify the most common causes, which typically fall into three main categories:<br>\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tHuman Factors:<\/strong>\r\n\t\t<br>o\tLack of experience or inadequate training of the operator. \r\n\t\t<br>o\tFatigue, distractions, or errors in assessing distances and speeds.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tEnvironmental Conditions:<\/strong><br>\r\n\t\to\tStrong winds, currents, or tides that complicate maneuvers.<br>\r\n\t\to\tReduced visibility due to fog, rain, or insufficient lighting.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tTechnical Failures:<\/strong><br>\r\n\t\to\tProblems with the vessel's propulsion or steering systems.<br>\r\n\t\to\tWorn or damaged fenders and mooring equipment within the marina.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Strategies to Prevent Collisions<\/b><br>\r\n\tPreventing accidents in marinas requires a comprehensive approach that combines training, maintenance, technology, and clear protocols. Below are the most effective strategies:\r\n<\/p>\r\n\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tOperator Training and Awareness:<\/strong><br>\r\n\t\to\tProvide regular training sessions on docking and undocking maneuvers.<br>\r\n\t\to\tPromote knowledge of local conditions, such as currents, tides, and high-risk zones.<br>\r\n\t\to\tConduct periodic drills to prepare operators for various scenarios.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPreventive Maintenance:<\/strong><br>\r\n\t\to\tRegularly inspect marina fenders and mooring systems.<br>\r\n\t\to\tEnsure vessels are in optimal mechanical condition before use.<br>\r\n\t\to\tMaintain adequate lighting systems for nighttime operations.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tUse of Advanced Technology:<\/strong><br>\r\n\t\to\tInstall proximity sensors or cameras at critical points in the marina to aid navigation.<br>\r\n\t\to\tEmploy automated guidance systems to assist with maneuvers in crowded areas.<br>\r\n\t\to\tUtilize weather applications to anticipate changes in climate or wave conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tClear Signage and Protocols:<\/strong><br>\r\n\t\to\tImplement visible and clear signs indicating speed limits, waiting zones, and navigation routes.<br>\r\n\t\to\tDesignate specific routes for vessel entry and exit to minimize collision risks.<br>\r\n\t\to\tEstablish effective communication channels, whether through VHF radios or visual signals.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Safety as an Investment<\/strong><br>\r\n\tInvesting in safety not only protects material assets and human lives but also enhances operational efficiency and reduces costs associated with repairs and disruptions. By adopting proactive measures such as training, regular maintenance, and advanced technology, marinas can create a safer environment for all users.<br>\r\n\tIn this context, collision prevention should not be seen as an expense but as a critical investment for the long-term success of marina operations. Collaboration between managers, operators, and end-users is essential to implement these best practices effectively.\r\n<\/p>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tMarinas are more than mere docking points; they are spaces where technology, logistics, and people converge. Ensuring their safety requires a combination of prevention, innovation, and education. Marina managers have the responsibility and opportunity to lead by example, fostering a safer and more efficient environment for all users. Implementing these strategies will not only minimize risks but also strengthen the reputation and success of the facilities under their management.\r\n<\/p>\r\n<br>\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800 627 46 37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n","status":"Active","category":"Boat","id_category":4,"id_author":5,"category_id":4,"name_img":"Header-NB102.jpg","alt_img":"Newsletter Diciembre 2024"},{"id_blog":101,"id_author_at":5,"title":"Pre-Existing Conditions in a Major Medical Expenses Insurance Policy","slug":"pre-existing-conditions-major-medical-expenses-insurance-policy","locale":"en","public_date":"2024-12-12","tags":"health,insurance","short_description":"Pre-existing conditions are health issues present before purchasing a medical insurance policy. Due to the increased risk they pose, these conditions may lead to waiting periods, permanent exclusions, or higher premiums. Honest disclosure of medical history is essential to ensure valid coverage and prevent claim denials","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>What Are Pre-Existing Conditions in a Major Medical Expenses Insurance Policy?<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tPre-existing conditions are health issues that the insured person had prior to purchasing a major medical expenses insurance policy. These include previously diagnosed illnesses, treatments received, or symptoms that occurred before the policy began. Insurance companies carefully review the applicant's medical history to identify such conditions.<br\/>\r\n\t<br>Some of the most common pre-existing conditions include hypertension, diabetes, heart diseases, cancer, chronic respiratory diseases like Chronic Obstructive Pulmonary Disease (COPD), and kidney problems. These conditions are typically considered by insurers due to the significant health risks they pose and their potential financial impact on the policy.<\/b>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Impact of Pre-Existing Conditions on Insurance Policies<\/b><br>\r\n\tPre-existing conditions can significantly affect the terms and conditions of a major medical insurance policy. Key ways they impact coverage include:\r\n<\/p>\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tWaiting Periods <\/strong><br>Many insurers impose a waiting period for covering pre-existing conditions. This means that, even though the policy is active, the conditions identified as pre-existing are not covered immediately. Depending on the insurer and the nature of the condition, these waiting periods can range from three months to four years. Once the waiting period is over, the insured may access coverage for these specific conditions.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tPermanent Exclusions<\/strong><br>In some cases, insurers may choose to permanently exclude certain pre-existing conditions from coverage. This means that no matter how much time has passed since the policy was purchased, these previously diagnosed conditions will not be eligible for reimbursement or support under the policy.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tHigher Premiums<\/strong><br>Insurers assess the level of risk posed by each applicant before determining the cost of the premium. A pre-existing condition is often considered a high-risk factor, which can result in an increased premium. This is because the insurer assumes a higher likelihood that the insured will need medical services compared to someone without significant medical history.\r\n\t<\/li>\r\n<\/ul>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>The Importance of Honest Medical Disclosure<\/b><br><br>\r\n\tWhen applying for a major medical expenses policy, it is essential to disclose your medical history honestly and completely. This includes sharing any prior diagnoses, treatments, or symptoms relevant to your health. While it may seem tempting to withhold information to lower the premium cost or avoid exclusions, doing so can lead to severe consequences in the future.<br><br>\r\n\tIf the insurer discovers, either during a claim or routine review, that the insured person concealed important information about pre-existing conditions, they may cancel the policy altogether. Additionally, any claim related to the undisclosed condition will be automatically denied, leaving the insured financially vulnerable.<br><br>\r\n\tTransparency is crucial when obtaining medical insurance. Providing accurate and thorough medical information ensures the validity of the policy and fosters a trusting relationship between the insured and the insurance company. A properly managed policy offers peace of mind, knowing that medical expenses will be covered according to the agreed-upon terms.<br>\r\n<\/p>\r\n<hr>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Final Considerations<\/b><br><br>\r\n\tPre-existing conditions are a critical factor in major medical insurance policies, and understanding their impact is essential for making informed decisions. An experienced insurance broker is invaluable to guide policyholders through various policy conditions.   Policyholders must familiarize themselves with the specific terms and conditions of each insurer, as these can vary significantly. For instance, some insurers may offer options to shorten waiting periods by paying additional premiums, while others provide plans specifically tailored to individuals with pre-existing medical conditions.<br><br>\r\n\tAdditionally, planning financially and selecting the right policy are fundamental steps to ensuring health protection and economic stability now and into the future. Although pre-existing conditions may seem like a barrier, they do not necessarily prevent access to quality coverage. However, it is crucial to choose a policy that fits individual needs.<br>\r\n<\/p>\r\n<hr>\r\n\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 800-627-46-37<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>\r\n\r\n","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB101.jpg","alt_img":"blog Diciembre 2024"},{"id_blog":100,"id_author_at":5,"title":"Water Leakage Damage Between Units","slug":"water-leakage-damage-between-units","locale":"en","public_date":"2024-11-20","tags":"home","short_description":"Preventing Water Leakage Between Units: Essential Tips for Condo Managers\r\nWith high occupancy season, water leakage issues increase, leading to potential structural damage and costly repairs. Key tips: Replace water hoses annually to avoid wear; seal terraces and bathrooms to prevent seepage; maintain repair schedules to address leak risks; inspect common areas like roofs and facades for water entry points; and service air conditioning units to prevent condensation leaks. Proactive maintenance reduces major repair costs, preserves property value, and fosters better relations among neighbors.","description":"<!--Subttulo-->\r\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\r\n<\/span>Water Leakage Damage Between Units \u2013 The Biggest Nightmare.<\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<b>Dear Condominium Building Managers:<\/b><br>\r\n\tWith the beginning of the high occupancy season, it is essential to take preventive measures to reduce the risk of water leakage damage in homes and condos. During this period, with a significant increase in occupancy and intensive use of facilities, claims for water leakage-related damages tend to rise. To help minimize these issues and ensure a safe and comfortable environment for residents and guests, we would like to share some key recommendations regarding water leakage prevention.\t<br \/>\r\n\tThese measures are essential not only to avoid potential structural damage in the units but also to reduce the costs and challenges associated with extensive repairs. The recommendations below are designed to address all critical areas of the building, from private units to common areas.<br\/>\r\n\t<br><b>Recommendations for Water Leakage Prevention Between Units<\/b>\r\n<\/p>\r\n\r\n<!-- list -->\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>1.\tReplace Water Hoses <\/strong><br>o\tThe water hoses connected to sinks, washing machines, bathroom fixtures, and other appliances tend to deteriorate over time due to water pressure and constant exposure to moisture. We recommend replacing water hoses at least once a year in each unit to prevent wear and minimize the risk of leaks. Advise condominium owners to inspect these connections and, if needed, replace them with high-quality, durable hoses.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>2.\tSealing in Terraces and Bathrooms<\/strong><br>o\tTerraces and bathrooms are common areas for leaks due to water accumulation on the floor and deterioration of the joints over time. Ensure that owners perform regular sealing maintenance on terraces and bathrooms, sealing the joints between tiles and walls properly to prevent water from seeping through. Adequate sealing is a simple yet effective preventive measure that can help avoid future moisture and leakage issues between units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>3.\tFollow the Maintenance and Repair Program<\/strong><br>o\tIt is essential to keep a record of maintenance and repairs conducted in each unit. We remind you that repairs should be carried out promptly and professionally, especially in cases where damage has been detected that could cause leaks to neighboring units. Tracking maintenance ensures that owners are up to date with their maintenance responsibilities, reducing the likelihood of significant problems affecting other units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>4.\tInspection of Cracks, Sealing, and Waterproofing in Common Areas<\/strong> <br>o\tCommon areas, such as facades, roofs, and pool areas, are particularly vulnerable to leakage and moisture problems. We recommend conducting a thorough inspection of cracks and potential water entry points in these areas and, if necessary, proceeding with sealing and waterproofing. Waterproofing facades and roofs are essential to protect the building\u2019s structure and prevent water from penetrating and causing issues in adjacent units.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>5.\tAir Conditioning Maintenance<\/strong> <br>o\tAir conditioning systems can be a source of water leakage if not properly maintained. Air conditioning units generate condensation, and when not maintained regularly, this can accumulate and cause leaks. Ensure that air conditioners receive regular maintenance, including cleaning and inspection of condensation trays and drains, especially in units with high occupancy during the season.\r\n\t<\/li>\r\n<\/ul>\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><b>Benefits of Proactive Prevention<\/b><br \/>\r\nImplementing these recommendations regularly can bring significant benefits to the condominium buildings and their owners:\r\n<\/p>\r\n<ul style=\"font-size: 16px; text-align: justify;margin:0 20px 0 20px;\">\r\n\t<li style=\"display: list-item !important; \"><strong>\u2022\tReduced expenses from major repairs:<\/strong>Proper maintenance lowers costs associated with severe damage due to leaks.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tImproved relationships among owners: <\/strong>Water leaks between units can cause inconvenience and disputes among neighbors; preventing them helps create a better environment in the building.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tProtection of property value: <\/strong>Preventive maintenance and attention to common areas help preserve the quality of the facilities and the value of the properties.\r\n\t<\/li>\r\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>\u2022\tCompliance with safety and maintenance standards: <\/strong> Avoiding major incidents due to lack of prevention contributes to a safer and more stable environment.\r\n\t<\/li>\r\n<\/ul>\r\n\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<br><strong>Conclusion<\/strong><br>\r\n\tWe encourage you to share these recommendations with unit owners so they can make the necessary adjustments and maintenance on their properties. Additionally, as managers, it is essential to monitor and control common areas, ensuring that sealing and waterproofing work is done in a timely manner.<br \/>\r\n\t<br>By adopting these preventive measures, we contribute to the safety, comfort, and preservation of the value of properties within the building. For any questions or assistance regarding the implementation of these recommendations, please do not hesitate to contact us. We are here to support you throughout the high season and in the effective management of building maintenance.\r\n\t<br><br> <b>Thank you for your cooperation and commitment!<\/b>\r\n<\/p>\r\n<br>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\r\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"Home Insurance","id_category":5,"id_author":5,"category_id":5,"name_img":"Header-NB100.png","alt_img":"blog Noviembre"},{"id_blog":99,"id_author_at":5,"title":"Mexico Civil Liability Insurance: Essential Protection for Property Owners and Tenants","slug":"mexico-civil-liability-insurance-for-property-owners-and-tenants","locale":"en","public_date":"2024-11-08","tags":"insurance","short_description":"Civil liability insurance is essential for property owners and tenants, particularly during vacation seasons with high rental occupancy, as it protects against third-party damage claims. This insurance covers unintentional damages from family activities, tenant liability for damages due to fire, lightning, or explosion, and cross-border claims for foreign owners or tenants. Landlords are also protected from tenant-caused damages, injuries, or even death, and specific coverage is available for owners renting to tourists, covering third-party claims related to temporary stays. Legal defense costs are often included, ensuring protection for property-related incidents. This insurance offers financial security and peace of mind, addressing any liability and safeguarding the well-being of all parties involved.","description":"<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThe vacation season and high occupancy rates in rental properties increase the risk of third-party damage claims. For this reason, it is essential that both property owners and tenants hold civil liability insurance, which covers potential damages caused to third parties, ensuring peace of mind and protection. Below, we outline the main coverage options available for residential use, whether you are a homeowner renting out a house or condominium or a tenant renting a property for a vacation stay.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">I. Basic Family Mexico Liability Coverage<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This coverage protects the insured against potential indemnities to third parties for unintentional damages arising from family activities, or the use of hazardous items. These include physical damage to individuals or valuables that may be caused by an accident within the property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal expenses incurred for the insured's defense, including judicial and extrajudicial proceedings. It also covers claim analysis and the costs of bonds and bail premiums, for up to 50% of the liability limit. Additionally, it covers consequential losses and moral damages, as long as they are direct consequences of the damages covered.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">II. Mexico Tenant Liability<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance protects tenants from liability for damage to the rented property, specifically those caused by fire, lightning, or explosion. This coverage is crucial because the tenant\u2019s liability extends to any damage caused to the rented property by these events, provided they are attributable to the tenant. Damages resulting from normal use of the property or from lack of maintenance of the facilities are not covered.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage includes legal representation in cases of third-party claims for covered damages, covering procedural costs and the analysis and advisory of claims from third parties.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">III. Mexico Civil Liability for Foreign Claims<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Civil liability coverage also protects against claims and lawsuits originating from abroad, which is particularly relevant for foreign property owners or tenants who may face claims from their home country. This coverage applies according to the laws of the claimant's country of residence or through foreign tribunals, offering cross-border protection.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">IV. Landlord Liability for Rental Property in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> This insurance covers the owner of a rental property against third-party claims for damages caused by tenants, including injuries, illnesses, death, or property damage. The coverage applies to damages caused by fire or explosion, provided they are attributable to the landlord, and is limited to tenants registered in the rental contract and their economic dependents.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Defense Costs:<\/strong> This coverage also includes defense costs, even in the case of unfounded claims, covering judicial and extrajudicial procedures and bond requirements, up to 50% of the civil liability limit. If multiple claims arise from the same cause, they are considered a single claim.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">V. Vacation Rental Liability in Mexico<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Covered Risks:<\/strong> Designed specifically for property owners who rent their properties to tourists, this coverage protects against damages caused to third parties during temporary stays. It covers houses, condos, cabins, and villas, whether or not they are affiliated with rental platforms like Airbnb and applies to urban or ecotourism areas.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThis coverage includes legal expenses in case of claims arising from temporary stays. It also covers hospitality services within the property, such as cleaning, recreational facilities (pools, gyms), if they are within the insured property. The coverage applies to damages caused within the rental property and specified common areas detailed in the policy.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\t<strong>Damage and Defense Coverage in Mexico:<\/strong> This insurance covers damages from physical injuries, illnesses, death, and property damage. It also covers legal costs, bonds, and bail expenses for claims arising from these incidents. Most importantly, moral damages are only covered if they are a direct consequence of a covered damage, not when moral damage is considered an aggravating factor by a judge.\r\n<\/p>\r\n\r\n<!--Subttulo-->\r\n<p class=\"MsoNormal\">\r\n\t<strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">Importance of Mexican Civil Liability Insurance in Rental Properties<\/span><\/strong>\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tFor property owners, civil liability coverage is a financial protection tool that safeguards against claims for damages to tenants or third parties, such as those caused by fires or explosions within their properties. For tenants, having this coverage is essential to meet contractual obligations and avoid incurring significant costs for unexpected incidents that may occur in the rental property.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tThird-party damages can lead not only to legal disputes but also to significant financial burdens. With civil liability insurance, both property owners and tenants can enjoy greater peace of mind knowing that they are protected against these risks.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tSecuring a civil liability policy is not only a wise financial safeguard but also a commitment to the safety and well-being of others, ensuring that any eventuality is addressed appropriately and promptly.\r\n<\/p>\r\n\r\n<!--Parrafo-->\r\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\r\n\tContact us and we will gladly review your current insurance policy or if you don't have one, we will design one to suit your needs.\r\n\t<br><\/br>\r\n\tFor more information, please visit us:\r\n\t\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\r\n\t\tNovamar Insurance M&eacute;xico \r\n\t<\/a><br><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52800-627-4637\">M\u00e9xico - 800-627-4637<\/a><br>\r\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\r\n<\/p>","status":"Active","category":"insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB99.jpg","alt_img":"post septiembre 2024"},{"id_blog":97,"id_author_at":5,"title":"Health admitted insurance policy in Mexico vs Offshore policies","slug":"health-admitted-insurance-policy-in-mexico-vs-offshore-policies","locale":"en","public_date":"2024-10-03","tags":"insurance","short_description":"\r\nThis text offers a comparative analysis of the benefits of health insurance policies regulated by Mexico's National Insurance and Bonding Commission (CNSF) versus offshore policies. It highlights the importance of understanding the regulatory framework governing each type of policy. CNSF-regulated policies provide robust legal protection under Mexican law, facilitating dispute resolution through local institutions like CONDUSEF. In contrast, offshore policies operate under less stringent regulations, limiting legal recourse for insured individuals. Additionally, CNSF-regulated insurers adhere to strict financial standards, ensuring their solvency, while offshore insurers may pose higher risks. Furthermore, CNSF policies are tailored for the Mexican healthcare system, offering relevant services that offshore policies might lack. Finally, the minimal oversight of offshore policies increases susceptibility to fraud and potential tax implications for policyholders failing to declare such policies to Mexican authorities. At Novamar, we emphasize the advantages of selecting a regulated policy in Mexico for better protection and security.","description":"<!--Subttulo-->\n<p class=\"MsoNormal\"><strong><span lang=\"EN\" style=\"font-size: 16.0pt; line-height: 107%; mso-ansi-language: EN;\">\n<\/span>A comparative analysis of the advantages of a health insurance policy regulated in Mexico by the CNSF versus an offshore policy.<\/strong>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tTo fully understand the differences between a policy regulated by the Mexican government's federal insurance department, the National Insurance and Bonding Commission (CNSF), which is permanently advised by consultants from the United States and Europe, and an offshore policy, i.e. a policy not admitted in Mexico. It is essential to first understand the regulatory framework that governs each. A CNSF-regulated policy in Mexico is subject to the rules set by the Mexican regulatory authority, while an offshore policy operates under the scope of less stringent regulations in foreign jurisdictions. At Novamar, we provide guidance on the main benefits of selecting a regulated policy in Mexico.\n<\/p>\n\n<!-- list -->\n<ul style=\"font-size: 16px; text-align: justify;margin:0 15px 0 15px;\">\n\t<li style=\"display: list-item !important; \"><strong>The policy provides the following legal protection: <\/strong>CNSF-regulated policies provide comprehensive legal protection under Mexican law, facilitating dispute resolution through institutions such as CONDUSEF. In contrast, offshore policies are not subject to the jurisdiction of the Mexican legal system, which consequently restricts the legal recourse available to the insured.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Financial security: <\/strong> Insurers operating within the Mexican regulatory framework are required to adhere to rigorous financial standards, thereby ensuring their ability to meet their obligations to policyholders. The risk of an insurer becoming insolvent is higher in the case of offshore policies, which are subject to less rigorous regulatory frameworks and there is no protection for the insured in the event of bankruptcy of these companies.\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Localized coverage: <\/strong>CNSF-regulated policies are designed with the specific intention of covering treatments and services available in the Mexican healthcare system. The lack of these essential services in offshore policies can result in complications and limited access to care.\t\n\t<\/li>\n\t<li style=\"display: list-item !important;padding-top:10px;\"><strong>Fraud prevention and tax compliance: <\/strong> The minimal regulatory oversight that characterizes offshore policies makes them more susceptible to fraud. In addition, failure to declare such policies to the relevant Mexican authorities may result in adverse tax consequences for the policyholder, including possible penalties.\n\t<\/li>\n<\/ul>\n\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<br><strong>In conclusion<\/strong>, it can be stated that the selection of a CNSF-regulated policy in Mexico ensures greater financial security, comprehensive legal protection, and a policy tailored to the local healthcare system while mitigating the risks associated with offshore options. Should you require further guidance, we are at your disposal. Please do not hesitate to contact our Producer Executive from the Health & Travel Department of Novamar Insurance Mexico for your Mexican Health Insurance quotation.\t\n<\/p>\n<br>\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\t<strong>References<\/strong>\n\t<ul>\n\t    <li>\n            \u2022National Insurance and Surety Commission. (2023). Regulation and oversight for insurers in Mexico. <a href=\"https:\/\/www.cnsf.gob.mx\" target=\"_blank\">https:\/\/www.cnsf.gob.mx<\/a>\n        <\/li>\n\t\t<li>\n            \u2022Garc\u00eda, J. A. (2021). Comparison of health insurance coverage in Mexico and abroad. Health and Insurance Journal, 15(3), 67-81.\n        <\/li>\n\t\t<li>\n\t\t\t\u2022Herrera, P. (2020). The importance of insurance regulation: A comparative analysis. Latin American Financial Studies, 12(2), 45-58.        \n\t\t<\/li>\n\t\t<li>\n            \u2022Tax Administration Service. (2022). Guide on the tax implications of foreign investments and insurance. <a href=\"https:\/\/www.sat.gob.mx\" target=\"_blank\">https:\/\/www.sat.gob.mx<\/a>\n        <\/li>\n\t<\/ul>\n\t<br>\n<\/p>\n\n<!--Parrafo-->\n<p class=\"MsoNormal\" style=\"text-align: justify;\">\n\tContact us, we will gladly analyze your current situation and make the necessary adjustments to your policy so that you have the peace of mind of having the right policy for you.<br>\n\t<a href=\"\/\" style=\"font-weight: bold; font-size: 18px; margin-left: 15px;\">\n\t\tNovamar Insurance M&eacute;xico \n\t<\/a><br><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:+52322-297-6440\">M\u00e9xico - 322-297-6440<\/a><br>\n\t<a style=\"margin-left: 15px;\" href=\"tel:949-274-4111\">USA \/ CANADA - 949-274-4111<\/a><br>\n<\/p>","status":"Active","category":"Insurance","id_category":1,"id_author":5,"category_id":1,"name_img":"Header-NB97.jpg","alt_img":"blog Octubre 2024"}],"code":200}
[ 2025-01-10 15:27:26 ]  <- null
[ 2025-01-10 15:27:26 ] 67819ece360ae /api/mx/product
[ 2025-01-10 15:27:26 ] 67819ece360ae -> {"fieldId":"modelYear","option":"Year Models","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:27:26 ] 67819ece78c20 /api/mx/product
[ 2025-01-10 15:27:26 ] 67819ece78c20 -> {"fieldId":"state","option":"States","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:27:27 ] 67819ece360ae <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"],"description":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"]},"fieldId":"modelYear"}},"code":200}
[ 2025-01-10 15:27:27 ] 67819ece78c20 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","7","8","9","5","6","10","15","11","12","13","14","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32"],"description":["AGUASCALIENTES","BAJA CALIFORNIA","BAJA CALIFORNIA SUR","CAMPECHE","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","COAHUILA","COLIMA","DURANGO","ESTADO DE MEXICO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 15:28:44 ] 67819f1c4c1f2 /api/mx/product
[ 2025-01-10 15:28:44 ] 67819f1c4c1f2 -> {"fieldId":"exchangeRate","option":"ExchangeRate","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 15:28:44 ] 67819f1c4c412 /api/mx/product
[ 2025-01-10 15:28:44 ] 67819f1c4c412 -> {"product":"Travel","fieldId":"departureCountry","companyQuote":"Mapfre","option":"Countries"}
[ 2025-01-10 15:28:44 ] 67819f1c513fb /api/mx/product
[ 2025-01-10 15:28:44 ] 67819f1c513fb -> {"fieldId":"state","option":"States","companyQuote":"Mapfre","product":"Travel"}
[ 2025-01-10 15:28:45 ] 67819f1c513fb <- {"status":"success","response":{"Mapfre":{"content":{"id":["0","1","2","3","4","5","6","7","8","9","10","11","12","13","14","15","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32","33","34","999"],"description":["NINGUNO","AGUASCALIENTES","BAJA CALIFORNIA NORTE","BAJA CALIFORNIA SUR","CAMPECHE","COAHUILA","COLIMA","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","DURANGO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","EDO. DE MEXICO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS","UBICACIONES VARIAS","UBICACIONES EN EL EXTRANJERO","GENERICO"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 15:28:47 ] 67819f1c4c412 <- {"status":"success","response":{"Mapfre":{"content":[{"Key":"AFG","Value":"Afghanistan","RealName":"AFGANISTAN"},{"Key":"AGO","Value":"Angola","RealName":"ANGOLA"},{"Key":"ALB","Value":"Albania","RealName":"ALBANIA"},{"Key":"AND","Value":"Andorra","RealName":"ANDORRA"},{"Key":"ARB","Value":"Aruba","RealName":"ARUBA"},{"Key":"ARE","Value":"United Arab Emirates","RealName":"EMIRATOS ARABES UNIDOS"},{"Key":"ARG","Value":"Argentina","RealName":"ARGENTINA"},{"Key":"ARM","Value":"Armenia","RealName":"ARMENIA"},{"Key":"ASM","Value":"American Samoa","RealName":"SAMOA AMERICANA"},{"Key":"ATG","Value":"Antigua and Barbuda","RealName":"ANTIGUA Y 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Guinea","RealName":"GUINEA ECUATORIAL"},{"Key":"GRC","Value":"Greece","RealName":"GRECIA"},{"Key":"GRD","Value":"Grenada","RealName":"GRENADA"},{"Key":"GTM","Value":"Guatemala","RealName":"GUATEMALA"},{"Key":"GUM","Value":"Guam","RealName":"GUAM"},{"Key":"GUY","Value":"Guyana","RealName":"GUYANA"},{"Key":"GYN","Value":"Guiana","RealName":"GUAYANA"},{"Key":"HKG","Value":"Hong Kong","RealName":"HONG KONG"},{"Key":"HND","Value":"Honduras","RealName":"HONDURAS"},{"Key":"HOL","Value":"Holland","RealName":"HOLANDA"},{"Key":"HRV","Value":"Croatia","RealName":"CROACIA"},{"Key":"HTI","Value":"Haiti","RealName":"HAITI"},{"Key":"HUN","Value":"Hungary","RealName":"HUNGRIA"},{"Key":"IDN","Value":"Indonesia","RealName":"INDONESIA"},{"Key":"IFI","Value":"Fiyi Islands","RealName":"ISLAS FIYI"},{"Key":"IMS","Value":"Marshal Islands","RealName":"ISLAS 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UNIDOS"},{"Key":"JAM","Value":"Jamaica","RealName":"JAMAICA"},{"Key":"JOR","Value":"Jordan","RealName":"JORDANIA"},{"Key":"JPN","Value":"Japan","RealName":"JAPON"},{"Key":"KEN","Value":"Kenya","RealName":"KENIA"},{"Key":"KHM","Value":"Cambodia","RealName":"CAMBOYA"},{"Key":"KRB","Value":"Kiribati","RealName":"KIRIBATI"},{"Key":"KWT","Value":"Kuwait","RealName":"KUWAIT"},{"Key":"KZJ","Value":"Kazakhstan","RealName":"KAZAJISTAN"},{"Key":"KZT","Value":"Kyrguizistan","RealName":"KIRGUIZISTAN"},{"Key":"LAO","Value":"Laos","RealName":"LAOS"},{"Key":"LBR","Value":"Liberia","RealName":"LIBERIA"},{"Key":"LBY","Value":"Libya","RealName":"LIBIA"},{"Key":"LCA","Value":"Saint Lucia","RealName":"ST. LUCIA"},{"Key":"LET","Value":"Latvia","RealName":"LETONIA"},{"Key":"LIB","Value":"Lebanon","RealName":"LIBANO"},{"Key":"LIE","Value":"Liechtenstein","RealName":"LIECHTENSTEIN"},{"Key":"LKA","Value":"Sri Lanka","RealName":"SRI LANKA"},{"Key":"LSO","Value":"Lesotho","RealName":"LESOTHO"},{"Key":"LTU","Value":"Lithuania","RealName":"LITUANIA"},{"Key":"LUX","Value":"Luxembourg","RealName":"LUXEMBURGO"},{"Key":"MAC","Value":"Macao","RealName":"MACAO"},{"Key":"MAR","Value":"Morocco","RealName":"MARRUECOS"},{"Key":"MDA","Value":"Moldova","RealName":"MOLDAVIA"},{"Key":"MDG","Value":"Madagascar","RealName":"MADAGASCAR"},{"Key":"MDV","Value":"Maldives","RealName":"MALDIVAS"},{"Key":"MEX","Value":"Mexico","RealName":"MEXICO"},{"Key":"MKD","Value":"Macedonia","RealName":"MACEDONIA"},{"Key":"MLI","Value":"Mali","RealName":"MALI"},{"Key":"MLT","Value":"Malta","RealName":"MALTA"},{"Key":"MMR","Value":"Myanmar","RealName":"MYANMAR"},{"Key":"MNC","Value":"Monaco","RealName":"MONACO"},{"Key":"MNG","Value":"Mongolia","RealName":"MONGOLIA"},{"Key":"MNP","Value":"Northern Mariana Islands","RealName":"ISLAS MARINAS DEL NORTE"},{"Key":"MOZ","Value":"Mozambique","RealName":"MOZAMBIQUE"},{"Key":"MRC","Value":"Mauricio","RealName":"MAURICIO"},{"Key":"MRT","Value":"Mauritania","RealName":"MAURITANIA"},{"Key":"MTN","Value":"Montenegro","RealName":"MONTENEGRO"},{"Key":"MUN","Value":"Mundial","RealName":"MUNDIAL"},{"Key":"MWI","Value":"Malawi","RealName":"MALAWI"},{"Key":"MYS","Value":"Malaysia","RealName":"MALASIA"},{"Key":"NAM","Value":"Namibia","RealName":"NAMIBIA"},{"Key":"NER","Value":"Niger","RealName":"NIGER"},{"Key":"NGA","Value":"Nigeria","RealName":"NIGERIA"},{"Key":"NIC","Value":"Nicaragua","RealName":"NICARAGUA"},{"Key":"NOR","Value":"Norway","RealName":"NORUEGA"},{"Key":"NPL","Value":"Nepal","RealName":"NEPAL"},{"Key":"NZ","Value":"New Zealand","RealName":"NUEVA ZELANDA"},{"Key":"OMN","Value":"Oman","RealName":"OMAN"},{"Key":"PAK","Value":"Pakistan","RealName":"PAKISTAN"},{"Key":"PAN","Value":"Panama","RealName":"PANAMA"},{"Key":"PE","Value":"Peru","RealName":"PERU"},{"Key":"PHL","Value":"Philippines","RealName":"FILIPINAS"},{"Key":"PNG","Value":"Papua New Guinea","RealName":"PAPUA N. GUINEA"},{"Key":"POL","Value":"Poland","RealName":"POLONIA"},{"Key":"PRT","Value":"Portugal","RealName":"PORTUGAL"},{"Key":"PRY","Value":"Paraguay","RealName":"PARAGUAY"},{"Key":"PTO","Value":"Puerto Rico","RealName":"PUERTO RICO"},{"Key":"QAT","Value":"Qatar","RealName":"QATAR"},{"Key":"RCA","Value":"Central African Republic","RealName":"REPUBLICA CENTRO AFRICANA"},{"Key":"RDC","Value":"Democratic Republic of Congo","RealName":"REP DEMOCRATICA DE CONGO"},{"Key":"REU","Value":"Reunion","RealName":"REINO UNIDO DE GRAN BRETA\u00d0A E"},{"Key":"ROM","Value":"Romania","RealName":"RUMANIA"},{"Key":"RUS","Value":"Russia","RealName":"RUSIA"},{"Key":"RWA","Value":"Rwanda","RealName":"RUANDA"},{"Key":"SAU","Value":"Saudi Arabia","RealName":"ARABIA SAUDITA"},{"Key":"SCN","Value":"San Crist\u00f3bal and Nevis","RealName":"SAN CRISTOBAL Y NEVIS"},{"Key":"SDN","Value":"Sudan","RealName":"SUDAN"},{"Key":"SEN","Value":"Senegal","RealName":"SENEGAL"},{"Key":"SGP","Value":"Singapore","RealName":"SINGAPUR"},{"Key":"SLC","Value":"ST. Lucia","RealName":"SANTA LUCIA"},{"Key":"SLE","Value":"Sierra Leone","RealName":"SIERRA LEONA"},{"Key":"SLV","Value":"El Salvador","RealName":"EL SALVADOR"},{"Key":"SMR","Value":"San Marino","RealName":"SAN MARINO"},{"Key":"SOM","Value":"Somalia","RealName":"SOMALIA"},{"Key":"STP","Value":"Sao Tome and Principe","RealName":"SANTO TOME Y PRINCIPE"},{"Key":"SUR","Value":"Suriname","RealName":"SURINAM"},{"Key":"SVK","Value":"Slovakia","RealName":"ESLOVAQUIA"},{"Key":"SVN","Value":"Slovenia","RealName":"ESLOVENIA"},{"Key":"SVR","Value":"Servia","RealName":"SERVIA"},{"Key":"SWE","Value":"Sweden","RealName":"SUECIA"},{"Key":"SWZ","Value":"Swaziland","RealName":"SWAZILANDIA"},{"Key":"SYC","Value":"Seychelles","RealName":"SEYCHELLES"},{"Key":"SYR","Value":"Syria","RealName":"SIRIA"},{"Key":"TAI","Value":"Tahit\u00ed","RealName":"TAITI"},{"Key":"TCD","Value":"Chad","RealName":"CHAD"},{"Key":"TGO","Value":"Togo","RealName":"TOGO"},{"Key":"THA","Value":"Thailand","RealName":"TAILANDIA"},{"Key":"TMT","Value":"Turkmenistan","RealName":"TURKMENISTAN"},{"Key":"TNG","Value":"Tonga","RealName":"TONGA"},{"Key":"TTO","Value":"Trinidad and Tobago","RealName":"TRINIDAD Y TOBAGO"},{"Key":"TUN","Value":"Tunisia","RealName":"TUNEZ"},{"Key":"TUR","Value":"Turkey","RealName":"TURQUIA"},{"Key":"TWN","Value":"Taiwan","RealName":"TAIWAN"},{"Key":"TYK","Value":"Tayikistan","RealName":"TAYIKISTAN"},{"Key":"TZA","Value":"Tanzania","RealName":"TANZANIA"},{"Key":"UBT","Value":"Uzbekistan","RealName":"UZBEKISTAN"},{"Key":"UGA","Value":"Uganda","RealName":"UGANDA"},{"Key":"UK","Value":"United Kingdom","RealName":"REINO UNIDO DE GRAN BRETANA"},{"Key":"UKR","Value":"Ukraine","RealName":"UCRANIA"},{"Key":"URY","Value":"Uruguay","RealName":"URUGUAY"},{"Key":"USA","Value":"United States","RealName":"ESTADOS UNIDOS"},{"Key":"VCT","Value":"Saint Vincent and the Grenadines","RealName":"SAN VICENTE Y LAS GRANADINAS"},{"Key":"VEN","Value":"Venezuela","RealName":"VENEZUELA"},{"Key":"VNM","Value":"Vietnam","RealName":"VIETNAM"},{"Key":"VNT","Value":"Vanuatu","RealName":"VANUATU"},{"Key":"VTN","Value":"Vatican","RealName":"VATICANO"},{"Key":"YEM","Value":"Yemen","RealName":"YEMEN"},{"Key":"YUG","Value":"Yugoslavia","RealName":"YUGOSLAVIA"},{"Key":"ZAF","Value":"South Africa","RealName":"SUDAFRICA"},{"Key":"ZAR","Value":"Zaire","RealName":"ZAIRE"},{"Key":"ZMB","Value":"Zambia","RealName":"ZAMBIA"},{"Key":"ZWE","Value":"Zimbabwe","RealName":"ZIMBABWE"}],"fieldId":"departureCountry"}},"code":200}
[ 2025-01-10 15:28:50 ] 67819f1c4c1f2 <- {"status":"success","response":{"Mapfre":{"content":{"id":["EUR","USD"],"description":["21.0874","20.4742"]},"fieldId":"exchangeRate"}},"code":200}
[ 2025-01-10 15:32:53 ] 6781a015e4d04 /api/mx/product
[ 2025-01-10 15:32:53 ] 6781a015e4d04 -> {"fieldId":"brand","option":"Brands","modelYear":"2024","vehicleType":"100","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:32:54 ] 6781a015e4d04 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["AA","AI","BW","FT","FD","HA","HI","KA","MA","MZ","MN","MI","NN","PT","RT","ST","SU","SI","TA","VW","VO"],"description":["ACURA","AUDI","BMW","FIAT","FORD","HONDA","HYUNDAI","KIA","MAZDA","MERCEDES BENZ","MINI","MITSUBISHI","NISSAN","PEUGEOT","RENAULT","SEAT","SUBARU","SUZUKI","TOYOTA","VOLKSWAGEN","VOLVO"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 15:32:59 ] 6781a01bc3ff3 /api/mx/product
[ 2025-01-10 15:32:59 ] 6781a01bc3ff3 -> {"fieldId":"subBrand","option":"Sub Brands","modelYear":"2024","brand":"ST","vehicleType":"100","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:33:00 ] 6781a01bc3ff3 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["612","408","696","144","146","660"],"description":["ARONA","ATECA","FORMENTOR","IBIZA","LEON","TARRACO"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 15:36:31 ] 6781a0efc90b6 /api/auth/login
[ 2025-01-10 15:36:31 ] 6781a0efc90b6 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:36:31 ] 6781a0efc90b6 <- {"status":"success","response":{"token":"oqEKz8ClXCTbCd1g+L+GK1AxeE9LMGR5YjBBejhiaGYwUnhlbCtRVUllUEJFSzlGRWNjT0lxV3VCeFVQRjlmV1NZWUpMdzBkdC95cjJmNTIxR1d5V1ZxclErVlAzRFhCaDd3VC9xMmRKZ29YTmo3SFRDVkR3VS9UMWpyS2FyMFliUU9vWHdpUGc3R2F6SDJZRHB4MlNUcDdPdk00Ri9manNIVGJFTGx4cytJZEpmN2lFUlpjVDdKcDJTOWlDcHVSekx5amZ1ZkZ0b3JOUlVJa25GdE1kMmp5RWRCeUJ2d3MrakxkWVNrSjllMk04ZTIzdVZhUTBxRXRJd3BxT3FMOXFUb3BlaEF3c1lBUThsdTI=","decodeInfo":{"referenceID":"6781a0efd0ef0","name":"GUEST-6781a0efd0ef0","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:36:37 ] 6781a0f516ff5 /api/auth/login
[ 2025-01-10 15:36:37 ] 6781a0f516ff5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:36:37 ] 6781a0f516ff5 <- {"status":"success","response":{"token":"gzf46e8pOKUmUaCZm8JBPk5TTDErQzdzT3RlaWJuN0g1MEYzSjNHamlGdmEzazBzUzdaNU9rblRJLzJWc2o5QzdKcGJ1QkFsTjQzNkFjcHRMZ3JndlFCSGFjclk1ZmR3eTFhbXVEY1JTNjdkbCtQYVpCRTh5YUxTV0RLV2ZKc2VuNjVvaWk0ckhabHlDM2VCODJxb1BXTWdsTzBmWnJtRSsvUU4rTFYxNmphSVhGLzB4QjdQcXp4YlZ0YVF5b2MrV2JoTE9vcDkxOWtZSHpDdVREbUtIRXREMjBJemVlVzhDWGZhUEs0QzhjaWYyWDcrV3E0SCtTQ3I0QXljNmJkRTdBV0dnZng2cnYyL2s4TkU=","decodeInfo":{"referenceID":"6781a0f51f041","name":"GUEST-6781a0f51f041","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:36:37 ] 6781a0f54a3e5 /api/auth/login
[ 2025-01-10 15:36:37 ] 6781a0f54a3e5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:36:37 ] 6781a0f54a3e5 <- {"status":"success","response":{"token":"490jkh7IIyMS8iCDH06oHXpvMjJLSGY5S3N6U1AreVhxK0taYVQzSEZKc0I3NUdraXFlT1JDMkV0ZnNjY0poWC9JZ3pnYll4aXVOZ2xvOFVOV3RRNllhYUVUZmwvTWZ0dVNnQnVCVXNwSHR1UndWc0NyLytDSlRFWi8zN3g0dTNuSituZXhsVjV1cGZVdFdrMVlIU3llaHY3VVRHSmdqSUZBODNNR1ZrMVJ2d21TSnpnRUZIcVV3ZXRCMENaa1cwV3lGWnNwbEFQY1kwSnZoSGlYZFdSR01tV3ZCVm5vQXpjamFmRnZNa3hmNXF2WE1MVHo4eXM3SkNnYkZpRStjdm9uc0FhbzhqZHJXL2pLWGk=","decodeInfo":{"referenceID":"6781a0f5520e5","name":"GUEST-6781a0f5520e5","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:40:12 ]  <- null
[ 2025-01-10 15:40:12 ] 6781a1ccdc554 /api/mx/product
[ 2025-01-10 15:40:12 ] 6781a1ccdc554 -> {"fieldId":"brand","option":"Brands","modelYear":"2024","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:40:13 ] 6781a1ccdc554 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["FD","MZ","MI","NN","PT","RT","TA","VW"],"description":["FORD","MERCEDES BENZ","MITSUBISHI","NISSAN","PEUGEOT","RENAULT","TOYOTA","VOLKSWAGEN"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 15:40:18 ]  <- null
[ 2025-01-10 15:40:18 ] 6781a1d2d84d8 /api/mx/product
[ 2025-01-10 15:40:18 ] 6781a1d2d84d8 -> {"fieldId":"brand","option":"Brands","modelYear":"2022","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:40:19 ] 6781a1d2d84d8 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["FD","MZ","MI","NN","PT","RT","TA","VW"],"description":["FORD","MERCEDES BENZ","MITSUBISHI","NISSAN","PEUGEOT","RENAULT","TOYOTA","VOLKSWAGEN"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 15:40:21 ]  <- null
[ 2025-01-10 15:40:21 ] 6781a1d561f5d /api/mx/product
[ 2025-01-10 15:40:21 ] 6781a1d561f5d -> {"fieldId":"subBrand","option":"Sub Brands","modelYear":"2022","brand":"MZ","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:40:22 ] 6781a1d561f5d <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["28"],"description":["SPRINTER CARGO"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 15:40:23 ]  <- null
[ 2025-01-10 15:40:23 ] 6781a1d7c4d6c /api/mx/product
[ 2025-01-10 15:40:23 ] 6781a1d7c4d6c -> {"fieldId":"version","option":"Version","modelYear":"2022","brand":"MZ","subBrand":"28","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:40:24 ] 6781a1d7c4d6c <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["32040414","32040418","32040426","32040403"],"description":["MZ SPRINTER CARGO VAN 311 CORTA TD ESTANDAR 3PTAS","MZ SPRINTER CARGO VAN 311 MEDIANA 3.5T TD ESTANDAR","MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA","MZ SPRINTER CARGO VAN 416 EE 355 CDI TURBODIESEL A"]},"fieldId":"version"}},"code":200}
[ 2025-01-10 15:40:31 ] 6781a1dfdc6d9 /api/auth/login
[ 2025-01-10 15:40:31 ] 6781a1dfdc6d9 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:40:31 ] 6781a1dfdc6d9 <- {"status":"success","response":{"token":"1+Q6gLV4zfoiSp9N3wt2\/XhPRVBobHdUeUx1alpENUpldStQNnBQUGdhWUhmMkRmRHJLaTkxN1dOWisrVnhFcktQeVVtY1ZjeEVpRzEvL1FmSk0yRklqcWFvRU5DamNsaUFlQm1TZ0c5L25RWWZ3ZG9QbEZoMVhoOUo3T3N3Z1JyYlcwQzBlWThvOHVJV0ltTUVsVmhCZFBuUFhMNUowamtjNmtUVVRUMUIra2NyaGFZejB6SEh2eGo3b085eUNreEJ2K2dUd01qZExpZThWUkx5dU1zRGNoSG1FeXNJczZmRUI1SzJEMmcxUHhURTBIUmM3aEhFUkVEd2lxekd5a2U3M1g0TUFhbEY2bWQ0Z24=","decodeInfo":{"referenceID":"6781a1dfe4590","name":"GUEST-6781a1dfe4590","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:40:33 ]  <- null
[ 2025-01-10 15:40:34 ] 6781a1e225269 /api/mx/product
[ 2025-01-10 15:40:34 ] 6781a1e225269 -> {"fieldId":"city","option":"Cities","state":"15","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:40:34 ] 6781a1e225269 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","5","6","7","8","9","10","11","12","13","14","15","16","17","18","19","25","26","27","28","29","30","31","20","21","22","23","24","121","32","33","34","64","35","36","37","38","39","40","41","42","44","45","46","47","48","49","50","70","51","123","52","53","54","55","56","57","59","58","60","61","62","63","65","66","67","68","69","71","72","73","74","124","75","76","77","78","79","80","81","82","83","84","85","86","87","88","89","90","91","92","93","94","95","96","97","98","99","100","101","102","103","104","105","106","125","107","108","109","110","122","111","112","113","114","43","115","116","117","118","119","120"],"description":["ACAMBAY DE RUIZ CASTA\u00d1EDA","ACOLMAN","ACULCO","ALMOLOYA DE ALQUISIRAS","ALMOLOYA DE JUAREZ","ALMOLOYA DEL RIO","AMANALCO","AMATEPEC","AMECAMECA","APAXCO","ATENCO","ATIZAPAN","ATIZAPAN DE ZARAGOZA","ATLACOMULCO","ATLAUTLA","AXAPUSCO","AYAPANGO","CALIMAYA","CAPULHUAC","CHALCO","CHAPA DE MOTA","CHAPULTEPEC","CHIAUTLA","CHICOLOAPAN","CHICONCUAC","CHIMALHUACAN","COACALCO DE BERRIOZABAL","COATEPEC HARINAS","COCOTITLAN","COYOTEPEC","CUAUTITLAN","CUAUTITLAN IZCALLI","DONATO GUERRA","ECATEPEC DE MORELOS","ECATZINGO","EL ORO","HUEHUETOCA","HUEYPOXTLA","HUIXQUILUCAN","ISIDRO FABELA","IXTAPALUCA","IXTAPAN DE LA SAL","IXTAPAN DEL ORO","IXTLAHUACA","JALTENCO","JILOTEPEC","JILOTZINGO","JIQUIPILCO","JOCOTITLAN","JOQUICINGO","JUCHITEPEC","LA PAZ","LERMA","LUVIANOS","MALINALCO","MELCHOR OCAMPO","METEPEC","MEXICALTZINGO","MORELOS","NAUCALPAN DE JUAREZ","NEXTLALPAN","NEZAHUALCOYOTL","NICOLAS ROMERO","NOPALTEPEC","OCOYOACAC","OCUILAN","OTUMBA","OTZOLOAPAN","OTZOLOTEPEC","OZUMBA","PAPALOTLA","POLOTITLAN","RAYON","SAN ANTONIO LA ISLA","SAN FELIPE DEL PROGRESO","SAN JOSE DEL RINCON","SAN MARTIN DE LAS PIRAMIDES","SAN MATEO ATENCO","SAN SIMON DE GUERRERO","SANTO TOMAS","SOYANIQUILPAN DE JUAREZ","SULTEPEC","TECAMAC","TEJUPILCO","TEMAMATLA","TEMASCALAPA","TEMASCALCINGO","TEMASCALTEPEC","TEMOAYA","TENANCINGO","TENANGO DEL AIRE","TENANGO DEL VALLE","TEOLOYUCAN","TEOTIHUACAN","TEPETLAOXTOC","TEPETLIXPA","TEPOTZOTLAN","TEQUIXQUIAC","TEXCALTITLAN","TEXCALYACAC","TEXCOCO","TEZOYUCA","TIANGUISTENCO","TIMILPAN","TLALMANALCO","TLALNEPANTLA DE BAZ","TLATLAYA","TOLUCA","TONANITLA","TONATICO","TULTEPEC","TULTITLAN","VALLE DE BRAVO","VALLE DE CHALCO SOLIDARIDAD","VILLA DE ALLENDE","VILLA DEL CARBON","VILLA GUERRERO","VILLA VICTORIA","XALATLACO","XONACATLAN","ZACAZONAPAN","ZACUALPAN","ZINACANTEPEC","ZUMPAHUACAN","ZUMPANGO"]},"fieldId":"city"}},"code":200}
[ 2025-01-10 15:40:36 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:40:36 ] 6781a1e4db595 /api/auth/login
[ 2025-01-10 15:40:36 ] 6781a1e4db595 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:40:36 ] 6781a1e4db595 <- {"status":"success","response":{"token":"tpUrsCMoyYSMiFQNQMXCYWMwQStqaFhUU2pZd2U5b0ZpWE94NVIwSkp5c1lJOUlSTGdDTDRUWlVVMXMyTkF4cXIxbmxlaU1QWlpLcnBMblBNU1pmcWhraW9hUForVkVNRTBldjJMT1pTTWJXcGcwWnBwMVlHZEYweW1JaTEzWUxyc000TUZKUk41SkpaTHhCRnZ0a1QyU0d0bjBLVUxnRkZKSkJaVjVRTHNtNEhYam1PZUxGeWNOWUs3WTM1MVpuOEZ2NEZ3cjFCajk3cjNzWmpKZUw2WFJyMDNXNjFwZTQ1czE1NjdHNUk2MGpaMkhCZkdHOVlWQWJCL2FSV0dWUjVVOE1kYjI5UXBqb25OZG8=","decodeInfo":{"referenceID":"6781a1e4e395b","name":"GUEST-6781a1e4e395b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:40:38 ]  <- null
[ 2025-01-10 15:40:38 ] 6781a1e64584b /api/mx/product
[ 2025-01-10 15:40:38 ] 6781a1e64584b -> {"fieldId":"postalCode","option":"Postal Codes","state":"15","city":"5","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:40:39 ] 6781a1e64584b <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["50900","50903","50904","50906","50907","50910","50917","50920","50924","50925","50926","50927","50930","50933","50934","50935","50940","50943","50944","50945","50946","50947"],"description":["50900","50903","50904","50906","50907","50910","50917","50920","50924","50925","50926","50927","50930","50933","50934","50935","50940","50943","50944","50945","50946","50947"]},"fieldId":"postalCode"}},"code":200}
[ 2025-01-10 15:40:47 ]  <- null
[ 2025-01-10 15:40:47 ] 6781a1ef7ad2c /api/mx/product
[ 2025-01-10 15:40:47 ] 6781a1ef7ad2c -> {"product":"Resident Auto","option":"Quote","companyQuote":"Ana Seguros","state":"15","city":"5","stateText":"ESTADO DE MEXICO","modelYear":"2022","version":"32040426","webServicesQuote":"true","fieldId":""}
[ 2025-01-10 15:40:51 ] 6781a1ef7ad2c <- {"status":"success","response":{"Ana Seguros":{"Amplia":{"coverage":[{"id":"02","description":"Material damage","sumAssured":"Commercial value","type":"","deductible":"5%","premium":"12,027.88"},{"id":"04","description":"Total theft","sumAssured":"Commercial value","type":"","deductible":"10%","premium":"5,429.38"},{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,316.22"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"900.2"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Towing liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"34","description":"Catastrophic death liability","sumAssured":"$2,000,000.00 MXN per event","type":"","deductible":"","premium":"352.00"},{"id":"06","description":"Passengers medical expenses","sumAssured":"$100,000.00 MXN","type":"","deductible":"","premium":"222.02"},{"id":"07","description":"Legal assistance","sumAssured":"Included","type":"","deductible":"","premium":"510.00"},{"id":"10","description":"ANA travel assistance","sumAssured":"VIAL VIAJES","type":"","deductible":"","premium":"575.00"},{"id":"35","description":"Engine failure due to loss of oil","sumAssured":"Included","type":"","deductible":"","premium":"448.48"},{"id":"36","description":"Agency body shop repair","sumAssured":"Included","type":"","deductible":"","premium":"6,278.72"}],"premiums":{"netPremium":"29059.9","policyFee":"696","surcharge":"0","tax":"4760.94","totalPremium":"34516.84","commission":""},"error":""},"Limitada":{"coverage":[{"id":"04","description":"Total theft","sumAssured":"Commercial value","type":"","deductible":"10%","premium":"5,429.26"},{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,316.22"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"900.2"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Towing liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"34","description":"Catastrophic death liability","sumAssured":"$2,000,000.00 MXN per event","type":"","deductible":"","premium":"352.00"},{"id":"06","description":"Passengers medical expenses","sumAssured":"$100,000.00 MXN","type":"","deductible":"","premium":"222.02"},{"id":"07","description":"Legal assistance","sumAssured":"Included","type":"","deductible":"","premium":"510.00"},{"id":"10","description":"ANA travel assistance","sumAssured":"VIAL VIAJES","type":"","deductible":"","premium":"575.00"}],"premiums":{"netPremium":"10304.7","policyFee":"696","surcharge":"0","tax":"1760.11","totalPremium":"12760.81","commission":""},"error":""},"RC":{"coverage":[{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,460.99"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"956.46"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Towing liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"34","description":"Catastrophic death liability","sumAssured":"$2,000,000.00 MXN per event","type":"","deductible":"","premium":"374.00"},{"id":"06","description":"Passengers medical expenses","sumAssured":"$100,000.00 MXN","type":"","deductible":"","premium":"235.61"},{"id":"07","description":"Legal assistance","sumAssured":"Included","type":"","deductible":"","premium":"510.00"},{"id":"10","description":"ANA travel assistance","sumAssured":"VIAL VIAJES","type":"","deductible":"","premium":"575.00"}],"premiums":{"netPremium":"5112.06","policyFee":"288","surcharge":"0","tax":"864.01","totalPremium":"6264.07","commission":""},"error":""}}},"code":200}
[ 2025-01-10 15:40:51 ]  <- null
[ 2025-01-10 15:40:52 ] 6781a1f400139 /api/mx/prospect/record
[ 2025-01-10 15:40:52 ] 6781a1f400139 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"FC: 34,516.84 \/ LC: 12,760.81 \/ RC: 6,264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"","gender":"","curp":"","rfc":"","identificationType":"","identificationNumber":"","occupation":"","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"","municipality":"","address":"","buildingNumber":"","unitNumber":"","engine":"","plates":"","serialNumber":"","secondDriver":"","startDate":"","cardFullName":"","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"","policyLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"","quoteNumber":"","renewData":"","policyTerm":"","priceFC":"34516.84","priceLDC":"12760.81","priceLYC":"6264.07","product":"Resident Auto","vehicleTypeText":"Pickup","brandText":"MERCEDES BENZ","subBrandText":"SPRINTER CARGO","versionText":"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA","stateText":"ESTADO DE MEXICO","cityText":"ALMOLOYA DE JUAREZ","aboutUs":"Brochure","companyQuote":"Ana Seguros","quoteResponse":"{\"Amplia\":{\"coverage\":[{\"id\":\"02\",\"description\":\"Material damage\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"5%\",\"premium\":\"12,027.88\"},{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.38\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"},{\"id\":\"35\",\"description\":\"Engine failure due to loss of oil\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"448.48\"},{\"id\":\"36\",\"description\":\"Agency body shop repair\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"6,278.72\"}],\"premiums\":{\"netPremium\":\"29059.9\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"4760.94\",\"totalPremium\":\"34516.84\",\"commission\":\"\"},\"error\":\"\"},\"Limitada\":{\"coverage\":[{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.26\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"10304.7\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"1760.11\",\"totalPremium\":\"12760.81\",\"commission\":\"\"},\"error\":\"\"},\"RC\":{\"coverage\":[{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,460.99\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"956.46\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"374.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"235.61\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"5112.06\",\"policyFee\":\"288\",\"surcharge\":\"0\",\"tax\":\"864.01\",\"totalPremium\":\"6264.07\",\"commission\":\"\"},\"error\":\"\"}}"}
[ 2025-01-10 15:40:52 ] 6781a1f400139 <- {"status":"success","response":{"prospect":23141,"quoteNumber":"NQRA250110-791","idClient":27814},"code":200}
[ 2025-01-10 15:41:29 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:41:29 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:41:30 ]  <- null
[ 2025-01-10 15:41:30 ]  <- null
[ 2025-01-10 15:41:30 ] 6781a21ad3cb1 /api/mx/services/user-activity
[ 2025-01-10 15:41:30 ] 6781a21ad3cb1 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 15:41:30 ] 6781a21adb791 /api/mx/services/policy-notification
[ 2025-01-10 15:41:30 ] 6781a21adb791 -> {"option":"results"}
[ 2025-01-10 15:41:30 ] 6781a21ade262 /api/mx/services/user-activity
[ 2025-01-10 15:41:30 ] 6781a21ade262 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 15:41:30 ] 6781a21ade262 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 15:41:30 ] 6781a21ade262 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 15:41:31 ] 6781a21adb791 <- {"status":"success","response":{"policies_count":24,"claims_count":0,"payments_count":0},"code":200}
[ 2025-01-10 15:41:38 ]  <- null
[ 2025-01-10 15:41:38 ] 6781a222e4bff /api/mx/services/search
[ 2025-01-10 15:41:38 ] 6781a222e4bff -> {"search":"NQRA250110-791","option":"search_of_clients"}
[ 2025-01-10 15:41:39 ] 6781a222e4bff <- {"status":"success","response":{"client_name":"<div class=\"text-center\"><b class=\"blue-text\">Results:<\/b> 1<\/div><div class=\"list-group\"><a href=\"\/mx\/customer-profile\/27814\" class=\"list-group-item list-group-item-action\"><span class=\"text-dark\">testi test <\/span> <span class=\"text-muted\">|<\/span> sogn@te.st<\/a><div>"},"code":200}
[ 2025-01-10 15:41:40 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:41:40 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:41:41 ]  <- null
[ 2025-01-10 15:41:41 ]  <- null
[ 2025-01-10 15:41:41 ]  <- null
[ 2025-01-10 15:41:41 ]  <- null
[ 2025-01-10 15:41:41 ]  <- null
[ 2025-01-10 15:41:41 ] 6781a22598744 /api/mx/services/client-profile
[ 2025-01-10 15:41:41 ] 6781a22598744 -> {"id_client":"27814"}
[ 2025-01-10 15:41:41 ] 6781a2259a17d /api/mx/customers
[ 2025-01-10 15:41:41 ] 6781a2259a18b /api/mx/services/validate-info
[ 2025-01-10 15:41:41 ] 6781a2259a17d -> {"id":"27814","option":"verifyStatus"}
[ 2025-01-10 15:41:41 ] 6781a2259a18b -> {"id_client":"27814","option":"valid_information"}
[ 2025-01-10 15:41:41 ] 6781a22598744 <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>testi test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:sogn@te.st\"><span id=\"email\">sogn@te.st<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">3221231231<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\"><\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/newnis.novamar.info\/mx\/forms\/customers\/27814\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"<div class='text-center'>You have entered any Policy<\/div>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>0 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/Mjc4MTQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/Mjc4MTQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/Mjc4MTQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/27814\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":0,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"27814","message":"","return":"true"},"code":200}
[ 2025-01-10 15:41:41 ] 6781a2259a18b <- {"status":"success","response":{"toFill":["client_gender"],"status":"need data"},"code":200}
[ 2025-01-10 15:41:41 ] 6781a225bbfa9 /api/mx/customers
[ 2025-01-10 15:41:41 ] 6781a225bbfa9 -> {"id_client":"27814","option":"getQuotes"}
[ 2025-01-10 15:41:41 ] 6781a225bd9d9 /api/mx/customers
[ 2025-01-10 15:41:41 ] 6781a225bd9d9 -> {"id":"27814","option":"getContacts"}
[ 2025-01-10 15:41:47 ] 6781a22bf10b5 /api/mx/services/validate-info
[ 2025-01-10 15:41:47 ] 6781a22bf10b5 -> {"client_nationality":"","client_gender":"Male","fieldsToUpdate":"client_gender","option":"update_client_information","id_client":"27814"}
[ 2025-01-10 15:41:48 ] 6781a22bf10b5 <- {"status":"success","response":{"message":"Information updated successfully","status":"true","statusOnSicas":false},"code":200}
[ 2025-01-10 15:41:52 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:41:52 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:41:53 ] 6781a2311f7ee /api/mx/services/validate-info
[ 2025-01-10 15:41:53 ] 6781a2311f7ee -> {"id_client":"27814","option":"valid_information"}
[ 2025-01-10 15:41:53 ] 6781a231219b8 /api/mx/customers
[ 2025-01-10 15:41:53 ] 6781a231219b8 -> {"id":"27814","option":"verifyStatus"}
[ 2025-01-10 15:41:53 ] 6781a2312aad6 /api/mx/services/client-profile
[ 2025-01-10 15:41:53 ] 6781a2312aad6 -> {"id_client":"27814"}
[ 2025-01-10 15:41:53 ] 6781a2311f7ee <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 15:41:53 ] 6781a2312aad6 <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>testi test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:sogn@te.st\"><span id=\"email\">sogn@te.st<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">3221231231<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\"><\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/newnis.novamar.info\/mx\/forms\/customers\/27814\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"<div class='text-center'>You have entered any Policy<\/div>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>0 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/Mjc4MTQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/Mjc4MTQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/Mjc4MTQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/27814\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":0,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"27814","message":"","return":"true"},"code":200}
[ 2025-01-10 15:41:53 ] 6781a2313f054 /api/mx/customers
[ 2025-01-10 15:41:53 ] 6781a2313f054 -> {"id":"27814","option":"getContacts"}
[ 2025-01-10 15:41:53 ] 6781a23141653 /api/mx/customers
[ 2025-01-10 15:41:53 ] 6781a23141653 -> {"id_client":"27814","option":"getQuotes"}
[ 2025-01-10 15:42:00 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:42:00 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:42:01 ]  <- null
[ 2025-01-10 15:42:01 ] 6781a239c5415 /api/mx/dashboard-process
[ 2025-01-10 15:42:01 ] 6781a239c5415 -> {"option":"getInformation"}
[ 2025-01-10 15:42:07 ] 6781a239c5415 <- {"status":"success","response":[{"id":2983,"sale_person":"Client","client_first_name":"Cuauhtemoc","client_father_last_name":"Castro","client_email":"temocastro9@gmail.com","client_company":"","status":"In process","stage_date":"2025-01-10 15:03:46","reference":"TM","flow_content":[{"id_task":23685,"id_process":"2983","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstName\":\"Cuauhtemoc\",\"lastName\":\"Castro\",\"email\":\"temocastro9@gmail.com\",\"phone\":\"(322) 2318355\",\"nationalityContact\":\"Mexican\",\"aboutUs\":\"Facebook 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7975\",\"expirationDateMonth\":\"03\",\"expirationDateYear\":\"2028\",\"securityCode\":\"512\",\"distributorCode\":\"DN\",\"distributor\":\"cross-border-coverage\",\"distributorLink\":\"cross-border-coverage\",\"whitOutCharge\":\"\",\"renewData\":\"\",\"referer\":\"https:\\\/\\\/crossbordercoverage.com\\\/\",\"campaign\":\"none\",\"source\":\"none\",\"onlyForm\":\"\",\"quoteNumber\":\"NQTA241227-587\",\"prospectSicas\":\"21932|5268\",\"contactSicas\":\"45561\",\"issuingStatus\":\"new\",\"reissuedData\":\"\",\"aboutUs\":\"Sales Representative - cross-border-coverage\",\"entranceDate\":\"12\\\/28\\\/2024\",\"price\":\"88.05\",\"option\":\"Quote\",\"plan\":\"Full Coverage\",\"product\":\"TA\",\"prospect\":\"22725\",\"idClient\":\"27627\",\"policyNumber\":\"\",\"issuingMode\":\"ws\",\"localTime\":\"1735362988807\",\"companyQuote\":\"Chubb\",\"usPolicyExpirationDate\":\"\",\"_token\":\"d5619b5e056fd443f513c9232d470ef8033cb073\",\"processId\":\"2738\"}","user_fixer":null},{"id_task":21711,"id_process":"2738","etapa":"ws-issue-policy","status":"completed","message":"policy issued on web service","technical_error":"","task_data":"{\"content\":{\"stage\":\"Success\",\"policyNumber\":\"NZ44326702\",\"policyInsuredNumber\":\"\",\"policyReceipt\":\"\",\"paymentReceipt\":\"046861\",\"printLinks\":[],\"dates\":{\"localTime\":1735362989,\"timeZone\":\"-6 UTC\",\"entranceDate\":\"12\\\/28\\\/2024\",\"entranceTime\":\"00:00 AM\",\"endTime\":\"00:00 AM\",\"error\":\"\"},\"vin\":\"1C6RR7TT2KS651740\",\"transactionId\":\"120813747961\",\"invoiceNumber\":\"TA19113cy73\"},\"error\":\"\"}","user_fixer":null},{"id_task":21712,"id_process":"2738","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXDNTAMO003983\"","user_fixer":null},{"id_task":21713,"id_process":"2738","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21714,"id_process":"2738","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21715,"id_process":"2738","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDoctoDetail.IDDocto|60423,DatDoctoDetail.Marca|Dodge,DatDoctoDetail.Tipo|1500,DatDoctoDetail.Modelo|2019,DatDoctoDetail.Serie|1C6RR7TT2KS651740<\\\/tem:oDataString>\\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_DetailPoliza<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"60423\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21716,"id_process":"2738","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19154\",\"json_value\":\"{\\\"vehicleType\\\":\\\"Pickup\\\",\\\"modelYear\\\":\\\"2019\\\",\\\"term\\\":\\\"4\\\",\\\"territory\\\":\\\"C\\\",\\\"liability\\\":\\\"100000\\\",\\\"carValue\\\":\\\"20000\\\",\\\"towingValue\\\":\\\"\\\",\\\"entranceDate\\\":\\\"12\\\\\\\/28\\\\\\\/2024\\\",\\\"id_client\\\":\\\"27627\\\",\\\"product\\\":\\\"Tourist Auto\\\",\\\"issuingMode\\\":\\\"ws\\\",\\\"renovation\\\":\\\"start\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21717,"id_process":"2738","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21718,"id_process":"2738","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21719,"id_process":"2738","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"22725\"","user_fixer":null},{"id_task":21720,"id_process":"2738","etapa":"updateProspect-SICAS","status":"completed","message":"Prospect successfully updated in SICAS","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t\\t\\t<tem:Procesar_String>\\n\\t\\t\\t\\t\\t<tem:oDataString>DatOportunidades.IDOpo|5268,DatOportunidades.IDEtapa|5,DatOportunidades.IDStatus|3,DatOportunidades.StatusCierre|1,DatOportunidades.Obs|Compra en linea - Cerrado automaticamente,DatOportunidades.FCierre|27\\\/12\\\/2024<\\\/tem:oDataString>\\n\\t\\t\\t\\t\\t<tem:oConfigData>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeData>WS_Oportunidades<\\\/tem:PropertyTypeData>\\n\\t\\t\\t\\t\\t    <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigData>\\n\\t\\t\\t\\t\\t<tem:oConfigAuth>\\n\\t\\t\\t\\t\\t    <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5268\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21721,"id_process":"2738","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"TA\",\"certificate\":\"MXDNTAMO003983\",\"email\":\"bryce.daviess@gmail.com\",\"company\":\"\",\"error\":\"\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 15:42:08 ] 6781a2400066e /api/mx/documents/quotes/NQRA250110-791
[ 2025-01-10 15:42:08 ] 6781a2400066e -> []
[ 2025-01-10 15:42:08 ] 6781a2400066e <- {"status":"fail","error":"Error creating quote, try again","code":400}
[ 2025-01-10 15:42:09 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:42:09 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:42:38 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:42:38 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:42:39 ] 6781a25f4fdbe /api/mx/dashboard-process
[ 2025-01-10 15:42:39 ] 6781a25f4fdbe -> {"option":"getInformation"}
[ 2025-01-10 15:42:44 ] 6781a25f4fdbe <- {"status":"success","response":[{"id":2983,"sale_person":"Client","client_first_name":"Cuauhtemoc","client_father_last_name":"Castro","client_email":"temocastro9@gmail.com","client_company":"","status":"In process","stage_date":"2025-01-10 15:03:46","reference":"TM","flow_content":[{"id_task":23685,"id_process":"2983","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstName\":\"Cuauhtemoc\",\"lastName\":\"Castro\",\"email\":\"temocastro9@gmail.com\",\"phone\":\"(322) 2318355\",\"nationalityContact\":\"Mexican\",\"aboutUs\":\"Facebook Page\",\"departureDate\":\"1\\\/11\\\/2025\",\"arrivalDate\":\"1\\\/26\\\/2025\",\"adultsPax\":\"1\",\"seniorPax\":\"1\",\"typeTravel\":\"in_bound_form_usa\",\"departureCountry\":\"USA\",\"arrivalCountries\":\"MEX\",\"typePerson\":\"S\",\"secondLastName\":\"Alcantar\",\"rfc\":\"\",\"gender\":\"0\",\"birthday\":\"09\\\/01\\\/1990\",\"maritalStatus\":\"S\",\"ocupationCode\":\"61\",\"nationality\":\"USA\",\"address\":\"123 Main St\",\"buildingNumber\":\"345\",\"unitNumber\":\"44\",\"neighborhood\":\"La Puerta\",\"country\":\"MEX\",\"state\":\"13\",\"auxState\":\"Hidalgo\",\"city\":\"\",\"auxCity\":\"Pacula\",\"postalCode\":\"42256\",\"cardHolderName\":\"maria flores\",\"bankEntity\":\"0152\",\"cardType\":\"1\",\"creditCardNumber\":\"4111 1111 1111 1111\",\"securityCode\":\"112\",\"expirationDateMonth\":\"04\",\"expirationDateYear\":\"24\",\"form_conditions\":\"on\",\"source\":\"none\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-travel-insurance\",\"campaign\":\"none\",\"company\":\"Mapfre\",\"product\":\"TM\",\"distributorLink\":\"\",\"distributorCode\":\"\",\"distributor\":\"\",\"resumenPlanAdult\":\"{\\\"COD_MODALIDAD\\\":\\\"28330\\\",\\\"NOMBRE\\\":\\\"Platinum Receptivo\\\",\\\"CAMBIO\\\":\\\"1.0000\\\",\\\"LIMITE\\\":\\\"75\\\",\\\"COTIZACION\\\":\\\"2,496.00\\\",\\\"PRIMANETA\\\":\\\"2,496.00\\\",\\\"IVA\\\":\\\"399.36\\\",\\\"SUBTOTAL\\\":\\\"2,895.36\\\",\\\"EXTRAPRIMA\\\":\\\"0.00\\\",\\\"DESCUENTO\\\":\\\"0.00\\\",\\\"PRIMATOTAL\\\":\\\"2,895.36\\\",\\\"total\\\":\\\"2,895.36\\\"}\",\"resumenPlanSenior\":\"{\\\"COD_MODALIDAD\\\":\\\"28332\\\",\\\"NOMBRE\\\":\\\"Silver Receptivo\\\",\\\"CAMBIO\\\":\\\"1.0000\\\",\\\"LIMITE\\\":\\\"86\\\",\\\"COTIZACION\\\":\\\"1,536.00\\\",\\\"PRIMANETA\\\":\\\"1,536.00\\\",\\\"IVA\\\":\\\"245.76\\\",\\\"SUBTOTAL\\\":\\\"2,316.29\\\",\\\"EXTRAPRIMA\\\":\\\"460.80\\\",\\\"DESCUENTO\\\":\\\"0.00\\\",\\\"PRIMATOTAL\\\":\\\"2,316.29\\\",\\\"total\\\":\\\"2,242.56\\\"}\",\"personsCollection\":\"[{\\\"personTypePax\\\":\\\"adult\\\",\\\"personAmount\\\":\\\"2895.36\\\",\\\"personFirstName\\\":\\\"Dulce\\\",\\\"personFatherLastName\\\":\\\"Test\\\",\\\"personMotherLastname\\\":\\\"fsdff\\\",\\\"personGender\\\":\\\"0\\\",\\\"personGenderText\\\":\\\"Female\\\",\\\"personNationality\\\":\\\"USA\\\",\\\"personNationalityText\\\":\\\"United States\\\",\\\"personBirthday\\\":\\\"12\\\/10\\\/1995\\\",\\\"personPassport\\\":\\\"cse34\\\",\\\"personParent\\\":\\\"son\\\",\\\"personStreet\\\":\\\"fdf\\\",\\\"personBuildingNumber\\\":\\\"dff\\\",\\\"personUnitNumber\\\":\\\"445\\\",\\\"personNeighborhood\\\":\\\"La Puerta\\\",\\\"personCountry\\\":\\\"MEX\\\",\\\"personCountryText\\\":\\\"M\\u00e9xico\\\",\\\"personState\\\":\\\"13\\\",\\\"personStateText\\\":\\\"HIDALGO\\\",\\\"personCity\\\":\\\"13015\\\",\\\"personCityText\\\":\\\"CARDONAL\\\",\\\"personPostalCode\\\":\\\"42256\\\",\\\"personPhone\\\":\\\"(555) 875-5555\\\",\\\"personEmail\\\":\\\"test@example.com\\\",\\\"personOcupationCode\\\":\\\"10\\\",\\\"personOcupationCodeText\\\":\\\"Insurance agent\\\",\\\"personMaritalStatus\\\":\\\"D\\\",\\\"personMaritalStatusText\\\":\\\"Divorced\\\",\\\"contract\\\":\\\"28310\\\",\\\"coverages\\\":\\\"{\\\\\\\"Mapfre\\\\\\\":{\\\\\\\"content\\\\\\\":{\\\\\\\"MONTOS\\\\\\\":{\\\\\\\"COD_MODALIDAD\\\\\\\":\\\\\\\"28330\\\\\\\",\\\\\\\"NOMBRE\\\\\\\":\\\\\\\"Platinum Receptivo\\\\\\\",\\\\\\\"CAMBIO\\\\\\\":\\\\\\\"1.0000\\\\\\\",\\\\\\\"LIMITE\\\\\\\":\\\\\\\"75\\\\\\\",\\\\\\\"COTIZACION\\\\\\\":\\\\\\\"2,496.00\\\\\\\",\\\\\\\"PRIMANETA\\\\\\\":\\\\\\\"2,496.00\\\\\\\",\\\\\\\"IVA\\\\\\\":\\\\\\\"399.36\\\\\\\",\\\\\\\"SUBTOTAL\\\\\\\":\\\\\\\"2,895.36\\\\\\\",\\\\\\\"EXTRAPRIMA\\\\\\\":\\\\\\\"0.00\\\\\\\",\\\\\\\"DESCUENTO\\\\\\\":\\\\\\\"0.00\\\\\\\",\\\\\\\"PRIMATOTAL\\\\\\\":\\\\\\\"2,895.36\\\\\\\",\\\\\\\"total\\\\\\\":\\\\\\\"2,895.36\\\\\\\"},\\\\\\\"SEGUROS\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Accidental Death\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"100,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Accidental Death in private or public transportation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"200,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Third Party Liability\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"30,000 USD\\\\\\\"}]},\\\\\\\"SEGURVIAJE\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Medical Assistance in case Emergency\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"350,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Emergency Medical Transportation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"50,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Emergency Dental Care\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"1,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Medications\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"1,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hospital Extension after the policy expired\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"7 days\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Medical Repatriation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"30,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Funeral Repatriation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"30,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transfer of a Relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hotel Expenses of a Relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Up to 5 nights for up to $500 USD per night\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transport & Adult Companion for children\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early Return of the Insured in case of Death of direct relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early Return of the Insured in case of Hospitalization of direct relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Trip cancellation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"3,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hotel expenses for convalescence\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Up to 5 nights for up to $300 USD per night\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Delay registered luggage\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"800 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Locate registered luggage\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Registered Baggage Shipping\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Lost of Registered Luggage\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"2,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Mediphone\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"}]},\\\\\\\"COBERTURAS\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early return from home claims\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Flight Delay Expenses\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"250 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Specialized Services a) Pre-Trip Information b) Assistance in case of loss of documents and credit cards c) Transmission of Legal Assistance in case of Traffic Accident\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Legal Assistance in case of Traffic Accident\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transfer Remittance in case of Emergency\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"1,500 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Protected purchase\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"1,000 USD \\\\\\\"}]}},\\\\\\\"fieldId\\\\\\\":\\\\\\\"ResumePlan\\\\\\\"}}\\\",\\\"plan\\\":\\\"28330\\\",\\\"namePlan\\\":\\\"Platinum Receptivo\\\",\\\"status\\\":\\\"new\\\",\\\"policyNumber\\\":\\\"\\\",\\\"policyLink\\\":\\\"\\\",\\\"authorization\\\":\\\"\\\"},{\\\"personTypePax\\\":\\\"senior\\\",\\\"personAmount\\\":\\\"2242.56\\\",\\\"personFirstName\\\":\\\"Dulce\\\",\\\"personFatherLastName\\\":\\\"Test\\\",\\\"personMotherLastname\\\":\\\"tsdsd\\\",\\\"personGender\\\":\\\"1\\\",\\\"personGenderText\\\":\\\"Male\\\",\\\"personNationality\\\":\\\"AGO\\\",\\\"personNationalityText\\\":\\\"Angola\\\",\\\"personBirthday\\\":\\\"12\\\/10\\\/1945\\\",\\\"personPassport\\\":\\\"cse34\\\",\\\"personParent\\\":\\\"son\\\",\\\"personStreet\\\":\\\"av main street\\\",\\\"personBuildingNumber\\\":\\\"34\\\",\\\"personUnitNumber\\\":\\\"223\\\",\\\"personNeighborhood\\\":\\\"La Puerta\\\",\\\"personCountry\\\":\\\"MEX\\\",\\\"personCountryText\\\":\\\"M\\u00e9xico\\\",\\\"personState\\\":\\\"13\\\",\\\"personStateText\\\":\\\"HIDALGO\\\",\\\"personCity\\\":\\\"13017\\\",\\\"personCityText\\\":\\\"CHAPANTONGO\\\",\\\"personPostalCode\\\":\\\"42256\\\",\\\"personPhone\\\":\\\"(555) 875-5555\\\",\\\"personEmail\\\":\\\"test@example.com\\\",\\\"personOcupationCode\\\":\\\"10\\\",\\\"personOcupationCodeText\\\":\\\"Insurance agent\\\",\\\"personMaritalStatus\\\":\\\"D\\\",\\\"personMaritalStatusText\\\":\\\"Divorced\\\",\\\"contract\\\":\\\"28310\\\",\\\"coverages\\\":\\\"{\\\\\\\"Mapfre\\\\\\\":{\\\\\\\"content\\\\\\\":{\\\\\\\"MONTOS\\\\\\\":{\\\\\\\"COD_MODALIDAD\\\\\\\":\\\\\\\"28332\\\\\\\",\\\\\\\"NOMBRE\\\\\\\":\\\\\\\"Silver Receptivo\\\\\\\",\\\\\\\"CAMBIO\\\\\\\":\\\\\\\"1.0000\\\\\\\",\\\\\\\"LIMITE\\\\\\\":\\\\\\\"86\\\\\\\",\\\\\\\"COTIZACION\\\\\\\":\\\\\\\"1,536.00\\\\\\\",\\\\\\\"PRIMANETA\\\\\\\":\\\\\\\"1,536.00\\\\\\\",\\\\\\\"IVA\\\\\\\":\\\\\\\"245.76\\\\\\\",\\\\\\\"SUBTOTAL\\\\\\\":\\\\\\\"2,316.29\\\\\\\",\\\\\\\"EXTRAPRIMA\\\\\\\":\\\\\\\"460.80\\\\\\\",\\\\\\\"DESCUENTO\\\\\\\":\\\\\\\"0.00\\\\\\\",\\\\\\\"PRIMATOTAL\\\\\\\":\\\\\\\"2,316.29\\\\\\\",\\\\\\\"total\\\\\\\":\\\\\\\"2,242.56\\\\\\\"},\\\\\\\"SEGUROS\\\\\\\":{\\\\\\\"COBERTURA\\\\\\\":[{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Accidental Death\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"25,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Accidental Death in private or public transportation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"50,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Third Party Liability\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"10,000 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EXTRANJERO\\\/Visa\",\"tp_operation\":\"VENTA\",\"cc_name\":[],\"cc_number\":\"0281\",\"cc_expmonth\":\"07\",\"cc_expyear\":\"27\",\"amount\":\"777.90\",\"emv_key_date\":[],\"id_url\":\"OU6VTQBV\",\"email\":\"rfrizzell@comcast.com\",\"st_cr\":\"0\",\"cc_mask\":\"414724XXXXXX0281\",\"datos_adicionales\":{\"data\":[{\"@attributes\":{\"id\":\"1\"},\"label\":\"Order number\",\"value\":\"HO3015cyln7005\"},{\"@attributes\":{\"id\":\"2\"},\"label\":\"Product\",\"value\":\"Homeowners\"},{\"@attributes\":{\"id\":\"3\"},\"label\":\"Coverage\",\"value\":\"Custom\"}]}}","user_fixer":null},{"id_task":21726,"id_process":"2739","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"22729\"","user_fixer":null},{"id_task":21727,"id_process":"2739","etapa":"updateProspect-SICAS","status":"completed","message":"Prospect successfully updated in SICAS","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t\\t\\t<tem:Procesar_String>\\n\\t\\t\\t\\t\\t<tem:oDataString>DatOportunidades.IDOpo|5241,DatOportunidades.IDEtapa|5,DatOportunidades.IDStatus|3,DatOportunidades.StatusCierre|1,DatOportunidades.Obs|Compra en linea - Cerrado automaticamente,DatOportunidades.FCierre|28\\\/12\\\/2024<\\\/tem:oDataString>\\n\\t\\t\\t\\t\\t<tem:oConfigData>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeData>WS_Oportunidades<\\\/tem:PropertyTypeData>\\n\\t\\t\\t\\t\\t    <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigData>\\n\\t\\t\\t\\t\\t<tem:oConfigAuth>\\n\\t\\t\\t\\t\\t    <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5241\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21728,"id_process":"2739","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXANHOQR002542\"","user_fixer":null},{"id_task":21729,"id_process":"2739","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21730,"id_process":"2739","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21731,"id_process":"2739","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDocumentos.IDDocto|51801,DatDocumentos.TipoDocto|1,DatDocumentos.Documento|MXANHOQR002102,DatDocumentos.IDAgente|2,DatDocumentos.Status|3<\\\/tem:oDataString>\\t\\t            \\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_Polizas<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t                <tem:PropertyGeneratePayments>1<\\\/tem:PropertyGeneratePayments>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"51801\\\",\\\"NUMBERDOCTO\\\":{},\\\"RESPONSENBRADIC\\\":\\\"-1\\\",\\\"LISTRECIBOS\\\":{}}}\"}","user_fixer":null},{"id_task":21732,"id_process":"2739","etapa":"reissued-certificate","status":"completed","message":null,"technical_error":"","task_data":"\"MXANHOQR002102\"","user_fixer":null},{"id_task":21733,"id_process":"2739","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19158\",\"json_value\":\"{\\\"address\\\":\\\"Punta Sur\\\",\\\"buildingNumber\\\":\\\"F\\\",\\\"unitNumber\\\":\\\"201\\\",\\\"postalCode\\\":\\\"77776\\\",\\\"county\\\":\\\"Rancheria akumal\\\",\\\"city\\\":\\\"Tulum\\\",\\\"state\\\":\\\"Quintana roo\\\",\\\"numberStories\\\":\\\"3\\\",\\\"yearConstruction\\\":\\\"2020\\\",\\\"additionalInsured\\\":\\\"No\\\",\\\"beneficiary\\\":\\\"\\\",\\\"typeConstruction\\\":\\\"Concrete\\\",\\\"typeProperty\\\":\\\"Condominium\\\",\\\"buildingValue\\\":\\\"375000\\\",\\\"contentsValue\\\":\\\"45000\\\",\\\"hurricane\\\":\\\"No\\\",\\\"earthquake\\\":\\\"Yes\\\",\\\"outdoorsConstruction\\\":\\\"0\\\",\\\"outdoorsDescription\\\":\\\"\\\",\\\"extraExpenses\\\":\\\"0\\\",\\\"bodyWaterNear\\\":\\\"Yes\\\",\\\"stormShutters\\\":\\\"Yes\\\",\\\"liabilityValue\\\":\\\"300000\\\",\\\"bettermentsValue\\\":\\\"0\\\",\\\"employeLiability\\\":\\\"\\\",\\\"liabilityUSA\\\":\\\"No\\\",\\\"glassValue\\\":\\\"4400\\\",\\\"theftValue\\\":\\\"5000\\\",\\\"assault\\\":\\\"No\\\",\\\"moneySecurities\\\":\\\"No\\\",\\\"jewerlyValue\\\":\\\"0\\\",\\\"electronicValue\\\":\\\"10000\\\",\\\"machineryValue\\\":\\\"0\\\",\\\"boilerValue\\\":\\\"0\\\",\\\"golfCartsValue\\\":\\\"0\\\",\\\"entranceDate\\\":\\\"12\\\\\\\/28\\\\\\\/2024\\\",\\\"airBnb\\\":\\\"100\\\",\\\"airbnbSurvey\\\":\\\"15 to 30 days\\\",\\\"product\\\":\\\"Homeowners\\\",\\\"currency\\\":\\\"Dollars\\\",\\\"price\\\":\\\"0\\\",\\\"oldPrice\\\":\\\"0\\\",\\\"dueDate\\\":\\\"\\\",\\\"id_client\\\":\\\"20484\\\",\\\"packName\\\":\\\"\\\",\\\"packAigName\\\":\\\"\\\",\\\"auxOutdoorsConstruction\\\":\\\"\\\",\\\"auxLiabilityValue\\\":\\\"\\\",\\\"auxGolfCartsValue\\\":\\\"\\\",\\\"auxGlassValue\\\":\\\"\\\",\\\"auxTheftValue\\\":\\\"\\\",\\\"auxJewerlyValue\\\":\\\"\\\",\\\"auxElectronicValue\\\":\\\"\\\",\\\"auxMachineryValue\\\":\\\"\\\",\\\"auxBoilerValue\\\":\\\"\\\",\\\"additionalInsuredCollection\\\":\\\"[{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"}]\\\",\\\"howManyAdditionalInsured\\\":\\\"\\\",\\\"countyText\\\":\\\"Rancheria akumal\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21734,"id_process":"2739","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21735,"id_process":"2739","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21736,"id_process":"2739","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"HO\",\"policy\":\"MXANHOQR002542\",\"email\":\"rfrizzell@comcast.com\",\"code\":\"08565D\",\"pageConfig\":\"WOMAF\"}","user_fixer":null}]},{"id":2738,"sale_person":"client","client_first_name":"Bryce","client_father_last_name":"Daviess","client_email":"bryce.daviess@gmail.com","client_company":"","status":"completed","stage_date":"2024-12-27 23:16:29","reference":"TA19113cy73","flow_content":[{"id_task":21710,"id_process":"2738","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"nadaVin\":\"1C6RR7TT2KS651740\",\"carValueList\":\"20000\",\"carValue\":\"20000\",\"modelYear\":\"2019\",\"vehicleType\":\"Pickup\",\"modelYearList\":\"2019\",\"isElectricOrHibrid\":\"No\",\"typeOfElectricCar\":\"\",\"driverUnder21\":\"No\",\"term\":\"4\",\"territory\":\"C\",\"liability\":\"100000\",\"towingValue\":\"\",\"auxEntranceDate\":\"12\\\/28\\\/2024\",\"firstNameContact\":\"Bryce\",\"lastNameContact\":\"Daviess\",\"phone\":\"(406) 422-6267\",\"email\":\"bryce.daviess@gmail.com\",\"aboutUsList\":\"Sales Representative\",\"auxAboutUs\":\"cross-border-coverage\",\"nationalityAux\":\"American\",\"nationality\":\"2\",\"firstName\":\"Bryce\",\"lastName\":\"Daviess\",\"motherLastName\":\"\",\"birthday\":\"03\\\/14\\\/1987\",\"identificationNumber\":\"AAA0000443524\",\"licenceNumber\":\"\",\"licenceState\":\"Montana\",\"occupationAux\":\"Hunting Outfitter\",\"gender\":\"H\",\"occupation\":\"5\",\"activity\":\"34\",\"profession\":\"16\",\"country\":\"61\",\"postalCode\":\"59601\",\"state\":\"Montana\",\"city\":\"Helena\",\"neighborhood\":\"NA\",\"street\":\"2640 PARK DR\",\"outdoorNumber\":\"NA\",\"driverLess\":\"No\",\"vehicleRegistered\":\"No\",\"vehicleActivities\":\"No\",\"vehicleCarry\":\"No\",\"vehicleAllTerrain\":\"No\",\"vehicleRoads\":\"No\",\"vehicleContests\":\"No\",\"vehicleCaravans\":\"No\",\"vehicleFrameDamage\":\"No\",\"endDate\":\"01\\\/01\\\/2025\",\"make\":\"Dodge\",\"model\":\"1500\",\"vin\":\"1C6RR7TT2KS651740\",\"plates\":\"CVL917\",\"towingSerialNumber\":\"\",\"towingPlates\":\"\",\"additionalInsuredName\":\"\",\"lienholder\":\"\",\"lienholderAddress\":\"\",\"usInsuranceCompany\":\"\",\"usPolicyNumber\":\"\",\"auxUsPolicyExpirationDate\":\"\",\"cardHolderFirstName\":\"Bryce\",\"cardHolderLastName\":\"Daviess\",\"creditCardNumber\":\"4342 5820 2867 7975\",\"expirationDateMonth\":\"03\",\"expirationDateYear\":\"2028\",\"securityCode\":\"512\",\"distributorCode\":\"DN\",\"distributor\":\"cross-border-coverage\",\"distributorLink\":\"cross-border-coverage\",\"whitOutCharge\":\"\",\"renewData\":\"\",\"referer\":\"https:\\\/\\\/crossbordercoverage.com\\\/\",\"campaign\":\"none\",\"source\":\"none\",\"onlyForm\":\"\",\"quoteNumber\":\"NQTA241227-587\",\"prospectSicas\":\"21932|5268\",\"contactSicas\":\"45561\",\"issuingStatus\":\"new\",\"reissuedData\":\"\",\"aboutUs\":\"Sales Representative - cross-border-coverage\",\"entranceDate\":\"12\\\/28\\\/2024\",\"price\":\"88.05\",\"option\":\"Quote\",\"plan\":\"Full Coverage\",\"product\":\"TA\",\"prospect\":\"22725\",\"idClient\":\"27627\",\"policyNumber\":\"\",\"issuingMode\":\"ws\",\"localTime\":\"1735362988807\",\"companyQuote\":\"Chubb\",\"usPolicyExpirationDate\":\"\",\"_token\":\"d5619b5e056fd443f513c9232d470ef8033cb073\",\"processId\":\"2738\"}","user_fixer":null},{"id_task":21711,"id_process":"2738","etapa":"ws-issue-policy","status":"completed","message":"policy issued on web service","technical_error":"","task_data":"{\"content\":{\"stage\":\"Success\",\"policyNumber\":\"NZ44326702\",\"policyInsuredNumber\":\"\",\"policyReceipt\":\"\",\"paymentReceipt\":\"046861\",\"printLinks\":[],\"dates\":{\"localTime\":1735362989,\"timeZone\":\"-6 UTC\",\"entranceDate\":\"12\\\/28\\\/2024\",\"entranceTime\":\"00:00 AM\",\"endTime\":\"00:00 AM\",\"error\":\"\"},\"vin\":\"1C6RR7TT2KS651740\",\"transactionId\":\"120813747961\",\"invoiceNumber\":\"TA19113cy73\"},\"error\":\"\"}","user_fixer":null},{"id_task":21712,"id_process":"2738","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXDNTAMO003983\"","user_fixer":null},{"id_task":21713,"id_process":"2738","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21714,"id_process":"2738","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21715,"id_process":"2738","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDoctoDetail.IDDocto|60423,DatDoctoDetail.Marca|Dodge,DatDoctoDetail.Tipo|1500,DatDoctoDetail.Modelo|2019,DatDoctoDetail.Serie|1C6RR7TT2KS651740<\\\/tem:oDataString>\\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_DetailPoliza<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"60423\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21716,"id_process":"2738","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19154\",\"json_value\":\"{\\\"vehicleType\\\":\\\"Pickup\\\",\\\"modelYear\\\":\\\"2019\\\",\\\"term\\\":\\\"4\\\",\\\"territory\\\":\\\"C\\\",\\\"liability\\\":\\\"100000\\\",\\\"carValue\\\":\\\"20000\\\",\\\"towingValue\\\":\\\"\\\",\\\"entranceDate\\\":\\\"12\\\\\\\/28\\\\\\\/2024\\\",\\\"id_client\\\":\\\"27627\\\",\\\"product\\\":\\\"Tourist Auto\\\",\\\"issuingMode\\\":\\\"ws\\\",\\\"renovation\\\":\\\"start\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21717,"id_process":"2738","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21718,"id_process":"2738","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21719,"id_process":"2738","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"22725\"","user_fixer":null},{"id_task":21720,"id_process":"2738","etapa":"updateProspect-SICAS","status":"completed","message":"Prospect successfully updated in SICAS","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t\\t\\t<tem:Procesar_String>\\n\\t\\t\\t\\t\\t<tem:oDataString>DatOportunidades.IDOpo|5268,DatOportunidades.IDEtapa|5,DatOportunidades.IDStatus|3,DatOportunidades.StatusCierre|1,DatOportunidades.Obs|Compra en linea - Cerrado automaticamente,DatOportunidades.FCierre|27\\\/12\\\/2024<\\\/tem:oDataString>\\n\\t\\t\\t\\t\\t<tem:oConfigData>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeData>WS_Oportunidades<\\\/tem:PropertyTypeData>\\n\\t\\t\\t\\t\\t    <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigData>\\n\\t\\t\\t\\t\\t<tem:oConfigAuth>\\n\\t\\t\\t\\t\\t    <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5268\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21721,"id_process":"2738","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"TA\",\"certificate\":\"MXDNTAMO003983\",\"email\":\"bryce.daviess@gmail.com\",\"company\":\"\",\"error\":\"\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 15:42:46 ] 6781a2667449f /api/mx/data-forms
[ 2025-01-10 15:42:46 ] 6781a2667449f -> {"id_client":"27814","product":"RA","quoteNumber":"NQRA250110-791","certificateNumber":"start"}
[ 2025-01-10 15:42:46 ] 6781a2667449f <- {"status":"success","response":{"firstName":"testi","lastName":"test","secondLastName":"","companyName":"","birthday":null,"email":"sogn@te.st","phone":"3221231231","gender":"1","ownerType":1,"ownerTypeText":"Person","nationality":"E1","renovation":"start","id_client":"27814","client_email":"sogn@te.st","quoteNumber":"NQRA250110-791","incorrectRenewalAlert":"false","aboutUs":"Brochure","salePerson":"Gabriel Antonio Meza","paymentType":"All","arrayToObjectJs":{"vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","vehicleTypeText":"Pickup","brandText":"MERCEDES BENZ","subBrandText":"SPRINTER CARGO","versionText":"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA","stateText":"ESTADO DE MEXICO","cityText":"ALMOLOYA DE JUAREZ","action":"loadQuote"}},"code":200}
[ 2025-01-10 15:42:47 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:42:47 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:42:47 ]  <- null
[ 2025-01-10 15:42:47 ]  <- null
[ 2025-01-10 15:42:47 ] 6781a267e1e96 /api/mx/services/validate-info
[ 2025-01-10 15:42:47 ] 6781a267e1e96 -> {"id_client":"27814","option":"valid_information"}
[ 2025-01-10 15:42:47 ] 6781a267e1e96 <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 15:42:48 ] 6781a2681e21e /api/mx/product
[ 2025-01-10 15:42:48 ] 6781a2681e21e -> {"fieldId":"modelYear","option":"Year Models","companyQuote":"Ana Seguros","product":"Resident Auto"}
[ 2025-01-10 15:42:48 ] 6781a26820af7 /api/mx/product
[ 2025-01-10 15:42:48 ] 6781a26820af7 -> {"fieldId":"state","option":"States","companyQuote":"Ana Seguros","product":"Resident Auto"}
[ 2025-01-10 15:42:48 ] 6781a2681e21e <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"],"description":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"]},"fieldId":"modelYear"}},"code":200}
[ 2025-01-10 15:42:48 ] 6781a26820af7 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","7","8","9","5","6","10","15","11","12","13","14","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32"],"description":["AGUASCALIENTES","BAJA CALIFORNIA","BAJA CALIFORNIA SUR","CAMPECHE","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","COAHUILA","COLIMA","DURANGO","ESTADO DE MEXICO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 15:42:49 ] 6781a269e4696 /api/mx/product
[ 2025-01-10 15:42:49 ] 6781a269e4696 -> {"fieldId":"brand","option":"Brands","companyQuote":"Ana Seguros","modelYear":"2022","vehicleType":"210","product":"Resident Auto"}
[ 2025-01-10 15:42:50 ] 6781a269e4696 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["FD","MZ","MI","NN","PT","RT","TA","VW"],"description":["FORD","MERCEDES BENZ","MITSUBISHI","NISSAN","PEUGEOT","RENAULT","TOYOTA","VOLKSWAGEN"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 15:42:51 ] 6781a26be4fc9 /api/mx/product
[ 2025-01-10 15:42:51 ] 6781a26be4fc9 -> {"fieldId":"subBrand","option":"Sub Brands","companyQuote":"Ana Seguros","modelYear":"2022","brand":"MZ","vehicleType":"210","product":"Resident Auto"}
[ 2025-01-10 15:42:52 ] 6781a26be4fc9 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["28"],"description":["SPRINTER CARGO"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 15:42:53 ] 6781a26de607a /api/mx/product
[ 2025-01-10 15:42:53 ] 6781a26de607a -> {"fieldId":"version","option":"Version","companyQuote":"Ana Seguros","modelYear":"2022","brand":"MZ","subBrand":"28","vehicleType":"210","product":"Resident Auto"}
[ 2025-01-10 15:42:54 ] 6781a26de607a <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["32040414","32040418","32040426","32040403"],"description":["MZ SPRINTER CARGO VAN 311 CORTA TD ESTANDAR 3PTAS","MZ SPRINTER CARGO VAN 311 MEDIANA 3.5T TD ESTANDAR","MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA","MZ SPRINTER CARGO VAN 416 EE 355 CDI TURBODIESEL A"]},"fieldId":"version"}},"code":200}
[ 2025-01-10 15:42:55 ] 6781a26fec10c /api/mx/product
[ 2025-01-10 15:42:55 ] 6781a26fec10c -> {"fieldId":"city","option":"Cities","companyQuote":"Ana Seguros","state":"15","product":"Resident Auto"}
[ 2025-01-10 15:42:56 ] 6781a26fec10c <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","5","6","7","8","9","10","11","12","13","14","15","16","17","18","19","25","26","27","28","29","30","31","20","21","22","23","24","121","32","33","34","64","35","36","37","38","39","40","41","42","44","45","46","47","48","49","50","70","51","123","52","53","54","55","56","57","59","58","60","61","62","63","65","66","67","68","69","71","72","73","74","124","75","76","77","78","79","80","81","82","83","84","85","86","87","88","89","90","91","92","93","94","95","96","97","98","99","100","101","102","103","104","105","106","125","107","108","109","110","122","111","112","113","114","43","115","116","117","118","119","120"],"description":["ACAMBAY DE RUIZ CASTA\u00d1EDA","ACOLMAN","ACULCO","ALMOLOYA DE ALQUISIRAS","ALMOLOYA DE JUAREZ","ALMOLOYA DEL RIO","AMANALCO","AMATEPEC","AMECAMECA","APAXCO","ATENCO","ATIZAPAN","ATIZAPAN DE ZARAGOZA","ATLACOMULCO","ATLAUTLA","AXAPUSCO","AYAPANGO","CALIMAYA","CAPULHUAC","CHALCO","CHAPA DE MOTA","CHAPULTEPEC","CHIAUTLA","CHICOLOAPAN","CHICONCUAC","CHIMALHUACAN","COACALCO DE BERRIOZABAL","COATEPEC HARINAS","COCOTITLAN","COYOTEPEC","CUAUTITLAN","CUAUTITLAN IZCALLI","DONATO GUERRA","ECATEPEC DE MORELOS","ECATZINGO","EL ORO","HUEHUETOCA","HUEYPOXTLA","HUIXQUILUCAN","ISIDRO FABELA","IXTAPALUCA","IXTAPAN DE LA SAL","IXTAPAN DEL ORO","IXTLAHUACA","JALTENCO","JILOTEPEC","JILOTZINGO","JIQUIPILCO","JOCOTITLAN","JOQUICINGO","JUCHITEPEC","LA PAZ","LERMA","LUVIANOS","MALINALCO","MELCHOR OCAMPO","METEPEC","MEXICALTZINGO","MORELOS","NAUCALPAN DE JUAREZ","NEXTLALPAN","NEZAHUALCOYOTL","NICOLAS ROMERO","NOPALTEPEC","OCOYOACAC","OCUILAN","OTUMBA","OTZOLOAPAN","OTZOLOTEPEC","OZUMBA","PAPALOTLA","POLOTITLAN","RAYON","SAN ANTONIO LA ISLA","SAN FELIPE DEL PROGRESO","SAN JOSE DEL RINCON","SAN MARTIN DE LAS PIRAMIDES","SAN MATEO ATENCO","SAN SIMON DE GUERRERO","SANTO TOMAS","SOYANIQUILPAN DE JUAREZ","SULTEPEC","TECAMAC","TEJUPILCO","TEMAMATLA","TEMASCALAPA","TEMASCALCINGO","TEMASCALTEPEC","TEMOAYA","TENANCINGO","TENANGO DEL AIRE","TENANGO DEL VALLE","TEOLOYUCAN","TEOTIHUACAN","TEPETLAOXTOC","TEPETLIXPA","TEPOTZOTLAN","TEQUIXQUIAC","TEXCALTITLAN","TEXCALYACAC","TEXCOCO","TEZOYUCA","TIANGUISTENCO","TIMILPAN","TLALMANALCO","TLALNEPANTLA DE BAZ","TLATLAYA","TOLUCA","TONANITLA","TONATICO","TULTEPEC","TULTITLAN","VALLE DE BRAVO","VALLE DE CHALCO SOLIDARIDAD","VILLA DE ALLENDE","VILLA DEL CARBON","VILLA GUERRERO","VILLA VICTORIA","XALATLACO","XONACATLAN","ZACAZONAPAN","ZACUALPAN","ZINACANTEPEC","ZUMPAHUACAN","ZUMPANGO"]},"fieldId":"city"}},"code":200}
[ 2025-01-10 15:42:56 ] 6781a270eb968 /api/mx/product
[ 2025-01-10 15:42:56 ] 6781a270eb968 -> {"fieldId":"postalCode","option":"Postal Codes","companyQuote":"Ana Seguros","state":"15","city":"5","product":"Resident Auto"}
[ 2025-01-10 15:42:56 ] 6781a270ede00 /api/mx/product
[ 2025-01-10 15:42:56 ] 6781a270ede00 -> {"option":"Quote","companyQuote":"Ana Seguros","state":"15","city":"5","stateText":"ESTADO DE MEXICO","modelYear":"2022","version":"32040426","webServicesQuote":"true","fieldId":"","product":"Resident Auto"}
[ 2025-01-10 15:42:57 ] 6781a270eb968 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["50900","50903","50904","50906","50907","50910","50917","50920","50924","50925","50926","50927","50930","50933","50934","50935","50940","50943","50944","50945","50946","50947"],"description":["50900","50903","50904","50906","50907","50910","50917","50920","50924","50925","50926","50927","50930","50933","50934","50935","50940","50943","50944","50945","50946","50947"]},"fieldId":"postalCode"}},"code":200}
[ 2025-01-10 15:43:00 ] 6781a270ede00 <- {"status":"success","response":{"Ana Seguros":{"Amplia":{"coverage":[{"id":"02","description":"Material damage","sumAssured":"Commercial value","type":"","deductible":"5%","premium":"12,027.88"},{"id":"04","description":"Total theft","sumAssured":"Commercial value","type":"","deductible":"10%","premium":"5,429.38"},{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,316.22"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"900.2"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Towing liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"34","description":"Catastrophic death liability","sumAssured":"$2,000,000.00 MXN per event","type":"","deductible":"","premium":"352.00"},{"id":"06","description":"Passengers medical expenses","sumAssured":"$100,000.00 MXN","type":"","deductible":"","premium":"222.02"},{"id":"07","description":"Legal assistance","sumAssured":"Included","type":"","deductible":"","premium":"510.00"},{"id":"10","description":"ANA travel assistance","sumAssured":"VIAL VIAJES","type":"","deductible":"","premium":"575.00"},{"id":"35","description":"Engine failure due to loss of oil","sumAssured":"Included","type":"","deductible":"","premium":"448.48"},{"id":"36","description":"Agency body shop repair","sumAssured":"Included","type":"","deductible":"","premium":"6,278.72"}],"premiums":{"netPremium":"29059.9","policyFee":"696","surcharge":"0","tax":"4760.94","totalPremium":"34516.84","commission":""},"error":""},"Limitada":{"coverage":[{"id":"04","description":"Total theft","sumAssured":"Commercial value","type":"","deductible":"10%","premium":"5,429.26"},{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,316.22"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"900.2"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Towing liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"34","description":"Catastrophic death liability","sumAssured":"$2,000,000.00 MXN per event","type":"","deductible":"","premium":"352.00"},{"id":"06","description":"Passengers medical expenses","sumAssured":"$100,000.00 MXN","type":"","deductible":"","premium":"222.02"},{"id":"07","description":"Legal assistance","sumAssured":"Included","type":"","deductible":"","premium":"510.00"},{"id":"10","description":"ANA travel assistance","sumAssured":"VIAL VIAJES","type":"","deductible":"","premium":"575.00"}],"premiums":{"netPremium":"10304.7","policyFee":"696","surcharge":"0","tax":"1760.11","totalPremium":"12760.81","commission":""},"error":""},"RC":{"coverage":[{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,460.99"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"956.46"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Towing liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"34","description":"Catastrophic death liability","sumAssured":"$2,000,000.00 MXN per event","type":"","deductible":"","premium":"374.00"},{"id":"06","description":"Passengers medical expenses","sumAssured":"$100,000.00 MXN","type":"","deductible":"","premium":"235.61"},{"id":"07","description":"Legal assistance","sumAssured":"Included","type":"","deductible":"","premium":"510.00"},{"id":"10","description":"ANA travel assistance","sumAssured":"VIAL VIAJES","type":"","deductible":"","premium":"575.00"}],"premiums":{"netPremium":"5112.06","policyFee":"288","surcharge":"0","tax":"864.01","totalPremium":"6264.07","commission":""},"error":""}}},"code":200}
[ 2025-01-10 15:44:41 ] 6781a2d944570 /api/auth/login
[ 2025-01-10 15:44:41 ] 6781a2d944570 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:44:41 ] 6781a2d944570 <- {"status":"success","response":{"token":"MVarVoiaWaxoLy4Vk74U7HZRckJGam5FUlQzejZlbm5tZEtJc09QNXhyeFVWanlmWVk5dm5hT0c1K1ozZFFwc2EvSnZUZHhNaVdveUpuV1plWVlxUTBkcDlnUzdhbitXcDN0djUzcHRRYTJPeG05MGRWaDVHeC9udmI0VE9WbzhIbnNLemI1K3dZNUJWcUFRVWpEYzMrRzhQV0xIRG9yVjJtZG83cHpXMWlYZHRDeTFVazlXWWpleVh1S291R1JXT2V5UHI3cSs0ODQ0Q0IyQjFNTVBJYVVKMHB6bUdIclpib2pobi84VDhQOGdmSEhubWlOUUlWcXdWZ0RzRVFIR3FXZ3JVQnhiNHozd3c3czg=","decodeInfo":{"referenceID":"6781a2d94c645","name":"GUEST-6781a2d94c645","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:44:41 ] 6781a2d975e92 /api/auth/login
[ 2025-01-10 15:44:41 ] 6781a2d975e92 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:44:41 ] 6781a2d975e92 <- {"status":"success","response":{"token":"d+n56ZWryCUP5FoH\/p3Io3lkSXJ2QkdHQzBEV1RpM011ZWd3MGRDVk1lUk9RcVFxeGc5bkJOcXNudXpXWUZHcCtjVFRVKzdkK2Zvclpua3dwYmp0ckFyMHVtUnZlRkp5M0orSlJ1aTlqclpNU1phT0EreHpmZTFEVGVBdnhINmlodldZNHJZSzlrNDFQc3NiMlRJZS83QjltLzZieUpkK2FFVVVQa1o1dHA0ZmZEcWYxbEhCZ3dWSUpIVTNiOWVPUm05YnBzeDlJODVvWWhhSnFwZG1wZEFiYkdiZnNxdlVDMHdzMkJaQjV0citqU3lPalhVY2pra2hWWTVpU08yR0V1RDRYUEdqRzFjZHBMazU=","decodeInfo":{"referenceID":"6781a2d97dbb5","name":"GUEST-6781a2d97dbb5","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:48:38 ] 6781a3c6d251f /api/auth/login
[ 2025-01-10 15:48:38 ] 6781a3c6d251f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:48:38 ] 6781a3c6d251f <- {"status":"success","response":{"token":"wovNAG6Kivqa85rUebW6n2Z6d2hkckkvMWpFSXhoNmJwZURYQzQwWnVDbzBwZ3NiNDRuSnhteVVBSkdDRFUwaGQ3SXcxQUlmVWhqMUc4SjZtcmlZRU1FS0QzdlJaWlVrSmZyaU5qSjlpK3dhYnQ1ODhrckhqZzdMZG9mdE03emJIaGd0QmRBTnd6cmJmRUZVa0tUb2FjcnNmK3FHcjhoa1h5eDRTY0VJelRwZ2tCWmIycTRvZGRsS3dRRTVXcmtHbXhlQk02Q3NlUU1mOFo4b2s1ZDE1UG51RlQ2SkdaRkNGRXdPSjhnMkdNZFBUVHR4ZmV4UFJXYzFHVmI3SFJJeUg3QW44dUtnTWhwRzFyZFM=","decodeInfo":{"referenceID":"6781a3c6da317","name":"GUEST-6781a3c6da317","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:48:39 ] 6781a3c7116c0 /api/auth/login
[ 2025-01-10 15:48:39 ] 6781a3c7116c0 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:48:39 ] 6781a3c7116c0 <- {"status":"success","response":{"token":"qHKRoNj4x\/uzYmrzDdIqjmQ1SjJQbDZwdVlLK0hWZVBYa2paREM0TTdBOUJPTWIvR09nZ1dPS1hzamtQZG5Ld3FzNkc0QXlXd3VqSEgyU0dPeHdCalE0aUY3VHFwY29GOHZnRFhIZlRyWlBCNVR2aHV3QjFJUmVEZEI1YUljM1lhWWg3aDRYd21wc0RyR0o4a1FEK1gxOHpNWnZqYkRkeFZwNFBZNlRWd3ROcnlPbzM4TnJCc0o2N3R1WDNFY0JBNlhvbFl6OE85RSszcE1yUVBicEQweW92VHdFRHhOT0hha0dJbmN3dkp4d1owMGZ5dGJFcURneXNNTjVLaFlXSmZKVG1MdVFCZlp2b2ZDUHo=","decodeInfo":{"referenceID":"6781a3c719d6f","name":"GUEST-6781a3c719d6f","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:52:39 ] 6781a4b70aa2f /api/auth/login
[ 2025-01-10 15:52:39 ] 6781a4b70aa2f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:52:39 ] 6781a4b70aa2f <- {"status":"success","response":{"token":"VYyIrTNjAWepPjQMETI+LkNwZm5SWjM5MkZZNnA3dEd0L1Vpd3g1Zk9HZHlvNXpvWWJmWjdCSmRxczhaelVOMmlLUUkxZDEzRk1yNFl0SFVqWUhvRnVTM0lKQmdnWldad2wzUiticXlmVlNLODA4Y29TVGRhYmpEdXI2ZlZ6dzN6NnUwZHR0dVZHNldzVFJpQ3V0MThFd09SeEV4ZERVT3NnMkw4NlE4djN2TGZHQ2hVOTdVVkFXaVh5RnJTckhJMjZESWVLNW94MytHMFJ2Zk04TVRXQk15dXgwenpHZVZqZ2FNNnN3eEFBRHYrWU9lbGpmeVJLVFIydTkvSXZGeFhwaXNqZlc5c3M3SUNsVXI=","decodeInfo":{"referenceID":"6781a4b712c1f","name":"GUEST-6781a4b712c1f","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:52:39 ] 6781a4b73e15d /api/auth/login
[ 2025-01-10 15:52:39 ] 6781a4b73e15d -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 15:52:39 ] 6781a4b73e15d <- {"status":"success","response":{"token":"t6oXuPdJt0S1TMq3rMJGI1A2cEZzTnA4VWN2OGNZOUtKYVd1VTczSUlxS2tpOHV3Y0M4aVBLczJCR2ZYaTk2ZmhQWlF1aVJlZXhZWnhFcGs2NkRGbENuZTFzSFc0SjBkU2poNGVWMTBZMUdCemRBZVcwbGZyYlE1MTNjOWJuWUo0aG1ZNDR1UVhJeUppS3NPd2lVYmQ0WFJMaHhOcjcweFh5OTFEQjVPYVVMK3E4NFlTbWdQK3dDMExncjZSU3pyZTk0blZkN1k3YnhDdUoyb3p0eXpNRXJ6SFVSWkl4U2RidE45dGJUd1FwWGUzb2p6YzVwZWpJMjNreUN2YUpsL21FK0ZuR25EVEVweVNCczc=","decodeInfo":{"referenceID":"6781a4b745ef7","name":"GUEST-6781a4b745ef7","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 15:53:06 ] 6781a4d234247 /api/mx/data-forms
[ 2025-01-10 15:53:06 ] 6781a4d234247 -> {"id_client":"27814","product":"RA","quoteNumber":null,"certificateNumber":"bootstrap.min.css.map"}
[ 2025-01-10 15:53:06 ] 6781a4d24cc9f /api/mx/data-forms
[ 2025-01-10 15:53:06 ] 6781a4d24cc9f -> {"id_client":"27814","product":"RA","quoteNumber":null,"certificateNumber":"bootstrap.min.css.map"}
[ 2025-01-10 15:53:06 ] 6781a4d24cc9f <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 15:53:06 ] 6781a4d24cc9f <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 15:53:39 ] 6781a4f3215d6 /api/mx/data-forms
[ 2025-01-10 15:53:39 ] 6781a4f3215d6 -> {"id_client":"27814","product":"RA","quoteNumber":null,"certificateNumber":"bootstrap.min.css.map"}
[ 2025-01-10 15:53:39 ] 6781a4f337c9f /api/mx/data-forms
[ 2025-01-10 15:53:39 ] 6781a4f337c9f -> {"id_client":"27814","product":"RA","quoteNumber":null,"certificateNumber":"bootstrap.min.css.map"}
[ 2025-01-10 15:53:39 ] 6781a4f337c9f <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 15:53:39 ] 6781a4f337c9f <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 15:55:30 ] 6781a56231c95 /api/mx/data-forms
[ 2025-01-10 15:55:30 ] 6781a56231c95 -> {"id_client":"27814","product":"RA","quoteNumber":"NQRA250110-791","certificateNumber":"start"}
[ 2025-01-10 15:55:30 ] 6781a56231c95 <- {"status":"success","response":{"firstName":"testi","lastName":"test","secondLastName":"","companyName":"","birthday":null,"email":"sogn@te.st","phone":"3221231231","gender":"1","ownerType":1,"ownerTypeText":"Person","nationality":"E1","renovation":"start","id_client":"27814","client_email":"sogn@te.st","quoteNumber":"NQRA250110-791","incorrectRenewalAlert":"false","aboutUs":"Brochure","salePerson":"Gabriel Antonio Meza","paymentType":"All","arrayToObjectJs":{"vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","vehicleTypeText":"Pickup","brandText":"MERCEDES BENZ","subBrandText":"SPRINTER CARGO","versionText":"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA","stateText":"ESTADO DE MEXICO","cityText":"ALMOLOYA DE JUAREZ","action":"loadQuote"}},"code":200}
[ 2025-01-10 15:55:31 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:55:31 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:55:32 ]  <- null
[ 2025-01-10 15:55:32 ]  <- null
[ 2025-01-10 15:55:32 ]  <- null
[ 2025-01-10 15:55:32 ] 6781a564d3b3b /api/mx/services/validate-info
[ 2025-01-10 15:55:32 ] 6781a564d3b3b -> {"id_client":"27814","option":"valid_information"}
[ 2025-01-10 15:55:32 ] 6781a564d773d /api/mx/product
[ 2025-01-10 15:55:32 ] 6781a564d773d -> {"fieldId":"state","option":"States","companyQuote":"Ana Seguros","product":"Resident Auto"}
[ 2025-01-10 15:55:32 ] 6781a564d7aa3 /api/mx/product
[ 2025-01-10 15:55:32 ] 6781a564d7aa3 -> {"fieldId":"modelYear","option":"Year Models","companyQuote":"Ana Seguros","product":"Resident Auto"}
[ 2025-01-10 15:55:32 ] 6781a564d3b3b <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 15:55:33 ] 6781a564d7aa3 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"],"description":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"]},"fieldId":"modelYear"}},"code":200}
[ 2025-01-10 15:55:33 ] 6781a564d773d <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","7","8","9","5","6","10","15","11","12","13","14","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32"],"description":["AGUASCALIENTES","BAJA CALIFORNIA","BAJA CALIFORNIA SUR","CAMPECHE","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","COAHUILA","COLIMA","DURANGO","ESTADO DE MEXICO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 15:55:34 ] 6781a56688bac /api/mx/product
[ 2025-01-10 15:55:34 ] 6781a56688bac -> {"fieldId":"brand","option":"Brands","companyQuote":"Ana Seguros","modelYear":"2022","vehicleType":"210","product":"Resident Auto"}
[ 2025-01-10 15:55:35 ] 6781a56688bac <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["FD","MZ","MI","NN","PT","RT","TA","VW"],"description":["FORD","MERCEDES BENZ","MITSUBISHI","NISSAN","PEUGEOT","RENAULT","TOYOTA","VOLKSWAGEN"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 15:55:36 ] 6781a5688a403 /api/mx/product
[ 2025-01-10 15:55:36 ] 6781a5688a403 -> {"fieldId":"subBrand","option":"Sub Brands","companyQuote":"Ana Seguros","modelYear":"2022","brand":"MZ","vehicleType":"210","product":"Resident Auto"}
[ 2025-01-10 15:55:37 ] 6781a5688a403 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["28"],"description":["SPRINTER CARGO"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 15:55:37 ] 6781a5698b93b /api/mx/product
[ 2025-01-10 15:55:37 ] 6781a5698b93b -> {"fieldId":"version","option":"Version","companyQuote":"Ana Seguros","modelYear":"2022","brand":"MZ","subBrand":"28","vehicleType":"210","product":"Resident Auto"}
[ 2025-01-10 15:55:38 ] 6781a5698b93b <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["32040414","32040418","32040426","32040403"],"description":["MZ SPRINTER CARGO VAN 311 CORTA TD ESTANDAR 3PTAS","MZ SPRINTER CARGO VAN 311 MEDIANA 3.5T TD ESTANDAR","MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA","MZ SPRINTER CARGO VAN 416 EE 355 CDI TURBODIESEL A"]},"fieldId":"version"}},"code":200}
[ 2025-01-10 15:55:38 ] 6781a56a8ea4b /api/mx/product
[ 2025-01-10 15:55:38 ] 6781a56a8ea4b -> {"fieldId":"city","option":"Cities","companyQuote":"Ana Seguros","state":"15","product":"Resident Auto"}
[ 2025-01-10 15:55:39 ] 6781a56a8ea4b <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","5","6","7","8","9","10","11","12","13","14","15","16","17","18","19","25","26","27","28","29","30","31","20","21","22","23","24","121","32","33","34","64","35","36","37","38","39","40","41","42","44","45","46","47","48","49","50","70","51","123","52","53","54","55","56","57","59","58","60","61","62","63","65","66","67","68","69","71","72","73","74","124","75","76","77","78","79","80","81","82","83","84","85","86","87","88","89","90","91","92","93","94","95","96","97","98","99","100","101","102","103","104","105","106","125","107","108","109","110","122","111","112","113","114","43","115","116","117","118","119","120"],"description":["ACAMBAY DE RUIZ CASTA\u00d1EDA","ACOLMAN","ACULCO","ALMOLOYA DE ALQUISIRAS","ALMOLOYA DE JUAREZ","ALMOLOYA DEL RIO","AMANALCO","AMATEPEC","AMECAMECA","APAXCO","ATENCO","ATIZAPAN","ATIZAPAN DE ZARAGOZA","ATLACOMULCO","ATLAUTLA","AXAPUSCO","AYAPANGO","CALIMAYA","CAPULHUAC","CHALCO","CHAPA DE MOTA","CHAPULTEPEC","CHIAUTLA","CHICOLOAPAN","CHICONCUAC","CHIMALHUACAN","COACALCO DE BERRIOZABAL","COATEPEC HARINAS","COCOTITLAN","COYOTEPEC","CUAUTITLAN","CUAUTITLAN IZCALLI","DONATO GUERRA","ECATEPEC DE MORELOS","ECATZINGO","EL ORO","HUEHUETOCA","HUEYPOXTLA","HUIXQUILUCAN","ISIDRO FABELA","IXTAPALUCA","IXTAPAN DE LA SAL","IXTAPAN DEL ORO","IXTLAHUACA","JALTENCO","JILOTEPEC","JILOTZINGO","JIQUIPILCO","JOCOTITLAN","JOQUICINGO","JUCHITEPEC","LA PAZ","LERMA","LUVIANOS","MALINALCO","MELCHOR OCAMPO","METEPEC","MEXICALTZINGO","MORELOS","NAUCALPAN DE JUAREZ","NEXTLALPAN","NEZAHUALCOYOTL","NICOLAS ROMERO","NOPALTEPEC","OCOYOACAC","OCUILAN","OTUMBA","OTZOLOAPAN","OTZOLOTEPEC","OZUMBA","PAPALOTLA","POLOTITLAN","RAYON","SAN ANTONIO LA ISLA","SAN FELIPE DEL PROGRESO","SAN JOSE DEL RINCON","SAN MARTIN DE LAS PIRAMIDES","SAN MATEO ATENCO","SAN SIMON DE GUERRERO","SANTO TOMAS","SOYANIQUILPAN DE JUAREZ","SULTEPEC","TECAMAC","TEJUPILCO","TEMAMATLA","TEMASCALAPA","TEMASCALCINGO","TEMASCALTEPEC","TEMOAYA","TENANCINGO","TENANGO DEL AIRE","TENANGO DEL VALLE","TEOLOYUCAN","TEOTIHUACAN","TEPETLAOXTOC","TEPETLIXPA","TEPOTZOTLAN","TEQUIXQUIAC","TEXCALTITLAN","TEXCALYACAC","TEXCOCO","TEZOYUCA","TIANGUISTENCO","TIMILPAN","TLALMANALCO","TLALNEPANTLA DE BAZ","TLATLAYA","TOLUCA","TONANITLA","TONATICO","TULTEPEC","TULTITLAN","VALLE DE BRAVO","VALLE DE CHALCO SOLIDARIDAD","VILLA DE ALLENDE","VILLA DEL CARBON","VILLA GUERRERO","VILLA VICTORIA","XALATLACO","XONACATLAN","ZACAZONAPAN","ZACUALPAN","ZINACANTEPEC","ZUMPAHUACAN","ZUMPANGO"]},"fieldId":"city"}},"code":200}
[ 2025-01-10 15:55:40 ] 6781a56c925dc /api/mx/product
[ 2025-01-10 15:55:40 ] 6781a56c925dc -> {"option":"Quote","companyQuote":"Ana Seguros","state":"15","city":"5","stateText":"ESTADO DE MEXICO","modelYear":"2022","version":"32040426","webServicesQuote":"true","fieldId":"","product":"Resident Auto"}
[ 2025-01-10 15:55:40 ] 6781a56c92b9e /api/mx/product
[ 2025-01-10 15:55:40 ] 6781a56c92b9e -> {"fieldId":"postalCode","option":"Postal Codes","companyQuote":"Ana Seguros","state":"15","city":"5","product":"Resident Auto"}
[ 2025-01-10 15:55:41 ] 6781a56c92b9e <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["50900","50903","50904","50906","50907","50910","50917","50920","50924","50925","50926","50927","50930","50933","50934","50935","50940","50943","50944","50945","50946","50947"],"description":["50900","50903","50904","50906","50907","50910","50917","50920","50924","50925","50926","50927","50930","50933","50934","50935","50940","50943","50944","50945","50946","50947"]},"fieldId":"postalCode"}},"code":200}
[ 2025-01-10 15:55:44 ] 6781a56c925dc <- {"status":"success","response":{"Ana Seguros":{"Amplia":{"coverage":[{"id":"02","description":"Material damage","sumAssured":"Commercial value","type":"","deductible":"5%","premium":"12,027.88"},{"id":"04","description":"Total theft","sumAssured":"Commercial value","type":"","deductible":"10%","premium":"5,429.38"},{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,316.22"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"900.2"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Towing liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"34","description":"Catastrophic death liability","sumAssured":"$2,000,000.00 MXN per event","type":"","deductible":"","premium":"352.00"},{"id":"06","description":"Passengers medical expenses","sumAssured":"$100,000.00 MXN","type":"","deductible":"","premium":"222.02"},{"id":"07","description":"Legal assistance","sumAssured":"Included","type":"","deductible":"","premium":"510.00"},{"id":"10","description":"ANA travel assistance","sumAssured":"VIAL VIAJES","type":"","deductible":"","premium":"575.00"},{"id":"35","description":"Engine failure due to loss of oil","sumAssured":"Included","type":"","deductible":"","premium":"448.48"},{"id":"36","description":"Agency body shop repair","sumAssured":"Included","type":"","deductible":"","premium":"6,278.72"}],"premiums":{"netPremium":"29059.9","policyFee":"696","surcharge":"0","tax":"4760.94","totalPremium":"34516.84","commission":""},"error":""},"Limitada":{"coverage":[{"id":"04","description":"Total theft","sumAssured":"Commercial value","type":"","deductible":"10%","premium":"5,429.26"},{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,316.22"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"900.2"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Towing liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"34","description":"Catastrophic death liability","sumAssured":"$2,000,000.00 MXN per event","type":"","deductible":"","premium":"352.00"},{"id":"06","description":"Passengers medical expenses","sumAssured":"$100,000.00 MXN","type":"","deductible":"","premium":"222.02"},{"id":"07","description":"Legal assistance","sumAssured":"Included","type":"","deductible":"","premium":"510.00"},{"id":"10","description":"ANA travel assistance","sumAssured":"VIAL VIAJES","type":"","deductible":"","premium":"575.00"}],"premiums":{"netPremium":"10304.7","policyFee":"696","surcharge":"0","tax":"1760.11","totalPremium":"12760.81","commission":""},"error":""},"RC":{"coverage":[{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,460.99"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"956.46"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Towing liability","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"34","description":"Catastrophic death liability","sumAssured":"$2,000,000.00 MXN per event","type":"","deductible":"","premium":"374.00"},{"id":"06","description":"Passengers medical expenses","sumAssured":"$100,000.00 MXN","type":"","deductible":"","premium":"235.61"},{"id":"07","description":"Legal assistance","sumAssured":"Included","type":"","deductible":"","premium":"510.00"},{"id":"10","description":"ANA travel assistance","sumAssured":"VIAL VIAJES","type":"","deductible":"","premium":"575.00"}],"premiums":{"netPremium":"5112.06","policyFee":"288","surcharge":"0","tax":"864.01","totalPremium":"6264.07","commission":""},"error":""}}},"code":200}
[ 2025-01-10 15:56:48 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:56:48 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:56:49 ] 6781a5b11bfca /api/mx/customers
[ 2025-01-10 15:56:49 ] 6781a5b11bfca -> {"type":"","option":"getAll"}
[ 2025-01-10 15:57:08 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:57:08 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 15:57:13 ] 6781a5c9606ae /api/mx/customers
[ 2025-01-10 15:57:13 ] 6781a5c9606ae -> {"id":"27814","option":"getContacts"}
[ 2025-01-10 15:57:13 ] 6781a5c960cc2 /api/mx/services/validate-info
[ 2025-01-10 15:57:13 ] 6781a5c960cc2 -> {"id_client":"27814","option":"valid_information"}
[ 2025-01-10 15:57:13 ] 6781a5c967abf /api/mx/customers
[ 2025-01-10 15:57:13 ] 6781a5c967abf -> {"id_client":"27814","option":"getQuotes"}
[ 2025-01-10 15:57:13 ] 6781a5c960cc2 <- {"status":"success","response":{"status":"ok"},"code":200}
[ 2025-01-10 15:57:13 ] 6781a5c97a4ff /api/mx/customers
[ 2025-01-10 15:57:13 ] 6781a5c97a4ff -> {"id":"27814","option":"verifyStatus"}
[ 2025-01-10 15:57:13 ] 6781a5c97cf1d /api/mx/services/client-profile
[ 2025-01-10 15:57:13 ] 6781a5c97cf1d -> {"id_client":"27814"}
[ 2025-01-10 15:57:13 ] 6781a5c97cf1d <- {"status":"success","response":{"basicInformation":"<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-user left\" aria-hidden=\"true\"><\/i> <b>testi test <\/b>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-envelope-o left\" aria-hidden=\"true\"><\/i> <a href=\"mailto:sogn@te.st\"><span id=\"email\">sogn@te.st<\/span><\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-phone left\" aria-hidden=\"true\"><\/i> <span id=\"phone\">3221231231<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<i class=\"fa fa-map-marker left\" aria-hidden=\"true\"><\/i> <span id=\"direction\"><\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"text-center\">\n\t\t\t\t\t<a class=\"orange-text\" href=\"https:\/\/newnis.novamar.info\/mx\/forms\/customers\/27814\">Edit Client Information<\/a>\n\t\t\t\t<\/div>","policySection":"<div class='text-center'>You have entered any Policy<\/div>","endorsementSection":"<div class='center-align'>You have entered any Endorsement<\/div>","claimSection":"<div class='text-center'>You have entered any Claim<\/div>","worOrderSection":"<div class='center-align'>You have entered any Work Order<\/div>","moreInformation":"<div class=\"client-data\">\n\t\t\t\t<b>Policies: <\/b>0 <a href=\"\" data-url=\"https:\/\/api.novamar.info\/api\/mx\/policy\/start\/Mjc4MTQ=\" class=\"policy-action\">+ Add Policy<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Endorsements: <\/b> 0 <!-- <a href=\"https:\/\/api.novamar.info\/api\/mx\/endorsement\/Mjc4MTQ=\/c3RhcnQ=\">+ Add Endorsement<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t  \t<b>Claims: <\/b> 0<!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/claims\/Mjc4MTQ=\/bmV3\">+ Add Claim<\/a>-->\n\t\t\t<\/div>\n\t\t\t<div class=\"client-data\">\n\t\t\t\t<b>Work Order: <\/b> 0 <!--<a href=\"https:\/\/api.novamar.info\/api\/mx\/work-order\/27814\/new\">+ Add Work Order<\/a>-->\n\t\t\t<\/div>","numberOfPolices":0,"numberOfEndorsements":0,"numberOfClaims":0,"numberOfWorkOrder":0,"idClient":"27814","message":"","return":"true"},"code":200}
[ 2025-01-10 15:58:08 ]  <- null
[ 2025-01-10 15:58:09 ] 6781a60106ca6 /api/mx/product
[ 2025-01-10 15:58:09 ] 6781a60106ca6 -> {"fieldId":"municipality","option":"Municipalities","state":"15","city":"5","postalCode":"50940","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 15:58:09 ] 6781a60106ca6 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1500","1501","1498","1499","1502","1503"],"description":["BESANA ANCHA","CA\u00d1ADA DE GUADARRAMA","RANCHO CARBAJALES","SAN FRANCISCO TLALCILALCALPAN","SAN ISIDRO EL RESERVADO","SANTA CRUZ DE LOS PATOS"]},"fieldId":"municipality"}},"code":200}
[ 2025-01-10 15:58:54 ]  <- null
[ 2025-01-10 15:58:54 ] 6781a62e63ad3 /api/mx/save-session
[ 2025-01-10 15:58:54 ] 6781a62e63ad3 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro yo","startDate":"01\/10\/2025","cardFullName":"","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"","policyLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"23141","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"27814","quoteNumber":"NQRA250110-791","renewData":"","policyTerm":"Liability Coverage","priceFC":"34516.84","priceLDC":"12760.81","priceLYC":"6264.07","product":"Resident Auto","processId":"","quoteResponse":"{\"Amplia\":{\"coverage\":[{\"id\":\"02\",\"description\":\"Material damage\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"5%\",\"premium\":\"12,027.88\"},{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.38\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"},{\"id\":\"35\",\"description\":\"Engine failure due to loss of oil\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"448.48\"},{\"id\":\"36\",\"description\":\"Agency body shop repair\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"6,278.72\"}],\"premiums\":{\"netPremium\":\"29059.9\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"4760.94\",\"totalPremium\":\"34516.84\",\"commission\":\"\"},\"error\":\"\"},\"Limitada\":{\"coverage\":[{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.26\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"10304.7\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"1760.11\",\"totalPremium\":\"12760.81\",\"commission\":\"\"},\"error\":\"\"},\"RC\":{\"coverage\":[{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,460.99\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"956.46\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"374.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"235.61\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"5112.06\",\"policyFee\":\"288\",\"surcharge\":\"0\",\"tax\":\"864.01\",\"totalPremium\":\"6264.07\",\"commission\":\"\"},\"error\":\"\"}}","textValues":"{\"vehicleTypeText\":\"Pickup\",\"modelYearText\":\"2022\",\"brandText\":\"MERCEDES BENZ\",\"subBrandText\":\"SPRINTER CARGO\",\"versionText\":\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\",\"stateText\":\"ESTADO DE MEXICO\",\"cityText\":\"ALMOLOYA DE JUAREZ\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"CA\u00d1ADA DE GUADARRAMA\",\"nationalityText\":\"American\",\"identificationTypeText\":\"Military Service Card\",\"occupationText\":\"Licensed\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Male\"}"}
[ 2025-01-10 15:58:54 ] 6781a62e63ad3 <- {"status":"success","response":{"message":"Success","process":{"id_process":2984,"etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi casa\",\"buildingNumber\":\"123321\",\"unitNumber\":\"23432\",\"engine\":\"fg46g6g\",\"plates\":\"FGH56\",\"serialNumber\":\"HYrg56HNNH56GHNHH\",\"secondDriver\":\"Mi otro yo\",\"startDate\":\"01\\\/10\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23141\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27814\",\"quoteNumber\":\"NQRA250110-791\",\"renewData\":\"\",\"policyTerm\":\"Liability Coverage\",\"priceFC\":\"34516.84\",\"priceLDC\":\"12760.81\",\"priceLYC\":\"6264.07\",\"product\":\"Resident Auto\",\"processId\":2984,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"5%\\\",\\\"premium\\\":\\\"12,027.88\\\"},{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"5,429.38\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,316.22\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"900.2\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"},{\\\"id\\\":\\\"35\\\",\\\"description\\\":\\\"Engine failure due to loss of oil\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"448.48\\\"},{\\\"id\\\":\\\"36\\\",\\\"description\\\":\\\"Agency body shop repair\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"6,278.72\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"29059.9\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"4760.94\\\",\\\"totalPremium\\\":\\\"34516.84\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"Limitada\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"5,429.26\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,316.22\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"900.2\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"10304.7\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"1760.11\\\",\\\"totalPremium\\\":\\\"12760.81\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"RC\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,460.99\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"956.46\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"374.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"235.61\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"5112.06\\\",\\\"policyFee\\\":\\\"288\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"864.01\\\",\\\"totalPremium\\\":\\\"6264.07\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"}}\",\"textValues\":\"{\\\"vehicleTypeText\\\":\\\"Pickup\\\",\\\"modelYearText\\\":\\\"2022\\\",\\\"brandText\\\":\\\"MERCEDES BENZ\\\",\\\"subBrandText\\\":\\\"SPRINTER CARGO\\\",\\\"versionText\\\":\\\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\\\",\\\"stateText\\\":\\\"ESTADO DE MEXICO\\\",\\\"cityText\\\":\\\"ALMOLOYA DE JUAREZ\\\",\\\"ownerTypeText\\\":\\\"Person\\\",\\\"municipalityText\\\":\\\"CA\\u00d1ADA DE GUADARRAMA\\\",\\\"nationalityText\\\":\\\"American\\\",\\\"identificationTypeText\\\":\\\"Military Service Card\\\",\\\"occupationText\\\":\\\"Licensed\\\",\\\"turningCompanyText\\\":\\\"Select...\\\",\\\"nationalityRepresentative\\\":\\\"Select...\\\",\\\"genderText\\\":\\\"Male\\\"}\"}","user_fixer":null}},"code":200}
[ 2025-01-10 15:59:28 ]  <- null
[ 2025-01-10 15:59:28 ] 6781a65038624 /api/mx/dashboard-process
[ 2025-01-10 15:59:28 ] 6781a65038624 -> {"id":2984,"option":"saveTask","status":"completed","task":"payment-view","data":"Step 3: Review Information"}
[ 2025-01-10 15:59:28 ] 6781a65038624 <- {"status":"success","response":{"id_process":2984,"etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"\"Step 3: Review Information\"","user_fixer":null},"code":200}
[ 2025-01-10 15:59:50 ]  <- null
[ 2025-01-10 15:59:50 ] 6781a666d8243 /api/mx/save-session
[ 2025-01-10 15:59:50 ] 6781a666d8243 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro yo","startDate":"01\/10\/2025","cardFullName":"","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"","policyLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"23141","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"27814","quoteNumber":"NQRA250110-791","renewData":"","policyTerm":"Liability Coverage","priceFC":"34516.84","priceLDC":"12760.81","priceLYC":"6264.07","product":"Resident Auto","processId":2984,"quoteResponse":"{\"Amplia\":{\"coverage\":[{\"id\":\"02\",\"description\":\"Material damage\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"5%\",\"premium\":\"12,027.88\"},{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.38\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"},{\"id\":\"35\",\"description\":\"Engine failure due to loss of oil\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"448.48\"},{\"id\":\"36\",\"description\":\"Agency body shop repair\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"6,278.72\"}],\"premiums\":{\"netPremium\":\"29059.9\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"4760.94\",\"totalPremium\":\"34516.84\",\"commission\":\"\"},\"error\":\"\"},\"Limitada\":{\"coverage\":[{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.26\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"10304.7\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"1760.11\",\"totalPremium\":\"12760.81\",\"commission\":\"\"},\"error\":\"\"},\"RC\":{\"coverage\":[{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,460.99\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"956.46\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver 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VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"5112.06\",\"policyFee\":\"288\",\"surcharge\":\"0\",\"tax\":\"864.01\",\"totalPremium\":\"6264.07\",\"commission\":\"\"},\"error\":\"\"}}","textValues":"{\"vehicleTypeText\":\"Pickup\",\"modelYearText\":\"2022\",\"brandText\":\"MERCEDES BENZ\",\"subBrandText\":\"SPRINTER CARGO\",\"versionText\":\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\",\"stateText\":\"ESTADO DE MEXICO\",\"cityText\":\"ALMOLOYA DE JUAREZ\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"CA\u00d1ADA DE GUADARRAMA\",\"nationalityText\":\"American\",\"identificationTypeText\":\"Military Service Card\",\"occupationText\":\"Licensed\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Male\"}"}
[ 2025-01-10 15:59:50 ] 6781a666d8243 <- {"status":"success","response":{"message":"Success","process":{"id_process":2984,"etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi casa\",\"buildingNumber\":\"123321\",\"unitNumber\":\"23432\",\"engine\":\"fg46g6g\",\"plates\":\"FGH56\",\"serialNumber\":\"HYrg56HNNH56GHNHH\",\"secondDriver\":\"Mi otro yo\",\"startDate\":\"01\\\/10\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23141\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27814\",\"quoteNumber\":\"NQRA250110-791\",\"renewData\":\"\",\"policyTerm\":\"Liability Coverage\",\"priceFC\":\"34516.84\",\"priceLDC\":\"12760.81\",\"priceLYC\":\"6264.07\",\"product\":\"Resident Auto\",\"processId\":2984,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial 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assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"},{\\\"id\\\":\\\"35\\\",\\\"description\\\":\\\"Engine failure due to loss of oil\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"448.48\\\"},{\\\"id\\\":\\\"36\\\",\\\"description\\\":\\\"Agency body shop repair\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"6,278.72\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"29059.9\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"4760.94\\\",\\\"totalPremium\\\":\\\"34516.84\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"Limitada\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"5,429.26\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,316.22\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"900.2\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per 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liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,460.99\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"956.46\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"374.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"235.61\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"5112.06\\\",\\\"policyFee\\\":\\\"288\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"864.01\\\",\\\"totalPremium\\\":\\\"6264.07\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"}}\",\"textValues\":\"{\\\"vehicleTypeText\\\":\\\"Pickup\\\",\\\"modelYearText\\\":\\\"2022\\\",\\\"brandText\\\":\\\"MERCEDES BENZ\\\",\\\"subBrandText\\\":\\\"SPRINTER CARGO\\\",\\\"versionText\\\":\\\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\\\",\\\"stateText\\\":\\\"ESTADO DE MEXICO\\\",\\\"cityText\\\":\\\"ALMOLOYA DE JUAREZ\\\",\\\"ownerTypeText\\\":\\\"Person\\\",\\\"municipalityText\\\":\\\"CA\\u00d1ADA DE GUADARRAMA\\\",\\\"nationalityText\\\":\\\"American\\\",\\\"identificationTypeText\\\":\\\"Military Service Card\\\",\\\"occupationText\\\":\\\"Licensed\\\",\\\"turningCompanyText\\\":\\\"Select...\\\",\\\"nationalityRepresentative\\\":\\\"Select...\\\",\\\"genderText\\\":\\\"Male\\\"}\"}","user_fixer":null}},"code":200}
[ 2025-01-10 16:02:08 ]  <- null
[ 2025-01-10 16:02:08 ] 6781a6f065e3c /api/mx/dashboard-process
[ 2025-01-10 16:02:08 ] 6781a6f065e3c -> {"id":2984,"option":"saveTask","status":"completed","task":"payment-view","data":"Step 3: Review Information"}
[ 2025-01-10 16:02:08 ] 6781a6f065e3c <- {"status":"success","response":{"id_process":2984,"etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"\"Step 3: Review Information\"","user_fixer":null},"code":200}
[ 2025-01-10 16:02:10 ]  <- null
[ 2025-01-10 16:02:10 ] 6781a6f282257 /api/mx/save-session
[ 2025-01-10 16:02:10 ] 6781a6f282257 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro yo","startDate":"01\/10\/2025","cardFullName":"","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"","policyLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"23141","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"27814","quoteNumber":"NQRA250110-791","renewData":"","policyTerm":"Liability Coverage","priceFC":"34516.84","priceLDC":"12760.81","priceLYC":"6264.07","product":"Resident Auto","processId":2984,"quoteResponse":"{\"Amplia\":{\"coverage\":[{\"id\":\"02\",\"description\":\"Material damage\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"5%\",\"premium\":\"12,027.88\"},{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.38\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per 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repair\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"6,278.72\"}],\"premiums\":{\"netPremium\":\"29059.9\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"4760.94\",\"totalPremium\":\"34516.84\",\"commission\":\"\"},\"error\":\"\"},\"Limitada\":{\"coverage\":[{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.26\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability 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VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"10304.7\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"1760.11\",\"totalPremium\":\"12760.81\",\"commission\":\"\"},\"error\":\"\"},\"RC\":{\"coverage\":[{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,460.99\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"956.46\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver 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VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"5112.06\",\"policyFee\":\"288\",\"surcharge\":\"0\",\"tax\":\"864.01\",\"totalPremium\":\"6264.07\",\"commission\":\"\"},\"error\":\"\"}}","textValues":"{\"vehicleTypeText\":\"Pickup\",\"modelYearText\":\"2022\",\"brandText\":\"MERCEDES BENZ\",\"subBrandText\":\"SPRINTER CARGO\",\"versionText\":\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\",\"stateText\":\"ESTADO DE MEXICO\",\"cityText\":\"ALMOLOYA DE JUAREZ\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"CA\u00d1ADA DE GUADARRAMA\",\"nationalityText\":\"American\",\"identificationTypeText\":\"Military Service Card\",\"occupationText\":\"Licensed\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Male\"}"}
[ 2025-01-10 16:02:10 ] 6781a6f282257 <- {"status":"success","response":{"message":"Success","process":{"id_process":2984,"etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi casa\",\"buildingNumber\":\"123321\",\"unitNumber\":\"23432\",\"engine\":\"fg46g6g\",\"plates\":\"FGH56\",\"serialNumber\":\"HYrg56HNNH56GHNHH\",\"secondDriver\":\"Mi otro yo\",\"startDate\":\"01\\\/10\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23141\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27814\",\"quoteNumber\":\"NQRA250110-791\",\"renewData\":\"\",\"policyTerm\":\"Liability Coverage\",\"priceFC\":\"34516.84\",\"priceLDC\":\"12760.81\",\"priceLYC\":\"6264.07\",\"product\":\"Resident Auto\",\"processId\":2984,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial 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repair\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"6,278.72\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"29059.9\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"4760.94\\\",\\\"totalPremium\\\":\\\"34516.84\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"Limitada\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"5,429.26\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,316.22\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"900.2\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"10304.7\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"1760.11\\\",\\\"totalPremium\\\":\\\"12760.81\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"RC\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,460.99\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"956.46\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"374.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"235.61\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel 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Card\\\",\\\"occupationText\\\":\\\"Licensed\\\",\\\"turningCompanyText\\\":\\\"Select...\\\",\\\"nationalityRepresentative\\\":\\\"Select...\\\",\\\"genderText\\\":\\\"Male\\\"}\"}","user_fixer":null}},"code":200}
[ 2025-01-10 16:03:03 ]  <- null
[ 2025-01-10 16:03:04 ] 6781a7281fae1 /api/mx/dashboard-process
[ 2025-01-10 16:03:04 ] 6781a7281fae1 -> {"id":2984,"option":"saveTask","status":"completed","task":"payment-view","data":"Step 3: Review Information"}
[ 2025-01-10 16:03:04 ] 6781a7281fae1 <- {"status":"success","response":{"id_process":2984,"etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"\"Step 3: Review Information\"","user_fixer":null},"code":200}
[ 2025-01-10 16:04:10 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:04:10 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:04:11 ] 6781a76bb0026 /api/mx/dashboard-process
[ 2025-01-10 16:04:11 ] 6781a76bb0026 -> {"option":"getInformation"}
[ 2025-01-10 16:04:16 ] 6781a76bb0026 <- {"status":"success","response":[{"id":2984,"sale_person":"Client","client_first_name":"testi","client_father_last_name":"test","client_email":"sogn@te.st","client_company":"","status":"started","stage_date":"2025-01-10 15:58:54","reference":"Resident Auto","flow_content":[{"id_task":23690,"id_process":"2984","etapa":"save-session","status":"completed","message":"Save session 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7975\",\"expirationDateMonth\":\"03\",\"expirationDateYear\":\"2028\",\"securityCode\":\"512\",\"distributorCode\":\"DN\",\"distributor\":\"cross-border-coverage\",\"distributorLink\":\"cross-border-coverage\",\"whitOutCharge\":\"\",\"renewData\":\"\",\"referer\":\"https:\\\/\\\/crossbordercoverage.com\\\/\",\"campaign\":\"none\",\"source\":\"none\",\"onlyForm\":\"\",\"quoteNumber\":\"NQTA241227-587\",\"prospectSicas\":\"21932|5268\",\"contactSicas\":\"45561\",\"issuingStatus\":\"new\",\"reissuedData\":\"\",\"aboutUs\":\"Sales Representative - cross-border-coverage\",\"entranceDate\":\"12\\\/28\\\/2024\",\"price\":\"88.05\",\"option\":\"Quote\",\"plan\":\"Full Coverage\",\"product\":\"TA\",\"prospect\":\"22725\",\"idClient\":\"27627\",\"policyNumber\":\"\",\"issuingMode\":\"ws\",\"localTime\":\"1735362988807\",\"companyQuote\":\"Chubb\",\"usPolicyExpirationDate\":\"\",\"_token\":\"d5619b5e056fd443f513c9232d470ef8033cb073\",\"processId\":\"2738\"}","user_fixer":null},{"id_task":21711,"id_process":"2738","etapa":"ws-issue-policy","status":"completed","message":"policy issued on web service","technical_error":"","task_data":"{\"content\":{\"stage\":\"Success\",\"policyNumber\":\"NZ44326702\",\"policyInsuredNumber\":\"\",\"policyReceipt\":\"\",\"paymentReceipt\":\"046861\",\"printLinks\":[],\"dates\":{\"localTime\":1735362989,\"timeZone\":\"-6 UTC\",\"entranceDate\":\"12\\\/28\\\/2024\",\"entranceTime\":\"00:00 AM\",\"endTime\":\"00:00 AM\",\"error\":\"\"},\"vin\":\"1C6RR7TT2KS651740\",\"transactionId\":\"120813747961\",\"invoiceNumber\":\"TA19113cy73\"},\"error\":\"\"}","user_fixer":null},{"id_task":21712,"id_process":"2738","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXDNTAMO003983\"","user_fixer":null},{"id_task":21713,"id_process":"2738","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21714,"id_process":"2738","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21715,"id_process":"2738","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDoctoDetail.IDDocto|60423,DatDoctoDetail.Marca|Dodge,DatDoctoDetail.Tipo|1500,DatDoctoDetail.Modelo|2019,DatDoctoDetail.Serie|1C6RR7TT2KS651740<\\\/tem:oDataString>\\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_DetailPoliza<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"60423\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21716,"id_process":"2738","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19154\",\"json_value\":\"{\\\"vehicleType\\\":\\\"Pickup\\\",\\\"modelYear\\\":\\\"2019\\\",\\\"term\\\":\\\"4\\\",\\\"territory\\\":\\\"C\\\",\\\"liability\\\":\\\"100000\\\",\\\"carValue\\\":\\\"20000\\\",\\\"towingValue\\\":\\\"\\\",\\\"entranceDate\\\":\\\"12\\\\\\\/28\\\\\\\/2024\\\",\\\"id_client\\\":\\\"27627\\\",\\\"product\\\":\\\"Tourist Auto\\\",\\\"issuingMode\\\":\\\"ws\\\",\\\"renovation\\\":\\\"start\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21717,"id_process":"2738","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21718,"id_process":"2738","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21719,"id_process":"2738","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"22725\"","user_fixer":null},{"id_task":21720,"id_process":"2738","etapa":"updateProspect-SICAS","status":"completed","message":"Prospect successfully updated in SICAS","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t\\t\\t<tem:Procesar_String>\\n\\t\\t\\t\\t\\t<tem:oDataString>DatOportunidades.IDOpo|5268,DatOportunidades.IDEtapa|5,DatOportunidades.IDStatus|3,DatOportunidades.StatusCierre|1,DatOportunidades.Obs|Compra en linea - Cerrado automaticamente,DatOportunidades.FCierre|27\\\/12\\\/2024<\\\/tem:oDataString>\\n\\t\\t\\t\\t\\t<tem:oConfigData>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeData>WS_Oportunidades<\\\/tem:PropertyTypeData>\\n\\t\\t\\t\\t\\t    <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigData>\\n\\t\\t\\t\\t\\t<tem:oConfigAuth>\\n\\t\\t\\t\\t\\t    <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5268\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21721,"id_process":"2738","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"TA\",\"certificate\":\"MXDNTAMO003983\",\"email\":\"bryce.daviess@gmail.com\",\"company\":\"\",\"error\":\"\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 16:05:05 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 16:05:06 ]  <- null
[ 2025-01-10 16:05:06 ] 6781a7a295c52 /api/mx/product
[ 2025-01-10 16:05:06 ] 6781a7a295c52 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"testitest@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro yo","startDate":"01\/10\/2025","cardFullName":"test","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"","policyLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"23141","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"27814","quoteNumber":"NQRA250110-791","renewData":"","policyTerm":"Liability Coverage","priceFC":"34516.84","priceLDC":"12760.81","priceLYC":"6264.07","product":"Resident Auto","fieldId":"","processId":2984,"option":"Policy","companyQuote":"Ana Seguros","webServicesQuote":"true","textValues":"{\"vehicleTypeText\":\"Pickup\",\"modelYearText\":\"2022\",\"brandText\":\"MERCEDES BENZ\",\"subBrandText\":\"SPRINTER CARGO\",\"versionText\":\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\",\"stateText\":\"ESTADO DE MEXICO\",\"cityText\":\"ALMOLOYA DE JUAREZ\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"CA\u00d1ADA DE GUADARRAMA\",\"nationalityText\":\"American\",\"identificationTypeText\":\"Military Service Card\",\"occupationText\":\"Licensed\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Male\"}"}
[ 2025-01-10 16:06:01 ] 6781a7a295c52 <- {"status":"success","response":{"Ana Seguros":{"content":{"policyNumber":"04013047045","policyLink":"https:\/\/server.anaseguros.com.mx\/emision\/impresion\/temporal-impresion\/04013047045000000.php"},"error":""}},"code":200}
[ 2025-01-10 16:06:01 ]  <- null
[ 2025-01-10 16:06:01 ] 6781a7d9d80e3 /api/mx/ws-purchase-process
[ 2025-01-10 16:06:01 ] 6781a7d9d80e3 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"testitest@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro yo","startDate":"01\/10\/2025","cardFullName":"test","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"04013047045","policyLink":"https:\/\/server.anaseguros.com.mx\/emision\/impresion\/temporal-impresion\/04013047045000000.php","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"23141","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"27814","quoteNumber":"NQRA250110-791","renewData":"","policyTerm":"Liability Coverage","priceFC":"34516.84","priceLDC":"12760.81","priceLYC":"6264.07","product":"Resident Auto","quoteResponse":"{\"Amplia\":{\"coverage\":[{\"id\":\"02\",\"description\":\"Material damage\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"5%\",\"premium\":\"12,027.88\"},{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.38\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"},{\"id\":\"35\",\"description\":\"Engine failure due to loss of oil\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"448.48\"},{\"id\":\"36\",\"description\":\"Agency body shop repair\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"6,278.72\"}],\"premiums\":{\"netPremium\":\"29059.9\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"4760.94\",\"totalPremium\":\"34516.84\",\"commission\":\"\"},\"error\":\"\"},\"Limitada\":{\"coverage\":[{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,429.26\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,316.22\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"900.2\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"10304.7\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"1760.11\",\"totalPremium\":\"12760.81\",\"commission\":\"\"},\"error\":\"\"},\"RC\":{\"coverage\":[{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,460.99\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"956.46\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"374.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"235.61\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"5112.06\",\"policyFee\":\"288\",\"surcharge\":\"0\",\"tax\":\"864.01\",\"totalPremium\":\"6264.07\",\"commission\":\"\"},\"error\":\"\"}}","processId":2984,"companyQuote":"Ana Seguros","textValues":"{\"vehicleTypeText\":\"Pickup\",\"modelYearText\":\"2022\",\"brandText\":\"MERCEDES BENZ\",\"subBrandText\":\"SPRINTER CARGO\",\"versionText\":\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\",\"stateText\":\"ESTADO DE MEXICO\",\"cityText\":\"ALMOLOYA DE JUAREZ\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"CA\u00d1ADA DE GUADARRAMA\",\"nationalityText\":\"American\",\"identificationTypeText\":\"Military Service Card\",\"occupationText\":\"Licensed\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Male\"}"}
[ 2025-01-10 16:06:03 ] 6781a7d9d80e3 <- {"status":"success","response":{"id_client":"27814","email":"testitest@te.st","certificate_number":"MX00RAEM002409","product":"Resident-Auto","authCode":"00000","hash":"477f72c8a8"},"code":200}
[ 2025-01-10 16:06:06 ]  <- null
[ 2025-01-10 16:06:06 ] 6781a7de64cc0 /api/mx/dashboard-process
[ 2025-01-10 16:06:06 ] 6781a7de64cc0 -> {"option":"saveTask","id":"2984","task":"purchase-success","status":"completed","message":1,"data":{"email":"testitest@te.st","certificateNumber":"MX00RAEM002409","authCode":"00000"}}
[ 2025-01-10 16:06:06 ] 6781a7de64cc0 <- {"status":"success","response":{"id_process":2984,"etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"testitest@te.st\",\"certificateNumber\":\"MX00RAEM002409\",\"authCode\":\"00000\"}","user_fixer":null},"code":200}
[ 2025-01-10 16:06:21 ] 6781a7edc00b7 /api/mx/certificate/MX00RAEM002409/477f72c8a8
[ 2025-01-10 16:06:21 ] 6781a7edc00b7 -> []
[ 2025-01-10 16:06:21 ] 6781a7edd8770 /api/mx/certificate/MX00RAEM002409/477f72c8a8
[ 2025-01-10 16:06:21 ] 6781a7edd8770 -> []
[ 2025-01-10 16:06:21 ] 6781a7edd8770 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 16:06:21 ] 6781a7edd8770 <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 16:06:46 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:06:46 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:06:46 ] 6781a806e0346 /api/mx/dashboard-process
[ 2025-01-10 16:06:46 ] 6781a806e0346 -> {"option":"getInformation"}
[ 2025-01-10 16:06:52 ] 6781a806e0346 <- {"status":"success","response":[{"id":2984,"sale_person":"Client","client_first_name":"","client_father_last_name":"","client_email":"testitest@te.st","client_company":"","status":"completed with errors","stage_date":"2025-01-10 15:58:54","reference":"Resident Auto","flow_content":[{"id_task":23690,"id_process":"2984","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi casa\",\"buildingNumber\":\"123321\",\"unitNumber\":\"23432\",\"engine\":\"fg46g6g\",\"plates\":\"FGH56\",\"serialNumber\":\"HYrg56HNNH56GHNHH\",\"secondDriver\":\"Mi otro yo\",\"startDate\":\"01\\\/10\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23141\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27814\",\"quoteNumber\":\"NQRA250110-791\",\"renewData\":\"\",\"policyTerm\":\"Liability Coverage\",\"priceFC\":\"34516.84\",\"priceLDC\":\"12760.81\",\"priceLYC\":\"6264.07\",\"product\":\"Resident Auto\",\"processId\":2984,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial 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assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"},{\\\"id\\\":\\\"35\\\",\\\"description\\\":\\\"Engine failure due to loss of oil\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"448.48\\\"},{\\\"id\\\":\\\"36\\\",\\\"description\\\":\\\"Agency body shop repair\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"6,278.72\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"29059.9\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"4760.94\\\",\\\"totalPremium\\\":\\\"34516.84\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"Limitada\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"5,429.26\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,316.22\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"900.2\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"10304.7\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"1760.11\\\",\\\"totalPremium\\\":\\\"12760.81\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"RC\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,460.99\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"956.46\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"374.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"235.61\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"5112.06\\\",\\\"policyFee\\\":\\\"288\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"864.01\\\",\\\"totalPremium\\\":\\\"6264.07\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"}}\",\"textValues\":\"{\\\"vehicleTypeText\\\":\\\"Pickup\\\",\\\"modelYearText\\\":\\\"2022\\\",\\\"brandText\\\":\\\"MERCEDES BENZ\\\",\\\"subBrandText\\\":\\\"SPRINTER CARGO\\\",\\\"versionText\\\":\\\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\\\",\\\"stateText\\\":\\\"ESTADO DE MEXICO\\\",\\\"cityText\\\":\\\"ALMOLOYA DE JUAREZ\\\",\\\"ownerTypeText\\\":\\\"Person\\\",\\\"municipalityText\\\":\\\"CA\\u00d1ADA DE GUADARRAMA\\\",\\\"nationalityText\\\":\\\"American\\\",\\\"identificationTypeText\\\":\\\"Military Service Card\\\",\\\"occupationText\\\":\\\"Licensed\\\",\\\"turningCompanyText\\\":\\\"Select...\\\",\\\"nationalityRepresentative\\\":\\\"Select...\\\",\\\"genderText\\\":\\\"Male\\\"}\"}","user_fixer":null},{"id_task":23691,"id_process":"2984","etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"\"Step 3: Review Information\"","user_fixer":null},{"id_task":23692,"id_process":"2984","etapa":"ws-issue-policy","status":"completed","message":"policy issued on web service","technical_error":"","task_data":"{\"content\":{\"policyNumber\":\"04013047045\",\"policyLink\":\"https:\\\/\\\/server.anaseguros.com.mx\\\/emision\\\/impresion\\\/temporal-impresion\\\/04013047045000000.php\"},\"error\":\"\"}","user_fixer":null},{"id_task":23693,"id_process":"2984","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MX00RAEM002409\"","user_fixer":null},{"id_task":23694,"id_process":"2984","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23695,"id_process":"2984","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23696,"id_process":"2984","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"23141\"","user_fixer":null},{"id_task":23697,"id_process":"2984","etapa":"save-product-information","status":"fail","message":"Error saving product information","technical_error":"\"An exception occurred while executing 'INSERT INTO policy_information (id_policy_info, cgi_id_client_pi, department, issuing_date, type_policy, insurance_company, certificate_number, policy_number, term, start_date, end_date, currency, net_premium, policy_fee, tax, total_premium, financial_surcharge, commission, total_commission_amount, commission_today, payment_date, payment_form, type_payment, amount_paid, payment_status, policy_status, notes, sale_person, sale_channel, issuing_type, policy_about_us, issuing_mode, issuing_status) VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)' with params [\\\"\\\", null, \\\"Personal Lines\\\", \\\"2025-01-10\\\", \\\"Resident Auto\\\", \\\"ANA\\\", \\\"MX00RAEM002409\\\", \\\"04013047045\\\", 365, \\\"2025-01-10\\\", \\\"2026-01-10\\\", \\\"Pesos\\\", \\\"5112.06\\\", \\\"288\\\", \\\"864.01\\\", \\\"6264.07\\\", 0, 10, 511.20600000000007412381819449365139007568359375, 511.20600000000007412381819449365139007568359375, \\\"2025-01-10\\\", \\\"Unique Payment\\\", \\\"Credit Card\\\", \\\"6264.07\\\", \\\"Paid\\\", \\\"Active\\\", \\\"\\\", \\\"Client\\\", \\\"Website\\\", \\\"Renewal-\\\", \\\"Brochure\\\", \\\"ws\\\", \\\"\\\"]:\\n\\nSQLSTATE[23000]: Integrity constraint violation: 1048 Column 'cgi_id_client_pi' cannot be null\"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"testitest@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi casa\",\"buildingNumber\":\"123321\",\"unitNumber\":\"23432\",\"engine\":\"fg46g6g\",\"plates\":\"FGH56\",\"serialNumber\":\"HYrg56HNNH56GHNHH\",\"secondDriver\":\"Mi otro yo\",\"startDate\":\"01\\\/10\\\/2025\",\"cardFullName\":\"test\",\"cardNumber\":\"4111111111111111\",\"cardCcv\":\"123\",\"cardExpirationMonth\":\"02\",\"cardExpirationYear\":\"25\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"04013047045\",\"policyLink\":\"https:\\\/\\\/server.anaseguros.com.mx\\\/emision\\\/impresion\\\/temporal-impresion\\\/04013047045000000.php\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23141\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":null,\"quoteNumber\":\"NQRA250110-791\",\"renewData\":\"\",\"policyTerm\":\"Liability Coverage\",\"priceFC\":\"34516.84\",\"priceLDC\":\"12760.81\",\"priceLYC\":\"6264.07\",\"product\":\"Resident Auto\",\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"5%\\\",\\\"premium\\\":\\\"12,027.88\\\"},{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"5,429.38\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,316.22\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"900.2\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"},{\\\"id\\\":\\\"35\\\",\\\"description\\\":\\\"Engine failure due to loss of oil\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"448.48\\\"},{\\\"id\\\":\\\"36\\\",\\\"description\\\":\\\"Agency body shop repair\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"6,278.72\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"29059.9\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"4760.94\\\",\\\"totalPremium\\\":\\\"34516.84\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"Limitada\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"5,429.26\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,316.22\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"900.2\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"10304.7\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"1760.11\\\",\\\"totalPremium\\\":\\\"12760.81\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"RC\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party 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7975\",\"expirationDateMonth\":\"03\",\"expirationDateYear\":\"2028\",\"securityCode\":\"512\",\"distributorCode\":\"DN\",\"distributor\":\"cross-border-coverage\",\"distributorLink\":\"cross-border-coverage\",\"whitOutCharge\":\"\",\"renewData\":\"\",\"referer\":\"https:\\\/\\\/crossbordercoverage.com\\\/\",\"campaign\":\"none\",\"source\":\"none\",\"onlyForm\":\"\",\"quoteNumber\":\"NQTA241227-587\",\"prospectSicas\":\"21932|5268\",\"contactSicas\":\"45561\",\"issuingStatus\":\"new\",\"reissuedData\":\"\",\"aboutUs\":\"Sales Representative - cross-border-coverage\",\"entranceDate\":\"12\\\/28\\\/2024\",\"price\":\"88.05\",\"option\":\"Quote\",\"plan\":\"Full Coverage\",\"product\":\"TA\",\"prospect\":\"22725\",\"idClient\":\"27627\",\"policyNumber\":\"\",\"issuingMode\":\"ws\",\"localTime\":\"1735362988807\",\"companyQuote\":\"Chubb\",\"usPolicyExpirationDate\":\"\",\"_token\":\"d5619b5e056fd443f513c9232d470ef8033cb073\",\"processId\":\"2738\"}","user_fixer":null},{"id_task":21711,"id_process":"2738","etapa":"ws-issue-policy","status":"completed","message":"policy issued on web service","technical_error":"","task_data":"{\"content\":{\"stage\":\"Success\",\"policyNumber\":\"NZ44326702\",\"policyInsuredNumber\":\"\",\"policyReceipt\":\"\",\"paymentReceipt\":\"046861\",\"printLinks\":[],\"dates\":{\"localTime\":1735362989,\"timeZone\":\"-6 UTC\",\"entranceDate\":\"12\\\/28\\\/2024\",\"entranceTime\":\"00:00 AM\",\"endTime\":\"00:00 AM\",\"error\":\"\"},\"vin\":\"1C6RR7TT2KS651740\",\"transactionId\":\"120813747961\",\"invoiceNumber\":\"TA19113cy73\"},\"error\":\"\"}","user_fixer":null},{"id_task":21712,"id_process":"2738","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXDNTAMO003983\"","user_fixer":null},{"id_task":21713,"id_process":"2738","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21714,"id_process":"2738","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21715,"id_process":"2738","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDoctoDetail.IDDocto|60423,DatDoctoDetail.Marca|Dodge,DatDoctoDetail.Tipo|1500,DatDoctoDetail.Modelo|2019,DatDoctoDetail.Serie|1C6RR7TT2KS651740<\\\/tem:oDataString>\\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_DetailPoliza<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"60423\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21716,"id_process":"2738","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19154\",\"json_value\":\"{\\\"vehicleType\\\":\\\"Pickup\\\",\\\"modelYear\\\":\\\"2019\\\",\\\"term\\\":\\\"4\\\",\\\"territory\\\":\\\"C\\\",\\\"liability\\\":\\\"100000\\\",\\\"carValue\\\":\\\"20000\\\",\\\"towingValue\\\":\\\"\\\",\\\"entranceDate\\\":\\\"12\\\\\\\/28\\\\\\\/2024\\\",\\\"id_client\\\":\\\"27627\\\",\\\"product\\\":\\\"Tourist Auto\\\",\\\"issuingMode\\\":\\\"ws\\\",\\\"renovation\\\":\\\"start\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21717,"id_process":"2738","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21718,"id_process":"2738","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21719,"id_process":"2738","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"22725\"","user_fixer":null},{"id_task":21720,"id_process":"2738","etapa":"updateProspect-SICAS","status":"completed","message":"Prospect successfully updated in SICAS","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t\\t\\t<tem:Procesar_String>\\n\\t\\t\\t\\t\\t<tem:oDataString>DatOportunidades.IDOpo|5268,DatOportunidades.IDEtapa|5,DatOportunidades.IDStatus|3,DatOportunidades.StatusCierre|1,DatOportunidades.Obs|Compra en linea - Cerrado automaticamente,DatOportunidades.FCierre|27\\\/12\\\/2024<\\\/tem:oDataString>\\n\\t\\t\\t\\t\\t<tem:oConfigData>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeData>WS_Oportunidades<\\\/tem:PropertyTypeData>\\n\\t\\t\\t\\t\\t    <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigData>\\n\\t\\t\\t\\t\\t<tem:oConfigAuth>\\n\\t\\t\\t\\t\\t    <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5268\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21721,"id_process":"2738","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"TA\",\"certificate\":\"MXDNTAMO003983\",\"email\":\"bryce.daviess@gmail.com\",\"company\":\"\",\"error\":\"\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 16:19:56 ] 6781ab1c02105 /api/auth/login
[ 2025-01-10 16:19:56 ] 6781ab1c02105 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 16:19:56 ] 6781ab1c02105 <- {"status":"success","response":{"token":"zNWnhCNiFDMWg9brpwywpkkzYU1rRFhxZnc3WHJLMy9GTEZTeDlJZTQ2YXc5UUpEaTNSWmdQT3MwSmFBM0ZFcC9ydjlBYjlKOUZnLzlYaElHZ1NBUFVFU0tLa0dmTFczRVhHN0pPdmV3c2VycTFlaW5TTk9vM0liTkFLeWdONXlseTBJSU1KTVVzYTlManlNWVhwNXNLRHRoZkk3SDdDLzgwdXpXK01LTU5QRFN1MEJUWkZDaVhwVmV0S2ZGdFNXWWt4dXdUZUhrTzhjYTM1M3FlbnlxUWo5eWRzN0JncmtLOEhtcVpQcWZoKzEweS9zOWlpZ3ZnbVZ3R0w4aWxkS3laTGhrVWx5ejE4QWppenU=","decodeInfo":{"referenceID":"6781ab1c09d57","name":"GUEST-6781ab1c09d57","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 16:21:56 ] 6781ab9461f45 /api/auth/login
[ 2025-01-10 16:21:56 ] 6781ab9461f45 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 16:21:56 ] 6781ab9461f45 <- {"status":"success","response":{"token":"+Bqx6nq7Ii3PHjRaF5H3oEpIT1h6S3pSZ0k0YkRCWmp4NXFaemJCUGE0VmVFUm9xTG5rNnVCb1Y4cm5ocXo3azlKc21EYzllOHdUNmRyWFRTK1dtYmcvRDBQM0EydjVTSDVDN2M5Q1BKWDNKbWw3WlpRVVhaOUl4MFNpTXc1YUozK1FGQ3gxbWN6TStXTlN4WUlsQzVmdUpvc2tRaWk3R0NPamRJUGlMaEhHbUtvaUN6TEJPSnBDOUU1SGp6c3plVHR5V1NMY1JPeFpjeVRwZlZBbUlWM1duaGhpOHZTT09Nb3E5aVZObGlleGtoNmYwdUs5N0RZTXRmbE5DblhVS3RyM2h0REovRVI5YW5VNTE=","decodeInfo":{"referenceID":"6781ab946a1a6","name":"GUEST-6781ab946a1a6","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 16:22:56 ]  <- null
[ 2025-01-10 16:22:56 ] 6781abd0a83d8 /api/mx/dashboard-process
[ 2025-01-10 16:22:56 ] 6781abd0a83d8 -> {"option":"getInformation"}
[ 2025-01-10 16:23:01 ] 6781abd0a83d8 <- {"status":"success","response":[{"id":2984,"sale_person":"Client","client_first_name":"","client_father_last_name":"","client_email":"testitest@te.st","client_company":"","status":"completed with errors","stage_date":"2025-01-10 15:58:54","reference":"Resident Auto","flow_content":[{"id_task":23690,"id_process":"2984","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi casa\",\"buildingNumber\":\"123321\",\"unitNumber\":\"23432\",\"engine\":\"fg46g6g\",\"plates\":\"FGH56\",\"serialNumber\":\"HYrg56HNNH56GHNHH\",\"secondDriver\":\"Mi otro yo\",\"startDate\":\"01\\\/10\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23141\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27814\",\"quoteNumber\":\"NQRA250110-791\",\"renewData\":\"\",\"policyTerm\":\"Liability Coverage\",\"priceFC\":\"34516.84\",\"priceLDC\":\"12760.81\",\"priceLYC\":\"6264.07\",\"product\":\"Resident Auto\",\"processId\":2984,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"5%\\\",\\\"premium\\\":\\\"12,027.88\\\"},{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"5,429.38\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,316.22\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"900.2\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"},{\\\"id\\\":\\\"35\\\",\\\"description\\\":\\\"Engine failure due to loss of oil\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"448.48\\\"},{\\\"id\\\":\\\"36\\\",\\\"description\\\":\\\"Agency body shop repair\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"6,278.72\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"29059.9\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"4760.94\\\",\\\"totalPremium\\\":\\\"34516.84\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"Limitada\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"5,429.26\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,316.22\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"900.2\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"10304.7\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"1760.11\\\",\\\"totalPremium\\\":\\\"12760.81\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"RC\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,460.99\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"956.46\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"374.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"235.61\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"5112.06\\\",\\\"policyFee\\\":\\\"288\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"864.01\\\",\\\"totalPremium\\\":\\\"6264.07\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"}}\",\"textValues\":\"{\\\"vehicleTypeText\\\":\\\"Pickup\\\",\\\"modelYearText\\\":\\\"2022\\\",\\\"brandText\\\":\\\"MERCEDES BENZ\\\",\\\"subBrandText\\\":\\\"SPRINTER CARGO\\\",\\\"versionText\\\":\\\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\\\",\\\"stateText\\\":\\\"ESTADO DE MEXICO\\\",\\\"cityText\\\":\\\"ALMOLOYA DE JUAREZ\\\",\\\"ownerTypeText\\\":\\\"Person\\\",\\\"municipalityText\\\":\\\"CA\\u00d1ADA DE GUADARRAMA\\\",\\\"nationalityText\\\":\\\"American\\\",\\\"identificationTypeText\\\":\\\"Military Service Card\\\",\\\"occupationText\\\":\\\"Licensed\\\",\\\"turningCompanyText\\\":\\\"Select...\\\",\\\"nationalityRepresentative\\\":\\\"Select...\\\",\\\"genderText\\\":\\\"Male\\\"}\"}","user_fixer":null},{"id_task":23691,"id_process":"2984","etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"\"Step 3: Review Information\"","user_fixer":null},{"id_task":23692,"id_process":"2984","etapa":"ws-issue-policy","status":"completed","message":"policy issued on web service","technical_error":"","task_data":"{\"content\":{\"policyNumber\":\"04013047045\",\"policyLink\":\"https:\\\/\\\/server.anaseguros.com.mx\\\/emision\\\/impresion\\\/temporal-impresion\\\/04013047045000000.php\"},\"error\":\"\"}","user_fixer":null},{"id_task":23693,"id_process":"2984","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated 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to 30 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[ 2025-01-10 16:33:05 ] 6781ae31e9f74 /api/auth/login
[ 2025-01-10 16:33:05 ] 6781ae31e9f74 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 16:33:06 ] 6781ae31e9f74 <- {"status":"success","response":{"token":"C6kLhvgFfyBDsJS6E78dhXRweVpNTmV0TmtiTVNNNlowbjE2V1NYcXpwR1RoN3FabHFuNjlXWVdhbG5ZY1BnK2lFUWhiYUp1WVhYQmZjRjYwM0VqdCtvcXlEYWk0d1lJSTVrWW41K0VTNmw1cHMwR1g5djJmcm0vSC9rT01aR3lmTmtpOXllOVVUWFJsN0xNVXR5a1RLb1dpUUJIaXlPbXV1MUZ3RGVFemVhdHlUN3RDRkJPdU9QRHN0b3M5ZlVzVTh3WXJTUk9JMTdMbU1CRjZlM3lRa1BmY3NyOHNEbXNiYzJEQVBnVkZkNkR4QUt0ODIyRDBTSWxMTmNuZzY2VENGdnh2UnBsZ2U3YVRJZFY=","decodeInfo":{"referenceID":"6781ae31f20d5","name":"GUEST-6781ae31f20d5","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 16:35:45 ] 6781aed1c20a5 /api/mx/ws-purchase-process
[ 2025-01-10 16:35:45 ] 6781aed1c20a5 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro 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[ 2025-01-10 16:36:54 ] 6781af1644aaf /api/mx/ws-purchase-process
[ 2025-01-10 16:36:54 ] 6781af1644aaf -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro 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[ 2025-01-10 16:39:11 ] 6781af9f11efe /api/mx/ws-purchase-process
[ 2025-01-10 16:39:11 ] 6781af9f11efe -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro 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[ 2025-01-10 16:40:05 ] 6781afd5f0c54 /api/mx/ws-purchase-process
[ 2025-01-10 16:40:05 ] 6781afd5f0c54 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro 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[ 2025-01-10 16:42:51 ] 6781b07bb6a54 /api/mx/ws-purchase-process
[ 2025-01-10 16:42:51 ] 6781b07bb6a54 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro 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[ 2025-01-10 16:43:54 ] 6781b0badb134 /api/mx/ws-purchase-process
[ 2025-01-10 16:43:54 ] 6781b0badb134 -> {"firstNameContact":"testi","lastNameContact":"test","phone":"3221231231","email":"sogn@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"210","modelYear":"2022","brand":"MZ","subBrand":"28","version":"32040426","state":"15","city":"5","price":"6264.07","ownerType":"1","nationality":"E1","firstName":"testi","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"50940","municipality":"1501","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro 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VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"5112.06\",\"policyFee\":\"288\",\"surcharge\":\"0\",\"tax\":\"864.01\",\"totalPremium\":\"6264.07\",\"commission\":\"\"},\"error\":\"\"}}","textValues":"{\"vehicleTypeText\":\"Pickup\",\"modelYearText\":\"2022\",\"brandText\":\"MERCEDES BENZ\",\"subBrandText\":\"SPRINTER CARGO\",\"versionText\":\"MZ SPRINTER CARGO VAN 311 MEDIANA AA TD AUTOMATICA\",\"stateText\":\"ESTADO DE MEXICO\",\"cityText\":\"ALMOLOYA DE JUAREZ\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"CA\u00d1ADA DE GUADARRAMA\",\"nationalityText\":\"American\",\"identificationTypeText\":\"Military Service Card\",\"occupationText\":\"Licensed\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Male\"}","companyQuote":"Ana Seguros","option":"policy","webServicesQuote":"true"}
[ 2025-01-10 16:43:55 ] 6781b0badb134 <- {"status":"success","response":{"id_client":"27814","email":"sogn@te.st","certificate_number":"MX00RAEM002409","product":"Resident-Auto","authCode":"00000","hash":"477f72c8a8"},"code":200}
[ 2025-01-10 16:50:19 ]  <- null
[ 2025-01-10 16:50:19 ]  <- null
[ 2025-01-10 16:50:19 ] 6781b23b3df04 /api/mx/product
[ 2025-01-10 16:50:19 ] 6781b23b3df04 -> {"fieldId":"modelYear","option":"Year Models","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:50:19 ] 6781b23b42fb4 /api/mx/product
[ 2025-01-10 16:50:19 ] 6781b23b42fb4 -> {"fieldId":"state","option":"States","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:50:20 ] 6781b23b42fb4 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","7","8","9","5","6","10","15","11","12","13","14","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32"],"description":["AGUASCALIENTES","BAJA CALIFORNIA","BAJA CALIFORNIA SUR","CAMPECHE","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","COAHUILA","COLIMA","DURANGO","ESTADO DE MEXICO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 16:50:20 ] 6781b23b3df04 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"],"description":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"]},"fieldId":"modelYear"}},"code":200}
[ 2025-01-10 16:50:48 ] 6781b25867f5a /api/mx/product
[ 2025-01-10 16:50:48 ] 6781b25867f5a -> {"fieldId":"state","option":"States","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:50:48 ] 6781b2586888e /api/mx/product
[ 2025-01-10 16:50:48 ] 6781b2586888e -> {"fieldId":"modelYear","option":"Year Models","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:50:49 ] 6781b25910c56 /api/mx/product
[ 2025-01-10 16:50:49 ] 6781b25910c56 -> {"fieldId":"city","option":"Cities","state":"13","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:50:49 ] 6781b25867f5a <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","7","8","9","5","6","10","15","11","12","13","14","16","17","18","19","20","21","22","23","24","25","26","27","28","29","30","31","32"],"description":["AGUASCALIENTES","BAJA CALIFORNIA","BAJA CALIFORNIA SUR","CAMPECHE","CHIAPAS","CHIHUAHUA","CIUDAD DE MEXICO","COAHUILA","COLIMA","DURANGO","ESTADO DE MEXICO","GUANAJUATO","GUERRERO","HIDALGO","JALISCO","MICHOACAN","MORELOS","NAYARIT","NUEVO LEON","OAXACA","PUEBLA","QUERETARO","QUINTANA ROO","SAN LUIS POTOSI","SINALOA","SONORA","TABASCO","TAMAULIPAS","TLAXCALA","VERACRUZ","YUCATAN","ZACATECAS"]},"fieldId":"state"}},"code":200}
[ 2025-01-10 16:50:49 ] 6781b2586888e <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"],"description":["2026","2025","2024","2023","2022","2021","2020","2019","2018","2017","2016","2015","2014","2013","2012","2011","2010","2009","2008","2007","2006"]},"fieldId":"modelYear"}},"code":200}
[ 2025-01-10 16:50:49 ] 6781b25910c56 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","5","6","7","8","10","11","13","12","14","15","17","18","19","16","9","20","21","22","23","24","25","26","27","28","29","30","31","32","33","40","34","35","37","51","38","39","41","42","43","44","45","48","47","49","50","36","52","53","46","54","55","56","57","58","59","60","61","62","63","64","65","67","68","69","70","71","72","73","74","75","76","77","66","78","79","80","81","82","83","84"],"description":["ACATLAN","ACAXOCHITLAN","ACTOPAN","AGUA BLANCA DE ITURBIDE","AJACUBA","ALFAJAYUCAN","ALMOLOYA","APAN","ATITALAQUIA","ATLAPEXCO","ATOTONILCO DE TULA","ATOTONILCO EL GRANDE","CALNALI","CARDONAL","CHAPANTONGO","CHAPULHUACAN","CHILCUAUTLA","CUAUTEPEC DE HINOJOSA","EL ARENAL","ELOXOCHITLAN","EMILIANO ZAPATA","EPAZOYUCAN","FRANCISCO I. MADERO","HUASCA DE OCAMPO","HUAUTLA","HUAZALINGO","HUEHUETLA","HUEJUTLA DE REYES","HUICHAPAN","IXMIQUILPAN","JACALA DE LEDEZMA","JALTOCAN","JUAREZ HIDALGO","LA MISION","LOLOTLA","METEPEC","METZTITLAN","MINERAL DE LA REFORMA","MINERAL DEL CHICO","MINERAL DEL MONTE","MIXQUIAHUALA DE JUAREZ","MOLANGO DE ESCAMILLA","NICOLAS FLORES","NOPALA DE VILLAGRAN","OMITLAN DE JUAREZ","PACHUCA DE SOTO","PACULA","PISAFLORES","PROGRESO DE OBREGON","SAN AGUSTIN METZQUITITLAN","SAN AGUSTIN TLAXIACA","SAN BARTOLO TUTOTEPEC","SAN FELIPE ORIZATLAN","SAN SALVADOR","SANTIAGO DE ANAYA","SANTIAGO TULANTEPEC DE LUGO GUERRERO","SINGUILUCAN","TASQUILLO","TECOZAUTLA","TENANGO DE DORIA","TEPEAPULCO","TEPEHUACAN DE GUERRERO","TEPEJI DEL RIO DE OCAMPO","TEPETITLAN","TETEPANGO","TEZONTEPEC DE ALDAMA","TIANGUISTENGO","TIZAYUCA","TLAHUELILPAN","TLAHUILTEPA","TLANALAPA","TLANCHINOL","TLAXCOAPAN","TOLCAYUCA","TULA DE ALLENDE","TULANCINGO DE BRAVO","VILLA DE TEZONTEPEC","XOCHIATIPAN","XOCHICOATLAN","YAHUALICA","ZACUALTIPAN DE ANGELES","ZAPOTLAN DE JUAREZ","ZEMPOALA","ZIMAPAN"]},"fieldId":"city"}},"code":200}
[ 2025-01-10 16:51:00 ] 6781b264bf0e7 /api/mx/product
[ 2025-01-10 16:51:00 ] 6781b264bf0e7 -> {"fieldId":"brand","option":"Brands","modelYear":"2017","vehicleType":"100","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:01 ] 6781b2653f02d /api/mx/product
[ 2025-01-10 16:51:01 ] 6781b2653f02d -> {"fieldId":"brand","option":"Brands","modelYear":"2024","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:01 ] 6781b264bf0e7 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["AA","AI","BW","CR","FT","FD","HA","HI","KA","LR","MA","MZ","MN","MI","NN","PT","RT","ST","SM","SU","SI","TA","VW","VO"],"description":["ACURA","AUDI","BMW","CHRYSLER","FIAT","FORD","HONDA","HYUNDAI","KIA","LAND ROVER","MAZDA","MERCEDES BENZ","MINI","MITSUBISHI","NISSAN","PEUGEOT","RENAULT","SEAT","SMART","SUBARU","SUZUKI","TOYOTA","VOLKSWAGEN","VOLVO"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 16:51:02 ] 6781b2653f02d <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["FD","MZ","MI","NN","PT","RT","TA","VW"],"description":["FORD","MERCEDES BENZ","MITSUBISHI","NISSAN","PEUGEOT","RENAULT","TOYOTA","VOLKSWAGEN"]},"fieldId":"brand"}},"code":200}
[ 2025-01-10 16:51:03 ] 6781b2672721b /api/mx/product
[ 2025-01-10 16:51:03 ] 6781b2672721b -> {"fieldId":"subBrand","option":"Sub Brands","modelYear":"2024","brand":"MI","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:03 ] 6781b26748f76 /api/mx/product
[ 2025-01-10 16:51:03 ] 6781b26748f76 -> {"fieldId":"subBrand","option":"Sub Brands","modelYear":"2017","brand":"HI","vehicleType":"100","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:04 ] 6781b2672721b <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["260"],"description":["L200"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 16:51:04 ] 6781b26748f76 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["384","551","552","381","560","398"],"description":["CRETA","ELANTRA","GRAND I10","SANTA FE","SONATA","TUCSON"]},"fieldId":"subBrand"}},"code":200}
[ 2025-01-10 16:51:05 ] 6781b26930b45 /api/mx/product
[ 2025-01-10 16:51:05 ] 6781b26930b45 -> {"fieldId":"version","option":"Version","modelYear":"2017","brand":"HI","subBrand":"384","vehicleType":"100","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:05 ] 6781b2693316e /api/mx/product
[ 2025-01-10 16:51:05 ] 6781b2693316e -> {"fieldId":"version","option":"Version","modelYear":"2024","brand":"MI","subBrand":"260","vehicleType":"210","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:05 ] 6781b26930b45 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["P0360011","P0360012","P0360013","P0360014"],"description":["HYUNDAI CRETA GLS AUTOMATICA 4PTAS","HYUNDAI CRETA GLS ESTANDAR 4PTAS","HYUNDAI CRETA GLS PREMIUM AUTOMATICA 5PTAS","HYUNDAI CRETA LIMITED AUTOMATICA 5PTAS"]},"fieldId":"version"}},"code":200}
[ 2025-01-10 16:51:06 ] 6781b2693316e <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["10210009","10210006","10210007","10210010"],"description":["MI MITSUBISHI L200 GLS 4X4 DIESEL AUTOMATICA 4PTAS","MI MITSUBISHI L200 GLX ESTANDAR 4PTAS","MI MITSUBISHI L200 GLX TD ESTANDAR 4PTAS","MI MITSUBISHI L200 LIMITED DOBLE DIESEL 4X4 AUTOMA"]},"fieldId":"version"}},"code":200}
[ 2025-01-10 16:51:08 ] 6781b26c36976 /api/mx/product
[ 2025-01-10 16:51:08 ] 6781b26c36976 -> {"fieldId":"postalCode","option":"Postal Codes","state":"13","city":"17","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:08 ] 6781b26c85d47 /api/mx/product
[ 2025-01-10 16:51:08 ] 6781b26c85d47 -> {"fieldId":"city","option":"Cities","state":"9","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:09 ] 6781b26c36976 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["42900","42902","42903","42904","42905","42906","42910","42911","42912","42913","42918"],"description":["42900","42902","42903","42904","42905","42906","42910","42911","42912","42913","42918"]},"fieldId":"postalCode"}},"code":200}
[ 2025-01-10 16:51:09 ] 6781b26d26931 /api/mx/product
[ 2025-01-10 16:51:09 ] 6781b26d26931 -> {"product":"Resident Auto","option":"Quote","companyQuote":"Ana Seguros","state":"13","city":"17","stateText":"HIDALGO","modelYear":"2024","version":"10210007","webServicesQuote":"true","fieldId":""}
[ 2025-01-10 16:51:09 ] 6781b26c85d47 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["1","2","3","4","5","6","7","8","9","10","11","12","13","14","15","16"],"description":["ALVARO OBREGON","AZCAPOTZALCO","BENITO JUAREZ","COYOACAN","CUAJIMALPA DE MORELOS","CUAUHTEMOC","GUSTAVO A. MADERO","IZTACALCO","IZTAPALAPA","LA MAGDALENA CONTRERAS","MIGUEL HIDALGO","MILPA ALTA","TLAHUAC","TLALPAN","VENUSTIANO CARRANZA","XOCHIMILCO"]},"fieldId":"city"}},"code":200}
[ 2025-01-10 16:51:10 ] 6781b26e3254b /api/mx/product
[ 2025-01-10 16:51:10 ] 6781b26e3254b -> {"fieldId":"postalCode","option":"Postal Codes","state":"9","city":"9","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:10 ] 6781b26ee155c /api/mx/product
[ 2025-01-10 16:51:10 ] 6781b26ee155c -> {"product":"Resident Auto","option":"Quote","companyQuote":"Ana Seguros","state":"9","city":"9","stateText":"CIUDAD DE MEXICO","modelYear":"2017","version":"P0360011","webServicesQuote":"true","fieldId":""}
[ 2025-01-10 16:51:10 ] 6781b26e3254b <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["09000","09010","09020","09030","09040","09060","09070","09080","09089","09090","09099","09100","09110","09120","09130","09140","09180","09200","09208","09209","09210","09220","09230","09233","09239","09240","09250","09260","09270","09280","09290","09300","09310","09319","09320","09350","09359","09360","09369","09400","09410","09420","09429","09430","09438","09440","09450","09460","09470","09479","09480","09500","09510","09520","09530","09550","09560","09570","09577","09578","09579","09600","09608","09609","09620","09630","09637","09638","09640","09648","09660","09670","09680","09689","09690","09696","09698","09700","09704","09705","09706","09708","09709","09710","09719","09720","09730","09740","09750","09760","09767","09769","09770","09780","09790","09800","09809","09810","09819","09820","09828","09829","09830","09836","09837","09838","09839","09840","09849","09850","09856","09857","09858","09859","09860","09864","09868","09870","09880","09889","09890","09897","09899","09900","09910","09920","09930","09940","09960","09969","09970","09979"],"description":["09000","09010","09020","09030","09040","09060","09070","09080","09089","09090","09099","09100","09110","09120","09130","09140","09180","09200","09208","09209","09210","09220","09230","09233","09239","09240","09250","09260","09270","09280","09290","09300","09310","09319","09320","09350","09359","09360","09369","09400","09410","09420","09429","09430","09438","09440","09450","09460","09470","09479","09480","09500","09510","09520","09530","09550","09560","09570","09577","09578","09579","09600","09608","09609","09620","09630","09637","09638","09640","09648","09660","09670","09680","09689","09690","09696","09698","09700","09704","09705","09706","09708","09709","09710","09719","09720","09730","09740","09750","09760","09767","09769","09770","09780","09790","09800","09809","09810","09819","09820","09828","09829","09830","09836","09837","09838","09839","09840","09849","09850","09856","09857","09858","09859","09860","09864","09868","09870","09880","09889","09890","09897","09899","09900","09910","09920","09930","09940","09960","09969","09970","09979"]},"fieldId":"postalCode"}},"code":200}
[ 2025-01-10 16:51:13 ] 6781b26d26931 <- {"status":"success","response":{"Ana Seguros":{"Amplia":{"coverage":[{"id":"02","description":"Material damage","sumAssured":"Commercial value","type":"","deductible":"5%","premium":"14,185.28"},{"id":"04","description":"Total theft","sumAssured":"Commercial value","type":"","deductible":"10%","premium":"10,678.28"},{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,267.58"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"881.09"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver 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[ 2025-01-10 16:51:13 ]  <- null
[ 2025-01-10 16:51:14 ] 6781b2720d35e /api/mx/prospect/record
[ 2025-01-10 16:51:14 ] 6781b2720d35e -> {"firstNameContact":"Dulce","lastNameContact":"Test","phone":"5558755555","email":"RAAnatest@example.com","nationalityContact":"Canadian","reference":"Facebook Page","vehicleType":"210","modelYear":"2024","brand":"MI","subBrand":"260","version":"10210007","state":"13","city":"17","price":"FC: 43,930.19 \/ LC: 18,771.76 \/ RC: 6,181.15","ownerType":"1","nationality":"C1","firstName":"Dulce","lastName":"Test","secondLastName":"","birthday":"","gender":"","curp":"","rfc":"","identificationType":"","identificationNumber":"","occupation":"","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"","municipality":"","address":"","buildingNumber":"","unitNumber":"","engine":"","plates":"","serialNumber":"","secondDriver":"","startDate":"","cardFullName":"","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"","policyLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"","quoteNumber":"","renewData":"","policyTerm":"","priceFC":"43930.19","priceLDC":"18771.76","priceLYC":"6181.15","product":"Resident Auto","vehicleTypeText":"Pickup","brandText":"MITSUBISHI","subBrandText":"L200","versionText":"MI MITSUBISHI L200 GLX TD ESTANDAR 4PTAS","stateText":"HIDALGO","cityText":"CHAPANTONGO","aboutUs":"Facebook Page","companyQuote":"Ana Seguros","quoteResponse":"{\"Amplia\":{\"coverage\":[{\"id\":\"02\",\"description\":\"Material damage\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"5%\",\"premium\":\"14,185.28\"},{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"10,678.28\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,267.58\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"881.09\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"},{\"id\":\"35\",\"description\":\"Engine failure due to loss of oil\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"500.24\"},{\"id\":\"36\",\"description\":\"Agency body shop repair\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"7,003.36\"}],\"premiums\":{\"netPremium\":\"37174.85\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"6059.34\",\"totalPremium\":\"43930.19\",\"commission\":\"\"},\"error\":\"\"},\"Limitada\":{\"coverage\":[{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"10,678.86\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage 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\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"936.16\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"374.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"236.11\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel 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[ 2025-01-10 16:51:14 ] 6781b2720d35e <- {"status":"success","response":{"prospect":23142,"quoteNumber":"NQRA250110-638","idClient":27815},"code":200}
[ 2025-01-10 16:51:15 ] 6781b26ee155c <- {"status":"success","response":{"Ana Seguros":{"Amplia":{"coverage":[{"id":"02","description":"Material damage","sumAssured":"Commercial value","type":"","deductible":"5%","premium":"5,871.74"},{"id":"04","description":"Total theft","sumAssured":"Commercial value","type":"","deductible":"10%","premium":"5,123.15"},{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,556.29"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"1,319.06"},{"id":"0","description":"Drivers liability extension","sumAssured":"Included","type":"","deductible":"","premium":""},{"id":"0","description":"Under 18-year driver 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oil","sumAssured":"Included","type":"","deductible":"","premium":"210.5"},{"id":"36","description":"Agency body shop repair","sumAssured":"Included","type":"","deductible":"","premium":"2,947.00"}],"premiums":{"netPremium":"20225.16","policyFee":"896","surcharge":"0","tax":"3379.39","totalPremium":"24500.55","commission":""},"error":""},"Limitada":{"coverage":[{"id":"04","description":"Total theft","sumAssured":"Commercial value","type":"","deductible":"10%","premium":"5,123.15"},{"id":"0","description":"Third party liability","sumAssured":"$4,000,000.00 MXN Combined Single Limit","type":"","deductible":"","premium":""},{"id":"25","description":"Property damage liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"2,556.29"},{"id":"26","description":"Bodily injury liability","sumAssured":"$2,000,000.00 MXN ","type":"","deductible":"","premium":"1,319.06"},{"id":"0","description":"Drivers liability 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[ 2025-01-10 16:51:16 ]  <- null
[ 2025-01-10 16:51:16 ] 6781b2745c58f /api/mx/prospect/record
[ 2025-01-10 16:51:16 ] 6781b2745c58f -> {"firstNameContact":"testi dos","lastNameContact":"test","phone":"3221231231","email":"testitest@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"100","modelYear":"2017","brand":"HI","subBrand":"384","version":"P0360011","state":"9","city":"9","price":"FC: 24,500.55 \/ LC: 13,359.63 \/ RC: 6,943.49","ownerType":"1","nationality":"E1","firstName":"testi dos","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HNNH56GHNHH","secondDriver":"Mi otro yo","startDate":"01\/10\/2025","cardFullName":"test","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"","policyLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"","quoteNumber":"","renewData":"","policyTerm":"Liability Coverage","priceFC":"24500.55","priceLDC":"13359.63","priceLYC":"6943.49","product":"Resident Auto","vehicleTypeText":"Auto \/ SUV","brandText":"HYUNDAI","subBrandText":"CRETA","versionText":"HYUNDAI CRETA GLS AUTOMATICA 4PTAS","stateText":"CIUDAD DE MEXICO","cityText":"IZTAPALAPA","aboutUs":"Brochure","companyQuote":"Ana Seguros","quoteResponse":"{\"Amplia\":{\"coverage\":[{\"id\":\"02\",\"description\":\"Material damage\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"5%\",\"premium\":\"5,871.74\"},{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,123.15\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,556.29\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"1,319.06\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"317.9\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"419.52\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"09\",\"description\":\"Automovile Substitute for Total Loss due to Material Damage\",\"sumAssured\":\"$15,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"375.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"},{\"id\":\"35\",\"description\":\"Engine failure due to loss of oil\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"210.5\"},{\"id\":\"36\",\"description\":\"Agency body shop repair\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,947.00\"}],\"premiums\":{\"netPremium\":\"20225.16\",\"policyFee\":\"896\",\"surcharge\":\"0\",\"tax\":\"3379.39\",\"totalPremium\":\"24500.55\",\"commission\":\"\"},\"error\":\"\"},\"Limitada\":{\"coverage\":[{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"5,123.15\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,556.29\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 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assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"10820.92\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"1842.71\",\"totalPremium\":\"13359.63\",\"commission\":\"\"},\"error\":\"\"},\"RC\":{\"coverage\":[{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,556.29\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"1,319.06\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"317.9\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"419.52\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"5697.77\",\"policyFee\":\"288\",\"surcharge\":\"0\",\"tax\":\"957.72\",\"totalPremium\":\"6943.49\",\"commission\":\"\"},\"error\":\"\"}}"}
[ 2025-01-10 16:51:16 ] 6781b2745c58f <- {"status":"success","response":{"prospect":23143,"quoteNumber":"NQRA250110-482","idClient":27816},"code":200}
[ 2025-01-10 16:51:23 ]  <- null
[ 2025-01-10 16:51:24 ] 6781b27c3110c /api/mx/product
[ 2025-01-10 16:51:24 ] 6781b27c3110c -> {"fieldId":"municipality","option":"Municipalities","state":"9","city":"9","postalCode":"09110","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:24 ] 6781b27c3110c <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["832"],"description":["LA VALENCIANA"]},"fieldId":"municipality"}},"code":200}
[ 2025-01-10 16:51:28 ] 6781b280659b3 /api/mx/product
[ 2025-01-10 16:51:28 ] 6781b280659b3 -> {"fieldId":"municipality","option":"Municipalities","state":"13","city":"17","postalCode":"42903","product":"Resident Auto","companyQuote":"Ana Seguros"}
[ 2025-01-10 16:51:29 ] 6781b280659b3 <- {"status":"success","response":{"Ana Seguros":{"content":{"id":["2558","2556","2560","2561","2557","2559"],"description":["CANHUADA","DEXHA","LA UNION","QUINTA LA ESPERANZA","REMEDIOS","TOXTHE"]},"fieldId":"municipality"}},"code":200}
[ 2025-01-10 16:51:30 ]  <- null
[ 2025-01-10 16:51:31 ] 6781b28330d3a /api/mx/save-session
[ 2025-01-10 16:51:31 ] 6781b28330d3a -> {"firstNameContact":"testi dos","lastNameContact":"test","phone":"3221231231","email":"testitest@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"100","modelYear":"2017","brand":"HI","subBrand":"384","version":"P0360011","state":"9","city":"9","price":"6943.49","ownerType":"1","nationality":"E1","firstName":"testi dos","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"09110","municipality":"832","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HN6H56GHNHH","secondDriver":"Mi otro 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[ 2025-01-10 16:51:31 ] 6781b28330d3a <- {"status":"success","response":{"message":"Success","process":{"id_process":2985,"etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"testi dos\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"testitest@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"100\",\"modelYear\":\"2017\",\"brand\":\"HI\",\"subBrand\":\"384\",\"version\":\"P0360011\",\"state\":\"9\",\"city\":\"9\",\"price\":\"6943.49\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi 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[ 2025-01-10 16:51:40 ]  <- null
[ 2025-01-10 16:51:40 ] 6781b28cf3940 /api/mx/save-session
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[ 2025-01-10 16:51:41 ]  <- null
[ 2025-01-10 16:51:41 ] 6781b28cf3940 <- {"status":"success","response":{"message":"Success","process":{"id_process":2986,"etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"phone\":\"5558755555\",\"email\":\"RAAnatest@example.com\",\"nationalityContact\":\"Canadian\",\"reference\":\"Facebook 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\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,267.58\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"881.09\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per 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[ 2025-01-10 16:51:41 ] 6781b28d39b1d /api/mx/dashboard-process
[ 2025-01-10 16:51:41 ] 6781b28d39b1d -> {"id":2985,"option":"saveTask","status":"completed","task":"payment-view","data":"Step 3: Review Information"}
[ 2025-01-10 16:51:41 ] 6781b28d39b1d <- {"status":"success","response":{"id_process":2985,"etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"\"Step 3: Review Information\"","user_fixer":null},"code":200}
[ 2025-01-10 16:51:45 ] 6781b291194cf /api/mx/save-session
[ 2025-01-10 16:51:45 ] 6781b291194cf -> {"firstNameContact":"Dulce","lastNameContact":"Test","phone":"5558755555","email":"RAAnatest@example.com","nationalityContact":"Canadian","reference":"Facebook Page","vehicleType":"210","modelYear":"2024","brand":"MI","subBrand":"260","version":"10210007","state":"13","city":"17","price":"18771.76","ownerType":"1","nationality":"C1","firstName":"Dulce","lastName":"Test","secondLastName":"","birthday":"08\/12\/1990","gender":"2","curp":"","rfc":"","identificationType":"C2","identificationNumber":"6667ff77","occupation":"D1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"42903","municipality":"2556","address":"123 Main 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VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"15486.55\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"2589.21\",\"totalPremium\":\"18771.76\",\"commission\":\"\"},\"error\":\"\"},\"RC\":{\"coverage\":[{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,409.31\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"936.16\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"374.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"236.11\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"5040.58\",\"policyFee\":\"288\",\"surcharge\":\"0\",\"tax\":\"852.57\",\"totalPremium\":\"6181.15\",\"commission\":\"\"},\"error\":\"\"}}","textValues":"{\"vehicleTypeText\":\"Pickup\",\"modelYearText\":\"2024\",\"brandText\":\"MITSUBISHI\",\"subBrandText\":\"L200\",\"versionText\":\"MI MITSUBISHI L200 GLX TD ESTANDAR 4PTAS\",\"stateText\":\"HIDALGO\",\"cityText\":\"CHAPANTONGO\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"DEXHA\",\"nationalityText\":\"Canadian\",\"identificationTypeText\":\"Profesional Service Card\",\"occupationText\":\"Doctor\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Female\"}"}
[ 2025-01-10 16:51:45 ] 6781b291194cf <- {"status":"success","response":{"message":"Success","process":{"id_process":2986,"etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"phone\":\"5558755555\",\"email\":\"RAAnatest@example.com\",\"nationalityContact\":\"Canadian\",\"reference\":\"Facebook Page\",\"vehicleType\":\"210\",\"modelYear\":\"2024\",\"brand\":\"MI\",\"subBrand\":\"260\",\"version\":\"10210007\",\"state\":\"13\",\"city\":\"17\",\"price\":\"18771.76\",\"ownerType\":\"1\",\"nationality\":\"C1\",\"firstName\":\"Dulce\",\"lastName\":\"Test\",\"secondLastName\":\"\",\"birthday\":\"08\\\/12\\\/1990\",\"gender\":\"2\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C2\",\"identificationNumber\":\"6667ff77\",\"occupation\":\"D1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"42903\",\"municipality\":\"2556\",\"address\":\"123 Main St\",\"buildingNumber\":\"345\",\"unitNumber\":\"44\",\"engine\":\"f5755\",\"plates\":\"wre56\",\"serialNumber\":\"Z6NG4567451045689\",\"secondDriver\":\"\",\"startDate\":\"01\\\/23\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23142\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27815\",\"quoteNumber\":\"NQRA250110-638\",\"renewData\":\"\",\"policyTerm\":\"Limited Coverage\",\"priceFC\":\"43930.19\",\"priceLDC\":\"18771.76\",\"priceLYC\":\"6181.15\",\"product\":\"Resident Auto\",\"processId\":2986,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"5%\\\",\\\"premium\\\":\\\"14,185.28\\\"},{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"10,678.28\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,267.58\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"881.09\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"},{\\\"id\\\":\\\"35\\\",\\\"description\\\":\\\"Engine failure due to loss of oil\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"500.24\\\"},{\\\"id\\\":\\\"36\\\",\\\"description\\\":\\\"Agency body shop repair\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"7,003.36\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"37174.85\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"6059.34\\\",\\\"totalPremium\\\":\\\"43930.19\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"Limitada\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"10,678.86\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,267.58\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"881.09\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"15486.55\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"2589.21\\\",\\\"totalPremium\\\":\\\"18771.76\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"RC\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,409.31\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"936.16\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"374.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"236.11\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"5040.58\\\",\\\"policyFee\\\":\\\"288\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"852.57\\\",\\\"totalPremium\\\":\\\"6181.15\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"}}\",\"textValues\":\"{\\\"vehicleTypeText\\\":\\\"Pickup\\\",\\\"modelYearText\\\":\\\"2024\\\",\\\"brandText\\\":\\\"MITSUBISHI\\\",\\\"subBrandText\\\":\\\"L200\\\",\\\"versionText\\\":\\\"MI MITSUBISHI L200 GLX TD ESTANDAR 4PTAS\\\",\\\"stateText\\\":\\\"HIDALGO\\\",\\\"cityText\\\":\\\"CHAPANTONGO\\\",\\\"ownerTypeText\\\":\\\"Person\\\",\\\"municipalityText\\\":\\\"DEXHA\\\",\\\"nationalityText\\\":\\\"Canadian\\\",\\\"identificationTypeText\\\":\\\"Profesional Service Card\\\",\\\"occupationText\\\":\\\"Doctor\\\",\\\"turningCompanyText\\\":\\\"Select...\\\",\\\"nationalityRepresentative\\\":\\\"Select...\\\",\\\"genderText\\\":\\\"Female\\\"}\"}","user_fixer":null}},"code":200}
[ 2025-01-10 16:51:46 ]  <- null
[ 2025-01-10 16:51:47 ] 6781b293089af /api/mx/product
[ 2025-01-10 16:51:47 ] 6781b293089af -> {"firstNameContact":"testi dos","lastNameContact":"test","phone":"3221231231","email":"testitest@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"100","modelYear":"2017","brand":"HI","subBrand":"384","version":"P0360011","state":"9","city":"9","price":"6943.49","ownerType":"1","nationality":"E1","firstName":"testi dos","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"09110","municipality":"832","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HN6H56GHNHH","secondDriver":"Mi otro yo","startDate":"01\/10\/2025","cardFullName":"test","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"","policyLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"23143","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"27816","quoteNumber":"NQRA250110-482","renewData":"","policyTerm":"Liability Coverage","priceFC":"24500.55","priceLDC":"13359.63","priceLYC":"6943.49","product":"Resident Auto","fieldId":"","processId":2985,"option":"Policy","companyQuote":"Ana Seguros","webServicesQuote":"true","textValues":"{\"vehicleTypeText\":\"Auto \/ SUV\",\"modelYearText\":\"2017\",\"brandText\":\"HYUNDAI\",\"subBrandText\":\"CRETA\",\"versionText\":\"HYUNDAI CRETA GLS AUTOMATICA 4PTAS\",\"stateText\":\"CIUDAD DE MEXICO\",\"cityText\":\"IZTAPALAPA\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"LA VALENCIANA\",\"nationalityText\":\"American\",\"identificationTypeText\":\"Military Service Card\",\"occupationText\":\"Licensed\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Male\"}"}
[ 2025-01-10 16:51:49 ]  <- null
[ 2025-01-10 16:51:49 ] 6781b2953b11c /api/mx/dashboard-process
[ 2025-01-10 16:51:49 ] 6781b2953b11c -> {"id":2986,"option":"saveTask","status":"completed","task":"payment-view","data":"Step 3: Review Information"}
[ 2025-01-10 16:51:49 ] 6781b2953b11c <- {"status":"success","response":{"id_process":2986,"etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"\"Step 3: Review Information\"","user_fixer":null},"code":200}
[ 2025-01-10 16:51:59 ] 6781b29f70b28 /api/mx/product
[ 2025-01-10 16:51:59 ] 6781b29f70b28 -> {"firstNameContact":"Dulce","lastNameContact":"Test","phone":"5558755555","email":"RAAnatest@example.com","nationalityContact":"Canadian","reference":"Facebook Page","vehicleType":"210","modelYear":"2024","brand":"MI","subBrand":"260","version":"10210007","state":"13","city":"17","price":"18771.76","ownerType":"1","nationality":"C1","firstName":"Dulce","lastName":"Test","secondLastName":"","birthday":"08\/12\/1990","gender":"2","curp":"","rfc":"","identificationType":"C2","identificationNumber":"6667ff77","occupation":"D1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"42903","municipality":"2556","address":"123 Main St","buildingNumber":"345","unitNumber":"44","engine":"f5755","plates":"wre56","serialNumber":"Z6NG4567451045689","secondDriver":"","startDate":"01\/23\/2025","cardFullName":"Test RA","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"","policyLink":"","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"23142","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"27815","quoteNumber":"NQRA250110-638","renewData":"","policyTerm":"Limited Coverage","priceFC":"43930.19","priceLDC":"18771.76","priceLYC":"6181.15","product":"Resident Auto","fieldId":"","processId":2986,"option":"Policy","companyQuote":"Ana Seguros","webServicesQuote":"true","textValues":"{\"vehicleTypeText\":\"Pickup\",\"modelYearText\":\"2024\",\"brandText\":\"MITSUBISHI\",\"subBrandText\":\"L200\",\"versionText\":\"MI MITSUBISHI L200 GLX TD ESTANDAR 4PTAS\",\"stateText\":\"HIDALGO\",\"cityText\":\"CHAPANTONGO\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"DEXHA\",\"nationalityText\":\"Canadian\",\"identificationTypeText\":\"Profesional Service Card\",\"occupationText\":\"Doctor\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Female\"}"}
[ 2025-01-10 16:52:07 ] 6781b2a75ab9b /api/mx/dashboard-process
[ 2025-01-10 16:52:07 ] 6781b2a75ab9b -> {"option":"getInformation"}
[ 2025-01-10 16:52:12 ] 6781b2a75ab9b <- {"status":"success","response":[{"id":2986,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"RAAnatest@example.com","client_company":"","status":"started","stage_date":"2025-01-10 16:51:41","reference":"Resident Auto","flow_content":[{"id_task":23701,"id_process":"2986","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"phone\":\"5558755555\",\"email\":\"RAAnatest@example.com\",\"nationalityContact\":\"Canadian\",\"reference\":\"Facebook Page\",\"vehicleType\":\"210\",\"modelYear\":\"2024\",\"brand\":\"MI\",\"subBrand\":\"260\",\"version\":\"10210007\",\"state\":\"13\",\"city\":\"17\",\"price\":\"18771.76\",\"ownerType\":\"1\",\"nationality\":\"C1\",\"firstName\":\"Dulce\",\"lastName\":\"Test\",\"secondLastName\":\"\",\"birthday\":\"08\\\/12\\\/1990\",\"gender\":\"2\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C2\",\"identificationNumber\":\"6667ff77\",\"occupation\":\"D1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"42903\",\"municipality\":\"2556\",\"address\":\"123 Main St\",\"buildingNumber\":\"345\",\"unitNumber\":\"44\",\"engine\":\"f5755\",\"plates\":\"wre56\",\"serialNumber\":\"Z6NG4567451045689\",\"secondDriver\":\"\",\"startDate\":\"01\\\/23\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23142\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27815\",\"quoteNumber\":\"NQRA250110-638\",\"renewData\":\"\",\"policyTerm\":\"Limited Coverage\",\"priceFC\":\"43930.19\",\"priceLDC\":\"18771.76\",\"priceLYC\":\"6181.15\",\"product\":\"Resident Auto\",\"processId\":2986,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"5%\\\",\\\"premium\\\":\\\"14,185.28\\\"},{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"10,678.28\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,267.58\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"881.09\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability 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successfully.","technical_error":"","task_data":"\"MX00RAEM002409\"","user_fixer":null},{"id_task":23694,"id_process":"2984","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23695,"id_process":"2984","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23696,"id_process":"2984","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"23141\"","user_fixer":null},{"id_task":23697,"id_process":"2984","etapa":"save-product-information","status":"fail","message":"Error saving product information","technical_error":"\"An exception occurred while executing 'INSERT INTO policy_information (id_policy_info, cgi_id_client_pi, department, issuing_date, type_policy, insurance_company, certificate_number, policy_number, term, start_date, end_date, currency, net_premium, policy_fee, tax, total_premium, financial_surcharge, commission, total_commission_amount, commission_today, payment_date, payment_form, type_payment, amount_paid, payment_status, policy_status, notes, sale_person, sale_channel, issuing_type, policy_about_us, issuing_mode, issuing_status) VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)' with params [\\\"\\\", null, \\\"Personal Lines\\\", \\\"2025-01-10\\\", \\\"Resident Auto\\\", \\\"ANA\\\", \\\"MX00RAEM002409\\\", \\\"04013047045\\\", 365, \\\"2025-01-10\\\", \\\"2026-01-10\\\", \\\"Pesos\\\", \\\"5112.06\\\", \\\"288\\\", \\\"864.01\\\", \\\"6264.07\\\", 0, 10, 511.20600000000007412381819449365139007568359375, 511.20600000000007412381819449365139007568359375, \\\"2025-01-10\\\", \\\"Unique Payment\\\", \\\"Credit Card\\\", \\\"6264.07\\\", \\\"Paid\\\", \\\"Active\\\", \\\"\\\", \\\"Client\\\", \\\"Website\\\", \\\"Renewal-\\\", \\\"Brochure\\\", \\\"ws\\\", \\\"\\\"]:\\n\\nSQLSTATE[23000]: Integrity constraint violation: 1048 Column 'cgi_id_client_pi' cannot be null\"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi 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<tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t                <tem:PropertyGeneratePayments>1<\\\/tem:PropertyGeneratePayments>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"51801\\\",\\\"NUMBERDOCTO\\\":{},\\\"RESPONSENBRADIC\\\":\\\"-1\\\",\\\"LISTRECIBOS\\\":{}}}\"}","user_fixer":null},{"id_task":21732,"id_process":"2739","etapa":"reissued-certificate","status":"completed","message":null,"technical_error":"","task_data":"\"MXANHOQR002102\"","user_fixer":null},{"id_task":21733,"id_process":"2739","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19158\",\"json_value\":\"{\\\"address\\\":\\\"Punta Sur\\\",\\\"buildingNumber\\\":\\\"F\\\",\\\"unitNumber\\\":\\\"201\\\",\\\"postalCode\\\":\\\"77776\\\",\\\"county\\\":\\\"Rancheria akumal\\\",\\\"city\\\":\\\"Tulum\\\",\\\"state\\\":\\\"Quintana 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to 30 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akumal\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21734,"id_process":"2739","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21735,"id_process":"2739","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21736,"id_process":"2739","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"HO\",\"policy\":\"MXANHOQR002542\",\"email\":\"rfrizzell@comcast.com\",\"code\":\"08565D\",\"pageConfig\":\"WOMAF\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 16:52:17 ] 6781b2b19bc9d /api/mx/dashboard-process
[ 2025-01-10 16:52:17 ] 6781b2b19bc9d -> {"option":"getInformation"}
[ 2025-01-10 16:52:22 ] 6781b2b19bc9d <- {"status":"success","response":[{"id":2986,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"RAAnatest@example.com","client_company":"","status":"started","stage_date":"2025-01-10 16:51:41","reference":"Resident Auto","flow_content":[{"id_task":23701,"id_process":"2986","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"phone\":\"5558755555\",\"email\":\"RAAnatest@example.com\",\"nationalityContact\":\"Canadian\",\"reference\":\"Facebook 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policy_number, term, start_date, end_date, currency, net_premium, policy_fee, tax, total_premium, financial_surcharge, commission, total_commission_amount, commission_today, payment_date, payment_form, type_payment, amount_paid, payment_status, policy_status, notes, sale_person, sale_channel, issuing_type, policy_about_us, issuing_mode, issuing_status) VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)' with params [\\\"\\\", null, \\\"Personal Lines\\\", \\\"2025-01-10\\\", \\\"Resident Auto\\\", \\\"ANA\\\", \\\"MX00RAEM002409\\\", \\\"04013047045\\\", 365, \\\"2025-01-10\\\", \\\"2026-01-10\\\", \\\"Pesos\\\", \\\"5112.06\\\", \\\"288\\\", \\\"864.01\\\", \\\"6264.07\\\", 0, 10, 511.20600000000007412381819449365139007568359375, 511.20600000000007412381819449365139007568359375, \\\"2025-01-10\\\", \\\"Unique Payment\\\", \\\"Credit Card\\\", \\\"6264.07\\\", \\\"Paid\\\", \\\"Active\\\", \\\"\\\", \\\"Client\\\", \\\"Website\\\", \\\"Renewal-\\\", \\\"Brochure\\\", \\\"ws\\\", \\\"\\\"]:\\n\\nSQLSTATE[23000]: Integrity constraint violation: 1048 Column 'cgi_id_client_pi' cannot be null\"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi 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days\",\"entranceDateAux\":\"\",\"price\":\"777.896\",\"conditions\":\"1\",\"product\":\"HO\",\"distributorCode\":\"AN\",\"distributor\":\"launa-brockman\",\"distributorLink\":\"launa-brockman\",\"netPremium\":\"563.6\",\"policyFee\":\"107\",\"tax\":\"107.296\",\"whitOutCharge\":\"\",\"renewData\":\"\",\"beforePayDataReference\":\"HO3015cyln7005\",\"idClient\":\"20484\",\"aigSpecialsFlag\":\"\",\"aboutUsList\":\"Reissued\",\"reference\":\"Reissued\",\"auxAboutUs\":\"launa-brockman\",\"pageConfig\":\"WOMAF\",\"isPackages\":\"false\",\"quoteNumber\":\"NQHO241228-309\",\"prospect\":\"22729\",\"prospectSicas\":\"21902|5241\",\"contactSicas\":\"30393\",\"issuingStatus\":\"reissued\",\"reissuedData\":\"MXANHOQR002102\",\"policyTerm\":\"GMX\",\"company\":\"GMX\",\"entranceDateNotes\":\"\",\"countyId\":\"\",\"policyNumberToRenew\":\"\",\"_token\":\"d1253847b3af5b07ba749014607b735d2b057898\",\"packAigName\":\"\",\"orderId\":\"HO3015cyln7005\",\"mount\":\"777.90\",\"processId\":\"2739\"}","user_fixer":null},{"id_task":21723,"id_process":"2739","etapa":"generate-payment-link","status":"completed","message":"Payment 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<tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5241\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21728,"id_process":"2739","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXANHOQR002542\"","user_fixer":null},{"id_task":21729,"id_process":"2739","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21730,"id_process":"2739","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21731,"id_process":"2739","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDocumentos.IDDocto|51801,DatDocumentos.TipoDocto|1,DatDocumentos.Documento|MXANHOQR002102,DatDocumentos.IDAgente|2,DatDocumentos.Status|3<\\\/tem:oDataString>\\t\\t            \\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_Polizas<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t                <tem:PropertyGeneratePayments>1<\\\/tem:PropertyGeneratePayments>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"51801\\\",\\\"NUMBERDOCTO\\\":{},\\\"RESPONSENBRADIC\\\":\\\"-1\\\",\\\"LISTRECIBOS\\\":{}}}\"}","user_fixer":null},{"id_task":21732,"id_process":"2739","etapa":"reissued-certificate","status":"completed","message":null,"technical_error":"","task_data":"\"MXANHOQR002102\"","user_fixer":null},{"id_task":21733,"id_process":"2739","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19158\",\"json_value\":\"{\\\"address\\\":\\\"Punta Sur\\\",\\\"buildingNumber\\\":\\\"F\\\",\\\"unitNumber\\\":\\\"201\\\",\\\"postalCode\\\":\\\"77776\\\",\\\"county\\\":\\\"Rancheria akumal\\\",\\\"city\\\":\\\"Tulum\\\",\\\"state\\\":\\\"Quintana 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to 30 days\\\",\\\"product\\\":\\\"Homeowners\\\",\\\"currency\\\":\\\"Dollars\\\",\\\"price\\\":\\\"0\\\",\\\"oldPrice\\\":\\\"0\\\",\\\"dueDate\\\":\\\"\\\",\\\"id_client\\\":\\\"20484\\\",\\\"packName\\\":\\\"\\\",\\\"packAigName\\\":\\\"\\\",\\\"auxOutdoorsConstruction\\\":\\\"\\\",\\\"auxLiabilityValue\\\":\\\"\\\",\\\"auxGolfCartsValue\\\":\\\"\\\",\\\"auxGlassValue\\\":\\\"\\\",\\\"auxTheftValue\\\":\\\"\\\",\\\"auxJewerlyValue\\\":\\\"\\\",\\\"auxElectronicValue\\\":\\\"\\\",\\\"auxMachineryValue\\\":\\\"\\\",\\\"auxBoilerValue\\\":\\\"\\\",\\\"additionalInsuredCollection\\\":\\\"[{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"}]\\\",\\\"howManyAdditionalInsured\\\":\\\"\\\",\\\"countyText\\\":\\\"Rancheria akumal\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21734,"id_process":"2739","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21735,"id_process":"2739","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21736,"id_process":"2739","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"HO\",\"policy\":\"MXANHOQR002542\",\"email\":\"rfrizzell@comcast.com\",\"code\":\"08565D\",\"pageConfig\":\"WOMAF\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 16:52:25 ] 6781b2b97ef3b /api/mx/dashboard-process
[ 2025-01-10 16:52:25 ] 6781b2b97ef3b -> {"option":"getInformation"}
[ 2025-01-10 16:52:26 ] 6781b293089af <- {"status":"success","response":{"Ana Seguros":{"content":{"policyNumber":"04013047046","policyLink":"https:\/\/server.anaseguros.com.mx\/emision\/impresion\/temporal-impresion\/04013047046000000.php"},"error":""}},"code":200}
[ 2025-01-10 16:52:27 ]  <- null
[ 2025-01-10 16:52:27 ] 6781b2bb41066 /api/mx/ws-purchase-process
[ 2025-01-10 16:52:27 ] 6781b2bb41066 -> {"firstNameContact":"testi dos","lastNameContact":"test","phone":"3221231231","email":"testitest@te.st","nationalityContact":"American","reference":"Brochure","vehicleType":"100","modelYear":"2017","brand":"HI","subBrand":"384","version":"P0360011","state":"9","city":"9","price":"6943.49","ownerType":"1","nationality":"E1","firstName":"testi dos","lastName":"test","secondLastName":"","birthday":"10\/10\/1990","gender":"1","curp":"","rfc":"","identificationType":"C1","identificationNumber":"SDFG677FN","occupation":"L1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"09110","municipality":"832","address":"mi casa","buildingNumber":"123321","unitNumber":"23432","engine":"fg46g6g","plates":"FGH56","serialNumber":"HYrg56HN6H56GHNHH","secondDriver":"Mi otro 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liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"317.9\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"419.52\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"09\",\"description\":\"Automovile Substitute for Total Loss due to Material Damage\",\"sumAssured\":\"$15,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"375.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"},{\"id\":\"35\",\"description\":\"Engine failure due to loss of 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[ 2025-01-10 16:52:29 ] 6781b2bb41066 <- {"status":"success","response":{"id_client":"27816","email":"testitest@te.st","certificate_number":"MX00RACX002409","product":"Resident-Auto","authCode":"00000","hash":"33a709ecdd"},"code":200}
[ 2025-01-10 16:52:30 ] 6781b29f70b28 <- {"status":"success","response":{"Ana Seguros":{"content":{"policyNumber":"04013047047","policyLink":"https:\/\/server.anaseguros.com.mx\/emision\/impresion\/temporal-impresion\/04013047047000000.php"},"error":""}},"code":200}
[ 2025-01-10 16:52:30 ]  <- null
[ 2025-01-10 16:52:30 ]  <- null
[ 2025-01-10 16:52:30 ] 6781b2b97ef3b <- {"status":"success","response":[{"id":2986,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"RAAnatest@example.com","client_company":"","status":"started","stage_date":"2025-01-10 16:51:41","reference":"Resident Auto","flow_content":[{"id_task":23701,"id_process":"2986","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"phone\":\"5558755555\",\"email\":\"RAAnatest@example.com\",\"nationalityContact\":\"Canadian\",\"reference\":\"Facebook 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liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,409.31\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"936.16\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver 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\\\"Website\\\", \\\"Renewal-\\\", \\\"Brochure\\\", \\\"ws\\\", \\\"\\\"]:\\n\\nSQLSTATE[23000]: Integrity constraint violation: 1048 Column 'cgi_id_client_pi' cannot be null\"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi 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Card\\\",\\\"occupationText\\\":\\\"Licensed\\\",\\\"turningCompanyText\\\":\\\"Select...\\\",\\\"nationalityRepresentative\\\":\\\"Select...\\\",\\\"genderText\\\":\\\"Male\\\"}\",\"companyQuote\":\"Ana Seguros\",\"option\":\"policy\",\"webServicesQuote\":\"true\",\"salePerson\":\"Client\",\"saleChannel\":\"Website\",\"authCode\":\"00000\",\"certificate_number\":\"MX00RAEM002409\",\"consecutive_number\":2409,\"response\":true,\"prospect_status\":\"Purchase completed\"}","user_fixer":null},{"id_task":23698,"id_process":"2984","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"19587","user_fixer":null},{"id_task":23699,"id_process":"2984","etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"testitest@te.st\",\"certificateNumber\":\"MX00RAEM002409\",\"authCode\":\"00000\"}","user_fixer":null}]},{"id":2983,"sale_person":"Client","client_first_name":"Cuauhtemoc","client_father_last_name":"Castro","client_email":"temocastro9@gmail.com","client_company":"","status":"In process","stage_date":"2025-01-10 15:03:46","reference":"TM","flow_content":[{"id_task":23685,"id_process":"2983","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstName\":\"Cuauhtemoc\",\"lastName\":\"Castro\",\"email\":\"temocastro9@gmail.com\",\"phone\":\"(322) 2318355\",\"nationalityContact\":\"Mexican\",\"aboutUs\":\"Facebook 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USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transfer of a Relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hotel Expenses of a Relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Up to 5 nights for up to $500 USD per night\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Transport & Adult Companion for children\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early Return of the Insured in case of Death of direct relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Early Return of the Insured in case of Hospitalization of direct relative\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"Included\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Trip cancellation\\\\\\\",\\\\\\\"SUMA_ASEGURADA\\\\\\\":\\\\\\\"3,000 USD\\\\\\\"},{\\\\\\\"NOM_COBERTURA\\\\\\\":\\\\\\\"Hotel expenses for 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<tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5241\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21728,"id_process":"2739","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXANHOQR002542\"","user_fixer":null},{"id_task":21729,"id_process":"2739","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21730,"id_process":"2739","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21731,"id_process":"2739","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDocumentos.IDDocto|51801,DatDocumentos.TipoDocto|1,DatDocumentos.Documento|MXANHOQR002102,DatDocumentos.IDAgente|2,DatDocumentos.Status|3<\\\/tem:oDataString>\\t\\t            \\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_Polizas<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t                <tem:PropertyGeneratePayments>1<\\\/tem:PropertyGeneratePayments>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"51801\\\",\\\"NUMBERDOCTO\\\":{},\\\"RESPONSENBRADIC\\\":\\\"-1\\\",\\\"LISTRECIBOS\\\":{}}}\"}","user_fixer":null},{"id_task":21732,"id_process":"2739","etapa":"reissued-certificate","status":"completed","message":null,"technical_error":"","task_data":"\"MXANHOQR002102\"","user_fixer":null},{"id_task":21733,"id_process":"2739","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19158\",\"json_value\":\"{\\\"address\\\":\\\"Punta Sur\\\",\\\"buildingNumber\\\":\\\"F\\\",\\\"unitNumber\\\":\\\"201\\\",\\\"postalCode\\\":\\\"77776\\\",\\\"county\\\":\\\"Rancheria akumal\\\",\\\"city\\\":\\\"Tulum\\\",\\\"state\\\":\\\"Quintana 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to 30 days\\\",\\\"product\\\":\\\"Homeowners\\\",\\\"currency\\\":\\\"Dollars\\\",\\\"price\\\":\\\"0\\\",\\\"oldPrice\\\":\\\"0\\\",\\\"dueDate\\\":\\\"\\\",\\\"id_client\\\":\\\"20484\\\",\\\"packName\\\":\\\"\\\",\\\"packAigName\\\":\\\"\\\",\\\"auxOutdoorsConstruction\\\":\\\"\\\",\\\"auxLiabilityValue\\\":\\\"\\\",\\\"auxGolfCartsValue\\\":\\\"\\\",\\\"auxGlassValue\\\":\\\"\\\",\\\"auxTheftValue\\\":\\\"\\\",\\\"auxJewerlyValue\\\":\\\"\\\",\\\"auxElectronicValue\\\":\\\"\\\",\\\"auxMachineryValue\\\":\\\"\\\",\\\"auxBoilerValue\\\":\\\"\\\",\\\"additionalInsuredCollection\\\":\\\"[{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"}]\\\",\\\"howManyAdditionalInsured\\\":\\\"\\\",\\\"countyText\\\":\\\"Rancheria akumal\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21734,"id_process":"2739","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21735,"id_process":"2739","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21736,"id_process":"2739","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"HO\",\"policy\":\"MXANHOQR002542\",\"email\":\"rfrizzell@comcast.com\",\"code\":\"08565D\",\"pageConfig\":\"WOMAF\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 16:52:30 ] 6781b2beda195 /api/mx/dashboard-process
[ 2025-01-10 16:52:30 ] 6781b2beda195 -> {"option":"saveTask","id":"2985","task":"purchase-success","status":"completed","message":1,"data":{"email":"testitest@te.st","certificateNumber":"MX00RACX002409","authCode":"00000"}}
[ 2025-01-10 16:52:30 ] 6781b2beda195 <- {"status":"success","response":{"id_process":2985,"etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"testitest@te.st\",\"certificateNumber\":\"MX00RACX002409\",\"authCode\":\"00000\"}","user_fixer":null},"code":200}
[ 2025-01-10 16:52:31 ] 6781b2bf07e15 /api/mx/ws-purchase-process
[ 2025-01-10 16:52:31 ] 6781b2bf07e15 -> {"firstNameContact":"Dulce","lastNameContact":"Test","phone":"5558755555","email":"RAAnatest@example.com","nationalityContact":"Canadian","reference":"Facebook Page","vehicleType":"210","modelYear":"2024","brand":"MI","subBrand":"260","version":"10210007","state":"13","city":"17","price":"18771.76","ownerType":"1","nationality":"C1","firstName":"Dulce","lastName":"Test","secondLastName":"","birthday":"08\/12\/1990","gender":"2","curp":"","rfc":"","identificationType":"C2","identificationNumber":"6667ff77","occupation":"D1","companyName":"","rfcCompany":"","turningCompany":"","representativeName":"","nationalityRepresentative":"","postalCode":"42903","municipality":"2556","address":"123 Main St","buildingNumber":"345","unitNumber":"44","engine":"f5755","plates":"wre56","serialNumber":"Z6NG4567451045689","secondDriver":"","startDate":"01\/23\/2025","cardFullName":"Test RA","distributorCode":"","distributor":"auto","distributorLink":"","policyNumber":"04013047047","policyLink":"https:\/\/server.anaseguros.com.mx\/emision\/impresion\/temporal-impresion\/04013047047000000.php","whitOutCharge":"","referer":"https:\/\/newnim.novamar.info\/insurance-services\/mexico-auto-insurance\/resident-auto","prospect":"23142","prospectSicas":"","contactSicas":"","campaign":"none","source":"none","id_client":"27815","quoteNumber":"NQRA250110-638","renewData":"","policyTerm":"Limited Coverage","priceFC":"43930.19","priceLDC":"18771.76","priceLYC":"6181.15","product":"Resident Auto","quoteResponse":"{\"Amplia\":{\"coverage\":[{\"id\":\"02\",\"description\":\"Material damage\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"5%\",\"premium\":\"14,185.28\"},{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"10,678.28\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,267.58\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"881.09\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"},{\"id\":\"35\",\"description\":\"Engine failure due to loss of oil\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"500.24\"},{\"id\":\"36\",\"description\":\"Agency body shop repair\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"7,003.36\"}],\"premiums\":{\"netPremium\":\"37174.85\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"6059.34\",\"totalPremium\":\"43930.19\",\"commission\":\"\"},\"error\":\"\"},\"Limitada\":{\"coverage\":[{\"id\":\"04\",\"description\":\"Total theft\",\"sumAssured\":\"Commercial value\",\"type\":\"\",\"deductible\":\"10%\",\"premium\":\"10,678.86\"},{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,267.58\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"881.09\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"352.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"222.02\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"15486.55\",\"policyFee\":\"696\",\"surcharge\":\"0\",\"tax\":\"2589.21\",\"totalPremium\":\"18771.76\",\"commission\":\"\"},\"error\":\"\"},\"RC\":{\"coverage\":[{\"id\":\"0\",\"description\":\"Third party liability\",\"sumAssured\":\"$4,000,000.00 MXN Combined Single Limit\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"25\",\"description\":\"Property damage liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"2,409.31\"},{\"id\":\"26\",\"description\":\"Bodily injury liability\",\"sumAssured\":\"$2,000,000.00 MXN \",\"type\":\"\",\"deductible\":\"\",\"premium\":\"936.16\"},{\"id\":\"0\",\"description\":\"Drivers liability extension\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Under 18-year driver liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"0\",\"description\":\"Towing liability\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"\"},{\"id\":\"34\",\"description\":\"Catastrophic death liability\",\"sumAssured\":\"$2,000,000.00 MXN per event\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"374.00\"},{\"id\":\"06\",\"description\":\"Passengers medical expenses\",\"sumAssured\":\"$100,000.00 MXN\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"236.11\"},{\"id\":\"07\",\"description\":\"Legal assistance\",\"sumAssured\":\"Included\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"510.00\"},{\"id\":\"10\",\"description\":\"ANA travel assistance\",\"sumAssured\":\"VIAL VIAJES\",\"type\":\"\",\"deductible\":\"\",\"premium\":\"575.00\"}],\"premiums\":{\"netPremium\":\"5040.58\",\"policyFee\":\"288\",\"surcharge\":\"0\",\"tax\":\"852.57\",\"totalPremium\":\"6181.15\",\"commission\":\"\"},\"error\":\"\"}}","processId":2986,"companyQuote":"Ana Seguros","textValues":"{\"vehicleTypeText\":\"Pickup\",\"modelYearText\":\"2024\",\"brandText\":\"MITSUBISHI\",\"subBrandText\":\"L200\",\"versionText\":\"MI MITSUBISHI L200 GLX TD ESTANDAR 4PTAS\",\"stateText\":\"HIDALGO\",\"cityText\":\"CHAPANTONGO\",\"ownerTypeText\":\"Person\",\"municipalityText\":\"DEXHA\",\"nationalityText\":\"Canadian\",\"identificationTypeText\":\"Profesional Service Card\",\"occupationText\":\"Doctor\",\"turningCompanyText\":\"Select...\",\"nationalityRepresentative\":\"Select...\",\"genderText\":\"Female\"}"}
[ 2025-01-10 16:52:31 ] 6781b2bf3d800 /api/mx/dashboard-process
[ 2025-01-10 16:52:31 ] 6781b2bf3d800 -> {"option":"getInformation"}
[ 2025-01-10 16:52:32 ] 6781b2bf07e15 <- {"status":"success","response":{"id_client":"27815","email":"RAAnatest@example.com","certificate_number":"MX00RAHG002410","product":"Resident-Auto","authCode":"00000","hash":"091e9e2361"},"code":200}
[ 2025-01-10 16:52:34 ] 6781b2c23f766 /api/mx/dashboard-process
[ 2025-01-10 16:52:34 ] 6781b2c23f766 -> {"option":"saveTask","id":"2986","task":"purchase-success","status":"completed","message":1,"data":{"email":"RAAnatest@example.com","certificateNumber":"MX00RAHG002410","authCode":"00000"}}
[ 2025-01-10 16:52:34 ] 6781b2c23f766 <- {"status":"success","response":{"id_process":2986,"etapa":"purchase-success","status":"completed","message":"purchase success","technical_error":"","task_data":"{\"email\":\"RAAnatest@example.com\",\"certificateNumber\":\"MX00RAHG002410\",\"authCode\":\"00000\"}","user_fixer":null},"code":200}
[ 2025-01-10 16:52:36 ] 6781b2bf3d800 <- {"status":"success","response":[{"id":2986,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"RAAnatest@example.com","client_company":"","status":"In process","stage_date":"2025-01-10 16:51:41","reference":"Resident Auto","flow_content":[{"id_task":23701,"id_process":"2986","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"phone\":\"5558755555\",\"email\":\"RAAnatest@example.com\",\"nationalityContact\":\"Canadian\",\"reference\":\"Facebook Page\",\"vehicleType\":\"210\",\"modelYear\":\"2024\",\"brand\":\"MI\",\"subBrand\":\"260\",\"version\":\"10210007\",\"state\":\"13\",\"city\":\"17\",\"price\":\"18771.76\",\"ownerType\":\"1\",\"nationality\":\"C1\",\"firstName\":\"Dulce\",\"lastName\":\"Test\",\"secondLastName\":\"\",\"birthday\":\"08\\\/12\\\/1990\",\"gender\":\"2\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C2\",\"identificationNumber\":\"6667ff77\",\"occupation\":\"D1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"42903\",\"municipality\":\"2556\",\"address\":\"123 Main St\",\"buildingNumber\":\"345\",\"unitNumber\":\"44\",\"engine\":\"f5755\",\"plates\":\"wre56\",\"serialNumber\":\"Z6NG4567451045689\",\"secondDriver\":\"\",\"startDate\":\"01\\\/23\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23142\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27815\",\"quoteNumber\":\"NQRA250110-638\",\"renewData\":\"\",\"policyTerm\":\"Limited Coverage\",\"priceFC\":\"43930.19\",\"priceLDC\":\"18771.76\",\"priceLYC\":\"6181.15\",\"product\":\"Resident Auto\",\"processId\":2986,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"5%\\\",\\\"premium\\\":\\\"14,185.28\\\"},{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"10,678.28\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,267.58\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"881.09\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"},{\\\"id\\\":\\\"35\\\",\\\"description\\\":\\\"Engine failure due to loss of oil\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"500.24\\\"},{\\\"id\\\":\\\"36\\\",\\\"description\\\":\\\"Agency body shop repair\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"7,003.36\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"37174.85\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"6059.34\\\",\\\"totalPremium\\\":\\\"43930.19\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"Limitada\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"10,678.86\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,267.58\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"881.09\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"15486.55\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"2589.21\\\",\\\"totalPremium\\\":\\\"18771.76\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"RC\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,409.31\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"936.16\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"374.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"236.11\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"5040.58\\\",\\\"policyFee\\\":\\\"288\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"852.57\\\",\\\"totalPremium\\\":\\\"6181.15\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"}}\",\"textValues\":\"{\\\"vehicleTypeText\\\":\\\"Pickup\\\",\\\"modelYearText\\\":\\\"2024\\\",\\\"brandText\\\":\\\"MITSUBISHI\\\",\\\"subBrandText\\\":\\\"L200\\\",\\\"versionText\\\":\\\"MI MITSUBISHI L200 GLX TD ESTANDAR 4PTAS\\\",\\\"stateText\\\":\\\"HIDALGO\\\",\\\"cityText\\\":\\\"CHAPANTONGO\\\",\\\"ownerTypeText\\\":\\\"Person\\\",\\\"municipalityText\\\":\\\"DEXHA\\\",\\\"nationalityText\\\":\\\"Canadian\\\",\\\"identificationTypeText\\\":\\\"Profesional Service Card\\\",\\\"occupationText\\\":\\\"Doctor\\\",\\\"turningCompanyText\\\":\\\"Select...\\\",\\\"nationalityRepresentative\\\":\\\"Select...\\\",\\\"genderText\\\":\\\"Female\\\"}\"}","user_fixer":null},{"id_task":23703,"id_process":"2986","etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"\"Step 3: Review Information\"","user_fixer":null},{"id_task":23711,"id_process":"2986","etapa":"ws-issue-policy","status":"completed","message":"policy issued on web service","technical_error":"","task_data":"{\"content\":{\"policyNumber\":\"04013047047\",\"policyLink\":\"https:\\\/\\\/server.anaseguros.com.mx\\\/emision\\\/impresion\\\/temporal-impresion\\\/04013047047000000.php\"},\"error\":\"\"}","user_fixer":null},{"id_task":23713,"id_process":"2986","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MX00RAHG002410\"","user_fixer":null}]},{"id":2985,"sale_person":"Client","client_first_name":"testi dos","client_father_last_name":"test","client_email":"testitest@te.st","client_company":"","status":"completed","stage_date":"2025-01-10 16:51:31","reference":"Resident Auto","flow_content":[{"id_task":23700,"id_process":"2985","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"testi dos\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"testitest@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"100\",\"modelYear\":\"2017\",\"brand\":\"HI\",\"subBrand\":\"384\",\"version\":\"P0360011\",\"state\":\"9\",\"city\":\"9\",\"price\":\"6943.49\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi 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policy_number, term, start_date, end_date, currency, net_premium, policy_fee, tax, total_premium, financial_surcharge, commission, total_commission_amount, commission_today, payment_date, payment_form, type_payment, amount_paid, payment_status, policy_status, notes, sale_person, sale_channel, issuing_type, policy_about_us, issuing_mode, issuing_status) VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)' with params [\\\"\\\", null, \\\"Personal Lines\\\", \\\"2025-01-10\\\", \\\"Resident Auto\\\", \\\"ANA\\\", \\\"MX00RAEM002409\\\", \\\"04013047045\\\", 365, \\\"2025-01-10\\\", \\\"2026-01-10\\\", \\\"Pesos\\\", \\\"5112.06\\\", \\\"288\\\", \\\"864.01\\\", \\\"6264.07\\\", 0, 10, 511.20600000000007412381819449365139007568359375, 511.20600000000007412381819449365139007568359375, \\\"2025-01-10\\\", \\\"Unique Payment\\\", \\\"Credit Card\\\", \\\"6264.07\\\", \\\"Paid\\\", \\\"Active\\\", \\\"\\\", \\\"Client\\\", \\\"Website\\\", \\\"Renewal-\\\", \\\"Brochure\\\", \\\"ws\\\", \\\"\\\"]:\\n\\nSQLSTATE[23000]: Integrity constraint violation: 1048 Column 'cgi_id_client_pi' cannot be null\"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi casa\",\"buildingNumber\":\"123321\",\"unitNumber\":\"23432\",\"engine\":\"fg46g6g\",\"plates\":\"FGH56\",\"serialNumber\":\"HYrg56HNNH56GHNHH\",\"secondDriver\":\"Mi otro yo\",\"startDate\":\"01\\\/10\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23141\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27814\",\"quoteNumber\":\"NQRA250110-791\",\"renewData\":\"\",\"policyTerm\":\"Liability Coverage\",\"priceFC\":\"34516.84\",\"priceLDC\":\"12760.81\",\"priceLYC\":\"6264.07\",\"product\":\"Resident Auto\",\"processId\":2984,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial 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Condominio Marina Las Palmas Uno. \"},{\"name\":\"form[buildingNumber]\",\"value\":\"505\"},{\"name\":\"form[unitNumber]\",\"value\":\"SN\"},{\"name\":\"form[secondDriver]\",\"value\":\"\"},{\"name\":\"form[engine]\",\"value\":\"SN\"},{\"name\":\"form[serialNumber]\",\"value\":\"WP1AB2958KLB60104\"},{\"name\":\"form[plates]\",\"value\":\"JTT3572\"},{\"name\":\"form[color]\",\"value\":\"Gray\\\/ Gris\"},{\"name\":\"form[cardHolderName]\",\"value\":\"\"},{\"name\":\"form[cardType]\",\"value\":\"visaMasterCard\"},{\"name\":\"form[creditCardNumber]\",\"value\":\"\"},{\"name\":\"form[securityCode]\",\"value\":\"\"},{\"name\":\"form[expirationDateMonth]\",\"value\":\"\"},{\"name\":\"form[expirationDateYear]\",\"value\":\"\"},{\"name\":\"form[distributorCode]\",\"value\":\"\"},{\"name\":\"form[distributor]\",\"value\":\"\"},{\"name\":\"form[distributorLink]\",\"value\":\"\"},{\"name\":\"form[policyNumber]\",\"value\":\"\"},{\"name\":\"form[whitOutCharge]\",\"value\":\"\"},{\"name\":\"form[referer]\",\"value\":\"Not available\"},{\"name\":\"form[prospect]\",\"value\":\"22736\"},{\"name\":\"form[prospectSicas]\",\"value\":\"\"},{\"name\":\"form[contactSicas]\",\"value\":\"\"},{\"name\":\"form[campaign]\",\"value\":\"none\"},{\"name\":\"form[source]\",\"value\":\"\"},{\"name\":\"form[renewData]\",\"value\":\"MX00RAJC001448\"},{\"name\":\"form[quoteNumber]\",\"value\":\"\"},{\"name\":\"form[issuingStatus]\",\"value\":\"renewal\"},{\"name\":\"form[reissuedData]\",\"value\":\"\"},{\"name\":\"form[product]\",\"value\":\"RA\"},{\"name\":\"form[companyQuote]\",\"value\":\"Qualitas\"},{\"name\":\"form[option]\",\"value\":\"Policy\"},{\"name\":\"form[renovationCiaPolicy]\",\"value\":\"040540286967000000\"},{\"name\":\"form[plan]\",\"value\":\"Full Coverage\"},{\"name\":\"form[price]\",\"value\":\"20092.93\"},{\"name\":\"form[priceFC]\",\"value\":\"20092.93\"},{\"name\":\"form[priceLDC]\",\"value\":\"\"},{\"name\":\"form[priceLYC]\",\"value\":\"\"},{\"name\":\"form[quoteResponse]\",\"value\":\"{\\\"0\\\":{\\\"plan\\\":\\\"Full Coverage\\\",\\\"rates\\\":{\\\"netPremium\\\":17062.74,\\\"policyFee\\\":600,\\\"surcharge\\\":-341.25,\\\"tax\\\":2771.44,\\\"totalPremium\\\":20092.93,\\\"commision\\\":11},\\\"receipts\\\":[{\\\"FechaInicio\\\":\\\"2025-01-12\\\",\\\"FechaTermino\\\":\\\"2026-01-12\\\",\\\"PrimaNeta\\\":\\\"17062.74\\\",\\\"Derecho\\\":\\\"600\\\",\\\"Recargo\\\":\\\"-341.25\\\",\\\"Impuesto\\\":\\\"2771.44\\\",\\\"PrimaTotal\\\":\\\"20092.93\\\",\\\"Comision\\\":\\\"1876.9\\\"}],\\\"error\\\":\\\"\\\",\\\"technicalBonus\\\":\\\"40.23\\\",\\\"coverages\\\":[{\\\"id\\\":\\\"1\\\",\\\"coverage\\\":\\\"Material damage \\\/ Da\\u00f1os materiales\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"Commercial value \\\/ Valor comercial\\\",\\\"responseValue\\\":945000},\\\"sumType\\\":2,\\\"deductible\\\":5,\\\"premium\\\":13627.34},{\\\"id\\\":\\\"3\\\",\\\"coverage\\\":\\\"Total theft \\\/ Robo total\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"Commercial value \\\/ Valor comercial\\\",\\\"responseValue\\\":945000},\\\"sumType\\\":2,\\\"deductible\\\":10,\\\"premium\\\":8919.07},{\\\"id\\\":\\\"4\\\",\\\"coverage\\\":\\\"Third party liability \\\/ Responsabilidad civil\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"$4,000,000 MXN Combined Single Limit\\\",\\\"responseValue\\\":4000000},\\\"sumType\\\":2,\\\"deductible\\\":0,\\\"premium\\\":3075.12},{\\\"id\\\":\\\"5\\\",\\\"coverage\\\":\\\"Medical expenses for passengers \\\/ Gast\\u00f3s m\\u00e9dicos ocupantes\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"$500,000 MXN\\\",\\\"responseValue\\\":500000},\\\"sumType\\\":2,\\\"deductible\\\":0,\\\"premium\\\":726.47},{\\\"id\\\":\\\"6\\\",\\\"coverage\\\":\\\"Death to the driver \\\/ Muerte al conductor\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"$100,000 MXN\\\",\\\"responseValue\\\":100000},\\\"sumType\\\":2,\\\"deductible\\\":0,\\\"premium\\\":122.4},{\\\"id\\\":\\\"7\\\",\\\"coverage\\\":\\\"Legal assistance \\\/ Gastos legales\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"Included \\\/ Amparada\\\",\\\"responseValue\\\":3000000},\\\"sumType\\\":2,\\\"deductible\\\":0,\\\"premium\\\":437},{\\\"id\\\":\\\"11\\\",\\\"coverage\\\":\\\"Driver's liability Extension \\\/ Ext. de RC, GL, GM y AV\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"Included \\\/ Amparada\\\",\\\"responseValue\\\":4000000},\\\"sumType\\\":2,\\\"deductible\\\":0,\\\"premium\\\":360.1},{\\\"id\\\":\\\"14\\\",\\\"coverage\\\":\\\"Road side assistance \\\/ Asistencia vial\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"Included \\\/ Amparada\\\",\\\"responseValue\\\":20000},\\\"sumType\\\":2,\\\"deductible\\\":0,\\\"premium\\\":530},{\\\"id\\\":\\\"22\\\",\\\"coverage\\\":\\\"Third party Liability for damage to occupants \\\/ RC. Da\\u00f1os a ocupantes\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"$1,000,000 MXN\\\",\\\"responseValue\\\":1000000},\\\"sumType\\\":2,\\\"deductible\\\":0,\\\"premium\\\":124.77},{\\\"id\\\":\\\"34\\\",\\\"coverage\\\":\\\"USA Liability \\\/ Responsabilidad civil en los Estados Unidos\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"$100,000 USD\\\",\\\"responseValue\\\":1200000},\\\"sumType\\\":3,\\\"deductible\\\":0,\\\"premium\\\":0},{\\\"id\\\":\\\"47\\\",\\\"coverage\\\":\\\"Complementary liability \\\/ Responsabilidad civil complementaria\\\",\\\"sumAssured\\\":{\\\"string\\\":\\\"$1,000,000 MXN\\\",\\\"responseValue\\\":1000000},\\\"sumType\\\":14,\\\"deductible\\\":0,\\\"premium\\\":268.33}]},\\\"fieldId\\\":null}\"},{\"name\":\"form[mainResult]\",\"value\":\"\"},{\"name\":\"form[applyInspection]\",\"value\":\"No\"},{\"name\":\"form[idClient]\",\"value\":\"23598\"},{\"name\":\"form[uniqid]\",\"value\":\"677019dfac909\"},{\"name\":\"form[onp]\",\"value\":\"17061.53\"},{\"name\":\"form[oldPlan]\",\"value\":\"Full Coverage\"},{\"name\":\"form[_token]\",\"value\":\"d0207173c7a128e12f90a8b89a821d4de54ca6b4\"}]","user_fixer":null}]},{"id":2739,"sale_person":"client","client_first_name":"Robbie Lynn","client_father_last_name":"Frizzell","client_email":"rfrizzell@comcast.com","client_company":"","status":"completed","stage_date":"2024-12-28 02:25:30","reference":"HO3015cyln7005","flow_content":[{"id_task":21722,"id_process":"2739","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstName\":\"Robbie Lynn\",\"lastName\":\"Frizzell\",\"birthday\":\"10\\\/14\\\/1958\",\"phone\":\"(678) 662-3990\",\"email\":\"rfrizzell@comcast.com\",\"occupation\":\"Engineer Part-Time\\\/Retired\",\"nationality\":\"American\",\"address\":\"Punta Sur\",\"buildingNumber\":\"F\",\"unitNumber\":\"201\",\"postalCode\":\"77776\",\"county\":\"Rancheria akumal\",\"city\":\"Tulum\",\"state\":\"Quintana roo\",\"numberStories\":\"3\",\"yearConstruction\":\"2020\",\"addOtherInsured\":\"No\",\"cuantityAdditionalInsureds\":\"1\",\"otherInsured\":\"[]\",\"beneficiary\":\"\",\"commercial\":\"No\",\"premises\":\"No\",\"motorhome\":\"No\",\"typeConstruction\":\"Concrete\",\"typeProperty\":\"Condominium\",\"buildingValue\":\"375000\",\"contentsValue\":\"45000\",\"hurricaneCoverage\":\"No\",\"earthquake\":\"Yes\",\"outdoorsConstruction\":\"0\",\"outdoorsDescription\":\"\",\"extraExpenses\":\"0\",\"bodyWaterNear\":\"Yes\",\"stormShutters\":\"Yes\",\"bettermentsValue\":\"0\",\"liabilityValue\":\"300000\",\"employeLiability\":\"\",\"liabilityUSA\":\"No\",\"glassValue\":\"4400\",\"theftValue\":\"5000\",\"assault\":\"No\",\"moneySecurities\":\"No\",\"jewelryValue\":\"0\",\"electronicValue\":\"10000\",\"machineryValue\":\"0\",\"boilerValue\":\"0\",\"golfCartsValue\":\"0\",\"entranceDate\":\"12\\\/28\\\/2024\",\"airBnb\":\"100\",\"airBnbSurvey\":\"15 to 30 days\",\"entranceDateAux\":\"\",\"price\":\"777.896\",\"conditions\":\"1\",\"product\":\"HO\",\"distributorCode\":\"AN\",\"distributor\":\"launa-brockman\",\"distributorLink\":\"launa-brockman\",\"netPremium\":\"563.6\",\"policyFee\":\"107\",\"tax\":\"107.296\",\"whitOutCharge\":\"\",\"renewData\":\"\",\"beforePayDataReference\":\"HO3015cyln7005\",\"idClient\":\"20484\",\"aigSpecialsFlag\":\"\",\"aboutUsList\":\"Reissued\",\"reference\":\"Reissued\",\"auxAboutUs\":\"launa-brockman\",\"pageConfig\":\"WOMAF\",\"isPackages\":\"false\",\"quoteNumber\":\"NQHO241228-309\",\"prospect\":\"22729\",\"prospectSicas\":\"21902|5241\",\"contactSicas\":\"30393\",\"issuingStatus\":\"reissued\",\"reissuedData\":\"MXANHOQR002102\",\"policyTerm\":\"GMX\",\"company\":\"GMX\",\"entranceDateNotes\":\"\",\"countyId\":\"\",\"policyNumberToRenew\":\"\",\"_token\":\"d1253847b3af5b07ba749014607b735d2b057898\",\"packAigName\":\"\",\"orderId\":\"HO3015cyln7005\",\"mount\":\"777.90\",\"processId\":\"2739\"}","user_fixer":null},{"id_task":21723,"id_process":"2739","etapa":"generate-payment-link","status":"completed","message":"Payment link generated","technical_error":"","task_data":"{\"error\":\"\",\"link\":\"https:\\\/\\\/u.mitec.com.mx\\\/p\\\/i\\\/OU6VTQBV\"}","user_fixer":null},{"id_task":21724,"id_process":"2739","etapa":"payment-view","status":"completed","message":"Moved to payment view","technical_error":"","task_data":"{\"reference\":\"HO3015cyln7005\",\"link\":\"https:\\\/\\\/u.mitec.com.mx\\\/p\\\/i\\\/OU6VTQBV\"}","user_fixer":null},{"id_task":21725,"id_process":"2739","etapa":"checkout","status":"completed","message":"Checkout completed","technical_error":"","task_data":"{\"reference\":\"HO3015cyln7005\",\"response\":\"approved\",\"foliocpagos\":\"908462495\",\"auth\":\"08565D\",\"cd_response\":\"00\",\"cd_error\":[],\"nb_error\":[],\"time\":\"02:26:18\",\"date\":\"28\\\/12\\\/2024\",\"nb_company\":\"INSURANCE\",\"nb_merchant\":\"8866847 NOVAMAR INSURANCE MEXI\",\"cc_type\":\"CREDITO\\\/BANCO EXTRANJERO\\\/Visa\",\"tp_operation\":\"VENTA\",\"cc_name\":[],\"cc_number\":\"0281\",\"cc_expmonth\":\"07\",\"cc_expyear\":\"27\",\"amount\":\"777.90\",\"emv_key_date\":[],\"id_url\":\"OU6VTQBV\",\"email\":\"rfrizzell@comcast.com\",\"st_cr\":\"0\",\"cc_mask\":\"414724XXXXXX0281\",\"datos_adicionales\":{\"data\":[{\"@attributes\":{\"id\":\"1\"},\"label\":\"Order number\",\"value\":\"HO3015cyln7005\"},{\"@attributes\":{\"id\":\"2\"},\"label\":\"Product\",\"value\":\"Homeowners\"},{\"@attributes\":{\"id\":\"3\"},\"label\":\"Coverage\",\"value\":\"Custom\"}]}}","user_fixer":null},{"id_task":21726,"id_process":"2739","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"22729\"","user_fixer":null},{"id_task":21727,"id_process":"2739","etapa":"updateProspect-SICAS","status":"completed","message":"Prospect successfully updated in SICAS","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t\\t\\t<tem:Procesar_String>\\n\\t\\t\\t\\t\\t<tem:oDataString>DatOportunidades.IDOpo|5241,DatOportunidades.IDEtapa|5,DatOportunidades.IDStatus|3,DatOportunidades.StatusCierre|1,DatOportunidades.Obs|Compra en linea - Cerrado automaticamente,DatOportunidades.FCierre|28\\\/12\\\/2024<\\\/tem:oDataString>\\n\\t\\t\\t\\t\\t<tem:oConfigData>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeData>WS_Oportunidades<\\\/tem:PropertyTypeData>\\n\\t\\t\\t\\t\\t    <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigData>\\n\\t\\t\\t\\t\\t<tem:oConfigAuth>\\n\\t\\t\\t\\t\\t    <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5241\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21728,"id_process":"2739","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXANHOQR002542\"","user_fixer":null},{"id_task":21729,"id_process":"2739","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21730,"id_process":"2739","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21731,"id_process":"2739","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDocumentos.IDDocto|51801,DatDocumentos.TipoDocto|1,DatDocumentos.Documento|MXANHOQR002102,DatDocumentos.IDAgente|2,DatDocumentos.Status|3<\\\/tem:oDataString>\\t\\t            \\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_Polizas<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t                <tem:PropertyGeneratePayments>1<\\\/tem:PropertyGeneratePayments>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"51801\\\",\\\"NUMBERDOCTO\\\":{},\\\"RESPONSENBRADIC\\\":\\\"-1\\\",\\\"LISTRECIBOS\\\":{}}}\"}","user_fixer":null},{"id_task":21732,"id_process":"2739","etapa":"reissued-certificate","status":"completed","message":null,"technical_error":"","task_data":"\"MXANHOQR002102\"","user_fixer":null},{"id_task":21733,"id_process":"2739","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19158\",\"json_value\":\"{\\\"address\\\":\\\"Punta Sur\\\",\\\"buildingNumber\\\":\\\"F\\\",\\\"unitNumber\\\":\\\"201\\\",\\\"postalCode\\\":\\\"77776\\\",\\\"county\\\":\\\"Rancheria akumal\\\",\\\"city\\\":\\\"Tulum\\\",\\\"state\\\":\\\"Quintana roo\\\",\\\"numberStories\\\":\\\"3\\\",\\\"yearConstruction\\\":\\\"2020\\\",\\\"additionalInsured\\\":\\\"No\\\",\\\"beneficiary\\\":\\\"\\\",\\\"typeConstruction\\\":\\\"Concrete\\\",\\\"typeProperty\\\":\\\"Condominium\\\",\\\"buildingValue\\\":\\\"375000\\\",\\\"contentsValue\\\":\\\"45000\\\",\\\"hurricane\\\":\\\"No\\\",\\\"earthquake\\\":\\\"Yes\\\",\\\"outdoorsConstruction\\\":\\\"0\\\",\\\"outdoorsDescription\\\":\\\"\\\",\\\"extraExpenses\\\":\\\"0\\\",\\\"bodyWaterNear\\\":\\\"Yes\\\",\\\"stormShutters\\\":\\\"Yes\\\",\\\"liabilityValue\\\":\\\"300000\\\",\\\"bettermentsValue\\\":\\\"0\\\",\\\"employeLiability\\\":\\\"\\\",\\\"liabilityUSA\\\":\\\"No\\\",\\\"glassValue\\\":\\\"4400\\\",\\\"theftValue\\\":\\\"5000\\\",\\\"assault\\\":\\\"No\\\",\\\"moneySecurities\\\":\\\"No\\\",\\\"jewerlyValue\\\":\\\"0\\\",\\\"electronicValue\\\":\\\"10000\\\",\\\"machineryValue\\\":\\\"0\\\",\\\"boilerValue\\\":\\\"0\\\",\\\"golfCartsValue\\\":\\\"0\\\",\\\"entranceDate\\\":\\\"12\\\\\\\/28\\\\\\\/2024\\\",\\\"airBnb\\\":\\\"100\\\",\\\"airbnbSurvey\\\":\\\"15 to 30 days\\\",\\\"product\\\":\\\"Homeowners\\\",\\\"currency\\\":\\\"Dollars\\\",\\\"price\\\":\\\"0\\\",\\\"oldPrice\\\":\\\"0\\\",\\\"dueDate\\\":\\\"\\\",\\\"id_client\\\":\\\"20484\\\",\\\"packName\\\":\\\"\\\",\\\"packAigName\\\":\\\"\\\",\\\"auxOutdoorsConstruction\\\":\\\"\\\",\\\"auxLiabilityValue\\\":\\\"\\\",\\\"auxGolfCartsValue\\\":\\\"\\\",\\\"auxGlassValue\\\":\\\"\\\",\\\"auxTheftValue\\\":\\\"\\\",\\\"auxJewerlyValue\\\":\\\"\\\",\\\"auxElectronicValue\\\":\\\"\\\",\\\"auxMachineryValue\\\":\\\"\\\",\\\"auxBoilerValue\\\":\\\"\\\",\\\"additionalInsuredCollection\\\":\\\"[{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"}]\\\",\\\"howManyAdditionalInsured\\\":\\\"\\\",\\\"countyText\\\":\\\"Rancheria akumal\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21734,"id_process":"2739","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21735,"id_process":"2739","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21736,"id_process":"2739","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"HO\",\"policy\":\"MXANHOQR002542\",\"email\":\"rfrizzell@comcast.com\",\"code\":\"08565D\",\"pageConfig\":\"WOMAF\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 16:52:36 ] 6781b2c48e617 /api/mx/certificate/MX00RACX002409/33a709ecdd
[ 2025-01-10 16:52:36 ] 6781b2c48e617 -> []
[ 2025-01-10 16:52:36 ] 6781b2c48e617 <- {"status":"success","response":true,"code":200}
[ 2025-01-10 16:52:37 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:52:37 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:52:47 ] 6781b2cf049e8 /api/mx/dashboard-process
[ 2025-01-10 16:52:47 ] 6781b2cf049e8 -> {"option":"getInformation"}
[ 2025-01-10 16:52:52 ] 6781b2cf049e8 <- {"status":"success","response":[{"id":2986,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"RAAnatest@example.com","client_company":"","status":"completed","stage_date":"2025-01-10 16:51:41","reference":"Resident Auto","flow_content":[{"id_task":23701,"id_process":"2986","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"phone\":\"5558755555\",\"email\":\"RAAnatest@example.com\",\"nationalityContact\":\"Canadian\",\"reference\":\"Facebook 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policy_number, term, start_date, end_date, currency, net_premium, policy_fee, tax, total_premium, financial_surcharge, commission, total_commission_amount, commission_today, payment_date, payment_form, type_payment, amount_paid, payment_status, policy_status, notes, sale_person, sale_channel, issuing_type, policy_about_us, issuing_mode, issuing_status) VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)' with params [\\\"\\\", null, \\\"Personal Lines\\\", \\\"2025-01-10\\\", \\\"Resident Auto\\\", \\\"ANA\\\", \\\"MX00RAEM002409\\\", \\\"04013047045\\\", 365, \\\"2025-01-10\\\", \\\"2026-01-10\\\", \\\"Pesos\\\", \\\"5112.06\\\", \\\"288\\\", \\\"864.01\\\", \\\"6264.07\\\", 0, 10, 511.20600000000007412381819449365139007568359375, 511.20600000000007412381819449365139007568359375, \\\"2025-01-10\\\", \\\"Unique Payment\\\", \\\"Credit Card\\\", \\\"6264.07\\\", \\\"Paid\\\", \\\"Active\\\", \\\"\\\", \\\"Client\\\", \\\"Website\\\", \\\"Renewal-\\\", \\\"Brochure\\\", \\\"ws\\\", \\\"\\\"]:\\n\\nSQLSTATE[23000]: Integrity constraint violation: 1048 Column 'cgi_id_client_pi' cannot be null\"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi 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EXTRANJERO\\\/Visa\",\"tp_operation\":\"VENTA\",\"cc_name\":[],\"cc_number\":\"0281\",\"cc_expmonth\":\"07\",\"cc_expyear\":\"27\",\"amount\":\"777.90\",\"emv_key_date\":[],\"id_url\":\"OU6VTQBV\",\"email\":\"rfrizzell@comcast.com\",\"st_cr\":\"0\",\"cc_mask\":\"414724XXXXXX0281\",\"datos_adicionales\":{\"data\":[{\"@attributes\":{\"id\":\"1\"},\"label\":\"Order number\",\"value\":\"HO3015cyln7005\"},{\"@attributes\":{\"id\":\"2\"},\"label\":\"Product\",\"value\":\"Homeowners\"},{\"@attributes\":{\"id\":\"3\"},\"label\":\"Coverage\",\"value\":\"Custom\"}]}}","user_fixer":null},{"id_task":21726,"id_process":"2739","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"22729\"","user_fixer":null},{"id_task":21727,"id_process":"2739","etapa":"updateProspect-SICAS","status":"completed","message":"Prospect successfully updated in SICAS","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t\\t\\t<tem:Procesar_String>\\n\\t\\t\\t\\t\\t<tem:oDataString>DatOportunidades.IDOpo|5241,DatOportunidades.IDEtapa|5,DatOportunidades.IDStatus|3,DatOportunidades.StatusCierre|1,DatOportunidades.Obs|Compra en linea - Cerrado automaticamente,DatOportunidades.FCierre|28\\\/12\\\/2024<\\\/tem:oDataString>\\n\\t\\t\\t\\t\\t<tem:oConfigData>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t\\t\\t\\t    <tem:PropertyTypeData>WS_Oportunidades<\\\/tem:PropertyTypeData>\\n\\t\\t\\t\\t\\t    <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigData>\\n\\t\\t\\t\\t\\t<tem:oConfigAuth>\\n\\t\\t\\t\\t\\t    <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t\\t\\t\\t<\\\/tem:oConfigAuth>\\n\\t\\t\\t\\t<\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"5241\\\",\\\"NUMBERDOCTO\\\":{}}}\"}","user_fixer":null},{"id_task":21728,"id_process":"2739","etapa":"generate-certificateNumber","status":"completed","message":"Certificate number generated successfully.","technical_error":"","task_data":"\"MXANHOQR002542\"","user_fixer":null},{"id_task":21729,"id_process":"2739","etapa":"save-information","status":"completed","message":"Product information saved successfully","technical_error":"","task_data":"\"information saved\"","user_fixer":null},{"id_task":21730,"id_process":"2739","etapa":"captura-NIM-a-NIS","status":"completed","message":"Successfully saved in NIS.","technical_error":"","task_data":"\"Capturado en NIS\"","user_fixer":null},{"id_task":21731,"id_process":"2739","etapa":"addDocument-SICAS","status":"completed","message":"Document successfully added to SICAS.","technical_error":"","task_data":"{\"xml request\":\"<soapenv:Envelope xmlns:soapenv=\\\"http:\\\/\\\/schemas.xmlsoap.org\\\/soap\\\/envelope\\\/\\\" xmlns:tem=\\\"http:\\\/\\\/tempuri.org\\\/\\\">\\n\\t\\t\\t\\t<soapenv:Header\\\/>\\n\\t\\t\\t\\t<soapenv:Body>\\n\\t\\t        <tem:Procesar_String>\\n\\t\\t        \\t<tem:oDataString>DatDocumentos.IDDocto|51801,DatDocumentos.TipoDocto|1,DatDocumentos.Documento|MXANHOQR002102,DatDocumentos.IDAgente|2,DatDocumentos.Status|3<\\\/tem:oDataString>\\t\\t            \\n\\t\\t            <tem:oConfigData>\\n\\t\\t                <tem:PropertyTypeProcess>WS_SaveData<\\\/tem:PropertyTypeProcess>\\n\\t\\t                <tem:PropertyTypeData>WS_Polizas<\\\/tem:PropertyTypeData>\\n\\t\\t                <tem:PropertyWhatMakeExist>WS_UpdateData<\\\/tem:PropertyWhatMakeExist>\\n\\t\\t                <tem:PropertyGeneratePayments>1<\\\/tem:PropertyGeneratePayments>\\n\\t\\t            <\\\/tem:oConfigData>\\n\\t\\t            <tem:oConfigAuth>\\n\\t\\t                <tem:UserName>MgiNovamar<\\\/tem:UserName>\\n\\t\\t\\t\\t\\t\\t<tem:Password>M0g1L%2018<\\\/tem:Password>\\n\\t\\t            <\\\/tem:oConfigAuth>\\n\\t\\t        <\\\/tem:Procesar_String>\\n\\t\\t\\t\\t<\\\/soapenv:Body><\\\/soapenv:Envelope>\",\"xml to JSON\":\"{\\\"PROCESSDATA\\\":{\\\"RESPONSETXT\\\":\\\"SUCESS\\\",\\\"RESPONSENBR\\\":\\\"51801\\\",\\\"NUMBERDOCTO\\\":{},\\\"RESPONSENBRADIC\\\":\\\"-1\\\",\\\"LISTRECIBOS\\\":{}}}\"}","user_fixer":null},{"id_task":21732,"id_process":"2739","etapa":"reissued-certificate","status":"completed","message":null,"technical_error":"","task_data":"\"MXANHOQR002102\"","user_fixer":null},{"id_task":21733,"id_process":"2739","etapa":"close-quote","status":"completed","message":"quote closed successfully","technical_error":"","task_data":"{\"id_quote\":\"19158\",\"json_value\":\"{\\\"address\\\":\\\"Punta Sur\\\",\\\"buildingNumber\\\":\\\"F\\\",\\\"unitNumber\\\":\\\"201\\\",\\\"postalCode\\\":\\\"77776\\\",\\\"county\\\":\\\"Rancheria akumal\\\",\\\"city\\\":\\\"Tulum\\\",\\\"state\\\":\\\"Quintana roo\\\",\\\"numberStories\\\":\\\"3\\\",\\\"yearConstruction\\\":\\\"2020\\\",\\\"additionalInsured\\\":\\\"No\\\",\\\"beneficiary\\\":\\\"\\\",\\\"typeConstruction\\\":\\\"Concrete\\\",\\\"typeProperty\\\":\\\"Condominium\\\",\\\"buildingValue\\\":\\\"375000\\\",\\\"contentsValue\\\":\\\"45000\\\",\\\"hurricane\\\":\\\"No\\\",\\\"earthquake\\\":\\\"Yes\\\",\\\"outdoorsConstruction\\\":\\\"0\\\",\\\"outdoorsDescription\\\":\\\"\\\",\\\"extraExpenses\\\":\\\"0\\\",\\\"bodyWaterNear\\\":\\\"Yes\\\",\\\"stormShutters\\\":\\\"Yes\\\",\\\"liabilityValue\\\":\\\"300000\\\",\\\"bettermentsValue\\\":\\\"0\\\",\\\"employeLiability\\\":\\\"\\\",\\\"liabilityUSA\\\":\\\"No\\\",\\\"glassValue\\\":\\\"4400\\\",\\\"theftValue\\\":\\\"5000\\\",\\\"assault\\\":\\\"No\\\",\\\"moneySecurities\\\":\\\"No\\\",\\\"jewerlyValue\\\":\\\"0\\\",\\\"electronicValue\\\":\\\"10000\\\",\\\"machineryValue\\\":\\\"0\\\",\\\"boilerValue\\\":\\\"0\\\",\\\"golfCartsValue\\\":\\\"0\\\",\\\"entranceDate\\\":\\\"12\\\\\\\/28\\\\\\\/2024\\\",\\\"airBnb\\\":\\\"100\\\",\\\"airbnbSurvey\\\":\\\"15 to 30 days\\\",\\\"product\\\":\\\"Homeowners\\\",\\\"currency\\\":\\\"Dollars\\\",\\\"price\\\":\\\"0\\\",\\\"oldPrice\\\":\\\"0\\\",\\\"dueDate\\\":\\\"\\\",\\\"id_client\\\":\\\"20484\\\",\\\"packName\\\":\\\"\\\",\\\"packAigName\\\":\\\"\\\",\\\"auxOutdoorsConstruction\\\":\\\"\\\",\\\"auxLiabilityValue\\\":\\\"\\\",\\\"auxGolfCartsValue\\\":\\\"\\\",\\\"auxGlassValue\\\":\\\"\\\",\\\"auxTheftValue\\\":\\\"\\\",\\\"auxJewerlyValue\\\":\\\"\\\",\\\"auxElectronicValue\\\":\\\"\\\",\\\"auxMachineryValue\\\":\\\"\\\",\\\"auxBoilerValue\\\":\\\"\\\",\\\"additionalInsuredCollection\\\":\\\"[{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"},{\\\\\\\"fullName\\\\\\\":\\\\\\\"\\\\\\\",\\\\\\\"birthday\\\\\\\":\\\\\\\"\\\\\\\"}]\\\",\\\"howManyAdditionalInsured\\\":\\\"\\\",\\\"countyText\\\":\\\"Rancheria akumal\\\",\\\"quotePrintable\\\":\\\"No\\\",\\\"quoteOrigin\\\":\\\"NIM\\\"}\"}","user_fixer":null},{"id_task":21734,"id_process":"2739","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21735,"id_process":"2739","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":21736,"id_process":"2739","etapa":"purchase-process","status":"completed","message":"Purchase success","technical_error":"","task_data":"{\"product\":\"HO\",\"policy\":\"MXANHOQR002542\",\"email\":\"rfrizzell@comcast.com\",\"code\":\"08565D\",\"pageConfig\":\"WOMAF\"}","user_fixer":null}]}],"code":200}
[ 2025-01-10 16:53:11 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:53:11 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:53:12 ]  <- null
[ 2025-01-10 16:53:12 ]  <- null
[ 2025-01-10 16:53:12 ] 6781b2e8671a7 /api/mx/services/user-activity
[ 2025-01-10 16:53:12 ] 6781b2e8671a7 -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 16:53:12 ] 6781b2e86a9b1 /api/mx/services/policy-notification
[ 2025-01-10 16:53:12 ] 6781b2e86a9b1 -> {"option":"results"}
[ 2025-01-10 16:53:12 ] 6781b2e87132f /api/mx/services/user-activity
[ 2025-01-10 16:53:12 ] 6781b2e87132f -> {"limit":"5","userCode":"","option":"getActivity"}
[ 2025-01-10 16:53:12 ] 6781b2e87132f <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 16:53:12 ] 6781b2e87132f <- {"status":"fail","error":"Internal Server Error","code":500}
[ 2025-01-10 16:53:12 ] 6781b2e86a9b1 <- {"status":"success","response":{"policies_count":24,"claims_count":0,"payments_count":0},"code":200}
[ 2025-01-10 16:53:19 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:53:19 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 16:53:20 ]  <- null
[ 2025-01-10 16:53:20 ] 6781b2f03752b /api/mx/dashboard-process
[ 2025-01-10 16:53:20 ] 6781b2f03752b -> {"option":"getInformation"}
[ 2025-01-10 16:53:25 ] 6781b2f03752b <- {"status":"success","response":[{"id":2986,"sale_person":"Client","client_first_name":"Dulce","client_father_last_name":"Test","client_email":"RAAnatest@example.com","client_company":"","status":"completed","stage_date":"2025-01-10 16:51:41","reference":"Resident Auto","flow_content":[{"id_task":23701,"id_process":"2986","etapa":"save-session","status":"completed","message":"Save session completed","technical_error":"","task_data":"{\"firstNameContact\":\"Dulce\",\"lastNameContact\":\"Test\",\"phone\":\"5558755555\",\"email\":\"RAAnatest@example.com\",\"nationalityContact\":\"Canadian\",\"reference\":\"Facebook Page\",\"vehicleType\":\"210\",\"modelYear\":\"2024\",\"brand\":\"MI\",\"subBrand\":\"260\",\"version\":\"10210007\",\"state\":\"13\",\"city\":\"17\",\"price\":\"18771.76\",\"ownerType\":\"1\",\"nationality\":\"C1\",\"firstName\":\"Dulce\",\"lastName\":\"Test\",\"secondLastName\":\"\",\"birthday\":\"08\\\/12\\\/1990\",\"gender\":\"2\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C2\",\"identificationNumber\":\"6667ff77\",\"occupation\":\"D1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"42903\",\"municipality\":\"2556\",\"address\":\"123 Main St\",\"buildingNumber\":\"345\",\"unitNumber\":\"44\",\"engine\":\"f5755\",\"plates\":\"wre56\",\"serialNumber\":\"Z6NG4567451045689\",\"secondDriver\":\"\",\"startDate\":\"01\\\/23\\\/2025\",\"cardFullName\":\"\",\"distributorCode\":\"\",\"distributor\":\"auto\",\"distributorLink\":\"\",\"policyNumber\":\"\",\"policyLink\":\"\",\"whitOutCharge\":\"\",\"referer\":\"https:\\\/\\\/newnim.novamar.info\\\/insurance-services\\\/mexico-auto-insurance\\\/resident-auto\",\"prospect\":\"23142\",\"prospectSicas\":\"\",\"contactSicas\":\"\",\"campaign\":\"none\",\"source\":\"none\",\"id_client\":\"27815\",\"quoteNumber\":\"NQRA250110-638\",\"renewData\":\"\",\"policyTerm\":\"Limited Coverage\",\"priceFC\":\"43930.19\",\"priceLDC\":\"18771.76\",\"priceLYC\":\"6181.15\",\"product\":\"Resident Auto\",\"processId\":2986,\"quoteResponse\":\"{\\\"Amplia\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"02\\\",\\\"description\\\":\\\"Material damage\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"5%\\\",\\\"premium\\\":\\\"14,185.28\\\"},{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"10,678.28\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,267.58\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"881.09\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"},{\\\"id\\\":\\\"35\\\",\\\"description\\\":\\\"Engine failure due to loss of oil\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"500.24\\\"},{\\\"id\\\":\\\"36\\\",\\\"description\\\":\\\"Agency body shop repair\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"7,003.36\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"37174.85\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"6059.34\\\",\\\"totalPremium\\\":\\\"43930.19\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"Limitada\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"04\\\",\\\"description\\\":\\\"Total theft\\\",\\\"sumAssured\\\":\\\"Commercial value\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"10%\\\",\\\"premium\\\":\\\"10,678.86\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,267.58\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"881.09\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Towing liability\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"34\\\",\\\"description\\\":\\\"Catastrophic death liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN per event\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"352.00\\\"},{\\\"id\\\":\\\"06\\\",\\\"description\\\":\\\"Passengers medical expenses\\\",\\\"sumAssured\\\":\\\"$100,000.00 MXN\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"222.02\\\"},{\\\"id\\\":\\\"07\\\",\\\"description\\\":\\\"Legal assistance\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"510.00\\\"},{\\\"id\\\":\\\"10\\\",\\\"description\\\":\\\"ANA travel assistance\\\",\\\"sumAssured\\\":\\\"VIAL VIAJES\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"575.00\\\"}],\\\"premiums\\\":{\\\"netPremium\\\":\\\"15486.55\\\",\\\"policyFee\\\":\\\"696\\\",\\\"surcharge\\\":\\\"0\\\",\\\"tax\\\":\\\"2589.21\\\",\\\"totalPremium\\\":\\\"18771.76\\\",\\\"commission\\\":\\\"\\\"},\\\"error\\\":\\\"\\\"},\\\"RC\\\":{\\\"coverage\\\":[{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Third party liability\\\",\\\"sumAssured\\\":\\\"$4,000,000.00 MXN Combined Single Limit\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"25\\\",\\\"description\\\":\\\"Property damage liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"2,409.31\\\"},{\\\"id\\\":\\\"26\\\",\\\"description\\\":\\\"Bodily injury liability\\\",\\\"sumAssured\\\":\\\"$2,000,000.00 MXN \\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"936.16\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Drivers liability extension\\\",\\\"sumAssured\\\":\\\"Included\\\",\\\"type\\\":\\\"\\\",\\\"deductible\\\":\\\"\\\",\\\"premium\\\":\\\"\\\"},{\\\"id\\\":\\\"0\\\",\\\"description\\\":\\\"Under 18-year driver 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successfully.","technical_error":"","task_data":"\"MX00RAEM002409\"","user_fixer":null},{"id_task":23694,"id_process":"2984","etapa":"send-email-certificate","status":"completed","message":"Certificate email sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23695,"id_process":"2984","etapa":"send-email-purchase","status":"completed","message":"Email purchase sent","technical_error":"","task_data":"\"Email sent\"","user_fixer":null},{"id_task":23696,"id_process":"2984","etapa":"update-prospect","status":"completed","message":"Prospect successfully updated","technical_error":"","task_data":"\"23141\"","user_fixer":null},{"id_task":23697,"id_process":"2984","etapa":"save-product-information","status":"fail","message":"Error saving product information","technical_error":"\"An exception occurred while executing 'INSERT INTO policy_information (id_policy_info, cgi_id_client_pi, department, issuing_date, type_policy, insurance_company, certificate_number, policy_number, term, start_date, end_date, currency, net_premium, policy_fee, tax, total_premium, financial_surcharge, commission, total_commission_amount, commission_today, payment_date, payment_form, type_payment, amount_paid, payment_status, policy_status, notes, sale_person, sale_channel, issuing_type, policy_about_us, issuing_mode, issuing_status) VALUES (?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?, ?)' with params [\\\"\\\", null, \\\"Personal Lines\\\", \\\"2025-01-10\\\", \\\"Resident Auto\\\", \\\"ANA\\\", \\\"MX00RAEM002409\\\", \\\"04013047045\\\", 365, \\\"2025-01-10\\\", \\\"2026-01-10\\\", \\\"Pesos\\\", \\\"5112.06\\\", \\\"288\\\", \\\"864.01\\\", \\\"6264.07\\\", 0, 10, 511.20600000000007412381819449365139007568359375, 511.20600000000007412381819449365139007568359375, \\\"2025-01-10\\\", \\\"Unique Payment\\\", \\\"Credit Card\\\", \\\"6264.07\\\", \\\"Paid\\\", \\\"Active\\\", \\\"\\\", \\\"Client\\\", \\\"Website\\\", \\\"Renewal-\\\", \\\"Brochure\\\", \\\"ws\\\", \\\"\\\"]:\\n\\nSQLSTATE[23000]: Integrity constraint violation: 1048 Column 'cgi_id_client_pi' cannot be null\"","task_data":"{\"firstNameContact\":\"testi\",\"lastNameContact\":\"test\",\"phone\":\"3221231231\",\"email\":\"sogn@te.st\",\"nationalityContact\":\"American\",\"reference\":\"Brochure\",\"vehicleType\":\"210\",\"modelYear\":\"2022\",\"brand\":\"MZ\",\"subBrand\":\"28\",\"version\":\"32040426\",\"state\":\"15\",\"city\":\"5\",\"price\":\"6264.07\",\"ownerType\":\"1\",\"nationality\":\"E1\",\"firstName\":\"testi\",\"lastName\":\"test\",\"secondLastName\":\"\",\"birthday\":\"10\\\/10\\\/1990\",\"gender\":\"1\",\"curp\":\"\",\"rfc\":\"\",\"identificationType\":\"C1\",\"identificationNumber\":\"SDFG677FN\",\"occupation\":\"L1\",\"companyName\":\"\",\"rfcCompany\":\"\",\"turningCompany\":\"\",\"representativeName\":\"\",\"nationalityRepresentative\":\"\",\"postalCode\":\"50940\",\"municipality\":\"1501\",\"address\":\"mi 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[ 2025-01-10 17:15:55 ] 6781b83b4568d /api/auth/login
[ 2025-01-10 17:15:55 ] 6781b83b4568d -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 17:15:55 ] 6781b83b4568d <- {"status":"success","response":{"token":"d+G60U4tn\/d86cri6FsNT2IxMWFHUDVaYWN5K0JjTE9mNStUTnNJTVdSK1hOZlRBTDY3bXVlakkwZlQyOUpWVnYxaVlQU2hBeEl4UjFEZkVhZTdwSUFjenhFcG0wNXVONG5XcnNMY3p1bGxWUjVnbk1GTVRBOHVTeUlqb1JTOUQ1VUw5dy9LbG5KM1owZ2ZUc3Y1aFNkZmdJT1ZLTmdmMTJXREg3TE5kUnhBeVRyVmhodzhYc2hkYWxFYU5lR05odWQyRlpjU0drVng3SXo0QzZGd3ZCMGtNM2llREZzN3JPT0FtV2s1MDNndDJpQlN6ZGR6bDlLQ2JpNi94THZ0dkdpRDAxckQ4RDlwVmVQYlo=","decodeInfo":{"referenceID":"6781b83b4d2b7","name":"GUEST-6781b83b4d2b7","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 17:32:38 ] 6781bc26caf2f /api/auth/login
[ 2025-01-10 17:32:38 ] 6781bc26caf2f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 17:32:38 ] 6781bc26caf2f <- {"status":"success","response":{"token":"K1zSjKuzH4TeOdcEjOYgHWMyeGVOcnY4ZnhQMHBHaGdMQW9NaXp5NzdhaFpFTjNtOHJQeTdlKzZOUk11S3pNRitxbGZ5TXkvd21SSDJ5VmM2Sm4rTytxR1NCLzRKWVI4WHpiblR6blovY0FuUmtEUW55OUxXRnpSZ2NsaWlwT1ZxVEJwbTRRUUVyT0hOU2U3a1lPcEl6cnVZUFd6c1VqY01SdUJmSnI0cUpQSEw0V0o4akRXeXpxR3pwRUdFb2dWN25xMXg3YVYyOWV3NlVDWjB0cS9LQnpGdDdaRnpZSGlSNGhXdm5RdlJEamxJcFpobEJtSFpIbkZ2V1ZCWW9rNU50RDB1U0c5dnFzZmxWRUo=","decodeInfo":{"referenceID":"6781bc26d2b90","name":"GUEST-6781bc26d2b90","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 18:20:54 ] 6781c776d57cf /api/auth/login
[ 2025-01-10 18:20:54 ] 6781c776d57cf -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 18:20:54 ] 6781c776d57cf <- {"status":"success","response":{"token":"6FHsbY0\/GLLK5QVwjm72Dm5mSVJRNENlMVNtSkRXREd4d2hFV0JWQ3JWYTRXMG1sMzFQWXNNZGNFeUdpYVRzcnBJc3I5dFhmRmFYWmRFelc2bnBETUpxYnlZL2Z1UVU0K01MMVhFZWdFYWlUV3BYTVUwN1c2aW1mOW1CY0ZsS2x3UUVXUjdaZCtoeDJOY2ttdzdjd0pFWHRJUkFSQ2JhU0ZYcngrajdlSHBkMzJFRS9IcWhjenBweUVRSVlIS1IzY2NSSlJyeUdzbG1rZDFzRzhsNXMxVC9ZVk1yem5CN2xjZlVhZjMzMXcxYktVdjZoeXI2dzhiUmpwMUFOR1Bsem9JUndiVXJBa2VKTDBFWG0=","decodeInfo":{"referenceID":"6781c776dd3e7","name":"GUEST-6781c776dd3e7","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 18:29:59 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 18:30:37 ] 6781c9bdc4a39 /api/auth/login
[ 2025-01-10 18:30:37 ] 6781c9bdc4a39 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 18:30:37 ] 6781c9bdc4a39 <- {"status":"success","response":{"token":"c+wswuXKS8nK9uq1ZNaDHnFmbG42NXdlVWxGbmNDU0ZML041c0NPTi9MU2FQblBNZEFWTGpiaFZxSGl4VGc0UENyVW43RGp1UnlXSGJ6SHYzemdYbk1EUTQvZlNXOUExNWRiRlpjMmZuTmVPRkxSOVdyY095YXBQVXV4UzlaQXF3WGg5c2xxcW9NZHBCUGhUVXExelpkbmdzWU5MUHo0VzFGb1JBbUI2VjlTTUlJeW5iNllrWmxRZWdCSWlVU2dLQkFJWENVbmluNHk2c3FhQWllQ0tnK05Td2FrN3BKeHBLSEFlNVVXODV3TGFZczQyQlB2cmlvZU0rRkhkRWRJQjVlSEtHUnI5bXhDbFJFVTM=","decodeInfo":{"referenceID":"6781c9bdd06c5","name":"GUEST-6781c9bdd06c5","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 18:31:33 ] 6781c9f54a82a /api/auth/login
[ 2025-01-10 18:31:33 ] 6781c9f54a82a -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 18:31:33 ] 6781c9f54a82a <- {"status":"success","response":{"token":"y9NNh0BuTDWtyxRRZrziNUhzTXYvSE81NmYzcURRTSsvQVkvMXdyZStvNGs4OUJyQ0xIWGdTV0RlYzl0MjhJRjRTUzc3bEhTYVFYTkhjZUhOQjZqTzIrMmpBQkFndmNGTDJyUUpJNHVUN3JLVzdSUEpHM1c3dmJUMi9QS2ZRcG5vUjVuTGNXWFBGcHZWQWRIak1SSU9hbXlZb3RwYUJsR0dVbU5YQko1a3padWlKWjBTYzRQOWZST1M5SE1ZWDFHM2F6Qk02M2tuK2dheCtrWEFKazhWRExacVJ3SWxMdFh6SzVUK2RaNWxXSGNyVncvMlFBT2tSU0FXWmFwcVRkNjNQK2UzOFpvdVBKaENJa2E=","decodeInfo":{"referenceID":"6781c9f552c85","name":"GUEST-6781c9f552c85","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:21:08 ] 6781d59487d3f /api/auth/login
[ 2025-01-10 19:21:08 ] 6781d59487d3f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:21:08 ] 6781d59487d3f <- {"status":"success","response":{"token":"QebWEHYxLvM7WIV4ZqO+T1pZKzNsUk93Q1JKQzdPYkpIbHdJck12azZybnFtaW1QdFdDbS92NTE4cUlvalhKZ2doejNQUFZXSGoya2hHdEZ0bEtLNFZ0Q2FlVGczZnpkamYzN24vK1l1QklBK2syLzY4RjRzYkNaWWlrbXNXSXdBbkpURkJkTjZYQXJZY3Z6WFRRNStGQi9zWWZsdklhK1YwUjM3Y29IVGhxVENJNSthdEFIMXVrMGlhNW9MM0xsaUJWNlVhZDdRQXlIcTVhNTRhSUM5QUhKQjVEOTFWTTJ3OWZRcHorNHFIbGZudEVTak9KMzZsZ3EwMzVrcnF2OGdHN2VMRVFBUzVqS0JWL2w=","decodeInfo":{"referenceID":"6781d5949004c","name":"GUEST-6781d5949004c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:22 ] 6781d70a93260 /api/auth/login
[ 2025-01-10 19:27:22 ] 6781d70a93260 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:22 ] 6781d70a93260 <- {"status":"success","response":{"token":"yzHnFlbx3yEj9MYEsAIGgE9WcUxUMFM3UXZKanlsM0ViUllEQ1R0UmxCS3VkcCtHbXBOVmpjNXZFdklzQTJzelJOVTFIYVEzMUl4Uk1aU0tSVmZyNlprTkUvSlhGUndHQk1ic2ltSDlpY0lrc3pKZHQzeEY3OTNGdytjVEJDSys5MWoxbHF2UzlQTVFOdjZibXZuTmJ5UVRJT1hiOThLYjUvZ2RxU0RicjNIK3JRdGJyZU5xNTBUa0xweDdpODR5MUpRMlRzRktZNmprWlV2TDBFaGRtMjNPbVk2S09FbG1jRGVaOU44b2JQaGNVRVdnbzk0aFZ2YUwvUHlvcmY4QzgyWldFSG5WZFVJVXJ4eHc=","decodeInfo":{"referenceID":"6781d70a9b14b","name":"GUEST-6781d70a9b14b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:24 ] 6781d70cf2705 /api/auth/login
[ 2025-01-10 19:27:24 ] 6781d70cf2705 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:25 ] 6781d70cf2705 <- {"status":"success","response":{"token":"8Kl3frVQuXpbtEeobBwffEQxZUFVNTNLMlNWZTNvYnQwbktiTkRkUXZhelBmNUU5cmpuK29OeWt0TlBUc2FMMDgvckhzVkNpUEI0dE9kYS9TLy9WSTltU1NrZFhHeDdFb2RIbHBZR1o1OEkreTBRc2pHenJMZUlkMFNKSFVaV2UzNjA4LzJiMFFJeXFLY1ROcHlQanozVDQ5TUJpeTFQbWdwdzZ1QXJUWU9aVjA4N2d3bXRJdDlXTE1yREhENW42a0FxLzZQTjF5SFAvZ3ZYLzE4eEF2Mm53UzFIcUVDenZ3TXNSeW00V3JrK2dualhJNFJPZWRRb3pHMWlDT0hrQi9FbnhERUxWZmdoSk1rTEg=","decodeInfo":{"referenceID":"6781d70d0618e","name":"GUEST-6781d70d0618e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:27 ] 6781d70f65b07 /api/auth/login
[ 2025-01-10 19:27:27 ] 6781d70f65b07 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:27 ] 6781d70f65b07 <- {"status":"success","response":{"token":"LcjH2FQw2FiGZCkPmUUNok02TU5uNzVVYkhZQjBSQ2tIV0t4bHdTMXlwZlFGZlhvVzFpMEUvaWs3RDRiRTN1ZG1jeEE5VGhTUHlBUHl0Sk9mb2g0aWV6c0FOdnJkekJ4MVc5bVphREtHblJWc21qL21lMHdUVnN4ZjdibE9Ia0lnb1dWWURkU09iUTZMRDBlY2MxRmFOWVRMeDFmdHU3NzZ2WVZvSE9qMitTUXVzSC9pU0NRMXVvWEVna0JGMHVhWnNXL1ppaEtPc1hkYyt3YkhMQjQyS0NLaGZmQnNWU3JrREpSQTZGQWxhMm0vN0dXQVFtNW56MjJycEhNbWhCSnRyM0l4ejBzWkQ0V3dDaXU=","decodeInfo":{"referenceID":"6781d70f6d8f1","name":"GUEST-6781d70f6d8f1","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:29 ] 6781d711cc7c9 /api/auth/login
[ 2025-01-10 19:27:29 ] 6781d711cc7c9 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:29 ] 6781d711cc7c9 <- {"status":"success","response":{"token":"v5m1\/qS33imf66Y2OyOs13MraTI1eTNYVExFdHpPaE1kWFdYM1VSNEwybEJsSWlKenZpczZqYTVVdjJQQ2c0d0M4NFNMV0tmMWQ1SHJGeUhlSkkyRTJIRHNYa2NpZHVFOTQ1UlA4SWhOTEVnMDdYR0ljK3J2MkV5Tm5Jd1lOWThtdDlIWWQ4ZUhuRVhacUkzSGJWQ3I1NGhKU0VEcHZZUDloMnBhNlErZGJLV3BZNmxRemdJVHkwRHlqbENHVjlXaUl5emM3VDV6U1RHRXFNTk1hbmFsd0U1NWdDYTBVU3VsYlFZMmNkU1lRN1hJRk42ckZYOEo3eUZiWC80WGV0b2lUbEhWZmc0MlQ4ZXZmNGw=","decodeInfo":{"referenceID":"6781d711d444d","name":"GUEST-6781d711d444d","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:32 ] 6781d7143bdd9 /api/auth/login
[ 2025-01-10 19:27:32 ] 6781d7143bdd9 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:32 ] 6781d7143bdd9 <- {"status":"success","response":{"token":"KjFD65QmdKVSNKlS0ZwHwngvN3R1S3poR1BpOWd2MmlQeFlkYUZkSVhlMERjWEx3MThIejFOZVloK2ltbVdneGtkamkzbDVSY21EZlFpd0lvSzhqK2JhZ0lqWFJvL3VaNnNzbVBUaFQxaXdVckM4ZzlobFlydXA0bXRyMDh3L2xXOXpnbG9hTkM1WHNTU2dHWi9BdWxjR3dQU0ZheHZLcHk1Y3pGYVMwa2xrTGs3S1ZqU0d5emFUVlNKbDN5Q00xWlQ1V1ViZGpWZ1h1RGVLc1V1Y2tjaDZDZGFQR0FHUWJZVmczMk5URlgvc0MzTHBxdENDM3dUYXoyeUxwV1pFaHBqU3pEbWhpOE44VVNJZ2U=","decodeInfo":{"referenceID":"6781d71443c53","name":"GUEST-6781d71443c53","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:34 ] 6781d716a5edc /api/auth/login
[ 2025-01-10 19:27:34 ] 6781d716a5edc -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:34 ] 6781d716a5edc <- {"status":"success","response":{"token":"8hECddvaI3m1ZzA5F0vUvG9JeUVXMUdGNlZmU0YydUJzYS9ZU0RjTUlqcGhvc0gwNDlmS05zdHZLcHlHbEhvYXRoMlZabXdzdzdYejQxUjBRK1pSWnh2SzlFK3AvUCtWQ2duZ212dlAwR0hvTHJtaWNxQmZKQ2xod1ZIMzJoeVpGeHVKWGdEWE5jYklCWnRvT0hDVFhPTnBPRld3K0Q5MWFZYlk0S2lWc3lrYWNLbXRjQVVuZ2huSkhBMnpKeXlQZzBoQW5VOU5tV1Y4ZUMvL3FaUHYyTEJRSmJTSGhWb1k4TTBMTmlRdFRXVnk1OEVYVitCeFI1OGJNYlppbTkxQ1hNNU9YWUVHenNXYXQ2Q1g=","decodeInfo":{"referenceID":"6781d716ada4c","name":"GUEST-6781d716ada4c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:36 ] 6781d718e4af9 /api/auth/login
[ 2025-01-10 19:27:36 ] 6781d718e4af9 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:36 ] 6781d718e4af9 <- {"status":"success","response":{"token":"hWV5RfpJpQt+c\/A1JBQRQ2JnTXZFT29qVWEvUVJtWmJHbFVXVlk1NmNlWkhIQlNpYmNDM3dLVUl2bTJmMnpZRzRPYWo4RFREVG9lSjFMYXZNRkxCK3Rwb2FRS3VEVHFSOWZCVzJmWmdMQnBJYkhVaUlURURQSmRqUDR2ck9OSHZqbnRLenJNZzdlL3hwK0JSK05TazArdVpDWWE0STVRZXR5SGxDOXBlNU9FV2VOYmNDSnpLdGVwamEwNHZVQ0hQeHZaS2lwYTZ1Q2pTNUhQK25oWmRkQ3pHZ2dqamFmQllpdVpRdWluTEg4cjZHUklpUitoTVBsTzUrM1FRQjRRaDRUUkJoV0ljYWRhdW5CSno=","decodeInfo":{"referenceID":"6781d718ece8b","name":"GUEST-6781d718ece8b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:39 ] 6781d71b57f34 /api/auth/login
[ 2025-01-10 19:27:39 ] 6781d71b57f34 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:39 ] 6781d71b57f34 <- {"status":"success","response":{"token":"rBjKyynX+vfzGo9Uq\/JjAXF3cmdmOGdOSUlLbVFPdUpvRmdYVHBYQ3hBbDNUSHoyUVQ3MTNyZFNvMTRtbitMSW0yRFNyQVVkYVNPUmllTExtUXFOaENVakNzVTFZNnBKdkxRRGRVWWtrc0N2Y3ZDaHU2YnRjK2laNnFEUXNUc2xxSHcvZUhCWC83V3VxdkVhRi9HREhacFZlMFRCeWFlekdPOU9lRFpmb0pUQmhFbWJmRUZIQ1AxODZ6MVZYTzlRMi9CZldKcy9VMzBuQzRkTVE5akZaZWM2KzdpNUlWQzV2RnVUV1p5QVBmcUJzT3RDYjc3SlpZRlM4eGVPS2dNWkZUVEQ2Sm5vcVN4TVJQK3Y=","decodeInfo":{"referenceID":"6781d71b60074","name":"GUEST-6781d71b60074","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:41 ] 6781d71dbc8df /api/auth/login
[ 2025-01-10 19:27:41 ] 6781d71dbc8df -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:41 ] 6781d71dbc8df <- {"status":"success","response":{"token":"q5Vlzhuw6v5JUFeRIyggSTZ2K3BVbTB3YWFnUDdQeUN4NTArdFFRbDJMRHJTWlQ0dm5mWEZFTnFobHhaZUxOWXhBWVpvazdrRmxJcVBCR3UrUldVZGdOeXlSdVhybzY0MjVrMkMwM3BycGpjUlhyeE9MUkRNMHMweEdVdmo4aXY2eFBVLzdyQUNYdzF0U1MyOWtOdGlHU0JOQU9vMzdUajNpdXV1aEJJWmoxU3BCSGFBWW5DN29QSk5HWXZCVEFtZVZiWkxzUDUxa1BRZE42aEJQYUNPSkk2dDdVTmh4YTVCVFJVRkZDSHVpWHViYTNXTG96bkx2L0ZsbFNQV0Yyai9UNURaektrVUJGc0RuV2M=","decodeInfo":{"referenceID":"6781d71dc47bc","name":"GUEST-6781d71dc47bc","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:44 ] 6781d7203521f /api/auth/login
[ 2025-01-10 19:27:44 ] 6781d7203521f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:44 ] 6781d7203521f <- {"status":"success","response":{"token":"QazTWau9BjScA7jzKaPMESswQWZncWtXZ3Z3VzdhdjV1S3hBZUVLb0JwMjdrR0UyN0s2MUJ3c3FJRUJ3SmxtQ1UrVmNXbDhsS1VSczV1aTROcUhqK0dyVjFoSkNua0k2MFZlZ3o0K2NpQ0pNaUl2bnhTa2dTalVIMEJtL0t4Z3ZaTzFTUEFvVUlnVHhwUVdvOE5jcDBwa2ZyK0FudldITUowU1lPbSt5dFdCaFBpRnZ6cXhNZ2ZmalQyVlZHbFRwMVh1dGdoL1lNWWJHR1cvSXU1bVgzalpnZU1kV3hLZjN6VkVxdGlETHJhbVQxbUJWK1VJZ3dYb3luWlBtL3ozYkFNS3l5c3MzcHRzbS9YS3g=","decodeInfo":{"referenceID":"6781d7203d1ac","name":"GUEST-6781d7203d1ac","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:46 ] 6781d7229f1a6 /api/auth/login
[ 2025-01-10 19:27:46 ] 6781d7229f1a6 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:46 ] 6781d7229f1a6 <- {"status":"success","response":{"token":"x6BRgmnQtTcGAJPI+I7buGRyQ25LUVBJd2JicDZScTV4L3lycDQxLzh4NlVaMUVpWkJubDNuVEFlREZTZFQ0M0M5RDVzQml5cnBCYlRMTHVPUHVxeG1IckJKSHEwRHM0SmVzWVVtSnNudjRjNkpiL3JuV3c3N29jMjNCYnhDSnVETDZNQzdrMVJ0Y1d0NEo0QUc2N2U3WDRYdlAyNlRrNjM5V2k5c3hWMUgxUForWG8xQ3NNK2VJRVFxWFM3elFMYnRvMGM3KzU4dUxyZUtCWnY1YVRrUll4dU5tSVV2Y2Q5UjNTaWdxaGhYYzMxemJ5QWZaVzcrRk4vRHdUT01kTGVaamFjT0VpVTZuVkdRd1Q=","decodeInfo":{"referenceID":"6781d722a75ee","name":"GUEST-6781d722a75ee","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:48 ] 6781d724258f5 /api/auth/login
[ 2025-01-10 19:27:48 ] 6781d724258f5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:48 ] 6781d724258f5 <- {"status":"success","response":{"token":"+qCI5iE6R4D7fhcclVELH01VSUtrcDA5alVxSkZPM2hxc0QvUmJTYjBCNmZSK2l5R1RmNEE2aWdHMlZ4bjUzTVM3UXljbUlha21ob29jcXhTc1pMelkrYVNqeWJablJ0d2tjQ1lyckorTU96bTBQMDZkOGtEdmgwNUxoVlpBcS9NSFkxVWxKUmhBcEszclpQQXA5ZUpRUDdSSmtRM1Jhd1JrSkFLK0lsRkdJTm92ZGh0UmtqVXNzL0djaklTN1ZhS0VSSHkzK2EyZnRRTnNoUFcyRGdtRElFUXVwbUphTFk3REdjZUZxYUlzU0xUaE56WGxmQlA4bG1FTUNCdUt3ODN5d0RPb0g0eENDblJJbXI=","decodeInfo":{"referenceID":"6781d7242dc1e","name":"GUEST-6781d7242dc1e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:48 ] 6781d724595d5 /api/auth/login
[ 2025-01-10 19:27:48 ] 6781d724595d5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:48 ] 6781d724595d5 <- {"status":"success","response":{"token":"K1fD3LzR36D67nKwCrFzijRidEdWVlVDaVlNUmJodE81MDVGME9BTEg2Sy8vZ040dnNISmU5WlRBKy9MckRMd3VRTEdTS252RkxSNkpyRG9Ha1ZkN1YxQ251bXI4WXlNNVBiU2NLQmhTOXdmSVNQOGJlWUE3T2NSakRmYlhhTm9COWVRbDVBNlFlRmVPbmhRanpSbDVPTnZDdTBSS0VkemJWbldxb2tVR1BQNytKNTdSZWYxVlYrVDZRZDJQOHEzM2xUS2J2ZkxaU1BjZko2TUthZzFaV3lueXpRdksxSERsYVYzbXlVZmlYVmdSWk5yM1M2Tk11WWhjZEVKL1NVVzB5aU1kSThzTk5tOGpEVG0=","decodeInfo":{"referenceID":"6781d724638da","name":"GUEST-6781d724638da","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:50 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 19:27:51 ] 6781d7270fe23 /api/auth/login
[ 2025-01-10 19:27:51 ] 6781d7270fe23 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:51 ] 6781d7270fe23 <- {"status":"success","response":{"token":"aMQzBBVMJ2AJNBonj82wuHpYY2RWQ0dHRXJIVjQ4WTF1bE5OS3owMlpKU3REcEtoaGpIVmxOT0JxUkNnaW9DaTUxSEtDQW9ZTkZka1ZsK1pMaTkwTlpIZ2l0ay9OUVZmV3NzaGsrdUhRL0tRc1ZEazRmazRWRTZnY0g4QW5WbDgweFcyby91dWl1SzY5cnE3QmtmMHVCb0hWOFRUZWZKcmVrbXVwdXBVVEZ5ckpmV2lGcVliZDBhdVI4aUlEeWdnRE5WMHBiUjRnRzBDZE02aXZYUVVpdlJUM2lVUkNJK3ZDZU1kUC9NdXRZQnJZQXRTR3Y4Mzh2WG1ESFVFZG52OXRHNDZtSmZ0ZzROeWNqMGQ=","decodeInfo":{"referenceID":"6781d72717a19","name":"GUEST-6781d72717a19","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:53 ] 6781d7298670c /api/auth/login
[ 2025-01-10 19:27:53 ] 6781d7298670c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:53 ] 6781d7298670c <- {"status":"success","response":{"token":"IPcolzscY5je5OMmh\/D0OVZUZHNBbUcyYTJRTC9MWFp3TjlRNVc1NHZvQlhKZ3lKUmFTdUdscGtRdGxlUlNHOEhPSGh0VWhobklmOC9WR0liY3c2RkgzTU9MQVExUDA2U0ZKZUhVT3J3SnpLSTVMLzZ2ZEhwUHB0VmZHRmc5THpyVW5na0MxektodUZEdHFZbWt6OHdmZTZzZmszTWdYYTkzYlBRT3VGbnUxR0FmUXZVOWhEYUhpaER6bzUrc01wQjlVQWYvdkQrUnEzU3BWR0c5MDRRQkZHdjMxcUJ1L29rdmNRL0tjZmtpY2hwMkk0L1loalNFb0VvcENMRXE3citEbGdzTTc1ZWFaRGRFb0s=","decodeInfo":{"referenceID":"6781d7298e660","name":"GUEST-6781d7298e660","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:55 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 19:27:55 ] 6781d72bb65ab /api/auth/login
[ 2025-01-10 19:27:55 ] 6781d72bb65ab -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:55 ] 6781d72bb65ab <- {"status":"success","response":{"token":"IOPOLvqqQBQ4kN9br\/YlQGRYWERHZkRHcVYxdUdFTUZqUldVL2IrczRCRjlXeng2dFJpcEo0TkU2eUVGYnlLQVRhK05FL2d4MmNxQWRFYkwzKzNCY0hkdURhc3pBOThFUHhCUUJDK3g3VG9ZSUJrVjBEVlh1QWl2VlBUM0dZc0lsWXhRdXl2bUpzelBNWWY4bTNCby8xSWpaVUx6OHE5Q2h4QUZBQVdoVXpxOURkMENjTmdFN3pHYThuaDZsMFdWVWV1ckV2NGQwL292WVR4Wng3aTlYYzhMK0FzQ0g5N05xQUMzc2dZNWRCVUc5US8xVmlZM0VMWUNwcmpLL0t1MmR4SDhhbEhJVEpaNUhTbk8=","decodeInfo":{"referenceID":"6781d72bbe61c","name":"GUEST-6781d72bbe61c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:27:58 ] 6781d72e3888e /api/auth/login
[ 2025-01-10 19:27:58 ] 6781d72e3888e -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:27:58 ] 6781d72e3888e <- {"status":"success","response":{"token":"rGR1NpRLEna7pQc1TvtIKkxwV2NjL1pMbkNEQnpFaGhEYmRxeFpUUUF2UXIxRU9yRitXcE9tSHRCbGxpbXo2ejkzN3lUTHltVVZ0Rjh3a0JxYkxScVdNWGx6Zjk2cG5NcEdQNzhFeG5RZ2pkMDZSSWxtbTRCUnh1TGxud3JOUXliejQ1UzlKZkdNZDFBNTdDOGdGaC9odjhkWWZCSTMvclNNb2hBcTdlZ1NNdVl5WUVTMnhXdVJlOWhLZCt2dVBLZzliVDJSSFpzNnptYzl2VVNZbjFLNG9jM0xjcHBOYXF6cU9Sdm9PcTAxL0VHd3BDYlV6UGRmZTJBUzNrcVhLajlIRTRTK0crR2owRVZpUEc=","decodeInfo":{"referenceID":"6781d72e4032f","name":"GUEST-6781d72e4032f","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:28:00 ] 6781d730a4e22 /api/auth/login
[ 2025-01-10 19:28:00 ] 6781d730a4e22 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:28:00 ] 6781d730a4e22 <- {"status":"success","response":{"token":"x9LhSzfpFDKiyqrJvyO6fFkwcWdGU1pRcGR0MzVUeXJnUm1uZWxFNUNDeXhhUTVaYUltcmZKaUV6bGdtcUR3RjVEWDNpaENhOWhZRmszYWlCdWJwQzhHK1lmd3hSZjZQQkQwOE1YY2lYRDkxUGxEQjJWV2ZVdjQzUEcwcmNla05HVW9QczVINnZPQ3RZM0pBbHFYbm1IdVowamZTUmZpOXdwTS9MQldZcGNuZ0lUV2FOZ0VqN3p3ZUJXNDlBM1Zja0xwTjhraFFYOXFRSVRqNmJWSjR1MGxpTU80WlJNNWdRK1pybnFYbjJvSE4vS2hVQXNTRHFwWDBwam5QNFFVR1lmNEl2bUN4QUZ4Rmxsbm4=","decodeInfo":{"referenceID":"6781d730acab5","name":"GUEST-6781d730acab5","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:28:03 ] 6781d73325852 /api/auth/login
[ 2025-01-10 19:28:03 ] 6781d73325852 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:28:03 ] 6781d73325852 <- {"status":"success","response":{"token":"E7ferBo1szY60H1jcuPHiW1UN1h4dGRXeCtab0w4azgrRW9tQ0x4MWlobTNLSlZQTjViMFpINUpWUTZxcGczOWRBVGlYVHFOZHBuU3RpSXVNSDdSQ3FHVWdBY2tpQ1QzM1pEb3FxRHZwUU94eVpuSlZFQ28xbDlnSFNTTmI0OHdMTS9DbjhuL3hWOVg3d0YzYjVZd3ZTM0F3c3NoK0ZSUHo2c29NQVdkWHd0QTBNKy9IWkJ5cU5iek5WK21OelhDVmhRMTk3Q0pjSVhocWdLQ1dzbGJCS2tVcWlIMFFncUVYQTNkUVFyenh3eHFvd0hUVFFvT1pKVWVwUGZoMWdrSEJmcmpyaXAzOGhZQlUvcU4=","decodeInfo":{"referenceID":"6781d7332db0b","name":"GUEST-6781d7332db0b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:28:05 ] 6781d735873e8 /api/auth/login
[ 2025-01-10 19:28:05 ] 6781d735873e8 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:28:05 ] 6781d735873e8 <- {"status":"success","response":{"token":"t6PglPlPGr4qAgJEkZDU4GtwR1ZHcVFXd1dVRS9MSVdNc1NjZjFFNzBEK0tBM2p6czBjc1h5QnV1UkV1NjcrcmxhUjJJdHBzWEMyYWczNUVEaG5hS1VwaXd0TStrTjNqbm5BQmg5ek5STklQM0xGOFkvUVpSbXZyeFBvYkRpanh5RjZFTUdEd2ZUK1JaaWwybFFRTW1ZK0d3OTBzQ3JTOTJKSG1KeXhqK3ZSZThPSEk3aXRCVVd6QStBdUYxMjVXdnA4MDloV1dXYU03dXMyRXc0aU1kZ01jdjBqSUgvQzBDT1lMRW5KcGNGNDJJK1RQMlRNSTYvek0xUjZjcW1RdndrcmNmR2REQUZ4VkxWRC8=","decodeInfo":{"referenceID":"6781d7358f91c","name":"GUEST-6781d7358f91c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:28:07 ] 6781d737eef3b /api/auth/login
[ 2025-01-10 19:28:07 ] 6781d737eef3b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:28:08 ] 6781d737eef3b <- {"status":"success","response":{"token":"O3MmWhB3o2A+hETRQ6D9+Dk3b3YzMU9pKzd0K05HQWZIM1UrU0o1TUF6Z1piVmg4Y3lFamxNTmgzVW5IaDY1WUNSNXR6RjhBUHA5K21uMjgzdDYrYzFLL1gxWXhMY1ZwamNLQlhueDI1b0xsNHlpVW13QVY0M0xUaG10RHNpVDByYmdUcC9CR2JsS1htWkdNam1IR2VtMUc2ZjhtaUNTNjZ0dXBKcnhjdWRWVlpMV2VFUGNtUXJQbWJWblZObVN5RW9XOTFyeU1pK3B0Tm9ZL1R0dVV1cE1QMkhtSk44czl1cUpMVkJSKzNmdVpaaUY4MFBOcno2VExqWHptVDgxNHA0VkRja1RJalFtU3BDKzE=","decodeInfo":{"referenceID":"6781d73802cba","name":"GUEST-6781d73802cba","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:28:10 ] 6781d73a61490 /api/auth/login
[ 2025-01-10 19:28:10 ] 6781d73a61490 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:28:10 ] 6781d73a61490 <- {"status":"success","response":{"token":"xWuj8khjtaPwLulfL0MIBUg5NzBzZFBtQTVpOFhyN0tqTnJHMjFMdVZVclltLzgweDZ0dXIzMEIvclRRNTRQajdsOTZORVA2Uis2Z1RmVS9ZcHRBZWowR1BSOWhTdStFUmp5c3A2TjBRUWFNbkFENkp0MWU4L2ZBL2U3Yk9DSUdiQlJ0WmUwM0czWTdYOGUvcTU4b2J5Y1VxUzZJeVY1LzY3REcwQVpuWG9jb1AyZG9hempNVDBVK3BNTklPTDNtNzBvaXBBblBJT2V3WW9lSFJqNDNZWEtRSEord1l2Yi9sR2JDRVhwVXcxMWJpS0c4cm52eXl2SWxVZDJ5MEFtZjY4V05oV2RaTGJ5bW5DVDE=","decodeInfo":{"referenceID":"6781d73a69216","name":"GUEST-6781d73a69216","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:28:12 ] 6781d73ca7cd4 /api/auth/login
[ 2025-01-10 19:28:12 ] 6781d73ca7cd4 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:28:12 ] 6781d73ca7cd4 <- {"status":"success","response":{"token":"wdplVTx\/C7LpUmWa7kygTEtwQVlpYUF6UzlIKzdXNDBWbEhmVktjZGdmekRtVWxYUTRoV0JqdzZjY2pJdGU1UmVFUVArczdseGZEN2RmT0dYNTIwc2t4T3F0ekZZcVExMXFLd2dOMzBkR1hOc3pFSmVSdHVKTDhQRnYzRUxxOWU1eGdMSkJ3RVZzVWM1bFFDaHNpZWpFVDZ6TERrcWFxYWJyN290NjNRckJHbFEycVlRRU93cGlFTzJvUUV0Z2d5bDhoakFqamI5NUxPM0U0ZklwQW84anVIR0pjeDBBVi9PdUsxM1lNSEVWaGNib0RnZlorTmgra211akQyOU5ocTI1REhOYXNWWUtlYWYwa0g=","decodeInfo":{"referenceID":"6781d73cafecb","name":"GUEST-6781d73cafecb","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:48:59 ] 6781dc1b4440c /api/auth/login
[ 2025-01-10 19:48:59 ] 6781dc1b4440c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:48:59 ] 6781dc1b4440c <- {"status":"success","response":{"token":"Ww7W6XRTFRqSf5Ny4oEPIjVGOGp6RnlNRE9NSG9QeDg4NjdsQU1JcEsxQ0xsTEF1dmFaOXNGRmNydENNNFNMcERoZm4veEJnWmpaR2o3VkQ1Vm1OTnh5UVhhODdzV0RwZ3MzTUxsK1U5U3o1d2E5dVZRNHA5clc2QVhsMkZTR280amx3b2RmR3QybXg3ckNYdkhPUHpnNE5oUUZFYWpoNjNUd0Z1N2hsTlF0OFBVcUdmbWo1bkJaOTBVYkpEZ2diOEdkeVBxS1FiL2l4cTg0dFNnNWVFTkliMVBtYW1IUUkxMGpWTmhSQk9nTjFXV3laaU05alp2VW9BWFhzRkxVditucWl3ZUZZV08vWlNIS2w=","decodeInfo":{"referenceID":"6781dc1b4c597","name":"GUEST-6781dc1b4c597","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:49:02 ] 6781dc1e390d7 /api/auth/login
[ 2025-01-10 19:49:02 ] 6781dc1e390d7 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:49:02 ] 6781dc1e390d7 <- {"status":"success","response":{"token":"N2X3lzwEPcEZG6k9CLeMrEsyQ0RDd1czRTc4bnpjNE1kZ1dHK3ljdGhBQlFiT3AwR0dxRFZ3U3EwQ2VmWVFTVTUveFhBZ1ZwOG9HSXNrbU14N1FtZUU3SmUzRmhpK3plQTNwbWlXbjRjV1JsSTR4ZFdKL1lVcXhPSzlzb3h6TW52Zlpxb253c3B2NlI4aFNXVGJpRS9NZ3JiY2czQjZRRnlCbUR6MldxajZSUHZWVTFuYSt4cHFhQU5WWkFjNFAwNkxUWGN1azcrcW8xaTR3RkxVWjNyL0dCZmNRZEtYSWhvcENRcDJVYkVSTmZaMlk2Nk1vNDYxSEJvU0d4b1NITzdmT09ScnArWk94c2hEMGE=","decodeInfo":{"referenceID":"6781dc1e40d2e","name":"GUEST-6781dc1e40d2e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:49:02 ] 6781dc1e4527f /api/auth/login
[ 2025-01-10 19:49:02 ] 6781dc1e4527f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:49:02 ] 6781dc1e4527f <- {"status":"success","response":{"token":"dPY6wii0VPiahrAQAa4ceU5iQTgrSnY3bU9DY1IxeTRUSVVvS1h6ZGc5L3dZRE42L2NVdmwvaGVSc3VIWXIzbGo5NFpCZGRWZzVjcHlWZVFiclk0REJDZTQ5YU5XYXRBWStvK2xDSytMYlFJZE1wSVBpbndvK0FHRGNVSGl1MlJ4VFBxYTJPY1hPTStDdlJsWlYvdlR1U0tSVENLZ2d0VnlpbDcwMHdnTEp1M1lzZHlwc0doaUVFZUdmc1JIQ2M5cm9pZ1Q2OHlITEVPSUZiTDVLcmV3RVI0V2EwVkEwVVl6WUtCTTJJMnNvV0ZFMVRSdi84OEdGVjdFaTdqMnJmY3NNOHMvTStqMFRMaHFTQlo=","decodeInfo":{"referenceID":"6781dc1e4e662","name":"GUEST-6781dc1e4e662","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:53:19 ] 6781dd1fc99ed /api/auth/login
[ 2025-01-10 19:53:19 ] 6781dd1fc99ed -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:53:19 ] 6781dd1fc99ed <- {"status":"success","response":{"token":"Id\/hKitxPaqMHiviWqtqfVpNbHdZd0x5VGx6enA0bTRFSDAwVFpHaVkzbC9IYm1odDUveCtyWjZuNEZsRENIb3hWMXl1K0lmSW1NQVVwTmlycUxGUjJaK0tmNE9kdmJOcUtTdmpxcXo5VTkxNE16WGZoRXlQeWZqeElpelpycStiZG9VdWc4cVVvd0hBczFKdm1Jc0NtRG9FK2IzbUZJUEJOUXJaVUJiK3FTUnY2MkdiVTgxUzd6ZGZLLzdocTdvb24yNWk2cVZIRHEzeDZlbGkzTzdyTGk2SUVBRGtOSmNGRDZmRzV3VlJLcFl2eGVoM0p4L01DRDg0R1V2blQ4eFdsNnZiQmthNUFBZkJCRjc=","decodeInfo":{"referenceID":"6781dd1fd1719","name":"GUEST-6781dd1fd1719","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 19:53:49 ] 6781dd3db25e2 /api/auth/login
[ 2025-01-10 19:53:49 ] 6781dd3db25e2 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 19:53:49 ] 6781dd3db25e2 <- {"status":"success","response":{"token":"1W48jMiqvwu59OnMLUqM6HBwbkNwWlZ0Ymt3Y09QYjNUNUd1a3R3eGxpeGNYTUNYVVVDMFI2azgrMm9LU2wxME1JdEhTMURCUUpZUmYyK0wzNnliK1hseVhncUhySmtvdUdmWGxzWnRjci9pRXJ0TmVoYXFJQjBWVDhLSG5Dc2RiSkJ1aGtVamtIKzgveENibWVQcXdzK1BzQnRBV1h2M0VrTEN3Tm9QQUlQZTQxYXdsZzZYNkFQZFZsdnh5K3ZKNUVKYys4NUxIQXo0VlkyUDFxT0Y1eklOOXduNXNZdHZMcGlDbVV1a2ZkbDB4aHl6WStIamVvSFlIdEV2TDBaaUdKZEZuK1N3MnJXdGdrNzE=","decodeInfo":{"referenceID":"6781dd3dba469","name":"GUEST-6781dd3dba469","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 20:02:58 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 20:02:59 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 20:02:59 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 20:03:01 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 20:03:01 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 20:03:01 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 21:07:56 ] 6781ee9ccdd64 /api/auth/login
[ 2025-01-10 21:07:56 ] 6781ee9ccdd64 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:07:56 ] 6781ee9ccdd64 <- {"status":"success","response":{"token":"ySCgkx9hW5GWu7Fm3q+k\/XY5OEw0L3BMSldqSldFMi91UzFnbFlvdUx3VFVJamlScWNiR25PS1VRVzhZTlNsNDNlQzZYUWZTaGtxRDFTdERiWGoyT3g2ZHE2aVV6SWY5Z0piMGNEcTBZaEFnRjRrbUM1SHJWRVpmUUxnR0RMZnBEa1pob1ZTNEJ2NkVWZWJ2TUpSWkhDcnM2TDlXOHlYMEtpSlQ5OGcveis2N0g3a2tLVXJQcmVFTmNidUdCYVBFbnVsejZNcy9SOEM5czFmN2NJR3hPdmIxUmVwelJCdEtOUVpmSDRaU3NYT1RXQi9mdS85bGIyMitPaG5ub2dxRTBGM2FualJxOCtieWJjQ1M=","decodeInfo":{"referenceID":"6781ee9cd5b47","name":"GUEST-6781ee9cd5b47","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:07:57 ] 6781ee9dc9cd3 /api/auth/login
[ 2025-01-10 21:07:57 ] 6781ee9dc9cd3 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:07:57 ] 6781ee9dc9cd3 <- {"status":"success","response":{"token":"TCvr6mekHLYBB3E7RRWptzVSN1JTYnpta3FTWDVFTFYwYmlsRExMaE9yMjVDTEdhdzRFRHg5NXVVZm5yTXppbHBuRVFUMHRFeFpLUE9NSkdKbFNMc2tLSEVuVWMyaTBKM2xUWU1ySGpZcFU3Y1c0bTRtMm9uanVyYnczelZUMFBYWG5WZ3h5ZlMrV0lCTnBWaHhYNG16RXZaNG5vbkhHYWZINW13bTAxM3g3NTZna2RwbjdaTTFyU0hPRVpQOEgySVJyejNjVzQxYW9KM1dZTDU4dG1pYm9zSGdlZzVwQXd3RFI3aVk5dzlmOUFOaWc4UlhqTVA3eXdkK3JEa3NlM2pPTTdxdHZSTll1aElCd2U=","decodeInfo":{"referenceID":"6781ee9dd191d","name":"GUEST-6781ee9dd191d","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:07:58 ] 6781ee9edeadc /api/auth/login
[ 2025-01-10 21:07:58 ] 6781ee9edeadc -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:07:58 ] 6781ee9edeadc <- {"status":"success","response":{"token":"7XS2CElLwbFmIDyWn0H+1Et4TDRUcDErOEtkdlk3YjEzTVVMRjRZc0p4K0RjNlg0NVNaRUhoWHNEY3QxcjY0U05kS2lVdVNyOGVYNGNNakc5ZGhhRUhsRUwraEVaME56ckJoUGk4NGIrY2xmWVBTb25HSnJrK1hvVnF5UU5kVWgxZkRIRFlDUldaMExHTWdpNnBlMjA5SGttZzFSYStXaHNaYW9hSEFlbG1FcnFkK2wyMkx3TzZxMTdERlRNUkZwbVdQVURPVEU1NVc4UEI0YUR0Q1RGRzc4WHErRVJNc0lzeks2NCsvVkhOYnc4RUdtNVpoRThiVytySzViSHZlTGxTcmJKUDlJTDc1Qm00K1o=","decodeInfo":{"referenceID":"6781ee9ee68c2","name":"GUEST-6781ee9ee68c2","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:07:59 ] 6781ee9f1c1c3 /api/auth/login
[ 2025-01-10 21:07:59 ] 6781ee9f1c1c3 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:07:59 ] 6781ee9f1c1c3 <- {"status":"success","response":{"token":"SHZV6TPA+aOCZRma7MWHvnFGTDJnYUNHTEorNW16NHp5T0ZxemZhVXZMczdSR0dua3RzbUpuaFhmd2pQbGpjTEVJYXZYRzBUL2NrQTducHgranRDcWlURzE5QWNtbUZYU1d5Mml6VThnWXlUczE0U0p2UXRxU3FFNENwbUhVVGRzT1NxekhGYTFVZklDUHh4WTRJaUlyc2FiZHcycFh2S2R3OStOL0R6aVBYaWpXb3ZTcW5kNFc1WURCWTZORUxKWkdheWJjaFRUQ29NemhJWURMRjJxT2hvUlBHUGdDUW95d0FDU0hSK2VaNVF5N1R5OWtLVFE5MHRPSWRCMkx2bnl3eVNCdTRtT0lzU29iRmg=","decodeInfo":{"referenceID":"6781ee9f23dea","name":"GUEST-6781ee9f23dea","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:08:00 ] 6781eea01c337 /api/auth/login
[ 2025-01-10 21:08:00 ] 6781eea01c337 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:08:00 ] 6781eea01c337 <- {"status":"success","response":{"token":"bJtzQeyPERXj36xJi+wLsVg3UkFhNlNaQWRvc09SMEh6WEdjNis5NFVGK3lpeVRVTW9FWXJXbEszRWFnbGdvTkI2NGpYa2lGWklDK3pER0l4WmYrTWtBZzI3bEN1QndRYVVXc3FIaFp3NFBuT2FJb1lCVXhNM3h4bWcxbHRxd3hubWJKekE2bThtbzE5UGZ5c3k0VmlNK0xROGtVcFg2ampCTmdZWUdIMW92bzdrZFJWMEdPWmxmUVVsckZLUGtaZC9TMU5GaE03QTgyUzlLbUppTXVaT1BVdG9zWFVuLzI3N0VNN3gvU2Ftd1ZOeXZPSDR0Y0JLbUhuVWlvQ2tQRlUrN0tmY1htWG1iOTM3WDA=","decodeInfo":{"referenceID":"6781eea0245d1","name":"GUEST-6781eea0245d1","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:08:00 ] 6781eea050254 /api/auth/login
[ 2025-01-10 21:08:00 ] 6781eea050254 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:08:00 ] 6781eea050254 <- {"status":"success","response":{"token":"PKEKx1NU8CT6XZJFJT6qzW5PZEpjMUN0UDhVWkdYa3JkTlAxQmhROTFqTEM4RFZLWHIweVY5UXN1NXR2TDY2bHN6b1JWNWVQS1VRSHpTRkFiOFRtRExuSE45eGlaLzJmQ0VZdi8vTmJzeHROUDBvbDRqd1YzaDRsc25PV250MXdkSGVUNTVsNXhzOXlnd1FsZmxZOThmWXR1bTJ2bTlNbXk2SkNORUM4OWx0YStHVG9ZZW9lc1NjQ29FekpnUDgwaEZhOVR1dDgzRjZOb29iWDNNcDdkaWRWMGlSZ2NVbnlJQ3YyakQ0TklUTXFpSFVWUVJvMmRyT2E4KzJZWHAveWxiaGlhUVZRWXo1amNUekQ=","decodeInfo":{"referenceID":"6781eea0581c6","name":"GUEST-6781eea0581c6","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:08:01 ] 6781eea1b0289 /api/auth/login
[ 2025-01-10 21:08:01 ] 6781eea1b0289 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:08:01 ] 6781eea1b0289 <- {"status":"success","response":{"token":"yTfT+95U764EFo7QW6KVAS81SGp5aVI1MjFCUVhBdWlURGdTQ1lLNHhXK2xXUWhRM2pNZkdEUStRQVdQYm5tVWg5MTJCZTQzQSs2bngxWElKTy91TEJMWEVVejl0b0ExekxTTmVpNHBGd0oyenI2R3pVOVBMUmtRdm5qeVc5eTVpUWpxMlBGSUY3WkRtMzFmeTAvRzJ5djZFSVJzcWRIOGE2SUNSQVBjQnhLdDhjbUR5Q25oenVrSENKSmhrb0lzS2dzeEdxV2JDUVVDaFRWU3ZmTTQvUFZGYi9vWjQxYVd5WmtCYm9JMzR2Si9HWlFEUXFud0RVR1RRejhVTG1oNUZQL0ZkMXJLVzQyM1N5NUo=","decodeInfo":{"referenceID":"6781eea1b8488","name":"GUEST-6781eea1b8488","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:08:01 ] 6781eea1e3606 /api/auth/login
[ 2025-01-10 21:08:01 ] 6781eea1e3606 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:08:01 ] 6781eea1e3606 <- {"status":"success","response":{"token":"H+t7aPHX2Md25mEDdRNrOlloelZtREVwekQ2cTYycXY1b1pPbnZHSFpkVmJtNmZRR3ZDWlpuUXFKN3A5R2VFblBOYzEyYnA2Q0Y2dzV0dXJabzhVTkFseWhkcFlNVmgyRHcwTnhoVjJxK2xHS2VIbGdadExleS9XVEd4dnJqY1R1MmlLSEExNWlGSlorWldkcEFKblg2aFpaMWp4dk5FbmlNbjV3MEwzb2VKYVpsaWM2aVRXWi8xdkx3eThnZG1DbUFEVFgzQXo0V1JHMkpHTm45b0R1aXBqdC8zaVRaTzZWYU9ORmJBYXp4WTJ3UlBHeFlmcGhObXc2YmFMWkFDaVRQMUNlL0k4eUdzTDdvclc=","decodeInfo":{"referenceID":"6781eea1eb2c6","name":"GUEST-6781eea1eb2c6","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:08:02 ] 6781eea248c0d /api/auth/login
[ 2025-01-10 21:08:02 ] 6781eea248c0d -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:08:02 ] 6781eea248c0d <- {"status":"success","response":{"token":"qAneLhvPhw8UEt0NMMqfWW54a0oyL0hSQkNuZG9TRStYRDFzNFNrNS83WitoM0RTKzJCbVlnUkdsVEFqYlI4NldkZG9TeWxkdlFyelRsWlBaN2s1T1VEdmwweURPUHBsdDl1VHdGK0lmbHExdlZIcHVGeW5NODlycUd3U2ZMNzNucEFJUGYrUldqL2JDakxHTEZ4bUJhOVpyVitOL1VJQXhTWXcvTDdNcDY3MWhpd3hFUStydjl3Q1cxZjVpTnNCMFlnTStsOE0zN01vNlJhWVQ3dzhMdndUdzYxRjRibXFFeXF1YmU2T0gvbjFBRXZROXoxSFBGanIwWk5MV2RFeUtTZ0ppOFFQQ0o2ZUtnQUU=","decodeInfo":{"referenceID":"6781eea250b1b","name":"GUEST-6781eea250b1b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:08:02 ] 6781eea27b6d5 /api/auth/login
[ 2025-01-10 21:08:02 ] 6781eea27b6d5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:08:02 ] 6781eea27b6d5 <- {"status":"success","response":{"token":"oFOgHqofNJIV\/WE+\/CD7AldSSmxTc3BVYUhUbmdSYVdCUkp5OGhxNUNnenV1WWRzaE5vOUJ3VmlvR3ZpMW5jbnpNWEV6T0ZmbmwrNS8yK3N0SHJZQ1dFS1FYQldGWWVYYnJ2aFAwR0FHY2xTM2x0d2QwblphL2xSb1ArSDRhNk9NMnBGVGdqN21ZejFrM1VEOGtVVElHM29TcnUwM0pBT3NsM3NxV3RNL1MyMWJjOXpkTk1DbHA0bjJESExOV2dGVW1aa0FGaUl2S2I0ZFBzbEZJMGJlK2dINmlEb2h3dGx1WWJOZlB2RTk1NmdhZVg3VndBaUxrc1BXOEZCN1ZIZXF6UmdoS1lOeXpEUllvbUU=","decodeInfo":{"referenceID":"6781eea283e65","name":"GUEST-6781eea283e65","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:19:28 ] 6781f150c17be /api/auth/login
[ 2025-01-10 21:19:28 ] 6781f150c17be -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:19:28 ] 6781f150c17be <- {"status":"success","response":{"token":"Gl1KUIy+kMr7ufwzodP0HGVtZENlVzZvOWR2dm0vbWljVzhrSFNMZ0l3S21pcTdNUmttSlVzL051cjhRNnJJdTdaNzdYVW5PR3VDWGlKL2tzcFRMbUpCQU5yaWJoNnpMQ2lEM2wyZTJrYlkyS1hQUERaRlc3RGFMQlNEaUF6dk9BdHpIdEozNlpKZVlONDdFZTBwK0lrSTBOMkhYL095OGtYZVZ4UEhXYVJLdURjOUJ4WFcyQkhGc2tRT0QyeVl3VmZoQ2dSNVJlV01YQXIwYTlxbWtXWi80djY1akM4UGJTMjhIR2h1ai9JemM3S1dpRmlMZXp1UE1VN1RwSVZuMWU2NXplcUZqYlNHOTI0V0M=","decodeInfo":{"referenceID":"6781f150c969a","name":"GUEST-6781f150c969a","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 21:38:55 ] 6781f5dfa7634 /api/auth/login
[ 2025-01-10 21:38:55 ] 6781f5dfa7634 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 21:38:55 ] 6781f5dfa7634 <- {"status":"success","response":{"token":"NpQxtbOSwurf5aenhrNOGWYvc1h1Uk9ZQTRHb3hyck5FTUVDSm9hV0NGWk9XMmJKQjBlVkttOFlVNUlTVTZzRVdBZzVxcWZFOVE5WXJPL3k2YWk2djY5OXdzeVlHNTRMbVdERWVic0dNL09YRkt6OU9OUzYvdTZkRUVIOEJTdzlQSjZ0bC9uclpOWjVyWVBTUHdKWDRDYXhrTm5RSGxOTGFrOUNEcVcyVkpHc0hnYTdDN1hDUEZOU1JUTnFRaGxJUmYrci9ERlA0Uk9nN3oyY09KeU1KeVp4dnphakx0SXEvNHoyR3ZMUWlHeDRwZkwxd0NDa2NlUG16YnU5WFdnOWJrZU52TFpwSlVMNU4zeE8=","decodeInfo":{"referenceID":"6781f5dfaf675","name":"GUEST-6781f5dfaf675","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 22:01:59 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 22:10:43 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 23:00:15 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 23:00:22 ] 678208f6a9f59 /api/auth/login
[ 2025-01-10 23:00:22 ] 678208f6a9f59 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:00:22 ] 678208f6a9f59 <- {"status":"success","response":{"token":"H7\/+b2M513HlSthsMu2FrlErdGs5VW1SSHhkWmcxZ0VzZU9Tak82bXVCbUJrWVQ3ZWRmUUl3KysvY3RSMXBESmR5K3BDVVQrRmVHMDNmdldJdzI5Y05USEJremROcFlPWjBHZGxhZ2J5V1BNZG43S1A1QitlK1ZWWVFDcVhUcjljMVAvS21nSUtHcHpoOXJaVi9JWW9XREV6dUsvRGx4WkVzZzZoNElKWFlLeWlzanpvb1ZYYks4bFZtcTFnQVh6U0J5L1V3ZlBKYzVuYkc0TlpmdUt6UzlNMXAwSmozVXo0ZlJFNE44WkNzRnU4QTlQWUNFQnA2aEcrb0JiRGVBTWhvWldkQ1NrcU94RHNLYVY=","decodeInfo":{"referenceID":"678208f6b1e8b","name":"GUEST-678208f6b1e8b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:00:22 ] 678208f6c7dd1 /api/auth/login
[ 2025-01-10 23:00:22 ] 678208f6c7dd1 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:00:22 ] 678208f6c7dd1 <- {"status":"success","response":{"token":"dXUPOOpMsCI7uDkobHfVzjlkSFFxdEw1aHAyTjNBbkhmK1pETm9jalFlYTFnN3pDeldaN011TFVDR2JYTTVmVkNDNkdwcEtQZFpETjdrSThDek1nODh2Y3dLdEthaDkrU3lhRkdhY25xUis3TmtPQ1QzbXl4VTVkN2VBWFJjY1MzZjROcllXY05MaDR0aVlEeitFMDQvT1pRWGlubkVobXJrRFZSdk1XMm5mRXdrd1RTOUdldmxNZnZWUkJCTGZ3WFEwcjZhMWtNZGF2ekNoNW5HTllwTVlzKzhjSGRSZUw2SGpnSHpBZFUwMTNrV2NDQmQ0SXZUaGhYS3FwYTVYQkFJU2FJVE9TazlnWFV3NkM=","decodeInfo":{"referenceID":"678208f6cffa8","name":"GUEST-678208f6cffa8","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:08 ] 67820924bbdf9 /api/auth/login
[ 2025-01-10 23:01:08 ] 67820924bbdf9 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:08 ] 67820924bbdf9 <- {"status":"success","response":{"token":"zCkU7Y\/xkmqKmoCBWBBI02VnejFlejIwR3RHa3RqR04xOTEvQUJTUmdVU1d5Rjd3TUd2ZjNYanJoS09ObDRrM1VETmNhY3dNbXlSQzF1SzBpR3dXTE01eC9TWFpwWWptK2l2bmd1WU5pd3hvU3VzalhXUlE4QVdYZmI1MklqcFRGOEgydlVxRzVsby9zUDFvQTk5dldEOVNsQ0J4MCt2QVFCUjRsbDNnOFlDdGx5bDd6eWIwZERVY083Q1FUb3hEU2FJakN1RnFIVVVBbGNkczFrek9QRlAweDZ3alR0YUthRnpOaE04cW1kbEhEM2d1MW9FWVRYb0ZPaTZWNUsxRVJtaGJNUmRzVHB1cG1Hc2I=","decodeInfo":{"referenceID":"67820924c3ebe","name":"GUEST-67820924c3ebe","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:08 ] 67820924ece6e /api/auth/login
[ 2025-01-10 23:01:08 ] 67820924ece6e -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:08 ] 67820924f1223 /api/auth/login
[ 2025-01-10 23:01:08 ] 67820924f1223 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:09 ] 67820924ece6e <- {"status":"success","response":{"token":"Kpt9e9xzhbIo4paDaKk9M2ZnblVxa3NPd1JIQ09ZeGhTeVhFSzhHM1JLZzQ2d0FNQVRzUXl3aUVkeWxBTXZ0K1VGMVNFS0c4aFdyRTFOOGJZNitGb3ZGSUVxazI0Q0RQR1BLcFgxU0lpcVJjNXY2aUgxK2hhWDZFdmFWL2JRTTkwWkNlcGJYVm1ER0IyazF0T3hYbHZ3NE1ZajhUMEpPK0x2Z240NlJ0Q0FOdXZLaVNvS1FGdkp0QU5HL3lndDhzQXJLQzFJLyszamw5bzZMTzI5Z1RPTUMzak5tOERDMmJVelVWOXRLcnRmTlFHbkxDYWFSQm43ZUVJeitLYzRuSkNtYk5wdjJWTjlhYnR2c2g=","decodeInfo":{"referenceID":"67820925009f2","name":"GUEST-67820925009f2","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:09 ] 67820924f1223 <- {"status":"success","response":{"token":"oJ2ZA4aLnWEcas4wHLbyaTJtT1NjdTN1bXJCbG8zSGE4azBsT1RWNmRWLzBKOEhaTHhpTGhYeVJVb2wxSTExSWpWQjN5QW9nK09aTlkrQjdjRmc2aHZUWVdGMjVSRS84YjFadk15cEp1d2hBUmw0OVloeHJodThXNFo1MUllK1JMNUhsRWcwOHNleWZrUERzRE1tNjZheUFHZnFXS3U0QjIxYlVIazhOVGZ5bE1adEJZWHc4aW5WVlp3bDB3T2ZuSGZ2Zzg5QUZpUWduOUZad094ZEp1MDM1S2ZqQlgzeElmMENsVUswTzg2ZTdrWnVZNTZ5N1hhTWdNUU1vMUFZTzJaS0U3bExYNCtpUGtTNzQ=","decodeInfo":{"referenceID":"67820925052da","name":"GUEST-67820925052da","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:09 ] 678209251f53a /api/auth/login
[ 2025-01-10 23:01:09 ] 678209251f53a -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:09 ] 678209251f53a <- {"status":"success","response":{"token":"AjvQaVpcpO5vgcZclWQDamdLODlYYnpBdVJDRnhhcFozUmFidGtPUU43aEUwVzBRdVYyelpvT2FUY3lZOGg4OXJJZXhBK0ZacVBjRUVveGw0dFNERy9peG9sV0FjcVlpRXUrWkNJQjNXdmk3K0l2ZTd0ZHJHNHhEdytqenBsOVRkMUQrM0M0WVlKVDBRbHFMTDVSVWtCMUIzTkFMdXpNT0RXajI2Q1JXWkhMdnNnazRHU1NnUkl4UkpKS1lYbU5mNCtTUUdEZS9RbWN1azlQVzl3M05xRjl0YlgzSXlFYlYyNzFqYk41WGNkemlYVml5MllReGFTM3kwMHAvUDJRSVh2STc5UUdlUjJLNlIxbU0=","decodeInfo":{"referenceID":"6782092527224","name":"GUEST-6782092527224","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:09 ] 6782092536180 /api/auth/login
[ 2025-01-10 23:01:09 ] 6782092536180 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:09 ] 6782092536180 <- {"status":"success","response":{"token":"8DvKpr9a7m9+b7JsLeGGfVpsZUlya0pZaE1OUmM5YkNXVmdhNU55QmVjM2V2OW9NRU1tay82ZEY4UkIvRkR3eld1cmc2Z1dCblJSN2Npc0ExVWN5U3lxTktmd2FHR2ZnVENGaE9ndE9jNmx1ZEhhbjhXVytRcFF4T2JwVG03c1VtMVVwQ1M5TTJQUW1pTUVOK2xZWGtKdkNycXNGa0xXbXkyQ2M0VHVwNm9zWVptL3JaVGQveWVrUXdneUNjQnhRVm9rVi9Sa3dpU3lsOXo4VVJtTXFkSTh4RUxkbjdIT2kzUUZPYnVHck9hM0JSTzcxMEJBQnBpVm9yb3FPbkZ0QWM0S21lS2FoczFQZHlvK0c=","decodeInfo":{"referenceID":"678209253e1e0","name":"GUEST-678209253e1e0","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:10 ] 6782092632eeb /api/auth/login
[ 2025-01-10 23:01:10 ] 6782092632eeb -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:10 ] 6782092632eeb <- {"status":"success","response":{"token":"9xQRRb44\/QSbf\/PvxDUGATFNL3c0aW8xdDgvRm1DUWNpSGtYWk9vOWhxUGJmRmpZYTFmY0QyTXlhc1JaQzcwb2NvTFBoaVdLNCtWalpGUWswSWVSaFcyRnd1cHhBelQ0TGVTckV4ZXhRZkx4cXRmTFFYZ1dFK1JEZXRDRzZwajQ5SmFiNkNGUUxjWVQ0NmhEWW1BUnJSeWdEWC9vSTVPNnd1VGQrbllEdXEyZXlFME1zSWFCTytoWHVpTy9XQ3FlZjBLYURqdUJaNmJIcW1NdHJmVktIZzFJOXBlUVM2NmFpN2J0WnBOa1JKRHhoeHl1ZXhOQnNBeWRNUmVBSVoxV21wcEdLRjMya2d6U2NRMVI=","decodeInfo":{"referenceID":"678209263a9c7","name":"GUEST-678209263a9c7","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:10 ] 6782092642aa2 /api/auth/login
[ 2025-01-10 23:01:10 ] 6782092642aa2 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:10 ] 6782092642aa2 <- {"status":"success","response":{"token":"ZCGSKcSvtmgJL2wnql3NSjN3bGREMHBqV0JMV0FxUFYrTjhZWE1RMUM3c2dXQ2FuTkpwU0NhMmx2TDQzUDZjdFEzNG5jN3NaQkVkcjNvTlBDQURGYWVReTBKeWp1b1VNejNzbFY0WmsyV3I5Zmtybm9UQTRjS1AyRGtXc0R1MWFlUnlVUEtReXJVL3kwQTcwM09hMlg1eDdRcjFrWmlNc01rZllua0hzOXBCcWdGWExtTndUb0JwdzZsZkVUdEZoczlhSVRPRzR2NGVQMysvbU5Mam10T3o3VEZVR0RLckMra1FaNmdtOVBham1HL2xBWCtWWlFkTkxYK1JVMGRPamt0ZlhsbFJWVWVxN21OWjA=","decodeInfo":{"referenceID":"678209264af10","name":"GUEST-678209264af10","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:10 ] 6782092689b10 /api/auth/login
[ 2025-01-10 23:01:10 ] 6782092689b10 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:10 ] 6782092692570 /api/auth/login
[ 2025-01-10 23:01:10 ] 6782092692570 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:10 ] 6782092689b10 <- {"status":"success","response":{"token":"3rBApKMDZ8pnMUederoUDzdXTERCOFJTSWhEeElybnZYeERReG9wNVZFMUJJQm9NbUFYcVFtakc1MW54Rkh3RnU4MVNTdGh6eWVrNmxRNmZncTJNNEVpRit6T3B2ejF1SEx1djNrK0duVWZzQmpWMW92emc4b2R2bzRHNks4R29CWlpKaGIxVXk2eEtjaUNuN1Qwc0VMWjhEekJUUFFJNElEcldtNy9GV3lxWjZLdmIyOXpIWkRKd2haM01HcHdDNDJLcWt0cnpVaW9YM0ZxVm15M3hub0xMdHdzQVZHMDNRR3RXb0RTVzNqYzVyZTNpOWFJWUIwYXdpY2FhcWl3ekJ0ZER0ZFZ3aU0yNkQrVTk=","decodeInfo":{"referenceID":"6782092693f23","name":"GUEST-6782092693f23","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:10 ] 6782092692570 <- {"status":"success","response":{"token":"OZT3upTAxHOG59L3MgC6G0lNSVhJekFNaDZ0bWxWcXM1MWphRFZ1ajBGWXVRT3VLaDJIZW9odmEzRlJMZ1Fpa3dTZ252ZlYvYkdiMnBNRjk2NU90R2pFSUJ0SUtvYi94RnZ5VUNWcTFJaDZOcjNJTnV2UkFiaUoyUEFBQ2U0Zml5TE1TeGxTV2Z3Y1JBUXZpRm5PVjlZL0g3VURWZ1hob3lzdkF4WEFKei9UVlVKRjRocWg5R3JjTHFVL09LT3dFR2NDWnpvaEJvZWVHY0ltN0d3c2xYL1h6KzlyV3dDQXZKaE9qT2g1S010V0NUai9yOEtpSlJ2c3hqL09rbUY2RHZ5ZG45QjRQVEtGUE5JL2o=","decodeInfo":{"referenceID":"678209269ae3e","name":"GUEST-678209269ae3e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:11 ] 6782092755e8e /api/auth/login
[ 2025-01-10 23:01:11 ] 6782092755e8e -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:11 ] 6782092755e8e <- {"status":"success","response":{"token":"7OlGQfsV87vfsdc8Smesry9DTGgvOC90bVVMSitYWHZDZk4xYU5LZlpMRUtzSDFpQW1GdmJiZVBvd1I4VE5ZQTVNWE93ZDJJRWt2Qjh0T1JPZnJJamRyYWkxQzE5VmRjUFhqaFRNYno2c3djbXp4Zy9RSDhtbmZ1VXRhYzZ2WlM1QnA4Q3RhemIrb0FVKytCc0V2eW5TVGtxSldTNFpyZzZNYndjbU5OUzAwV0t1UzZBOWwxWUVrUkRNSlA5U3dUOXFoUGZmQ0Z1YUUvd1JCMUs0a2g2OHgrckpRTFpDTGQ4QW9vOTNyUDZydUpXYlVTVmVEcS9xdkRvZFFoQVhoZGhIUldBNktUVlZJVVA0dlo=","decodeInfo":{"referenceID":"678209275e3b2","name":"GUEST-678209275e3b2","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:11 ] 67820927697e8 /api/auth/login
[ 2025-01-10 23:01:11 ] 67820927697e8 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:11 ] 67820927697e8 <- {"status":"success","response":{"token":"xgJGK7rkSVBXwpKZutq30XlBNHBxa1VBeUx4NTJkaWlacHNiemhrbmNsZXJPeEVjSkc0Zkhqa1doYWZ2R3JmMVJlL21qZVROYm9uQjR3dmxHZDI1eUx6WjI5ZThPSVNjMkNCSWtyclVzMlY0bGxDM093bHYzTkhUZE5tbVg2Z2dXZzJLSk5kMEpmR3BJNDd0TVdOaHpLaTd6azNCdEpMczZtMGZJQkNGK0YzV0hqRkRzY2s0dnJ3TWhHdzNTVE83VUhhTGk5UlU5bnFnL3ZsL1ZVWFhJMDd6S0orTytVWXduS2Y5R3BxdjQ1K2R2MWcvKzk0STJWcVpXREN5SWwwMisyMzI5cDd3ckpFTHVFOHo=","decodeInfo":{"referenceID":"6782092771742","name":"GUEST-6782092771742","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:11 ] 678209279f39e /api/auth/login
[ 2025-01-10 23:01:11 ] 678209279f39e -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:11 ] 67820927a3bd9 /api/auth/login
[ 2025-01-10 23:01:11 ] 67820927a3bd9 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:11 ] 678209279f39e <- {"status":"success","response":{"token":"lEi6e7HMSEM4HiBSZGxfDEtSbXEwODVKbTcxK2JaNlkzOWJEODhTVXlLWVhXdnZJS2dId1VmcU9EVUM1aCtDbVhMVTVRU2o2aXNXZTJVK3ZXbmJwTXFIMUdpZG9IaHlad3lRckJCazg2d0tjNkRxNWZrSUFibG5OR1NOeG1sbFZPTDlOdnFMdGhlR0VBRGdQc1EzeXBYeS9iSHJ6TlhCS1NFTk1KUjJqcCtMS1FBQ0dzelhEQ2JkYzJJTTNzc0J1MWx4ZENJc21hb1h0Yyt0Uk9rNlFicGxndU1tMHhsaFhMTTIxTVkwZTg0eWE2ZVRrVHJ5NUgyQXI2dXg2MmtQNXJ2Y2NSVzZDREM1WjR2dGI=","decodeInfo":{"referenceID":"67820927a701d","name":"GUEST-67820927a701d","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:11 ] 67820927a3bd9 <- {"status":"success","response":{"token":"3xTK8kWdgVLbszFuKXNxtHVBNXBvYitUN05yeE5teER0enRkU3paOEU3bTJHTXl5VGZmRFpMOWNuL0RnSVp4RVJDaFZOMU9ybzBCZjhhNkZHSWU4ZnVWSUVIelR5NytuTEh6VnZPT2p2REFVRUpheHhxYVdianFJaGR3clBvMzZTd053UnZDSitFbk4wWGJHSW9adG8wS0MwdlZyR3RQV1Z4dnBRNStYcDFmaFQ2NFVwUWFxMFJDZXRXcTA2WFUzVGd1TllKMVF1Q0VZOXI5eTlSYTZUTnc4LzE5aGhmcjN4TFRJK1lrZWk2b2ZBUCtESGtFemtLd1F3VWdVZXF6bGxSaUlTSytMMzBIaGMzUk0=","decodeInfo":{"referenceID":"67820927abcf1","name":"GUEST-67820927abcf1","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:12 ] 6782092819f15 /api/auth/login
[ 2025-01-10 23:01:12 ] 6782092819f15 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:12 ] 6782092819f15 <- {"status":"success","response":{"token":"EKMgRhuuhKFGdWxnwmQsljdaajN0dlBrS1ZuL1hVOTUxM3Y5aHQ5S2VHN3hXM1IwVWVDWm5JSlhPQlkwcUcwUDFNcHpmc0xvbVJRM2xJMWxjUkhhd0toRm9jSjlLcGd6aGRBM0tWMUVmWkVoSDNUcTl4bS9TM28xeVVwdmVrR1p4bEhScG54b0Zyc1BJMVZVemNmRG5hbmVyTWQrNlU4MmxaK0Jpa215cThGZ1F2NjZoRlMwVElSVFk4a1ljdHdvT2orcVUrbW1xZUhjMS8rMGpPRHN2WHlobEhKU1RmekV0bysrVHdDbXpGaDcvd01qdVlJVCsrQnM1N2pkdnlLMGptZFZKd2s2c2NRVk15blA=","decodeInfo":{"referenceID":"67820928236c8","name":"GUEST-67820928236c8","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:12 ] 678209283bec4 /api/auth/login
[ 2025-01-10 23:01:12 ] 678209283bec4 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:12 ] 678209283bec4 <- {"status":"success","response":{"token":"3rqvoAUztQsY5l6jk1GGTGF4ZVlxU054M3IxeWhNbFRTRVY2V3RaM2FYcWxvTVNFNW5rNGFkUS9NVTZZV0o2MGdtM0lvaFZ6bWVBUGV3YVRyS3ZQVDlmWWJRZ256WDFvampXYy9yZjNwcE51dFdya1FDVEpPbDY1eWptSTNkWTMvYUhkUkxraGNPMnJaQlVBdFZySFlDZnROSzlWSldVRWNYL2habW82OEZnQWxOUVFHMklmbEtIYm9rQ0pBYnlYVExWbFRrZGs1VkpoVWZmcUlaWjNjVkdXdStMZ01sZDdIUmk2blFlaUtScTBYWTFBT1F4VjR0bURhdUY3SXBPcjdFa05md1BYVEl2MVRqbzQ=","decodeInfo":{"referenceID":"67820928441b8","name":"GUEST-67820928441b8","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:12 ] 67820928734da /api/auth/login
[ 2025-01-10 23:01:12 ] 67820928734da -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:12 ] 6782092877253 /api/auth/login
[ 2025-01-10 23:01:12 ] 6782092877253 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:12 ] 67820928734da <- {"status":"success","response":{"token":"9x2vxhnMS0tm4JaV4H2clHNkK0hndGlzZ3RlWnA2blFKL29QRXp2QkQ4RjBTSzFJNm8weHNUSTJZVVM4eWhWWVNVYm9BKzBiVm9MVUtXY0ZtcEgvSTFKN0RESm9NVGZ2N3hCRXZ1S25nd2V0MEZ4YVUzRDBhbHV3Mjhvay9oV3hCUkF2a290Z0VLS1IxdlNDb0puZWc4bE0reHpQQmhqemY2Z1ZiN1NTYlRxenFHWXFrdzZ1QTlxSVZkSkRHaWl0QnlWTSsyQitwRG1FNjRaSTBMYSs3amRNT1lrbEprd1dKcWd1aTFrYmRHTTJkVHYzZHVsNXFidVk0R2pVWTRGOU8xbXhmYytxeEt0dG9tbWc=","decodeInfo":{"referenceID":"678209287b447","name":"GUEST-678209287b447","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:12 ] 6782092877253 <- {"status":"success","response":{"token":"PV3VO4RNU6ZJQ0Aa7hA+K2JPb2hBVER1SDlWVHBGYVR1TlJMMDZObUhNeHVUZWxWR1BNTGVRT3FwVzUvYXJxMEZEcEFHTHdINU91WWJoVDlHTUNxRW9uc0hBRDVSSUlRN0c4QlQ2NjBYZXc1ZmtqcG1pV0s1YXY1ZXdYUmU2SnhNWDdQTXlnWVZmTXJSOEtRbHpXcDZWekU3NUlwVVVTc2RQcERoYW8yR3BnNFVOb2tEZUhDeU16bmRPeUpRWnNac1BWSVorcnFUMEpqbmhyYWJhMkRHWUFoYmYxMFJOTElLQWprb0xreC9GK25WVVYvc2tML0hqZFZpcFVSU0JnbEQ1dzZHRStFQytYT1RZTk0=","decodeInfo":{"referenceID":"678209287f098","name":"GUEST-678209287f098","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:13 ] 678209292e0d2 /api/auth/login
[ 2025-01-10 23:01:13 ] 678209292e0d2 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:13 ] 6782092930caf /api/auth/login
[ 2025-01-10 23:01:13 ] 6782092930caf -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:13 ] 678209292e0d2 <- {"status":"success","response":{"token":"HvZRck3OE7NY2I1J\/ioKfjJVU1FkUi9qMkxsU1NpQ2tpTitBNzNyZU9kYVRWcTEybUtoWTFHL1hSWU1SdENnbjFIV052cHZFOTlqL3JjdFRvSGxHNUlsWFFGcmdTdG5Jd1J3MHVKR0JMenhDYmVicjBuOVZ2VDJ0SUx6dDQydFlDb1Bxc3NVWkhndk80RkZ5N0MwaHhtMU9iQkROb1ZoeWRSZ1dnV0c0OFdLSG5uV0RnWkIwaGNqdE9ocVlEbk01OStNdys4amVkMlE2aldtYWRNdkQxNmY3WkgzZDVyMkh4YkExU2JLMDdvakdNZ2lueTlhdzMvODE5QWhRa2dwWGxCR3NkUkZibVVBUCtUWGg=","decodeInfo":{"referenceID":"67820929368b0","name":"GUEST-67820929368b0","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:13 ] 6782092930caf <- {"status":"success","response":{"token":"PKDSJeA\/oFZOZ\/ZZfYxN4XhwNFpSY3luNmQxakdEOVhZckMremlta0YrRlE5NXlidFg5TlVOYmRHd1hTTHErTVFxck5tOTFQanYwVjQvWW9kUEFKVnlqTjlxTUdYakZjby9JY09aQzVyVHlEcjFtU1l0bmY4ZnB2Y0tBM0l2SSs5aTRIVGtvUm1LMEpwTkFOVEZ1MjVwd1RyK3hYKzlxTkNUd0lrQlZlQ0JZZ013SEF0aGVaQ0t4OHdoMTBQcUI2d1VBZmJMYmx5SkdmKzJueWpwbE9DK2RMR1JPVlp3SHE1WSs2cXBsbHVTRXhwL21tZE4rMHY0QmZySktKZGtScnRUUGVYckxvQTRWMk9BRSs=","decodeInfo":{"referenceID":"6782092938b4c","name":"GUEST-6782092938b4c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:13 ] 678209299446c /api/auth/login
[ 2025-01-10 23:01:13 ] 678209299446c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:13 ] 678209299446c <- {"status":"success","response":{"token":"jCBpGp7X+rLh0Aar8FW+2HdabXJXemZ1NmVib25VcVovVm11VGVMaytSdVFxcHR6bXFlWURnUkZkc2Q5SUQ1WlNXYkNZdUpYclhQdkxuTXNCQ043a3RVNGIvUFVsMzNFSVU2anFXOGFrUWo3VU01b3QxN2U2TUM2WGRCMkU3UHRtODhabExXeHI3aWpwUGErT1RGaEY2dUdrLzJkSU5HZ2dzUDdtNzhySXBLbVEzWGprQ1ZxS2FDdm03NW5rbzVOT2sxdkVtUXFBajZjZzI4MlR1K2pkVmMrN050UVpqcFo1d09lU2RtMXhOdWZXVlVkVHZqYllHSlQvZWpEOXlyejg4emt4RHM2YWV1Vlg4aDY=","decodeInfo":{"referenceID":"678209299c6ca","name":"GUEST-678209299c6ca","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:13 ] 67820929a6728 /api/auth/login
[ 2025-01-10 23:01:13 ] 67820929a6728 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:13 ] 67820929a6728 <- {"status":"success","response":{"token":"jpUitSr8hhJxCRYCCOifmVJ0b2M2cGVwbWZDdmRpdHp0ZTQxR1J6bitqWlBNamljYjRHODZDZWN0RzlCeDY4ejBIM0pPZmRpd3ZaSVlreTNSaGRhcXgvZnRlS0lCZUhaMjBBbHVpU2Y1akdIZGMrRkxXQnRjcTY4aWcwb3hwQzBHRHFjYldJbEN0dUtvbnlGOEJyYWNPbDNqNkQwdGMwYjRDTlBVWHNVSVk1QlBQbTJZbmtHSW93ZEI0S2tPT1dPa3RsRTcwMVRtMGpRNVNRWjFDYWVRdlRLWmFhM2xZRXd3ZVkvSVV5OTdyMTRjOHNhL05ycE96aVhCYmlwUEhhR3JOSEZlZ281MzRPNEtqQmU=","decodeInfo":{"referenceID":"67820929ae6fb","name":"GUEST-67820929ae6fb","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:13 ] 67820929d6251 /api/auth/login
[ 2025-01-10 23:01:13 ] 67820929d6251 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:13 ] 67820929d6251 <- {"status":"success","response":{"token":"YrUw0frSmEHhwFIipxxnzzF1aWNpZ3BLQkJLSSsvWUMvVGdvYVFiRW9pSXRpSktFRWlBMmEram94cHN1eGRRN1RmUTNFRFk3ZjlBK3FJa2h4ck9KMXR6aXV0Zk9CdmNuWHM5MVFya1FIYXgrL290Y2lhem55QjUyRFVNUEJuZ2ZoenJKUC9tck84dFI3eldDKzNQVllCWjd0aGNKejVBVU1sajRMOG9pWmJTbkkrdHg4QjRWWUxicGliYU9VbFZyMFo3NS93enJ6WTNDOEhPK2pvRjZuS1czVmEyRWlxR1RyZlNNVTc4bUM5NUxiWFpoeG4vbTI3NWdjZ2YyY2hjZUdFVWoxZDFwdXhXSXZGZmg=","decodeInfo":{"referenceID":"67820929de114","name":"GUEST-67820929de114","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:13 ] 67820929f0022 /api/auth/login
[ 2025-01-10 23:01:13 ] 67820929f0022 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:14 ] 67820929f0022 <- {"status":"success","response":{"token":"AqdFGH9miEC+c3EflbPPGzFNV25STytYSmlWS3pxL1pvUlEraitmR0lFTmlhV3F4Q3hBdjFFK1NLZDlDcEpGN1dmRUwrUURlWDcyNjFIUzhWQllyRXM2bmJ6cnJzYUNpZTRjVWtyVDIrUW9UeVhCZjQ4UXFNOUdNang5N2haZExCNnU2WDdDbU53ZVRGOUxVZFFWc1FaLzJzeGhVMjJxYUluSEZYZFZrOEhGV0Zza1lqcWN3cVZVYngvWTk3QmN2elJiZk9TaGlwYyt2SHZVOE9hWEJSVU1UeDlxU1VtL2Y0TUNaS0VVcDF3MW11OWw2SkdnQ2NHWGNDM0ZRZFlvQit3ZkVHN0JKOGdsd243aDM=","decodeInfo":{"referenceID":"6782092a03a3a","name":"GUEST-6782092a03a3a","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:14 ] 6782092a79015 /api/auth/login
[ 2025-01-10 23:01:14 ] 6782092a79015 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:14 ] 6782092a83cdb /api/auth/login
[ 2025-01-10 23:01:14 ] 6782092a83cdb -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:14 ] 6782092a79015 <- {"status":"success","response":{"token":"5JZ5WQU2xovizeBeYTPwsHQ1S2JQM0lDdCs1Wkg5RzdRajBJMnY0eUdHTVVJTU1QcU5oL256SWVhV20rYmk4SkNLWmthd2pUR0ZLSUFJMWV1N21VVHhIUGwrakxpQ1NnYjUydy9lVFUzY1h1Y0Q2dzZpQVZ3RVlzVWZlKzJQUG5NVUhEY25HWGVRL3RsdVFiZTh5eDFjTEIxdS9CNTYxVklNODdaeTdwZVp5dFcrSWpic2RNRzFlM24zeG9TaW4wcG9yQlR1b2cyZEl6RDFXYnFDMy9GQjJsalk2YkgvVURacUt0K3BWcXFacmlnM04rMUxwS05vZ1NPSGFndjY5TzBPM3V6NitaV1JuWFZja08=","decodeInfo":{"referenceID":"6782092a810bb","name":"GUEST-6782092a810bb","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:14 ] 6782092a83cdb <- {"status":"success","response":{"token":"8sekLYouR0ktKZPXogGXKHozL3dFM1Q3aStqWEpRT2lOVnFEcm5QRWdHRy8xVklQTXdLekNrUGhTQlpLeTlreHZ0MzRpL1RiNkRrd2Z6MEEyNzZUelNsU25iajRJVEpuUEREN0ZLQ053YmZzN0pSK3pBdnNkdnFrVUVyeUxjWG9hclp3cno3amtOVzRwdE9zMEhIRm5ORXdDWU5WakxiaHBKNHNGNlZBdlFWc1pYcVFiNFBMSjMyaEVIQitHTmVOeHJwV0FGN2tWTjhXcEY4ek80UTdSMDc2bnRlMElmbjNVK1BWMVExTDBtdjFrNWg3Q2tOdUM2TXltbDY3eS9lcXF2b0FDcW1MT2V4WUVJSmw=","decodeInfo":{"referenceID":"6782092a8c724","name":"GUEST-6782092a8c724","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:24 ] 67820934c3aea /api/auth/login
[ 2025-01-10 23:01:24 ] 67820934c3aea -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:24 ] 67820934cc44b /api/auth/login
[ 2025-01-10 23:01:24 ] 67820934cc44b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:24 ] 67820934c3aea <- {"status":"success","response":{"token":"\/tJZv2jf+FUzRq3Yj0G1EG9oRTU0T2syZmFOMmRqRFhaRGd0TVdaSmRRN3l1enRpOFFXSGdDbk5ROWZqYlZtOWlIMWJYSUJRaEpScXYycjBnVXhYa01VWTZaZWk0Q0RkN0o1QlpDaGRsNTFvdXFVd00xL21xVU5leUZGaGlneWZhOGpBaDd1dURjczZHMjlUVVg1cHpHbksvekwrY1A1WDY3d2YxM25uaVpqOVRmYjZZTlJHemJhK3M1ZW1iTWxkV1BWdjM5K3JnQS9Lak9ueFVTUFZjNDhMTjlPamtkdEhJNU1DaGlqL3d5TnBabExFSDFIZ1pmaDNKc1JjN2JjZG9QdEp6em1GL2svNmFGTy8=","decodeInfo":{"referenceID":"67820934cb7ac","name":"GUEST-67820934cb7ac","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:24 ] 67820934cc44b <- {"status":"success","response":{"token":"MzI+7tTCS\/MuXmb98Sopl0JZK0VNeGNyT2J4c2JwdHUrUXlodmZ3OUJuMUZPL0YyOU80b3lEMlNSVXpycXNiMStqT05vTlcrSy9wTTZCMVZKL2VCbVZ6S01nWitBOFBDeFZPY3NoTEd0RGp0YVBwTVVaRzlIci85Z3l3Tko1SHpxY1UzNkd1OSttQi9EeHFBZUxKR0tZalB3aFZEOWx0V21ta3lTZHM5L1JNYWVlVVk3UmN0TlBVcjVQN3BKZ0o0SVY3dUlCQlZ6QTB3WFlEWXZvNFhKYnRkL3N6VEFLejJoUnlFVUNtMWZaYXBOb0tvak4vNHhkbGZiK0R2LzB3bHIxODY5WVVCblk3VmpBMHI=","decodeInfo":{"referenceID":"67820934d4581","name":"GUEST-67820934d4581","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:25 ] 67820935084cd /api/auth/login
[ 2025-01-10 23:01:25 ] 67820935084cd -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:25 ] 67820935084cd <- {"status":"success","response":{"token":"B4SBSyTo1o+aTW3QWgJ7WENrNEVLczJkb1ZSVkZzS0dUU0V1ek8wZzI1NndTVE1UTmI4OURjTTk0SkdMMXgxQmtWY3JuRDY4dTl6SnExOEEzS3Y3Q040Y0JLTlJHRmJwYjk2UEwxQkZFZjAwbXRZTWNFQWRYeGFoSWtqdE9GcHRIa0NNbEFrcHJFMDlvRjdscmFyUnBRNmVLUGZ6SVJnY0pYY2RYeC9UeC9ZU08xbUJPTldVbElscXhPbnNyTzUveUV2QUtFZWRPUDlGWXY1bytGS1l0VTNKUW4wWEZCSlY0RXNrbHluOG5VOUZxQlVTOThJZWZGWnVjZFBCVXZvM3pidkN1bEpKWEFHKzdIV3c=","decodeInfo":{"referenceID":"6782093510027","name":"GUEST-6782093510027","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:25 ] 6782093524141 /api/auth/login
[ 2025-01-10 23:01:25 ] 6782093524141 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:25 ] 6782093524141 <- {"status":"success","response":{"token":"iTuB6sAsQrlNWOcOVbA14kpxM3EzaFBoK0VnTlRNZFpncDNZUkd5SUFPb3dKSExkTjZzTURyWk1YUUk3bDh4MG1SNlg0bFUybUVYWW1zdUdrVTFPMU5nWVFzRGt6K1hnVW54ZXJ5M1dKNEIyYkNrSEhxS0RSSDlYVEZGV21FbTNYWVBSM3BLamNXWm1qaFNDRFhibmF3SjllYWhHcEZHMFk4Q1ZXcCtVQ2h3RVczQUZqTEpFZ1kvc0RwY0hvTHdNclYyVmRNbWxNbnVMRTdIbis1SzR0a1JTdzIrb2kwTi94cFYyc0s4U0xqMmZPQmx0UitFYkIydFcrU3pGRkltSVRlanY2WUJ5akZqRXZaYXI=","decodeInfo":{"referenceID":"678209352bf39","name":"GUEST-678209352bf39","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:25 ] 6782093558f0a /api/auth/login
[ 2025-01-10 23:01:25 ] 6782093558f0a -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:25 ] 6782093558f0a <- {"status":"success","response":{"token":"4a1xOLr\/7OM0DdQ4fMAzMCtDSjF4TnVBUVMxV3lIYUZFUzdDcmQ2SG8weGUxNVZtMzdJUVI4YWUydGV1dW90a2c2RjFmSDNYbFlBc1FkOEd4eTB5VHREcmZKTXRoRG0xL1BLY0R1WUJlTTR4cU5zc0xEWi9CRndzMERQQWU0cHJHWjhmRnJmbUszajdodkEwVTBZYWJ5Z2J5T1V6N2FoODR1a1hHNzdteG54TWNOTVNVRHV6MlAzWDM3MkhqcTVjeHlkYjZIL1NXTGhTcEVqMXVQY1RSbmRncWNyRGlvU2lhOGI1MGRrM1RwdlRCb3lmNjlZRG9BMTRTaUNuYW1mNWFTYlhXeUtNWlIwdklMckk=","decodeInfo":{"referenceID":"6782093560998","name":"GUEST-6782093560998","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:25 ] 67820935a86e8 /api/auth/login
[ 2025-01-10 23:01:25 ] 67820935a86e8 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:25 ] 67820935a86e8 <- {"status":"success","response":{"token":"P3Y559wPVYhm9QSSzTscEnNHTWZYMFFWem5XSVllYmpmZTJuWGFNZWhXaGZtMTZqMlA3MGhCQzNyeXd2TE95V3B0MkQ1czFDb2VncFh5VG5uTFI2ZVZXcjA5RkpxUzBrNGxRdGV5S3l1bCtZTlhqUThrTk1zS0N3dU5udEx5WnZKT0R0dlpIVjdEQW52S3ZaKzg2ajRxU3BESTNuUFgvamFCNnFnS1JGbzVZZHBWdEl6UGdGZDBSVjdsanEwNEdUc1hvbDNjbmdaK0d5MS9RTGtTT0FSL3dSK3JpTDhDcUZhYmZpOVhBTmwrTVNKQkg4eklZdndhRnBqQ2o5NkpKK1ZmYUx4eFljWmU4bWdLNFA=","decodeInfo":{"referenceID":"67820935b017b","name":"GUEST-67820935b017b","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:25 ] 67820935e8021 /api/auth/login
[ 2025-01-10 23:01:25 ] 67820935e8021 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:26 ] 67820935e8021 <- {"status":"success","response":{"token":"rxwMaHTBukcH7i\/aT80kxng0V2k2Zk90NWJlQWlRRk5oRXpIK1R5VmtCbUdwREdZaURsd2FYOVZXUVA2MjRGbDZNaE5XVnUyRVhhRjVGYklkS1l1NXNQblJLNVBvaFA5K3psdHV3WjlEcElvQXV3Q0lsUU5IeHRMaSs5ckQ3SzloUDBPM0ZDMkI0b2NjVTV5a1J4dlVTRXlxV0wvdG1lMFZndi9ML3I2dTJwcVZ4cnRWb1JUNGhmdzA4UHZMdTM0L2RKQzFTNDhwY1MyT003V1dFNy9QRVErbEJzRGN3aXNSRW9UZDJrZjhjdXU2cGlyY0loS1paZU4vbHdPK1h1SHlkY0hCK2l0dWxSVmxUSmg=","decodeInfo":{"referenceID":"67820935f1dce","name":"GUEST-67820935f1dce","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:26 ] 6782093603fcd /api/auth/login
[ 2025-01-10 23:01:26 ] 6782093603fcd -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:26 ] 6782093603fcd <- {"status":"success","response":{"token":"8kLrNx+v23lccf6tAWEojHppSUdBOW15OVk3OUNiMWJRTVZEK3FoYWVtcXMwMm03SmdhYzFhNGJLUUFvdkZ1M0gzdnJ2SXV4VnF5WEN1emY1eEgzaDhkRFRNMjZFeUF4L05SWGkwZnNhWGFHckRSRTdTT3ZIcEJBbnI5NjNuYTJkOUsybW9Zb3A4ZElDemRGSlpwcnZqNGZWN0VuTG5zNElOSkxzNTFvWXR0RVkyMmxETnczQUErckJDWmlvS1c0SURZdy9mMWc3Z2U5RzNUakVPaUpaYmZkcjVTMUpaSExhOVFTcnhTWWkwNUZxYkcvdkZhRGdVZXJaV3h5ZlJSMXVzYXdwUktac2FsU3oyZ3o=","decodeInfo":{"referenceID":"678209360bf41","name":"GUEST-678209360bf41","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:26 ] 67820936415c5 /api/auth/login
[ 2025-01-10 23:01:26 ] 67820936415c5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:26 ] 67820936415c5 <- {"status":"success","response":{"token":"Ik5\/Vi1qBU0Vm2DaF+huh1VmMHUwOE5HMXZ0bzBrc1RzdnhZT2dvdkRlWjdINHI5Nk1RWEsyRWpXTjdublhzL0habDU2MFlSUXg1RTlqWWxYTXpMSlY4QlhHUFRPNEVObDZPajl2Wjl5Q042R3JUMDZhSkZhOEVuNVNmNnZqZEZBRCs0LzVBT2RvS3gvMENaa3pXYklhS08vbUVGZ0dLWEdmZWQzTjhsRzlJRlJvUHQrZTR6V1laU0xZZ3plODBjQU1jSGNPOXhNQ0ZqQy9nYjIzMzEremQ4RzV6YnltNFZBbVpleVRyc053dUZiUXBvYS9ZVEl5YnpQU0llZ0tnd3I0M0lMdzZvdkVXT1Zic2o=","decodeInfo":{"referenceID":"678209364961d","name":"GUEST-678209364961d","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:26 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 23:01:26 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 23:01:26 ] 67820936e395c /api/auth/login
[ 2025-01-10 23:01:26 ] 67820936e395c -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:26 ] 67820936e4dee /api/auth/login
[ 2025-01-10 23:01:26 ] 67820936e4dee -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:26 ] 67820936eb2f9 /api/auth/login
[ 2025-01-10 23:01:26 ] 67820936eb2f9 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:26 ] 67820936e4dee <- {"status":"success","response":{"token":"VNJ1EJyaC+zSwxigXy\/\/qnJlNTFVbWcxcjA1a05aR0J0UFhCbGo5aXVDVkExTUhYVVI0bUxhbjk2RkRTN1dlUi84VlZ3RmpZOURpQXdCUE1zblUyclo0OGtwVklIblpMZzJWTTBlaDN2SmVkajZEdUMrcmVsOUJHS0NIMno3V1NrQWNFdUlrZXZnc1pLbTVHZlNnTURUbUVhUWo3NThiN2dGZDdoSUdhZ0diUDdOaW52Q3FrSm02bHh4dVFUZTFDbC85SGNMbjJacjd6ejZaeCtINU1XZktac2NQU3pRcG8xSk5iT2llSVRSUmRZTm50dUNyeFZuQkkvcG5ud2pEeGJJMkhFTEVUdk1lWUl1dnc=","decodeInfo":{"referenceID":"67820936ecf6e","name":"GUEST-67820936ecf6e","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:26 ] 67820936e395c <- {"status":"success","response":{"token":"McPNj0TJ80VM0o26wE7Qg3FVK1o4T2pFYjZINEM2c3R3bGllamdZRzlPcUk5emZ2SnNZd3A3K0hsS05wTVpmSEhVeUpVSFlTU2h6UnRkdzJ1UmtrdG1UQjM4NHQ5eHM2cFRPVjUyM3lUYzk3V2lETE5oeUZGSHA1WEVwMWkvYTBIUU1Dd0ZLNWlzeWowd0FwQzBKNURqWSt3dS9pWTlBcE55YmxqZi9UWnQ2azZvR1VKcHhSNEtGcjlGM1JTK3V0dVFZTlR0cHdFU1JxSGZKZFRRdU8yNTRpNTg1cXk5TnFPa1BiV25SWVRiN1RSajZnU0xFcU5uNTdVUkhxcFMySUplandNSFZsS0dock1JNVI=","decodeInfo":{"referenceID":"67820936ecdf0","name":"GUEST-67820936ecdf0","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:27 ] 67820936eb2f9 <- {"status":"success","response":{"token":"36wlKNTBjPuIasDNat+IB29kbGV2V0liV1lUVks1SGtJMXMzcE1JUy9QMitTZkRoemVheng1OGVlazQ1TmliSThuSmJVWWUzUDNxU05aT24zQjJLcWVoZnF2bWxYbG5NOS84UmdQdFFrTFJyTzdiVGpXZzZzdVkxMmFkY093SG92QUlxeVozVnVMSHJ0dTZOZkdDSWNWMmdLek1UdkVCSGQ2TlFoL083N2xzampJYVdWUHl0TDB6cVZQVFU4OWdKRWNBT1M5VTQwbzVqQnliT09jSVFGSVgrZitsdzhISXNNaE9nZ1ZGRVRvMXJoQVpFS28wem0zU0Q2aVMvM0hGNnJCTG5nYWVTYmE3REFwVEU=","decodeInfo":{"referenceID":"67820936f34f3","name":"GUEST-67820936f34f3","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:27 ] 6782093737b93 /api/auth/login
[ 2025-01-10 23:01:27 ] 6782093737b93 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:27 ] 6782093737b93 <- {"status":"success","response":{"token":"jUqrMef1Bzcq4OmcSjMTTTFBOE9WTXliQmFLRGh4U28vdFMyVkVoTHdiQTUraVZOakVjRUxPcnpQMVdqYXpBdmRjRkl5RlVKNjBYaEhxeFRWNDJwcWZ2a2xkOGhNVTJQSUpTdytiSWRPZWRLSTRKR0FEc3ltcGY1OFYzbjVaUXhpbnpMcGZzUWhpZUZMd1ZpN0IyU294YVkxRGsyTkN1cEFXYUJUQVd5VnJBQmRZNGJxUWhidExjbXVjQUpSQjB1MnBzQm4zSXpvVHFqeDJqR0ZOclAxaUpmV1p1N0NweElUWXBHeW1OTmhKYlEvUFJFenM0ZElYM1ZOcTdhTGNNK3dLYStIUnBJZ1RnS25UWEE=","decodeInfo":{"referenceID":"678209373f7e7","name":"GUEST-678209373f7e7","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:27 ] 6782093782a43 /api/auth/login
[ 2025-01-10 23:01:27 ] 6782093782a43 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:27 ] 6782093782a43 <- {"status":"success","response":{"token":"tnhfYz6oW93Sm9IvQDPK6nBkUVJMOTNtSXdhaERMeHY4bTRSNXl4Rks5V1pudCtXSWt3MFd5c1pic1c3LzZjNy9aUDBHVWVhYTNMUC9YQVRJQVJhMlBOcUcreEZweDVtdzE3Z2xqUlRDSURNa0EzbFpFYkNybVVpajhtZFV4U2V4ZjJ3M3hOZ2huZHpXcGFzRFVrVlVNK0VyTW5rSUhWWVhiOFdXMnMwZVdYWHUyek9OVnNnUkV5SFE2TmdVZDJVekMyazNja25uUGlreVNmazJ5WUlNTlIwQVBOTVk4Q0dEc202Q2hrWkhWcVB5U2M2MTg4TktIV2FmNDdlQ2lNN0oyVG5vM0FpY1JhcDFrdkc=","decodeInfo":{"referenceID":"678209378a9ef","name":"GUEST-678209378a9ef","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:28 ] 678209380b0d5 /api/auth/login
[ 2025-01-10 23:01:28 ] 678209380b0d5 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:28 ] 678209380c563 /api/auth/login
[ 2025-01-10 23:01:28 ] 678209380c563 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:28 ] 678209380b0d5 <- {"status":"success","response":{"token":"OBHosBOr1nglh18T9Etaa0V0K09yWU9wMjBaTC9kZG1kbWRjMDJzTEZkUDNXVnlDVlhNMWE5eUgveklFc09pY2lNanllVFNvcWFYU0hYOEt2M0hlYmpRSnBhdit5K3Fkbkl5dFc1WlczNXVBRkVjOWcyNjA3QUwxVDhpZlllaDRQNzJ5MFIrNW5vZGloaXlickZyN1VnbnJieHQ4UWpVTDhNUnEwd2JxVG9FNjdReENieWwrRHNGZ3JzLy95UVBKemtmamRuNUdiZ09tUjZnK0VlT1JlSVdhMnVqUDJ2d3d5ZXAzQVVZZ3hzY0ZweW9JcXU4T3ZGcVRuR1JRUVdpMUZubGx1ZFNuN1Z3V0lxYU0=","decodeInfo":{"referenceID":"6782093812fbf","name":"GUEST-6782093812fbf","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:28 ] 678209380c563 <- {"status":"success","response":{"token":"mfj6YsqCg8+WPapn2FmHKEJBQTAyUDJDU1VrUk8ySWxLWjNNdlIyRjMyMThwVTlRYVNSQXlnV3VjNjBVMmxQcGFXeFRWbVlQMmhDeGNmaEd3Q1E0L3dDZGxTeXVpUmNkWjlsYmdVc1Vpc1VkTEdITWJ6V2NCWDdTeE9qREd4c3krNzFlWWV4VnFQMFl6VEFMdGI2bUJIY0UyUVM2cDJEK1hYMkVLWUxIUW54aG0yU0I3aWhicXBWbFFqVjNtbnBUTEhlZkJRcDFOSjlyZnFuWHpDblFxeVZ0V0Z5LzJyUFNWTmUvKzBENG16TEZBTTlCdExadEV6aDNpOEtWYTQxOTRPRnl5eFFFU0FtMGdwUlA=","decodeInfo":{"referenceID":"6782093814707","name":"GUEST-6782093814707","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:28 ] 67820938c083f /api/auth/login
[ 2025-01-10 23:01:28 ] 67820938c083f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:28 ] 67820938c5f8b /api/auth/login
[ 2025-01-10 23:01:28 ] 67820938c5f8b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:28 ] 67820938c083f <- {"status":"success","response":{"token":"Ix\/mgbnsgAvIPGyJncNbbTk5QWtQRk1KcklxdlVackF4QkdOMVJjbkJwTVROVGJhcWVGSnFHaURTWDRPUDBSK0dQVXUwVFNGVHh1bnNGSmd4aXJHSGJtUGNsYlp0VGNlUHdTYUJHVTJpOVViWGdsUVBnTEkwc1FnalBZZmJBNkRqcnV3di91NDJFRzdKcGY3QnVtY0RtQnNRcHNGUVJvZjN4VFo5aWtScTBLdEZuSzlONm1JU1BRUmVKczVZWUxPUWlIVFJVelRiZkJGMmdYTTE1cUlsWmFnTEJHbk96c0N5cmtUNFB6Vk5hd0pyV2Q1c3Ztb2VuTm9ERUZKVlhJRzhTeFFpaFlEWGt1OW12UHo=","decodeInfo":{"referenceID":"67820938c8cfb","name":"GUEST-67820938c8cfb","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:28 ] 67820938c5f8b <- {"status":"success","response":{"token":"0YlifVxTp9unN4P0qWKn0lRtd3VIbWtmdWlGSnIrZXM2L21sNkxVUW1XWnVOS05TUzJDUktsYk1tMi9PSjN0K1NPNWYxYWJxbEVodjM4VkZ3dEN4UVFWNHhVd2JFTWl4aFlTVWVFeHMyY0wxNmJheG04Umkwek8yU3VQcGNHNHB0ZU9CS1dhWStZYXd4SnBrS0plOU1Vd2dRZDFHN3RaMVE4T3JwcHB0OFhIMjU5bkdKbm9vM0dicW1FQlQwNHFwb0pkcm9VYzJtNUVGalBja2t2cDFOelA1YTNXQVdDL0w3M2pBR3ZaOHlYUVVtSlF4cHdEYUhYWk1JTU1lMWMvaSthM090d2J2Mm5EZ04rWHo=","decodeInfo":{"referenceID":"67820938cf67c","name":"GUEST-67820938cf67c","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:28 ] 67820938eef46 /api/auth/login
[ 2025-01-10 23:01:28 ] 67820938eef46 -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:29 ] 678209390436f /api/auth/login
[ 2025-01-10 23:01:29 ] 678209390436f -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:29 ] 67820938eef46 <- {"status":"success","response":{"token":"KSZE9IZ6cIH5fLuygYpkWUpHc3hxdFVvalh0MlphME40U1ZHbUJrMEhOTllaK1YxRjMwMVBhNUdsbVNzTWwxVUtBY285UVNEU0c4WnA0czJ6a25zeGFTYnJ2aWFQOGVMNFZDZ3BNQlhGTFYxZHFFeEoyeHpzMytVb3oyR1MzcEpWNGxuWmZ3bVhVWUhMSm5PRUkzdGk5QzVzaXhkeG1tTjN4bmhHWmsyQ1JyOHBQd1JhTCtGS2k3RTJISFRDVlF1Vi9VSWE5UXpQeXFYNzFhTEI5M3dpYXBscTlxSGVyNVpuYXBBWVVkeVFTdUVBd0JreFIzcGJmcWlXcDAzWEkxeU1vbGlCdzVOUlM2N0xKSmQ=","decodeInfo":{"referenceID":"6782093902853","name":"GUEST-6782093902853","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:29 ] 678209390436f <- {"status":"success","response":{"token":"XWWHbNrlPJQLSjgqquThnFFjVFNBNzFkczdoRnZ5VkQxMHNEajV3dWVFOWMwZFRHQUxTL09hRFkxMCtTRk5NYytiMC9pR2QxTlpTMnFwRWsybWI2bnhqZHpkcWFHczVXUXZsaXgxVUpqdGd0d1NSbFZiVEpydjBRNmpoQ21xMURqZjhVYWZ2dEdqY1FIbHBpYVhyZW1MOGQzdElyNWFXdlJWTjJnN0ZCRE8vRnJDY1JtT3FEamtXUmFVZWh5NHZwYUhhU2Z1bk0rK1dMV25XekltemJVWnFiRVBVcGdrY1BtbjB3OHovUzhhZ3pqRmJ2UkswWmp4RTZMN0dQSEJpOXhDWVdyemJRWUlMN3pvNWc=","decodeInfo":{"referenceID":"678209390c124","name":"GUEST-678209390c124","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:01:29 ] 678209396410b /api/auth/login
[ 2025-01-10 23:01:29 ] 678209396410b -> {"option":"login","typeLogin":"guest"}
[ 2025-01-10 23:01:29 ] 678209396410b <- {"status":"success","response":{"token":"Ea381V7u65tSp0CsGkBOuSs5UlN2VTBxOVZ2bjNhdnNJcFlJYmpiRC9zWGF6b0ZvWjVUOWYrSkk5K0VuVHlvYTdGSHJCMHhLc0JXOTJOWjBMTE5reVN6dXVKalNEb1JnaWxrdkp6bnJ2eFl4ZlUvNG5mR0hMcGM1TDQ3YXF6ODYvc0t5UGxwc3pFVDVETmRWZGJxeXpFSW9WeENjT3FUQ3pTb1dLeHg3eEF5dFJSK05DWEN0ejJNanlmZjN6WFdvV2JvRVBVVk5uOTB4MHFHb2tnTCt0bllhUFFyMHl5Rll3MkVlOHVuaWM5WktDTjBGc09YVm9vOXZucVpENjVlTHQxdzFYMmUyT1ZpR0pabmQ=","decodeInfo":{"referenceID":"678209396c137","name":"GUEST-678209396c137","email":"None","role":"ROLE_GUEST","salePerson":"Client","saleChannel":"Website","agentCode":"Client","user_ip":"72.167.44.162"}},"code":200}
[ 2025-01-10 23:27:59 ]  <- {"status":"fail","error":"Not Found","code":404}
[ 2025-01-10 23:28:04 ]  <- {"status":"fail","error":"Bad Request","code":400}
[ 2025-01-10 23:28:04 ]  <- {"status":"fail","error":"Bad Request","code":400}